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Transcript

Dear SOTM Community: You’re Not Behind (Even If It Feels Like You Are) · She's On The Money

• 0:00
  Speaker 1: My name is Tatasha Bamblet. I'm a proud First Nations
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  Speaker 1: woman and I'm here to acknowledge country t Glenn Young
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  Speaker 1: Ganya Niana, kaka ya Ya bin Ahaka nian Ar gay
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  Speaker 1: In Mbina yakarum jar dominyamiga Umagahawakawaman damon imlan Wumba, bang
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  Speaker 1: Gadabomba in and now in wakah ghana on yakraum jar Watnadaa. Hello,
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  Speaker 1: beautiful friends, we gather on the lands of the Aboriginal people.
• 0:26
  Speaker 1: We thank acknowledge and respect the Abiginal people's land that
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  Speaker 1: we're gathering on today. Take pleasure in all the land
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  Speaker 1: and respect all that you see. She's on the Money
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  Speaker 1: podcast acknowledges culture, country, community and connections, bringing you the tools,
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  Speaker 1: knowledge and resources for you to thrive.
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  Speaker 2: She's on the Money. She's on the Money.
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  Speaker 3: Hello, and welcome to She's on the Money, the podcast
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  Speaker 3: that usually gives you epic news recaps deep dives into
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  Speaker 3: budgeting or investing, or what the Reserve Bank's been up to.
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  Speaker 3: But today it's just you and me. We're going to
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  Speaker 3: have a little chat because I don't know about you,
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  Speaker 3: but lately things feel heavy life is loud, the news
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  Speaker 3: is loud, and social media is loud, and sometimes I
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  Speaker 3: think what we really need to do is take a
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  Speaker 3: deep breath, step back, and just be reminded that we're
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  Speaker 3: actually doing okay. So you know what, That's what this
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  Speaker 3: episode is about. It's a little bit of a reset,
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  Speaker 3: a permission slip, per se, a reminder to be a
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  Speaker 3: little softer with yourself, a moment to say, hey, friend,
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  Speaker 3: you are actually doing so much better than you think.
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  Speaker 3: Because here's the thing. If you didn't save in your twenties,
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  Speaker 3: you haven't failed, You're not behind. There's actually no rule
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  Speaker 3: book that says you must have it all figured out
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  Speaker 3: by twenty five or thirty or even forty. And I
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  Speaker 3: know it feels like there is. I know that every
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  Speaker 3: single time you scroll you see someone with a renovation
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  Speaker 3: update or a new car, or a new baby, or
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  Speaker 3: a pay rise or a picture perfect life. But those
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  Speaker 3: aren't benchmarks. They're just moments, and someone else's moment doesn't
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  Speaker 3: take away from yours. Honestly, I wish I had been
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  Speaker 3: more carefree in my twenties. I was so deeply focused
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  Speaker 3: on saving and building and quote doing the right thing
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  Speaker 3: that I sometimes forgot to be a little bit silly,
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  Speaker 3: a little bit spontaneous per se. Perhaps now because I'm
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  Speaker 3: in my thirties and life's a little bit more serious,
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  Speaker 3: I'm thinking about that there are real bills, real responsibilities,
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  Speaker 3: and while I'm proud of what I have built, I
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  Speaker 3: also realize how fleeting that younger version of life really was.
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  Speaker 3: And maybe you're listening to this and you're thinking, well,
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  Speaker 3: Victoria divine, that is so easy for you to say,
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  Speaker 3: because you've got drive, you've got direction. But my friend,
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  Speaker 3: here is the thing that I don't say enough. It's
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  Speaker 3: actually completely okay to not be career driven. Truly, it
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  Speaker 3: is okay and really nice to want a soft life,
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  Speaker 3: a simple life, a quiet life. I know. I talk
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  Speaker 3: a lot about goals and a lot about ambition and
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  Speaker 3: chasing what you want, and you know what that's because
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  Speaker 3: I really love that for me, But that doesn't mean
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  Speaker 3: it has to be what you love or what you do.
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  Speaker 3: Some days I don't feel like being driven either. Some
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  Speaker 3: days I just want to sit in the sun and
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  Speaker 3: have a coffee and not think about KPIs or business
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  Speaker 3: plans or future me. And that does not make me lazy.
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  Speaker 3: It actually makes me human and it makes you very
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  Speaker 3: human too. You and I we put so much pressure
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  Speaker 3: on ourselves to be successful, but have you actually ever
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  Speaker 3: stopped to really think about what success really is? Is
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  Speaker 3: it owning a house? Is it hitting sick figures? Is
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  Speaker 3: it getting married? Or is it peace? Is it knowing
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  Speaker 3: who you are and what makes you happy? Because honestly,
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  Speaker 3: the older I get, the more I believe it is
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  Speaker 3: the latter, and the more that I cherish those tiny,
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  Speaker 3: quiet rituals that I never used to notice, like getting
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  Speaker 3: to drink my coffee before the house wakes up, or
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  Speaker 3: seeing my son laughing hysterically, or being able to call
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  Speaker 3: my mum or my drive home. Like that stuff is
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  Speaker 3: sacred and it's so easy to miss it while we
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  Speaker 3: chase the next shiny thing. And honestly, I do think
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  Speaker 3: one of the greatest acts of self love is actually
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  Speaker 3: getting your finances sorted. I think being in a position
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  Speaker 3: where you can say no to things that don't serve you,
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  Speaker 3: whether that is a relationship or a job or a
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  Speaker 3: bad landlord, it is so incredibly powerful and I deeply
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  Speaker 3: want that for you. But I also know that life
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  Speaker 3: happens that back up money you get spent the emergency fund.
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  Speaker 3: Mine might go down and might be empty, but you
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  Speaker 3: have to prioritize your mental health and your safety or
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  Speaker 3: your family. And you know what that is. Okay, that's
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  Speaker 3: actually what it was for. And I'm so proud of you.
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  Speaker 3: You're not failing if you're spending money to heal, if
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  Speaker 3: you've had to take a step back to be able
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  Speaker 3: to protect your peace. Girl, there's no prize for struggling.
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  Speaker 3: You don't need to hustle yourself into burnout to be
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  Speaker 3: worthy of rest. Before we dive into the next part,
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  Speaker 3: because you know I can get on a good rant.
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  Speaker 3: I'm going to give myself and you a little break.
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  Speaker 3: If you're multitasking or scrolling while listening, I want you
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  Speaker 3: to try this with me. So like, unclench your draw,
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  Speaker 3: roll those shoulders back a little bit, and take the
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  Speaker 3: deepest breath you've taken all day in and doubt. That's
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  Speaker 3: a little reset that you can give yourself anytime. And
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  Speaker 3: when we come back, we're going to talk about something
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  Speaker 3: I think is relatively freeing, why it's perfectly okay to
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  Speaker 3: not want what everybody else seems to be chasing. Stay
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  Speaker 3: with me. We're back, and I know some of us
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  Speaker 3: are currently sitting in a space where we just feel
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  Speaker 3: like we haven't done enough, that we should be further along,
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  Speaker 3: that we should have a house, or a wedding, or
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  Speaker 3: a business or whatever the world has made us believe
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  Speaker 3: that we deeply need. But have you ever stopped to
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  Speaker 3: ask yourself? Do I even want those things? Do you
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  Speaker 3: want a house, the car, the ring? Do you just
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  Speaker 3: think you should want them? Because when you peel back
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  Speaker 3: the noise, it's actually quite freeing to admit that you
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  Speaker 3: don't want what everybody else wants or has that maybe
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  Speaker 3: your version of success is totally different. And girl, that
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  Speaker 3: is so allowed. We are all so guilty. And I
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  Speaker 3: am too of comparison, scrolling and comparing and feeling smaller
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  Speaker 3: with every single tap and scroll. But to what end?
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  Speaker 3: What does that even get us? A highlight reel that's
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  Speaker 3: not life, and you're comparing it to your behind the
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  Speaker 3: scenes that's not fair. There's also the thing that we
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  Speaker 3: all do. We seem to wait for motivation to show up.
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  Speaker 3: We sit there thinking, well, when I feel motivated, I'm
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  Speaker 3: going to start. But motivation, it does not tap you
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  Speaker 3: on the shoulder one morning. It's not a delivery service.
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  Speaker 3: You have to create it. You have to start without it.
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  Speaker 3: You have to decide that you are so worth showing
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  Speaker 3: up for that your goals are worth the effort, even
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  Speaker 3: if it's just a tiny little effort today, even if
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  Speaker 3: all you can do is make your bed and drink
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  Speaker 3: some water and send one email. Goal, that is still movement. Nobody, unfortunately,
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  Speaker 3: is coming to save you. But we can save ourselves.
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  Speaker 3: You can be the person that younger you needed desperately.
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  Speaker 3: You can build a life that future you is proud of,
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  Speaker 3: not all at once, but step by step, choice by choice.
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  Speaker 3: And if you're still living at home right now, I
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  Speaker 3: do want to speak to you too, There is nothing
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  Speaker 3: wrong with that. In fact, it can be a smart
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  Speaker 3: and strategic choice. If you're using this time to save,
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  Speaker 3: to get clear on your goals, to give yourself a
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  Speaker 3: leg up goal, that is brilliant. But even if you're
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  Speaker 3: just surviving right now, that's okay too. What matters is
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  Speaker 3: that you're trying. You're here, you're listening to a money
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  Speaker 3: podcast that you care enough to want more for yourself,
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  Speaker 3: even if you're not sure what more looks like yet.
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  Speaker 3: So can we just take the pressure off, take the
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  Speaker 3: weight off your shoulders for just like a moment. You
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  Speaker 3: don't have to have it all figured out yet nobody does.
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  Speaker 3: You don't need to have a five year plan. You
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  Speaker 3: don't need to prove anything to anyone. You are so
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  Speaker 3: allowed to take up space, to go slow and then
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  Speaker 3: find your own pace. And if nobody has told you recently,
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  Speaker 3: I'm so proud of you, truly, I'm so proud of
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  Speaker 3: you for trying, for caring, for learning, for listening to
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  Speaker 3: a podcast like this instead of doom scrolling, for even
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  Speaker 3: wanting better. That says so much about you already. You're
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  Speaker 3: doing better than you think. I promise, and I hope
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  Speaker 3: this episode has helped you feel that or remind you
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  Speaker 3: of that, and I'll be back soon. But until then,
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  Speaker 3: I really really need you and want you to be
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  Speaker 3: kind to yourself, because, my friend, you deserve it.
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  Speaker 2: The advice shared on She's on the Money is general
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  Speaker 2: in nature and does not consider your individual circumstances. She's
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  Speaker 2: on the Money exists purely for educational purposes and should
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  Speaker 2: not be relied upon to make an investment or financial decision.
• 9:43
  Speaker 2: If you do choose to buy a financial product, read
• 9:45
  Speaker 2: the PDS TMD and obtain appropriate financial.
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  Speaker 3: Advice tailored towards your needs.
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  Speaker 2: Victoria Divine and She's on the Money are authorized representatives
• 9:54
  Speaker 2: of money sheirper Pty Ltd ABN three two one six
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  Speaker 2: four nine two seven seven zero eight a f s
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  Speaker 2: L four five one two eight nine mm hmm