Stripe or PayPal Holding Your Funds? What to Do Before a Payment Processor Freezes Your Money
It's the Friday after your biggest launch ever. The sales are all there, but a chunk of your balance says "unavailable," and your ad bill and contractors get paid Monday. Nobody stole anything. Your payment processor just put a hold on your funds.
In this Business Fire Drill, attorney Tamsen Horton walks through what triggers a hold (launch spikes, new accounts, refund runs, business mismatches), how to respond instead of react, and the five things to build before the fire: a cash buffer, a clearly named document folder, a heads-up before big launches, clear purchase terms, and a second…
The skinny
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