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Latest / The Capital Shift

Fixing the Housing Gap: Attractive Homes at Every Income Level

Most people assume the housing crisis is a story about greedy developers and villains. Sibley Simon, who spent years helping people leave chronic homelessness in Santa Cruz, found something different: bad rules, slow permitting, and incentives that favor the safest projects. In this conversation, he explains how a housing catalyst fund is built to fund the early stage that usually stalls good projects, why a planning permit can unlock a development worth far more than the cost of getting it, and how a 100% affordable building in a Silicon Valley suburb went from site contract to construction…

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