Shows / The Personal Finance Club Show
The Personal Finance Club Show
The Personal Finance Club Show makes personal finance and investing simple and fun. Each episode unpacks real-world money questions, viral financial claims, and major news headlines in clear, bite-sized pieces. Whether you're decoding your 401(k), getting started with index funds, or wondering if that viral TikTok money hack actually holds up, this show has you covered.
Hosts Jeremy Schneider and Jenn Mundia, will share practical advice, straightforward investing tips, and go on an occasional…
Episodes
- The Personal Finance Club Show
$900B Today vs. 1.2M/hr, Stock Picking, and Click-To-Cancel | Ep 59
In Episode 59 of the Personal Finance Club Show, Jeremy and Jenn start off with some fun Halloween costume banter before jumping into "Scroll Patrol" to react…
- The Personal Finance Club Show
The Truth About Private Equity, The Roth vs. Traditional Debate, and Peanut Butter on a Budget | Ep 58
In Episode 58 of the Personal Finance Club Show, Jeremy and Jenn kick off with surprise banter before jumping into "Scroll Patrol" to react to trending online…
- The Personal Finance Club Show
The Single Tax, Gambling on Margin, The $200K 22 year old | Ep 57
In Episode 57 of the Personal Finance Club Show, Jeremy and Jenn kick off with some travel banter about running to their airport gate and review recent…
- The Personal Finance Club Show
Breaking the Paycheck-to-Paycheck Cycle, IULs for Kids, and Is Car Insurance Worth It? | Ep 56
In Episode 56, Jeremy and Jenn start off with some banter before diving into "Scroll Patrol" to review trending online money advice. In "Hot Topics," they talk…
- The Personal Finance Club Show
$5k Trump Dividend Checks, Sneaky Investment Account Fees, and Do The Poor Pay More? | Ep 55
In Episode 55 of the Personal Finance Club Show, Jeremy and Jenn start off with banter before jumping into "Scroll Patrol" to react to trending internet money…
- The Personal Finance Club Show
Buy Now Pay Later Rent, $20/hr Chief Of Staff, and Ethical Cannibalism | Ep 54
In Episode 54 of the Personal Finance Club Show, Jeremy and Jenn start off with banter about surviving on gas station food and the Andes flight disaster before…
- The Personal Finance Club Show
Don’t Pay Your Debt, Bonds Surge, and Are Mortgages Anti-Millionaire? | Ep 53
In Episode 53 of the Personal Finance Club Show, Jeremy and Jenn kick things off with a game of "Name That Celeb" during banter before jumping into "Scroll…
- The Personal Finance Club Show
Reddit in the S&P, VOO vs VTI, and Momentum Index vs. Global Index | Ep 52
In Episode 52 of the Personal Finance Club Show, Jeremy and Jenn kick off with "Scroll Patrol" before diving into the big news in "Hot Topics": Reddit joining…
- The Personal Finance Club Show
Girl Retirement Math, Investing On Margin, and A Letter From Guam | Ep 51
In Episode 51 of the Personal Finance Club Show, Jeremy and Jenn share pre-FinCon banter before opening "Scroll Patrol" to review online money trends. Moving…
- The Personal Finance Club Show
NYC Wealth Tax, Down Payment Percent, College Boyfriend’s Financial Tips | Ep 50
In this episode of the Personal Finance Club Show, Jeremy and Jenn kick off the episode with some back-to-school banter about supply budgets before jumping…
- The Personal Finance Club Show
Slow-Paying the IRS, Fidelity ETFs, and Is It Time For You To Buy A House? | Ep 49
In this episode of the Personal Finance Club Show, Jeremy and Jenn kick things off with a discussion about childhood allowances before jumping into "Scroll…
- The Personal Finance Club Show
Is X Money Worth It, Buying A House With No Credit, and Emergency Fund Retirement Plans | Ep 48
In this episode of the Personal Finance Club Show, Jeremy and Jenn start off by reacting to viral internet money advice in "Scroll Patrol" before breaking down…
- The Personal Finance Club Show
Can Billionaires Save The World, IRA to Roth Conversions, and Flat-Fee Financial Advisors | Ep 47
Why don't billionaires want to end world poverty? Should you convert your traditional IRA to a Roth? And is hiring a financial advisor like paying a dog walker…
- The Personal Finance Club Show
Trump Accounts, Joining an MLM, and Borrowing Money For a Car | Ep 46
Should you open a Trump account for your child? Is joining an MLM a good idea? And how much money should Liz borrow for a car? Let's find out!
- The Personal Finance Club Show
The Newborn Investor, US Stock Bubble, and Monthly Money Challenges | Ep 45
Is the US stock bubble about to pop? What’s the best way to invest for your newborn? Do you have to wait until you’re 75 to enjoy your investments?
- The Personal Finance Club Show
Fake Diversification, Venmo Wars, and Is Real Estate a Scam? | Ep 44
Is your portfolio fake-diversified? Do taxes make real estate investing pointless? And should you buy this dip and get started investing? Let's find out!
- The Personal Finance Club Show
401k Scams, The Prediction Market Debacle, and Early Retiree Health Insurance | Ep 43
Is your 401(k) a terrible investment? Should you invest in Kalshi and Polymarket? And is Elon Musk cash poor? Let's find out!
- The Personal Finance Club Show
Billionaire Tax Scams, Overpriced Houses, and the CPA Dilemma | Ep 42
Is the housing market wildly overpriced? Should you hire a CPA to file your taxes? Is the US tax code a billionaire a tax scam? Let's find out!
- The Personal Finance Club Show
ChatGPT Financial Advisor, Investing in Skittles, and Facebook Marketplace Flame War | Ep 41
Should ChatGPT be your financial advisor? Is disability insurance worth it? And what review did Jake from facebook marketplace leave me?
- The Personal Finance Club Show
Does Your Credit Score Matter, Retirement Tax, and @econwithkole | Ep 40
Why are investments going down? How do taxes factor into your retirement number? And why does your stupid credit score keep bouncing around? Let's find out!
- The Personal Finance Club Show
SpaceX IPO Scandal, Living Off One Income, and Lump Sum Mortgage Payments | Ep 39
Is Elon Musk stealing from index funds? Should you and your spouse live off of one income? Are you a big dumb if you pay off your 2.5% mortgage? Let's find out!
- The Personal Finance Club Show
Buying Spirit Airlines, Firing Your Financial Advisor, and Puppies vs. Babies | Ep 38
Should we all buy Spirit Airlines? Did your financial advisor put you into bad investments? And who's more important, puppies or babies? Let's find out!
- The Personal Finance Club Show
From $100 to $3M, America’s $1T Credit Card Debt, and The Bond War | Ep 37
Can you turn a $100 into $3 million in two years? Are Americans swimming in credit card debt? And how many bonds should you own? Let's find out!
- The Personal Finance Club Show
From 60k to 1M, Rent Vs. Buy, and The New Fed Rate Drop? | Ep 36
How did someone making $60,000 a year become a millionaire in seven years? Should you buy a house? And will a new Fed chair make your mortgage cheaper? Let's…
- The Personal Finance Club Show
The 401k Drain Trend, How To Retire in 7 Years, and Timing Your Refi | Ep 35
Should you drain your 401(k) to cover your living expenses? Can you time the refi market? And can you retire in seven years by working a normal job? Let's find…
- The Personal Finance Club Show
The 401(k) Scam, Your Tariff Refund, and Money Printing | Ep 34
Will you get a tariff refund? Are 401(k)s a scam? And is the stock market only going up because the government is printing money? Let's find out!
- The Personal Finance Club Show
Tax Free Millionaires, Life Insurance (Scam?), and The Magnificent 7 Crash | Ep 33
Are tech giants ruining the stock market? Should Daniel buy life insurance for his 21-year-old son? And are millionaires living tax-free by borrowing money?…
- The Personal Finance Club Show
Buy a Tesla With Your Credit Card, the $2M Factory Worker, and Market Crash? | Ep 32
The economy just added 178,000 jobs. Is that a lot? Is buying a Tesla with a credit card an infinite free money glitch? And how did a worker at a terrible…
- The Personal Finance Club Show
Replacing Dollar with Crypto, Disney Adult Timeshares, and Taxable Accounts | Ep 31
Is the US launching a crypto currency that will make the dollar obsolete? Are you taxed on a brokerage account when you withdraw money? And are Disney…
The Personal Finance Club ShowTrump’s Insider Trading, Jeremy’s Big Lie, and 4% or Bust | Ep 30
Do insider traders have access to Trump tweets before they happen? Is the 4% rule reliable? And am I lying about how I grew my net worth? Let's find out.
The Personal Finance Club ShowLooming Recession, High Fee 401ks, and Estate Planning for Migos | Ep 29
Are oil prices pushing us into a recession? Should you prioritize a high fee 401k over your Roth IRA? And do you want to watch an awkward white guy navigate…
The Personal Finance Club ShowThe 0% S&P Return, Borrowing Against Your Investments, and the Student Loan Fiasco | Ep 28
Is the S&P 500 projected to have a 0% return going forward? Should you take out a loan backed by the value of your investment portfolio and the safe plan is…
The Personal Finance Club ShowTariff Refunds, The Best Index Fund for Taxes, and The Nuance of 4% | Ep 27
Are you going to get a big tariff refund? How can you save on taxes by juggling around which accounts your funds are in? And how is investing like chess? I'm…
The Personal Finance Club ShowInvesting During War, Day Trading and, the No Bond Crew | Ep 26
War is breaking out. How should you change your investments? Are bunds dumb? And can you get rich by day trading Australian currency? Let's find out!
The Personal Finance Club ShowElon Musk says Saving is Stupid, The $50K Dow and HSA vs Roth IRA | Ep 25
The Dow just hit 50,000. What does that mean? Elon Musk says saving money is stupid. Is he rigth? And should you prioritize your HSA over your Roth IRA? Let's…
The Personal Finance Club ShowBillionaires Leaving Cali, Self-Employed Retirement, and The Permanent Life Insurance Scam | Ep 24
Are billionaires leaving California? Can self-employed people contribute to a 401(k)? And how is permanent life insurance like eating a Twinkie? You're about…
The Personal Finance Club ShowThe Trump Dollar, the Index Fund Bubble, and Tupac: Dead or Alive? | Ep 23
Is Trump causing the dollar to crash? Are we in an index fund bubble? And is Tupac still alive? You're about to find out!
The Personal Finance Club ShowBlackRock Monopoly, IULs for Teachers, and 14 year old shoe flipping business | Ep 22
Is BlackRock buying up all the homes making it impossible to buy? What should teacher Gracie do with her annuity and her IL? and should your 14-year- old start…
The Personal Finance Club ShowThe $50,000/month Trust, Merging Roths, and When to Hire a Financial Advisor | Ep 21
Can you make $50,000 a month by opening a trust? Is it a good idea to hire a financial adviser? And should you merge your Roth with your work Roth? Let's find…
The Personal Finance Club ShowRetire on $10,000? Lump Sum vs. Dollar Cost Averaging, and the 4% rule vs. the 3.5% rule | Ep 20
Can you retire on $10,000 a year? What's better, lump-sum investing or dollar-cost averaging? And can a four-year-old be trusted with $10 at the grocery store?…
The Personal Finance Club ShowImmoral Vacations, Estate Planning, and ETFs vs. Mutual Funds | Ep 19
Will you be ravaged by the estate tax? Are ETFs really more tax efficient than mutual funds? And is it immoral to go on vacation? Let's find out! Go to…
The Personal Finance Club ShowThe Fire Movement, How to Access Retirement Funds Early, and Fidelity ETFs | Ep 18
Can you retire at 36 like I did? How do you retire early if all of your investments are trapped in retirement accounts? And why doesn't Fidelity offer ETFs?…
The Personal Finance Club ShowSix Phases of Investing, Kid Money, and Slow Mortgage Payments | Ep 17
Should you pay off your mortgage as slowly as possible? Can you hold your kids’ money in your name? And did I forget to film this intro when I was in the…
The Personal Finance Club ShowHigh Yield Savings Accounts, Finances for Couples, and Investing for Your Kids | Ep 16
What's the best high yield savings account? Should married couples combine finances? And do billionaires always have 50,000 bucks lying around? You're about to…
The Personal Finance Club ShowThe Trump Kids Account, Retiring on 24, and Coffee = House? | Ep 15
What's the deal with this $1,000 Trump account? Can you trade in your coffee for a new house? And should you be touching Jeremy in the airport? Yes, you…
The Personal Finance Club ShowTax Brackets, HSA Millionaires, and Real vs. Fake Christmas Trees | Ep 14
How do tax brackets work? Can an HSA hack make you a millionaire? And will buying real Christmas trees leave you broke? We're about to tell you!
The Personal Finance Club ShowIs There an AI Bubble? And What’s Wrong With Jeremy’s Voice? | Ep 13
Is there an AI bubble? Is there an AI bubble? Is there an AI bubble? And what's wrong with my voice? You're about to find out!
The Personal Finance Club ShowCalculate Your Net Worth, Traditional IRAs, and Stock Picking?! | Ep 12
How do you calculate your net worth? How do you contribute pre-tax money into a traditional IRA? And I had time today to roast this fancy talking guy's comment…
The Personal Finance Club ShowContribution Limits, Draining Your 401k and a 50-year mortgage | Ep 11
Should you drain your 401(k) to pay off your credit card debt? How do contribution limits work? And should you get a 50-year mortgage? Let's find out right now!
The Personal Finance Club ShowTarget Date Index Funds, Credit Card Points, and How To Invest $50k | Ep 10
What is a target date index fund? Nikki just sold a house and has 50,000 bucks burning a hole in her pocket. How should she spend it? And why don't I like…
The Personal Finance Club ShowChatGPT Stock Market Bubble, Billionaire 0% Tax Loophole, Retiring Early vs. Enjoying Youth | Ep 9
Are we in a ChatGPT stock market bubble? Do billionaires really pay zero dollars in taxes? And should you be saving more to retire early or spending more in…
The Personal Finance Club ShowCompound Growth, Tariffs, and How Jeremy became a Millionaire | Ep 8
How does compound growth work? Are tariffs good or bad? And how did I, Jeremy, become a millionaire? I'm going to tell you right now!
The Personal Finance Club ShowRenting vs. Buying, Credit Scores, and The Gift Tax | Ep 7
Why do we have credit scores? Can you gift your kids a million dollars without paying tax? And is renting always more expensive than buying? Let's find out!
The Personal Finance Club ShowElon Musk Cash Poor, Health Insurance in Early Retirement, and How Bonds Work | Ep 6
Is Elon Musk cash poor? Can you retire early with the cost of health care? and should my wife buy a $1600 stroller?. You're about to find out!
The Personal Finance Club ShowThe 4% Rule, Roth vs Traditional, and Index Fund Salesmen | Ep 5
What’s the 4% rule? What’s better Roth or Traditional? And a commenter accuses me of being an index fund salesmen. You’ll hear all about it right now.
The Personal Finance Club ShowBest Index Fund, Stock Picking, and Hacking the Lottery | Ep 4
What is the best index fund? Should 24 year old Collin be investing in semiconductors? And can you hack the lottery by buying all of the tickets? You're going…
The Personal Finance Club ShowTax Loss Harvesting, Permanent Life Insurance, and LLC Real Estate Hack | Ep 3
Can you improve your investment returns through tax loss harvesting? Is permanent life insurance a good investment? And should you open an LLC to secure a…
The Personal Finance Club ShowRates Dropping, Good Debt, and When to Pay Off Your Mortgage | Ep 2
The Federal Reserve is cutting rates. What does that mean for you? Should you bury yourself in a ton of good debt? And what should you prioritize: paying off…
The Personal Finance Club ShowBitcoin 401(k), Student Loan Forgiveness, and Warren Buffet | Ep 1
Should you be investing in bitcoin inside of your 401(k)? Why getting your student loans forgiven might actually be bad. What's the real reason Warren Buffet…
