Latest / That Home Loan Hub / From "Our Money" to "My Money": The Homeowner's Guide to Starting Over
Transcript
- 0:10Speaker 1: strong, secure and supported your financial game plan after separation, and a big announcement about my brand new ebook for women navigating separation.
- 0:21Speaker 1: Hey everyone, welcome back to that Homelon Hub.
- 0:25Speaker 1: Today's episode is personal and a little bit powerful and, honestly, this is the one that's close to my heart.
- 0:32Speaker 1: We're talking about what happens financially after separation, especially if you're a woman trying to rebuild, find stability and figure out where you stand with your home ownership.
- 0:43Speaker 1: And look at the end of this episode, I'll share details about a special resource I've created for you my brand new ebook that's called Strong, secure and Supported Financial Guide for Women Navigating Separation.
- 0:59Speaker 1: Oh, the emotional and financial storm after separation.
- 1:03Speaker 1: First, if you're going through this right now, just know you're not alone.
- 1:08Speaker 1: I've been there.
- 1:10Speaker 1: The overwhelm, the sleepless nights, the fear of starting off financially it's real.
- 1:16Speaker 1: You go from thinking about our money and our home to suddenly it's all on you and you've got no one else to fall back on.
- 1:24Speaker 1: So what do you need to do?
- 1:27Speaker 1: Step one let's get clear on your financial position.
- 1:30Speaker 1: Before you make any big decisions about the house buying again or even renting, you need to know your numbers.
- 1:38Speaker 1: I can't stress this enough.
- 1:39Speaker 1: You need to look at what's your income right now?
- 1:42Speaker 1: What debts are in your name?
- 1:44Speaker 1: Do you have joint accounts you need to close?
- 1:47Speaker 1: What's your credit score looks like?
- 1:49Speaker 1: Step two you need to know your options around home ownership.
- 1:54Speaker 1: Can you buy him out or her?
- 1:56Speaker 1: Can you qualify for a mortgage solo?
- 1:58Speaker 1: Do you need to sell and start fresh again?
- 2:02Speaker 1: And should you pause rent and rebuild your deposit?
- 2:06Speaker 1: And this is where a good mortgage advisor like me becomes your new best friend.
- 2:12Speaker 1: And step three let's start small, but we're going to dream big.
- 2:18Speaker 1: If jumping straight back into home ownership feels impossible, please don't panic.
- 2:23Speaker 1: Start by creating a savings plan, rebuilding your credit and setting small financial goals.
- 2:29Speaker 1: Your next home might not be your dream home, but it's your freedom home, and that's just as important.
- 2:39Speaker 1: I'll share a little bit about my story for those that don't know.
- 2:42Speaker 1: After my own separation, I had to rebuild from scratch.
- 2:46Speaker 1: I had, for the first time ever, I bought my own car.
- 2:50Speaker 1: I chose the right color that I wanted and at the age of 36, it hit me.
- 2:56Speaker 1: I've never chosen a car for myself before.
- 2:59Speaker 1: I also started investing solo and slowly I built an investment property portfolio.
- 3:05Speaker 1: So when I say you've got this, I mean it.
- 3:09Speaker 1: I lived it.
- 3:10Speaker 1: So big news, big, big, big news.
- 3:13Speaker 1: My new ebook is here.
- 3:14Speaker 1: Because I know how overwhelming this can be, I've poured everything I've learned, both personally and professionally, into this new ebook Now.
- 3:25Speaker 1: Inside, you'll find step-by-step guides on preparing your finances.
- 3:29Speaker 1: We've got checklists for things like budgeting, credit repair and home loan readiness.
- 3:34Speaker 1: There is some emotional pep talks for the days when it feels a little bit too hard, and really there is real advice and no fluffy nonsense.
- 3:43Speaker 1: I kept it practical, empowering and written with you in mind.
- 3:48Speaker 1: So how do you get it?
- 3:50Speaker 1: You can grab a copy right now by just commenting below and if you know someone else going through this, send them the link Now.
- 4:01Speaker 1: Look, separation is tough, but you're tougher, and this isn't the end of your financial story.
- 4:07Speaker 1: It's just the start of your comeback.
- 4:09Speaker 1: So hit subscribe, share this episode with someone who needs it and remember you are stronger than you think.
- 4:16Speaker 1: Catch you next time on that Homeland Hub.