Saving A Family Home Purchase
A small policy error almost cost a family their smooth home transfer—until we pushed back with the right rules and the right evidence. We walk you through the exact scenario: a child buying a parent’s house using gifted equity, a banker insisting on 5 percent genuine savings, and the precise reason that condition didn’t apply. It’s a practical, real-world breakdown of how deposit thresholds actually work, how KiwiSaver is treated, and why the 20 percent mark matters more than most people realise.
We unpack the difference between standard high LVR lending and cases where Kāinga Ora programmes…
The skinny
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