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The 10/4/80 Retirement “Cheat Code”: A Genius Hack or a Dangerous Myth? | Ep 4
Is there a “cheat code” for retirement planning? In this episode, Mark Zagurski, Director of Strategy and Communication for Mutual of Omaha Advisors, dives into the concept of “cheat codes” and their application to retirement planning. Drawing parallels to video game strategies, Mark unpacks the popular 10/4/80 rule—save 10% of your income, withdraw no more than 4% annually, and plan for 80% of your pre-retirement income. While simple, these rules serve as starting points, not definitive solutions.
Key takeaways include:
• Saving Smart: Why saving 10-20% of your income can be a powerful…
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