Shows / Power Your Retirement
Power Your Retirement
Hosted by Steve Smit, CERTIFIED FINANCIAL PLANNER® and founder of Powerhouse Financial Advisors, this podcast is designed to help employees of large publicly traded utility companies take control of their retirement planning. Steve, author of Power Up Your 401(k), shares insights on maximizing 401(k) options, navigating self-directed brokerage accounts, and creating a secure financial future. Tune in for practical advice, helpful resources, and strategies to power up your retirement! Subscribe…
Episodes
- Power Your Retirement
Five Financial Frights That Keep Retirees Up at Night
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- Power Your Retirement
Bueller... Bueller... Financial Planning?
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- Power Your Retirement
The Honor and the Headache of Being an Executor
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- Power Your Retirement
Picking a Retirement Date
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- Power Your Retirement
60, Retiring Soon, and Wondering About Roth Conversions
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- Power Your Retirement
Filing Cabinet or Fire Box? Sorting Out Your Financial Paperwork
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- Power Your Retirement
The High Shoulders Theory & What It Means for Your Money
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- Power Your Retirement
What Does "Safe Money" Actually Mean?
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- Power Your Retirement
Why People Keep Working In Their Retirement Years
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- Power Your Retirement
The Kids' Money Blueprint, Part 2: Mindset & Habits
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- Power Your Retirement
The Kids' Money Blueprint, Part 1: Investments & Accounts
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- Power Your Retirement
What Are Your Financial Pain Points?
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- Power Your Retirement
The 5 D's of Retirement Planning
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- Power Your Retirement
Trail Wisdom: What Hiking Season Has to Say About Your Financial Journey
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- Power Your Retirement
Dave Ramsey's Retirement Math — Are Financial Advisors Buying It?
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- Power Your Retirement
Why a Target Date Fund May Not Be Enough
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- Power Your Retirement
How Relationships Beat Sales Pitches Every Time
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- Power Your Retirement
Working With A Financial Advisor: Our Specific Process
Send us Fan Mail A lot of people think working with a financial advisor is just about picking investments. But a great planning experience is much more than…
- Power Your Retirement
Why Helping Utility Employees Became My Mission
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- Power Your Retirement
Protecting What You Care Most About
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- Power Your Retirement
A Smarter 401(k) Philosophy for Utility Employees
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- Power Your Retirement
Is Your SCE 401(k) Working As Hard As You Are?
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- Power Your Retirement
PG&E Employees: Your 401(k) Has Three Gears- Most of You Are Still in First
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- Power Your Retirement
You Did the Hard Part. Here’s Why the Next Part Is Different
Send us Fan Mail 📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve…
- Power Your Retirement
My Investments Underperformed the Market - Should I Fire My Advisor?
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- Power Your Retirement
The Retirement Tax Traps Nobody Warned You About
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- Power Your Retirement
Why Spending in Retirement Is Harder Than It Sounds
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- Power Your Retirement
Don’t Waste Your Annual Financial Review
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- Power Your Retirement
Term, Whole, or Universal Life: Which Is Best For You?
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- Power Your Retirement
AI & Retirement: The Questions Everyone Is Typing But Nobody Is Answering
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- Power Your Retirement
The White House Wants to Give You $1,000 for Retirement
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- Power Your Retirement
Retirement Decisions Aren’t All Black & White
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- Power Your Retirement
Popular Financial Advice… But Is It Good Advice?
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- Power Your Retirement
Should You Combine Old 401(k)s?
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- Power Your Retirement
Can You Have Too Much Cash?
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- Power Your Retirement
Why Powerhouse Focuses on Utility Employees & What’s New in 2026
Send us Fan Mail 📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve…
- Power Your Retirement
The Love Story Behind Every Financial Plan
Send us Fan Mail 📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve…
- Power Your Retirement
Mailbag: Extra Cash, Big Decisions, and the Truth About Tax-Free Retirement
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- Power Your Retirement
At 55, Is It Too Late for a Roth 401(k)?
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- Power Your Retirement
10 Retirement Myths Too Many People Still Believe
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- Power Your Retirement
Is The Economy Set Up For A Better 2026?
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- Power Your Retirement
Financial Lessons from a Snow Day
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- Power Your Retirement
What’s Changing in 2026 (And Why It Matters to Your Money)
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- Power Your Retirement
Your Year-End Retirement Planning Questions Answered
Send us Fan Mail 📱 Want expert help in planning for your financial future? Book your 401(k) Onboarding Meeting with Steve…
- Power Your Retirement
The 5 Retirement Questions Smart People Ask
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- Power Your Retirement
5 Financial Advisor Red Flags You Can’t Ignore
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- Power Your Retirement
What It’s Really Like to Be a Client of a Financial Advisor
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- Power Your Retirement
Retirement Health Care Costs Just Jumped Again (2025 Update)
Send us Fan Mail Fidelity just released their 2025 Retiree Health Care Cost Estimate, and the number is staggering: $172,500 for a 65-year-old retiring today…
- Power Your Retirement
The Financial Power of Thankfulness
Send us Fan Mail Thanksgiving gives us the perfect excuse to pause and appreciate what’s going right, financially and otherwise. Gratitude doesn’t just lift…
- Power Your Retirement
Do Your Feelings Belong in Your Financial Plan?
Send us Fan Mail Most people think financial planning is about calculators, spreadsheets, and strategies, but that’s only half the story. The way you feel…
- Power Your Retirement
Where Should You Invest $1 Million?
Send us Fan Mail What would you do if a client came in with $1 million in cash to invest? That was the question put to three financial advisors in a recent…
- Power Your Retirement
Is Now the Time to Invest More in Bonds?
Send us Fan Mail Bonds used to be the “boring” part of a portfolio- safe, steady, and not very exciting. But with yields at multi-decade highs, many investors…
- Power Your Retirement
What To Know About The “First Year Rule” Of Retirement
Send us Fan Mail Well, you’re retired. Now what? Some people subscribe to the “first year rule,” which says that the majority of your best retirement months…
- Power Your Retirement
4 Ways to Refresh Your Finances Today!
Send us Fan Mail October is known for cooler weather, pumpkins, and Halloween. But did you know it’s also Financial Planning Month? While it might not come…
- Power Your Retirement
How To Handle Big Purchases In Retirement
Send us Fan Mail In this mailbag episode, Steve tackles a listener question from Seth about whether or not to buy an RV in retirement, and how to do it without…
- Power Your Retirement
What Parents Regret Most About College Costs
Send us Fan Mail For many parents, the dream of sending their kids to college comes with a heavy financial hangover. In this episode, Steve breaks down the…
- Power Your Retirement
The Gas Station Sushi Equivalent Of Retirement Planning
Send us Fan Mail We all know there are things in life you probably shouldn’t trust, like gas station sushi or an email from a Nigerian prince. But what about…
- Power Your Retirement
You’re Not Ready to Retire If This Is All You’ve Done
Send us Fan Mail You’ve spent decades building your investment accounts, monitoring the markets, and contributing to your 401(k). That’s great. But here’s the…
- Power Your Retirement
Inflation Is Still Wrecking Retirement Confidence
Send us Fan Mail Inflation may not be in the headlines like it was in 2022, but for most Americans, it’s still public enemy number one when it comes to saving…
- Power Your Retirement
5 Signs You’re Richer Than You Think
Send us Fan Mail Most people don’t feel wealthy. But what if your day-to-day habits are quietly building serious financial strength? A recent article from…