Shows / He Said She Said the Money Guide Podcast
He Said She Said the Money Guide Podcast
Tune in and find out what is on the minds of two long-practicing, fee-only financial planners – Jay Furst and Certified Financial Planner ™ Cheryl Costa. Cheryl and Jay chat weekly about the markets and a wide range of personal finance topics.
Episodes
- He Said She Said the Money Guide Podcast
Rough Week (Episode 324)
For AI, crypto, health insurance premiums, and those who are sick of election ads.
- He Said She Said the Money Guide Podcast
Jay 4 Cheryl 0 (Episode 323)
Short house sales are back, at least in some parts of the country. Plus another Musk rant and college majors that pay off (A LOT). Plus plus are we in an AI…
- He Said She Said the Money Guide Podcast
Who Wants to be a Millionaire (Episode 322)
According to a recent 401(k) study, quite a few are already. Plus the social security boost for 2027, 1 share of SpaceX to all and buying a house with your…
- He Said She Said the Money Guide Podcast
Where is that Refund? (Episode 321)
Long delays from Uncle Sam, auto enrolled in 530A accounts and college tuition cuts. Plus mortgage rates keep rising, automakers are policing advertised prices…
- He Said She Said the Money Guide Podcast
Will AI End Civilization? (Episode 320)
That's deep…and we don't know…but it is causing turmoil in the markets and DC. Plus Apple's sneaky price increase, how much do you want to put a data center in…
- He Said She Said the Money Guide Podcast
Fed Puppet or Not a Puppet (Episode 319)
18 years since Too Big to Fail, Topeka will pay you to live there, and parents will pay for the Mountain school. Plus good luck finding a reasonably priced…
- He Said She Said the Money Guide Podcast
Jonny Pops and TSA (Episode 318)
Dutch National Bank moves gold from US, direct admissions to colleges and why live in the dorms when your parents can buy you an apartment. Plus Jay gets…
- He Said She Said the Money Guide Podcast
Does Murder Disqualify Your Inheritance? (Episode 317)
Nick Reiner says no. Plus Kalshi bans George Santos, Meta settlement partially contingent on competitors, flood insurance and Boston Scientific cyberattack…
- He Said She Said the Money Guide Podcast
Target's Questionable Policy (Episode 316)
Moderna soars, and so do condo dues, college students using premium credit cards and insurers paying out less than ever (whistle if you've heard that before)…
- He Said She Said the Money Guide Podcast
Paying for Data (Episode 316)
Truth Social offers information in advance. Jobs decrease but the unemployment rate stays low, medical expenses are increasing for seniors and Zac Brown is…
- He Said She Said the Money Guide Podcast
Congrats on the Failing Farm (Episode 315)
It could be worth $22 million. Gold down 25% from recent highs, inflation down to 3.5% in June but don't get too comfortable. Introducing your 17-year-old…
- He Said She Said the Money Guide Podcast
Cheryl's Coin (Episode 314)
Or not…Philosophy Majors getting a payday, Trump Account options (minimal), quarterly returns look good and kids, er, older kids, are moving back home. And…
- He Said She Said the Money Guide Podcast
Yawn…Another Dow Record (Episode 313)
What's next, Dow 60K or 40K? Irrational Exuberance is now 30 (Happy Anniversary!), new methods for pricing college tuition, new car purchases slow and Medicare…
- He Said She Said the Money Guide Podcast
Blaming AI (Episode 312)
Execs blame it for mass layoffs and students blame it for lack of job opportunities. Polymarket BS, SpaceX valuation and Kevin Warsh is a man of few words…
- He Said She Said the Money Guide Podcast
Some Birdie Knocking at the Door (Episode 311)
Or the window… AI failed with IKEA directions but did well guiding a house sale. Elon gets to vote shares he does NOT own, nearly half of insurance claims are…
- He Said She Said the Money Guide Podcast
Do Jellybeans Jump (Episode 310)
A new Fed chair, the NASDAQ jumps through hoops to accommodate SpaceX, a book on AI has mistakes from…AI and the number of credit card delinquencies at its…
- He Said She Said the Money Guide Podcast
College Grads Love/Hate AI (Episode 309)
Inflation spikes, 36 grandkids taking a hit on an inheritance, student loan rates and updates on loan forgiveness and the college grad hotspots. Plus hanging…
- He Said She Said the Money Guide Podcast
Trade Schools Are Hot… (Episode 308)
And getting expensive. Polymarket fraud becoming commonplace, Powell investigation dropped, and the government bailout of Spirit Airlines. Plus a wealth tax in…
- He Said She Said the Money Guide Podcast
Can a Shoe Bust Become an AI Success? (Episode 307)
Markets rise while valuations drop, the Fed Chair nominee testifies, and Tim Cook is stepping down. Plus a possible cap on social security benefits, state tax…
- He Said She Said the Money Guide Podcast
"The IRS Isn't Going to Catch Me" (Episode 306)
Seems to be the view of many this filing season. Polymarket dispute, Trump Meme coin plummets, Nutella's accidental marketing genius and a surge in inflation…
- He Said She Said the Money Guide Podcast
Tech Neck (Episode 305)
Can be profitable. Market fluctuations, the 529 boycott, please pay attention to your target date funds and converting mutual funds to ETFs. Plus Storage Wars…
- He Said She Said the Money Guide Podcast
Is Meta Big Tobacco (Episode 304)
A Class Action could be next. Two similar homes with very different costs to insure, don't mess up your tax breaks and a car dealer's worst nightmare. Plus it…
- He Said She Said the Money Guide Podcast
Fertilizer Shortage (Episode 303)
Along with oil and gas, causing economic issues worldwide. Is recent volatility worrisome? Plus a college loan scam despite a credit freeze, OT taxation…
- He Said She Said the Money Guide Podcast
War in the Middle East (Episode 302)
Is the US Attack on Iran Really an Attack on China? Personal savings rates on the decline, mortgage rates dip below 6% (briefly) and the surprise fee on car…
- He Said She Said the Money Guide Podcast
State of the Union (Episode 301)
One host slept through it. Tariffs are illegal but still in place. Not a typo. A government savings plan for those without and estimated taxes are a pain…
- He Said She Said the Money Guide Podcast
Gen Z Investing (Episode 300)
More in the market and less in real estate. The annual healthcare study, more on the CA billionaire's tax and another hit to private equity. Plus state…
- He Said She Said the Money Guide Podcast
Dow 50K (Episode 299)
Can we get a woohoo?! Bitcoin continues its slide, conflicting info relating to jobs and salaries and be careful with that brokerage account checkbook. Plus…
- He Said She Said the Money Guide Podcast
Bad Blowtorch Uses (Episode 298)
Can't miss advice on what NOT to do, gold and bitcoin volatility continues, a new Fed nominee, and free tuition at Yale. Plus the housing market takes a turn…
- He Said She Said the Money Guide Podcast
TACO Tuesday (Episode 297)
The TACO part was really Wednesday but… Gold over 5000, silver soaring too, UnitedHealthcare selloff and a reversal on garnishing wages for education loans…
- He Said She Said the Money Guide Podcast
The Trump Pod (Episode 296)
Powell and Trump go at it, restrictions on corporate housing purchases, Trump accounts and a cap on credit card interest. Plus 60/40 accounts back in vogue…
- He Said She Said the Money Guide Podcast
The Year Past and What's in Store (Episode 295)
Are you kidding? We can tell you what happened but don't expect what will happen next. A strong 2025 across the board, a waiting list for vocational schools…
- He Said She Said the Money Guide Podcast
Are You My Mother? (Episode 294)
Surprise Heirs, another scam story and the Student Loan Forgiveness Tax Bomb. Plus problems rich New Yorkers are having leaving, inherited IRA issues and the…
- He Said She Said the Money Guide Podcast
Beware of Finfluencers (Episode 293)
Social Security advice is often not what it seems. Will the Fed cut rates this week, 401(k) millionaires double and young 'uns are investing. Plus Vanguard…
- He Said She Said the Money Guide Podcast
Early Decision is the Answer (Episode 292)
For College Enrollment Chiefs, anyway. Crypto plunges, the Dells pledge $6.25 billion and more tariff info. Plus Burger King needs pennies, more stats on the…
- He Said She Said the Money Guide Podcast
Engraved Chopsticks (Episode 291)
Say goodbye to the penny – new ones at least. Say hello to the 50-year mortgage – actually don't. Tech and crypto slumping, stimulus checks might be on the way…
- He Said She Said the Money Guide Podcast
AI Bubble? (Episode 290)
Certainly a popular question. Plus Medicare decision time, the CZ pardon and say goodbye to the Buffett premium. Plus plus where did the milk chocolate in my…
- He Said She Said the Money Guide Podcast
Crypto as Collateral (Episode 289)
How will that work? Early decision turmoil at Tulane, how helpful are banks really being to furloughed workers, and the premium Citi card that is anything but……
- He Said She Said the Money Guide Podcast
Financial Aid for All (Episode 288)
As long as you make under $1 million. Plus tax bracket changes, the popularity of target date funds in 401(k)s, harvesting reward card bonuses, and the right…
- He Said She Said the Money Guide Podcast
Coffee Prices Surge 22%! (Episode 287)
Baristas are dealing with unhappy people, a weak jobs report likely to bring lower Fed rates, and more women than ever are the big breadwinners. Plus some…
- He Said She Said the Money Guide Podcast
International Pod Day (Episode 286)
Government shutdown? Concierge medicine, let AI take the CFA for you, corporate bond demand is running hot and high wage earners lose a tax break. Plus Ford…
- He Said She Said the Money Guide Podcast
Cash is King? (Episode 285)
New Visa Fees, Fed rate cut and the mortgage impact and added mortgage info. Plus unemployment among young men worse than women. Plus plus the retirement…
- He Said She Said the Money Guide Podcast
Play-Doh in Congress (Episode 284)
The Fed is on the clock, social security is increasing in 2026, corporate reporting guidelines could be relaxed and it's a tough time to be young and looking…
- He Said She Said the Money Guide Podcast
Taxing the Stupid (Episode 283)
Apparently, your hosts can be included there. Big lottery weekend, upcoming rate cuts, a weak labor market and the impact of tariffs on the post office. Plus…
- He Said She Said the Money Guide Podcast
Hooters on the Comeback Trail (Episode 282)
Impact of Tariffs, the legality of which are now under scrutiny, the impact of alienation of other countries, the latest on the Fed and be sure to choose your…
- He Said She Said the Money Guide Podcast
9 Dogs and 9 Brews in 9 Innings (Episode 281)
Good luck with that! Plus AOL dial-up service comes to a close, Publisher's Clearing House leaves sweepstakes winners in the lurch, Taylor Swift inspired…
- He Said She Said the Money Guide Podcast
IRS Commissioner Out…Again (Episode 280)
Averaging one per month. Head of BLS Out. Goldman's leading economist – suggested out. Plus Nvidia to share revenue with the government, inflation info, more…
- He Said She Said the Money Guide Podcast
401(k)s and 529s and Maybe Some Other Numbers (Episode 279)
Nobody beats Scottie Scheffler, even as an investment. People tapping into 401(k)s early and plans adding private equity. Why the 529 scorches that universal…
- He Said She Said the Money Guide Podcast
The Legal Issue (Episode 278)
Rental car returns, CA pension lawsuit, a crypto scam (yes, another one) and gambling losses. Plus hidden homeowners' costs don't seem that hidden, YouTube…
- He Said She Said the Money Guide Podcast
The Sports Edition (Not Really) (Episode 277)
Private Equity in Youth Sports, Canada's impact on the Buffalo Bills, issues with Tesla, and when to take RMDs. Plus a competitor to FICO may help with that…
- He Said She Said the Money Guide Podcast
BBB Details (Episode 276)
Lots of permanent items, at least temporarily. Mortgage interest, car loan interest, SALT deductions, 529 usage, employer contributions and more. Plus a brief…
- He Said She Said the Money Guide Podcast
Musk vs Trump (Episode 275)
Musk threatens Congress if they vote for the current bill. Trump threatens Musk with deportation. Musk suggests establishing another political party. Plus…
- He Said She Said the Money Guide Podcast
The Senate Takes a Turn (Episode 274)
Proposed changes to the Big Beautiful Bill, Yale decides private equity isn't all they thought, and Syracuse offering big time sweeteners to prospective…
- He Said She Said the Money Guide Podcast
Tacos, Tacos, Tacos Here… (Episode 273)
The trade of the year so far. Bromance ends bitterly, savings are close to target, and loan limits could cause a shortage of doctors. Plus the rise of Buy…
- He Said She Said the Money Guide Podcast
The Boy Who Cried Tariff (Episode 272)
Threats against the EU and Apple, the tax bill passes the house and heads to the Senate and it is time to do some estate planning. But be careful about the TOD…
- He Said She Said the Money Guide Podcast
Sesame Street Streaming (Episode 271)
Say that 3 times fast… Bert and Ernie are moving to Netflix. Moody's downgraded US debt from the highest levels, Wal-Mart tariff fallout, investigations at…
- He Said She Said the Money Guide Podcast
Big Beautiful Tax Bill (Episode 270)
It will change and it has a lot of holes but other than that… Plus $10K to nap. Zzzzz…
- He Said She Said the Money Guide Podcast
Buffett Stepping Down (Episode 269)
Man, Myth, Legend! College loans galore, earlier claims on social security and Microsoft takes a stand.
- He Said She Said the Money Guide Podcast
Museum of American Finance (Episode 268)
Yes, that somehow made the cut. Plus Trump vs Harvard, Trump vs J Powell, Trump vs the IRS, which now has its 5th head in 3 months. Plus plus YTD performance…
- He Said She Said the Money Guide Podcast
Tariffs and Markets (Episode 267)
And Bears and Bulls, oh my.
- He Said She Said the Money Guide Podcast
Diamond Theft 101 (Episode 266)
Step 1: swallow the diamond earrings. Step 2: MENSA is off the table. Plus the US Treasury stopping paper checks, quarterly performance, an IPO and two…