Latest / She's On The Money / She's On The Money Radio Recap - 10 September

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She's On The Money Radio Recap - 10 September · She's On The Money

• 0:01
  Speaker 1: Radio.
• 0:03
  Speaker 2: She's on The Money Radio Show.
• 0:07
  Speaker 3: With Victoria Divine.
• 0:09
  Speaker 1: Now, Hello and welcome to that. She's on The Money
• 0:12
  Speaker 1: Radio Show podcast, the podcast for millennials who want financial freedom.
• 0:20
  Speaker 3: I'm just not giving you anything, Travels. I heard everything
• 0:24
  Speaker 3: you said.
• 0:28
  Speaker 4: Yeah, okay, yeah, that's all you get this week, Cold
• 0:30
  Speaker 4: Dead Air.
• 0:31
  Speaker 2: We've had a very We've.
• 0:33
  Speaker 4: Been busy, we're tie.
• 0:35
  Speaker 1: Ye're exhaust say, we've had a show this week where
• 0:39
  Speaker 1: we we.
• 0:40
  Speaker 2: Love each other, don't lie.
• 0:42
  Speaker 1: I feel like it's probably something that Victoria has made
• 0:46
  Speaker 1: us put in our drinks before I have.
• 0:49
  Speaker 4: So I've been spending a lot of time this week
• 0:52
  Speaker 4: because I have been traveling on TikTok, right, And when
• 0:55
  Speaker 4: you're traveling, you're exhausted, so you spend a lot of
• 0:57
  Speaker 4: time mindlessly scrolling. And I have found myself Mormon TikTok,
• 1:01
  Speaker 4: which arguably is my favorite place on TikTok to find myself. No, literally,
• 1:06
  Speaker 4: the drama in that community is wild. It's like someone's
• 1:09
  Speaker 4: cheating on someone else and like, I just it's wild.
• 1:11
  Speaker 4: Now they're getting divorced, and like obviously in Utah that's
• 1:14
  Speaker 4: like so frowned upon. Anyway, I am so deep. It
• 1:17
  Speaker 4: is not funny, but when you're a Mormon, you don't
• 1:20
  Speaker 4: drink coffee or tea or any kind of alcohol, and
• 1:23
  Speaker 4: up until recently, you weren't even allowed to drink any
• 1:26
  Speaker 4: drinks with caffeine in them. But now coke is accepted.
• 1:30
  Speaker 4: So all of the Mormon mums on TikTok are going
• 1:33
  Speaker 4: wild for diet coke, and all through Utah they have
• 1:36
  Speaker 4: these soda shops. Right, and I have recently discovered a
• 1:40
  Speaker 4: thing called true lime. This is not sponsored, it is
• 1:42
  Speaker 4: just good. In fact, it's a really bad money loss
• 1:44
  Speaker 4: because I had to import it from the US, But
• 1:47
  Speaker 4: I bought these little sachets of crystallized lime. Not don't like,
• 1:52
  Speaker 4: let me hear out that full sentence before you cut
• 1:55
  Speaker 4: me off, but a crystallized lime and you pop it
• 1:58
  Speaker 4: in your drink tastes exactly like fresh lime. So I
• 2:01
  Speaker 4: have been carrying that everywhere. I've been putting it in
• 2:03
  Speaker 4: my water, in my mineral water, I've been putting it
• 2:05
  Speaker 4: in my diet cokes. And it's changed my life. So
• 2:08
  Speaker 4: that's my big money tip this week. Waste your money
• 2:10
  Speaker 4: on crystallized lime.
• 2:12
  Speaker 3: Okay, story is also wearing a Mormon girdle, and I
• 2:15
  Speaker 3: wonder how your undergarment. Sorry, it really actually suits you
• 2:20
  Speaker 3: the one I.
• 2:20
  Speaker 4: Really really I am quite deep on Mormon TikTok. So
• 2:23
  Speaker 4: if people would like to send me videos on TikTok
• 2:26
  Speaker 4: that are not related to Mormon TikTok so I can
• 2:28
  Speaker 4: find my way out of there, that would be great.
• 2:31
  Speaker 3: I'm on daytalk. I'm going to send you some.
• 2:33
  Speaker 4: If you could send me gaytalk videos, that would be
• 2:35
  Speaker 4: a better place for me.
• 2:36
  Speaker 3: What are you getting?
• 2:37
  Speaker 1: You're getting cow trap took right, I'm getting amish one, mate, amish.
• 2:42
  Speaker 4: I really like you know, there's high land cows and
• 2:45
  Speaker 4: on that TikTok too.
• 2:46
  Speaker 2: I don't know what happens with that.
• 2:48
  Speaker 1: Anyway, you were talking about wasting money on things. We're
• 2:54
  Speaker 1: going to save you some money. We're going to talk
• 2:55
  Speaker 1: about whether private school versus public school is any good. Also, Divine,
• 3:00
  Speaker 1: you've got a pretty damn good tip that I am
• 3:03
  Speaker 1: not going to tell people just yet because they've got
• 3:05
  Speaker 1: to listen.
• 3:06
  Speaker 4: I always have good tips if you like entertainment.
• 3:08
  Speaker 1: This is going to be a tip for you. All right,
• 3:11
  Speaker 1: let's get into the show. She's on the Money radio
• 3:14
  Speaker 1: starts right now. We thought we'd do this this Saturday morning,
• 3:18
  Speaker 1: let me work.
• 3:21
  Speaker 3: Yeah, I want to talk about flipping. I don't know
• 3:23
  Speaker 3: where you stand on flipping, Victoria, but I know.
• 3:26
  Speaker 4: You're currently doing flips, no.
• 3:29
  Speaker 2: Wheels, fling the bird.
• 3:31
  Speaker 4: Okay, yeah, I can flip the bird. I can flip
• 3:33
  Speaker 4: a cud of.
• 3:33
  Speaker 3: The Master of Flipping off. Yeah, but I'm talking about
• 3:35
  Speaker 3: house flipping. I watched The Block. The Block is back.
• 3:38
  Speaker 3: They're like, we're doing their eighteenth hundredth season with Scott
• 3:40
  Speaker 3: cam and Shelley Krabb and all. I always watched that
• 3:43
  Speaker 3: show when I get so inspired, I want to flip
• 3:45
  Speaker 3: because it seems like you get such a good return
• 3:47
  Speaker 3: on investment. And I know you're currently flipping or are
• 3:49
  Speaker 3: you flipping or you're just renovating.
• 3:51
  Speaker 4: No, no, no, we're not flipping. We are renovating because the
• 3:54
  Speaker 4: house we bought was definitely not as livable as it
• 3:57
  Speaker 4: could have been. So when we bought it, we moved
• 3:59
  Speaker 4: straight in, even though it was like a little bit
• 4:01
  Speaker 4: worse for wear because one we couldn't afford to renovate
• 4:04
  Speaker 4: straight away we had to save some coin, but two
• 4:07
  Speaker 4: we were like, you know what, we're just going to
• 4:09
  Speaker 4: make do. So now we're renovating and we'll move back
• 4:11
  Speaker 4: into the house and hopefully we will live there for
• 4:14
  Speaker 4: a fair few years to come.
• 4:15
  Speaker 2: She's flipping with the other three houses that she owns me.
• 4:18
  Speaker 4: I don't own any other properties. If I'm being honest,
• 4:20
  Speaker 4: I would love to think that one day I'll be
• 4:22
  Speaker 4: baller enough. Who knows you're the one that's so. I
• 4:25
  Speaker 4: don't know why we're calling me out.
• 4:27
  Speaker 2: Let's just move on from that.
• 4:29
  Speaker 1: But apparently all these celebrities are doing it is definitely
• 4:33
  Speaker 1: the cool thing to be doing now, and it does
• 4:34
  Speaker 1: look so easy.
• 4:35
  Speaker 4: But well, the block makes it look easy. People on
• 4:38
  Speaker 4: Instagram makes it look easy. I follow these girls on
• 4:42
  Speaker 4: Instagram who I'm obsessed with three birds. They make it
• 4:45
  Speaker 4: look like a dream. My house is not going to
• 4:47
  Speaker 4: look anything like that, but that's okay.
• 4:49
  Speaker 1: Is there anything you thought was going to look amazing
• 4:51
  Speaker 1: and then it looked absolutely rubbish? Or did your partner
• 4:54
  Speaker 1: Steve O like accidentally put a sledgehammer through the wall, Like,
• 4:57
  Speaker 1: have you experienced.
• 4:58
  Speaker 3: Something like that?
• 4:59
  Speaker 4: No, nothing thing yet. They have only gone through the
• 5:02
  Speaker 4: demo stage, so the point was actually to put things
• 5:05
  Speaker 4: through the wall. I'll be a little bit more concerned
• 5:07
  Speaker 4: if we get like a slab of marble in there
• 5:09
  Speaker 4: and someone breaks that because I'll be a little bit salty.
• 5:12
  Speaker 4: But our budget has completely blown out because trades are
• 5:15
  Speaker 4: so much more expensive. So that's why it's kept getting
• 5:18
  Speaker 4: pushed off and off. Like I bought this house and
• 5:20
  Speaker 4: announced on Instagram to at that point in time like
• 5:23
  Speaker 4: my four followers, that I was going to renovate my house,
• 5:25
  Speaker 4: and it's actually another eight months past that because everything
• 5:29
  Speaker 4: has been blowing out. Trades are hard to secure. You know,
• 5:32
  Speaker 4: all of the things that we're purchasing are like thirty
• 5:35
  Speaker 4: percent more expensive, which is meant We've rejigged the budget
• 5:39
  Speaker 4: a bit to cut it back and changed the way
• 5:41
  Speaker 4: that we're doing it because I just can't justify it
• 5:43
  Speaker 4: if I'm being honest.
• 5:44
  Speaker 2: No, hang on a second.
• 5:45
  Speaker 1: You were telling me about a SPA that you were
• 5:47
  Speaker 1: putting in, mister viral, All.
• 5:48
  Speaker 2: Right, what happens?
• 5:49
  Speaker 4: Right? I don't need to be called out on national radio.
• 5:52
  Speaker 2: You're doing that at about it?
• 5:54
  Speaker 3: What's happening with the SPA.
• 5:56
  Speaker 4: I know we're not because it was going to be
• 5:58
  Speaker 4: too hard. So I wanted a SPA because I have
• 6:02
  Speaker 4: learned from Richie, who is one of our producers that
• 6:05
  Speaker 4: you can buy SPA's secondhand on Facebook Marketplace for a
• 6:07
  Speaker 4: very good deal. I was like, this is a great idea.
• 6:10
  Speaker 4: Turns out the house I have doesn't have any back
• 6:13
  Speaker 4: access and we have you know, power lines and stuff
• 6:16
  Speaker 4: out the front of the house. So when I asked
• 6:18
  Speaker 4: my builder, you know, can we get a SPA through
• 6:20
  Speaker 4: the back, and then he was like, yeah, of course.
• 6:22
  Speaker 4: So what we'll need to do is get a helicopter
• 6:24
  Speaker 4: and have it lifted up and over. And I was like, ah,
• 6:27
  Speaker 4: I wish I never asked. So found a five hundred
• 6:29
  Speaker 4: dollars one that you can buy from Targets inflatable probably
• 6:32
  Speaker 4: going to go with that.
• 6:33
  Speaker 3: I've got that, Victoria. Have you actually every night? Oh
• 6:36
  Speaker 3: my god, I'm doing the show from it right now.
• 6:38
  Speaker 4: O my Well, I just need an inflatable one then,
• 6:42
  Speaker 4: because there is no chance that I am going to
• 6:44
  Speaker 4: pay for a helicopter to lift one into my garden.
• 6:47
  Speaker 2: Not another one. I mean, want to tell you the one.
• 6:50
  Speaker 3: I was going to say, the one that takes you
• 6:54
  Speaker 3: to the radio station every weekend to do the show.
• 6:56
  Speaker 4: Can we're talking about that? Let's just open up the lines.
• 6:58
  Speaker 4: What do you reckon?
• 6:59
  Speaker 5: Mitch? Yeah?
• 7:00
  Speaker 2: I reckon we do thirteen one oh six five.
• 7:02
  Speaker 1: We want to know from you right now, if you're
• 7:05
  Speaker 1: renovating or if you have renovated reno blowouts, what were
• 7:09
  Speaker 1: you expecting? How much did it actually cost you? And
• 7:12
  Speaker 1: we want to hear those absolute crazy stories.
• 7:16
  Speaker 4: Because let me work kid down six.
• 7:21
  Speaker 3: All right, we're talking renolds and when the budget blew
• 7:23
  Speaker 3: out because Victoria apparently there wasn't enough concrete in the
• 7:26
  Speaker 3: state of Victoria to build her helipad. So she's got
• 7:29
  Speaker 3: a headache after headache after headache. She's currently trying to
• 7:32
  Speaker 3: slip her house. So we want to know reno blowouts,
• 7:35
  Speaker 3: when expectations verse reality, when it goes wrong, when the
• 7:37
  Speaker 3: budget blows out. Thirteen one oh six five.
• 7:40
  Speaker 1: Who do we have, trav We have got Jarlene, who
• 7:43
  Speaker 1: I kind of want to sing like that Dolly Parton song,
• 7:45
  Speaker 1: je Joe, Jarlie, Jarlene.
• 7:48
  Speaker 2: What happened? Mate? Talk to us about your reno blowouts.
• 7:51
  Speaker 5: So we bought an older house about five years ago,
• 7:54
  Speaker 5: and we decided to get married that year and we
• 7:58
  Speaker 5: had a lot of Rehninno's to do at the same time.
• 8:00
  Speaker 5: Time is the wedding and a week out from the
• 8:02
  Speaker 5: wedding really couldn't pay some of the bills because we
• 8:04
  Speaker 5: didn't really think it's through that.
• 8:05
  Speaker 4: Well, ah, you are leaving my worst nightmare. We literally
• 8:10
  Speaker 4: our like official move in date is like literally the
• 8:13
  Speaker 4: day before our wedding, because obviously I like cutting things
• 8:16
  Speaker 4: fine and that that gives me mad anxiety. Charlie. I
• 8:20
  Speaker 4: think that's really rude of you to call and give
• 8:22
  Speaker 4: that information to me at this point in time.
• 8:24
  Speaker 2: I know about that.
• 8:26
  Speaker 3: Do you give you this time, Charlie, Charlie, why don't
• 8:29
  Speaker 3: you just cancel the wedding venue a house and do
• 8:33
  Speaker 3: a house wedding. See trave and I are on the
• 8:35
  Speaker 3: same page. That is cost Maybe it's he's on the
• 8:37
  Speaker 3: money because just have the wedding at home.
• 8:39
  Speaker 5: Yeah, no, the wedding was at home, so we were
• 8:42
  Speaker 5: running for the wedding to be at home.
• 8:44
  Speaker 6: So I wanted everything to look.
• 8:45
  Speaker 2: You know, I'm kind of getting that.
• 8:48
  Speaker 1: You know, I think is at friends when Ross marries
• 8:50
  Speaker 1: the English chick and.
• 8:51
  Speaker 2: They're going that like really dilapidated building. Is that what
• 8:54
  Speaker 2: it was like, Charlie.
• 8:56
  Speaker 3: It was.
• 8:58
  Speaker 2: You got to make do with what you've got, you know,
• 9:00
  Speaker 2: That's what my house looks like. And that's what she
• 9:02
  Speaker 2: said about her husband as well. Anyway, get your calls
• 9:06
  Speaker 2: on thirty one or six five talking reddo blowouts. What
• 9:09
  Speaker 2: happened to you?
• 9:10
  Speaker 3: Laza? I love?
• 9:11
  Speaker 4: Hey?
• 9:12
  Speaker 6: How are you good?
• 9:13
  Speaker 2: Mane? How are you?
• 9:13
  Speaker 3: What happens?
• 9:14
  Speaker 6: Gosh? This was all the beginning of COVID. So we
• 9:18
  Speaker 6: found up we're pregnant. So we decided that we're going
• 9:20
  Speaker 6: to have to extend the house, and we decided to
• 9:22
  Speaker 6: include two new bathrooms and add an extra bedroom upstairs.
• 9:26
  Speaker 4: That's exciting.
• 9:27
  Speaker 6: It was either that or move house.
• 9:29
  Speaker 2: It's probably a bit easier option, if I'm.
• 9:31
  Speaker 6: On us looking back now, I wish we did. But
• 9:34
  Speaker 6: not only was that pregnant and quite hormonal, but also
• 9:37
  Speaker 6: very conscious of money given that COVID was happening. And
• 9:41
  Speaker 6: so we engage these two carpenters and we signed a
• 9:45
  Speaker 6: contract for thirty five thousand dollars. Okay, And I've always thought,
• 9:50
  Speaker 6: you know, you've always have a bit of a buffer,
• 9:51
  Speaker 6: and my parents have always said, you know, whatever you
• 9:54
  Speaker 6: get quoted always at about ten to fifteen percent. So
• 9:57
  Speaker 6: we had that buffer and it was all going to
• 9:59
  Speaker 6: be taken out of them mortgage as well.
• 10:00
  Speaker 4: That's some valued in the property too, So not the
• 10:03
  Speaker 4: worst idea.
• 10:03
  Speaker 6: Not the worst idea, I guess. But then you know
• 10:06
  Speaker 6: they started to work one day, one of the treaties
• 10:10
  Speaker 6: has decided not to turn up. Oh good, So I'm calling,
• 10:14
  Speaker 6: I'm calling, I'm texting. He basically texted back about maybe
• 10:18
  Speaker 6: eight hours later to say, oh, I'm not coming back.
• 10:21
  Speaker 4: Why though, my brain?
• 10:22
  Speaker 3: Why why?
• 10:24
  Speaker 6: Well? That was my question and the only text I
• 10:27
  Speaker 6: got back was job seeker is far more lucrative to me.
• 10:34
  Speaker 3: Because there's a lot to unpack here.
• 10:36
  Speaker 1: Hang a novel of Hang on a second, are you
• 10:38
  Speaker 1: telling me, Laza that trades are lazy?
• 10:42
  Speaker 2: What are you talking about?
• 10:43
  Speaker 3: This country is built on tradees guys.
• 10:45
  Speaker 2: So it might take a little bit longer Mitch, but
• 10:47
  Speaker 2: it is built on him.
• 10:48
  Speaker 3: Yes, my heart, my heart bleeds.
• 10:50
  Speaker 5: All right.
• 10:51
  Speaker 4: I have an idea we move on because I feel
• 10:53
  Speaker 4: like this is dangerous territory.
• 10:54
  Speaker 2: Hey, I'm a decent mechanic by trade. I'm allowed to
• 10:56
  Speaker 2: say that anyway.
• 10:57
  Speaker 1: If you've got yourself for money's a lemma, and you
• 10:59
  Speaker 1: want us to help you, just search.
• 11:00
  Speaker 2: She's on the money on socials this week.
• 11:03
  Speaker 1: I believe it's well, it says Andrea, but I think
• 11:05
  Speaker 1: we can all agree it's pronounced Andrea.
• 11:08
  Speaker 3: I know we'll probably get her on and she'll be like,
• 11:10
  Speaker 3: it's pronounced on one's advice. Andrea wants to know private
• 11:13
  Speaker 3: or public school for secondary education? Victoria, I know you've
• 11:16
  Speaker 3: got opinions on this. I do too. We'll unpack it. Next.
• 11:21
  Speaker 3: This is she's on the Money radio show.
• 11:23
  Speaker 1: We've got ourselves a money Jelemma guy. So it's time
• 11:25
  Speaker 1: to do this.
• 11:28
  Speaker 3: All right? Each week we bring someone's financial story on
• 11:30
  Speaker 3: the ED again Victoria's advice on what they should do.
• 11:33
  Speaker 3: So Andrea has sent us a DM. She wants to
• 11:36
  Speaker 3: know private versus public secondary education and if it's worth
• 11:40
  Speaker 3: coughing up the money for private school. So she says, Hello, Vi,
• 11:43
  Speaker 3: I've been arguing with my husband about whether we should
• 11:45
  Speaker 3: send out three children to a private or public secondary school.
• 11:49
  Speaker 3: He was a private school boy, and he's on a
• 11:51
  Speaker 3: big tradition. Even if it means we'll have to make
• 11:53
  Speaker 3: huge sacrifices. He won't budge. I went to a public
• 11:57
  Speaker 3: school and she turned out. Okay, we've been quoted fees
• 12:00
  Speaker 3: to the private school the one that he wants. It
• 12:02
  Speaker 3: will cost them thirty k per year, get this per child?
• 12:07
  Speaker 3: She just feels like, I know the money could be
• 12:08
  Speaker 3: spent better elsewhere. Do you think this is for UV?
• 12:11
  Speaker 3: It would be irresponsible to spend this much money? Or
• 12:14
  Speaker 3: is private school the way to go?
• 12:16
  Speaker 4: Do you know what parents want? Unsolicited opinions from people
• 12:19
  Speaker 4: who aren't parents yet, So I'm glad you asked. So
• 12:22
  Speaker 4: what's gas in mind? I just think it's such a
• 12:25
  Speaker 4: personal decision, right, Like, if you've got three kids at
• 12:28
  Speaker 4: thirty grand each, that's ninety thousand dollars a year that
• 12:31
  Speaker 4: is actually higher than the average salary and Australian makes
• 12:35
  Speaker 4: each you. So like, if you've got the funds and
• 12:37
  Speaker 4: that's aligned to your values, then you do you. But
• 12:40
  Speaker 4: I also think it's really dependent on who the child
• 12:43
  Speaker 4: is and what they thrive with or not. You know,
• 12:46
  Speaker 4: I went to a Catholic school, so it wasn't private,
• 12:49
  Speaker 4: but it also wasn't public. I kind of was in
• 12:51
  Speaker 4: the middle ground. But I'm also like, let's be honest,
• 12:53
  Speaker 4: like I'm probably the biggest nerd you've ever met. I'm
• 12:56
  Speaker 4: the finance podcaster. So I feel like someone like me,
• 13:00
  Speaker 4: if probably was going to thrive inside or outside public
• 13:02
  Speaker 4: school or private school. Like, I don't think it really
• 13:05
  Speaker 4: mattered because I was one teeing up friendships with the
• 13:09
  Speaker 4: librarian and to asking questions from grade seven about how
• 13:13
  Speaker 4: to apply to be the debating team captain. So I
• 13:15
  Speaker 4: just feel like my career, yeah, I just feel like
• 13:19
  Speaker 4: my experience when it comes to education was probably very
• 13:23
  Speaker 4: different to you know, other kids who might be really
• 13:26
  Speaker 4: interested in trades, or really interested in working with their hands,
• 13:30
  Speaker 4: or actually need a lot more discipline and guidance. So
• 13:33
  Speaker 4: to be honest, I feel like this is a really
• 13:35
  Speaker 4: personal decision. But I also want to look on the
• 13:37
  Speaker 4: flip side of wealth creation and go, if you've got
• 13:40
  Speaker 4: ninety thousand dollars a year to spend, because that's post
• 13:43
  Speaker 4: tax too, that's so much money. If you've got that money,
• 13:47
  Speaker 4: would it actually be better to be investing that or
• 13:50
  Speaker 4: even buying a home in a different location where the
• 13:53
  Speaker 4: public school is better. I don't feel like the question
• 13:56
  Speaker 4: I'm being asked right now is Victoria, do you think
• 13:59
  Speaker 4: public or private edge ducation is better? Because, like, to me,
• 14:01
  Speaker 4: that's a very deep question to ask. But if you're
• 14:04
  Speaker 4: in the financial circumstance where like we can afford this,
• 14:07
  Speaker 4: I think we actually should be looking at whether you
• 14:10
  Speaker 4: want to afford that or there are other luxuries in
• 14:13
  Speaker 4: life that you would like to afford your children, right,
• 14:15
  Speaker 4: Like we're ninety grand a year and then going to
• 14:17
  Speaker 4: public school. Look at the holidays you could have, or
• 14:20
  Speaker 4: even maybe that means that you know you as a
• 14:23
  Speaker 4: parent could actually go back to part time work to
• 14:25
  Speaker 4: be more present. Like there are just so many options
• 14:28
  Speaker 4: when it comes to finance. And yeah, it's just such
• 14:31
  Speaker 4: a personal question.
• 14:32
  Speaker 3: It's tough. I also think school is more for socializing
• 14:35
  Speaker 3: than it really is for learning, especially high school, like
• 14:38
  Speaker 3: go to university to actually learn your specialty. But for me,
• 14:41
  Speaker 3: I went to a public school, and all.
• 14:43
  Speaker 4: In our case, we probably should be looking at private.
• 14:48
  Speaker 3: Wow. I was about to get up on my soapbox
• 14:50
  Speaker 3: and preach, but because I'm not private school educated, I
• 14:53
  Speaker 3: don't know how to do that.
• 14:54
  Speaker 1: I think as well, it's more about sometimes the parents
• 14:57
  Speaker 1: just kind of saying, hey, look my kids go to
• 14:59
  Speaker 1: private school. It's like buying that flashy car or whatever.
• 15:02
  Speaker 1: It's all about it it's more for jay kids.
• 15:05
  Speaker 4: Yeah, and to me, if you really need to look
• 15:07
  Speaker 4: at what the kids are going to thrive in and
• 15:10
  Speaker 4: also the reason why you're making those decisions, because as
• 15:13
  Speaker 4: I also.
• 15:13
  Speaker 3: Can I just say, the school uniform suck and your
• 15:15
  Speaker 3: kids will look ugly. It's always like some sort of
• 15:18
  Speaker 3: World War two jacket and these awful pants and boots.
• 15:21
  Speaker 4: I got really lucky the school I went to. The
• 15:24
  Speaker 4: colors were navy and white, so I feel like that
• 15:26
  Speaker 4: was quite complimentary. But as yeah, I know right like,
• 15:30
  Speaker 4: I just went with my vibe. I liked the aesthetic.
• 15:32
  Speaker 2: Do you know what? I think?
• 15:33
  Speaker 1: We've actually saved Andrea and her husband ninety thousand dollars
• 15:37
  Speaker 1: a year, because that's how good we are right here
• 15:40
  Speaker 1: at she's on the money.
• 15:41
  Speaker 4: I don't say we don't do anything for you.
• 15:44
  Speaker 1: Our favorite segment of all times coming up right now,
• 15:47
  Speaker 1: since the same Saturday every week, Victoria, you give us
• 15:51
  Speaker 1: a sneaky couple of little tips and how we can
• 15:53
  Speaker 1: keep more money in our bank account, which you got
• 15:55
  Speaker 1: for us this week to vite.
• 15:56
  Speaker 4: Well, this week, I'm going to go first, but Mitch
• 15:59
  Speaker 4: said he has a.
• 16:00
  Speaker 2: Good Do you remember what happened last week when we
• 16:02
  Speaker 2: said this, okay.
• 16:03
  Speaker 4: Look, just because we don't trust him doesn't mean we
• 16:05
  Speaker 4: shouldn't hear him out.
• 16:06
  Speaker 3: The amount of bullying I face on this show. This
• 16:08
  Speaker 3: is a good tip life do the show.
• 16:11
  Speaker 4: You can take that to HR later.
• 16:13
  Speaker 3: Wow.
• 16:14
  Speaker 4: All right, so here's my tip. All right, So you
• 16:16
  Speaker 4: guys might not like this, because Mitch, I don't think
• 16:18
  Speaker 4: that you would ever part with anything in your wardrobe,
• 16:20
  Speaker 4: but it is time to do a bit of a
• 16:22
  Speaker 4: spring clean. And while you are there, you can either
• 16:25
  Speaker 4: sell some stuff that you're not using or donate it
• 16:28
  Speaker 4: or put it to better use. I have recently gone
• 16:30
  Speaker 4: through my wardrobe and pulled out a few dresses that
• 16:33
  Speaker 4: were from last summer that I was saving for this
• 16:35
  Speaker 4: summer that I just know I'm not going to wear,
• 16:38
  Speaker 4: and I've chucked them on Facebook marketplace. Wham bam, thank you.
• 16:41
  Speaker 4: Ma'm fifty bucks each dress. I've gotten rid of a few,
• 16:44
  Speaker 4: and now I can go on by another one.
• 16:46
  Speaker 3: You want to post them? Or did your pa post them?
• 16:49
  Speaker 4: Do you know what? What's your tip? Mitch? So I
• 16:52
  Speaker 4: can cut it straight down?
• 16:54
  Speaker 1: I was going to say, Mitch, you look amazing in
• 16:56
  Speaker 1: those summer dresses as well, Mate.
• 16:57
  Speaker 3: You look thank you. I went to linkraft and got
• 17:00
  Speaker 3: about three meters of linen and just cut a hole
• 17:02
  Speaker 3: in it. All right, Just washing my fat guy. Honey,
• 17:08
  Speaker 3: listen to you guys. Let's write more ammunition for HR
• 17:11
  Speaker 3: after the show in the corner. My tip is fantastic.
• 17:14
  Speaker 3: I think we should all grow our vegetables. Let me
• 17:18
  Speaker 3: finish in our own home garden. So you get some
• 17:23
  Speaker 3: soil from Bunnings. Lettuce was eleven dollars recently, but actually would.
• 17:28
  Speaker 4: Drive me to try and grow my own vegetables.
• 17:30
  Speaker 3: And yeah, you got a Bunnies, you get your own
• 17:33
  Speaker 3: seed links. Now it's a nine to eighteen week process.
• 17:35
  Speaker 3: Of course, for the growing, it's a long game. It's
• 17:37
  Speaker 3: an investment.
• 17:40
  Speaker 4: Commitment exactly.
• 17:41
  Speaker 3: It's a nine to eighteen weeks and you'll have your
• 17:43
  Speaker 3: own lettuce by that time. Let us will have already
• 17:46
  Speaker 3: skyrocketed to one hundred dollars.
• 17:47
  Speaker 4: So you can sell it on Facebook Marketplace. You don't
• 17:51
  Speaker 4: have anything in your wardrobe. You can just sell the
• 17:53
  Speaker 4: lettuces you just grew.
• 17:54
  Speaker 3: Thank you very much. There you go. That's called cross collaboration.
• 17:57
  Speaker 3: And yeah, you could do carrots, you can do turmeric root.
• 18:00
  Speaker 4: That's a great tip.
• 18:01
  Speaker 6: Mitch.
• 18:01
  Speaker 4: We're in your apartment. Are you putting your reggie guards?
• 18:04
  Speaker 2: We're in your west apartment. Are you doing this?
• 18:06
  Speaker 3: Mate, I have to get counsel approvement approval, but it's coming,
• 18:10
  Speaker 3: it's coming. I'll send you photos of my cucumbers.
• 18:12
  Speaker 4: Right, how much are you going to spend on like
• 18:14
  Speaker 4: seedlings and all of that, Like how much it'll be free?
• 18:16
  Speaker 3: It'll be spun con with me in Bunning's warehouse.
• 18:19
  Speaker 4: Oh right, yeah, okay, I'll hit them up. I'll let
• 18:22
  Speaker 4: them know if they're looking for a new influencer. It
• 18:24
  Speaker 4: is million dollar Mitch. Al right, So I actually I'm
• 18:27
  Speaker 4: just moving on. I have no comment. I have another
• 18:30
  Speaker 4: tip for you guys, and I remember this one from
• 18:32
  Speaker 4: primary school, triv you're probably too old you would remember
• 18:37
  Speaker 4: it from maybe like your teenage years. Yeah, yeah, yeah.
• 18:40
  Speaker 4: Do you remember the entertainment books? You don't remember entertaining?
• 18:45
  Speaker 4: Remember you just choosing to be a pest? Okay? So
• 18:48
  Speaker 4: the entertainment books were books that you got and you
• 18:51
  Speaker 4: could buy them. And I remember they used to sell
• 18:53
  Speaker 4: them in the office at my primary school. You go
• 18:56
  Speaker 4: and get them, and they had all these coupons in it,
• 18:59
  Speaker 4: so like Coop for the movies, and it might be
• 19:01
  Speaker 4: like take two friends and the popcorns free. And they
• 19:04
  Speaker 4: were jam packed full of value and obviously that's gone
• 19:08
  Speaker 4: a little bit out of trend. It's not in vogue anymore.
• 19:11
  Speaker 4: But you know what is an app? So they've made
• 19:13
  Speaker 4: an app amazing. So now you get the Entertainment Book.
• 19:16
  Speaker 4: They haven't updated that. It's called the Entertainment Book, but
• 19:20
  Speaker 4: it's an app now. So it's full of like a
• 19:22
  Speaker 4: whole heap of really good discounts and different deals like
• 19:25
  Speaker 4: they do everything from restaurants to experiences, to weekends away
• 19:29
  Speaker 4: to free popcorn at the movies.
• 19:30
  Speaker 2: It's money we now do you.
• 19:32
  Speaker 1: Have to I remember you bought the Entertainment Book? Do
• 19:34
  Speaker 1: you can you buy a subscription?
• 19:37
  Speaker 3: Is it?
• 19:37
  Speaker 5: Like?
• 19:37
  Speaker 4: I don't know how it works, to be honest, I
• 19:39
  Speaker 4: just know it exists and I was impressed. Share it
• 19:42
  Speaker 4: with the reunity. Yeah, that's all I've got.
• 19:45
  Speaker 1: So anyone can tell us how it works to hit
• 19:47
  Speaker 1: us up at sees on the money anywhere on social
• 19:49
  Speaker 1: is that.
• 19:49
  Speaker 4: The contribution is still better than Mitch's.
• 19:51
  Speaker 1: It is one hey speaking that we are going to
• 19:55
  Speaker 1: get out of here for your Saturday morning. Mitch, you've
• 19:57
  Speaker 1: got to stick around. That's your punishment for bringing crap tips.
• 19:59
  Speaker 1: You've got do another show, The Life on Cut with
• 20:03
  Speaker 1: britt Hockley and Laura Burn.
• 20:05
  Speaker 2: That is coming up with you next Yeah, I don't mind.
• 20:07
  Speaker 3: I mean, you know, I'll have ninety K send my
• 20:09
  Speaker 3: kids to private school with all the shows that I do,
• 20:10
  Speaker 3: so and I'll do it. Maybe I'll see you next week.
• 20:14
  Speaker 2: Everybody, all right, see you bye,