Latest / She's On The Money / She's On The Money Radio Recap - 25th June

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She's On The Money Radio Recap - 25th June · She's On The Money

• 0:00
  Speaker 1: She's on the Money. She's on the Money.
• 0:25
  Speaker 2: Hello, and welcome to the She's on the Money radio
• 0:28
  Speaker 2: show podcast. Stuff.
• 0:29
  Speaker 3: That's not how you do it, mate?
• 0:31
  Speaker 4: What is going on? Should I do it? Victoria?
• 0:35
  Speaker 3: Because I have a turn.
• 0:36
  Speaker 4: I don't even have it laminated. She's on the Money
• 0:38
  Speaker 4: the podcast for young millennials who are concerned about their
• 0:41
  Speaker 4: cash flow.
• 0:42
  Speaker 2: Absolutely, you know what actual worst one in the world
• 0:46
  Speaker 2: like that.
• 0:46
  Speaker 3: I loved it. Do you know what it's about? The tenacity,
• 0:48
  Speaker 3: trav Do you know what we did do this week?
• 0:50
  Speaker 3: We asked that She's on the Money community what marketplace
• 0:54
  Speaker 3: fines they had, and they had some bangers, which we
• 0:56
  Speaker 3: have integrated well into the radio show. That's kind of
• 0:59
  Speaker 3: how I'm planning on running this show moving forward. Just
• 1:02
  Speaker 3: so you know, okay, boss, wow, Yeah, I'm not the producer,
• 1:06
  Speaker 3: nor am I the anchor. I'm just the talent.
• 1:08
  Speaker 2: Didn't realize that this was an air check.
• 1:10
  Speaker 3: It's actually my show.
• 1:12
  Speaker 2: Sure, she is on the Money.
• 1:16
  Speaker 3: Good, I'll just get everybody else to do my work.
• 1:18
  Speaker 3: They give me the tips, they give me the tricks,
• 1:20
  Speaker 3: they tell me what they want to hear on the radio,
• 1:22
  Speaker 3: and then I put it on the radio and I'm
• 1:24
  Speaker 3: giving the people what they want.
• 1:25
  Speaker 2: Working smarter, not harder.
• 1:27
  Speaker 3: I work really hard.
• 1:28
  Speaker 2: To Yeah, you know, speaking of working hard, we have
• 1:31
  Speaker 2: been working hard to try to get you the greatest
• 1:34
  Speaker 2: birthday present ever, Victoria. Now we're going.
• 1:37
  Speaker 3: To turn around to be like, my presence is your presence?
• 1:40
  Speaker 2: No, exactly what that's such.
• 1:42
  Speaker 4: A trap joke and joke exactly make that.
• 1:45
  Speaker 2: I kind of feel like you would as well, Mitch,
• 1:47
  Speaker 2: and you've just thrown me under the bus. But we've
• 1:49
  Speaker 2: been working hard together, Mitch and I.
• 1:51
  Speaker 3: Because I'm quite unimpressed.
• 1:53
  Speaker 2: It is your birthday. And no, we did not spend
• 1:55
  Speaker 2: any money on you. We're going to spend thousands and thousands,
• 1:58
  Speaker 2: but we knew that we would get vic Tori tone going.
• 2:00
  Speaker 2: You need to save money, you need to be frugal.
• 2:03
  Speaker 2: So we've done that, Mitch, tell them what we've done.
• 2:06
  Speaker 4: Listen, I forget what do we do.
• 2:11
  Speaker 2: The free birthday stuff? It's all right, we'll edit it
• 2:14
  Speaker 2: out where this goes to where you'll be fight all
• 2:17
  Speaker 2: right and go.
• 2:18
  Speaker 4: Yes, what we have is and God, I remember this
• 2:20
  Speaker 4: like it just happened. This is one of my favorite things.
• 2:22
  Speaker 4: And I could never forget doing this because I run
• 2:26
  Speaker 4: you through free shit you can get on your birthday.
• 2:29
  Speaker 4: And I know you thinking, oh yeah, we all know
• 2:30
  Speaker 4: you can get a boost juice that is a bigger
• 2:32
  Speaker 4: than boost juice. And I have a lot of culinary ones.
• 2:34
  Speaker 4: A lot of it's food related, to be honest, but
• 2:36
  Speaker 4: that's all people care about these days.
• 2:39
  Speaker 2: Impressed that you said the word culinary in this show.
• 2:41
  Speaker 3: Hey, I didn't even know your words so.
• 2:43
  Speaker 4: Big, so they pay me the it's like medium sized dollars.
• 2:47
  Speaker 4: It's kind of in the medium. Yeah, yeah, yeah, I do. Fine.
• 2:51
  Speaker 3: I'm going to bring up uber eats again and remember
• 2:52
  Speaker 3: the time you spent seventeen thousand dollars in one financial
• 2:55
  Speaker 3: year on uber eat.
• 2:56
  Speaker 4: But that's we can talk.
• 2:57
  Speaker 3: Oh my gosh, look he's got another bag.
• 2:59
  Speaker 2: He does not doing that. But the good news is
• 3:04
  Speaker 2: he actually bought that with his tax return. Because we
• 3:08
  Speaker 2: have our very last Super Savior Saturday Tax Edition, Victoria.
• 3:12
  Speaker 2: We know that you know it's your favorite segment, but
• 3:14
  Speaker 2: put tax on top of it. It is your Super
• 3:17
  Speaker 2: Savior Saturday Tax Edition.
• 3:18
  Speaker 4: You love it.
• 3:19
  Speaker 3: I love tax.
• 3:20
  Speaker 2: All right, Well, that's enough talking from us. Let's get
• 3:22
  Speaker 2: into the show right now. This is She's on the
• 3:24
  Speaker 2: Money Radio Show enjoyed everyone.
• 3:29
  Speaker 1: She's on The Money Radio Show.
• 3:33
  Speaker 4: With Victoria Divine next week. Victoria, it's your birthday. I'm
• 3:39
  Speaker 4: in my thirties, embrace it now.
• 3:41
  Speaker 2: I'm sorry, but Mitch and I haven't brought you anything
• 3:43
  Speaker 2: but to what we know you will won't yet yet.
• 3:46
  Speaker 4: No, no, no, no, no, yourself.
• 3:47
  Speaker 2: We've done something even better than that because we've gotten
• 3:51
  Speaker 2: together and we have found some of the greatest places
• 3:55
  Speaker 2: out there. They give you free stuff on your birthday, right, Mitch.
• 3:58
  Speaker 4: So, I don't know if you knew this, but if
• 3:59
  Speaker 4: you've got a Krispy you show them that it's your birthday.
• 4:01
  Speaker 4: You can prove it. You get four free original glazes
• 4:04
  Speaker 4: Krispy Kreen.
• 4:05
  Speaker 2: Get the hell.
• 4:07
  Speaker 3: Oh that's enough a friend.
• 4:08
  Speaker 4: Oh well, you're talking to me. That's enough of mid
• 4:10
  Speaker 4: morning tea for me.
• 4:12
  Speaker 2: If we got tras well, what about on the same
• 4:15
  Speaker 2: kind of dessert train going to Baskin Robins you get
• 4:18
  Speaker 2: a free scoop of ice cream.
• 4:19
  Speaker 3: That's pretty good too.
• 4:21
  Speaker 2: Not that, but also, I am an absolute fiend Fernandos.
• 4:26
  Speaker 2: If you've ordered something off of their app in the
• 4:29
  Speaker 2: last six months, and yeah, let's be honest, we've all
• 4:32
  Speaker 2: done it in the last six seconds. You get a
• 4:35
  Speaker 2: free meal.
• 4:36
  Speaker 3: At Oh my god, that's so exciting for everybody who's
• 4:39
  Speaker 3: not me because I'm vegan.
• 4:40
  Speaker 2: All right, Mitch, what have you got?
• 4:41
  Speaker 4: You can get a free muffin at Mine's off food related. Sorry,
• 4:44
  Speaker 4: you get a free muffin at muff and Break. You
• 4:45
  Speaker 4: get a free drink at Gloria Jeans, all on your birthday.
• 4:49
  Speaker 3: I want someone to call in and tell me that
• 4:52
  Speaker 3: they have had a birthday, like they've gone and just
• 4:55
  Speaker 3: done all of these things in one day. Like they
• 4:57
  Speaker 3: went to Boost for breakfast, then they went and got
• 4:59
  Speaker 3: morning to Heresy Cream, they went and got a free
• 5:02
  Speaker 3: muffin or sorry, they went to Nando's for lunch.
• 5:04
  Speaker 4: That Nando's app Yes, And then they went to.
• 5:06
  Speaker 3: Muff and Break and they got their afternoon muffin and
• 5:08
  Speaker 3: then a coffee from Glory of Jeans. Like, I want
• 5:10
  Speaker 3: someone who's done all of this and had a free
• 5:12
  Speaker 3: day of food.
• 5:13
  Speaker 4: Oh, you can hit us up on ourselves, DM guys,
• 5:16
  Speaker 4: we'll get you on the show.
• 5:17
  Speaker 2: And happy birthday, Victoria Divine. If you don't like your presence,
• 5:21
  Speaker 2: you know what we did keep the receipts because they
• 5:23
  Speaker 2: were free anyway, telling me dream, telling me dream.
• 5:29
  Speaker 4: And we do this on the show. We get really
• 5:32
  Speaker 4: really ridiculous Facebook Marketplace items that have actually been posted
• 5:36
  Speaker 4: to Facebook Marketplace. And if you don't know what Facebook
• 5:38
  Speaker 4: Marketplace is, we talk about it a lot. It's like
• 5:39
  Speaker 4: eBay or gum Tree, but it's built in to the
• 5:41
  Speaker 4: Facebook app. And I absolutely love it. Victoria, You've got
• 5:44
  Speaker 4: some good ones.
• 5:45
  Speaker 3: I have some bangers for you. So many people have
• 5:48
  Speaker 3: messaged us over the last few weeks because we did
• 5:50
  Speaker 3: this segment a little while ago and they were like
• 5:52
  Speaker 3: they you missed this and this and this, and so
• 5:55
  Speaker 3: today I have them for you and I cannot wait
• 5:57
  Speaker 3: to share. So first things first, it's not Ritmas, but
• 6:00
  Speaker 3: end of financial year for someone like me feels like Christmas.
• 6:04
  Speaker 3: So you know what you could buy very festive. Someone
• 6:06
  Speaker 3: has taken a clear Christmas ballble filled it full of
• 6:10
  Speaker 3: baked beans and made a Christmas decoration out of it.
• 6:15
  Speaker 3: What it's not the fact that field a Christmas ornament
• 6:17
  Speaker 3: with baked beans, it's the fact that they think they
• 6:19
  Speaker 3: can get twenty five dollars for this.
• 6:24
  Speaker 4: How much would you pay?
• 6:25
  Speaker 3: What wouldn't you pay? Is the real question here?
• 6:27
  Speaker 4: Well, that's priceless. To be honest, I've got one. I've
• 6:29
  Speaker 4: gone This one is quite simply and you know you
• 6:31
  Speaker 4: got to give it to them. Really simple marketing. Here
• 6:34
  Speaker 4: it's just called underwear. There's two photos with pink laced
• 6:38
  Speaker 4: underwear and black lace and the description is underwear good condition, like.
• 6:42
  Speaker 2: New, like new.
• 6:44
  Speaker 4: What does like you mean?
• 6:46
  Speaker 3: Like?
• 6:46
  Speaker 4: It's like lightly warn.
• 6:47
  Speaker 3: I'm going to call it. I don't think they're going
• 6:49
  Speaker 3: to wear those, kause I don't think that's why they're buying.
• 6:52
  Speaker 2: Oh, moving on Saturday.
• 6:56
  Speaker 4: Tell them their dreaming.
• 6:57
  Speaker 3: I speaking of family show, everybody loves love and what's
• 7:01
  Speaker 3: better than love? Then Darren's secondhand engagement ring that he
• 7:05
  Speaker 3: would like nine hundred dollars for because he says it
• 7:08
  Speaker 3: was the biggest mistake of his life. If anyone's interested.
• 7:11
  Speaker 3: It is a princess cut centered diamond on a gold band.
• 7:14
  Speaker 2: You being the expert getting married soon? What is that
• 7:17
  Speaker 2: is a good ring? Oh?
• 7:18
  Speaker 3: Look, it looks all right. I just I don't know
• 7:20
  Speaker 3: how much i'd like somebody else's secondhand ring that was
• 7:23
  Speaker 3: labeled as the biggest mistake of his life.
• 7:25
  Speaker 4: You've already got a haunted You don't want a haunted
• 7:27
  Speaker 4: ring on your True.
• 7:29
  Speaker 3: The other one I got sent this week is actually,
• 7:31
  Speaker 3: see this picture. It's basketball hoop playing on the ground
• 7:34
  Speaker 3: and it's this dad and his name's Damien. Damien says
• 7:37
  Speaker 3: basketball hoop for sale. I'm really disappointed my son is
• 7:40
  Speaker 3: not nearly as athletic as I hope to pick up
• 7:43
  Speaker 3: only one hundred dollars.
• 7:45
  Speaker 2: Why is your dad selling his basketball hoop?
• 7:47
  Speaker 3: Mitch, He's really disappointed his son is not nearly as
• 7:49
  Speaker 3: athletic as he at.
• 7:50
  Speaker 2: Hope that's what I was implying.
• 7:52
  Speaker 3: But I just feel like there's been some winners, and
• 7:54
  Speaker 3: unfortunately it was the She's on the Money community who
• 7:56
  Speaker 3: found these for us, not us.
• 7:58
  Speaker 2: If you have seen something bizarre marketplace hit us up
• 8:01
  Speaker 2: on our social was just search She's on the Money.
• 8:04
  Speaker 2: And my favorite thing about that was Mitch asked in
• 8:07
  Speaker 2: the song, what's the group called? Again?
• 8:10
  Speaker 3: Oh? I wonder the group's called She's on the Money because.
• 8:14
  Speaker 4: I haven't been accepted in It's like answer these questions
• 8:16
  Speaker 4: and I put them in and they're like, now give
• 8:18
  Speaker 4: me your data. Bird too much.
• 8:20
  Speaker 3: I want to make sure that everybody in that Facebook
• 8:22
  Speaker 3: group is like a legit person, not a bot. I'm
• 8:24
  Speaker 3: in there every day commenting. I just to actually assume
• 8:28
  Speaker 3: that the second you join my Facebook group, we're best friends.
• 8:31
  Speaker 3: So I treat you that way. And the question, if
• 8:33
  Speaker 3: you actually read them, was like will you agree to
• 8:35
  Speaker 3: be nice to everybody in this group?
• 8:37
  Speaker 2: And also it's just like, no, I'm not.
• 8:39
  Speaker 3: Even reading absolutely not.
• 8:41
  Speaker 4: I didn't read it. I'll be He's the.
• 8:42
  Speaker 3: One passively aggressively messaging people on Facebook marketplace telling them
• 8:45
  Speaker 3: that their items are terrible. Well, so I don't even
• 8:48
  Speaker 3: know if I want this guy in the group.
• 8:50
  Speaker 4: This is She's on the Money radio show.
• 8:57
  Speaker 2: But right now it's time for this. Every single week
• 8:59
  Speaker 2: we've got to bring some financial story on air to
• 9:01
  Speaker 2: get your advice, Victoria on what they should do. Mitchill,
• 9:05
  Speaker 2: we got this week.
• 9:06
  Speaker 4: Yeah we have. Sam. Sam sent us this message. She said,
• 9:08
  Speaker 4: I just had four weeks annually've approved for the end
• 9:11
  Speaker 4: of the year and want to start booking accommodation in
• 9:13
  Speaker 4: for a holiday, which is smart. She wants to get
• 9:14
  Speaker 4: in early, but she's noticed in just a few weeks
• 9:18
  Speaker 4: looking online that the prices keep fluctuating. One apartment was
• 9:21
  Speaker 4: going to cost two grand for a few days, but
• 9:24
  Speaker 4: then she checked back right the next day and it
• 9:27
  Speaker 4: was up to twenty five hundred for the same room,
• 9:29
  Speaker 4: exact same dates. She says, why does accommodation fluctuate in
• 9:33
  Speaker 4: price so much? And how far out from a trip
• 9:35
  Speaker 4: is the cheapest time to book accommodation?
• 9:37
  Speaker 2: Is this your confession that we were trying to get
• 9:39
  Speaker 2: out of you.
• 9:40
  Speaker 3: This is at the start of the show, like the
• 9:43
  Speaker 3: silliest person in the entire world, because when it comes
• 9:45
  Speaker 3: to money, like I'm the one that's entrusted by all
• 9:49
  Speaker 3: of my friends to make sure that iBook and so like, guys,
• 9:52
  Speaker 3: I have covered this, so like this is my money mistake.
• 9:55
  Speaker 3: I'm not passing it on to my friends. But a
• 9:57
  Speaker 3: couple of weeks ago, I told you, guys that I'd
• 9:59
  Speaker 3: like work doubt when the cheapest time to book flights
• 10:02
  Speaker 3: was Tuesday eight pm. I also told you that you
• 10:06
  Speaker 3: should do it on a device that doesn't have cookies
• 10:09
  Speaker 3: on it, so that's either on your mateslack laptop or whatever.
• 10:12
  Speaker 3: So I did that by going into private browsing. Somehow
• 10:17
  Speaker 3: I ended up on the American version of Sky Yes,
• 10:22
  Speaker 3: so we can probably play a guess and game and
• 10:24
  Speaker 3: the conversion rate to usd at the moment, not that
• 10:28
  Speaker 3: sexy guess who paid for all of her friend's flights
• 10:31
  Speaker 3: in USD instead of aud and definitely didn't get the
• 10:34
  Speaker 3: deal of the lifetime she thought she oh, yes, And
• 10:38
  Speaker 3: I didn't know until I was reviewing my credit card
• 10:41
  Speaker 3: statement the other day and I was like, what is
• 10:43
  Speaker 3: this Like? That is not what I spent on flights
• 10:46
  Speaker 3: cross checked it called them. Was a bit of a
• 10:48
  Speaker 3: Karen on the phone because I was like, please explain this,
• 10:51
  Speaker 3: and the poor girl on the phone had to be like, Victoria,
• 10:53
  Speaker 3: you have booked your flights in USD, so there was
• 10:56
  Speaker 3: an exchange rate payable and your screwed.
• 10:58
  Speaker 2: My question to you is do you still go and
• 11:01
  Speaker 2: be the hero to your friends or you just capt
• 11:03
  Speaker 2: that extra money yourself.
• 11:04
  Speaker 3: So I've been the hero to my friends. I felt
• 11:07
  Speaker 3: like it wasn't their fault. I made such a big
• 11:09
  Speaker 3: money blunder. I'm just copying that one on the nose.
• 11:12
  Speaker 3: It was a very expensive mistake, but I just don't
• 11:14
  Speaker 3: want to pass that on. I feel like that wasn't
• 11:17
  Speaker 3: their fault. I messed it up and the flights genuinely
• 11:20
  Speaker 3: were that amount. I just happened to pay for them
• 11:22
  Speaker 3: in the wrong currency. Oh so that was no real advice,
• 11:27
  Speaker 3: no real advice, But I feel like pre booking is
• 11:30
  Speaker 3: really important when it comes to accommodation. Yeah, if you're
• 11:33
  Speaker 3: planning on going on a holiday, it always pays to
• 11:37
  Speaker 3: do those flexy ones. So you're like, you know, any
• 11:39
  Speaker 3: book and you're like, go online.
• 11:41
  Speaker 4: Yes, what does flexi mean?
• 11:42
  Speaker 3: Yeah, it means you can like unbook and rebook if
• 11:45
  Speaker 3: the price changes, and closer to the date, often the
• 11:48
  Speaker 3: price does change cheaper. Yeah, usually it gets a little
• 11:52
  Speaker 3: bit cheaper because they're like trying to fill it up.
• 11:53
  Speaker 2: Yeah.
• 11:54
  Speaker 3: Also, if it doesn't get cheaper, at least you've locked
• 11:56
  Speaker 3: in the smallest rake, right. But if you prebook and
• 11:59
  Speaker 3: pick non flexy often they will go all right, well
• 12:02
  Speaker 3: you locked it in. It's completely nonrefundable, and even if
• 12:05
  Speaker 3: you see it cheaper elsewhere, you can't get a better deal.
• 12:08
  Speaker 3: So if I was in that situation one, I'm a
• 12:10
  Speaker 3: little bit of a hustler when it comes to getting
• 12:12
  Speaker 3: a good deal. So if I saw my room rate
• 12:15
  Speaker 3: at a cheaper rate before I left, I'd probably still
• 12:17
  Speaker 3: call them anyway and be like, yo, I saw this,
• 12:19
  Speaker 3: can I please have it price matched or something? For
• 12:22
  Speaker 3: them to say you.
• 12:23
  Speaker 4: Have no shame.
• 12:23
  Speaker 3: I have no shame. Honestly, the money win is a
• 12:26
  Speaker 3: money wins exactly. And my favorite part about it is
• 12:28
  Speaker 3: everybody thinks it's like asking too much, but like, think
• 12:31
  Speaker 3: about the types of people that you call. They're just
• 12:33
  Speaker 3: like you and I. They're either working in the call center,
• 12:35
  Speaker 3: they're like on reception. Well, like they get it. They
• 12:38
  Speaker 3: want a good deal too, and if you're nice to
• 12:40
  Speaker 3: them on the phone, they're very likely to be like,
• 12:42
  Speaker 3: all right, try have like that makes sense. Story checks out.
• 12:45
  Speaker 4: So the takeaway is have no shame.
• 12:47
  Speaker 3: No shame because if you don't ask, the answer it's
• 12:49
  Speaker 3: always no. It's not like you're calling their CEO of
• 12:51
  Speaker 3: Crown Hotels and asking him for a discount. You're just
• 12:53
  Speaker 3: calling the nice people that work on reception and going, hey,
• 12:56
  Speaker 3: saw this at a better rate. What can you do?
• 12:58
  Speaker 3: And they might not be able to change it. What
• 13:00
  Speaker 3: they could do is potentially upgrade your checking or something like.
• 13:05
  Speaker 3: There's always a deal to be had.
• 13:06
  Speaker 2: Speaking of deals to be had, super save a Saturday, Victoria,
• 13:10
  Speaker 2: you're going to give us some sneaky tips on.
• 13:12
  Speaker 3: As if I haven't been giving you enough sneaky tips today.
• 13:15
  Speaker 2: That's what you get paid for, mate, if you want
• 13:17
  Speaker 2: to keep them coming.
• 13:18
  Speaker 4: It's the show's actually the show.
• 13:19
  Speaker 2: Sorry, guys, we're not doing the show anymore because Victoria
• 13:23
  Speaker 2: has over you to give.
• 13:24
  Speaker 1: You Super Save Saturday.
• 13:27
  Speaker 4: Yes said, it's ere first everyone, and the financial year
• 13:29
  Speaker 4: is on the last week of financial year. Actually, so
• 13:32
  Speaker 4: we've got some tax tips to help you save some
• 13:34
  Speaker 4: money in your tax return. Victoria. You've got a couple
• 13:36
  Speaker 4: of them in your hot pocket.
• 13:38
  Speaker 3: I do, I always do. Can it be like tax
• 13:40
  Speaker 3: time tips or does I have to be a specific
• 13:42
  Speaker 3: tax related tip?
• 13:43
  Speaker 4: You know what, Give us whatever tips you want, Victoria,
• 13:45
  Speaker 4: We'll take it.
• 13:46
  Speaker 3: So my first tax time tip is it's end of
• 13:49
  Speaker 3: financial years, so, like, what a better time to set
• 13:52
  Speaker 3: some financial goals and actually think about where we're going
• 13:55
  Speaker 3: for the next six or twelve months. I feel like
• 13:57
  Speaker 3: too many of us wait until the first January to
• 14:00
  Speaker 3: make new goals and resolutions to save money, and when
• 14:04
  Speaker 3: it gets to June thirty, you're like, oh, so far,
• 14:06
  Speaker 3: I can't believe I haven't saved x y Z or
• 14:08
  Speaker 3: I can't believe I did this. So this year it's
• 14:11
  Speaker 3: all about shopping around and getting the best deal. So
• 14:13
  Speaker 3: if you haven't relooked at your phone plan, or you
• 14:15
  Speaker 3: haven't looked at your electricity recently, or you haven't really
• 14:18
  Speaker 3: culled down your streaming services, now, my friend, is the
• 14:21
  Speaker 3: time to set yourself up for a very healthy July.
• 14:24
  Speaker 4: A personal audit.
• 14:25
  Speaker 3: Yeah, do a little personal audit and have a look
• 14:27
  Speaker 3: at what you're spending. You could save some money.
• 14:29
  Speaker 4: Yeah all right.
• 14:30
  Speaker 3: Well, next one I've got is actually a little bit niche.
• 14:33
  Speaker 3: But the reason I'm saying it is because the ATO
• 14:36
  Speaker 3: spokesperson came out late last year and said this to Cansta,
• 14:40
  Speaker 3: who happens to be the company that Budget Direct won
• 14:44
  Speaker 3: so many awards with.
• 14:45
  Speaker 2: Yes, did you say link?
• 14:47
  Speaker 1: Yeah?
• 14:47
  Speaker 3: Absolutely, But the ATO spokesperson came out and said, this
• 14:51
  Speaker 3: year we're going to be paying close attention to capital gains,
• 14:55
  Speaker 3: in particular from cryptocurrency as well as traditional property and
• 14:59
  Speaker 3: shared But too many people don't understand that if you
• 15:04
  Speaker 3: bought and sold crypto currency, because I feel like that
• 15:07
  Speaker 3: was real trendy.
• 15:08
  Speaker 2: Heaps of people did, Yeah.
• 15:10
  Speaker 3: You're gonna have to pay capital gains tax on that.
• 15:13
  Speaker 3: So if you're not prepared for that, now is the
• 15:15
  Speaker 3: time to have a bit of a look at what
• 15:16
  Speaker 3: you could be up for. Because if you're jumping up
• 15:18
  Speaker 3: and down about having made some money on crypto, did
• 15:21
  Speaker 3: you know that you have to pay fifty percent capital
• 15:24
  Speaker 3: tax if you sell that with owning it, it's wild?
• 15:29
  Speaker 3: And then the next one you said make it juicy,
• 15:31
  Speaker 3: niche do you know want juicy? Do you? There's nothing
• 15:33
  Speaker 3: sexier than superannuation? One thing is sex in the morning.
• 15:42
  Speaker 3: I will and if you're looking to get a little
• 15:44
  Speaker 3: bit more bang for your buck and you haven't recently
• 15:47
  Speaker 3: looked at your super fund, I'd be having a look
• 15:49
  Speaker 3: at that and working out whether making a non concessional
• 15:52
  Speaker 3: contribution is a smart idea for you, which means putting
• 15:54
  Speaker 3: extra cash in because you will get a tax refund
• 15:57
  Speaker 3: on that because the tax rate inside superannuations only fifteen.
• 16:02
  Speaker 3: Oh mey sexy. There's obviously caps and stuff associated, So
• 16:06
  Speaker 3: definitely have a look and make sure it is in
• 16:08
  Speaker 3: line with your values. But you could have a bit
• 16:10
  Speaker 3: of a money win for future you by putting some
• 16:12
  Speaker 3: more money in super this year.
• 16:13
  Speaker 2: Yeah, I know what that is? Way too many tips.
• 16:15
  Speaker 2: I am way too excited for a Saturday morning, So
• 16:18
  Speaker 2: I think it's time before you overload my brain and mitches.
• 16:23
  Speaker 2: Let's get out of here. We're going to catch up
• 16:24
  Speaker 2: with you next week. Until then, you can catch up
• 16:26
  Speaker 2: with us anytime that you like, anytime, just certainly anytime.
• 16:30
  Speaker 3: We basically live on the internet.
• 16:32
  Speaker 2: Yeah, she's on The Money on Socials.
• 16:35
  Speaker 3: She missed Denny If she's on The Money radio show
• 16:37
  Speaker 3: with Victoria Devine.
• 16:38
  Speaker 1: Hear it on the catch Up podcast on iHeartRadio.