Latest / She's On The Money / I Earn $280K… But I’m Completely Burnt Out and Trapped

Transcript

I Earn $280K… But I’m Completely Burnt Out and Trapped · She's On The Money

• 0:00
  Speaker 1: My name's Tatasha Bamblet. I'm a proud First Nations woman
• 0:03
  Speaker 1: and I'm here to acknowledge country. Te Glenn Young Ganya Niana,
• 0:08
  Speaker 1: Kaka Yahi and beIN ah Waka Nian our guy in Mbini,
• 0:11
  Speaker 1: yakarum jar Dominyagumika, Umaga, Ithawaka, Nile, Waman damind Immlan, Bumba
• 0:16
  Speaker 1: bang gadaboma In and now in Waka Ghana on yakarum
• 0:20
  Speaker 1: Jar water Nadaa. Hello, beautiful friends, we gather on the
• 0:24
  Speaker 1: lands of the Aboriginal people. We thank, acknowledge and respect
• 0:27
  Speaker 1: the Aberigin people's land that we're gathering on today. Take
• 0:30
  Speaker 1: pleasure in all the land and respect all that you see.
• 0:34
  Speaker 1: She's on the Money podcast acknowledges culture, country, community and connections,
• 0:40
  Speaker 1: bringing you the tools, knowledge and resources for you to thrive.
• 0:44
  Speaker 2: She's on the Money.
• 0:46
  Speaker 3: She's on the Money.
• 0:51
  Speaker 2: Hello and welcome to She's on the Money, the podcast
• 0:53
  Speaker 2: that makes personal finance fun is especially on Fridays. It
• 0:57
  Speaker 2: is our favorite day of the week because it's when
• 0:59
  Speaker 2: we get the team together and we celebrate you the
• 1:01
  Speaker 2: incredible She's on the Money community today, it's just Beck
• 1:05
  Speaker 2: and Eye, so be prepared for things to be a
• 1:07
  Speaker 2: little bit more rogue than usual, but I will be
• 1:10
  Speaker 2: sharing some of my favorite community money in Beck will
• 1:12
  Speaker 2: still be sharing all of her best broke tips and
• 1:15
  Speaker 2: will be helping to answer a money dilemma from someone
• 1:17
  Speaker 2: who is suffering from burnout but has so many financial
• 1:20
  Speaker 2: commitments they feel trapped in their job. Plus a DM
• 1:23
  Speaker 2: that you slid into my inbox with that asks the question,
• 1:26
  Speaker 2: is a gift really a gift if it costs the
• 1:28
  Speaker 2: receiver money to use it?
• 1:29
  Speaker 3: Ah?
• 1:30
  Speaker 2: My instinctive reaction is no, no. But it's pets. Yeah,
• 1:35
  Speaker 2: I know, I'm very unless it's like parents gifting them.
• 1:38
  Speaker 3: To the kids.
• 1:39
  Speaker 2: Yeah, their kids specifically. Anyway, I'm getting ahead of myself.
• 1:43
  Speaker 2: I'm so sorry before we get into it.
• 1:45
  Speaker 3: Yeah, we always like to start the show with a
• 1:46
  Speaker 3: five star review, but not today. Have you got one
• 1:49
  Speaker 3: to guess?
• 1:51
  Speaker 2: I'm just sure do. This one is from the Lily
• 1:53
  Speaker 2: She said She's on the money has genuinely changed my
• 1:56
  Speaker 2: mindset around money and personal growth. I love how relatable
• 1:59
  Speaker 2: you three would and it feels like you're just sitting
• 2:01
  Speaker 2: and listening with friends who totally get it. It has
• 2:04
  Speaker 2: made money simple and investing not a scary word.
• 2:07
  Speaker 3: That's gorgeous. Thank you the lily. I don't it's yeah,
• 2:13
  Speaker 3: it's like I know a few lilies, but this is
• 2:15
  Speaker 3: the lily.
• 2:15
  Speaker 4: You know.
• 2:16
  Speaker 2: That's crazy and we appreciate you. Thank you, You are
• 2:18
  Speaker 2: appreciate you. Thank you.
• 2:20
  Speaker 3: This is my favorite part of the show. Well, I
• 2:22
  Speaker 3: have so many favorites.
• 2:23
  Speaker 2: I don't know about you.
• 2:24
  Speaker 3: But we have Question of the Week.
• 2:26
  Speaker 2: Which do you love? Question of the Week?
• 2:27
  Speaker 3: I love Question of the Week. You get to ask
• 2:29
  Speaker 3: us one question you're dying to know. It can be
• 2:31
  Speaker 3: about literally anything. So this week's question comes from Miranda,
• 2:35
  Speaker 3: who wants to know what hill will you die on?
• 2:38
  Speaker 3: That most people think is ridiculous.
• 2:40
  Speaker 2: Oh, this is such a great question, and you know what,
• 2:42
  Speaker 2: I know there are so many because I'm so weirdly
• 2:44
  Speaker 2: particular at things, and not a single one is coming
• 2:46
  Speaker 2: to mind right now.
• 2:47
  Speaker 4: I know.
• 2:48
  Speaker 3: Crazy. It's like when someone asks you to put a
• 2:50
  Speaker 3: song on and you're like, I can't think of a
• 2:52
  Speaker 3: single song, but I know songs. Yeah, literally, my one
• 2:55
  Speaker 3: is that I don't well, actually maybe it's like a
• 2:59
  Speaker 3: two pronger. So firstly, I'm in the dinner realm. I'
• 3:04
  Speaker 3: mean like going out for dinner. I just think going
• 3:07
  Speaker 3: out for dinner or like having dinner with friends or
• 3:09
  Speaker 3: like this kind of way where we socialize, Like I
• 3:12
  Speaker 3: hate it having like something about like seeing across from
• 3:16
  Speaker 3: someone for starters. Also it depends what you're sitting next to,
• 3:19
  Speaker 3: like this structured eating around a table, and also the
• 3:22
  Speaker 3: eating part as well. I think it's so like I
• 3:26
  Speaker 3: just don't like it. But also that's usually tied with
• 3:28
  Speaker 3: a really dim lighting and I really like and I
• 3:32
  Speaker 3: think I've said this on the show before, I really
• 3:34
  Speaker 3: like like seven to eleven fluorescent bright light because it
• 3:38
  Speaker 3: helps me feel awake. So if I'm gonna be sap,
• 3:41
  Speaker 3: and the only objective when you're sat across the table
• 3:44
  Speaker 3: from someone is to like talk and connect, which is great,
• 3:47
  Speaker 3: we'd love to do that, but that's the only thing
• 3:50
  Speaker 3: you can do. There's nothing that's like you can't like
• 3:52
  Speaker 3: sit next to each other and like get cozy or
• 3:54
  Speaker 3: like get affectionate or look at each other's tiktoks, and
• 3:58
  Speaker 3: you know, the only thing you have is chit chat.
• 4:01
  Speaker 3: And so if I'm gonna have that, then it has
• 4:03
  Speaker 3: to be paired with a bright light that's keeping you
• 4:06
  Speaker 3: like alert and active, I think it may be.
• 4:08
  Speaker 2: The only person in the world that feels that way.
• 4:10
  Speaker 3: Everybody hates I know, I really like that bright light,
• 4:14
  Speaker 3: especially when you must stay attentive and alert.
• 4:17
  Speaker 2: You know, are you into the concept of like group
• 4:20
  Speaker 2: dinner at home you just don't like the rigidity of
• 4:24
  Speaker 2: at a restaurant, or you just don't like sharing meals
• 4:27
  Speaker 2: like broadly as a general rule, I don't think I
• 4:30
  Speaker 2: like any of it.
• 4:30
  Speaker 3: But if we are going to share a meal, I
• 4:32
  Speaker 3: would like it to be like we're all sat on
• 4:34
  Speaker 3: the floor or like around, like on the lounge or
• 4:37
  Speaker 3: something like that. I don't mind that. But the eating
• 4:39
  Speaker 3: together as an activity, you're eating like can't talk properly.
• 4:43
  Speaker 2: I don't know. I don't like it.
• 4:44
  Speaker 3: I don't like it. It's messy. I don't like it. Yeah,
• 4:47
  Speaker 3: so yeah, I don't think I like going out for
• 4:49
  Speaker 3: dinner or going out for food, going for brunch with friends.
• 4:54
  Speaker 2: Wow, that is that is a hottake from you. I'm shocked, honestly.
• 4:59
  Speaker 2: The The only thing that I can think of, and
• 5:01
  Speaker 2: it's only because I just got out of my car
• 5:03
  Speaker 2: to get to the studio, is you need to use
• 5:05
  Speaker 2: your blinker before you break Like if you're turning and
• 5:08
  Speaker 2: you are not turning your blinker on before you break. Yes,
• 5:10
  Speaker 2: I agree, the immediate loss of license.
• 5:12
  Speaker 3: I agree. Hate it, yeah, yeah, I hate it.
• 5:17
  Speaker 2: Yes, And I'm pretty sure like that is the correct
• 5:18
  Speaker 2: way to do it, Like it's not like I'm just
• 5:20
  Speaker 2: saying this is a personal preference, Like that is the
• 5:21
  Speaker 2: correct way to do it. Yeah, And I'm just actually
• 5:24
  Speaker 2: shocked by how many people don't I know.
• 5:26
  Speaker 3: I know. And well, actually, while we're on that, if
• 5:28
  Speaker 3: you are at the lights and you you are in
• 5:31
  Speaker 3: the right lane, so you can turn right if you want,
• 5:33
  Speaker 3: but you haven't put your blinker on yet, and we're
• 5:35
  Speaker 3: sitting shale. That's shale because you're sat behind and thinking like, oh,
• 5:40
  Speaker 3: they're going straight and then the light good screen, they
• 5:43
  Speaker 3: put their blinker on.
• 5:43
  Speaker 2: Yeah, now you're stuck.
• 5:45
  Speaker 5: I know.
• 5:45
  Speaker 3: I don't like it.
• 5:46
  Speaker 2: Weekend, I literally stuck behind someone. I was literally in
• 5:49
  Speaker 2: my car. You should have seen me if you looked
• 5:50
  Speaker 2: in it from the outside, it would just be me
• 5:52
  Speaker 2: like screaming, like enough in my car.
• 5:54
  Speaker 3: Follow the rule.
• 5:55
  Speaker 2: Follow the rule. That is the hill that I will die.
• 5:57
  Speaker 3: Yeah yeah, yeah, yeah, okay.
• 5:58
  Speaker 5: I like that.
• 5:59
  Speaker 2: I like that.
• 6:00
  Speaker 3: Oh that's a great question.
• 6:02
  Speaker 2: I really like that one.
• 6:03
  Speaker 1: That was so good.
• 6:03
  Speaker 2: And if you've got a money question that you want
• 6:05
  Speaker 2: us to answer, leave it in the comments on Spotify.
• 6:08
  Speaker 2: It doesn't have to be finance related. In fact, our
• 6:10
  Speaker 2: favorite ones generally aren't. Yes, so leave whatever you want.
• 6:13
  Speaker 2: It's only on Spotify at the moment, hopefully other place
• 6:15
  Speaker 2: as soon we you can DM it to us if
• 6:16
  Speaker 2: you would like.
• 6:17
  Speaker 3: Yes, thank you. And actually the ones that aren't financi
• 6:20
  Speaker 3: mean that we can both. I mean, you've got a
• 6:22
  Speaker 3: finance brain, but that means that I can get involved
• 6:25
  Speaker 3: every once in a while. Speaking of getting involved, do
• 6:28
  Speaker 3: you have some community money wins?
• 6:29
  Speaker 2: I absolutely do. What a segway? Firstly, this week I've
• 6:32
  Speaker 2: got one from Laura who says she was exchanging money
• 6:35
  Speaker 2: for an overseas trip and the exchange rate was better
• 6:37
  Speaker 2: online doing click and collect for cash instead of in store.
• 6:40
  Speaker 2: Oh so she did that and she got so much
• 6:42
  Speaker 2: more out of it. I didn't know that click and
• 6:43
  Speaker 2: collect cash exchanges were a thing.
• 6:45
  Speaker 4: Yeah, I did not know.
• 6:46
  Speaker 3: What you go and you pay cash?
• 6:48
  Speaker 2: No, so I think like online you exchange like you
• 6:50
  Speaker 2: would pay from your debit card for example. I'm assuming
• 6:53
  Speaker 2: online and then they'll just have the cash ready for
• 6:56
  Speaker 2: you to pick it up.
• 6:57
  Speaker 3: Oh, I understand, And I don't know why.
• 7:01
  Speaker 2: That would be a better Maybe because then they don't
• 7:02
  Speaker 2: have to handle the money and they're trying to get
• 7:04
  Speaker 2: into digital. I'm not sure, but an option that I
• 7:07
  Speaker 2: didn't know about, and I thought I would share in
• 7:08
  Speaker 2: case anybody else is changing money over. That's great. Next,
• 7:11
  Speaker 2: I've got a money in from Hannah, who said she
• 7:13
  Speaker 2: finally owned up a shares his account and invested in
• 7:15
  Speaker 2: shares for the first time. She said, I was always
• 7:18
  Speaker 2: somewhat scared, but after listening to the podcast and doing
• 7:20
  Speaker 2: a heap of my own research, I finally took the
• 7:22
  Speaker 2: plunge and I am so glad that I did.
• 7:24
  Speaker 3: Amazing.
• 7:25
  Speaker 2: Anytimes someone says they're so investing for the first time,
• 7:27
  Speaker 2: I just get so excited for this. That's awesome. Well done, Hannah. Next,
• 7:31
  Speaker 2: I've got money in from Shani, who said I got
• 7:33
  Speaker 2: one hundred dollar visa gift card award from work for
• 7:36
  Speaker 2: special recognition, and I'm going to use it for my
• 7:38
  Speaker 2: workday treats.
• 7:39
  Speaker 3: Amazing.
• 7:40
  Speaker 2: I always think one of my friends, he works in
• 7:42
  Speaker 2: sales and they do like giveaways all the time. Like
• 7:46
  Speaker 2: apparently he was saying, there's all these competitions that they run,
• 7:49
  Speaker 2: and most people don't really care about them, so he
• 7:52
  Speaker 2: just cleans up and wins them.
• 7:53
  Speaker 1: All.
• 7:54
  Speaker 2: He's had like vouchers for dinner and like all kinds
• 7:56
  Speaker 2: of things. I just think, how fun does that stand?
• 7:58
  Speaker 3: I know, I know that's the salespeople always get these,
• 8:01
  Speaker 3: and they get like those free client breakfasts, and like everything.
• 8:04
  Speaker 3: I feel like everything in the world is kind of free.
• 8:06
  Speaker 3: It sounds so fun and so fun.
• 8:07
  Speaker 2: Next, I've got a money in from Naymer, who said
• 8:10
  Speaker 2: I used the seven to eleven fuel lock last week
• 8:12
  Speaker 2: before the price hike. Yesterday I saved twenty five cents
• 8:15
  Speaker 2: per later when I filled my cast, so ended up
• 8:17
  Speaker 2: saving fourteen dollars.
• 8:19
  Speaker 3: Amazing.
• 8:20
  Speaker 2: My fuelock has been getting a workout. Yeah, prices as
• 8:23
  Speaker 2: high as I are. I am like locking it in
• 8:26
  Speaker 2: hotcon I can if I can find it for cheap. Next,
• 8:29
  Speaker 2: I've got of money in from Alicia, who said I've
• 8:31
  Speaker 2: been on a trip away and I managed to make
• 8:32
  Speaker 2: it through three excellent vintage stores without making a single
• 8:36
  Speaker 2: impulse purchase.
• 8:37
  Speaker 3: Wow.
• 8:38
  Speaker 2: And then lastly this week, I've got one from Lauren
• 8:40
  Speaker 2: who said, She called up to book her punctured tie
• 8:43
  Speaker 2: in to get replaced, only to find out that it's
• 8:45
  Speaker 2: still under warranty.
• 8:46
  Speaker 3: Oh incredible.
• 8:48
  Speaker 2: How good is that? Cast off is the worst too.
• 8:50
  Speaker 3: That's actually very timely because I just realized had to
• 8:53
  Speaker 3: get all my tires replaced right before this. Oh sense
• 8:56
  Speaker 3: so expensive, I know, but that's okay. It all comes
• 8:59
  Speaker 3: out in the wash. Sometimes it just means I will
• 9:02
  Speaker 3: be doing more work this week, actually is what we
• 9:05
  Speaker 3: At least you can pick up an extra shift us
• 9:07
  Speaker 3: an appy you've been using. Yes, that is so true.
• 9:09
  Speaker 3: I've really been trying to avoid it. I tell you
• 9:11
  Speaker 3: what a shout out to all the hospital workers. You
• 9:13
  Speaker 3: are on your feet, but I'm gonna be back in there,
• 9:15
  Speaker 3: so let me know if you need a kitchen hand.
• 9:17
  Speaker 3: Anyone listening.
• 9:20
  Speaker 2: For this week, it is not going to be.
• 9:23
  Speaker 3: But I did want to mention that I guess because
• 9:24
  Speaker 3: of the price hike, the petrol price hike. Just a
• 9:26
  Speaker 3: reminder to everyone. I have said this before, petrol spy.
• 9:29
  Speaker 3: Please use petrol spy before you fill up because it
• 9:32
  Speaker 3: will show you all the prices around you or even
• 9:36
  Speaker 3: all of Australia. So make sure you're using that do
• 9:38
  Speaker 3: not forget. Okay. So I've got some brut tips here.
• 9:41
  Speaker 3: If it's quite al right, I would love to hear
• 9:44
  Speaker 3: that I have.
• 9:45
  Speaker 2: You surprised, taken aback and absolutely ready. Okay.
• 9:49
  Speaker 3: So first one comes from Emma, who says, whenever I
• 9:52
  Speaker 3: sign up to a website's loyalty or emailing list for
• 9:55
  Speaker 3: free shipping or a new customer discount, I always put
• 9:58
  Speaker 3: my birthday as the next day, and ninety percent of
• 10:01
  Speaker 3: the time will get another voucher or discount for my
• 10:03
  Speaker 3: birthday at the same time to use on the purchase.
• 10:06
  Speaker 3: I was already going to make saves buying something you
• 10:08
  Speaker 3: didn't want or need just because near your birthday you've
• 10:10
  Speaker 3: got a twenty percent of voucher or whatever they send.
• 10:14
  Speaker 3: So clever, very clever.
• 10:15
  Speaker 2: Although I signed up last year to a bunch of
• 10:17
  Speaker 2: things because I wanted to make this video of all
• 10:19
  Speaker 2: different freebies you can get on your birthday. Yeah, I
• 10:21
  Speaker 2: will do that, guys, we just have to wait for
• 10:22
  Speaker 2: July because I didn't realize that a lot of the
• 10:24
  Speaker 2: places I was signing up to, at least you had
• 10:26
  Speaker 2: to be signed up for two weeks before you got it,
• 10:28
  Speaker 2: so I had to wait a okay, So just double
• 10:32
  Speaker 2: check maybe before if that's your plan, maybe put your
• 10:35
  Speaker 2: birthday in for two weeks away.
• 10:37
  Speaker 3: Yeah, that's crazy. What are you waiting period on a voucher?
• 10:41
  Speaker 3: I thank you so much, Emma. The Saxon one comes
• 10:44
  Speaker 3: from Haley. If you don't have it already, get ambulance cover.
• 10:46
  Speaker 3: It's actually very affordable and as a fit and healthy human,
• 10:50
  Speaker 3: I didn't think there was any need for it until
• 10:52
  Speaker 3: there was. That is so ominous and I'm so sorry.
• 10:55
  Speaker 3: I hope you're okay, Haley. We don't have context of that,
• 10:58
  Speaker 3: but I assume that Haley lives to tell the tale,
• 11:01
  Speaker 3: hence why they were in my brick tips. Yeah, so,
• 11:04
  Speaker 3: but I do hope you're okay. That is really true.
• 11:06
  Speaker 3: I think a lot of like sporting clubs and stuff
• 11:09
  Speaker 3: may tell you that you need to have it before
• 11:10
  Speaker 3: you can play, which is great. But yeah, I think
• 11:13
  Speaker 3: when signing up for health insurance a while ago, it
• 11:15
  Speaker 3: was kind of just.
• 11:15
  Speaker 2: A default thing to have that is included. But if
• 11:17
  Speaker 2: you don't have health insurance, you can take our ambulance
• 11:19
  Speaker 2: cover on its own. I think it's the point that
• 11:21
  Speaker 2: Hayley's making, Yes, and it's like quite affordable because from
• 11:24
  Speaker 2: what I've heard, if you do have to take a
• 11:26
  Speaker 2: spontaneous ride in the ambulance, it's very expensive. You don't
• 11:30
  Speaker 2: have cover.
• 11:31
  Speaker 3: Yeah, that's true. And I has that always been a thing.
• 11:34
  Speaker 2: It's only in recent years that I've started to properly adult. Yeah, honestly, entirely. Sure,
• 11:39
  Speaker 2: that's probably something my parents were all over. But and
• 11:41
  Speaker 2: I mean I think it's always been covered by my
• 11:43
  Speaker 2: health insurance. But if you can only do one thing, yeah,
• 11:46
  Speaker 2: it may be worth doing that. That's very true. Actually,
• 11:49
  Speaker 2: it's a really really good tip.
• 11:50
  Speaker 3: Thank you, Hailey. And this next one comes from myself.
• 11:53
  Speaker 3: If you are in Melbourne. I'm sure there are these
• 11:56
  Speaker 3: things everywhere in Australia, but in Melbourne's specifically Eddie Gardens,
• 12:02
  Speaker 3: my favorite place in the world. So it's like there's
• 12:04
  Speaker 3: bins in the park usually and so if you are
• 12:06
  Speaker 3: in Eddie Gardens you might find there are these little
• 12:08
  Speaker 3: crates that say drop or collect cans and so it's
• 12:13
  Speaker 3: for if you I wish. Actually I did this morning
• 12:15
  Speaker 3: with my friend randomly. She really wanted to go and
• 12:17
  Speaker 3: drop off a bunch of bottles and cans and stuff,
• 12:19
  Speaker 3: and we made like five bucks and there was only
• 12:21
  Speaker 3: like twenty bottles, so I don't know.
• 12:23
  Speaker 2: I haven't seen photos of these little buses. Yeah, that's
• 12:25
  Speaker 2: such a good idea, and so there.
• 12:27
  Speaker 3: I'm sure there are places like let us know if
• 12:29
  Speaker 3: there are, but right now all I know of is
• 12:31
  Speaker 3: Eddie Gardens. So yeah, if you're just strapped for cash,
• 12:35
  Speaker 3: obviously try and leave them for the less fortunate, but
• 12:38
  Speaker 3: drop them in there and then or take them if
• 12:41
  Speaker 3: you need. So that is my brick tip.
• 12:43
  Speaker 2: That's a really good one. I'm a big fan of that.
• 12:45
  Speaker 2: Thank you so much.
• 12:46
  Speaker 3: I think this is a good time to head to
• 12:47
  Speaker 3: a quick break. We'll be helping to answer money dilemma
• 12:50
  Speaker 3: from someone who is suffering burnout but has so many
• 12:52
  Speaker 3: financial commitments so she feels trapped in her job and
• 12:56
  Speaker 3: a DM you slid into our inbox about that asks
• 12:58
  Speaker 3: the question is a gift really gift if it costs
• 13:00
  Speaker 3: the receiver money to use it, don't go anywhere.
• 13:06
  Speaker 2: Welcome back, everybody. Let's take a listen to this week's
• 13:08
  Speaker 2: money dilemma.
• 13:11
  Speaker 5: Hi, there, have you got a money dilemma you just
• 13:13
  Speaker 5: can't solve the She's on the Money team is here
• 13:16
  Speaker 5: to help. Every week we tackle your dilemmas both big
• 13:19
  Speaker 5: and small to answer your most burning money, career and
• 13:22
  Speaker 5: life questions. To get involved, simply head to our website
• 13:25
  Speaker 5: and leave us a short voice recording and you might
• 13:27
  Speaker 5: just find yourself on the show.
• 13:29
  Speaker 3: Now, let's take a listen to this week's money dilemma.
• 13:34
  Speaker 4: Hey, she's on the money.
• 13:35
  Speaker 1: I really need some help.
• 13:37
  Speaker 4: I currently earn two hundred and eighty thousand dollars a
• 13:39
  Speaker 4: year and need to earn the same amount of money
• 13:44
  Speaker 4: to keep paying for my own home, but also a
• 13:47
  Speaker 4: home that I brought from my parents and a business
• 13:50
  Speaker 4: that I've recently brought. But I'd really like a career
• 13:54
  Speaker 4: change because I'm extremely burnt out and there's never enough
• 13:57
  Speaker 4: hours in my day.
• 13:58
  Speaker 3: Please help me before I I.
• 14:00
  Speaker 4: Go criminally insane. I'm pretty sure.
• 14:03
  Speaker 3: Thanks. That's such a stressful situation. It's so nice to
• 14:06
  Speaker 3: me to buy a place for your parents. God, I
• 14:09
  Speaker 3: don't know, I know the feeling, and so or I
• 14:13
  Speaker 3: really can offer is validation that that is such a
• 14:17
  Speaker 3: stressful situation. And it's so annoying because I, I mean,
• 14:20
  Speaker 3: I have been saying I haven't been working, but I
• 14:22
  Speaker 3: have been saying that you can't just really put a
• 14:23
  Speaker 3: pause on life, which is crazy. So if you get
• 14:25
  Speaker 3: burnt out, if you get tired, you just you gotta
• 14:28
  Speaker 3: keep going. I suppose what else do you do, which
• 14:30
  Speaker 3: is really a shame. So I think maybe for starters,
• 14:35
  Speaker 3: if you have any leave banked up, like use it
• 14:38
  Speaker 3: right now and use all your leave, use your sick leave,
• 14:41
  Speaker 3: use your mental health leave, because this is what it's
• 14:44
  Speaker 3: there for, really, and in that time, maybe figure out
• 14:47
  Speaker 3: what you want to do. That's an extremely impressive salary.
• 14:51
  Speaker 3: I gotta say. I guess I would try and figure
• 14:53
  Speaker 3: out what is not essential. And I really mean that
• 14:58
  Speaker 3: in like the most crazy way as well. If it
• 15:01
  Speaker 3: means that you could downsize yourself, then really consider that.
• 15:06
  Speaker 3: I know that maybe it's a bit tricky with your parents,
• 15:08
  Speaker 3: like you don't want them to up and move and
• 15:10
  Speaker 3: you probably I'm assuming their own a situation where they
• 15:13
  Speaker 3: can't really help pay. So let's in our minds think
• 15:17
  Speaker 3: that that's we can't really change that, but maybe you
• 15:20
  Speaker 3: can change your own living situation or yeah, it's I mean,
• 15:24
  Speaker 3: it's the cost of living crisis right now. And so
• 15:26
  Speaker 3: that like really does affect everyone. And so when I say,
• 15:28
  Speaker 3: like cut down, it's getting to the point where it's
• 15:31
  Speaker 3: like make your own bread for sixty cents instead of
• 15:34
  Speaker 3: two dollars, which is insane. You don't have that much time,
• 15:37
  Speaker 3: I'm assuming on your hands, is what it sounds like.
• 15:40
  Speaker 3: So yeah, I think just like, definitely take all your
• 15:43
  Speaker 3: leave as much as you can and just try and
• 15:45
  Speaker 3: figure out next steps. Maybe even try and find a
• 15:47
  Speaker 3: new job, maybe something that's remote or like a little
• 15:50
  Speaker 3: bit more hybrids you can squeeze things into today. Yeah,
• 15:55
  Speaker 3: that's a tricky situation. I'm sorry, it's not really that helpful.
• 15:58
  Speaker 3: I don't think.
• 15:58
  Speaker 2: Yeah, it is tough. I think we all love to dream,
• 16:00
  Speaker 2: like hearing oh my god, you were two hundred and
• 16:02
  Speaker 2: eighty thousand dollars. Oh yeah, you can only dream. However,
• 16:06
  Speaker 2: I think a lot of people do forget that, generally speaking,
• 16:08
  Speaker 2: with higher salary comes higher levels of responsibility, higher levels
• 16:12
  Speaker 2: of hours work, higher levels of stress, and all of
• 16:15
  Speaker 2: those absolutely do impact your work life balance and your
• 16:18
  Speaker 2: feelings of burnout. I'm really sorry that you're feeling that way.
• 16:21
  Speaker 2: It is shit. The reality of it is though, unfortunately,
• 16:25
  Speaker 2: like we're operating on the assumption that you can't adjust
• 16:28
  Speaker 2: your existing you know, your two mortgages and what I'm
• 16:30
  Speaker 2: assuming is a business loan, probably to purchase this business.
• 16:34
  Speaker 2: Those are fixed costs, so I would exactly as you said,
• 16:38
  Speaker 2: be looking at your existing expenses. More often than not,
• 16:42
  Speaker 2: when people start earning higher incomes, lifestyle creep sets in.
• 16:47
  Speaker 2: You start spending more. You know, you buy nicer clothes,
• 16:51
  Speaker 2: you buy more expensive makeup, you maybe order in more
• 16:53
  Speaker 2: because you're super busy. Look at those things, order and
• 16:57
  Speaker 2: be realistic. I know that it can feel like takeing
• 17:00
  Speaker 2: a step backwards where you go, oh, well, you know,
• 17:02
  Speaker 2: I was buying clothes from really nice shops and now
• 17:05
  Speaker 2: I'm shopping at Target or whatever, and that can feel
• 17:08
  Speaker 2: like a downgrade. However, there's firstly, Target is signing the
• 17:12
  Speaker 2: clothing department right now. They're doing a really good job.
• 17:14
  Speaker 2: But also that's the reality of making it work. If
• 17:18
  Speaker 2: you really have tightened your belt to the point where
• 17:20
  Speaker 2: two hundred and eighty thousand dollars is not covering your
• 17:24
  Speaker 2: expenses and your mortgages and stuff, then I think you
• 17:27
  Speaker 2: do you need to go, Okay, well, what can I change?
• 17:29
  Speaker 2: Moving your parents out. I'm assuming it's probably the least
• 17:32
  Speaker 2: likely to happen, just because that's very disruptive. So can
• 17:36
  Speaker 2: you downgrade your own house? Can you look at what's
• 17:40
  Speaker 2: happening with the business you purchased. Was the purchase of
• 17:42
  Speaker 2: that business the best choice for where you are in
• 17:45
  Speaker 2: life right now, was the purchase of the business with
• 17:48
  Speaker 2: the intention that you would then move full time into
• 17:50
  Speaker 2: that business. Is that business eating up your time and
• 17:52
  Speaker 2: making you feel stressed because you're saying you're feeling really
• 17:55
  Speaker 2: burnt out? Is that because you are working a full
• 17:57
  Speaker 2: time job and working.
• 17:58
  Speaker 3: On this business.
• 17:59
  Speaker 2: What does that look like? I know that it's not
• 18:02
  Speaker 2: a small, easy thing to buy and sell a business,
• 18:05
  Speaker 2: but it may be that that's something that you look
• 18:08
  Speaker 2: at and go, Okay, well is this right for my
• 18:10
  Speaker 2: season of life right now? Or you may look at
• 18:13
  Speaker 2: everything and I hate to be not on your side.
• 18:17
  Speaker 2: Obviously we're on your side, But sometimes the reality is
• 18:21
  Speaker 2: that you are burnt out and you just got to
• 18:23
  Speaker 2: push through it. And I don't want to say that
• 18:26
  Speaker 2: lightly because I know that burnout is really all consuming
• 18:29
  Speaker 2: and it is really hard to live with. And I
• 18:31
  Speaker 2: always want you guys to be prioritizing your health. But
• 18:34
  Speaker 2: if you are saying to me that ultimately you can't
• 18:38
  Speaker 2: adjust your financial situational like if you go, I can't
• 18:40
  Speaker 2: sell the business. I'm already living in a small house.
• 18:43
  Speaker 2: I definitely can't move my parents out. I can't cut
• 18:46
  Speaker 2: my expenses at all. Then you need to either find
• 18:48
  Speaker 2: another job that pays you a comparable salary, or you
• 18:52
  Speaker 2: need to find a way to make your existing job work.
• 18:54
  Speaker 2: I think the suggestion of hybrid work or working for
• 18:57
  Speaker 2: home is a great one. Working from home for me
• 19:00
  Speaker 2: has made my work life balance feel significantly easier to manage.
• 19:04
  Speaker 2: Is that an option in the job that you have
• 19:06
  Speaker 2: currently using the leave also a really great situation. I'm
• 19:09
  Speaker 2: sure other people have probably got other suggestions, but to me,
• 19:13
  Speaker 2: it's kind of black and white, like you either can
• 19:15
  Speaker 2: make this situation work as it is, or you need
• 19:18
  Speaker 2: to change the situation. Yeah, I don't know. I feel
• 19:20
  Speaker 2: like that's not the most helpful advice, but it you know,
• 19:23
  Speaker 2: to be pragmatic, and I think this is actually a
• 19:25
  Speaker 2: very good example to people of as your income grows,
• 19:29
  Speaker 2: I think it can be really tempting to do lots
• 19:33
  Speaker 2: of things like buying your parents a home is incredible
• 19:36
  Speaker 2: and kind and so wonderful. Buying a business, which I'm
• 19:39
  Speaker 2: assuming was with the outlook of that bringing you income
• 19:42
  Speaker 2: at some point really wonderful, really admirable, fantastic ideas. However,
• 19:48
  Speaker 2: it feels like maybe you've bitten off a bit more
• 19:49
  Speaker 2: than you can chew all at once, and it's taking
• 19:52
  Speaker 2: its toll, and it probably is worth just reminding people here.
• 19:56
  Speaker 2: You know, having all of these things is great. Having
• 19:58
  Speaker 2: all of these goals and these ambitions is wonderful, Like
• 20:00
  Speaker 2: taking these steps is fantastic, But you've got to make
• 20:03
  Speaker 2: sure that you can do everything that you're taking on,
• 20:06
  Speaker 2: because otherwise it is going to run your body down,
• 20:08
  Speaker 2: and that's really hard.
• 20:09
  Speaker 3: To deal with totally. I guess the last thing I
• 20:11
  Speaker 3: want to say is maybe you can move in with
• 20:13
  Speaker 3: your parents or you can go into a sharehouse. And
• 20:14
  Speaker 3: I know it doesn't sound like this person might that's
• 20:16
  Speaker 3: a great idea, but I think share house are so
• 20:18
  Speaker 3: much fun. Or moving with your parents if they're close enough.
• 20:21
  Speaker 2: I meant that was a good idea. I mean the
• 20:22
  Speaker 2: sharehouse is also a good idea, But I feel like,
• 20:24
  Speaker 2: if you're already paying them all for your parents, can
• 20:26
  Speaker 2: you move in like awesomeone? Like do they have a
• 20:29
  Speaker 2: spare room that you could I know, again not ideal.
• 20:31
  Speaker 2: You might feel a bit like you're going backwards, but
• 20:33
  Speaker 2: if we need to lose one of the mortgages, that's
• 20:35
  Speaker 2: a great way to do it all with you totally.
• 20:38
  Speaker 3: Yeah, exactly exactly. And then that way you can kind
• 20:41
  Speaker 3: of like get rid of some of your furniture sell it,
• 20:43
  Speaker 3: make more money. Oh my god, maybe that's an idea.
• 20:46
  Speaker 1: Yeah.
• 20:46
  Speaker 3: So well, I hope this has been helpful, but keep
• 20:48
  Speaker 3: on keeping on and make sure you are taking your
• 20:50
  Speaker 3: mental health seriously burnt. Yeahs exactly to say is really
• 20:54
  Speaker 3: really hard. So we're thinking of you genuinely.
• 20:56
  Speaker 2: Yeah, and if you've accumulated sickly, I remember that you
• 20:58
  Speaker 2: can use that to take mental health days. Yes, well,
• 21:01
  Speaker 2: very important, very look after yourself, and that's absolutely an
• 21:04
  Speaker 2: option that's available to you. But should we get into.
• 21:06
  Speaker 3: This we DM Yeah.
• 21:08
  Speaker 2: This week you guys sent our inbox with a dilemma
• 21:10
  Speaker 2: that says a little something like this, Hi, ladies, I've
• 21:13
  Speaker 2: got a money dilemma and I need to know am
• 21:16
  Speaker 2: I the asshole? My parents, completely out of the blue
• 21:19
  Speaker 2: and with no consultation, bought my partner and I two
• 21:22
  Speaker 2: nights accommodation in Tasmania for Christmas. We live in Melbourne.
• 21:26
  Speaker 2: We didn't ask for it, didn't hint at it, and
• 21:28
  Speaker 2: it wasn't something we were planning or budgeting for at all.
• 21:31
  Speaker 2: To be honest, I'm feeling a little bit annoyed. It's
• 21:34
  Speaker 2: not in our plans or our holiday budget for next year,
• 21:36
  Speaker 2: but now it feels like it has to be otherwise
• 21:38
  Speaker 2: they lose their money if we go. We'd have to
• 21:41
  Speaker 2: pay for flights or take the boat, plus all of
• 21:44
  Speaker 2: the other costs that come with a trip to Tasmania.
• 21:46
  Speaker 2: I feel ungrateful for even thinking this way, but it
• 21:48
  Speaker 2: also feels like a gift that comes with a financial
• 21:50
  Speaker 2: obligation we didn't agree to. Am I being unreasonable for
• 21:54
  Speaker 2: not wanting to go? Not all?
• 21:56
  Speaker 3: But it's giving one of in a lie lottery or
• 22:00
  Speaker 3: something a hundred Why would you?
• 22:04
  Speaker 2: It's one thing if you'd been saying, oh, I've always
• 22:06
  Speaker 2: which like is me, I've always wanted to go to Tasmania.
• 22:09
  Speaker 2: I'd love to go da da Like put me on
• 22:12
  Speaker 2: the boat, you know what I mean? Like say it
• 22:13
  Speaker 2: a little captain the rest or something beautiful. If someone
• 22:16
  Speaker 2: gave me that cube like that makes perfect sence. I
• 22:18
  Speaker 2: feel like I've said to like fifteen people I really
• 22:20
  Speaker 2: want to go to e'ven ever mentioned in your life?
• 22:24
  Speaker 2: Where is this come from?
• 22:26
  Speaker 4: Random?
• 22:26
  Speaker 3: So we got you like two nights stay in Mozambique
• 22:28
  Speaker 3: because like, okay, good luck to yourself. That's just so
• 22:32
  Speaker 3: random and it's so like, yeah, it will cost you money.
• 22:34
  Speaker 3: But I want to come back to what the actual
• 22:37
  Speaker 3: question is because this is so annoyed when people say this,
• 22:39
  Speaker 3: what I'm about to say, like the I don't want
• 22:41
  Speaker 3: to sound all toxic positivity, but I do want to say, like,
• 22:45
  Speaker 3: it definitely can work. Flights to Hobart are always on sale.
• 22:48
  Speaker 3: It's so so cheap. Sometimes I saw literally a flight
• 22:51
  Speaker 3: was like forty dollars or something return, and so it
• 22:54
  Speaker 3: is possible. I know, probably right now when you're in
• 22:57
  Speaker 3: this headspace and you're like you're just annoyed, like I
• 22:59
  Speaker 3: only want to look at the flights because like, why
• 23:01
  Speaker 3: the hell did you get this for me? I'm not
• 23:02
  Speaker 3: even thinking about how I can make this work because
• 23:04
  Speaker 3: that's so annoying, which is very valid and very annoying.
• 23:08
  Speaker 2: So many other costs. Though I know you're gonna need
• 23:10
  Speaker 2: a car, You need a car.
• 23:11
  Speaker 3: You don't need to buy the food food.
• 23:13
  Speaker 2: Yeah, literally all of those things.
• 23:15
  Speaker 3: It's crazy if you ever get to a point where
• 23:17
  Speaker 3: you're like not annoyed anymore and you're like, Okay, then
• 23:20
  Speaker 3: just know this is possible and oh my god, you
• 23:22
  Speaker 3: wanna have so much fun if you do go. But
• 23:23
  Speaker 3: coming back to this, yeah, you could be annoyed. It
• 23:27
  Speaker 3: feels like they maybe want it in a raffle or
• 23:29
  Speaker 3: something like they won this somehow. It just feels so random,
• 23:35
  Speaker 3: and so I think you have every right to be annoyed,
• 23:38
  Speaker 3: because yes, it is like kind of is a financial burden,
• 23:40
  Speaker 3: it's a lovely thought. It's probably something like unless they've
• 23:45
  Speaker 3: argued it in this way where it's like, oh, someone's
• 23:48
  Speaker 3: secretly proposing to you and we're just like kind of
• 23:50
  Speaker 3: the messengers and you know they're trying to black Yeah,
• 23:54
  Speaker 3: like maybe maybe there's a reason that they can't tell
• 23:56
  Speaker 3: you about, but it doesn't feel like right now, so
• 24:00
  Speaker 3: like there could be a secret reason why you have
• 24:02
  Speaker 3: to go there. But if it, maybe they want it,
• 24:04
  Speaker 3: or maybe they're like, oh, well we'll just get them
• 24:06
  Speaker 3: some Look, there's things on sale. We'll just like get
• 24:08
  Speaker 3: them some tickets to a hotel randomly for Christmas. Then
• 24:11
  Speaker 3: they're not probably so attached to it that they wouldn't
• 24:13
  Speaker 3: be upset if you were like, hey, actually this is crazy.
• 24:16
  Speaker 3: I can't afford to go to Tasmania. So how about
• 24:19
  Speaker 3: we give this to someone else, or you gift them
• 24:21
  Speaker 3: to someone else. If you hear of anyone going to Tasmania,
• 24:24
  Speaker 3: you'd be like, oh my god, you could do I
• 24:25
  Speaker 3: we couldn't go anymore. Do you want to buy these
• 24:27
  Speaker 3: off us? Or here's a gift from me to you?
• 24:30
  Speaker 3: Happy early Christmas, Happy early Christmas. So yeah, you're any
• 24:34
  Speaker 3: want specifically going to Tasmania, specifically at Christmas. But I
• 24:39
  Speaker 3: think you have every right to be annoyed.
• 24:40
  Speaker 2: Basically, yeah, it doesn't feel like a very thoughtful gift. Sure,
• 24:43
  Speaker 2: and I know that I'm very much That's a heell
• 24:46
  Speaker 2: that I will die on is that a gift is
• 24:47
  Speaker 2: a gift and that why don't know I say this earlier.
• 24:50
  Speaker 2: The hill that I will die on is that a
• 24:53
  Speaker 2: gift should not be judged against any standard, right, like, yeah,
• 24:56
  Speaker 2: do you know what I mean? A gift is given
• 24:58
  Speaker 2: with love and thought. I have a friend who as
• 25:00
  Speaker 2: a grandma who has gotten on in years, and she
• 25:03
  Speaker 2: gives things that make their way back to the op
• 25:05
  Speaker 2: shop pretty quickly, we'll say, however, they're given with love,
• 25:09
  Speaker 2: and it's like you've always got to appreciate that a
• 25:10
  Speaker 2: gift is given with love. I stand behind that. I'm
• 25:12
  Speaker 2: on that hill firmly waving to you people down below. However,
• 25:17
  Speaker 2: I will also say that just because you've received a
• 25:20
  Speaker 2: gift doesn't mean you're under any obligation to use it. Yes,
• 25:23
  Speaker 2: so that you can take this gift and say thank you,
• 25:25
  Speaker 2: I appreciate that it was given with thought. Maybe they've
• 25:27
  Speaker 2: just been to Tasmania and they've got oh, you know
• 25:29
  Speaker 2: who would love this the kids. However, you're absolutely within
• 25:34
  Speaker 2: your rights to not want to spend money to use
• 25:37
  Speaker 2: a gift, and I think that applies broadly, same as
• 25:39
  Speaker 2: the puppy analogy we use earlier, same as you know anything.
• 25:42
  Speaker 2: I think that you are well within your right to
• 25:44
  Speaker 2: appreciate the thought that it was given with, but not
• 25:46
  Speaker 2: make use of it. What I would personally do if
• 25:48
  Speaker 2: that was the case. If you are in a place
• 25:50
  Speaker 2: where you go it just doesn't feel worth the trip,
• 25:53
  Speaker 2: or we do not have the funds to spend on
• 25:55
  Speaker 2: the additional things that we need to spend on, or
• 25:57
  Speaker 2: whatever the reasoning is and you absolutely not going to
• 26:00
  Speaker 2: use it. There are two things I would do. Firstly,
• 26:03
  Speaker 2: is it a hotel chain? If so, can you transfer
• 26:05
  Speaker 2: the accommodation to somewhere you do want to go?
• 26:07
  Speaker 3: True?
• 26:08
  Speaker 2: You know, if it falls under like a lot of
• 26:10
  Speaker 2: hotel chains will allow you to move with enough notice
• 26:13
  Speaker 2: to a different hotel, in which case problem solved. Staycation, staycation,
• 26:17
  Speaker 2: do something in Melbourne, or you know, did you have
• 26:19
  Speaker 2: plans to go to city or did you have plans
• 26:20
  Speaker 2: to go somewhere else? If they say on your list
• 26:22
  Speaker 2: you can use it, that you would you know you
• 26:24
  Speaker 2: would want to. Also, potentially you could contact them and
• 26:27
  Speaker 2: see if they can extend the expiry. I'm pretty sure
• 26:31
  Speaker 2: now vouchers have to last a minimum of two years,
• 26:33
  Speaker 2: so double check that. And also a lot of places
• 26:36
  Speaker 2: are really fantastic If you say, hey, I receive this
• 26:38
  Speaker 2: as a gift, we aren't able to use it by
• 26:40
  Speaker 2: the date. Is there any chance of extending Some companies
• 26:43
  Speaker 2: are really good and we'll do that for you. Don't ask,
• 26:45
  Speaker 2: don't get there's no harm in trying. The third thing
• 26:48
  Speaker 2: I would do with if those first two things don't
• 26:49
  Speaker 2: work for you is go back to your parents and say, hey,
• 26:53
  Speaker 2: really grateful for the gift, we're not going to be
• 26:56
  Speaker 2: able to use it. Would you like to use it instead,
• 26:58
  Speaker 2: or do you know somebody else and kind of let
• 27:01
  Speaker 2: them know, you know, is there a way for them
• 27:03
  Speaker 2: to cancel and get the money back, or is there
• 27:05
  Speaker 2: an opportunity for them to find it a home use
• 27:08
  Speaker 2: it themselves. Also give them maybe a little bit of
• 27:11
  Speaker 2: awareness as to why it wasn't a good gift. Yes,
• 27:15
  Speaker 2: there must have been some reason that they picked it, unless,
• 27:17
  Speaker 2: as you said, they want it in a raffle or
• 27:19
  Speaker 2: whatever and they just went, oh, they'll use it. Yes.
• 27:23
  Speaker 2: I think you don't have to worry about wasting their
• 27:27
  Speaker 2: money because you're not obliged to use it. But there
• 27:30
  Speaker 2: are lots of things that you can do to offload
• 27:33
  Speaker 2: it responsibly, I guess, so to speak. If that makes
• 27:36
  Speaker 2: sense totally.
• 27:37
  Speaker 3: That definitely makes sense, and it's sounding like it's less.
• 27:39
  Speaker 2: Of a voucher.
• 27:40
  Speaker 3: Maybe they went on and purchased those dates, which I
• 27:44
  Speaker 3: think is also totally fine. I feel like that kind
• 27:46
  Speaker 3: of even gives you more leeway in terms of like
• 27:49
  Speaker 3: changing the dates and things like that. I feel like
• 27:52
  Speaker 3: it'd be easy to do that then change the date
• 27:54
  Speaker 3: of expiring on a voucher, you know what I mean. So,
• 27:57
  Speaker 3: and then the other thing you do is sell on
• 27:59
  Speaker 3: there's like last minute trips or whatever where you like
• 28:01
  Speaker 3: sell or like auction off your trip details, holiday whatever.
• 28:06
  Speaker 2: Check it up on Facebook, marketplace, facebook group. There are
• 28:09
  Speaker 2: probably lots of places that you could maybe get like
• 28:10
  Speaker 2: a portion of it back. But ultimately I think you
• 28:13
  Speaker 2: were not the assholes. Yes, yes, but we did, of
• 28:16
  Speaker 2: course ask everybody else what they thought. So the first
• 28:18
  Speaker 2: question we asked was what would you do if you
• 28:20
  Speaker 2: were our community member. Fifty percent of you said you
• 28:23
  Speaker 2: would rework your plans and enjoy the gift, Twenty four
• 28:26
  Speaker 2: percent of you said I would be honest and say
• 28:28
  Speaker 2: that it's outside of our budget, nineteen percent of you
• 28:31
  Speaker 2: said I would transfer the accommodation to somebody else, and
• 28:34
  Speaker 2: six percent of you said you would reluctantly go to
• 28:36
  Speaker 2: avoid the drama. Next, we asked, is a gift really
• 28:40
  Speaker 2: a gift if it costs the recipient money to use it?
• 28:43
  Speaker 2: Forty eight percent of you said only if it was
• 28:45
  Speaker 2: agreed upon first, twenty nine percent of you said it
• 28:48
  Speaker 2: depends on the amount of money. Thirteen percent of you
• 28:52
  Speaker 2: said no, that's a financial obligation, and ten percent of
• 28:55
  Speaker 2: you said yes, it's okay if there are costs involved.
• 28:58
  Speaker 2: Comb and then finally, of course, we said what are
• 29:02
  Speaker 2: your two cents? We've got lots of responses. Somebody said,
• 29:04
  Speaker 2: mubun to Tasmania has to be one of the cheapest
• 29:06
  Speaker 2: flight routes in Australia. Take the money, win a free accommodation. Hmm,
• 29:10
  Speaker 2: sounds like back got in the DMS. Someone else said,
• 29:13
  Speaker 2: if there are birthdays or special events between now and then,
• 29:15
  Speaker 2: ask for money to cover the flash for if they
• 29:20
  Speaker 2: keep some giving. Somebody said, call the hotel and see
• 29:22
  Speaker 2: if it can be moved further out to allow them
• 29:24
  Speaker 2: to save for the trip. One person said, my mother
• 29:27
  Speaker 2: in law does this and it's a form of her
• 29:29
  Speaker 2: pushing boundaries. So yues It also does depend on the relationship.
• 29:34
  Speaker 3: That you have and their intention, like maybe they're just
• 29:37
  Speaker 3: being passaga.
• 29:38
  Speaker 2: Sorry, well, you know what, Like we always like to
• 29:40
  Speaker 2: assume the best in people, but you know there are
• 29:42
  Speaker 2: people out there who do operate in that way. It's
• 29:44
  Speaker 2: always a possibility.
• 29:45
  Speaker 4: True.
• 29:45
  Speaker 2: Somebody said, no, really like this. It's okay to disappoint
• 29:48
  Speaker 2: others when it comes to your finances, yeah, which I
• 29:52
  Speaker 2: think is very true, Like you don't owe anybody anything,
• 29:55
  Speaker 2: you don't owe it to them to use it, and
• 29:58
  Speaker 2: if you disappoint them, like, that's okay. That's how it is. Absolutely.
• 30:02
  Speaker 2: Somebody else said it could be the trip of a lifetime.
• 30:04
  Speaker 3: Just do it.
• 30:05
  Speaker 2: Find the cheapest flight and the cheapest eats. Someone said,
• 30:08
  Speaker 2: I'll buy them off them, So maybe we can hold
• 30:10
  Speaker 2: my guys on this could be like the perfect little way.
• 30:14
  Speaker 2: And last person said, gift it back to them, So that.
• 30:17
  Speaker 3: Would be so funny.
• 30:18
  Speaker 2: If you're like, happy birthday, I got you a combination,
• 30:24
  Speaker 2: See how you like, it becomes like one of those
• 30:26
  Speaker 2: meme presents that just goes back and forth.
• 30:28
  Speaker 3: Yeah, well after the expiry as well as but I
• 30:32
  Speaker 3: think that's a really good place to leave it.
• 30:34
  Speaker 2: I think so as well. We'll do our best in
• 30:35
  Speaker 2: the background to hook those two people up if we
• 30:37
  Speaker 2: can make work for everybody want a dream. But otherwise,
• 30:40
  Speaker 2: thank you guy so much for tuning in. If you
• 30:42
  Speaker 2: haven't already, don't forget to subscribe, join the Facebook group
• 30:44
  Speaker 2: and follow us on Instagram if you want to participate.
• 30:46
  Speaker 2: That's where we post these dilemmas every week. We love
• 30:49
  Speaker 2: hearing your opinions. Everything will be linked in the show
• 30:51
  Speaker 2: notes if you need it. And I think we're going
• 30:54
  Speaker 2: to roll out so lovely weekend and Victoria will see
• 30:57
  Speaker 2: you bright nearly on Monday for a money diary.
• 30:59
  Speaker 5: By The advice shared on She's on the Money is
• 31:07
  Speaker 5: general in nature and does not consider your individual circumstances.
• 31:11
  Speaker 5: She's on the Money exists purely for educational purposes and
• 31:14
  Speaker 5: should not be relied upon to make an investment or
• 31:17
  Speaker 5: financial decision.
• 31:18
  Speaker 3: If you do choose to buy a financial product.
• 31:20
  Speaker 5: Read the PDS TMD and obtain appropriate financial.
• 31:23
  Speaker 3: Advice tailored towards your needs.
• 31:26
  Speaker 5: Victoria Divine and She's on the Money are authorized representatives
• 31:30
  Speaker 5: of Money. Sheper pty Ltd ABN three two one six
• 31:34
  Speaker 5: four nine two seven seven zero eight AFSL four five
• 31:38
  Speaker 5: one two eight nine