4 Key Ages for Generation X in Retirement Planning | Ep 27

Make It Personal Podcast · Jul 10, 2025 · 11m

Mark Zagurski, a proud Gen Xer, dives into the four critical ages for Generation X (born 1965–1980) in retirement planning: 50, 59½, 62, and 73. As Gen Xers juggle peak earning years with expenses like mortgages and kids’ education, Mark highlights the importance of these milestones. At 50, catch-up contributions allow for boosted retirement savings. At 59½, penalty-free access to retirement funds begins. Age 62 marks eligibility for Social Security, though early claiming reduces benefits. Finally, at 73, required minimum distributions (RMDs) kick in for tax-deferred accounts. Mark emphasizes…