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My OnlyFans, My Business? · She's On The Money

0:00
Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
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Speaker 1: the Order KERNI Whoalbury and a waddery woman. And before
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Speaker 1: we get started on She's on the Money podcast, I
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Speaker 1: would like to acknowledge the traditional custodians of the land
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Speaker 1: of which this podcast is recorded on a wondery country,
0:18
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
0:22
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
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Speaker 1: and the storytelling of you to make a difference for
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Speaker 1: today and lasting impact for tomorrow.
0:33
Speaker 2: Let's get into it.
0:34
Speaker 3: She's on the Money. She's on the Money.
0:57
Speaker 2: Hello, and welcome to She's on the Money, the podcast
1:00
Speaker 2: for millennials who want financial freedom. My friends, Today is Friday,
1:04
Speaker 2: which means I'm back the Bjay episode. Is that what
1:08
Speaker 2: we're calling it?
1:09
Speaker 4: B and there's an and there.
1:12
Speaker 2: I've never had more fun listening to a Friday Drinks episode.
1:15
Speaker 2: Like arguably, I did not want to come back. I
1:18
Speaker 2: laughed the whole way through. I can't work out if
1:20
Speaker 2: it's because I'm biased, because they really like you guys,
1:23
Speaker 2: or you're actually funny. I'll leave that up to our community.
1:27
Speaker 2: To decide. I also had a very wholesome message from
1:30
Speaker 2: somebody on the She's on the money account this week
1:32
Speaker 2: and they said, oh my gosh, like hahaha, listened to
1:35
Speaker 2: the B and Jay episode. She thought that you guys
1:39
Speaker 2: were talking about Ben and Jerry's so funny. I tackled
1:44
Speaker 2: and then said, Jessica, reach out to them. They have
1:45
Speaker 2: really good ice cream.
1:46
Speaker 4: Yeah, Ben and Jerry's. If you want to work with us, slamkout.
1:48
Speaker 2: Yeah, we'll be here. Obviously. That's very exciting. We are
1:52
Speaker 2: back for another week of celebrating you guys. You are
1:55
Speaker 2: my favorite people in the entire world. And today we're
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Speaker 2: going to be sharing or Jessic Richi is gone to
2:00
Speaker 2: be sharing our favorite money wins. Beck has a tasty
2:03
Speaker 2: broke tip, and we're going to be helping to answer
2:06
Speaker 2: juicy money dilemma, which this week is all about explaining
2:09
Speaker 2: investment terms, one of my favorite sexy topics, and we're
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Speaker 2: going to be unpacking something that you slid into our
2:15
Speaker 2: DMS about and we're going to talk about whether or
2:18
Speaker 2: not you should disclose your only fans side hustle to
2:22
Speaker 2: your boss. Ah. So let's dive straight into the week
2:26
Speaker 2: that has been Miss Beck sayed, how has your week been?
2:31
Speaker 5: Where week has been?
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Speaker 2: Lovely?
2:33
Speaker 5: Jessica Riici and maybe even you have maybe heard about
2:36
Speaker 5: the current affair saga, Yeah.
2:38
Speaker 2: You're like famous now well and I got to see
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Speaker 2: nature after. Can I tell people that I know you? You
2:42
Speaker 2: absolutely can, but I just want you to know that. Unfortunately,
2:45
Speaker 2: but also fortunately, our landlord decided not to raise our rent,
2:49
Speaker 2: so we had to pull.
2:52
Speaker 4: We had to pull the pull our part of the
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Speaker 4: st putting the rent up at all?
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Speaker 2: Not at all?
2:57
Speaker 4: That is fantas on.
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Speaker 2: Did you just pull a swifty blackmail and safe you
3:03
Speaker 2: like we could technically make this issue go away if
3:05
Speaker 2: you didn't put our that what's going on? Literally we
3:09
Speaker 2: didn't even have to do that.
3:10
Speaker 5: We just sent a very very nice email saying, we
3:12
Speaker 5: love our relationship with you guys, like I think that
3:15
Speaker 5: we're really respecting the property. We would love to maintain this,
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Speaker 5: but wondering if you would maybe think about increasing it
3:21
Speaker 5: a little bit less or giving us a bit more
3:23
Speaker 5: time to find alternative accommodation. And they came back and said,
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Speaker 5: what a lovely email. We don't want to increase it
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Speaker 5: at all. In order to run to a current of
3:31
Speaker 5: fan be like, hey, let's not do this, let's not
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Speaker 5: do this.
3:36
Speaker 2: I don't want to do this anymore.
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Speaker 5: And so we we will no longer be famous, rich
3:39
Speaker 5: and famous.
3:40
Speaker 4: Oh that's an awesome outcome, possible.
3:44
Speaker 2: Totally almost like a fake outcome, Jess, Like imagine being like,
3:48
Speaker 2: we sent a really nice email and they just decided
3:50
Speaker 2: not to put our end time Like that never happened.
3:53
Speaker 4: Closed my mind that they didn't like or meet you
3:58
Speaker 4: in the middle. Yes, they've got an increase, fair enough,
4:00
Speaker 4: like everyone's increasing whatever. But I'm just shocked that they
4:03
Speaker 4: went from we're increasing it by a ridiculous amount to
4:08
Speaker 4: I don't worry about it, like we just know.
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Speaker 5: They weren't even like, oh, well well okay, well we'll
4:12
Speaker 5: increase it a little bit. They were just like, no,
4:14
Speaker 5: we're not doing any We didn't even ask for that.
4:16
Speaker 5: But anyway, we're very happy.
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Speaker 2: We'll take it. We'll take it, and we'll run and
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Speaker 2: we will tell a current affair. Sorry not sorry, thank
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Speaker 2: you for your time, but we can't play anything. We
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Speaker 2: can't we can't be friends anymore. Great outcome, great week.
4:28
Speaker 2: I don't have a famous friend anymore, Jess, What did
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Speaker 2: you get up to this week.
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Speaker 4: Nothing crazy four day work week. We love that. It's
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Speaker 4: always so nice having that little extra day. I went
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Speaker 4: away last weekend and I'm going away this weekend.
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Speaker 2: So fancy. I don't just love packing five days worth
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Speaker 2: of work into four.
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Speaker 4: Yeah, there is like that outcome, I suppose, especially because
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Speaker 4: not everybody had the public holiday on the Monday, which
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Speaker 4: I didn't realize until someone pointed that out and I
4:52
Speaker 4: was like, oh, like that makes it harder because some
4:54
Speaker 4: people are working and some people But it's just nice.
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Speaker 4: You feel refreshed after a short week, don't you.
5:00
Speaker 2: Totally you absolutely do. I did exactly the same thing.
5:02
Speaker 2: I'm not going away this weekend, but my best friend
5:04
Speaker 2: Rose was over from London, and you best believe we
5:08
Speaker 2: made it an entire foody weekend. Like basically all we
5:11
Speaker 2: did was eat, which was a ten out of ten.
5:13
Speaker 2: Not so much for our banks because food turns out
5:17
Speaker 2: good food is expensive, yes, but that that's okay. That
5:20
Speaker 2: was like a life win money loss, but I love it. Jess.
5:24
Speaker 2: Let's jump into the money wins of the week, though.
5:26
Speaker 2: I want to know what were your favorites, because I
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Speaker 2: feel like I snooped through them a fair bit this week,
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Speaker 2: and there was some really good ones. They sure were.
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Speaker 4: My first money win this week comes from Teagan, who said,
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Speaker 4: I canceled my gym membership that I hardly used and
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Speaker 4: it was sixteen dollars a week. Now I'm only paying
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Speaker 4: twelve dollars a month for an at home program instead.
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Speaker 4: Genius twelve dollars a month. That's a good money for
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Speaker 4: good Also so good? Do you know what I don't
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Speaker 4: like when they don't share what program that is?
5:51
Speaker 5: Yeah?
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Speaker 2: If you're saying it's good and it's only twelve bucks,
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Speaker 2: drop the workout.
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Speaker 4: Yeah, I'm curious to know. My next money wind comes
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Speaker 4: from Zooey, who said money win recognizing my tendency to
6:01
Speaker 4: spend for instant gratification through finding this podcast and community.
6:05
Speaker 4: As soon as I recognize that saying hey, that's what
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Speaker 4: I do, it's been so much easier to identify detrimental spending.
6:11
Speaker 4: And I have had my first week remaining in budget.
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Speaker 4: Oh my gosh, thanks Victoria for what you do. Love
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Speaker 4: you in the community.
6:17
Speaker 2: How you right? That's so nice? How good is that that?
6:20
Speaker 2: I don't know? I just I get so excited about
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Speaker 2: this concept that when people are introduced to us and
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Speaker 2: our community and what we're up to. They don't feel
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Speaker 2: like it's restrictive. They feel like it's liberating. And that
6:31
Speaker 2: message just showed me that you guys do it every
6:35
Speaker 2: week for me. But I just feel like it shows
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Speaker 2: me that money doesn't have to be about restriction. It
6:39
Speaker 2: can just be about really identifying what your values are
6:43
Speaker 2: and what your behaviors are and you know where a
6:45
Speaker 2: min to work for you. Because someone could have listened
6:47
Speaker 2: to that and been like, Bavi, that's my favorite part
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Speaker 2: of my life and I totally get that, and you
6:51
Speaker 2: do you it's all about education. But I just I'm
6:53
Speaker 2: obsessed with the fact that Jess the stuff that we
6:56
Speaker 2: talk about it actually works.
6:58
Speaker 4: Slight impacts people.
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Speaker 2: It blows my mind.
7:01
Speaker 4: Speaking of recruiting, the next money when comes from Grace,
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Speaker 4: who said I sat down with my boyfriend and wrote
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Speaker 4: out a financial plan to pay off his debts within
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Speaker 4: the next two to three years. So proud to see
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Speaker 4: him feeling confident and making more fiscally conscious decisions as
7:15
Speaker 4: we work together to say for our first home. I
7:17
Speaker 4: love how little people are going out and spreading the
7:20
Speaker 4: good word. If she's on the money on street.
7:21
Speaker 2: Corners, I am obsessed, but I'm not gonna lie. I
7:25
Speaker 2: was being a little bit self centered when you started that.
7:27
Speaker 2: You were like, oh, talking about recruitment, and I thought
7:30
Speaker 2: you were going to say, Zella Money is looking for
7:32
Speaker 2: a mortgage broken. Thought that would be good. It's also true,
7:35
Speaker 2: so if you're a mortgage broken and want to work
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Speaker 2: with me, slide into our DMS, or better yet, apply
7:41
Speaker 2: the job at is on LinkedIn. And also, Jess, we're
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Speaker 2: hiring for a copywriter and sure aunt of money, so
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Speaker 2: that is also on LinkedIn. Go have a look.
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Speaker 4: Yeah, don't side of my dams go to LinkedIn.
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Speaker 2: Yeah, don't do that to Jess because she'll just send
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Speaker 2: you to LinkedIn and it would just be a little
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Speaker 2: loopedy loop think. Yeah, so it was bad advice from me,
7:58
Speaker 2: but it is good advice to come work with.
8:00
Speaker 4: Us one hundred percent. We like to think we're fun.
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Speaker 2: More money wins please though.
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Speaker 4: Next one comes from Julie, who said on Saturday, I
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Speaker 4: bought a handmade upholstered footstore of Facebook marketplace for my
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Speaker 4: mummy and the lady and I got talking about our hobbies.
8:11
Speaker 4: We shared our Facebook pages with each other and our ideas.
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Speaker 4: She's also like me very creative. That night she messaged
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Speaker 4: me wanting to buy a painting and she picked it
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Speaker 4: up today.
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Speaker 2: Oh my gosh, I know.
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Speaker 4: I'm just really feeling like the little community vibes. I think.
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Speaker 4: Not on theme our last one this week, but on
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Speaker 4: brand comes from Holly, who says mac has a small
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Speaker 4: cheeseburger meal with a Shaky's nine dollars if you order
8:37
Speaker 4: on the app, A happy meal is only four ninety
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Speaker 4: five and you can upgrade the drink to shape for free.
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Speaker 2: Yeah god, yeah, do you know who already knew that?
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Speaker 4: Just go each We love a MacDonald and age I've
8:48
Speaker 4: got this week.
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Speaker 2: A happy meal always makes Jessica happy.
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Speaker 4: Love it. I had one on the way to the studio.
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Speaker 2: You did, did you get? I didn't? Actually look. You
8:57
Speaker 2: can ask for no toy so you can be an
8:59
Speaker 2: out of sorry, like that's not an option. You can
9:04
Speaker 2: like it.
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Speaker 4: I'll go get my twin give it to you now.
9:06
Speaker 2: Thank you, money, win the money? Is that all right? Table?
9:12
Speaker 1: Beck?
9:12
Speaker 2: No cheeseburgers in your broke tips this week? I don't think.
9:17
Speaker 2: But what have you got for us? Okay? Comes to
9:19
Speaker 2: Beck's broke Tips.
9:20
Speaker 5: Got something just as exciting?
9:22
Speaker 2: Do This one comes.
9:23
Speaker 5: From one and only Victoria device.
9:26
Speaker 2: Use my broke tips. This is you gaming the system.
9:29
Speaker 2: When we gave you this segment, we said, Beck, you'll
9:31
Speaker 2: come up with a broke tip each week. You know,
9:34
Speaker 2: it was really lazy. This week it's smarter, not harder.
9:37
Speaker 5: And also time is money, and I feel like I
9:39
Speaker 5: saved a lot of time and money using your broke tips.
9:43
Speaker 2: So right is basically what it is.
9:45
Speaker 5: So Victoria brought in some what I would you know,
9:49
Speaker 5: consider gormet, muffet, nor met, I believe met. Yeah it's
9:53
Speaker 5: like saying target, but yes, what it is the fancy
9:57
Speaker 5: way to say it. But turns out she we spent
10:00
Speaker 5: less than three dollars making I did. It was the
10:02
Speaker 5: money in I thought I was pretty good.
10:04
Speaker 2: The broke tip of this week is it's a recipe.
10:07
Speaker 2: It's not just a tip.
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Speaker 5: It's not just a tip. It's a recipe. So if
10:11
Speaker 5: you want some really cheap, quick and easy snacks, desserts, whatever.
10:17
Speaker 2: The hell, you can use them for literally anything.
10:19
Speaker 5: Anything there, any snack, birthday cake, whatever you want. So
10:24
Speaker 5: if you go to Coal's, you get a ninety cent
10:27
Speaker 5: vanilla cake mix and they come in other flavors they
10:30
Speaker 5: do a tin of Coal's apple slices two dollars, but
10:33
Speaker 5: sometimes on sale.
10:34
Speaker 2: For one dollar. Yep, exactly. I got them on sale
10:36
Speaker 2: for one dollar, all in the same bowl. You don't
10:40
Speaker 2: even have to drain the apple. You put the apple
10:42
Speaker 2: juice from juice for tin. Like, get your cake mix back, yep.
10:47
Speaker 2: Dump the cake mix. Then we're going to dump the
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Speaker 2: whole tin like you just opening, no draining, dump it
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Speaker 2: in yep, and then the maths.
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Speaker 5: That's the I'm assuming you put the rest of what's
10:57
Speaker 5: on the packaging of the Coal's box, just.
11:01
Speaker 2: Just the mix. Mix it together, chuck it in the
11:03
Speaker 2: oven one eighty and you have, after about fifteen to
11:07
Speaker 2: twenty minutes, about twelve nicely sized cupcakes. I mean, if
11:11
Speaker 2: you wanted to double it up, you'd have six good muffins.
11:14
Speaker 2: That would be a good morning tea, but like very
11:17
Speaker 2: very good. The benefit here is that it's super cheap.
11:19
Speaker 2: You also don't need to be a master chef, like
11:22
Speaker 2: literally dump it in the bowl if you want to
11:25
Speaker 2: get creative. I feel like I'm taking over Bexbroke Kicks
11:28
Speaker 2: very passionate about tree muffins. You can mix up the
11:31
Speaker 2: flavors totally.
11:33
Speaker 4: I was thinking you could add cinnamon if you did
11:35
Speaker 4: the apple apple cinnamon. Mate.
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Speaker 2: I have done that. I just didn't want to tell
11:38
Speaker 2: beck about the cinnamon part because then it gets like complicated.
11:41
Speaker 5: More expensive, more expensive, true, Tue.
11:43
Speaker 2: True, But Jess is obsessed with peaches. Yeap vanilla peach muffins.
11:48
Speaker 5: Yeah, stunning the canned peaches.
11:51
Speaker 2: Yeah, the canned peaches has so two dollars at coals.
11:53
Speaker 2: Look at that one hundred percent. You know what, you
11:55
Speaker 2: could save even more money doing going to Audi to
11:57
Speaker 2: get your tinned fruit much cheaper than cheaper. But I'm lazy,
12:01
Speaker 2: so we just went with coals. You can mix up
12:03
Speaker 2: the cake flavor. They also have chocolate.
12:05
Speaker 4: Love that.
12:05
Speaker 2: Are you rich and you're buying tinned cherries cherry chocolate muffins?
12:10
Speaker 2: Oh my gosh, e xacolate chips. Yeah, you could do
12:13
Speaker 2: chocolate chips. You could do anything. This magic cake mix
12:16
Speaker 2: is exactly that. It is magic. I love that. I
12:19
Speaker 2: love it. Ninety cents.
12:21
Speaker 5: Every muffin is about fifty cents each, just under.
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Speaker 2: Under cents each under and that's a good snack. Yeah,
12:27
Speaker 2: it's a very good. You could have a picnic, guys
12:29
Speaker 2: with your friends and you could say ring dessert three dollars.
12:33
Speaker 2: There you go, money win.
12:34
Speaker 4: That is the money win.
12:35
Speaker 2: I've got another recipe. I'll share it with you later.
12:37
Speaker 2: I'm not telling you about it on the podcast because
12:39
Speaker 2: I'm going to make it. It's going to make you
12:40
Speaker 2: try it first and then you can tell me if
12:42
Speaker 2: it's good or not. So you for taste expensive yeah,
12:45
Speaker 2: and then you can guess the cost and if it's good,
12:48
Speaker 2: we will share it on the podcast again. As you know,
12:51
Speaker 2: Victoria's recipe tips new segment, which are also Bex broke
12:55
Speaker 2: tips that she steals from Victoria.
12:57
Speaker 5: I love that.
12:57
Speaker 2: I love that idea economy exact.
13:01
Speaker 5: My next broke tip, I'm going to tell you about
13:04
Speaker 5: a broke tip from Paula, who has sent me through
13:07
Speaker 5: this really amazing group, the food Bank. Basically, if you
13:12
Speaker 5: are without food and you have absolutely no money, or
13:15
Speaker 5: even if you just don't have enough to be paying
13:18
Speaker 5: for food and something else rent happen, whatever life happens,
13:22
Speaker 5: you can find your nearest food bank at www dot
13:28
Speaker 5: foodbank dot org dot AU. So you're just chuck in
13:30
Speaker 5: your postcode or your suburb and you'll find the nearest
13:33
Speaker 5: food bank to you how good.
13:35
Speaker 2: That is really good.
13:36
Speaker 5: And I was going to piggyback off of that one
13:38
Speaker 5: for my own broke tip. If you are in Brunswick
13:41
Speaker 5: or in Melbourne, there are so many free food pantries around.
13:45
Speaker 5: One is that's really wholesome? Yeah, one one Annie boorit.
13:49
Speaker 5: I don't think it's there anymore, but there was a
13:51
Speaker 5: free food pantry there for a while and you won't
13:53
Speaker 5: just get your standard bloody beans and whatever you you'll
13:57
Speaker 5: get not that's just stuff. You get anything that you want.
14:01
Speaker 5: People just leave stuff there, you know.
14:03
Speaker 2: I love that. So giving back, especially in that way
14:06
Speaker 2: is just it's so nice. It's so nice.
14:08
Speaker 5: So I would recommend, you know, if you don't have
14:11
Speaker 5: the money to afford food, go try and find a
14:14
Speaker 5: free food pantry. And if you do have the money,
14:17
Speaker 5: just go around and pop something in the in the
14:19
Speaker 5: pantry if you have time, if you have capacity, I'd
14:21
Speaker 5: be really lovely. You're helping out so many people.
14:24
Speaker 2: I've had a few messages actually from people who are
14:27
Speaker 2: struggling at the moment, and you know, obviously my dms
14:30
Speaker 2: are open and I love having these conversations. But I've
14:32
Speaker 2: recommended the food bank. A couple of times to a
14:35
Speaker 2: few people in our community, and they might respond with
14:38
Speaker 2: things like, oh, it's too embarrassing. It's this is not babe,
14:42
Speaker 2: It's a season of life. It is what it is. Like,
14:44
Speaker 2: we are so lucky to live in a world where
14:47
Speaker 2: a service like that exists. Use it, Please use it
14:50
Speaker 2: and feel bad about using it, feel empowered about using it.
14:54
Speaker 2: Like it's helping you get ahead, and it's kind of like,
14:57
Speaker 2: you know, people giving you a bit of a piggyback
14:59
Speaker 2: up because if you don't have anything, it's going to
15:01
Speaker 2: mean that you can put food on the table and
15:02
Speaker 2: you can provide and you can do what you need
15:04
Speaker 2: to do. But also it means that you can channel
15:07
Speaker 2: that money to somewhere else that might need it. Maybe
15:10
Speaker 2: you need to pay your rent or your electricity or
15:12
Speaker 2: your bills or something, and it's going to help you
15:14
Speaker 2: stay out of debt and be in the best possible position.
15:17
Speaker 2: So I just am all about it, like, if you
15:19
Speaker 2: need help, just ask for the help, put your hand up.
15:22
Speaker 2: There's absolutely no shame in it, because I do genuinely
15:25
Speaker 2: believe that what goes around in life comes around. And
15:28
Speaker 2: if you know you're using that service today and you're
15:30
Speaker 2: feeling really guilty about it. Reframe it, be like cool,
15:33
Speaker 2: I'm going to use it today while I'm in this
15:35
Speaker 2: season of my life, and then one day, when I
15:38
Speaker 2: have some extra cash, I'm going to be the person
15:40
Speaker 2: that puts some food into that food bank so that
15:42
Speaker 2: somebody else who was in my position feels just as
15:45
Speaker 2: empowered as I did. And I just think it's it's
15:47
Speaker 2: honestly such a beautiful sentiment, and it is what it
15:50
Speaker 2: is at the end of the days. Absolutely no shame.
15:53
Speaker 2: Please use it if you need to, though well, usually
15:55
Speaker 2: it exists for you.
15:57
Speaker 5: Literally exists for people who need it.
15:59
Speaker 2: Usually, and I feel like sometimes people say things like, oh,
16:02
Speaker 2: but I'm not as bad as other people. Sit down.
16:04
Speaker 2: If you need it, you need it. We're not comparing
16:06
Speaker 2: our circumstances. Like I could just go on about this
16:09
Speaker 2: all day, but we will not.
16:10
Speaker 4: And if you do find yourself in a good position,
16:12
Speaker 4: if you maybe do have a couple of dollars to
16:14
Speaker 4: spare for you know, those extra cans of audi fruits
16:17
Speaker 4: or coals, the ninycent cake mix, if you're in the
16:20
Speaker 4: position where you're on the other end of the spectrum,
16:22
Speaker 4: you can donate to the food bank. You can eat
16:23
Speaker 4: that donate physical food products. I really like when Coals
16:26
Speaker 4: has the two for one sometimes it's so good one
16:28
Speaker 4: for me, one for the food bank, and you're not
16:30
Speaker 4: paying any extra. It works out the same. But you
16:32
Speaker 4: can do a little bit of good. Or you can
16:33
Speaker 4: donate our money as well. If there isn't one mearu
16:36
Speaker 4: so gen same website that they're cried out before. It's
16:38
Speaker 4: just a nice little circle of give and take and
16:40
Speaker 4: we're all here to help each other. Really perfect love beck.
16:43
Speaker 2: Is that all for broke tips? That's all for broke
16:46
Speaker 2: tips this week? Oh my gosh, I love them. You
16:48
Speaker 2: stole them all from everybody else. Have a little genius.
16:51
Speaker 2: All right, let's go to a really quick break because
16:53
Speaker 2: on the flip side, we're going to be talking about
16:55
Speaker 2: demystifying some investment terms and we're going to be talking
16:58
Speaker 2: about whether you should disclose you only flans to your
17:00
Speaker 2: boss or not. Jess, got something you want to talk about.
17:03
Speaker 4: Oh, I'm gonna have to come back after the break
17:05
Speaker 4: to find out. Welcome back, everybody. Let's jump into this
17:13
Speaker 4: week's money dilemma.
17:14
Speaker 6: Hi, she's on the money. I have an investing question
17:18
Speaker 6: for you guys. So I've recently started investing in the
17:22
Speaker 6: ASX on an online brokerage platform, and I have a
17:27
Speaker 6: question about something on there. So I don't know what
17:31
Speaker 6: it means by having an expiry date or choosing an
17:34
Speaker 6: expiry date, or what good till canceled means. It's all
17:38
Speaker 6: very confusing to me. I don't know what happens if
17:41
Speaker 6: you pass the expiry date, and everything that I seem
17:44
Speaker 6: to find online is just confusing me. More so, I
17:47
Speaker 6: would love for someone to explain this to me in
17:49
Speaker 6: a simple way.
17:50
Speaker 2: Yeah, thank you so much. This is a really good
17:53
Speaker 2: question because it's not commonly asked or spoken about. But essentially,
17:58
Speaker 2: when she says good till care anseled or good till expiry,
18:02
Speaker 2: it's not actually an investment. So what happens is Jess,
18:06
Speaker 2: let's say, has downloaded a new brokerage platform, and that
18:09
Speaker 2: brokerage platform enables you to put a tracker on a
18:13
Speaker 2: particular share. So Jess might go, I really want to
18:15
Speaker 2: buy a bank share the Bank of Victoria. We spoke
18:17
Speaker 2: about that the other day on the podcast. Really want
18:20
Speaker 2: to buy shares in the Bank of Victoria. Right now,
18:22
Speaker 2: they're a bit overpriced though. You know the market's talking
18:25
Speaker 2: about them, so you know they're sixty bucks a share.
18:27
Speaker 2: But Jess, she only wants to pay fifty five dollars
18:29
Speaker 2: to share. So she puts in what's called an order,
18:32
Speaker 2: and an order is for your investment platform to buy
18:36
Speaker 2: those shares if they get to her set price. So
18:39
Speaker 2: say overnight, Jess, you know, hasn't been checking her investment platform.
18:43
Speaker 2: Once the share market opens, she's at work, she hasn't
18:45
Speaker 2: really thought about her investments. Again, what happens is the
18:49
Speaker 2: share market, you know, goes down a little bit and
18:51
Speaker 2: those shares are now the fifty five dollar market that
18:53
Speaker 2: Jess said, you know what, I would purchase ten shares
18:56
Speaker 2: at fifty five dollars if that was the price, but
18:59
Speaker 2: if it doesn't get down to that, I don't want
19:00
Speaker 2: to buy them. So what would happen is she would
19:03
Speaker 2: put her order in and her platform would track that
19:07
Speaker 2: and try and make sure that, you know, Jess's order
19:09
Speaker 2: gets in. They want the order to go in because
19:11
Speaker 2: they will be charging jess brokerage if that order goes through,
19:14
Speaker 2: so they make money. If Jess gets that for fifty
19:16
Speaker 2: five dollars, Jess will be very happy because she got
19:19
Speaker 2: the shares at the price that she wanted to pay,
19:21
Speaker 2: and everyone's very excited. Unlike usual commands though, and unlike
19:27
Speaker 2: you know, actually facilitating a transaction. When Jess puts in
19:31
Speaker 2: a little marker and says they really want to buy
19:33
Speaker 2: it fifty five dollars, there's usually an expiry date on
19:37
Speaker 2: that offer. Jess says, they really want to buy that,
19:39
Speaker 2: and then the transaction platform or the brokerage platform says,
19:43
Speaker 2: you know where is Jess. We'll keep an eye on
19:45
Speaker 2: that for the next sixty days, and that sixty day
19:48
Speaker 2: mark will mean that either the order is executed so
19:52
Speaker 2: she buys the shares, or it's canceled, and she'll probably
19:55
Speaker 2: get an email saying, hey, your order couldn't be fulfilled
19:58
Speaker 2: at that price market, which points will reassess and say, oh,
20:01
Speaker 2: it's been two months. The market's either doing really well
20:04
Speaker 2: and it might not drop down to that fifty five
20:06
Speaker 2: dollar market that I really want to buy the shares at,
20:08
Speaker 2: or I'm just gonna put the same ordering again because
20:11
Speaker 2: I'm willing to wait and I really want my shares
20:13
Speaker 2: for fifty five bucks. So it's usually just a trading
20:17
Speaker 2: term that means all right, Well, you've ordered something, they
20:21
Speaker 2: kind of just give you a refund and say, don't
20:22
Speaker 2: worry about it. At the end of sixty days. Typically
20:25
Speaker 2: it's sixty days, but essentially that's the expiry date, or
20:30
Speaker 2: it's until canceled. So the expiry date will be the
20:34
Speaker 2: date that your order gets canceled because they couldn't fulfill
20:37
Speaker 2: it for that fifty five dollars. Obviously lots of different circumstances,
20:41
Speaker 2: but does that make sense?
20:43
Speaker 4: Does till canceled also mean if I've placed that order
20:46
Speaker 4: for six days and I go.
20:47
Speaker 2: Oh, actually I don't want to buy that anymore.
20:49
Speaker 4: Be unrealistic of me? Yeah too price, I can cancel
20:53
Speaker 4: it and that would fall under the tool canceled as well.
20:55
Speaker 1: Ye.
20:55
Speaker 2: Yeah, So at expiry they will cancel your transaction, or
20:58
Speaker 2: you could cancel it earlier. But that's essentially what it means.
21:01
Speaker 2: It's when you are trading on the ASX, which is
21:05
Speaker 2: the Australian Stock Exchange. Every country has their own or
21:09
Speaker 2: most countries have their own stock exchange, and the ASX
21:13
Speaker 2: is just the Australian version of that. You can access
21:15
Speaker 2: that through any of the Australian Share trading platforms that
21:18
Speaker 2: you currently have access to. Some of them won't do orders,
21:22
Speaker 2: and that's okay, some of them will. It's just something
21:25
Speaker 2: that you know, if you're an investor and you're looking
21:27
Speaker 2: for something at a particular price, you can put in
21:30
Speaker 2: an order and say I want this. It also means
21:33
Speaker 2: that you can put in orders outside of standard trading hours.
21:37
Speaker 2: So here in Australia, the share market's actually only open
21:40
Speaker 2: from ten to four every day, so you might you know,
21:43
Speaker 2: Jess has full time job, Jess, you are trading at night,
21:46
Speaker 2: so you might go online and say, oh, I really
21:49
Speaker 2: want to buy shares in the Bank of Victoria, but
21:51
Speaker 2: the AX the Australian share market actually doesn't open until
21:54
Speaker 2: ten am tomorrow. I'm going to put in an order
21:57
Speaker 2: with my platform, and Jess might go in and order
22:00
Speaker 2: those ten shares, say I really want to order those
22:02
Speaker 2: ten shares, and then she'd tick a box to say
22:04
Speaker 2: yes at that price, and then she'd submit that order
22:08
Speaker 2: and the platform would usually then send her an email
22:11
Speaker 2: and say your order's been confirmed. Like I said, she's
22:14
Speaker 2: put the order in, it hasn't been processed yet. Then
22:17
Speaker 2: when the market opens at ten am, whatever stock broker
22:20
Speaker 2: she's going through, will place that order, and then she'll
22:23
Speaker 2: get an email to say that order has successfully gone through.
22:27
Speaker 2: So it's kind of just like her doing a click
22:29
Speaker 2: and collect so the shares.
22:31
Speaker 4: That's so cute.
22:32
Speaker 2: I guess that was a pretty simple one this week
22:34
Speaker 2: that didn't require a lot of opinion.
22:36
Speaker 4: That's probably a good thing because I think this week's
22:38
Speaker 4: community DM might take up a little bit of time.
22:40
Speaker 2: Oh you reckon? Are you ready?
22:42
Speaker 4: I am all right.
22:44
Speaker 2: Today's DM is arguably on the spicier side because it's
22:48
Speaker 2: about a spicier site. So guys strap in because this
22:53
Speaker 2: week's community Dilemma went a little bit like this. Hey, ladies,
22:57
Speaker 2: big fan of the She's on the Money podcast and
23:00
Speaker 2: would appreciate your advice. So I have a side hustle
23:03
Speaker 2: business in OnlyFans that I work alongside my full time
23:06
Speaker 2: nine to five job. I'm really worried about my boss
23:09
Speaker 2: finding out and me losing my job, as I know
23:12
Speaker 2: they won't like this. My question is do I tell
23:15
Speaker 2: my employer or ask them if this is okay with them,
23:18
Speaker 2: or do I keep it a secret and run the
23:20
Speaker 2: risk of them finding out and potentially firing me. Also,
23:24
Speaker 2: I should note that in my contract it states that
23:26
Speaker 2: I will not and then in brackets without the consent
23:29
Speaker 2: of the company be engaging in any other trade, business,
23:32
Speaker 2: or occupation. Would love to know your thoughts on how
23:35
Speaker 2: I need to navigate this.
23:37
Speaker 4: Oof. There's two elements to this. There's the only fans
23:41
Speaker 4: aspect and then there's the contractual aspect about how in
23:45
Speaker 4: my mind almost I see it exactly the same way.
23:49
Speaker 4: So I think starting with the contractual obligation because that
23:54
Speaker 4: I feel like is the foundation, and then the only
23:55
Speaker 4: fans is like an overlaid element. You've signed a contract
24:00
Speaker 4: and a one hundred percent you know. I think that
24:02
Speaker 4: people are probably expecting us to say no, like you're
24:06
Speaker 4: at your nine to five for nine to five. They
24:07
Speaker 4: don't control your life outside, which I understand and on
24:10
Speaker 4: some level agree with. However, if you have signed a
24:13
Speaker 4: contract saying I will not do this without you know,
24:16
Speaker 4: getting permission, you are bound by that. And I think
24:19
Speaker 4: we've said signed contract.
24:21
Speaker 2: You said no. No, we haven't said it before, Jess.
24:24
Speaker 2: You and I have literally had this conversation like a
24:26
Speaker 2: month ago where we were talking about side hustles and
24:29
Speaker 2: what it meant. So no, it wasn't on the pod.
24:31
Speaker 2: It was literally a personal conversation about what you would
24:34
Speaker 2: and wouldn't disclose, and you know, oh what does this
24:37
Speaker 2: mean and how does this work? And you know, oh, well,
24:39
Speaker 2: what if you did want to spiceya side hustle, be
24:41
Speaker 2: like okay, like cool, have fun with your jesses. Very
24:45
Speaker 2: committed to this idea of one day making a lot
24:48
Speaker 2: of money from selling foot pictures.
24:50
Speaker 4: If anyone wants to buy photos of my feet, I
24:51
Speaker 4: will sell them to you at a very reasonable price.
24:53
Speaker 4: Don't know how do you block the ground, but I'll
24:54
Speaker 4: just buy Yeah, I do. But see, this is the thing.
24:56
Speaker 7: I feel like.
24:57
Speaker 2: That's it's just making money. It's a good idea. Why
24:59
Speaker 2: not Also if you have an only fans for your feet,
25:05
Speaker 2: I want your money diary one hundred like I need it.
25:08
Speaker 2: I need your money diary because it just to me,
25:11
Speaker 2: that's something that just doesn't make sense. Like not trying
25:14
Speaker 2: to kink, shame or do any of those things. No,
25:17
Speaker 2: it's just one of those things I cannot comprehend. I
25:20
Speaker 2: cannot believe that people would pay you money for pictures
25:23
Speaker 2: of your feet. But my friend, I'm here for it,
25:25
Speaker 2: like I get that bank. Sis doesn't matter how.
25:28
Speaker 4: Went or where absolutely, So back to before we get
25:31
Speaker 4: to the only fans, Oh yeah, yeah, act to the
25:32
Speaker 4: contract thing. You've signed a contract, You're obliged by that contract.
25:36
Speaker 4: It doesn't matter what line of work it is. Like
25:38
Speaker 4: if you've said a contract saying, if I signed a
25:40
Speaker 4: contract saying when I took this job, they did clause
25:42
Speaker 4: and it is a very standard clause. Is something we
25:44
Speaker 4: should say. This isn't one of those things where it's
25:46
Speaker 4: a company being sneaky. A noncompete clause is extremely common.
25:51
Speaker 4: It's in most standard contracts, it's in my contract.
25:54
Speaker 2: And so yeah, because like, can you imagine just being like, oh,
25:58
Speaker 2: I want to side hustle, which, by the way, does
26:00
Speaker 2: have a side hustle. It does have another way of
26:02
Speaker 2: generating income outside. She's on the money, which I'm so
26:04
Speaker 2: happy for and I actually love that she has it.
26:08
Speaker 2: But if she came to me and said, oh, yeah,
26:10
Speaker 2: I'm actually going to go work for another money podcast,
26:12
Speaker 2: I'd be like, sit down, I know you are not.
26:15
Speaker 4: And that, I think is where the caveat in my
26:18
Speaker 4: mind is around additional work generally, is I don't think
26:22
Speaker 4: your employer can unreasonably refuse like we've brought me up.
26:26
Speaker 4: My example is you guys know, if you follow me
26:28
Speaker 4: on Instagram, I freelance in content creation for brands that
26:31
Speaker 4: has a little bit of crossover honestly with what I do,
26:34
Speaker 4: and I'm.
26:34
Speaker 2: Very so careful about that and like, I really respect it.
26:37
Speaker 2: But at the same time, I'm like, Jess, get the bank.
26:39
Speaker 2: It's fine. And sometimes there's been, like you know, a
26:42
Speaker 2: client that She's on the money has that has then
26:44
Speaker 2: reached out to Jess individually, and she always I feel like,
26:47
Speaker 2: you freak out every time, and I'm always like, no,
26:50
Speaker 2: if they want to work with you individually, like, of
26:51
Speaker 2: course yeah. To me, she's a very different content creator
26:55
Speaker 2: than She's on the money, very complimentary, Like I think
26:57
Speaker 2: that they sit side by side with the type of
26:59
Speaker 2: content and it just creates. And sometimes you'll do like
27:02
Speaker 2: your budget fashion halls or whatever, and I think that
27:04
Speaker 2: that makes perfect sense to fit into She's on the money,
27:08
Speaker 2: but it's not competition with She's on the money or
27:10
Speaker 2: from my perspective, and I feel very.
27:12
Speaker 4: Thankful for that. But I think not all employees are
27:14
Speaker 4: as lucky as I am that they have an employer
27:16
Speaker 4: who has that perspective and it is their right ultimately,
27:20
Speaker 4: if they feel like whatever you're doing outside of work,
27:23
Speaker 4: if for whatever reason Victoria said, oh, like I'm a
27:25
Speaker 4: bit worried. That conflicks like it is your right as
27:28
Speaker 4: an employer to say that. And that's where that contractual
27:31
Speaker 4: obligation comes into play.
27:32
Speaker 2: Like you can't have your cake and eat it too.
27:35
Speaker 2: Like at the end of the day, you and as
27:37
Speaker 2: you said, yes, I don't actually care what you do
27:39
Speaker 2: outside of work. I think it's important to be really transparent,
27:43
Speaker 2: but it is a contractor that you signed with me
27:47
Speaker 2: as your employer to say, yeah, like I'll let you
27:49
Speaker 2: know if there's anything else that I'm doing. I mean,
27:51
Speaker 2: you're right, it is your life. It is what you do.
27:54
Speaker 2: But like this idea of well I shouldn't have to
27:56
Speaker 2: tell you, it's like, well, you signed a contract, and
27:59
Speaker 2: if you won't comfort with the contract, you shouldn't have
28:01
Speaker 2: signed it. And that's what I mean when I say
28:03
Speaker 2: you can't have your cake and eat it too, because
28:05
Speaker 2: like basically just does have her cake and eats it
28:07
Speaker 2: too and does whatever she wants outside of it. And
28:09
Speaker 2: that's great, but you know why she gets to do
28:11
Speaker 2: that because she's so transparent about the process and it
28:14
Speaker 2: doesn't impact my business, But it would make me really
28:17
Speaker 2: uncomfortable if Jess wanted to freelance for another, you know,
28:21
Speaker 2: really big money podcast, if that's a thing, because I
28:23
Speaker 2: kind of be like, oh, well, you know what ipeed?
28:25
Speaker 2: Does she take out of my business and then give
28:28
Speaker 2: to them about the process what you know? Vice versa, Like,
28:31
Speaker 2: you know, is she going to go and I know
28:33
Speaker 2: Jess would never, but is she going to go to
28:35
Speaker 2: work with them one day and do something and then
28:37
Speaker 2: bring it into my business? And then I'm accidentally going
28:40
Speaker 2: to look like I'm copying someone Like it's just a
28:43
Speaker 2: murky circumstance that as her employer because I pay her
28:47
Speaker 2: a job I deserve to know about. But that then
28:51
Speaker 2: lays over into the fact that she's on the money.
28:54
Speaker 2: I don't care how you make money outside of her,
28:56
Speaker 2: as long as it doesn't impact she's on the money.
28:58
Speaker 2: And that's kind of a question that means different things
29:02
Speaker 2: to different employers, right, So if Beck turned around and
29:05
Speaker 2: said I had an only fans it's me, I'd be like,
29:09
Speaker 2: get that bank, sis. As long as the content that
29:12
Speaker 2: you're creating is completely consensual and you are happy with
29:15
Speaker 2: what you are up to, I respect that, yes, but
29:20
Speaker 2: that's not the view of a lot of other employers
29:23
Speaker 2: like Jess if she ever actually you know, she's talked
29:25
Speaker 2: about it for the last three years, so full of it.
29:28
Speaker 2: She's never going to do it, but she's talked about
29:30
Speaker 2: this foot content because I think both of the foot Yeah,
29:35
Speaker 2: she's on the floor, like whatever we want to call it. Yeah,
29:38
Speaker 2: I would support her to do that because I genuinely
29:41
Speaker 2: think that people, especially women, should be empowered to make
29:44
Speaker 2: their own decisions. And I also would never be embarrassed.
29:48
Speaker 2: I would think it was more telling of the person
29:51
Speaker 2: who quote dabbed them in. If someone came to me
29:54
Speaker 2: and said, hey, I just discovered Jess as foot fetish pious, like,
30:00
Speaker 2: I'd be like, yeah, cool. But I feel like as
30:03
Speaker 2: her employer, I do deserve to know because I do
30:06
Speaker 2: not deserve to be blindsided by that information either. Yes,
30:09
Speaker 2: So I think that if someone came to me and said, well,
30:11
Speaker 2: did you know Jess has this, and I'd be like, yes,
30:13
Speaker 2: you better be paying if you're looking.
30:15
Speaker 4: Like free feet, no free feet?
30:17
Speaker 2: Yeah, and Beck, if you started, it would be like great,
30:20
Speaker 2: at least I know, like, are there any accommodations I
30:23
Speaker 2: need to make as your employer, like you know, times
30:25
Speaker 2: or changes or whatever. It is, like, what would you
30:27
Speaker 2: expect from me? And you might go nothing, be it's
30:29
Speaker 2: just in my own time, and I go okay, great,
30:31
Speaker 2: like have fun. But like most people aren't comfortable with
30:34
Speaker 2: that concept.
30:36
Speaker 5: It's shocking to me. What element I feel like this
30:39
Speaker 5: is going to be maybe different from you guys. I
30:42
Speaker 5: find it very shocking that people are offended when people
30:45
Speaker 5: have an only fans. I feel like, if your employer,
30:48
Speaker 5: if you're worried that your employe's going to fire you
30:49
Speaker 5: because you have an only fan, get the hell out
30:52
Speaker 5: of there, you know what I mean? Yeah, who cares
30:54
Speaker 5: if someone's consensually doing something, whether it's either I'm not
30:58
Speaker 5: comparing these two. I'm literally just using this is an example.
31:00
Speaker 5: But say you're a sex worker.
31:02
Speaker 2: Who cares?
31:03
Speaker 5: If you want to be a sex worker, be a
31:04
Speaker 5: sex worker.
31:05
Speaker 2: It's a job. It's a job.
31:06
Speaker 5: Everything's a job, and everything is like a basically human
31:10
Speaker 5: made social norms are human maid like, like, who cares
31:13
Speaker 5: what anyone's doing? If you worry that you can get fired,
31:16
Speaker 5: get out of there.
31:17
Speaker 2: They're not the right people for you if they're going
31:19
Speaker 2: to judge you. It says so much more about them
31:21
Speaker 2: than it doesn't really want so much, Like it's so
31:25
Speaker 2: true though, like it's this idea that it's like a secret,
31:28
Speaker 2: and I mean, you might want to keep it a secret.
31:30
Speaker 2: We've actually had a couple of community members on the
31:32
Speaker 2: podcast to do money diaries before, who do do only fans?
31:35
Speaker 2: One of them who is We're able to name her
31:38
Speaker 2: because she mentioned it, Dara, She did only fans and
31:41
Speaker 2: her employer was like, so fine, what early supportive. She
31:44
Speaker 2: went to her employer and said, hey, like I do
31:47
Speaker 2: this and I want to do it on the side.
31:48
Speaker 2: I think could be really good at it, And her
31:49
Speaker 2: employee was like, yeah, see, you can have fun even
31:52
Speaker 2: on that podcast. It was probably two years ago. She
31:54
Speaker 2: you just look it up like type in She's on
31:57
Speaker 2: the Money Only Fans and it will come up in
31:59
Speaker 2: your search on your podcast platform. But even she said,
32:02
Speaker 2: like I was a bit worried, and I'm also a
32:04
Speaker 2: bit worried about what my job looks like in the future,
32:07
Speaker 2: because she said, my job in the future might not
32:09
Speaker 2: be as accommodating as my current boss or what that
32:12
Speaker 2: looks like. And I totally get that reservation because like
32:15
Speaker 2: I would be worried about the same thing, but obviously
32:18
Speaker 2: she's just gone gung ho and gone for it. We
32:20
Speaker 2: also had another money diarist who spoke about her only
32:23
Speaker 2: fans experience, but about wanting it to be a bit
32:26
Speaker 2: more private because she had young kids and didn't want
32:28
Speaker 2: that to be a part of the conversation she was
32:30
Speaker 2: having with her kids. And you know, she was like,
32:31
Speaker 2: I don't really want to go to the school and
32:33
Speaker 2: know that the dads are watching me knowing this information.
32:36
Speaker 2: But that ended up being really toxic for her because
32:41
Speaker 2: she got docked and someone found it and then threatened
32:44
Speaker 2: to tell her community about it, and she clearly had
32:47
Speaker 2: to come out and be like, well, yes, I do
32:49
Speaker 2: do this, but nobody should ever be forced into sharing
32:52
Speaker 2: information about themselves. And I actually have a friend who
32:56
Speaker 2: is a sex worker and she's married to a beautiful
32:59
Speaker 2: again one of my friends who's been on the podcast,
33:03
Speaker 2: and she spoke about her experience as a sex worker,
33:06
Speaker 2: and she had somebody in her family docs her because
33:09
Speaker 2: they hadn't told their parents about it, and it was
33:12
Speaker 2: like common knowledge she was a sex worker. He had
33:14
Speaker 2: his job and a family member told his parents about
33:19
Speaker 2: it because the quote they deserved to know. It was
33:22
Speaker 2: just not information she was wanting to share, or they
33:24
Speaker 2: had decided as a family, this is just what I
33:27
Speaker 2: want to share, not not what you want to share.
33:29
Speaker 2: And so there's clearly and I mean, we know it exists.
33:32
Speaker 2: There's clearly judgment that overlays over these jobs that we
33:36
Speaker 2: all know should not exist because a job is a job.
33:39
Speaker 5: A job is a job, and it's twenty twenty three.
33:41
Speaker 2: What the hell like, Oh, your job is physical, yes,
33:43
Speaker 2: so is a construction worker. Like, oh, you're a paver,
33:46
Speaker 2: you're a builder, you're a plumber. You use your body
33:48
Speaker 2: for your work. Great, So do a lot of other
33:50
Speaker 2: people like it. It doesn't matter what it looks like.
33:53
Speaker 5: And they're making these decisions today.
33:55
Speaker 2: So I do not care what you do as long
33:58
Speaker 2: as it is consensual, like that is a chosen career
34:02
Speaker 2: path for you, then you do you boo. My concern
34:05
Speaker 2: comes when you're doing something that maybe you feel forced
34:08
Speaker 2: into doing, or you don't feel like you have any
34:10
Speaker 2: other options, then we need to talk. Sure, And I
34:12
Speaker 2: just it's twenty twenty three. I can't believe it still exists.
34:15
Speaker 4: Yeah, before I say this, I'm just putting a caveat
34:17
Speaker 4: on it because we've been getting behaved, we have been roastedly.
34:21
Speaker 4: We are very if you cannot tell, very sex positive.
34:24
Speaker 4: I love the only fans is a safe way for
34:27
Speaker 4: people to empower themselves and earn money or for it. However,
34:30
Speaker 4: the I guess the one thing I would put on
34:32
Speaker 4: the flip side of that is as much as I
34:34
Speaker 4: wholeheartedly believe in someone's right to do what they want
34:37
Speaker 4: with their body, as much as I don't think that
34:39
Speaker 4: that should have implications for your job, I am also
34:43
Speaker 4: kind of conscious that in certain industries it could be
34:48
Speaker 4: a concern for your employer, and it could be a concern.
34:51
Speaker 4: Glad you brought this up reasonable reasons. And the first
34:54
Speaker 4: example that comes to my mind is if you work
34:56
Speaker 4: with children, or if you work in a teaching space.
34:59
Speaker 4: There are all of these diff diferent regulations around you
35:02
Speaker 4: know what children exposed to. And I am in no
35:05
Speaker 4: way insinuating that if you work, if you're a sex worker,
35:07
Speaker 4: I think children that's That's not what I'm saying it all,
35:11
Speaker 4: but it's the risk that you run when you put
35:13
Speaker 4: things on the internet. It is there for anybody to find.
35:15
Speaker 4: So if you were, for example, a teacher who had
35:17
Speaker 4: an only fans what happens if a student finds it.
35:20
Speaker 4: There are all of these implications and liabilities that then
35:23
Speaker 4: kind of come back to your employer. And it's a
35:26
Speaker 4: bit of a tough spot in the sense of, well,
35:29
Speaker 4: there are certain parents or certain people who might really
35:32
Speaker 4: take issue with that. And while I think a lot
35:34
Speaker 4: of us are progressive enough to go, oh, like, where's
35:37
Speaker 4: the line, your employer also has a responsibility to those
35:41
Speaker 4: regulations and to those things. If you work in politics,
35:43
Speaker 4: it's something that could be weaponized. Are they putting you
35:46
Speaker 4: at risk? Is I employ you knowing that you could
35:49
Speaker 4: be docked as a part of a smear campaign? Like
35:51
Speaker 4: there are all of these I think against.
35:53
Speaker 2: Just ideas and things into consideration. And it's not because
35:58
Speaker 2: I mean I feel awful talk about them, because I
36:00
Speaker 2: feel like when we talk about them, we perpetuate this
36:03
Speaker 2: idea that there should be a thing. We actually need
36:06
Speaker 2: to talk about it because we need to break these
36:08
Speaker 2: things down and say that's actually a ridiculous concept. The
36:12
Speaker 2: idea that you'd be judged for using your body like silly,
36:16
Speaker 2: I don't know, it's very silly, so dumb, so dumb,
36:19
Speaker 2: but I think we do need to break it down.
36:20
Speaker 2: And at the end of the day, like your company, like,
36:23
Speaker 2: let's pretend you're a lawyer and your boss just isn't
36:26
Speaker 2: that comfortable with the idea that their clients that are paying,
36:29
Speaker 2: you know, eight or nine hundred dollars an hour for
36:31
Speaker 2: you to be a lawyer on their certain project. They're
36:33
Speaker 2: just not comfortable that they could see that content. They
36:35
Speaker 2: don't think it's appropriate or professional, and they prefer that
36:38
Speaker 2: the people that they employ don't do that. It's well
36:41
Speaker 2: within their rights to make that decision. We talk about
36:44
Speaker 2: cultural fit, we talk about, you know, hiring the right people,
36:46
Speaker 2: technical capabilities, we talk about all of those things that
36:49
Speaker 2: just might be something that they go I don't particularly
36:52
Speaker 2: want that, and I think that that is okay as
36:55
Speaker 2: long as it is completely transparent. I'm not saying that
36:58
Speaker 2: I think it's okay that they do that. Like I
37:00
Speaker 2: just think it's okay to have your own preferences. It's
37:03
Speaker 2: kind of like having life preferences. I would prefer someone
37:06
Speaker 2: who's open minded when I hire them. I prefer someone
37:09
Speaker 2: who is sex positive when I hire them. A lot
37:12
Speaker 2: of those things I don't learn until later. I'm not
37:15
Speaker 2: going to hire someone if I think they're closed minded.
37:17
Speaker 2: So I think it's really up to the business and
37:21
Speaker 2: what they want to do and the perception they have,
37:24
Speaker 2: because let's be honest, Like, people could judge she's on
37:27
Speaker 2: the money differently because of the people that work there,
37:30
Speaker 2: like beck, oh my god, you wear green jumpers?
37:34
Speaker 4: Are you shitting me?
37:36
Speaker 7: Yes?
37:37
Speaker 2: White dress, Like couldn't believe it. Like there are so
37:39
Speaker 2: many things that people could judge us on, But I
37:43
Speaker 2: would assume that from my perspective, if you want to
37:45
Speaker 2: judge us on that, you're probably not my people. So
37:48
Speaker 2: we asked our community obviously what they think. We asked
37:54
Speaker 2: our community first things. First, we said, do you have
37:56
Speaker 2: a side hustle? Twenty six percent of you said yes.
38:00
Speaker 2: That's huge, twenty six percent of our community members have
38:03
Speaker 2: a side hustle. Next, if yes, does your employer know
38:08
Speaker 2: about it? This one was a spicy response. Thirty eight
38:12
Speaker 2: percent of you said yes, and sixty two percent of
38:15
Speaker 2: you said that your employer does not know about your
38:17
Speaker 2: side hustle. Isn't that a lot?
38:19
Speaker 4: That's surprising to me?
38:22
Speaker 2: I found that very wild. But then we obviously also
38:26
Speaker 2: said we'd love your two cents we'd love to understand,
38:29
Speaker 2: like what you think about this and how this works.
38:32
Speaker 2: And we asked you, guys, what are your thoughts? Lots
38:35
Speaker 2: of different opinions. You shouldn't do only fans if you've
38:39
Speaker 2: got a real job, sit down and get out of
38:41
Speaker 2: our community. If that's your thought pattern, no, honest to God,
38:45
Speaker 2: just leave, see yourself out. No need to acknowledge your departure.
38:48
Speaker 3: Just off you go.
38:49
Speaker 2: Next, someone said, I would tell them regardless if they
38:52
Speaker 2: fire her, then it wasn't the workplace for her, and
38:54
Speaker 2: it would be a blessing in disguise.
38:56
Speaker 5: That's a nice answer. Why are people nice?
39:00
Speaker 2: I don't know why people aren't nice? Beck, it's the Internet.
39:03
Speaker 2: I don't like till you get on TikTok. That place
39:05
Speaker 2: is scary. Yeah. Next, someone said second part, Yes, of course,
39:10
Speaker 2: tell the boss if it's in the contract. But otherwise,
39:13
Speaker 2: why can't only fans be normalized, just like open conversation
39:16
Speaker 2: about money and sex should be love. Someone else said,
39:21
Speaker 2: I think no matter what the side hustle is, if
39:23
Speaker 2: you're contracted to tell them, then you should. You would
39:25
Speaker 2: want them to honor their side of the contract, so
39:28
Speaker 2: you should do the same. I think that's important. However,
39:31
Speaker 2: if there's nothing that stipulates that you have to, then
39:35
Speaker 2: I don't think that there is any need as long
39:37
Speaker 2: as it's not impacting your ability to do your job
39:39
Speaker 2: for them or impacting them as a business ie working
39:43
Speaker 2: for a direct competitor. Yeah, I agree with that a lot.
39:47
Speaker 2: I agree, and I think it's really really important. Someone
39:49
Speaker 2: else said I would absolutely lose my job in a
39:52
Speaker 2: public hospital if I had an only fans And this
39:55
Speaker 2: person has doctor in their user name, so I'm assuming
39:58
Speaker 2: that they're a doctor in a hospital. I don't think
40:00
Speaker 2: that's fair because I also, we've talked about this before,
40:03
Speaker 2: and I think it's obviously an issue that really impacts
40:07
Speaker 2: women as opposed to men. And there's this concept and
40:11
Speaker 2: you know, I've been is the word crucified, I've been
40:14
Speaker 2: like attacked attacks, probably too strong, but I've been told
40:17
Speaker 2: to pull my head in a number of times online
40:19
Speaker 2: And Jess, you and I got a comment only last
40:22
Speaker 2: feet where someone commented, Jess and I've been doing these
40:25
Speaker 2: little fit checks about our here on yeah, not on TikTok,
40:29
Speaker 2: on Instagram reels, and we're having fun with it, right,
40:31
Speaker 2: we're posting it on our personal pages, and someone commented,
40:35
Speaker 2: I don't know what she's on. The money has become
40:38
Speaker 2: it's a disgrace. I've not seen any money content. What
40:41
Speaker 2: is this unfollowing? And I was kind of like.
40:43
Speaker 4: No money content because it's not the money page. Girl.
40:45
Speaker 2: Yeah, it was like our personal pages, and we always
40:47
Speaker 2: sharing our personal interests on our personal pages, and look it.
40:53
Speaker 2: I just find it so funny that, you know, especially
40:56
Speaker 2: because I work in finance, there's this assumption that I
40:59
Speaker 2: would act one hundred percent of the time like an
41:03
Speaker 2: educated individual, and I'd be very formal and very corporate
41:06
Speaker 2: and like as an ex financial advisor. I think a
41:09
Speaker 2: lot of people have a lot of standards that they
41:12
Speaker 2: hold me to, which I think are ridiculous because the
41:15
Speaker 2: flip side of me is I'm going to have a
41:17
Speaker 2: Barbie birthday party. I'm so excited to dress up in
41:20
Speaker 2: a blonde twig. I have ordered so many Barbie things online,
41:24
Speaker 2: so much paraphernalia. I've got some fairy wings. I really
41:28
Speaker 2: like cooking. I really like my cats. I like my dog.
41:31
Speaker 2: I like having a life outside of my workplace, where yeah,
41:36
Speaker 2: I do have to be intelligent, I do have to
41:38
Speaker 2: work and do corporate boring things. That's fine, but there's
41:42
Speaker 2: this idea that that takes away from the fact that
41:46
Speaker 2: I'm a professional. And I think that this stretches out
41:48
Speaker 2: into this idea that you know, if a doctor did
41:51
Speaker 2: only fans and they're like some kind of let's pretend neurosurgeon,
41:54
Speaker 2: doesn't make them less of human to have an interest
41:57
Speaker 2: outside or less good at their job, or less good
41:59
Speaker 2: at their job exactly like they could be their best
42:01
Speaker 2: neurologist in the entire friggin world. And then you see
42:05
Speaker 2: them as a lesser human being because they decided to
42:08
Speaker 2: take photos of themselves naked because they're into that. Yeah,
42:11
Speaker 2: sit down like that does not change anybody's capability. And
42:15
Speaker 2: I think I see it when I'm not even creating
42:18
Speaker 2: content like that, Jess, I post pictures of my outfits
42:20
Speaker 2: and get crucified. I cannot imagine the judgment on somebody
42:24
Speaker 2: who's taking it a step further and you know, posting
42:26
Speaker 2: content that they're comfortable with. So, yeah, there's just a lot. Obviously,
42:30
Speaker 2: there were a lot of comments that said this shouldn't exist,
42:34
Speaker 2: which we agree. We agree with in Cheese on the
42:36
Speaker 2: Money because we just think you should do whatever you
42:39
Speaker 2: want There was another comment, and I hated this. It
42:41
Speaker 2: was from someone who said, I work in HR at
42:44
Speaker 2: a professional services firm. We'd ask that you quit only
42:48
Speaker 2: fans or resigned from us. You have to make dude,
42:53
Speaker 2: which is really harsh. But I think it's open communication.
42:56
Speaker 2: Is it the crux of it?
42:56
Speaker 7: Right?
42:57
Speaker 4: Like, as you said, Beck, it sounds like if that
42:59
Speaker 4: was the case, that place isn't the workplace for you,
43:01
Speaker 4: Like you don't want a workplace where you feel like
43:03
Speaker 4: you've got to be secretive. Do I agree that only
43:06
Speaker 4: fans should have any implication in your professional capabilities? Not
43:11
Speaker 4: at all, But I do believe that there is I
43:14
Speaker 4: guess also contractually a right that your employer has to
43:18
Speaker 4: protect their image in you know, the way that they
43:20
Speaker 4: see fit. And it's a murky line on where that
43:23
Speaker 4: sits in terms of discriminatory or not. But ultimately, if
43:27
Speaker 4: you going right back to our listeners contract, you have
43:31
Speaker 4: signed a contract and you are bound by that contract.
43:33
Speaker 4: Whether or not we agree with the semantics of it,
43:36
Speaker 4: I think ultimately is neither here nor there. It's really tough,
43:40
Speaker 4: but you are obligated to disclose to them, and I
43:42
Speaker 4: would hope that they are supportive kind, good humans who
43:46
Speaker 4: believe in the same sorts of things that we do.
43:48
Speaker 4: And if they're not essentially fit for you, yeah, you
43:51
Speaker 4: deserve somewhere that's going to champion you in the same
43:54
Speaker 4: way that That's.
43:54
Speaker 2: What I find. Yeah, one hundred percent. I just think
43:57
Speaker 2: it's it goes back to that comment that's someone made
43:59
Speaker 2: to us. They said, you signed a contract, which obviously
44:02
Speaker 2: was your sentiment, but they said you would expect your
44:05
Speaker 2: employer to hold up that side of the contract too.
44:08
Speaker 2: And I think, you know, if something changed or there
44:10
Speaker 2: was something in your contract that they were, you know,
44:12
Speaker 2: a little bit in breach of you'd expect them to
44:14
Speaker 2: share that with you, and you'd be horrified if they didn't.
44:17
Speaker 2: So I think that it goes both ways. It's a
44:18
Speaker 2: two way street, like respect your employer and what they've
44:21
Speaker 2: asked of you, and you do the same thing. Like
44:24
Speaker 2: I think it's just yeah, I would be disclosing it,
44:27
Speaker 2: Let's be honest, I'd probably actually disclose it in a
44:30
Speaker 2: little bit of a sneaky way, Like I think I
44:33
Speaker 2: would approach my my employer first and say, hey, I'm
44:36
Speaker 2: thinking about a side hustle. What are your thoughts and
44:38
Speaker 2: feelings like about me doing something on the side, don't
44:41
Speaker 2: know what that's going to look like yet, just to
44:43
Speaker 2: even get an idea of what they would and wouldn't accept,
44:46
Speaker 2: and then maybe open the conversation up later, because if
44:49
Speaker 2: they straight out say absolutely no, no, side hustles, no this, no,
44:53
Speaker 2: that's at the room, then you've got a little bit
44:56
Speaker 2: of wiggle room to make the decision that's right for you.
44:58
Speaker 4: Yeah.
44:59
Speaker 2: But then on the flip side, if they've said, yep,
45:00
Speaker 2: side hustles, fine, just I want you to earn money,
45:03
Speaker 2: then at least you've got a little bit of leverage
45:05
Speaker 2: in that conversation. When you finally decide to tell them
45:07
Speaker 2: what that side hustle is about, you go, no, no,
45:10
Speaker 2: you said it was okay for me to do this.
45:12
Speaker 2: Why is it this particular one? Yeah, so that they
45:14
Speaker 2: can't back down and be like, oh, we just don't
45:16
Speaker 2: want you to be not committed to your job. Sit down,
45:19
Speaker 2: sneaky shneak, back them into a corner. That's the summary.
45:22
Speaker 4: That is a great idea, big one this week.
45:25
Speaker 2: Yeah, great place to leave it, I think, But I
45:27
Speaker 2: think so. Stell awake, stellar topic, spicy content. I love
45:32
Speaker 2: you all. I hope you have the best weekend and
45:34
Speaker 2: we will see you on Monday for a.
45:36
Speaker 5: Money Darry Bye, Guy bye.
45:44
Speaker 7: The advice shared on She's on the Money is general
45:47
Speaker 7: in nature and does not consider your individual circumstances. She's
45:51
Speaker 7: on the Money exists purely for educational purposes and should
45:54
Speaker 7: not be relied upon to make an investment or financial decision.
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