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The 4% Rule Rewrite (And What It Means For Your Retirement)

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The 4% rule gets talked about like gospel in retirement planning. But let’s be honest, it’s always been more of a rough guess than a golden rule. Now, its original creator is revising it to 4.7%. So, does that mean your retirement paycheck just got a raise, or is this just another headline that oversimplifies a complex decision?

Here’s some of what we discuss in this episode:

💡 The basics of the original 4% rule

📈 What’s changed in the 2025 update

🚦Why this isn’t a green light to spend more

📝What hopeful retirees should take away from this change

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