Shows / On The Money
On The Money
Every week, Kyle Caldwell and guests take a look at how the biggest stories and emerging trends could affect your investments, with practical tips and ideas to help you navigate your way through. Join the conversation, tell us what you want us to talk about or send us a question to OTM@ii.co.uk. Visit www.ii.co.uk for more investment insight and ideas.
Episodes
- On The Money
How the latest Budget will affect your savings and investments
There's plenty of detail in the latest Budget, but what does it mean for savers and investors? Craig Rickman and Dave Baxter unpick the big developments and…
- On The Money
200 episodes: 11 golden rules we keep coming back to
After 200 episodes of On The Money, one thing has become clear: successful investing is often less about finding the next big winner and more about sticking to…
- On The Money
Autumn Budget preview and what’s happening to state pension triple lock
Ahead of Chancellor John Healey delivering his first Autumn Budget on 28 October, Kyle is joined by interactive investor’s personal finance editor Craig…
- On The Money
Can this market darling finally make a recovery?
With investors focused on Taiwan and Korea, India has really fallen out of favour as a market. This week's episode looks at what could bring it back to life -…
- On The Money
What are investors buying? Inside the top 20 index funds and ETFs
In this episode, the focus is on the funds that are most popular among investors looking to track the ups and downs of a particular market, theme, or…
- On The Money
This sector is booming - but have investors missed the boat?
With biotech and healthcare stocks making massive gains, a sector specialist looks at what has happened - and what might come next. Important information: This…
- On The Money
Solutions to the UK’s biggest pension problems
Our just-published, market-leading Great British Retirement Survey, which draws on the experiences of nearly 8,000 people, reveals the biggest challenges…
- On The Money
Key tax and pension issues in Andy Burnham’s in-tray
This week, the focus is on the key tax and pension issues in new Prime Minister Andy Burnham’s in-tray now that the Makerfield MP has had some time to size up…
- On The Money
Portfolio Dilemma: we tackle six investment problems
In this episode, Kyle and Dave give their thoughts on a range of topics submitted by DIY investors, including whether there’s too much crossover when owning…
- On The Money
How to navigate extreme valuations
A respected academic metric popularised by well-known economist Robert Shiller points to valuations for the US stock market being higher only once, during the…
- On The Money
The overlooked defensive sectors to size up
Markets are currently obsessed with the artificial intelligence story, meaning plenty of companies are getting left behind if they don't fit the bill. This…
- On The Money
Terry Smith’s overhaul: what’s behind it and what’s changed?
Terry Smith, arguably the most famous fund manager running money in Britain today, has abandoned his buy and hold “do nothing” strategy and carried out a major…
- On The Money
Why this investment type shouldn’t be ignored
In our latest episode, we tackle a topic that a listener asked us to cover: how bonds work and the role they play in a portfolio. Joining Kyle to cover all…
- On The Money
Top-performing funds and outlook for rest of 2026
In this half-time report, Kyle is joined by Dave Baxter to look back on the top-performing funds and sectors in the first six months of the year. The duo also…
- On The Money
What's going on in private markets and why it matters
The SpaceX IPO has highlighted how much potential there is in private companies but how do investors get exposure ahead of the game? This week’s guest, Mat…
- On The Money
How ISA tax rules are changing from April 2027
In a big shake-up to ISAs, it was recently announced that a new flat-rate charge of 22% will be applied on interest paid on cash within a stocks and shares ISA…
- On The Money
How to capture the emerging markets rally
Korea, Taiwan and other "emerging" markets have made huge amounts of money for investors in the last year. We look at what's driving it, and what to consider…
- On The Money
How to build a World Cup-winning portfolio
Football fever is sweeping the nation again after the men’s World Cup kicked off. There are parallels between the beautiful game and investing, particularly…
- On The Money
How to spot cheap investment trusts
The yields and discounts on investment trusts can look appealing but there's lots to weigh up. Dave Baxter asks Winterflood's Emma Bird what we should consider…
- On The Money
How to navigate the big risk worrying the pros
One of the biggest economic concerns for asset allocators is the prospect of a return to a 1970s-style period of stagflation. To discuss the reasons why a…
- On The Money
Most-popular funds for lump sum and regular investing
In this week’s episode Kyle and Dave weigh up the pros and cons of lump sum and regular investing. The duo also run through key trends among the top 15…
- On The Money
The risks and rewards of investing in hot themes
Whether it’s artificial intelligence, space exploration or defence spending, investment themes have driven plenty of the big recent gains in markets. But the…
- On The Money
Q&A episode: retirement income from £250K, IHT pension planning, and are ETFs riskier than funds?
Our latest episode answers questions sent in by listeners. Kyle is joined by Craig Rickman, interactive investor’s personal finance editor, to cover a wide…
- On The Money
My 10-point checklist for picking smaller company shares
Smaller company shares can make for exciting investments but they carry plenty of risk. The latest episode of our On The Money podcast looks at the checks DIY…
- On The Money
Tax traps to be aware of and how to beat them
Frozen thresholds mean more people are being caught by an effective 60% tax rate. To discuss this topic, including providing practical pointers on how to beat…
- On The Money
Three ways to build an ISA portfolio from scratch
Putting together a portfolio to weather different conditions is no easy task, even in calmer times. For beginner investors it can be particularly puzzling…
- On The Money
The outperforming funds flying under the radar
Many top funds deliver their best returns in the early years, when the portfolio is small and the investment team is hungry for success. But spotting these…
- On The Money
How to get your finances in shape ahead of big rule changes
The new tax year brings fresh annual allowances for ISAs and SIPPs. While it always makes sense to invest in a tax-efficient manner, the mantra of ‘use it or…
- On The Money
Top tactics on how ISA millionaires invest
With just days until this tax year ends and a new one begins, the focus for this week’s episode is on the increasing number of ISA millionaires and how you can…
- On The Money
When to sell a fund, investment trust or ETF
In another ISA-focused episode ahead of tax year end, Kyle is once again joined by Dave Baxter, senior fund content specialist at ii, to discuss how to review…
- On The Money
The most-popular ISA funds today vs five years ago
With tax year end only a couple of weeks away, Kyle is joined by ii fund content specialist Dave Baxter to run through the funds, investment trusts and ETFs…
- On The Money
State pension changes: are you prepared?
The focus for this week’s episode is pensions ahead of changes to the state pension age, which is rising from 66 to 67. In a worst-case scenario, those turning…
- On The Money
Is the tide starting to turn for UK smaller companies?
Before the outbreak of conflict in the Middle East, the performance gap between UK smaller companies and the country’s largest businesses had started to…
- On The Money
Shares, funds and investment trusts: how to generate £10,000 of income
For investors looking to generate income from their investments, there are various ways to approach the task. For many years, interactive investor has complied…
- On The Money
How to invest in times of turmoil
From ongoing conflicts to tariffs, global tensions and disputes only seem to be on the rise. And while this presents major humanitarian issues, it’s also…
- On The Money
How to perform a deep dive on funds, investment trusts and ETFs
When researching funds, investment trusts, and exchange-traded funds (ETFs), it’s important to look under the bonnet. But what does that entail? To explain how…
- On The Money
US exceptionalism: is era of strong returns over?
The US stock market has delivered stellar returns over the past 15 years, which has led to the country becoming a larger part of the global stock market…
- On The Money
Seven pension tips to get you retirement ready
What are the main items to put on your to-do list in the latter stages of saving and investing for retirement? To tackle this topic Kyle is joined by Craig…
- On The Money
How to spot (and survive) a market bubble
The artificial intelligence boom has produced great returns for investors but they increasingly worry that we have entered a bubble – with a painful ‘bust’…
- On The Money
How we invest and lessons learnt
We’ve all been there and made some investing mistakes. The good news is that there are ways to limit any impact, such as by having a diversified portfolio and…
- On The Money
Key changes impacting your money in 2026 and beyond
We kick off discussing the key personal finance and tax changes that will come into force in 2026. Among the topics discussed by Kyle and interactive…
- On The Money
Reasons to be bearish and bullish in 2026
In our last episode of 2025, Kyle is joined by interactive investor’s head of markets Richard Hunter to look ahead to key drivers for stock markets in 2026…
- On The Money
The big trends shaking up investment trusts
This week, Kyle is joined by ii’s Dave Baxter to discuss key developments and trends impacting investment trusts. The duo run through why US activist investor…
- On The Money
Where next for one of 2025’s best-performing investments?
Commodities has been one of the hottest investment areas of 2025, with both gold and silver prices soaring. To explain why commodities are in a bull market…
- On The Money
Autumn Budget 2025: the key takeaways for savers and investors
Kyle is joined by Craig Rickman to cover the personal finance contents of the famous red briefcase. The duo discuss the cut to the cash ISA allowance, reform…
- On The Money
Fundsmith Equity and key trends among most-popular funds
The latest episode of On The Money covers key trends in the latest edition of the ii Top 50 Fund Index (Q3 2025), which ranks the most-bought funds, investment…
- On The Money
Long-term themes good for health and growing wealth
In this episode, the focus is on healthcare, a sector with enduring appeal. Joining Kyle to explain the key long-term trends he’s tapping into is Jamie…
- On The Money
US tariffs or AI: which is the biggest risk for S&P 500?
In this episode, Kyle is joined by Julian Bishop, manager of Brunner Investment Trust, to discuss US tariffs, including whether stock markets have become…
- On The Money
Budget 2025: how pensions and ISAs could change
We’re now less than a month away from Chancellor Rachel Reeves delivering this year’s Budget. As ever, there have been plenty of rumours regrading the contents…
- On The Money
Three rules for picking sensible stocks
With various stock markets and assets, including gold, reaching or close to record highs, investors who’ve failed to get in on the rallies may be concerned…
- On The Money
How to decide whether to take profits or run a winner
This week’s episode examines the dilemma of whether to run a winner or take some profits from an investment that’s performed well. Joining Kyle to offer his…
On The MoneyIs 4.7% the new magic number for sustainable pension withdrawals?
Our latest episode – our 150th – tackles the dilemma retirees face over how much money to take out of their pensions, while trying to ensure their lifetime…
- On The Money
Why these three sectors stand out from the crowd
The focus for this episode is where investors can look for potentially undervalued opportunities. Kyle is joined by Michael Field, chief equity market…
- On The Money
How to spot shares with ‘multi-bagger’ potential
Kyle is joined by fund manager Jean Roche to discuss how she attempts to find top-performing ‘multi-bagger’ stocks. While it’s rare for a company to deliver a…
- On The Money
Four pension pitfalls and how to tackle them
In this episode, Kyle and colleague Craig Rickman focus on interactive investor’s market-leading Great British Retirement Survey. Kyle and Craig home in on…
- On The Money
Stock markets at record highs – is this a concern?
Following a number of listeners getting in touch over the summer, we’ve dedicated this episode to answering your questions. Kyle is joined by Craig Rickman…
- On The Money
10 tactics when researching funds, investment trusts and ETFs
Returning following a two-week break, Kyle is joined by colleague Sam Benstead for this episode. The duo run through what private investors should look for…
- On The Money
How to find defensive shares that can weather stock market storms
The sharp stock market sell-off earlier this year served as a reminder that volatility is par for the course in investing. During such periods, defensive…
- On The Money
Why investors overexposed to the US should think twice
Most investors will have a sizeable weighting to the US stock market, particularly those who own global index funds or ETFs, which have weightings of around…
- On The Money
A dividend trend that investors tend to overlook
Over the past decade, Asia-Pacific companies have become more dividend friendly. This episode examines that trend, with the region arguably an overlooked one…