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Bonus Ep: Finished Differently · She's On The Money

0:00
Speaker 1: This bonus episode is all around the theme of finished Differently.
0:04
Speaker 1: Jacob's Creek double barrel is finished in aged whiskey barrels,
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Speaker 1: giving him a smoother, deeper, and richer taste. Try it
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Speaker 1: now for thirty percent off with free shipping. Search Jacob's
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Speaker 1: Creek Podcast. Now, let's get started.
0:16
Speaker 2: She's on the Money, She's on the Money.
0:28
Speaker 3: Hello, and welcome to She's on the Money, the podcast
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Speaker 3: for millennials who want financial freedom. Now, this is a
0:34
Speaker 3: bonus episode with the theme of finish Differently, and as
0:37
Speaker 3: you can already tell, it sounds a little bit different
0:40
Speaker 3: right to talk. My name's Ryan, I'm a producer for
0:45
Speaker 3: She's on the Money. Victoria. Welcome to your own podcast.
0:48
Speaker 1: Thank you for having me, Ryan John.
0:51
Speaker 3: Now, do you want to explain why this is a
0:52
Speaker 3: little bit different?
0:53
Speaker 1: This is a little bit different. First things first, we
0:56
Speaker 1: don't have my sassy sidekick, Georgia King joining us. Second,
0:59
Speaker 1: we've got Ryan John, who is our producer here at
1:03
Speaker 1: She's on the Money. And the reason that we are
1:05
Speaker 1: both here is because we have a shared love of
1:08
Speaker 1: red wine, don't we, Ryan John?
1:10
Speaker 3: Yeah, And I guess that's not fair to Georgia because
1:12
Speaker 3: it implies that she also doesn't have a.
1:14
Speaker 1: Strong I can tell you right now that Georgia King
1:17
Speaker 1: does love a good glass of charas.
1:19
Speaker 3: But we're here thanks to Jacob's Creek, and they want
1:21
Speaker 3: us to do a bonus episode which is all about
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Speaker 3: finished differently, and I think you would have seen, well,
1:26
Speaker 3: you saw Victoria. But we put a post in the
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Speaker 3: Facebook group that said, do you have a career that
1:31
Speaker 3: finished differently? Do you have a life that finished differently?
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Speaker 3: And I was hoping we might be able to get
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Speaker 3: one or two people to comment so we could make
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Speaker 3: this bonus episode. Do you know how many we got.
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Speaker 1: I think we got a couple of hundred. There were
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Speaker 1: so many people who had replied on all different social
1:44
Speaker 1: media channels, and it was so exciting because I didn't
1:48
Speaker 1: tell you guys what this was for. But now we
1:51
Speaker 1: are telling you and are sharing it with you because
1:53
Speaker 1: we are actually so excited to be here drinking a
1:56
Speaker 1: glass of bread while we record a podcast.
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Speaker 3: I'll put it on the Instagram stories when she's on
2:01
Speaker 3: the money. But you can also see Victoria knocking over
2:03
Speaker 3: a glass in the podcast hand that.
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Speaker 1: Was absolutely before we started recording. That didn't need to
2:10
Speaker 1: come up Ryan John.
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Speaker 3: Well, you can check it out. It's on Instagram. But
2:13
Speaker 3: we've got people from all around the world, so I've
2:16
Speaker 3: been on zoom chatting to all the people and the
2:17
Speaker 3: shoes on the money community you have. Sorry if I've
2:20
Speaker 3: DMed you and it looked weird and you're like, who
2:21
Speaker 3: is this guy? I'm sorry, But first, can we start
2:25
Speaker 3: with you, our fearless lead of Victoria.
2:27
Speaker 1: Hello, I'm Victoria Devine.
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Speaker 3: When I first met you late last year, I was
2:32
Speaker 3: surprised to find out that you studied multiple psychology degrees. Ideas,
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Speaker 3: I think, is it fair that everyone assumes that you
2:40
Speaker 3: studied finance you always wanted to do finance.
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Speaker 1: Yes, I think that is this massive misconception. And when
2:45
Speaker 1: I was talking to you about this podcast and being
2:48
Speaker 1: able to create a bonus episode, which we love the
2:51
Speaker 1: idea of, I said to you, like, let's talk about
2:54
Speaker 1: our own journeys because they are so different and I
2:56
Speaker 1: feel like we have we're not even finished yet, but
2:58
Speaker 1: we've been finishing our careers friendly. So I started off
3:01
Speaker 1: in psychology, thinking that I would be an organizational psychologist,
3:06
Speaker 1: started working in the field, and then somehow fell in
3:09
Speaker 1: love with financial advice and here we are now.
3:12
Speaker 3: It seems normal now that we've heard the podcast and
3:15
Speaker 3: we know about you, that you just fell in love
3:17
Speaker 3: with financial advice.
3:18
Speaker 1: But I think everyone can tell, but the sentence and
3:21
Speaker 1: then I.
3:21
Speaker 3: Just fell in love with financial advice seems ridiculous.
3:24
Speaker 1: It seems a little bit flippant.
3:26
Speaker 3: But how does someone just fall in love with that?
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Speaker 1: I think it was It's very me, if that makes
3:31
Speaker 1: any sense, But financial advice for me just made sense.
3:35
Speaker 1: I don't know how to explain it. I was working
3:37
Speaker 1: in psychology because I loved having an impact, like I've
3:39
Speaker 1: always loved changing people's journeys and changing the way that
3:42
Speaker 1: people finish. And I feel like when I realized the
3:46
Speaker 1: impact that financial literacy and financial advice could have on people,
3:51
Speaker 1: and that there was this massive misconception that financial education
3:55
Speaker 1: was financial advice, I started researching it more and wanting
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Speaker 1: to be more involved in it, more personally so that
4:03
Speaker 1: I could grow. And then the more I learned, the
4:05
Speaker 1: more I felt like I wanted to share. So it
4:07
Speaker 1: just made sense for me while I was, you know,
4:10
Speaker 1: still working in psychology, to integrate that into what I
4:13
Speaker 1: was doing and start learning more, and it just felt
4:15
Speaker 1: like the right step For me, I've always been someone
4:18
Speaker 1: who kind of just followed what felt right as opposed
4:21
Speaker 1: to following what feels like the next logical step. So
4:25
Speaker 1: for me, it felt like an easy decision. But looking
4:28
Speaker 1: back on it, there were so many hard things that
4:30
Speaker 1: I had to you know, go through and change about
4:33
Speaker 1: my career and about my job. It was really hard.
4:35
Speaker 1: Like it wasn't easy to say, Okay, well, I'm so
4:37
Speaker 1: glad I did six and a half years of study
4:40
Speaker 1: in psychology to put I guess, hang my boots up
4:42
Speaker 1: and then go straight into doing a business degree and
4:46
Speaker 1: you know, learning about finance and actually doing a diploma
4:49
Speaker 1: of what is it, an Advanced Diploma of Financial plan
4:52
Speaker 1: I feel like it was the right step for me,
4:54
Speaker 1: but I know that I'm not the only one who
4:57
Speaker 1: has done something like that. Ryan John, you start, No,
5:01
Speaker 1: I'm not done.
5:03
Speaker 3: I'm not done talking about you yet. We'll get to me.
5:05
Speaker 3: What do you thinkt what do you think is a
5:07
Speaker 3: bigger jumb going from psychology to finance or even though
5:12
Speaker 3: you're still going to be doing finance, from finance to
5:14
Speaker 3: podcast host slash social media.
5:17
Speaker 1: Maven, excuse me, that is absolutely not what I am.
5:20
Speaker 1: But you know what I mean, though, I feel like
5:22
Speaker 1: it was a logical step, and I think that you
5:24
Speaker 1: only ever realize how far you've come when you look back.
5:28
Speaker 1: I never put a plan in place. I'm not someone
5:30
Speaker 1: who said, Okay, well, in twelve months time, this is
5:32
Speaker 1: the job I would like to have. Have kind of
5:34
Speaker 1: always just gone with the flow. Albeit I am clash organized.
5:38
Speaker 1: I feel like I've always just, you know, she is
5:41
Speaker 1: organized chaos.
5:42
Speaker 3: Cleaning schedule done. There's a YouTube video coming out, thank you.
5:48
Speaker 1: But I feel like it was something that was organized
5:50
Speaker 1: chaos and it kind of just flowed where it needed
5:53
Speaker 1: to flow, and for me, it just made a lot
5:56
Speaker 1: of sense. And reading through our Facebook comments the community's
6:00
Speaker 1: response to this, I feel like it's such an important
6:03
Speaker 1: topic that we talk about because we're in this situation
6:06
Speaker 1: where so many people get three or four years into
6:08
Speaker 1: a career and realize it's not their dream career. And
6:11
Speaker 1: I think that we also need to be giving people
6:13
Speaker 1: a little bit of permission to say, it's actually okay
6:16
Speaker 1: to change your mind. It is okay to change your trajectory,
6:19
Speaker 1: it is okay to not want to do something that
6:21
Speaker 1: you were super passionate about this time five years ago,
6:24
Speaker 1: and I think that it's really nice to be in
6:26
Speaker 1: a position where we can have this conversation because you
6:30
Speaker 1: and I Ryan are both in that situation where we
6:33
Speaker 1: are finishing completely differently than we actually.
6:36
Speaker 3: Thought it was starting to finished differently.
6:38
Speaker 1: Absolutely it is now. Ryan. It is no coincidence that
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Speaker 1: I have invited you on this bonus episode of She's
6:46
Speaker 1: on the Money. Do you know why I've invited you on?
6:49
Speaker 3: Because my career, I don't know how it's going to finish,
6:51
Speaker 3: but it's definitely a lot different to how it started.
6:53
Speaker 1: Absolutely, And I think that you know, we've all been
6:56
Speaker 1: through different journeys, and yours has been a really interesting one.
6:59
Speaker 1: So could you tell me or everybody listening a little
7:03
Speaker 1: bit about your journey and where you started, but also
7:06
Speaker 1: where are you now?
7:07
Speaker 3: So She's how I feel like I've had six different lives.
7:10
Speaker 3: I'm not even that old.
7:12
Speaker 1: Oh you look at it, no.
7:16
Speaker 3: One today and you get an old, sassy alive and
7:20
Speaker 3: an accounting degree, an honors degree in finance. And I
7:24
Speaker 3: worked for NAB and Picture Partners, wore a suit every
7:28
Speaker 3: day and was clean shaven. And for those who've seen
7:30
Speaker 3: me or no.
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Speaker 1: I'm not gonna lie, I cannot imagine it.
7:33
Speaker 3: Yeah, so many people said they're like, what, You're clean
7:35
Speaker 3: shaven and wore like nice clothes. No, what happened to you?
7:39
Speaker 3: But yeah, I go a little bit bored of that,
7:40
Speaker 3: and then went into radio. And I always figured that
7:43
Speaker 3: I would do radio for a little bit and then
7:46
Speaker 3: eventually go back. But at least I tried and you know,
7:49
Speaker 3: had some fun and didn't have any regrets. And I
7:51
Speaker 3: still haven't gone back. So then I did commercial radio,
7:54
Speaker 3: which was weird because one of the people I interviewed
7:56
Speaker 3: for The Money Diary the other day, I called them
7:58
Speaker 3: up and said, hey, it's Ryan here. She goes on
8:01
Speaker 3: from Cambra goes Oh cool, I used to live there,
8:03
Speaker 3: she goes. I know, I used to listen to you
8:04
Speaker 3: every day. So I worked at Canberra, Perth, a few
8:08
Speaker 3: different cities, and then commercial radio. I kind of got
8:11
Speaker 3: over it like the rest of the world did, and
8:15
Speaker 3: low key dig and then I thought social media and
8:18
Speaker 3: podcasting and people doing cool stuff where it's at. And
8:20
Speaker 3: then we sort of met on a whim, I guess
8:23
Speaker 3: we met.
8:24
Speaker 1: We met when I was interviewed on your TV show.
8:27
Speaker 3: That's right. I interviewed you, and I thought she was great.
8:30
Speaker 1: You're an accountant that ended up with his own TV show.
8:33
Speaker 1: I love it.
8:34
Speaker 3: And then we started chatting after that and now we
8:36
Speaker 3: work together.
8:37
Speaker 1: Yes, we do. You are now our producer and we
8:40
Speaker 1: do a lot of content together, which is very exciting.
8:42
Speaker 3: Depending on the conversation of all the day, we go
8:46
Speaker 3: from your my boss, to business partner to life psychiatrists.
8:51
Speaker 1: Two friends that I believe via text message.
8:54
Speaker 3: Yeah, it's great, been a lot. It's been a lot,
8:56
Speaker 3: but thanks for having me on this episode. And she's
8:59
Speaker 3: on the Money building in general.
9:00
Speaker 1: Yes, you are so welcome and I'm so excited that
9:03
Speaker 1: you're here.
9:04
Speaker 3: So, speaking of like all the people that you've had
9:06
Speaker 3: influence on v do you think it's strange that you
9:09
Speaker 3: have people in your Facebook group from all around the world.
9:12
Speaker 1: I think it's kind of strange, but in the best
9:15
Speaker 1: of ways.
9:16
Speaker 3: Right. Well, let's go to our first person that I
9:18
Speaker 3: spoke to this week. Her name is Metti and she
9:20
Speaker 3: was originally from Finland. Apparently big sues on the Money
9:23
Speaker 3: following in Finland.
9:24
Speaker 1: Oh my gosh, No, I didn't. How cool is that?
9:26
Speaker 3: Yeah? So she lives in Australia now, but she grew
9:28
Speaker 3: up a few hours out of Helsinki, and she was
9:30
Speaker 3: always going to be a doctor and now I have
9:32
Speaker 3: a listened to what she does now.
9:33
Speaker 4: So I was born in Finland and I was a
9:37
Speaker 4: bit of a gig at school when I was younger.
9:40
Speaker 4: So my parents were hoping I'm going to be something
9:43
Speaker 4: like a doctor or a lawyer, and my dad said
9:46
Speaker 4: I'm going to be like a bank owner because I
9:48
Speaker 4: was good at maths and I was like hello. Then
9:51
Speaker 4: I decided to study photography because my teacher she was
9:55
Speaker 4: very much like, you're creative, you really need to push
9:58
Speaker 4: that forward. And yeah, I studied photography. I was working
10:04
Speaker 4: for this huge.
10:05
Speaker 1: Studio in Finland.
10:06
Speaker 4: I was working pretty much twenty four seven and I
10:09
Speaker 4: got a bit of a burnout and I was like,
10:11
Speaker 4: screw this, I'm gonna move somewhere.
10:14
Speaker 1: Very far away. And I chow was Australia.
10:15
Speaker 3: I don't know why.
10:16
Speaker 4: And now I work for outdoor beauty here in Melbourne,
10:20
Speaker 4: and yeah, it's just been amazing ever since. Started three businesses,
10:25
Speaker 4: two with my partner and one for my own and that's.
10:29
Speaker 1: It pretty much.
10:30
Speaker 3: So Meddi was really humble, just casually mentioning it at
10:32
Speaker 3: the end. Oh, by the way, I.
10:34
Speaker 1: Own three businesses. Yeah, cool story, that is incredible.
10:38
Speaker 3: Yeah. She also worked on the Adore Beauty podcast and
10:40
Speaker 3: apparently Joe and Hannah are big fans of this show,
10:42
Speaker 3: so shout out to them.
10:43
Speaker 1: Oh my gosh, hello.
10:44
Speaker 3: But something that I thought was interesting she said one
10:46
Speaker 3: of her favorite teachers was an art teacher and really
10:49
Speaker 3: encouraged her. And then I thought, one of my favorite
10:51
Speaker 3: teachers when I was in high school was my economics teacher.
10:54
Speaker 3: And then I went and like studied it. Do you
10:55
Speaker 3: think there'd be like a correlation between people's favorite teacher
10:58
Speaker 3: and what they want to go and stay? Is that
11:00
Speaker 3: a thing?
11:01
Speaker 1: Or I think no, I think it is absolutely logical.
11:03
Speaker 1: But I feel like people genuinely base career choices based
11:07
Speaker 1: on like an experience. Like I know so many doctors
11:10
Speaker 1: who are like, oh, I, you know, grew up and
11:13
Speaker 1: had a friend in hospital or a parent in hospital,
11:16
Speaker 1: loved the doctors and felt like I would be a
11:18
Speaker 1: really good person to do that job. Or me. I
11:21
Speaker 1: remember being really confused halfway through my psychology degree and
11:25
Speaker 1: I didn't know what to do. I realized that maybe
11:28
Speaker 1: I didn't want to do counseling psychology and wanted to
11:31
Speaker 1: explore different areas, and I was introduced to a mentor.
11:35
Speaker 1: Her name was Jessica, Jessica if you are listening, and
11:38
Speaker 1: I adored her. I thought she was so beautiful and
11:40
Speaker 1: her job was incredible, and it sounded so influential and
11:44
Speaker 1: she was so smart. And I know that that was
11:46
Speaker 1: something that really guided me towards wanting to be in
11:50
Speaker 1: organizational psychology because I saw the impact that she was having.
11:53
Speaker 1: So I know that it didn't just come to me.
11:56
Speaker 1: And I've had so many mentors that I've followed down
11:58
Speaker 1: a different track at some point, and I feel that, yeah,
12:01
Speaker 1: you base choices on experiences that you can see.
12:05
Speaker 3: You talk a lot about mentors that use someone's mentor now,
12:09
Speaker 3: like at the titles turned.
12:10
Speaker 1: I am. I actually mentor for three different organizations, which
12:14
Speaker 1: is kind of.
12:14
Speaker 3: Fun organizations or for a person.
12:17
Speaker 1: No, like, I mentor for people through these organizations. So
12:20
Speaker 1: the first is fitted for work, and that is women
12:23
Speaker 1: experiencing disadvantage and you know, meet up with a mentee
12:28
Speaker 1: and you know, help them along their journey, depending on
12:31
Speaker 1: what that journey is. And they've been so wildly different.
12:34
Speaker 1: And then I have been working with Bacon, which is
12:37
Speaker 1: an online mentoring program for girls in schools.
12:41
Speaker 3: You the most popular one.
12:43
Speaker 1: No no, no, no, no, don't be silly, but I
12:46
Speaker 1: talk a lot to them about my experience with psychology
12:50
Speaker 1: and university. But it's all about online mentoring with girls
12:54
Speaker 1: in schools who don't have access to the usually rural,
12:58
Speaker 1: so they don't have access to being in a position
13:00
Speaker 1: where they actually experience people who have gotten to university.
13:03
Speaker 1: So it's more about inspiring them to think a bit
13:06
Speaker 1: bigger than often their rural communities, which I absolutely love
13:10
Speaker 1: because I feel like they're so inquisitive and they have
13:13
Speaker 1: so many genuine questions, and they're usually some of the
13:16
Speaker 1: most authentic people I've ever met, And yeah, I love that.
13:20
Speaker 3: At the risk of offending every single person in lawn Seston.
13:23
Speaker 1: Oh gosh, yes, is it fair to.
13:25
Speaker 3: Say you growing up in lawn Seston might have been
13:28
Speaker 3: similar that you wouldn't have seen these people who were
13:30
Speaker 3: bosses and killing it and went to UNI because it's
13:32
Speaker 3: sort of a smaller regional Tazmanian town.
13:35
Speaker 1: I moved over from Tasmania when I was a little
13:37
Speaker 1: bit younger, so I ended up doing high school in Victoria.
13:41
Speaker 1: But I feel like I have always been pushed by
13:44
Speaker 1: my parents to just be what I want to be, Like,
13:47
Speaker 1: nothing's ever been off limits. If you want to do it,
13:49
Speaker 1: you can do it. My mum has been someone that
13:51
Speaker 1: has always supported me through everything I wanted to do.
13:54
Speaker 1: When I was in high school saying I want to
13:56
Speaker 1: be a surgeon, she was right behind me saying, yep,
13:58
Speaker 1: no problems. When I wanted to do text I was
14:00
Speaker 1: in year twelve, even though that's a terrible idea because I.
14:03
Speaker 3: Was trying to get styles.
14:03
Speaker 1: Yeah, I wanted to do textiles in like that make
14:06
Speaker 1: dresses that I know, I.
14:08
Speaker 3: Can imagine you're wearing lots of dresses, but making.
14:10
Speaker 1: No, I wanted to make dresses. And she was like, yep,
14:12
Speaker 1: right behind you. And she's always kind of had my back.
14:15
Speaker 1: So I feel like I've been very lucky in that
14:18
Speaker 1: I've always had a mentoring kind of person in my life,
14:22
Speaker 1: regardless of what stage I've been in.
14:24
Speaker 3: All right, let's go to the next person who messaged through.
14:27
Speaker 3: Her name is Shona. And now Shona was a hairdresser
14:30
Speaker 3: and she actually developed a few problems with her hands,
14:33
Speaker 3: and as you can imagine, it was one hand in particular,
14:35
Speaker 3: but as you can imagine really important for a hairdresper.
14:37
Speaker 1: Absolutely, So here's her story.
14:39
Speaker 5: I was a hairdresser for seven years and saw myself
14:42
Speaker 5: being a hairdresser for the rest of my life. And
14:43
Speaker 5: then after three failed surgeries, I decided I wasn't going
14:48
Speaker 5: to go back, and I found a love for real estate,
14:51
Speaker 5: and then I basically got my license while I was
14:54
Speaker 5: off from surgeries.
14:55
Speaker 1: And then I started my real estate license.
14:58
Speaker 5: I actually never ended up going back to.
14:59
Speaker 3: Had dres So you can hear how happy and enthusiastic
15:02
Speaker 3: she is about.
15:02
Speaker 1: This, right, Yeah, absolutely, and I love that.
15:05
Speaker 3: So I asked her if, strangely, having all these hand
15:09
Speaker 3: problems was actually a good thing, as weird as that
15:12
Speaker 3: is to say, in.
15:14
Speaker 5: A way, I'm so grateful I've had three failed surgeries
15:18
Speaker 5: because I never would have gone to this career that
15:21
Speaker 5: I'm loving like I've never I never would have thought, oh,
15:24
Speaker 5: you know, maybe I could try something different. And I'm
15:27
Speaker 5: honestly so grateful that it has happened. It's a blessing
15:29
Speaker 5: in disguise.
15:30
Speaker 3: I think, what's that saying, get lemons, make lemonade?
15:34
Speaker 1: I think so or like get RSI problems and be
15:37
Speaker 1: happy about it. No, I absolutely.
15:40
Speaker 3: I can't express. Even talking to her before we started recording.
15:44
Speaker 1: She sounds really passionate, so.
15:45
Speaker 3: Passionate and so oft and about and so happy about
15:47
Speaker 3: when I mean it probably could be easy to get
15:49
Speaker 3: really down and bitter poor.
15:51
Speaker 1: Me, right, absolutely, And I feel like some people do
15:54
Speaker 1: do that, but we all respond differently into different situations.
15:58
Speaker 1: And I feel like if you can embrace change and
16:00
Speaker 1: embrace something that you are potentially equally passionate about, like
16:04
Speaker 1: that is fantastic. And I don't think that there's ever
16:06
Speaker 1: a time where change isn't warranted, if that makes sense, Like,
16:10
Speaker 1: obviously some of us are in situations where financially we
16:13
Speaker 1: can't go. All right, well, I've always wanted to be
16:15
Speaker 1: a hairdresser, but I currently work in a job where
16:18
Speaker 1: I'm being paid one hundred and fifty thousand dollars a
16:20
Speaker 1: year and I'm financially supporting my family. So I think
16:23
Speaker 1: that as much as we're talking about changing careers, I
16:27
Speaker 1: also think that we need to acknowledge a little bit
16:29
Speaker 1: of privilege here, Like we are so lucky to be
16:32
Speaker 1: in these positions where we have been afforded opportunities to
16:35
Speaker 1: be able to change, but at the same time. I
16:38
Speaker 1: think that we are all in control of our own destiny,
16:41
Speaker 1: and if we want to make something happen, the Skuy's
16:43
Speaker 1: kind of our limit. And I know that sounds really
16:46
Speaker 1: lame and motivational, but I've seen so many people, especially
16:50
Speaker 1: in our community, achieve incredible things that I'm sure a
16:54
Speaker 1: lot of other people in their situation maybe thought we
16:57
Speaker 1: weren't possible.
16:57
Speaker 3: Yeah, So we're talking about this show and I and
17:00
Speaker 3: I said to her, you know, if someone else is
17:02
Speaker 3: in the same sort of position, and I'm sure lots
17:04
Speaker 3: of people go through stage, is this job for me?
17:07
Speaker 3: I'm not sure? Do I make the leap? Do I
17:09
Speaker 3: not make the leap? And I asked if she had
17:10
Speaker 3: any advice for someone in that situation.
17:12
Speaker 5: I would say, if you are thinking about it a
17:15
Speaker 5: lot and you think, oh, you know, maybe I should
17:17
Speaker 5: try it, definitely do it.
17:18
Speaker 3: One hundred percent. Do it.
17:20
Speaker 5: If you're unhappy in a job, or if you don't
17:23
Speaker 5: feel like you belong there and you want to try
17:25
Speaker 5: something else, one hundred percent do it. I was so
17:27
Speaker 5: scared to leave Pa dressing. I was like, like, what
17:29
Speaker 5: is it. I'm not good at this, Moms if I
17:31
Speaker 5: suck at this? But if you feel like you could
17:33
Speaker 5: do it, totally do it bang.
17:35
Speaker 1: Well, i'd guess how podcast is done.
17:38
Speaker 3: Problem, So thanks for listening. Thanks again sharing. She was
17:40
Speaker 3: actually talking to me in the driveway before she was
17:42
Speaker 3: going out for dinner. Oh my gosh, yeah, and I
17:44
Speaker 3: was like, oh, sorry to keep you waiting.
17:46
Speaker 1: Oh my gosh. I love people and how willing they
17:48
Speaker 1: are to share their stories and their journeys, because it
17:51
Speaker 1: makes me feel so good knowing that we have this
17:53
Speaker 1: community that surrounds us that are so kind and so generous,
17:57
Speaker 1: but also so inspirational, like they're there are these people
18:00
Speaker 1: in our community who have done insanely cool things. And
18:04
Speaker 1: you know, even just this opportunity to sit down with
18:06
Speaker 1: you and talk about some of these changes people have made,
18:09
Speaker 1: and hearing the passion in their voice and hearing that
18:11
Speaker 1: they're so excited for the change that they've made, you know,
18:14
Speaker 1: might inspire someone listening to actually make a change in
18:17
Speaker 1: their lives.
18:18
Speaker 2: Well.
18:18
Speaker 3: I don't know if you could tell me smirking over here,
18:20
Speaker 3: but this next one is probably my favorite. It's the
18:23
Speaker 3: most drastic of changes. This lady, her name is Alice.
18:26
Speaker 3: She's originally from Brazil, so you can hear a bit
18:29
Speaker 3: of her accent, but she now lives in Queensland. Yeah,
18:31
Speaker 3: here's her story.
18:32
Speaker 6: When it came time to do a university, I went
18:36
Speaker 6: with Contra and Automation Engineering and I just talked to it,
18:41
Speaker 6: graduated and went to do my master's. Graduated there, and
18:46
Speaker 6: so I applied for a paget here in Australia because
18:49
Speaker 6: my sister works here. And in February twenty nineteen, I
18:53
Speaker 6: started taking bull dancing classes after ten years not doing
18:57
Speaker 6: any type of she's going activities, and I just fell
19:01
Speaker 6: in love with it. And here in Australia it's quite
19:05
Speaker 6: a big market. Not the best poll dancers are here,
19:09
Speaker 6: so I came here. I started doing classes immediately, and
19:12
Speaker 6: now I pretty much figured out that I don't like
19:15
Speaker 6: engineering and sporing, so I intend on opening my own
19:20
Speaker 6: pole dancing studio and finishing my life differently.
19:25
Speaker 3: So a bachelor's degree in engineering, a master's in engineering,
19:29
Speaker 3: a PhD in engineering, and she's about to open a
19:32
Speaker 3: pole dancing studio on the Sunshine Coast.
19:34
Speaker 1: What an absolute genius business woman. I love her.
19:37
Speaker 3: It was surprising because many things were surprising, but she
19:41
Speaker 3: said Australia is actually one of the biggest and best
19:44
Speaker 3: pole dancing industries in the world.
19:45
Speaker 1: Really, I just know that.
19:46
Speaker 3: She said. If I tried to open a studio somewhere else,
19:49
Speaker 3: it might not have enough people to make it viable.
19:51
Speaker 3: But she said, as in a business, Australia is the
19:53
Speaker 3: best place to do it because so many people are
19:55
Speaker 3: into it and all the world champions and all the
19:57
Speaker 3: world championships are always dominated by Australians.
20:00
Speaker 1: Oh my gosh, that is so cool.
20:02
Speaker 3: Imagine doing a bachelor's, masters and PhD. She's obviously so
20:05
Speaker 3: smart and committed. I think much change that.
20:09
Speaker 1: But I also would argue that every step of our
20:12
Speaker 1: journey actually helps us grow into the person that we
20:16
Speaker 1: are today. Like I started in psychology, and I would
20:19
Speaker 1: argue that today I use more of my psychology degrees
20:23
Speaker 1: than I ever have before, because I genuinely feel like
20:26
Speaker 1: money is such a personal thing and for me to
20:29
Speaker 1: understand your money story, I actually have to understand you
20:32
Speaker 1: and connect with you and be able to connect you
20:35
Speaker 1: with you in a way that makes you really comfortable.
20:37
Speaker 1: And for me, I feel like a lot of my
20:39
Speaker 1: journey has actually led me to hear and I'm sure
20:42
Speaker 1: that that could be potentially exactly the same as her.
20:45
Speaker 1: She has all of these incredible degrees and experiences, and
20:49
Speaker 1: I'm sure that they are working their way into the
20:51
Speaker 1: way that she's going to run that business and set
20:53
Speaker 1: that business up. And you know, engineers are really smart.
20:56
Speaker 1: No wonder she's owning her own business, so it kind
20:58
Speaker 1: of makes sense. And same thing for you, right like
21:01
Speaker 1: you are now the producer of She's on the Money,
21:04
Speaker 1: which I love. But you have a background in finance,
21:07
Speaker 1: which has been deeply helpful because I feel like you
21:10
Speaker 1: actually understand the content and the concepts that we are
21:13
Speaker 1: putting out there, and you deeply understand the message, and
21:16
Speaker 1: you're equally as passionate about that as I am, because
21:19
Speaker 1: you not only are just passionate, but you've experienced it
21:22
Speaker 1: and you've worked in it, and for me that that's invaluable.
21:26
Speaker 3: Right Well, I've said to a lot of people, education
21:28
Speaker 3: is never a waste, even if it feels like it's
21:31
Speaker 3: different or it's applied differently, it's never a waste. And
21:33
Speaker 3: I think was last week's episode, You're talking about a
21:36
Speaker 3: lot of stay at home mothers think, oh, I haven't
21:38
Speaker 3: been in the workforce, I haven't learned any new skills
21:40
Speaker 3: and you life, you have, You've learned how to run
21:43
Speaker 3: a household, and if you can manage your two year old,
21:45
Speaker 3: surely managing department's a piece case exactly.
21:48
Speaker 1: And I feel like I got that experience when I
21:50
Speaker 1: have babysat my nieces and nephews, and I feel like,
21:54
Speaker 1: if you can deal with them, girl, you can deal
21:56
Speaker 1: with anything. A screaming to you old is definitely a
22:01
Speaker 1: little bit worse than an angry CEO. I'm telling you
22:04
Speaker 1: that right.
22:04
Speaker 3: Now, all right, Our final one is Tory, great name.
22:08
Speaker 3: Two things I need it? Do you get Tory?
22:10
Speaker 1: I do? That is what my family calls.
22:12
Speaker 3: I've never heard of Victoria be called Tory until I
22:14
Speaker 3: met you.
22:15
Speaker 1: Hey, great name though.
22:17
Speaker 3: So Tory. Two things you need to know about this
22:19
Speaker 3: The zoom calls a little bit patchy, so apologies.
22:21
Speaker 1: For that quality is key here at Chess on the.
22:24
Speaker 3: Mape, I tried my best. We're not lockdown.
22:26
Speaker 1: Well we know that, we know the story is worth it.
22:28
Speaker 1: Then if you're willing to put patchy content as our
22:31
Speaker 1: producer on our platform, okay.
22:33
Speaker 3: And well there's also another asterisk. If you can hear
22:35
Speaker 3: a dog barking in the background, that's Tory's little German
22:38
Speaker 3: shepherd puppy and the puppy's name is Bunny.
22:41
Speaker 1: Oh my gosh, yes, can we please listen?
22:44
Speaker 3: We can actually let's I can actually give you a
22:49
Speaker 3: sample of the dog before we start the check.
22:51
Speaker 1: Oh my god, is Bunny financially literate?
22:54
Speaker 3: I'm not sure. Also, how do we feel about calling
22:56
Speaker 3: a dog by the name of another animal?
22:58
Speaker 1: No, I really like it.
22:59
Speaker 7: Anyway, this is I was a dental assistant for four years,
23:03
Speaker 7: and I thought I would eventually manage like a dental practice,
23:07
Speaker 7: and then suddenly I was like, I don't know, and
23:10
Speaker 7: then I ended up in real estate within like a
23:12
Speaker 7: week of just out of notewere So.
23:15
Speaker 3: That sounds really random, right.
23:16
Speaker 1: Absolutely the whoops. I went to go to work as
23:20
Speaker 1: a dental nurse. Next minute, I'm a real estate receptionist.
23:23
Speaker 3: What Yeah. So Tory's working in dental and her friend
23:27
Speaker 3: works in property management, and a few snapchats between these
23:31
Speaker 3: two friends literally changed their life.
23:33
Speaker 7: I was like thinking about changing dental practices, and she
23:36
Speaker 7: snapchated me and was like, I'm resigning from my job
23:39
Speaker 7: today and I just responded back saying give me your job,
23:43
Speaker 7: and She's like, send me your resume, so I did,
23:45
Speaker 7: and she passed it on to her boss and then
23:48
Speaker 7: I had an interview like the.
23:49
Speaker 8: Next day, and yep, then that's how I ended up
23:51
Speaker 8: being property man.
23:53
Speaker 1: Oh my gosh. She just said to her friend, can
23:54
Speaker 1: I have your job?
23:55
Speaker 3: And then she got it, you're leaving your job? Can
23:58
Speaker 3: I have it?
23:59
Speaker 1: Cool? Well, I feel like that's legitimate.
24:02
Speaker 3: Yeah, and she said, like we spoke for a long
24:04
Speaker 3: time Tory nine. She said, Oh, if I ever go
24:06
Speaker 3: back to wanting to manage a dental practice actually similar
24:08
Speaker 3: to what we're talking about before, having this other experience
24:11
Speaker 3: of managing things and managing people, she said, it might
24:14
Speaker 3: not hold me back anyway. It might just be learning
24:16
Speaker 3: new skills and apply absolutely. Wait, having said that, that
24:20
Speaker 3: was four years ago, since that snapchat and getting the
24:22
Speaker 3: new job. So I asked her if she was ever
24:24
Speaker 3: going to go back to dental or how she's feeling
24:25
Speaker 3: about property now.
24:27
Speaker 8: I will never go back to dental again unless I
24:30
Speaker 8: was desperate. But yeah, I am very happy in the decision,
24:33
Speaker 8: and I'm I guess, very thankful that someone also took
24:37
Speaker 8: a chance on me with no experience in the field.
24:40
Speaker 3: And that's the German shepherd named Bunny in the background.
24:42
Speaker 1: I love that Bunny got a cameo. Thank you Bunny
24:45
Speaker 1: for coming on our podcast and making it incredible.
24:47
Speaker 3: Have you ever heard of a job change or career
24:50
Speaker 3: change happening so instantaneously than that.
24:53
Speaker 1: No, I haven't, and I also haven't heard of being
24:55
Speaker 1: recruited via Snapchat. But you live and you learn every single.
24:58
Speaker 3: Day, all right. Thank you. Thank you to Metty from Finland,
25:02
Speaker 3: Shona Alice from Brazil, and Tory for having some time
25:06
Speaker 3: with me on zoom and sharing those stories. And thank
25:08
Speaker 3: you to the over two hundred people that share their
25:11
Speaker 3: story in the Facebook group. I actually feel a bit
25:14
Speaker 3: guilty that I couldn't speak to all of them.
25:17
Speaker 1: Do you ever feel that, I mean, you can still
25:19
Speaker 1: speak to all of them. I'm sure you could. We
25:21
Speaker 1: might not be constructive, given we've already recorded the podcast,
25:25
Speaker 1: but I do feel like that, like.
25:26
Speaker 3: This is the twenty seventh bonus episode thanks to.
25:31
Speaker 1: I mean, I'm not going to be upset about it.
25:33
Speaker 1: I really honestly I love this topic and I feel
25:35
Speaker 1: like when Jacob's Creek approached us and said, hey, we've
25:39
Speaker 1: got this campaign and we would so love for you
25:41
Speaker 1: to be involved. I know you and I Ryan were
25:43
Speaker 1: in the background going please let us do this.
25:46
Speaker 3: We had to do the business thing of going so yeah,
25:48
Speaker 3: what's expected both ways. But as soon as Jacob's Creek
25:51
Speaker 3: were like hey guys, we're like, yeah, cool.
25:52
Speaker 1: Sounds may let's not exactly we were running before it
25:55
Speaker 1: purely because they feel like this is such an interesting topic.
25:58
Speaker 1: And we get so many questions in the Facebook group
26:01
Speaker 1: about people changing careers or what should I do next?
26:04
Speaker 1: And how should I test the waters? And you know,
26:06
Speaker 1: we've done podcasts on career before and they've always been
26:09
Speaker 1: really popular, and I feel like even just the follow
26:12
Speaker 1: up from that, people messaging us and saying, oh, Victoria,
26:15
Speaker 1: like we listened to the podcast episode on careers and
26:18
Speaker 1: now we're looking into X, Y and Z, And I
26:20
Speaker 1: just feel like more people need to know about other
26:23
Speaker 1: people's stories and how other people have finished differently than
26:27
Speaker 1: they've begune because it is so empowering to see, but
26:30
Speaker 1: it also is so motivating to know you can actually
26:33
Speaker 1: achieve anything and be a part of anything. You can
26:35
Speaker 1: go from being an accountant at where was it Ey, Future.
26:39
Speaker 3: Partners, the Gateway, I applied no response to things, guys,
26:44
Speaker 3: the judgment in your.
26:45
Speaker 1: Was like, do we want that on the podcast? Not
26:49
Speaker 1: not judgments. But I didn't get any either, Don't worry.
26:53
Speaker 1: I tried all of them. Oh yeah.
26:56
Speaker 3: When I applied when I finished university, I applied to
27:00
Speaker 3: Goldman Sacks.
27:01
Speaker 1: Oh my gosh. It's been amazing.
27:03
Speaker 3: Yeah, and I think there was six stages to the
27:05
Speaker 3: recruitment process, because you know these big companies, it takes
27:08
Speaker 3: like a whole year to apply.
27:09
Speaker 5: Yeah.
27:09
Speaker 1: I remember going through my grand applications and it was
27:11
Speaker 1: so hartuous.
27:12
Speaker 3: So I didn't get past the first step. Yeah, these
27:15
Speaker 3: guys not even close. And then about a year later
27:18
Speaker 3: I was doing an MC gig and it turned out
27:20
Speaker 3: it was a corporate event for Goldman Sacks. Oh my god.
27:23
Speaker 3: It's a bit of a trivia night sort of scenario,
27:25
Speaker 3: you know, a bit of a team building thing. And
27:27
Speaker 3: I was the MC.
27:28
Speaker 1: Well, well, well would you look who's shown up?
27:30
Speaker 3: Well I turned up and I was like, Okay. A
27:32
Speaker 3: few years ago I had the dream that one day
27:34
Speaker 3: I would be employed and make money from Goldman Sacks
27:38
Speaker 3: and ladies and gentlemen. Tonight here I am, Oh, where's
27:42
Speaker 3: the where's the HR team, where's the recruitment team who
27:46
Speaker 3: you know, they're cheering in the back corner, and I
27:48
Speaker 3: was like, I'm just going to put it out there.
27:50
Speaker 3: You're probably not going to win the trivia tonight.
27:53
Speaker 1: So good, so good. I feel like those programs are
27:58
Speaker 1: so stressful. I remember finishing UNI and getting to the
28:02
Speaker 1: end of my course and applying for all of these
28:05
Speaker 1: grad positions and going to probably a million different interviews
28:09
Speaker 1: and they're not hearing back, and that was one of
28:11
Speaker 1: the most stressful periods in my life. That's not rightful
28:13
Speaker 1: my job applying exactly, I thought my thesis was arduous,
28:17
Speaker 1: yet applying for post grad jobs and like your graduate
28:21
Speaker 1: year I felt was really overwhelming, but also so drawn
28:25
Speaker 1: out and so competitive. I remember going I was interviewing
28:29
Speaker 1: at Deloitte, which you know, does not sound like well,
28:32
Speaker 1: maybe it sounds like me.
28:33
Speaker 3: I don't know, yeah, and I kind of does.
28:34
Speaker 5: Yeah.
28:35
Speaker 1: I was so excited about it, and I really really
28:37
Speaker 1: wanted this role, and you know, I got through all
28:39
Speaker 1: of the interviews and we got to the group interview
28:42
Speaker 1: and then it was like out of three people and
28:44
Speaker 1: they were really dragging their feet, and I got offered
28:46
Speaker 1: a different role and ended up taking it. And then
28:48
Speaker 1: they came back to me needed another interview, and I
28:51
Speaker 1: ended up declining and saying, look, I'm going to have
28:53
Speaker 1: to pull out because I've accepted this felt that was
28:55
Speaker 1: applying for these life exactly. But it happened everywhere, And
29:00
Speaker 1: sometimes I just look back and be like, well, what
29:01
Speaker 1: if things were different? Like what if I'd actually taken
29:03
Speaker 1: that opportunity, because I know that if Deloitte had extended
29:07
Speaker 1: an offer to me before my actual company had, I
29:09
Speaker 1: would have taken it, And like, what would the trajectory
29:12
Speaker 1: of my life looked like then?
29:14
Speaker 3: Like well, like sliding doors.
29:15
Speaker 1: Yeah, it's kind of like it's not even sliding doors,
29:17
Speaker 1: it's just like which pathway are we choosing? And in hindsight,
29:20
Speaker 1: like I was so upset that I, you know, had
29:24
Speaker 1: to pull out of Deloitte. Oh remember going home to
29:26
Speaker 1: my housemates at the time, I lived with this lovely
29:29
Speaker 1: housemak called Liz, and I was so it was genuinely heartbreaking.
29:32
Speaker 1: I was like, you know, they've asked me back for
29:34
Speaker 1: another interview, but I really need this job, and if
29:36
Speaker 1: I don't get that one and I don't say yes
29:38
Speaker 1: to this one, I actually won't be employed. And like
29:41
Speaker 1: it was so stressful, But now in hindsight, I'm like,
29:44
Speaker 1: that was exactly what was meant to happen to me
29:46
Speaker 1: so that I can do the things that I absolutely
29:48
Speaker 1: love today. And I probably wouldn't have been given that
29:51
Speaker 1: opportunity had I actually gone for that.
29:53
Speaker 3: So it's like we heard from shown, if she didn't
29:56
Speaker 3: have those problems with her hand, she might be still
29:59
Speaker 3: a hairdresser and found her dream career.
30:01
Speaker 1: That you laughed exactly, And I feel like sometimes we're
30:03
Speaker 1: so disappointed at an outcome when in reality it's the
30:07
Speaker 1: thing we needed to be on our correct path. I
30:09
Speaker 1: know that sounds kind of like.
30:10
Speaker 3: Yeah, and it's a weird time to change to say
30:13
Speaker 3: this given COVID and everyone's jobs, really understand, but how
30:16
Speaker 3: many times have you heard someone say, oh, losing my
30:19
Speaker 3: job is the best thing that ever happened to me
30:21
Speaker 3: because it gave them the time or the encouragement to
30:23
Speaker 3: go and try something else and it worked out for
30:25
Speaker 3: the best exact.
30:26
Speaker 1: There's going to be a lot of those stories exactly,
30:28
Speaker 1: And I feel like so many people right now are
30:30
Speaker 1: probably listening to this and make like Victorian and Ryan
30:32
Speaker 1: pull your heads in, Like I didn't want to lose
30:34
Speaker 1: my job, and I get that. I know no one
30:36
Speaker 1: ever wishes unemployment on themselves, and I am so upset
30:40
Speaker 1: that this is happening to us. But at the same time,
30:42
Speaker 1: I think it's this point of reflection where we can
30:45
Speaker 1: either choose to grow and change or stay the same.
30:48
Speaker 1: And I feel like the working world for us is
30:50
Speaker 1: never going to go back to being the same as
30:51
Speaker 1: it was. Like things are changing and we can either
30:54
Speaker 1: embrace it or we can stray from it. But it's
30:56
Speaker 1: our choice, right.
31:00
Speaker 6: All right.
31:01
Speaker 3: So just before we finish up, we've actually got an
31:02
Speaker 3: offer for people to listen to the She's on the
31:04
Speaker 3: Money podcast thirty percent off now for the Jacob's Creek
31:08
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Speaker 3: guessed it. It's finished in aged whiskey barrels, giving it
31:14
Speaker 3: a smoother, deeper and richer taste. And if you order
31:17
Speaker 3: now you can get thirty percent off and free shipping
31:19
Speaker 3: as well. Just google Jacob's Creek podcast and you'll find
31:22
Speaker 3: the link there.
31:23
Speaker 1: And you know what I get to do now, Ryan John,
31:25
Speaker 1: I get to do my own end role because we
31:27
Speaker 1: don't have Georgia. So watch this. That's all we time.
31:31
Speaker 1: So friends, that is all we have time for today.
31:34
Speaker 1: Just before we head off, let's quickly wrap the boring
31:37
Speaker 1: but really important stuff. The advice shared on shees on
31:40
Speaker 1: the Money is general in nature and does not consider
31:43
Speaker 1: your individual circumstances. Sheese on the Money exists purely for
31:47
Speaker 1: educational purposes and should not be relied upon to make
31:49
Speaker 1: an investment or financial decision. And stress less, I do
31:53
Speaker 1: promise that I am an authorized representative of Australia Pacific
31:57
Speaker 1: Funds Management Proprietary, Liberted three four one three two four
32:02
Speaker 1: six three two five seven AFSL three three nine one
32:05
Speaker 1: five one and as always, Ryanie ready for this. A
32:10
Speaker 1: massive shout out to our audio king Ryan John for
32:13
Speaker 1: putting together today's podcast and that guy's a jerk.
32:16
Speaker 3: Also, if you want to join the Issues on the
32:19
Speaker 3: Money Facebook community, make sure you come and find us
32:22
Speaker 3: and join the eighty four thousand people currently.
32:26
Speaker 1: It is so overwhelmingly exciting.
32:28
Speaker 3: And just let me say this, because v is too
32:30
Speaker 3: sheepish to say this, We're really sorry because it sounds
32:33
Speaker 3: like a humble back. We're sorry that we can't always
32:35
Speaker 3: approve the post straight away because sometimes we get hundreds
32:38
Speaker 3: and hundreds every single day.
32:40
Speaker 1: We did really get like four thousand posts a week
32:42
Speaker 1: in the group, which is so exciting and so overwhelming,
32:46
Speaker 1: and we are so grateful. But it does mean that
32:48
Speaker 1: not every single post goes through.
32:50
Speaker 3: Yeah, and not straight away. I actually remember before I
32:52
Speaker 3: worked for you, I posted something in the group and
32:54
Speaker 3: it got to prove like a month later.
32:56
Speaker 1: Excuse me, don't throw me under us.
32:58
Speaker 3: Suddenly I got all these notifics.
33:00
Speaker 1: Oh sorry, but it was a good post.
33:03
Speaker 3: Well, I wanted to know because my partner and I
33:05
Speaker 3: are starting or hoping to start a family, and we
33:08
Speaker 3: thought health insurance absolutely looking for it, and then, like
33:11
Speaker 3: I said, I posted and sort of forgot about it.
33:13
Speaker 3: Then a few months later I got to leave the
33:14
Speaker 3: answer right.
33:15
Speaker 1: Well, it wasn't a few months, I will have you know,
33:17
Speaker 1: because I did look at the dat and I didn't
33:18
Speaker 1: approve it because I'm like, oh, this is embarrassing. His
33:21
Speaker 1: posts nearly three weeks old. So if you could just
33:23
Speaker 1: like calm down on the blow this out of proportion
33:27
Speaker 1: ness that you've got going on, sorry, boss, you get
33:29
Speaker 1: some good information on health.
33:30
Speaker 3: Yeah, it was great. It was very helpful. Thank you
33:32
Speaker 3: very much. Appreciate it. Also, if you want to check
33:34
Speaker 3: us out on Instagram to search for She's on the
33:36
Speaker 3: Money AUS. You can also search for Victoria to Mine
33:39
Speaker 3: on Instagram as well, and check out fee on YouTube
33:41
Speaker 3: and teller. She's doing a great job because she gets
33:43
Speaker 3: nervous in front of camera, but she's killing it.
33:45
Speaker 1: Thank you, I appreciate it. We will see you guys
33:48
Speaker 1: next bonus episode.