Latest / She's On The Money / She's On The Money Radio Recap - 29 October

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She's On The Money Radio Recap - 29 October · She's On The Money

• 0:00
  Speaker 1: On radio. She's on The Money Radio Show with Victoria
• 0:08
  Speaker 1: Divine starts now. Hello, everybody, welcome to that. She's on
• 0:12
  Speaker 1: The Money Radio Show Podcast edition, the podcast for young Lenniels.
• 0:17
  Speaker 1: Trying to save my money and get the bags in
• 0:19
  Speaker 1: a bag account and go to Audi and get the
• 0:21
  Speaker 1: cheap ham, get the cheap cheese.
• 0:23
  Speaker 2: We're not going to get cheap ham. That's disgusting.
• 0:26
  Speaker 3: Also, how much do I owe you for serenading me
• 0:28
  Speaker 3: on my own podcast?
• 0:30
  Speaker 1: Well that was a custom song. And yes, I'll see
• 0:32
  Speaker 1: your wedding.
• 0:33
  Speaker 3: Oh, thank you, thank you, you're so kind.
• 0:36
  Speaker 1: What are your parent in law's names? What are your
• 0:38
  Speaker 1: mum and father in law?
• 0:39
  Speaker 3: My mother and father in law. We've got Marlene and Chris.
• 0:42
  Speaker 1: Marlene and Grals. You made this happen, you made your
• 0:46
  Speaker 1: little son and now it's Marion V.
• 0:49
  Speaker 4: That's do you know what?
• 0:50
  Speaker 2: This is a lot?
• 0:51
  Speaker 1: This is a lot of country. I went country and I.
• 0:53
  Speaker 2: That wasn't country. That was not country. It was rogue,
• 0:57
  Speaker 2: but it wasn't country.
• 0:59
  Speaker 1: Okay, fair enough. Trav Roebuck is out. He's horse racing,
• 1:03
  Speaker 1: which never let this happen, of course, no, no, he wouldn't.
• 1:07
  Speaker 1: He keeps a tight ship trave Rowbuck he should be
• 1:11
  Speaker 1: back out.
• 1:11
  Speaker 3: Horse racing, which I'm not sure I agree with.
• 1:13
  Speaker 2: How do you feel like?
• 1:15
  Speaker 1: He sent me a photo? He's like, look at my beautiful.
• 1:17
  Speaker 2: Horse, and I was like, I don't like that.
• 1:19
  Speaker 1: I pretended it didn't come through. I'm sorry, no service.
• 1:22
  Speaker 2: Oh yeah, yeah, message not delivered.
• 1:25
  Speaker 1: Message. It was a bit awkward. We love Trav.
• 1:27
  Speaker 3: Sometimes it's just easier to not say anything than start
• 1:30
  Speaker 3: an argument.
• 1:31
  Speaker 2: So instead we're going to take it to this podcast
• 1:34
  Speaker 2: that gets listened to by one.
• 1:35
  Speaker 4: Point two million people and I can guarantee it's gone
• 1:38
  Speaker 4: and get back to him.
• 1:40
  Speaker 1: Today on the show Guys, we had a boomer Ellen
• 1:43
  Speaker 1: truly so sweet. Yeah. I was a bit nervous. I'm like,
• 1:45
  Speaker 1: I'm going to fight with this boomer and I will
• 1:47
  Speaker 1: get aggressive, but I fell in love with her.
• 1:49
  Speaker 2: Oh she was actually so sweet.
• 1:50
  Speaker 3: I cannot believe that she only went out for dinner
• 1:53
  Speaker 3: once a year while trying to pay her home off
• 1:56
  Speaker 3: like millennials these days. That's why boomers think we're entitled goods.
• 2:00
  Speaker 5: We are.
• 2:01
  Speaker 1: Yeah, if you're a millennial and you think those boomers
• 2:03
  Speaker 1: they had it easier than us, I think Ellen will
• 2:05
  Speaker 1: actually shed some light on what it was like back
• 2:07
  Speaker 1: in she's from the seventies. She's also from Melbourne, but
• 2:10
  Speaker 1: she was alive in the seventies and she's got an
• 2:13
  Speaker 1: interesting mortgage story, so she'll unpack that. We've got some
• 2:15
  Speaker 1: money wins, We've got some super Saver Saturday tips. It's
• 2:18
  Speaker 1: a good show. V Right. We also talk about crocs.
• 2:20
  Speaker 2: We do talk about crocs.
• 2:21
  Speaker 3: Honestly, I don't understand why people don't embrace the croc.
• 2:24
  Speaker 3: They are practical, they are comfortable. You look really hot
• 2:27
  Speaker 3: in them. Like, what is the problem, Amen, it's all
• 2:30
  Speaker 3: in there.
• 2:30
  Speaker 1: Enjoy the show. It's that she's on the Money radio
• 2:32
  Speaker 1: Show's Money.
• 2:33
  Speaker 2: Crock metch coming soon.
• 2:35
  Speaker 1: Happy Saturday, everybody. How are you V?
• 2:37
  Speaker 2: I am so good.
• 2:38
  Speaker 3: I'm very excited because I think talking about mortgages, talking
• 2:41
  Speaker 3: about finance and debt is absolutely my favorite part of
• 2:45
  Speaker 3: every single week, and we're thing even more of it today.
• 2:48
  Speaker 1: Yeah. I didn't realize, but in twenty twenty one, Right
• 2:51
  Speaker 1: the Bureau of Statistics released an article saying that baby
• 2:54
  Speaker 1: boomers have officially been overtaken as the largest generational group
• 2:58
  Speaker 1: in Australia. Millennials.
• 3:00
  Speaker 3: Are you a millennial Viv, I'm a millennial, Mitch, really,
• 3:03
  Speaker 3: I run the podcast for millennials who want financial freedom.
• 3:06
  Speaker 2: Oh are you on those or are you just a good.
• 3:08
  Speaker 1: Toys sucking No, I've never missed an episode. Anyway, Millennials
• 3:12
  Speaker 1: are through the roof. There's more millennials than boomers. But
• 3:14
  Speaker 1: the problem is millennials can't afford a mortgage or to
• 3:18
  Speaker 1: buy a house, whereas boomers can. So I think it's
• 3:20
  Speaker 1: really interesting Vi that there's more millennials yet boomers. Howld
• 3:23
  Speaker 1: the percentage of market share in housing and whatnot. It's crazy.
• 3:26
  Speaker 3: Look, it is kind of crazy, but it's quite reflective
• 3:29
  Speaker 3: of the times that we're in. Historically, properties would cost
• 3:33
  Speaker 3: anywhere between two and three times an annual salary to purchase.
• 3:36
  Speaker 2: And yes, interest rates were relatively higher.
• 3:40
  Speaker 3: Interest rates I think in nineteen ninety were sitting at
• 3:43
  Speaker 3: around seventeen or eighteen percent, which is crazy talk.
• 3:46
  Speaker 2: Now.
• 3:46
  Speaker 3: Can you imagine if we were talking about interest rates
• 3:49
  Speaker 3: at seventeen percent? People would lose their heads?
• 3:52
  Speaker 1: What are they currently?
• 3:53
  Speaker 3: Honestly, it depends where you're going to get your mortgage,
• 3:55
  Speaker 3: but at the moment, they're sitting anywhere between two and
• 3:57
  Speaker 3: a half and four percent depending on that that you
• 4:00
  Speaker 3: go with.
• 4:01
  Speaker 2: And that's only.
• 4:02
  Speaker 3: Increasing because the cash rate has been increasing recently, which
• 4:05
  Speaker 3: means we are trying to battle inflation. Like when we say,
• 4:08
  Speaker 3: oh my gosh, our interest rates are increasing. I know
• 4:11
  Speaker 3: it's really stressful for people who have mortgages, but it's
• 4:13
  Speaker 3: actually trying to really slow down inflation. So overall, it's
• 4:17
  Speaker 3: actually better for us to have the cash rate increase
• 4:20
  Speaker 3: instead of bread and milk becoming ten dollars a low,
• 4:23
  Speaker 3: Like we won't be able to buy a coffee anymore
• 4:25
  Speaker 3: for under a fiver.
• 4:26
  Speaker 2: Oh wait, MITCHI you can't.
• 4:27
  Speaker 1: I'd ask my barista for two cookies because that was
• 4:29
  Speaker 1: my lunch. You know, how to give you a little
• 4:30
  Speaker 1: cookie on top of the coffee. Sometimes that was like
• 4:33
  Speaker 1: my favorite part.
• 4:34
  Speaker 4: Second one, I started going to this new cafe that
• 4:38
  Speaker 4: puts chocolate freckles on top of their coffee, and like,
• 4:41
  Speaker 4: if you can see my desk in front of me,
• 4:43
  Speaker 4: I actually went and bought more chocolate freckles because I
• 4:46
  Speaker 4: was like, these.
• 4:46
  Speaker 2: Are so good, such an underrated snack.
• 4:50
  Speaker 1: And you know what, this is why I will never
• 4:51
  Speaker 1: afford a house.
• 4:52
  Speaker 2: Yeah, because we're all buying chocolate freckles. But back to
• 4:55
  Speaker 2: my main point.
• 4:56
  Speaker 3: I was saying before that houses cost historically between two
• 4:59
  Speaker 3: and three times an annual salary A Mitch, you live
• 5:02
  Speaker 3: in Sydney, yours is cooked. It's now between thirteen and
• 5:05
  Speaker 3: fourteen times an annual.
• 5:07
  Speaker 2: Salary to purchase your first home.
• 5:09
  Speaker 3: So it's not just that, you know, interest rates have
• 5:12
  Speaker 3: gone down, it's actually that our incomes aren't keeping up
• 5:16
  Speaker 3: with the rising price of property, which you know puts
• 5:19
  Speaker 3: us in a different position. So, yes, millennials can't buy
• 5:22
  Speaker 3: property as readily as they historically were able to. But
• 5:26
  Speaker 3: I also think it's really about values. Do you actually
• 5:28
  Speaker 3: want the mortgage? Is that something that we're working towards?
• 5:31
  Speaker 2: Like, yeah, I don't know.
• 5:33
  Speaker 3: I feel like as millennials, we have different goalposts and
• 5:36
  Speaker 3: different things we want and need. And from my perspective,
• 5:40
  Speaker 3: I've shared this on the pod. Before I got a
• 5:42
  Speaker 3: mortgage because my partner really wanted to own a property,
• 5:44
  Speaker 3: I was really against it. I just did because I
• 5:47
  Speaker 3: was like, this does not make financial sense for me,
• 5:49
  Speaker 3: Like I would like to put all my money in
• 5:51
  Speaker 3: shares and keep it there.
• 5:53
  Speaker 1: I am happy renting, but my parents freak out at
• 5:56
  Speaker 1: the thought of paying rent, which could essentially be a
• 5:59
  Speaker 1: mortgage payment to me.
• 6:01
  Speaker 2: Cook, he's more property.
• 6:03
  Speaker 1: Yeah, ain't that well? Listen, let's get a boomera in.
• 6:05
  Speaker 1: So we found a boomer on the street. We held
• 6:06
  Speaker 1: up a sign that said we need boomer. Her name
• 6:09
  Speaker 1: is Ellen. She's a gorgeous boomer. Anyway, we'll see what
• 6:11
  Speaker 1: car Ellen drives and what her mortgage set up is. Like,
• 6:14
  Speaker 1: I'm a millennial, so are you, So we can give
• 6:16
  Speaker 1: that side of the argument. Now the we have a
• 6:19
  Speaker 1: guest in studio. I'm excited for very well dressed ladies
• 6:24
  Speaker 1: and gentlemen, please welcome the baby boomer Ellen. Hello, Ellen, Hello.
• 6:28
  Speaker 2: Mitche hi Vitory, Hello, thanks for coming on our show.
• 6:32
  Speaker 2: Oh that delighted to be here.
• 6:34
  Speaker 5: I don't know why, honestly, well, I really do have
• 6:37
  Speaker 5: to cleanse something up. Oh my god, it's amazda cx five.
• 6:41
  Speaker 1: Yeah, okay, that's boom that's BOOMERCA. What's your mortgage set up? Like,
• 6:46
  Speaker 1: do you have a house to your own a house?
• 6:47
  Speaker 1: When did you get your mortgage? Like, give us your
• 6:49
  Speaker 1: sort of cash a history.
• 6:51
  Speaker 5: Certainly, first house purchased in nineteen seventy two, in actual fact,
• 6:55
  Speaker 5: was six times my husband's salary.
• 6:59
  Speaker 2: She brought big house miitchee eleven squeeze. Oh my gosh.
• 7:05
  Speaker 5: Wow, had that house for forty five years, served as well,
• 7:09
  Speaker 5: had extensions done to it, mortgaged twice, the first mortgage
• 7:13
  Speaker 5: which we paid off in eleven years.
• 7:16
  Speaker 2: Wow, eleven years?
• 7:18
  Speaker 1: Is that normal?
• 7:18
  Speaker 4: Though? No?
• 7:19
  Speaker 2: Absolutely not. That is very impressive.
• 7:22
  Speaker 1: I don't think you could do that what Ellen has
• 7:24
  Speaker 1: done in today's times.
• 7:25
  Speaker 2: Right, Look, you absolutely can.
• 7:26
  Speaker 3: And I think the one thing you guys probably don't
• 7:29
  Speaker 3: know a lot about is that I actually do own
• 7:31
  Speaker 3: a mortgage broking company, so do work in the mortgage
• 7:34
  Speaker 3: space quite a bit. And I feel like it's totally
• 7:36
  Speaker 3: possible if, as Ellen is saying, you put your mind
• 7:39
  Speaker 3: to it, and you're on the same path, and you're
• 7:40
  Speaker 3: on the same track. I mean, you're not going to
• 7:42
  Speaker 3: be able to buy at one point seven million dollar
• 7:45
  Speaker 3: first home and then all of a sudden be able
• 7:47
  Speaker 3: to pay it off. I think it's about being really
• 7:49
  Speaker 3: reasonable with what that first home looks like and what
• 7:53
  Speaker 3: that actually means today. And I think that a lot
• 7:55
  Speaker 3: of people today really want, especially millennials, they just want
• 7:59
  Speaker 3: their home immediately, and that's just not something that's reasonable.
• 8:03
  Speaker 3: Often we have to go into a smaller home that
• 8:05
  Speaker 3: becomes that stepping stone to either use equity in it
• 8:09
  Speaker 3: to get into your next home or to sell that
• 8:11
  Speaker 3: property for a profit to then have more of a
• 8:13
  Speaker 3: deposit for the next step. Ellen, you mentioned before that
• 8:17
  Speaker 3: your husband and you bought your first home for six
• 8:19
  Speaker 3: times your husband's and your salary.
• 8:22
  Speaker 2: That's great.
• 8:23
  Speaker 3: Was that a really big decision at the time? Was
• 8:25
  Speaker 3: that like within budget? Was that a stretch?
• 8:27
  Speaker 2: What did that look like?
• 8:29
  Speaker 5: Terrifying?
• 8:30
  Speaker 2: Yeah, understandably so.
• 8:31
  Speaker 5: However, it was about trust and faith in each other.
• 8:35
  Speaker 5: And because we had that plan, we knew what we
• 8:37
  Speaker 5: had to do to achieve it. And also it comes
• 8:41
  Speaker 5: down to what you're willing to do. We only went
• 8:44
  Speaker 5: out to dinner or had take away once a year.
• 8:47
  Speaker 1: Okay, when you say that, Ellen, you don't need to
• 8:51
  Speaker 1: me once a year.
• 8:54
  Speaker 5: I used to also make most of the clothes, I
• 8:57
  Speaker 5: did all of the cooking. I made read before even
• 9:01
  Speaker 5: making your own bread was cool.
• 9:05
  Speaker 1: Wait wait, wait, you didn't TikTok aout look.
• 9:09
  Speaker 5: I see glimpses and and things that happen with millennials
• 9:14
  Speaker 5: that experienced as well, but in a slightly less hectic
• 9:18
  Speaker 5: demanding world.
• 9:20
  Speaker 3: I've got one last question, though, what does that mean today?
• 9:22
  Speaker 3: So you made a whole heap of sacrifices today, what
• 9:26
  Speaker 3: does life look like?
• 9:27
  Speaker 5: Life is comfortable. We worked hard, and that's the thing.
• 9:30
  Speaker 5: I think. It wasn't all play, and it hasn't always
• 9:33
  Speaker 5: been all play, and it still isn't. I need the
• 9:36
  Speaker 5: seex fire to drive teenagers around. But anything worth it
• 9:43
  Speaker 5: is worth working hard for.
• 9:46
  Speaker 3: Anything worth that is worth working for it, I think
• 9:50
  Speaker 3: that is a beautiful place to leave it. Mister Mitch Cherry,
• 9:54
  Speaker 3: this is She's on the Money radio show.
• 9:57
  Speaker 1: I'm following love with these crocs. By the way, Sorry,
• 10:00
  Speaker 1: but Victoria's wearing crocs if you're just tuning in.
• 10:02
  Speaker 3: Honestly, crops are an underrated pair of footwear.
• 10:06
  Speaker 1: I mama's soul. Hey, we're about to do a money dilemma.
• 10:08
  Speaker 1: Every week we bring someone's financial story on air, get
• 10:11
  Speaker 1: Victoria's advice on what they should do. So Anthony send
• 10:14
  Speaker 1: us a DM. He says, hi Ve, I have a
• 10:16
  Speaker 1: mortgage and it's killing me. Sorry, I'm very upbeat for
• 10:18
  Speaker 1: this kind of message from.
• 10:20
  Speaker 2: The mortgage is killing me. And they're just like yay, hi.
• 10:23
  Speaker 1: Ve, I just can't see him to make ends meet.
• 10:26
  Speaker 1: I've moved out of the city. No, it's very serious,
• 10:28
  Speaker 1: into the verbs. I'm traveling to work every day, takes
• 10:30
  Speaker 1: me an hour each way. My mortgage is three eight
• 10:32
  Speaker 1: per month and he earns six seven, so it's very hard.
• 10:36
  Speaker 1: He's a qualified personal trainer. I have an amazing business idea.
• 10:39
  Speaker 1: He knows he can resell his home now and make
• 10:41
  Speaker 1: a profit and perhaps use those profits to start up
• 10:44
  Speaker 1: his own business. He knows it's a risk, but he's
• 10:46
  Speaker 1: tired of working so hard getting nowhere. He's thirty four.
• 10:49
  Speaker 1: He doesn't feel like he has a life. Should he
• 10:51
  Speaker 1: continue to get the mortgage paid off and sacrifice his
• 10:54
  Speaker 1: dream or does he take the risk.
• 10:56
  Speaker 3: I feel like this is something that's so many people
• 10:59
  Speaker 3: in our community are struggling with at the moment because
• 11:02
  Speaker 3: things end up being really tight.
• 11:04
  Speaker 2: So doing some really quick maths.
• 11:06
  Speaker 1: Victoria's got a calculator out on her phone.
• 11:08
  Speaker 2: All right, pull your head in.
• 11:09
  Speaker 3: But if you are earning six seven hundred dollars each
• 11:12
  Speaker 3: and every single month and your mortgage is thirty eight
• 11:14
  Speaker 3: hundred dollars, that leaves you with about six hundred and
• 11:17
  Speaker 3: sixty nine dollars each and every single week to live,
• 11:20
  Speaker 3: which sounds like a lot of money, but it's actually
• 11:23
  Speaker 3: not because you take out some groceries, right, Mitchie, what
• 11:28
  Speaker 3: are we spending on groceries?
• 11:29
  Speaker 1: We're spending you care, So.
• 11:32
  Speaker 2: We're spending one fifty.
• 11:34
  Speaker 3: This is taking into consideration one person like I don't
• 11:37
  Speaker 3: steal one fifty on groceries. I know it's a bit harder.
• 11:39
  Speaker 3: People with kids would be spending even more than we.
• 11:42
  Speaker 1: Use a personal trainer's protein in there.
• 11:44
  Speaker 3: Then we're down to five hundred bucks a week. That's
• 11:47
  Speaker 3: not savings, that's just five hundred bucks. We haven't bought anything.
• 11:51
  Speaker 3: We then have thousands of dollars in car registration and
• 11:54
  Speaker 3: insurance insurance for the home that you've just bought. We
• 11:56
  Speaker 3: would then have things like our water bill, electricity bill,
• 12:01
  Speaker 3: our internet, our phone, and most average bills come in
• 12:04
  Speaker 3: at about fifteen hundred dollars each and every single month.
• 12:07
  Speaker 3: So that's basically wiping out absolutely everything. And he can't
• 12:12
  Speaker 3: even buy a pair of crocs with that's tie.
• 12:15
  Speaker 1: Yeah, So do you think he should Is it smarter
• 12:18
  Speaker 1: for him to just keep paying off the mortgage, stay
• 12:21
  Speaker 1: in his job, or should he try to sell the business?
• 12:23
  Speaker 1: Like you said, and offset it like it's a big risk.
• 12:25
  Speaker 3: Well, it really depends on what your values are. And
• 12:28
  Speaker 3: I think that that's what we need to go back to.
• 12:30
  Speaker 3: Not everybody has to own property to be successful in life.
• 12:34
  Speaker 3: And I think that there's just this massive misconception that
• 12:37
  Speaker 3: in order to be successful you must purchase a home.
• 12:41
  Speaker 3: And I felt that pressure, and I feel like you
• 12:44
  Speaker 3: start to feel that pressure once you get into your thirties,
• 12:47
  Speaker 3: and as we know, Anthony's thirty four, to actually be
• 12:50
  Speaker 3: successful in that space.
• 12:52
  Speaker 2: And it just makes no.
• 12:53
  Speaker 3: Sense because wealth is actually really private. It is something
• 12:57
  Speaker 3: that is not on show. And I think a lot
• 12:59
  Speaker 3: of us just assume that having a home means.
• 13:02
  Speaker 2: That we're successful.
• 13:03
  Speaker 3: But in the way that he's explaining his budget and
• 13:06
  Speaker 3: what his mortgage is costing him, he's not financially able
• 13:09
  Speaker 3: to get ahead in any other way than paying off
• 13:12
  Speaker 3: his mortgage. So that's actually putting a lot of eggs
• 13:15
  Speaker 3: in one basket to say we are betting that him
• 13:18
  Speaker 3: paying off this mortgage is going to mean that at
• 13:20
  Speaker 3: the end of this mortgage period he is going to
• 13:23
  Speaker 3: be in a really strong financial position. And something I
• 13:26
  Speaker 3: always say, and I know that this is lame as well.
• 13:27
  Speaker 3: But I don't think that your family home should ever
• 13:30
  Speaker 3: be considered your best asset, because in order for it
• 13:35
  Speaker 3: to be considered an asset, you have to sell it.
• 13:36
  Speaker 1: So I think the moral of this story, Anthony is,
• 13:38
  Speaker 1: don't listen to stereotypes and do your own thing per
• 13:42
  Speaker 1: personal training.
• 13:43
  Speaker 2: Do you do?
• 13:44
  Speaker 1: Yeah, it's the shoes. On the Money Radio Show, Welcome
• 13:47
  Speaker 1: back across the Country with Victoria Devine, Australia's number one
• 13:50
  Speaker 1: finance podcasters. She's here in studio. I'm Mitch Jury here
• 13:53
  Speaker 1: as well. Time for this since save this Saturday, all right,
• 13:57
  Speaker 1: Every week Victoria gives us some sneaky little tips on
• 14:00
  Speaker 1: how to keep more bucks in your bank account. Victoria,
• 14:02
  Speaker 1: I will say, I actually have implemented quite a few
• 14:04
  Speaker 1: of these, and whenever I have like a win of
• 14:06
  Speaker 1: my own, I write it down. I I've gotta tell.
• 14:08
  Speaker 3: V you're gonna really money win. Didn't get a parking
• 14:11
  Speaker 3: fine for parking in a loading zone, like Mitch. That's
• 14:14
  Speaker 3: not the type of money win that we're trying to
• 14:16
  Speaker 3: promote on this show.
• 14:18
  Speaker 1: Yeah, I think I've got the definition wrong, but anyway,
• 14:21
  Speaker 1: that's all right.
• 14:22
  Speaker 3: The money win is the money win and we celebrate
• 14:24
  Speaker 3: everything in this community. All right, all right, this week
• 14:26
  Speaker 3: I have a number of money wins for you.
• 14:28
  Speaker 1: All right.
• 14:29
  Speaker 3: First tip, though, it's for Aldi. We love Audi, we
• 14:32
  Speaker 3: love Audi wine. You guys know I love the Audi
• 14:35
  Speaker 3: Le Mule Rose ten out of ten amazing Rose. It's
• 14:39
  Speaker 3: like ten bucks a bottle. But you know what's even
• 14:41
  Speaker 3: better for ninety nine a bottle. We have recently in
• 14:44
  Speaker 3: my house discovered the south Point Estate Pinot Grigio. It
• 14:48
  Speaker 3: just took out the top prize for the double Gold
• 14:50
  Speaker 3: at the Melbourne International Wine Show and.
• 14:52
  Speaker 2: It's getting ninety nine.
• 14:53
  Speaker 1: Mitch, jeezuz I love a good pin Agreeing up.
• 14:56
  Speaker 3: To the family dinner on a Sunday with a bottle
• 14:58
  Speaker 3: of that, and you're gonna be very popular, but also
• 15:01
  Speaker 3: very financially savvy.
• 15:03
  Speaker 2: The next tip I've got, though, is air Tasker.
• 15:05
  Speaker 3: And it's not using air Tasker in the way you would, Mitch,
• 15:08
  Speaker 3: which is to get other people to do stuff for
• 15:10
  Speaker 3: you because you don't want to do it. It's actually
• 15:13
  Speaker 3: you using air Tasker and picking up random tasks so
• 15:16
  Speaker 3: you can earn like an extra hundred bucks a week,
• 15:19
  Speaker 3: which would work out to be just over five grand
• 15:21
  Speaker 3: a year. That can be an absolute money win. And
• 15:24
  Speaker 3: there are so many different types of tasks on there
• 15:28
  Speaker 3: that don't require any kind of professional skills like it.
• 15:31
  Speaker 1: There's an app for everything, like you've got a giant
• 15:32
  Speaker 1: penis OnlyFans, guys, there's money there.
• 15:34
  Speaker 2: There's money to be made everywhere. Yes, yes, all right,
• 15:38
  Speaker 2: next you would have about that though. So tip three
• 15:41
  Speaker 2: is the.
• 15:42
  Speaker 1: Turn your air drop on?
• 15:44
  Speaker 3: No, thank you, I am over and out.
• 15:47
  Speaker 1: Okay, should we wrap up?
• 15:48
  Speaker 5: That's no.
• 15:48
  Speaker 3: I have one more money win for you from Audi,
• 15:52
  Speaker 3: and I discovered it this week.
• 15:53
  Speaker 1: So how much is this Scandinavian brand paying you?
• 15:57
  Speaker 3: I think they're German, but that's okay. Scandinavian is like Kiah.
• 16:02
  Speaker 3: But I'm obsessed with this cream from Mecca. It's called
• 16:06
  Speaker 3: the sole Desonaro. Seat our producers now noting at me.
• 16:09
  Speaker 1: I've called the salt in the yellow bottle.
• 16:11
  Speaker 2: Guess who's duped it? Audi?
• 16:13
  Speaker 3: Audi has duped the Sole Desionaro entire range, and it's
• 16:18
  Speaker 3: four dollars fifty Also.
• 16:20
  Speaker 1: After a couple of four ninety nine pino grease from Audi.
• 16:22
  Speaker 1: You won't know the difference exactly.
• 16:24
  Speaker 2: You really won't.
• 16:25
  Speaker 3: So I'm going to go pick up my La Mule
• 16:27
  Speaker 3: Rose and some moisturizer and Audi is going to thank
• 16:31
  Speaker 3: me later.
• 16:31
  Speaker 1: Honestly, you have a solo for me solid weekend. We'll
• 16:35
  Speaker 1: back next week, everybody. I'm sticking around for Life Uncut
• 16:37
  Speaker 1: Radio show next. Otherwise, Victoria de Van, we'll see you
• 16:40
  Speaker 1: in a week.
• 16:40
  Speaker 2: See you later.