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FRIDAY DRINKS: Someone's in FORBES! · She's On The Money

0:00
Speaker 1: She's on the Money.
0:02
Speaker 2: She's on the Money.
0:20
Speaker 3: Hello, and welcome to She's on the Money, the podcast
0:24
Speaker 3: for millennials who want financial freedom. This is our Friday
0:28
Speaker 3: Drinks episode where we celebrate the money wins from the
0:30
Speaker 3: She's on the Money community and we then share our
0:32
Speaker 3: own money wins and confession. Georgia, what was this week's
0:36
Speaker 3: deep dive?
0:37
Speaker 4: Look, Vicki d I wasn't on it, So I'm going
0:39
Speaker 4: to handle this one to Jessica.
0:41
Speaker 1: I made my debut this week.
0:44
Speaker 5: We spoke all about superannuation and the fact that a
0:47
Speaker 5: lot of people may or may not have pulled it
0:49
Speaker 5: out following off of the back of COVID last year,
0:52
Speaker 5: and that exemption that allowed you to take up to
0:54
Speaker 5: twenty thousand dollars in two installments out and what that
0:57
Speaker 5: means for people. Turns out, it's a lot more than
1:00
Speaker 5: people probably thought.
1:01
Speaker 3: Cash cash money, Yeah, I love that. Ryan, what was
1:05
Speaker 3: happening in this week's money Diary?
1:06
Speaker 6: So this week's money Diary was the divorcee who and
1:10
Speaker 6: I hate that this is a bit of a stereotype,
1:12
Speaker 6: but it is. The husband knew all the bank accounts,
1:15
Speaker 6: He just kind of took care of the money she
1:17
Speaker 6: never worried about it and didn't have any financial literacy,
1:19
Speaker 6: so she was kind of left not only with the
1:22
Speaker 6: debts and stuff of a divorce, but not knowing anything.
1:24
Speaker 6: And is it weird to say you're proud of someone
1:27
Speaker 6: who you don't know?
1:28
Speaker 3: No, No, I think we do that all the time.
1:30
Speaker 3: And she's on the money.
1:31
Speaker 7: Yeah.
1:31
Speaker 6: So what she's done in the last twelve months to
1:34
Speaker 6: kind of turn her finances around really incredible story from
1:37
Speaker 6: a now yeah single doing her own thing, earning her
1:40
Speaker 6: own money, getting it all set up legend.
1:43
Speaker 3: I love that, Georgia. We don't really have anything for
1:46
Speaker 3: you to talk about this way, but you know what
1:49
Speaker 3: you're gonna do. You're going to introduce our newest team.
1:52
Speaker 1: Yeah, am okay.
1:53
Speaker 4: So sitting next to me is the wonderful, illustrious Tony
1:57
Speaker 4: lost lots.
2:00
Speaker 3: Where have you come from? Tony?
2:02
Speaker 8: I used to work for Jason PJ. That's Breakfast Show.
2:06
Speaker 1: Yeah.
2:06
Speaker 5: There's definitely some fans in the Shoes on the Money community,
2:08
Speaker 5: because when we've tagged you in things in the lead
2:10
Speaker 5: up to starting, people are like.
2:12
Speaker 3: Oh my god, I love Tony. They do, And Tony,
2:14
Speaker 3: you have your own podcast, don't you?
2:16
Speaker 1: I do.
2:16
Speaker 8: It's called one Trick, Tony. Thanks for the little shout o.
2:20
Speaker 7: Is it currently on?
2:21
Speaker 1: No, currently on a Riata?
2:24
Speaker 9: The episode you can go listen to, Yeah, there's like
2:26
Speaker 9: twenty there or yeah you binge.
2:28
Speaker 3: On that get your film and you're really funny. So
2:31
Speaker 3: I would definitely go listen to that.
2:33
Speaker 1: Because I have you ever listened to it?
2:35
Speaker 3: Undred percent? I've listened to it. I hired you.
2:37
Speaker 1: Come on.
2:38
Speaker 7: Now, which episode you listen to?
2:39
Speaker 3: What was it called the most recent one?
2:44
Speaker 1: The weirdest thing is I needed to know what she
2:46
Speaker 1: was locked.
2:47
Speaker 6: Because iHeartRadio and kisses owned by the same people. We've
2:51
Speaker 6: actually brought Tony into her old workplace today.
2:53
Speaker 3: It's not awkward at all.
2:55
Speaker 9: No, it's not, except I left my charger on my
2:58
Speaker 9: desk and I saw it as I was walking past,
3:00
Speaker 9: and swat.
3:03
Speaker 1: I love it.
3:03
Speaker 3: I love it well. Welcome to the team. Welcome to Friday,
3:08
Speaker 3: Jessica Ricci. What are we drinking this week?
3:11
Speaker 5: This week we got fancy because we are in fact celebrating.
3:15
Speaker 5: I certain someone at this table just joined the team
3:19
Speaker 5: Tony laws.
3:20
Speaker 7: Crap, Sorry, I just thought i'd buy something off. Oh thanks,
3:26
Speaker 7: I regret everything.
3:28
Speaker 5: But also a certain someone at this table was just
3:30
Speaker 5: announced on the Forbes thirty Under thirty list.
3:35
Speaker 1: Victory divine any idea?
3:36
Speaker 3: Who that could be?
3:37
Speaker 1: No idea?
3:38
Speaker 8: It was also made.
3:43
Speaker 5: So taking a step away from our usual dirty, dirty choices,
3:46
Speaker 5: we're drinking the g hate What did he say?
3:50
Speaker 3: It was called it's the number four gh mom, which
3:53
Speaker 3: is a delightful champagne. I have had it before, I
3:56
Speaker 3: have very smooth. But we did go to Dan Murphy's earlier.
4:00
Speaker 3: We did didn't run into Will such a shame. However,
4:03
Speaker 3: we did pick up some piping hot tea. We actually
4:05
Speaker 3: wanted verve turns out because that's more pretty, more instagrammable
4:09
Speaker 3: interaund the orange box.
4:11
Speaker 5: Yeah, however, there was none in the fridge, and we
4:14
Speaker 5: were like, oh, like, why isn't there any in the fridge?
4:16
Speaker 5: We got someone to help us look. We thought maybe
4:18
Speaker 5: we weren't looking properly. I do what I call a
4:20
Speaker 5: James look whoa. It means you looked for it and
4:26
Speaker 5: it was absolutely there, and you just didn't look hard enough,
4:28
Speaker 5: and you didn't call your girlfriend and say where is it?
4:30
Speaker 5: And I say, did you look where it's supposed to be?
4:32
Speaker 5: And you say yes? And I go, if I come, look,
4:34
Speaker 5: is it going to be there? And you say no?
4:36
Speaker 5: And then I come and wow, I found it.
4:38
Speaker 6: So Will wasn't there and we didn't get what we wanted.
4:40
Speaker 6: What is the moral of this story?
4:41
Speaker 7: From the Dann Murvi the tea.
4:43
Speaker 5: The moral of this story is Dan Murvies have some
4:46
Speaker 5: beef with a verve apparently, and so out of spite
4:50
Speaker 5: they've taken them out of the fridge.
4:52
Speaker 3: You can't buy it chilled. Yeah, so now you can't
4:55
Speaker 3: buy it chilled. I'm on it. I really I actually
4:58
Speaker 3: thought that was quite spiteful and hilarious.
5:00
Speaker 5: I thought that's something I would do, So props to them.
5:06
Speaker 3: You have a really good track record. No, I've never
5:09
Speaker 3: opened one before, and I'm absolutely no. I don't want
5:12
Speaker 3: to operate on the min.
5:15
Speaker 6: Can you just explain last time you and I were
5:17
Speaker 6: in this room with a bottle of sparkling.
5:19
Speaker 9: Yeah, well you took like the metal part and the
5:22
Speaker 9: foil and stuff off and just sat it on the
5:25
Speaker 9: table and PJ was like, can you just put your
5:27
Speaker 9: thumb on that because they do like spontaneously combust and
5:30
Speaker 9: pop out, and Rhyme was like whatever, he like, put
5:34
Speaker 9: it down on the table.
5:34
Speaker 1: We're all standing here.
5:35
Speaker 9: We were live on air, and it like literally just
5:37
Speaker 9: popped open and burst into it.
5:39
Speaker 8: And you can see that chip on the roof there,
5:42
Speaker 8: that's where it hit.
5:43
Speaker 1: And it was terrifying. I thought I was going to
5:45
Speaker 1: be shot.
5:45
Speaker 5: And I started like opening it in preparation for the
5:49
Speaker 5: episode like we normally do it.
5:50
Speaker 3: About three people at this table was like, shut down
5:53
Speaker 3: your throat, like, do not do this to us.
5:57
Speaker 7: Nervous silence.
6:02
Speaker 4: Yeah, wait, Victoria, can we talk a little bit more
6:06
Speaker 4: about this thirty under thirty situation?
6:07
Speaker 3: I thought I got out of it.
6:09
Speaker 1: Talk us through it.
6:10
Speaker 3: I don't even know what to talk through.
6:12
Speaker 4: Like.
6:13
Speaker 3: It is a massive honor and I am absolutely so
6:16
Speaker 3: proud of it. But I think the most important thing
6:18
Speaker 3: here sounds a little bit silly, but the most important
6:20
Speaker 3: thing here is like, none of this could have been
6:22
Speaker 3: a chief without you guys.
6:24
Speaker 7: I disagree.
6:25
Speaker 6: I think it's all Victoria divine, this is your day,
6:28
Speaker 6: it's not our day.
6:29
Speaker 3: Not but that you can't do what we do without
6:31
Speaker 3: a team behind us.
6:33
Speaker 7: I'm going to turn v's mic off. How great is Victoria?
6:37
Speaker 1: Ah?
6:38
Speaker 4: God, where did it begin? Victoria is like probably the
6:41
Speaker 4: hardest worker in the world is that too big a cult.
6:45
Speaker 3: Probably not.
6:46
Speaker 4: The woman is insane, and it is an absolute privileged
6:51
Speaker 4: to work alongside you.
6:52
Speaker 3: B Am, I going to cry.
6:53
Speaker 4: I don't know really, but be congratulations to you is
6:58
Speaker 4: a massive.
7:00
Speaker 6: Now, Jess is working for Victoria a great privilege and
7:03
Speaker 6: one of the most frustrating, stressful things you could do
7:06
Speaker 6: with your day.
7:07
Speaker 3: I was going to say, Kennedy both, No, it's so.
7:12
Speaker 5: It's by far the best job I've ever had, and
7:14
Speaker 5: you are the best bubb I've ever had by a
7:17
Speaker 5: country mile. You look at you getting a little embarrassed
7:20
Speaker 5: over there, so bashful, like you bring a lot of
7:24
Speaker 5: love to our office and to our community, and I'm
7:27
Speaker 5: just so grateful to be here, and I'm so excited
7:28
Speaker 5: that you're going to mission. You say something nice fuzzies.
7:33
Speaker 3: Oh no, he actually commented on it because I posted
7:36
Speaker 3: it earlier in the week and said, you know, you're
7:39
Speaker 3: really proud of these this is what I've done, And
7:41
Speaker 3: he said, huge is true.
7:44
Speaker 6: I'll believe it when I see Okay, they're cold. You
7:48
Speaker 6: should be very proud and you deserve it. And I
7:49
Speaker 6: remember when there was like rumors and hints that you
7:53
Speaker 6: were very excited and you're like, maybe they're just you know,
7:56
Speaker 6: being nice and stuff, and we're all like, no, like,
7:59
Speaker 6: don't be too moder You have to appreciate the times
8:01
Speaker 6: when you actually have some big wins. This is an
8:03
Speaker 6: incredible win. I've been reading Forbes magazine for years and
8:06
Speaker 6: now I know someone in it.
8:08
Speaker 3: Yeah, cheers, very sweet of you. But do you know what,
8:14
Speaker 3: he's even sweeter that she's on the money community Wins
8:17
Speaker 3: of the Week.
8:18
Speaker 5: My what a segue.
8:20
Speaker 3: Thank you day.
8:22
Speaker 6: Now this is actually in Forbes, if true, Monisha says,
8:28
Speaker 6: I've loved seeing everyone smashing their goals, but sometimes I
8:31
Speaker 6: feel a bit defeated by seeing how much debt I
8:34
Speaker 6: have in my accounts. And then you know, he's just
8:36
Speaker 6: been comparing herself. People are buying houses, they're smashing off goals,
8:39
Speaker 6: and she gets a bit down. However, she said, I
8:42
Speaker 6: have thanks to she's on the money. Just last week,
8:45
Speaker 6: for the first time in my life, have over one
8:48
Speaker 6: thousand dollars in my emergency fund. All right, Laura Stephens says,
8:55
Speaker 6: back in twenty nineteen, I worked in a cafe and
8:58
Speaker 6: they never paid me super.
9:00
Speaker 3: Oh that's so disgusting.
9:01
Speaker 6: Jack, She said, I lodged a complaint with the ATO
9:04
Speaker 6: in twenty nineteen and completely forgot about it until last week.
9:08
Speaker 6: They came looking for me and they said, we owe
9:10
Speaker 6: you the money. You're gonna get paid.
9:12
Speaker 3: God.
9:13
Speaker 7: Always read the small print. Always follow up.
9:16
Speaker 3: Also on that, if someone doesn't pay your super and
9:19
Speaker 3: you're following them up not through the ATO, you're dating wrong.
9:23
Speaker 3: Well yeah, but also you can deal with it outside
9:26
Speaker 3: of that. If you're like, hey, small business, you need
9:28
Speaker 3: to pay me my stuff. They actually owe you interest
9:31
Speaker 3: on your super because you would have missed out on
9:33
Speaker 3: compounding interest and did it in payments from your investment.
9:37
Speaker 7: Laura well played.
9:38
Speaker 3: She's a genius.
9:39
Speaker 7: Emily says.
9:40
Speaker 6: I was at a restaurant and the bar staff stuffed
9:42
Speaker 6: up someone's gin cocktail and just gave it to me
9:44
Speaker 6: for free.
9:45
Speaker 5: Heck, yes, we love a beverage win a bev Rao
9:49
Speaker 5: win Jeff Rago by the way.
9:52
Speaker 3: Very smooth, very very nice.
9:53
Speaker 6: Would you even ask what it was? If someone at
9:55
Speaker 6: the bar was like, I just stuffed up this drink.
9:57
Speaker 7: Do you want it?
9:58
Speaker 1: Oh?
9:58
Speaker 4: I would just take it? Yeah.
10:00
Speaker 7: Exactly one hundred pc of the time.
10:01
Speaker 3: You've literally never said no to a Friday night drinks rush.
10:05
Speaker 3: So yeah, I always got around them. Yeah, I love it.
10:08
Speaker 3: It's terrible.
10:10
Speaker 6: So I think there could be a coincidences with the
10:13
Speaker 6: names here, or they've done something very tricky. But Megan
10:16
Speaker 6: Condo has said, I'm really excited, got a new job
10:19
Speaker 6: and I have to move for it. So I have
10:22
Speaker 6: Mari Condo styled, done a clear out and made eight
10:25
Speaker 6: hundred dollars selling stuff on Facebook Marketplace.
10:27
Speaker 3: That's a lot of money. That is really good. But
10:30
Speaker 3: Marie Kondo just pay us for proper advertising on our podcast.
10:36
Speaker 7: I am Megan, what acidence?
10:38
Speaker 3: I love Marie Condo.
10:40
Speaker 1: You should check out her series.
10:43
Speaker 3: So Good on Netflix Exclusive.
10:46
Speaker 6: Ayisha says that we're in the process of locking down
10:49
Speaker 6: our wedding venue for twenty twenty three.
10:51
Speaker 7: Does that sound like thirty years away?
10:54
Speaker 3: It's at least thirty five.
10:55
Speaker 7: Yeah, do you ask me.
10:56
Speaker 6: We asked if we could do a two course meal
10:59
Speaker 6: instead of the three course meal, and we're saving twenty
11:02
Speaker 6: five dollars per.
11:03
Speaker 7: Head, and you got of money that will add up.
11:06
Speaker 3: Always ask the question, can you imagine twenty five dollars ahead?
11:10
Speaker 3: That's a lot of money to be saving, and I'm
11:12
Speaker 3: assuming here twenty five dollars that's much more expensive than
11:15
Speaker 3: the average on trey or dessert.
11:17
Speaker 6: Yeah, and she said they're still getting a cake in
11:19
Speaker 6: after as well to act as dessert, so they would.
11:21
Speaker 3: Have a main course I'm assuming, and then doing two.
11:24
Speaker 3: What the hell? Who's paying twenty five dollars for entrees
11:27
Speaker 3: at a wedding?
11:27
Speaker 7: Hopefully you and we're all invited.
11:29
Speaker 3: Hahha. Yes, if that ever happens, show.
11:32
Speaker 6: Us your hands empty, Leah says. On Sunday, I didn't
11:39
Speaker 6: know people still did this. On Sunday, three young kids
11:42
Speaker 6: knocked on my door and asked if I wanted my car.
11:44
Speaker 7: Washed for just ten dollars.
11:46
Speaker 6: It's really cute, she said, ten dollars, What a win,
11:48
Speaker 6: and they did a really good job.
11:52
Speaker 1: Nice.
11:53
Speaker 3: This makes me think of the fish movie shark Tail.
11:56
Speaker 7: Sharktail is the video Cliff sharkd out.
12:01
Speaker 1: Yeah.
12:01
Speaker 4: Yeah, it's like Will Smith as a fish.
12:04
Speaker 1: Yeah, it's Christina yeah, and Missy Elliott as fish. It's
12:09
Speaker 1: very good. I watched it only.
12:14
Speaker 3: And that is what Tony brings to this team.
12:17
Speaker 6: Guys, all right, second last one? Actually should we how much.
12:21
Speaker 3: Of this do we want to hear so we don't
12:23
Speaker 3: get into royalty trouble?
12:28
Speaker 6: Allison says, we're building a house and the company told
12:30
Speaker 6: us that due to the increase in labor and demand,
12:33
Speaker 6: that they were going to charge us an extra six
12:35
Speaker 6: and a half thousand dollars.
12:37
Speaker 3: Oh my god, that's a big steam and.
12:38
Speaker 6: Theyskenimo going, oh, sorry, guys, something happened six and a
12:41
Speaker 6: half grand. So anyway, she looked through the original contract
12:44
Speaker 6: that they signed in December, and it stated that if
12:46
Speaker 6: there was a delay due to the builder's fault, that
12:49
Speaker 6: they don't have to pay. So I sent an email
12:52
Speaker 6: stating all the facts, says Allison. Put it in chronological order,
12:55
Speaker 6: had to rush seats and emails and screenshots.
12:57
Speaker 3: He took our screenshots.
12:58
Speaker 6: The manager said, write our mistake. You don't owe us
13:02
Speaker 6: any more money.
13:03
Speaker 5: Yes, that was a big money win, just by having
13:06
Speaker 5: her shit together and like being looking at a contract.
13:09
Speaker 6: Yeah, or just asking even being like, oh, can I
13:12
Speaker 6: just follow off? Is this actually correct?
13:14
Speaker 3: Yeah?
13:15
Speaker 7: Sometimes because some I think they just.
13:18
Speaker 4: Just care.
13:18
Speaker 5: Yeah, somebody in the office has gone, oh, like, it's
13:20
Speaker 5: your fault and hasn't bothered to fact check on their end.
13:22
Speaker 5: And if she hadn't fact checked on her end, she
13:25
Speaker 5: would have paid for nothing. You were telling me this
13:26
Speaker 5: the other day. Was this on the pod or was
13:28
Speaker 5: this just a personal conversation about how at the end
13:32
Speaker 5: of a lease.
13:33
Speaker 3: Yeah, you don't actually have to clean your house to
13:36
Speaker 3: pay us.
13:37
Speaker 5: To fact check we said it on the pod. Yeah,
13:38
Speaker 5: everyone like they real estate agents will try and get
13:40
Speaker 5: you because they'll be like, oh, you have to pay
13:42
Speaker 5: a clean or you have to do this, but you
13:43
Speaker 5: only have to leave it in reasonable condition. And if
13:45
Speaker 5: that means that there's a few marks on the shower door,
13:48
Speaker 5: leave it in good condition.
13:49
Speaker 3: Don't be a jerk.
13:50
Speaker 5: But however, it doesn't have to be pristine and I can't.
13:53
Speaker 7: Do anything about it.
13:54
Speaker 3: They're just taking you for a ride.
13:56
Speaker 5: Tony is shook.
13:57
Speaker 9: Yeah I am, because I've gotten bitten by that so
14:00
Speaker 9: many times and then being like come back and scrub
14:02
Speaker 9: the stove again or whatever, like, obviously.
14:05
Speaker 5: Leave it in a nice condition for the next person.
14:06
Speaker 5: But if they're being a jerk over like a weed
14:09
Speaker 5: in the front yard or something like, well, actually it's
14:11
Speaker 5: in very reasonable condition.
14:12
Speaker 3: If you want't take me to be cat and I
14:14
Speaker 3: guarantee you they're back off.
14:15
Speaker 7: Yeah, they can't be bothered with that money.
14:17
Speaker 3: In typical Jess form, just threaten them it'll be all right.
14:21
Speaker 7: And the final one is from this young ten out
14:24
Speaker 7: of ten named Tony Lodge, who.
14:25
Speaker 9: Says, my money in YEP is getting paid heaps of
14:29
Speaker 9: dollar dollar bills at this new job.
14:34
Speaker 8: Oh she's like rich, rich, Oh yeah, look at this
14:37
Speaker 8: expensive Champagne.
14:40
Speaker 3: To be back to the Maduri next year.
14:42
Speaker 1: I can't wait.
14:50
Speaker 3: All right, and now we are back, let's have a
14:52
Speaker 3: chat about the winds and condessions from the ses on
14:54
Speaker 3: the money team. Who's going to go first? Georgia, you're
14:58
Speaker 3: literally pointing at yourself. I was chopping the old chest
15:02
Speaker 3: because I could have beautiful.
15:06
Speaker 7: How much of you?
15:07
Speaker 4: Honestly, Champagne's straight to.
15:11
Speaker 3: I now understand why he said I was pouring glasses
15:14
Speaker 3: too big. So for those of you who can't see
15:17
Speaker 3: the glasses, which is literally every listener, she had red
15:21
Speaker 3: wine glasses and she filled them up in red wine style.
15:25
Speaker 6: You did.
15:28
Speaker 4: Not complain.
15:29
Speaker 1: It is also it's warm in here as well. The
15:32
Speaker 1: air con is not set down, so that's not helping exactly.
15:36
Speaker 1: I've got your back.
15:39
Speaker 3: A right, Tony. If you're going to get the team
15:40
Speaker 3: off side, Georgia, what was your money with your confessions?
15:44
Speaker 1: Okay?
15:45
Speaker 4: So mine's the money in Confession this week, but it's
15:48
Speaker 4: also a money conversation start oh you segment segment.
15:52
Speaker 3: Okay, Well, actually, Glenn James, who runs my Millennial Money,
15:55
Speaker 3: which is our biggest nemesis but also one of our
15:57
Speaker 3: greatest friends. He's actually just brought out the money conversation cards, right.
16:02
Speaker 3: Oh that's great. They look like the Cards against Humanity cards.
16:05
Speaker 4: Wow.
16:06
Speaker 3: And for those of you who are listening, please just
16:08
Speaker 3: slide into his DMS and get him to send us
16:10
Speaker 3: free cards because he hasn't sent us since brilliant yet
16:13
Speaker 3: love it. We want them.
16:15
Speaker 4: So a couple of days ago, I bought an oat
16:18
Speaker 4: laste good were as you do, Thank you. It was
16:22
Speaker 4: a regular science five dollars twenty. If I had whole milk,
16:26
Speaker 4: it would have been four dollars twenty.
16:27
Speaker 1: So that with the plant milk an extra dollar.
16:30
Speaker 4: Though, what I want to know is is that okay?
16:33
Speaker 4: Or is that not okay? Because it's oat it's common
16:36
Speaker 4: chapter but it's a dollar.
16:38
Speaker 5: But like, if you go to the shops and buy
16:40
Speaker 5: normal milk, normal milk is like a dollar fifty, and
16:42
Speaker 5: if you buy oat milk, oat milk's like four dollars but.
16:44
Speaker 6: If they get milk clab like proper milk milk, that's
16:46
Speaker 6: expensive as well. True, and I'm pretty sure a coffee
16:49
Speaker 6: costs forty cents to make.
16:51
Speaker 1: That's the that's the kicker.
16:53
Speaker 4: It just feels like anything over five dollars is too
16:55
Speaker 4: much to pay for, like a warm beverage.
16:57
Speaker 1: Would we agree?
16:58
Speaker 3: Yeah, I got right, I agree.
17:02
Speaker 9: I don't I'm not a big takeaway coffee person because
17:05
Speaker 9: I do get angry about it.
17:08
Speaker 3: Well, I'll have you know, Tony that in the office
17:10
Speaker 3: we actually have a coffee machine that can use for free.
17:12
Speaker 5: Yeah.
17:12
Speaker 8: I'm so excited about that free shitness money win.
17:18
Speaker 6: Actually though, having a workplace that has like a good
17:21
Speaker 6: coffee machine or a place to get coffee free is
17:23
Speaker 6: genuinely like a huge money win.
17:25
Speaker 4: Totally, totally, I love it. Anyway, that's the end of
17:27
Speaker 4: my conversation.
17:29
Speaker 7: I'm going to add to that, hands good, what is
17:32
Speaker 7: my twelve month money win.
17:33
Speaker 4: What is not trying to take away coffee?
17:36
Speaker 5: It hasked me, twelve fell off the horse with that one, didn't?
17:39
Speaker 3: Well, you do not keep calling this now. You just
17:42
Speaker 3: got to talk about how you're a regular investor.
17:44
Speaker 1: Just before we started recording, this.
17:46
Speaker 9: You talked about how you went down and bought a
17:48
Speaker 9: coffee and in front of the barista, and it was
17:51
Speaker 9: a whole thing.
17:52
Speaker 6: Yeah, the head of piece was down from Cide and
17:54
Speaker 6: I sprayed him with cappuccino foam. So the idea was
17:57
Speaker 6: I was going to put five dollars every day into spaceship,
18:00
Speaker 6: because that was the five dollars I wasn't spending on coffee.
18:03
Speaker 6: Evidence would suggest that sometimes I may have purchased caffeine. However,
18:07
Speaker 6: that five dollars a day is kept coming out of
18:09
Speaker 6: my account, and this week, having only started it in January,
18:12
Speaker 6: it made it to over one thousand dollars in my account.
18:17
Speaker 7: More figure from just five dollars a day.
18:19
Speaker 1: And you don't even notice it, you really don't.
18:22
Speaker 6: But I'll notice it when I take it out, and
18:24
Speaker 6: you know, Bridge and I go on our honeymoon or something.
18:26
Speaker 1: Yeah.
18:29
Speaker 6: And I just love telling that for V because she
18:30
Speaker 6: said at the start of the year, when I said
18:32
Speaker 6: we'll get to eighteen hundred, you doubted me.
18:35
Speaker 3: No, I never doubted the investment. She doubted whether you'd commit.
18:39
Speaker 5: Yeah, completely different thing.
18:40
Speaker 3: And I didn't doubt whether you committed to the five
18:42
Speaker 3: dollars a day, because we all know you work in radio,
18:44
Speaker 3: so you can afford excuse, but we doubted your ability
18:49
Speaker 3: to refrain from takeaway coffees for at least twelve months.
18:52
Speaker 7: Well it seems you were right.
18:54
Speaker 3: Thank you, Jessica. What is your money win or confession
18:57
Speaker 3: this week?
18:58
Speaker 5: Potentially the lameless money went with it ever had. But
19:01
Speaker 5: James and I work, or my partner and I should
19:03
Speaker 5: say work very different schedules, and so this week we're
19:06
Speaker 5: having dinner together twice.
19:09
Speaker 3: That's actually pretty impressive, like too yeah, I know.
19:12
Speaker 5: Like I get home late, he gets home late. Like
19:13
Speaker 5: there's just wearing out for you with friends one night.
19:15
Speaker 5: It's just the way it worked out. But we did
19:16
Speaker 5: our grocery shop on the weekend, and we shop weekly,
19:19
Speaker 5: and this week our total for two people was like
19:22
Speaker 5: fifty seven dollars.
19:24
Speaker 3: I want receipts. I'll try and find it. I'll fish
19:28
Speaker 3: it out of my bit and I will show you.
19:29
Speaker 1: Thank you.
19:29
Speaker 3: I want receipts. I want to know what you're buying.
19:31
Speaker 3: I want to what you're spending. I went to the
19:33
Speaker 3: supermarket the other day, and that's actually my money win
19:36
Speaker 3: or confession. My confession is I went to the supermarket
19:39
Speaker 3: the other day in an attempt to be a little
19:41
Speaker 3: bit healthier and get some smoothie ingredients. And I did
19:45
Speaker 3: bring lunch one day this week, So that's pretty good.
19:48
Speaker 3: One hundred and thirty two dollars And.
19:50
Speaker 7: That was a good that was a win for you.
19:52
Speaker 3: No, that was a confession.
19:54
Speaker 7: One hundred and thirty two.
19:55
Speaker 3: That's a lot of money to spend on something when
19:58
Speaker 3: my partner doesn't eat any of that food.
20:00
Speaker 7: Oh so that's just for you.
20:01
Speaker 6: Yeah, confession, confession because I either thought one hundred and
20:05
Speaker 6: thirty for the two of you might be.
20:06
Speaker 3: One hundred and thirty sounds good if I'd not provided
20:09
Speaker 3: the context that my partner's on light and easier all
20:13
Speaker 3: of his meals have provided. So that's just me, Yeah,
20:17
Speaker 3: and my expensive smoothie. That's not something I'm proud of.
20:21
Speaker 7: At Least you brought lunch to work once this week.
20:24
Speaker 3: At least I did that. I didn't come here to
20:25
Speaker 3: be attacked. So, Tony, have you got another money win
20:28
Speaker 3: or confession or is it just being paid at actual
20:30
Speaker 3: salary by ses.
20:31
Speaker 1: On the money?
20:32
Speaker 4: Well?
20:33
Speaker 1: Yeah, I mean that is my main win.
20:36
Speaker 9: Good, But my boyfriend has been studying for the past
20:39
Speaker 9: two years, and he's just started.
20:41
Speaker 3: A job, which is very exciting.
20:44
Speaker 9: Yeah. So he's a full time software developer now and
20:47
Speaker 9: he got actually to pay and we went out for
20:50
Speaker 9: like a sexy date night because we haven't been able
20:53
Speaker 9: to do that for ages because I've been so poor
20:55
Speaker 9: and COVID and everything. So I guess kind of a
20:58
Speaker 9: money win. Also expensive, but like but yeah, so we're Yeah,
21:05
Speaker 9: so we're like on track.
21:07
Speaker 7: So, how how long have you been with your partner?
21:11
Speaker 1: Like seven years?
21:12
Speaker 3: Where's your ring?
21:13
Speaker 6: And so you've been together seven years? How many How
21:18
Speaker 6: long since you've both been employed full time at the
21:20
Speaker 6: same time? Never?
21:22
Speaker 9: Wow, So it's the first time that we've had like
21:26
Speaker 9: proper like duel income.
21:29
Speaker 3: So we're exciting.
21:30
Speaker 9: Ever Yeah, so it is really exciting for us, Like
21:33
Speaker 9: hopefully it means that we get on track and we
21:36
Speaker 9: start getting our.
21:37
Speaker 3: Shoes that but financial stability is so exciting and just
21:42
Speaker 3: knowing what you can create and now looking at a
21:44
Speaker 3: budget and knowing that you're going to be building instead
21:47
Speaker 3: of like potentially scraping by and just being like, okay, cool,
21:50
Speaker 3: how are we going to make one salary work?
21:52
Speaker 1: Yeah? And it's hard. Yeah, So I guess that's my
21:56
Speaker 1: money win? Does that count?
21:59
Speaker 6: So when this happened, I said to Tony, if you
22:01
Speaker 6: have lived off one like you know, even though scraping by,
22:06
Speaker 6: you know that you're capable of living off one wage,
22:09
Speaker 6: what are you going to do with all the savings
22:10
Speaker 6: of the other wage?
22:11
Speaker 7: And what was on your phone?
22:12
Speaker 1: I'd been googling, audis.
22:17
Speaker 3: That is not how we live with cheese on the money?
22:19
Speaker 8: What are you doing?
22:20
Speaker 1: You've got a Mercedes.
22:21
Speaker 3: Okay two thousand under a bus it is from two
22:28
Speaker 3: thousand and six.
22:29
Speaker 1: It'd be a boogie bull.
22:30
Speaker 2: Have you know that?
22:31
Speaker 3: I got offered one thousand dollars to trade that in?
22:34
Speaker 1: Oh wow? Were you really living high with the hog?
22:38
Speaker 1: Thank you?
22:39
Speaker 4: Do you know what?
22:40
Speaker 3: I'm going to wrap it there, But before we do that,
22:42
Speaker 3: we'd like to acknowledge and pay respect to Australia's Aboriginal
22:45
Speaker 3: and Torri straight islet at people's the traditional custodians of
22:49
Speaker 3: the lands, the waterways and the skies all across Australia.
22:53
Speaker 3: We thank you for sharing and for caring on the
22:54
Speaker 3: land which we are able to learn. We power respects
22:57
Speaker 3: to elders past and present, and we share our friend
23:00
Speaker 3: and our kindness.
23:01
Speaker 4: Remember guys that the advice shared on She's on the
23:04
Speaker 4: Money is general in nature and does not consider your
23:06
Speaker 4: individual circumstances. She's on the Money exists purely for educational
23:10
Speaker 4: purposes and should not be relied upon to make an
23:12
Speaker 4: investment or a financial decision. And we promise Victoria Divine
23:16
Speaker 4: is an authorized representative of Australia Pacific Funds Management Propriorly
23:20
Speaker 4: Limited ABNT three four one three two four six, three
23:22
Speaker 4: two five seven AFSL three through nine or one five
23:25
Speaker 4: one And a big thank you to Tony Launch who's going.
23:28
Speaker 8: To be together Let's go around.
23:33
Speaker 3: Producer.
23:33
Speaker 9: He now, yes, apparently that's what Jess put on my
23:38
Speaker 9: email signature today.
23:39
Speaker 1: So I'm just gonna run.
23:41
Speaker 3: I like it, I like it, keep it up, see
23:43
Speaker 3: you next week.
23:44
Speaker 1: God bye, guys. Bye