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Mo-Money, Mo-Manchild? · She's On The Money

0:00
Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
0:04
Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
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Speaker 1: we get started on She's on the Money podcast, I
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Speaker 1: would like to acknowledge the traditional custodians of the land
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Speaker 1: of which this podcast is recorded on a wondery country,
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Speaker 1: acknowledging the elders, the ancestors and the next generation coming
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Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
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Speaker 1: and the storytelling of you to make a difference for
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Speaker 1: today and lasting impact for tomorrow.
0:33
Speaker 2: Let's get into it.
0:34
Speaker 3: She's on the Money, She's on the Money.
0:57
Speaker 2: Hello, and welcome to the Property Playbook.
1:00
Speaker 4: Oh no, we're She's on the Money that just launched
1:02
Speaker 4: this week wrong, the podcast Millennials who Want Financial Freedom.
1:07
Speaker 2: Today, my friends, is.
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Speaker 4: Friday, which means it is time to get the team
1:10
Speaker 4: together and celebrate you and the launch of the Property Playbook,
1:15
Speaker 4: because we are just so excited in this office about
1:17
Speaker 4: how excited you guys are about this. So today we're
1:20
Speaker 4: going to be sharing our favorite money tips and tricks.
1:22
Speaker 2: We're going to be helping to.
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Speaker 4: Answer a juicy money dilemma which this week is all
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Speaker 4: about credit card, travel, insurance, and we're going to be
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Speaker 4: unpacking something that you slid into our DMS about which
1:32
Speaker 4: this week is all about financial priorities in relationships, which
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Speaker 4: I think will be a good one.
1:38
Speaker 2: Guys, Beck, how's your week been?
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Speaker 5: Week has been absolutely superb.
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Speaker 2: Oh that's a very passionate answer. I just you know.
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Speaker 5: I had a great weekend which led into a fantastic week.
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Speaker 5: Just chilling, just grilling, just seeing mates and feeling.
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Speaker 2: Good, chilling like a villain.
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Speaker 5: Yes, I'm going back to the y, which I'm very
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Speaker 5: happy about. I hate the gym, Honestly, I don't hate
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Speaker 5: it anymore.
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Speaker 2: Oh, I changed my mind. So I'd love to be fitter.
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Speaker 5: Yeah, those endorphins. You got to focus on the endorphins.
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Speaker 5: I do chocolate and watching movies and talking to my
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Speaker 5: That's a.
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Speaker 2: Really good way to do it.
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Speaker 5: But if you stop focusing on cardio, I mean, I'm
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Speaker 5: not this is not a financial podcast, I'm sorry. A
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Speaker 5: fitness podcast is a financials If you stop focusing on
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Speaker 5: cardio because cardio is objectively awful, and just do muscle training,
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Speaker 5: oh my god, my world has opened up.
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Speaker 4: You can just lift heavy stuff. Yeah, that's that's empowering too.
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Speaker 6: I like to think of the gym as my personal runway.
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Speaker 6: That's how I make it fun every day.
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Speaker 2: Cute.
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Speaker 4: I love that I won't be doing that though neither
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Speaker 4: of you have succeeded in convincing me that I want
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Speaker 4: to go back to the gym.
2:45
Speaker 2: Miss Jessic Greech. How's your week being?
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Speaker 6: Oh my gosh, I've had the best week ever. The
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Speaker 6: Property Playbook, if you didn't know, already launched, which was
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Speaker 6: exciting and overwhelming because I got to be the host
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Speaker 6: this season. Yay.
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Speaker 4: It kind of makes sense because like you're a budding
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Speaker 4: first home buyer. They feel like you have a million questions,
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Speaker 4: and also you're kind of the voice of the community
3:08
Speaker 4: in a way because exactly.
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Speaker 6: I'm right there in the trenches with you, guys, and
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Speaker 6: everyone has been so lovely. I was really really nervous
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Speaker 6: because I've never.
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Speaker 2: You did so well.
3:18
Speaker 6: I've never been the main host, do you mean, like
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Speaker 6: normally I'm just here.
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Speaker 2: You're the main character now, guys, main character energy.
3:24
Speaker 6: But I was really excited but also very stressed. And
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Speaker 6: everyone has been so kind and so lovely. But I'm
3:29
Speaker 6: worried because in the episodes. We obviously always go, oh,
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Speaker 6: please leave us a review. But the problem I didn't
3:34
Speaker 6: think about is there's a delay on the reviews.
3:37
Speaker 2: So I'm like, I know that.
3:38
Speaker 6: They're seen them, yeah, because we asked for them. So
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Speaker 6: I hope that people like them and they left nice reviews.
3:44
Speaker 6: But there's a part of my anxious self that's like,
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Speaker 6: they hate you, They're awful. They're going to be like,
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Speaker 6: kick her.
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Speaker 2: Off the show.
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Speaker 5: One person is going to say that, because honestly, you
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Speaker 5: shouldn't be reading the reviews to begin with, Miss Jessica Ricci.
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Speaker 2: How many times have we talked about this?
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Speaker 5: How many times have I been like, don't read the
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Speaker 5: reviews because some people are really nice, which is so beautiful.
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Speaker 2: To see, but then there's that one percent some people
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Speaker 2: are mean? Yeah, Like why are people on the internet
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Speaker 2: so mean? Like why it makes no sense?
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Speaker 4: Like who goes and reviews someone's podcast and says and
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Speaker 4: they do this right, So like maybe I'm just taking
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Speaker 4: the Mickey Victoria's voice is so annoying.
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Speaker 2: Don't listen to my podcasts? Then yeah, don't listen.
4:26
Speaker 4: It's a choice to be here, and like, maybe give
4:28
Speaker 4: us some you know, constructive feedback. Be like, oh, hey,
4:32
Speaker 4: this happens on the podcast, and our listening experience would
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Speaker 4: be better if you x ys great, that's stunning.
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Speaker 2: We love that. I can't change my voice, babe, can
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Speaker 2: tw me things I can change?
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Speaker 6: Yeah. Constructive feedback is welcome. Kind feedback even more welcome.
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Speaker 6: So hopefully this time next week will have some nice reviews.
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Speaker 6: But until it's nice, I'll be a little stressy.
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Speaker 4: That's okay somebody who actually wants to get on and
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Speaker 4: say mean things about other people and be like, oh
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Speaker 4: they're stinky.
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Speaker 5: Like someone did say Beck is boring, has no vibe
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Speaker 5: and I cried for five days.
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Speaker 2: Wait did you read the reviews? Shouldn't have? But so, basically,
5:09
Speaker 2: but it's your fault you have no personality, exactly, it's
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Speaker 2: not my fault. I have no personality. Do not have noticed?
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Speaker 6: People are much more inclined to leave And it's not
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Speaker 6: just podcasting, it's website reviews, it's anything. People are much
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Speaker 6: more inclined to leave feedback when it's negative and much
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Speaker 6: less inclined to leave feedback when it's positive. True, which
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Speaker 6: I think is really interesting.
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Speaker 4: It's more emotion attached to negative energy than there is
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Speaker 4: positive energy, which kind of sucks, but it's also the
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Speaker 4: way that it's interpreted. Right, Like you said the negative
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Speaker 4: things about you, Beck, you also said the same things.
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Speaker 4: Do you know how many beautiful reviews we've had about you,
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Speaker 4: Like people love you. We've had beautiful podcast reviews. I've
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Speaker 4: had people messaging me on Instagram. I've had emails being like,
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Speaker 4: Beck was great, thank.
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Speaker 2: You so much.
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Speaker 5: I love you, know that because I've shown you that.
5:55
Speaker 5: But all you're caring about is the negative reviews. True, No,
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Speaker 5: I do love us sometimes I see little comments, but anyway,
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Speaker 5: it's not about me. It's about discoa Chie and the
6:01
Speaker 5: Property Playbook, and there will be no negative feedback if
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Speaker 5: there is, and don't worry about those people.
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Speaker 2: I can't even delete it, so you guys don't see it.
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Speaker 4: Like I want to be like in protective mode and
6:10
Speaker 4: be like, no, I'll just remove that before she sees it.
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Speaker 4: But you can't remove them, so then you bloody idiot.
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Speaker 2: Go and read it, and then you feel really.
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Speaker 5: Damn because some idiot on the internet told me I
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Speaker 5: was stinky, Like.
6:24
Speaker 6: Well, we're manifesting positive vibes, and we are. If you
6:27
Speaker 6: haven't listened to the Property Playbook, We are so excited
6:29
Speaker 6: that we are back with the new season, and this
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Speaker 6: season we have Property Diaries as a five new episodes.
6:34
Speaker 6: We're talking to people about how they got into their property.
6:36
Speaker 6: I'm asking the juicy questions, how much do they earn?
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Speaker 6: Did they get any help from their parents? Like we
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Speaker 6: are getting the facts and only the facts perfect so
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Speaker 6: that you don't feel bad and.
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Speaker 2: You can learn.
6:46
Speaker 6: Everyone has a different journey.
6:47
Speaker 4: And we've basically with a Property Playbook, wiped this like
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Speaker 4: clean because twenty twenty three buying a property is very
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Speaker 4: different to twenty twenty one buying a property, So we
6:55
Speaker 4: just wanted to make sure that you had every single
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Speaker 4: piece of education at your disposal, but like really relevant
7:00
Speaker 4: education because since we recorded the twenty twenty one edition
7:03
Speaker 4: of the Property Playbook, like the first Time Super Savior scheme,
7:06
Speaker 4: it's gone from thirty thousand dollars up to fifty thousand dollars.
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Speaker 4: And if you go listen to those old episodes, they're outdated.
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Speaker 4: You might learn something and it's not inaccurate for the
7:15
Speaker 4: time it was published. But like, I don't want you
7:17
Speaker 4: guys to be in a position where you have outdated information.
7:20
Speaker 4: So basically just been like, all right, if you were
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Speaker 4: starting today, fantastic. So if you've already listened to that season,
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Speaker 4: that's fantastic. All of this content is new and fresh.
7:29
Speaker 4: But if you've never joined us on the Property Playbook,
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Speaker 4: it's basically like starting from the start.
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Speaker 2: Anyway.
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Speaker 4: All right, we need to get into the actual podcast
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Speaker 4: because all we're doing is talking about a different podcast
7:38
Speaker 4: and that actually makes no sense. But miss Jessic Gotchi,
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Speaker 4: it is time for our community money wins and confessions.
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Speaker 2: What have you got for us this week?
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Speaker 6: Well, I'll start off with one that's on theme, a
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Speaker 6: property money win.
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Speaker 2: From Sary self indulgent, isn't it? She said? Money Win.
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Speaker 6: I talked to our broker and figured out that I
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Speaker 6: don't need to be in full time employment to purchase
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Speaker 6: a house in September, Which how good is that? Still
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Speaker 6: stay home with my child a few days a week.
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Speaker 2: Oh how good?
8:03
Speaker 6: Power of talking to a broker. It really can change.
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Speaker 4: We talk about it all the time. If you guys
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Speaker 4: want to talk to a broker who basically is us,
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Speaker 4: just go and talk to the Zella Money team, because
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Speaker 4: I feel like so many people are apprehensive. They're like,
8:14
Speaker 4: I'm not ready, go talk to them if you're not ready, Yeah,
8:17
Speaker 4: they'll tell you when to come back. Now, help you
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Speaker 4: figure out your timeline. It's chef's kiss would.
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Speaker 2: Recommend turn out of ten? What's the next one?
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Speaker 6: Next? Money win comes from Marley who said money win.
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Speaker 6: I used my Macca's rewards points to treat myself to
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Speaker 6: a free mcflurry.
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Speaker 2: Turn out of ten.
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Speaker 5: In this economy, that is goodwin. Mcflurriy's are getting expensive tool.
8:35
Speaker 5: I know, a pity saved as a penny. They say, McDonald's.
8:38
Speaker 4: We need to talk as well, because they don't even
8:40
Speaker 4: mix the mcflurries anymore.
8:41
Speaker 2: Where's the flurry? Just a just a Sunday on top?
8:46
Speaker 2: Hungry Jacks?
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Speaker 6: I think boycott boycott, moving right along before we start
8:51
Speaker 6: a ride in the office.
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Speaker 2: Charlottes don't even need it. Charlotte said money win.
8:56
Speaker 6: We got our electricity bill last week and it was
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Speaker 6: only eighty two dollars for the quarter as we got
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Speaker 6: our solar panels installed and turned on. And that's the
9:03
Speaker 6: three adults in a house.
9:04
Speaker 2: How good is that?
9:06
Speaker 4: Also hot solar panel tip that I got from Glenn
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Speaker 4: James from my Millennial money because I watched his stories
9:11
Speaker 4: over the weekend last weekend. It's coming into winter, so
9:14
Speaker 4: obviously there's less sun in winter. Clean your solar panels
9:18
Speaker 4: so they absorb more energy, because if there's like dirt
9:21
Speaker 4: and stuff on top of them, they don't like absorb
9:23
Speaker 4: as much energy as they could. So get up there
9:26
Speaker 4: with some dishwashing liquid, give it a scrub, and your
9:28
Speaker 4: energy bill is going to thank you. Brilliant's great welcome.
9:31
Speaker 4: I'm not going to get on the roof. If I
9:32
Speaker 4: had solar panels, I wouldn't do that. But it's a
9:34
Speaker 4: good tip, a very good tip. My next one comes
9:37
Speaker 4: from Lucy who said I got an Apple tag for
9:40
Speaker 4: free thanks to my Medibank rewards points. I've now got
9:43
Speaker 4: one very happy tracked cat.
9:45
Speaker 2: Oh how good.
9:47
Speaker 4: I've got trackers on my cats too, turn out of ten.
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Speaker 4: I just snoop on them during the day.
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Speaker 2: I would never have thought.
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Speaker 6: That you would get something like that on your medibank points,
9:56
Speaker 6: so they go. If you've got a point system, it
9:58
Speaker 6: pays to check if they've added fun you think.
10:00
Speaker 4: Like the AI a vitality program like you get so
10:03
Speaker 4: many good discounts and benefits from that. If you like
10:05
Speaker 4: track in the app and it's actually really worth it. Incredible.
10:10
Speaker 6: Last money when I have this week is from Jess,
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Speaker 6: who says money win. I adopted a fabulous furry friend
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Speaker 6: for zero dollars in adoption fee. It frees up the
10:18
Speaker 6: budget allocated for a new puppy and Mark's guilt free
10:21
Speaker 6: wardrobe shopping for this cool dude. His name is ry Kent.
10:24
Speaker 6: For any ted LASSU fans, sadler, is there a picture,
10:30
Speaker 6: There is a picture. He's very cute. Look at him, baby,
10:35
Speaker 6: Look greyhound. I'm not gonna be I think, he might say.
10:41
Speaker 6: For anybody who is looking for a money win in Melbourne,
10:43
Speaker 6: My gosh, he.
10:44
Speaker 2: Is a greyhound. She went, that's it. That's the greyhound
10:47
Speaker 2: adoption Day.
10:48
Speaker 6: I was gonna say, if you follow us on Instagram,
10:50
Speaker 6: you'd be up with the adoption thing. Because our beautiful
10:54
Speaker 6: team member Gabby fostered a greyhound named Laichi.
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Speaker 2: And he was actually the best dog.
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Speaker 6: He was a really sweet little honey pie and he
11:01
Speaker 6: was obviously up for adoption. He'd been up for adoption
11:03
Speaker 6: for a really long time, needed a bit of fostering,
11:05
Speaker 6: and he got adopted this week, which was awesome. But
11:08
Speaker 6: the event that he was adopted from was run by
11:11
Speaker 6: Gap Greyhound adoption program and they were doing the same thing.
11:14
Speaker 6: So they were giving away dogs so they could have
11:16
Speaker 6: beautiful new homes and they have lots left so if anybody.
11:20
Speaker 2: Nears and not of them got adopted.
11:22
Speaker 4: Gabby has a greyhound she wanted to so she wanted
11:25
Speaker 4: to keep Laichi, but we were talking about this in
11:27
Speaker 4: this economy, she can't adopt Laichi. But also she's in
11:31
Speaker 4: a rental. She was like, it's already hard enough with
11:33
Speaker 4: one dog, Like two dogs is just going to be
11:35
Speaker 4: too much. So she fosters. But oh my gosh, they're
11:38
Speaker 4: the best dogs. Honestly. I asked Steve if we could
11:41
Speaker 4: add one to the family and he was like, Victoria,
11:43
Speaker 4: you already have two cats and one dog. Stop asking
11:45
Speaker 4: for more pures. So I'm working on it, but please
11:48
Speaker 4: do it on my behalf.
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Speaker 7: Yeah.
11:49
Speaker 6: Absolutely, And it's a great tip from Jesse. Your local
11:51
Speaker 6: shelters are a fantastic place to find yourself a little
11:54
Speaker 6: fairy companion for an incredibly low price or often even free,
11:58
Speaker 6: and you're doing some good by giving a little unwilling
12:00
Speaker 6: you home.
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Speaker 2: I love that. That's so wholesome. That's very wholesome.
12:04
Speaker 4: That's a good place to leave it, dreess, Let's go
12:05
Speaker 4: to a really quick break. I'm going to go go
12:07
Speaker 4: pictures of dogs, and then on the flip side, we're
12:09
Speaker 4: going to be discussing credit card, travel insurance, and how
12:12
Speaker 4: to manage financial priorities in relationships. So don't go anywhere, guys.
12:21
Speaker 2: Welcome back everybody. Let's take a listen to this week's
12:24
Speaker 2: money dilemma.
12:27
Speaker 4: Hi, there, have you got a money dilemma you just
12:29
Speaker 4: can't solve that. She's on the Money team is.
12:32
Speaker 2: Here to help.
12:33
Speaker 4: Every week we tackle your dilemmas, both big and small,
12:36
Speaker 4: to answer your most burning money.
12:38
Speaker 2: Career and life questions.
12:39
Speaker 5: To get involved, simply head to our website and leave
12:42
Speaker 5: us a short voice recording and you might just find
12:44
Speaker 5: yourself on the show. Now, let's take a listen to
12:47
Speaker 5: this week's money dilemma.
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Speaker 7: Hi, She's on the Money. Love your podcast. I'm just
12:54
Speaker 7: getting in touch because I'm about to take nine months
12:57
Speaker 7: career break and travel have a fabulous time, and I
13:02
Speaker 7: have been weighing up the benefits of instead of getting
13:05
Speaker 7: travel insurance policy, getting a credit card with included travel
13:10
Speaker 7: insurance that has a high points bonus so that I
13:13
Speaker 7: can leverage the points for some of the travel, and
13:17
Speaker 7: the cost of the credit card would kind of be
13:19
Speaker 7: balanced out against the cost of an insurance policy that
13:21
Speaker 7: I'm not getting. I'd love to hear thoughts on pros
13:24
Speaker 7: cons considerations, whether you think I'm being a massive idiot.
13:28
Speaker 2: Thank you, this is your favorite subject.
13:30
Speaker 4: Oh my gosh, I don't think anyone's ever a massive idiot. Arguably,
13:34
Speaker 4: you want of the most intelligent people in the community
13:36
Speaker 4: because you know to ask the pros which is just
13:39
Speaker 4: in beck.
13:40
Speaker 2: So let's take it away. Yes, you go back. I
13:44
Speaker 2: think that you are doing a good job. She's on
13:47
Speaker 2: the right track.
13:47
Speaker 6: I feel like she has consciously thought about the cost
13:51
Speaker 6: benefit analysis. Yeah, she's gone, Okay, my credit card has
13:53
Speaker 6: a fee on it. I can potentially offset that fee
13:56
Speaker 6: by saving own insurance policy that I have to get.
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Speaker 2: Savvy queens. Savvy queen.
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Speaker 6: The only thing that I'm not super across as someone
14:03
Speaker 6: who hasn't had a credit card for a very long time,
14:05
Speaker 6: is how comprehensive do you think travel insurance that's included
14:09
Speaker 6: in a credit card is? And VD I feel like
14:11
Speaker 6: you're going to be the person who knows the most here.
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Speaker 7: Mmmm.
14:14
Speaker 4: Yeah, A bit negative on this topic asking thanks for USKI.
14:18
Speaker 4: I think it's really smart, right, Like I would prefer
14:20
Speaker 4: you to have free travel insurance through your credit card
14:26
Speaker 4: then no travel insurance at all, right, So like anything
14:29
Speaker 4: is better than nothing, and credit card travel insurance is
14:32
Speaker 4: basically an insurance policy that you get which is included
14:36
Speaker 4: with the premiums of your credit card. It's a very
14:38
Speaker 4: big misconception that every single credit card will come with
14:42
Speaker 4: a travel insurance policy. So make sure you're not just
14:44
Speaker 4: assuming you're actually looking into it. And also I think
14:48
Speaker 4: we need to really tap into the fact that if
14:50
Speaker 4: that's why you're getting a credit card, I mean the
14:52
Speaker 4: points thing aside, you do you work out what works
14:54
Speaker 4: for you, because that can be quite lucrative for some people,
14:57
Speaker 4: but a credit card in the wrong hands can actually
14:59
Speaker 4: be really detrimental. And while this travel insurance might be
15:03
Speaker 4: marketed as free or like complementary, these policies are typically
15:06
Speaker 4: paid through you around your fees anyway. So if you're
15:09
Speaker 4: only signing up for the travel insurance and there's a
15:12
Speaker 4: credit card with no fees on it that gives you
15:15
Speaker 4: access to points, maybe that might be better. And having
15:18
Speaker 4: a standalone policy that you've gone and got for that
15:21
Speaker 4: particular trip. So there's a few things that I would
15:24
Speaker 4: look at when looking at complementary travel insurance. The first
15:28
Speaker 4: thing is a lot of them will exclude a lot
15:32
Speaker 4: of things because it's complementary, right. You just think of
15:35
Speaker 4: it as like the base level, one size fits all. Yeah, exactly,
15:38
Speaker 4: it's one size fits all. So like if you're going
15:40
Speaker 4: to New Zealand, for example, might not include snow sports
15:44
Speaker 4: or something that you want to be covered for, so
15:46
Speaker 4: we need to look into that. It might not include
15:48
Speaker 4: you driving a vehicle, so it might mean that just yep,
15:51
Speaker 4: you're fine to go. But also if you drive, it's
15:54
Speaker 4: nil and voice it might not cover up to the
15:57
Speaker 4: amount of cover that you want to have. Your luggage
16:01
Speaker 4: is worth ten thousand dollars and maybe they only cover
16:03
Speaker 4: up to two thousand dollars for luggage if in that
16:06
Speaker 4: circumstance that your luggage gets lost, that's actually a very
16:09
Speaker 4: big difference, right, And these things add up, right, Like
16:12
Speaker 4: if I said, oh, Beck, your your bag could be
16:14
Speaker 4: worth ten grand, You'll be like, no V, it's not,
16:17
Speaker 4: I promise you.
16:18
Speaker 2: All of those things add up, from the expensive.
16:20
Speaker 4: Jumpers you might own, to your iPhone to chargers. Like
16:23
Speaker 4: all these things really add up. And if you're anything
16:26
Speaker 4: like Mistress Gricci, you don't go anywhere without your dice
16:29
Speaker 4: and air wrap.
16:30
Speaker 2: Now that's easy eight hundred bucks these days.
16:32
Speaker 6: And you don't travel light either, So no, even if
16:35
Speaker 6: you're clothed, you know, average you have forty to fifty dollars.
16:37
Speaker 6: If you've got ten of those, that's already.
16:39
Speaker 2: Five hundred bucks.
16:40
Speaker 3: Right.
16:40
Speaker 4: It's not even how much they cost you to buy,
16:43
Speaker 4: because you might go and get a good T shirt,
16:45
Speaker 4: really great quality, you've saved up for it, but then
16:47
Speaker 4: you found it on sale. If you have to replace
16:49
Speaker 4: that here now because you have no clothes anymore, like,
16:51
Speaker 4: that's going to usually be a higher premium.
16:54
Speaker 2: Don't get me started on.
16:55
Speaker 4: The people like me who are very invested in their
16:58
Speaker 4: skincare and makeup routines. I don't want to think about
17:01
Speaker 4: how much my makeup bag costs me Like that makes
17:03
Speaker 4: me a little bit sick.
17:05
Speaker 2: But there's a few things that we need to take
17:06
Speaker 2: into consideration.
17:07
Speaker 4: Right, So, if you went and got a standalone policy,
17:10
Speaker 4: more often than not they might be underwritten by an underwriter,
17:13
Speaker 4: and most credit card policies like they're underwritten by the
17:17
Speaker 4: same companies that you would go and get a policy from,
17:19
Speaker 4: but they're more of a group policy and they have
17:22
Speaker 4: less bells and whistles. You could say, you might not,
17:25
Speaker 4: as we said before, be covered for any of the
17:28
Speaker 4: activities you want to do, so as I said, skiing
17:30
Speaker 4: or driving or you know, going on a scooter in Bali, Like,
17:33
Speaker 4: there are so many things it might actually cost you
17:36
Speaker 4: more than a standalone policy. So like your annual credit
17:40
Speaker 4: card fees, Let's say it's four hundred bucks and you're
17:42
Speaker 4: going on a trip to Bali for ten days, your
17:45
Speaker 4: insurance at a good quality insurance is very likely to be.
17:48
Speaker 2: Less than four hundred dollars.
17:50
Speaker 4: And if you're only going on one holiday a year,
17:51
Speaker 4: but you're paying for the credit card to get the
17:53
Speaker 4: travel insurance, that's actually a money loss because the intention
17:56
Speaker 4: actually cost you more money than actually you know, working
17:59
Speaker 4: it all out. But then there are also exclusions of
18:02
Speaker 4: different countries, so you might look at your policy and go,
18:05
Speaker 4: I really want to go to the US not included.
18:08
Speaker 4: So it just pays to do your research. Am I
18:11
Speaker 4: saying it's the worst. Absolutely not. It might work really
18:14
Speaker 4: well for you, but from my perspective, I'm the type
18:17
Speaker 4: of person who likes super comprehensive travel insurance. We did
18:21
Speaker 4: that episode recently on the cost of care with my
18:23
Speaker 4: friend Rhann and Tracy, who became a quadriplegic after diving
18:26
Speaker 4: into a pool in Bali, Stone Cold. Sobash was just
18:29
Speaker 4: having a nice holiday with her mum and it ended
18:32
Speaker 4: up costing hundreds of thousands of dollars just to get
18:35
Speaker 4: her home. Obviously, there's a whole heap of lifetime costs
18:38
Speaker 4: that I'm not going to go into. But if she
18:40
Speaker 4: had the wrong insurance policy, that could have cost her
18:43
Speaker 4: family hundreds of thousands of dollars. As I've said before,
18:46
Speaker 4: I do not believe in going on a holiday without
18:49
Speaker 4: travel insurance.
18:50
Speaker 5: And if you say you can't afford it, from my perspective,
18:52
Speaker 5: you cannot afford to go on holiday.
18:54
Speaker 2: End of story.
18:55
Speaker 4: Like I just think, if you're not going to get
18:57
Speaker 4: it back, then you shouldn't be going on that holiday.
18:59
Speaker 4: It's me, as somebody in the position where I have
19:02
Speaker 4: seen this happen far too many times because I used
19:05
Speaker 4: to live in the insurance world. It breaks my heart
19:07
Speaker 4: and it's just for me a non negotiable. So I
19:10
Speaker 4: just think we need to make sure that you have
19:11
Speaker 4: a look at the cost benefits and work out what
19:14
Speaker 4: that means. And the best way you can do that
19:16
Speaker 4: is go, okay, cool, I'm going to go work out
19:18
Speaker 4: what a standalone policy would actually include and make sure
19:22
Speaker 4: that I'm ticking all the boxes that are important to
19:24
Speaker 4: me with my credit card insurance. But from my perspective
19:27
Speaker 4: as someone who has historically had a credit card, I've
19:30
Speaker 4: actually gone and gotten standalone travel insurance in addition because
19:33
Speaker 4: it just wasn't enough.
19:35
Speaker 6: And if you want more information about the things you
19:36
Speaker 6: should think about, we did a whole episode last year
19:39
Speaker 6: called Talking Travel Insurance where we got really in depth
19:42
Speaker 6: about the things you want to think about, the little
19:44
Speaker 6: bits and pieces that I feel like the everyday person
19:45
Speaker 6: like us wouldn't consider if we hadn't spoken to someone
19:48
Speaker 6: about it.
19:49
Speaker 4: Alex, I want to make sure you're in the best
19:50
Speaker 4: possible position. It's not a silly question at all. You
19:53
Speaker 4: just don't know until you get told, so I think,
19:55
Speaker 4: from my perspective, go and have a look, because, to
19:58
Speaker 4: be honest, to some credit cards you come with a
20:01
Speaker 4: very very good travel insurance, but you'd have to review
20:04
Speaker 4: the policy and make sure that that works for you,
20:06
Speaker 4: because every single person is different.
20:08
Speaker 2: Very well said, thank you. I feel like I'm on
20:10
Speaker 2: a rant today, Like you know those rant vibes that
20:12
Speaker 2: I end up getting Jess like, I just go, oh
20:15
Speaker 2: my god. All right, so you want to talk about
20:16
Speaker 2: credit card, travel insurance? Sit down?
20:18
Speaker 6: Well, I feel like this week's community question is really
20:21
Speaker 6: just going to light a fire under that.
20:23
Speaker 4: I'm so sorry, Please still love me. It's not my
20:26
Speaker 4: fault that I just go rogue. I get excited because
20:30
Speaker 4: I just want you guys to be in the best
20:31
Speaker 4: possible position, and I really really do promise.
20:35
Speaker 6: All right, Well, tell us what did this week's community member.
20:37
Speaker 2: Have to say?
20:38
Speaker 4: Hey, girls, love the pod and would appreciate a hand.
20:41
Speaker 4: I've been with my boyfriend for three years now. We
20:43
Speaker 4: don't live together, but it's in discussions. I have one
20:47
Speaker 4: major thing that's stopping me. His lack of financial literacy
20:51
Speaker 4: and desire to get a full time job scares me.
20:54
Speaker 4: I'm really set and have big goals and plans that
20:56
Speaker 4: I would love to involve him in. However, here he
21:00
Speaker 4: works around three shifts a week at a gym. He
21:02
Speaker 4: doesn't seem to care about finding full time work, and
21:04
Speaker 4: Whenever I try and tell him, wouldn't the extra cash
21:07
Speaker 4: be good? He just doesn't seem to care. There's three
21:10
Speaker 4: question marks after that. I also feel like he doesn't
21:13
Speaker 4: have any motivation to earn or save money to be
21:16
Speaker 4: able to go on holidays together, which upsets me sometimes
21:18
Speaker 4: as it's something I would love to do. He got
21:21
Speaker 4: a bit of inheritance that I feel like he really
21:23
Speaker 4: relies on, but I'm worried he will blink and it'll
21:26
Speaker 4: all be gone. I'm struggling to see a future with us,
21:29
Speaker 4: so when we have such different money, golts and values.
21:32
Speaker 2: Do you have any advice?
21:35
Speaker 5: I feel like I'm going to be a black sheep
21:37
Speaker 5: here because I can see everyone's face and I know
21:39
Speaker 5: that I'm going.
21:40
Speaker 2: To have a different opinion. I think I'm going to
21:41
Speaker 2: be on your team, to be honest, do you think so? Okay?
21:44
Speaker 5: Well, I'm just going to say that for a large
21:47
Speaker 5: portion of my life, probably even still to this day,
21:50
Speaker 5: my focus is living and I was trying to get
21:54
Speaker 5: to a point in my life where I would be
21:56
Speaker 5: making enough to just exist and then I would be
21:59
Speaker 5: doing everything that I love outside of work, seeing friends,
22:02
Speaker 5: laying in the grass, lang in the sun.
22:04
Speaker 2: I don't care.
22:07
Speaker 5: If you guys follow back on Insta. You know, she
22:10
Speaker 5: actually genuinely does that a lot friends, to lay in
22:13
Speaker 5: the grass. That's all I do, and that's like, that's
22:16
Speaker 5: my priority. And some people's priority is like, you know, working,
22:19
Speaker 5: getting a full time job and saving money and reaching
22:22
Speaker 5: all these financial goals. I totally get that, and I
22:25
Speaker 5: actually really respect that. I don't. I think you maybe
22:28
Speaker 5: either have that passion that drive or or you don't,
22:31
Speaker 5: but you can you can gain that, of course, but
22:34
Speaker 5: I think that some people have different priorities in life
22:37
Speaker 5: and you can be so excited to just live outside
22:41
Speaker 5: of work.
22:41
Speaker 4: I agree, you know, I agree. I think you're going
22:43
Speaker 4: to be really surprised. I think Jess and I are
22:45
Speaker 4: on the same page about this as well. Jess, do
22:47
Speaker 4: you want to give your opinion and then I'll give mine?
22:51
Speaker 6: Yeah, No, I think I can say I produce analysa
22:53
Speaker 6: IVI other side of the table being like, no red flag.
22:57
Speaker 6: I agree with you, but it's different priorities. I think
23:00
Speaker 6: the thing here is that you have to go okay,
23:03
Speaker 6: like is the difference in priority is an issue for
23:05
Speaker 6: me because I think as someone who definitely falls into
23:08
Speaker 6: the more driven category. You know, if you feel like
23:11
Speaker 6: somebody is compromising those goals, is that going to put
23:14
Speaker 6: a strain on your relationship? And I guess you have
23:16
Speaker 6: to weigh up how much you love this person, how
23:19
Speaker 6: much they fill your cup in other ways, because obviously
23:22
Speaker 6: there is much more that someone can contribute to a
23:24
Speaker 6: relationship than just finances. So I think what you have
23:27
Speaker 6: to do is kind of go, Okay, I'm allowed to
23:30
Speaker 6: be upset or I'm allowed to be uncomfortable with the
23:34
Speaker 6: fact that we have such different viewpoints on something as
23:36
Speaker 6: significant as money, and you have to decide is that
23:40
Speaker 6: going to be a deal breakup? Because the way that
23:42
Speaker 6: I kind of look at relationships is, in an ideal world,
23:45
Speaker 6: if you're in a monogamous relationship, you guys are going
23:47
Speaker 6: to be together and you're going to be each other's
23:50
Speaker 6: rock for the next sixty to ninety years of your life.
23:53
Speaker 6: Like we're shooting for one hundred years. Yeah, Like you're
23:55
Speaker 6: going to be able to see for a.
23:57
Speaker 2: Long long time.
23:58
Speaker 6: And I think if there are things that feel big now,
24:03
Speaker 6: they're probably going to continue to feel big for the
24:05
Speaker 6: duration of your relationship. And do you want to be
24:07
Speaker 6: sitting on something like that for another sixty years. How
24:11
Speaker 6: is that going to make you feel? Because it has
24:13
Speaker 6: the potential to undermine that relationship. Yes, your partner could change,
24:17
Speaker 6: Yes you could change. You know, nobody's entirely inflexible. But if,
24:21
Speaker 6: as you said, it does come down to I like
24:24
Speaker 6: X and you like why and neither of us want
24:26
Speaker 6: to change, then is that going to be a problem
24:28
Speaker 6: long term?
24:29
Speaker 4: I genuinely couldn't agree more. I think our producer has
24:32
Speaker 4: thrown this one in here because she thought it did
24:33
Speaker 4: start a fight between us, And maybe we'll get to
24:36
Speaker 4: a fight in our dms, like when we get people's responses.
24:40
Speaker 4: But from my perspective, money doesn't have to be the
24:43
Speaker 4: biggest thing in a relationship. To me, it's important to
24:45
Speaker 4: have a level of financial literacy. If your partner is,
24:48
Speaker 4: you know, wasting money and getting you in debt, like,
24:50
Speaker 4: that's a different story than him not having money as
24:54
Speaker 4: a main priority, right. And I think if we changed
24:57
Speaker 4: this narrative, like, pretend it's my husband writing this letter
25:00
Speaker 4: and it's him being so upset that I don't engage
25:03
Speaker 4: with him on his favorite hobby golf. Like Victoria, I've
25:06
Speaker 4: been with her for eight years and ome gosh, we
25:09
Speaker 4: live together, and she just still.
25:12
Speaker 5: Doesn't come to golf with me. She won't engage with
25:15
Speaker 5: golf with me. She doesn't care when I go to golf.
25:18
Speaker 5: She stays at home, sleeps in Like I think that's lazy,
25:23
Speaker 5: you know what I mean? If we reframe that, he's
25:26
Speaker 5: just got different values than me, and that's okay. I
25:29
Speaker 5: am wildly passionate about financial literacy, and I'm assuming that
25:32
Speaker 5: because you listen to our content, you are too.
25:35
Speaker 2: That's so beautiful.
25:36
Speaker 4: Have an open, honest conversation with your partner because it
25:39
Speaker 4: could go back to what you're talking about. Beck just
25:42
Speaker 4: doesn't want to work his life away.
25:43
Speaker 2: Yeah, there are a lot of people.
25:44
Speaker 4: In that circumstance where they don't want to do the
25:47
Speaker 4: nine to five Monday to Friday grind.
25:48
Speaker 2: And do you know what that should actually be? Okay,
25:51
Speaker 2: it's not an expectation, like where did that even come from?
25:54
Speaker 2: Why is that how we are expected to live our lives?
25:57
Speaker 4: I think obviously having a level of financial litch receives
26:00
Speaker 4: something that everybody deserves.
26:02
Speaker 2: Whether you want to know, do.
26:04
Speaker 4: Heaps of saving goals and pop up your saving chart
26:06
Speaker 4: on the fridge, and you know, work towards holidays, like,
26:09
Speaker 4: have you actually talked to your partner about what holidays mean?
26:12
Speaker 4: Because Beck, let's just like, look at you and Jess,
26:15
Speaker 4: Jess obsessed with travel, Like I think she would use
26:19
Speaker 4: her last dollar to go on a holiday, Like genuinely,
26:22
Speaker 4: travel is, from my perspective, something that she really really values.
26:26
Speaker 2: Yeah, I don't think you care that much.
26:27
Speaker 4: I think you just want freedom to go and get
26:29
Speaker 4: a bagel in the morning. And if I said, is
26:31
Speaker 4: it in Italy, you'd be like, oh, I mean, that'd
26:33
Speaker 4: be all right.
26:33
Speaker 5: But have you seen the place down the street, place
26:36
Speaker 5: on Sydney Road in BRUNSWI got that's where I want
26:38
Speaker 5: to be.
26:39
Speaker 2: But do you know what I mean?
26:39
Speaker 4: We've all got different values and he might just not
26:42
Speaker 4: have the same values as you. And you're right, Jess,
26:45
Speaker 4: maybe we need to have a conversation about what that
26:48
Speaker 4: looks like. And if you are really passionate and wild
26:52
Speaker 4: about travel, is that partner the right partner for you?
26:55
Speaker 2: I guess is the question.
26:56
Speaker 4: I don't think someone should have to change significantly to
26:59
Speaker 4: be in a relationship. Obviously, being on the same page
27:03
Speaker 4: when it comes to money is really important, But I
27:06
Speaker 4: also don't think that your partner should compromise his lifestyle
27:09
Speaker 4: to commit to a lifestyle that you want, because that's
27:12
Speaker 4: then compromising his wants and his needs and his values.
27:15
Speaker 4: And you don't think that we should do that too
27:17
Speaker 4: much in a relationship. Like, at the end of the day,
27:20
Speaker 4: relationships are all about compromise. We need to come to
27:23
Speaker 4: some agreement and not everybody is always going to get
27:25
Speaker 4: one hundred percent what they want because that's not how
27:27
Speaker 4: life works. But if his value set is so different
27:30
Speaker 4: to yours, maybe we talk about whether that relationship is
27:33
Speaker 4: sustainable in the long term, or we talk about other
27:36
Speaker 4: ways in which you could feel fulfilled. Can you go
27:38
Speaker 4: on holidays with your girlfriends? Is that something where maybe
27:41
Speaker 4: instead of going with your partner, you go, well, I
27:43
Speaker 4: really do want to go to Italy, Honey, how about
27:45
Speaker 4: I go ask Jess if she wants.
27:47
Speaker 2: To come with me? And Jess and I are going
27:49
Speaker 2: to go July next year. He might go, yeah, right,
27:51
Speaker 2: have fun?
27:52
Speaker 5: Do you know what I mean?
27:53
Speaker 4: Like, we all have different value sets? And I think
27:56
Speaker 4: that that's actually okay.
27:57
Speaker 2: Absolutely I do agree. That's why you thought the conversation
28:00
Speaker 2: we'll go, But I did not.
28:01
Speaker 5: I really thought you guys would be on the opposite
28:03
Speaker 5: end of that.
28:04
Speaker 2: So I'm I'm kind of stoked you're kind of stoked. Yeah,
28:07
Speaker 2: I'm kind of stoked with this.
28:08
Speaker 4: I'm a bit disappointed that you thought that we would
28:11
Speaker 4: be like ye. But we did ask the community a
28:14
Speaker 4: few things. So we said, have you experienced something like
28:16
Speaker 4: this with your significant other? Thirty eight percent of you
28:19
Speaker 4: said yes, sixty two percent said no. We then said,
28:23
Speaker 4: if yes, do you find it puts a strain on
28:25
Speaker 4: your relationship? So this is just the people saying like, yeah,
28:28
Speaker 4: we have you know, experienced something like this with my partner.
28:32
Speaker 4: Ninety three percent of people said yeah, it does put
28:34
Speaker 4: a strain on a relationship. Only seven percent of you
28:37
Speaker 4: said no. I'd love to talk to the seven percent
28:40
Speaker 4: where they're like, I've experienced that in my relationship, but
28:42
Speaker 4: also doesn't put strain on my relationship.
28:45
Speaker 5: M how please share with us. I feel like we've
28:48
Speaker 5: got a lot to learn from you. We then said,
28:50
Speaker 5: have you ever been in a relationship that ended due
28:53
Speaker 5: to difference in financial goals or values? Forty five percent
28:57
Speaker 5: of you said yes. That's a lot right to me.
29:00
Speaker 4: That's a really big segment of the community that has
29:02
Speaker 4: been in a relationship that's ended because you couldn't get
29:04
Speaker 4: on the same page when it comes to money. And
29:07
Speaker 4: that's important though, that's really important.
29:10
Speaker 6: Yeah, I think it's it's hard because you go, well,
29:13
Speaker 6: where do you weigh it up? And everyone's going to
29:15
Speaker 6: land differently. Some people might be like, you know what,
29:16
Speaker 6: I can let it go, and I can I'm happy
29:18
Speaker 6: to compromise, and for other people they're like, no, like
29:21
Speaker 6: my way or the highway, and both of those are
29:23
Speaker 6: totally fine. But it's just fitting that into the relationship
29:26
Speaker 6: that you have and figuring out what that I suppose
29:28
Speaker 6: means for you and your partner.
29:30
Speaker 1: Yeah.
29:30
Speaker 4: We also then ask the community, well, give us your
29:33
Speaker 4: two cents and here are some of those comments. So
29:35
Speaker 4: someone said, have a good chat mental health problems, maybe
29:38
Speaker 4: any willing lists to change.
29:40
Speaker 2: If not wild to think or that is fit me.
29:45
Speaker 4: Yep. Someone else said this onn will get chat. Do
29:48
Speaker 4: not move in with this man. He is a child
29:51
Speaker 4: who will drain your time, energy and resources.
29:53
Speaker 2: Oh my days. If you're going to talk to.
29:57
Speaker 4: Me about a man child, hear me out. I feel
30:01
Speaker 4: like to me, the definition of a man child is
30:03
Speaker 4: someone who doesn't clean up after themselves and expects you
30:06
Speaker 4: to act like their mother and do their laundry and
30:08
Speaker 4: do all of that stuff. What if he just doesn't
30:10
Speaker 4: want to go to work and do a nine to
30:12
Speaker 4: five monthed Friday job because he happens to have hobbies
30:14
Speaker 4: that he's passionate about and would like to engage in
30:16
Speaker 4: those instead, and has found a way in his part
30:20
Speaker 4: time work to make enough money that he can make
30:22
Speaker 4: that choice.
30:22
Speaker 2: Yeah, is that not sick? That is pretty sick.
30:25
Speaker 4: That's not a man child to me, No, like a
30:27
Speaker 4: man child will be my partner doesn't do anything he
30:31
Speaker 4: calls me mum, do you know what I mean?
30:34
Speaker 1: Like?
30:34
Speaker 6: Yeah, I think as well. We don't have enough information yet,
30:38
Speaker 6: so I feel like the other thing is does he
30:41
Speaker 6: you know, can he within his budget? As you you
30:43
Speaker 6: know you've just said, maybe he has enough to like
30:44
Speaker 6: afford what he wants to do? Can he afford to
30:46
Speaker 6: for you guys to go out to dinner together and
30:48
Speaker 6: to split the bill? Can he afford to go one
30:51
Speaker 6: date night? If you're there are things I guess in
30:53
Speaker 6: a relationship that all of time do sometimes cost money.
30:56
Speaker 6: And if he's covering his living expenses, that's awesome. But
30:59
Speaker 6: if he can't cover. I guess those additional things again,
31:02
Speaker 6: is that going to be an issue?
31:04
Speaker 4: Someone else said, sometimes people are really good for you,
31:08
Speaker 4: but for a season, they aren't on the same journey
31:10
Speaker 4: as you. Long term, that's much nicer, that's much nice.
31:13
Speaker 4: Such so to put it, someone said, different financial goals
31:16
Speaker 4: and values reflect a difference in overall values, especially if
31:19
Speaker 4: there's not going to be any compromise.
31:21
Speaker 2: I feel like that's good.
31:23
Speaker 4: Someone else said, leave him. Your values do not align.
31:27
Speaker 4: People seem like they're very firmly aggressive. Yeah, one way
31:30
Speaker 4: or the other.
31:31
Speaker 2: Yeah, I agree with that.
31:32
Speaker 5: I think that the values thing, the last one you
31:36
Speaker 5: read out is very black and white. Yeah, you're values
31:39
Speaker 5: in align. You guys can break up if you want to.
31:41
Speaker 5: But leaving this guy because he's maybe you know, not
31:45
Speaker 5: got the same financial goals, I don't know that seem
31:47
Speaker 5: to be mean.
31:48
Speaker 4: I also just I feel like there's this unnecessary pressure
31:51
Speaker 4: or expectation that everybody should be career motivated.
31:56
Speaker 2: Yeah, everybody should want to be the best of the
31:59
Speaker 2: best and earn the most.
32:00
Speaker 4: And I just I don't agree, Like, I think there's
32:03
Speaker 4: something really sexy, genuinely about someone who's just like nah,
32:07
Speaker 4: live in my life, Like I envy the way that
32:10
Speaker 4: you go love my life, love this, got enough money
32:13
Speaker 4: to do that, Gonna go lay in the grass and
32:14
Speaker 4: have a sick time like that.
32:16
Speaker 2: Is that is to me goals like that is so cool.
32:20
Speaker 4: And I don't think we give enough respect to people
32:23
Speaker 4: who just know themselves so well.
32:25
Speaker 2: They're like, I don't want to do that. Yeah, totally.
32:27
Speaker 5: I think if you're not leaching off of someone else,
32:28
Speaker 5: if you're just like living your own life, you're never
32:31
Speaker 5: borrowing money, you're never needing from anyone else, You're just
32:34
Speaker 5: living your own life. Do that however you want to
32:35
Speaker 5: do that. You know, whether that's working one day or
32:38
Speaker 5: five days or seven.
32:39
Speaker 4: Days, you can still have the life that you want
32:41
Speaker 4: with a partner that might not be on the same journey.
32:44
Speaker 4: If that's the compromise that you want to make. And
32:46
Speaker 4: as I said before, you could travel without them. You
32:48
Speaker 4: could you know, save up for things without them, Like
32:50
Speaker 4: you don't need a man like you. A man is
32:53
Speaker 4: not a financial plan. We've talked about this before, like,
32:55
Speaker 4: you can do whatever you want. I'm not going to
32:57
Speaker 4: read out a lot of the other comments because, to
32:59
Speaker 4: be honest, I felt like they were quite judgmental this week,
33:02
Speaker 4: and I'm all about sharing honest, open opinions, but I
33:05
Speaker 4: just feel like calling someone a man child consistently and
33:09
Speaker 4: saying leave him and being like, no, he's a dead
33:11
Speaker 4: beat man.
33:12
Speaker 2: Rah rah.
33:12
Speaker 4: Like I just I think that's a level of judgment
33:14
Speaker 4: that we need to really reflect on, because at no
33:16
Speaker 4: point in that listener question did they say that they
33:19
Speaker 4: weren't contributing to the household and you know, paying their way.
33:22
Speaker 4: At no point did they say that they're putting additional
33:24
Speaker 4: financial pressure on the partner that had different financial goals. Like,
33:28
Speaker 4: from my perspective, it's kind of cool to be in
33:30
Speaker 4: a different situation than somebody else, and like I happen
33:34
Speaker 4: to be in a relationship where my partner and I
33:36
Speaker 4: are both really career focused, Like we are both exactly
33:40
Speaker 4: on the same page. One of my best friends, her
33:43
Speaker 4: entire life goal was to get to the point where
33:46
Speaker 4: she was married and could have a baby and become
33:48
Speaker 4: a state home mum. That was her job, that was exactly,
33:50
Speaker 4: that was her goals, that was her career.
33:51
Speaker 2: She's done it. I'm so stoked for her.
33:54
Speaker 4: I have another friend who works part time and basically
33:57
Speaker 4: she's like Beck, like just once to vibe. I love
34:00
Speaker 4: that she's one of my favorite humans in the entire
34:03
Speaker 4: world because she just knows herself so well. Those are
34:05
Speaker 4: the people I want to surround myself with. Like a
34:07
Speaker 4: career call. Your job doesn't define you. We've talked about
34:09
Speaker 4: that before, and when it does, you're really boring, Like genuinely,
34:14
Speaker 4: like if I went to parties and talked to people, well,
34:18
Speaker 4: I work, you suck.
34:20
Speaker 5: Yeah. Yeah, that's a very good point. Also, she didn't
34:24
Speaker 5: mention if he treats so well, the kind.
34:28
Speaker 2: Of funniest human in the entire world, what he's like.
34:31
Speaker 5: Wants to be a stay at home partner.
34:33
Speaker 2: What if he's just.
34:34
Speaker 4: The nicest human and the most respectful person you've ever met.
34:38
Speaker 2: He just vibes. Yeahstly that helps. Are we done here?
34:42
Speaker 2: I think we are. I feel like I've ranted enough.
34:44
Speaker 2: I told you I was in aroundy mood. I told
34:46
Speaker 2: you I loved every second.
34:47
Speaker 4: Thank you for letting me rant. Beck, we need to
34:50
Speaker 4: take a leaf out of your book. Let's go lay
34:52
Speaker 4: in the grass. Let's see you on Monday.
34:54
Speaker 2: My loves have the best weekend ever. Bye ye bye.
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35:06
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