Latest / She's On The Money / She's On The Money Radio Recap - 11th June

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She's On The Money Radio Recap - 11th June · She's On The Money

• 0:00
  Speaker 1: Hello, and welcome to She's on the Money, the podcast
• 0:02
  Speaker 1: for millennials who want financial freedom.
• 0:05
  Speaker 2: And I so well, because.
• 0:08
  Speaker 3: You've given a script this listen.
• 0:10
  Speaker 1: You've written it down for me, and that's what happens
• 0:13
  Speaker 1: when we're prepared.
• 0:14
  Speaker 2: The bar is so low.
• 0:17
  Speaker 3: Excuse me? Where's the bar? Can we go?
• 0:19
  Speaker 2: I for the show? The bar is so so high.
• 0:22
  Speaker 2: But for Trav not getting one word of a six
• 0:24
  Speaker 2: word sentence wrong, I mean, come on.
• 0:26
  Speaker 1: I was going to have a response there, but nobody
• 0:28
  Speaker 1: has written a script for me.
• 0:29
  Speaker 2: So I sorry.
• 0:31
  Speaker 3: Well, we're back again this week. We're on the pod.
• 0:33
  Speaker 3: That's on the radio, that's on the pod. Yeah, it's
• 0:35
  Speaker 3: kind of like exception. Look, we're back with Trav and Mitch,
• 0:40
  Speaker 3: and then I get to hang out each and every
• 0:41
  Speaker 3: single week with you guys as well, which I adore.
• 0:44
  Speaker 3: But what is this like week three or four of
• 0:47
  Speaker 3: the podcast?
• 0:49
  Speaker 1: Four?
• 0:49
  Speaker 3: Now we've done it a month, had a radio show
• 0:52
  Speaker 3: for a month.
• 0:54
  Speaker 2: Someone get us a cake. You know, you make the
• 0:56
  Speaker 2: most out of all of us. I saw you actually
• 0:57
  Speaker 2: your west Pack app open on your phone, Victoria, I travel.
• 1:00
  Speaker 2: I haven't seen that many zeros in my life, truly,
• 1:02
  Speaker 2: don't think it was baffling. Look at mine, Ah, that's
• 1:05
  Speaker 2: the secret account.
• 1:06
  Speaker 1: Look at the mine. You will actually see that many zeros,
• 1:10
  Speaker 1: but just before.
• 1:11
  Speaker 3: Any other number and negative.
• 1:13
  Speaker 1: In front of all of this, we actually learned a
• 1:16
  Speaker 1: lot about Victoria Divine that I don't think even her
• 1:18
  Speaker 1: podcast community would know. We let about your poo schedule,
• 1:22
  Speaker 1: your about movement.
• 1:23
  Speaker 3: We absolutely did not. You just went Rogan started talking
• 1:27
  Speaker 3: about pool on the pod.
• 1:28
  Speaker 1: Why are you looking so red? Though?
• 1:29
  Speaker 3: Made it makes me uncomfortable.
• 1:32
  Speaker 2: If there's one thing hotter than your finance tips, it's
• 1:35
  Speaker 2: you on the bathroom at nine point thirty every Saturday.
• 1:37
  Speaker 1: Morning during the songs.
• 1:39
  Speaker 2: During the songs, Victoria, can you confirm or deny? Victoria requested,
• 1:44
  Speaker 2: actually that you play slower sad songs because that gives
• 1:47
  Speaker 2: them more time to poo.
• 1:48
  Speaker 1: Yeah. She asked if I would play November Rain, which is.
• 1:50
  Speaker 2: Like rain nonutes.
• 1:52
  Speaker 3: I wanted Bohemian Rhapsody. Why do you keep getting this wrong.
• 1:55
  Speaker 1: Because November Rain is a lot longer than Behemian Rhapsody.
• 1:59
  Speaker 3: Okay, cool, Well, maybe I don't need as much time
• 2:01
  Speaker 3: as you to poop. It's not my problem.
• 2:03
  Speaker 2: Did you know how to try the Victoria said, I
• 2:05
  Speaker 2: was sorry I was late traffic, but her car was
• 2:07
  Speaker 2: in the parking lot the whole time she was on
• 2:09
  Speaker 2: the toilet at all.
• 2:11
  Speaker 3: You know what I feel like today's episode was a
• 2:13
  Speaker 3: good episode. Yeah, I'm a bit biased, but the fact
• 2:15
  Speaker 3: that we got to go on Facebook marketplace and find
• 2:18
  Speaker 3: the most ridiculous things in the entire world, like I
• 2:21
  Speaker 3: reckon that was pretty good.
• 2:23
  Speaker 1: And the ridiculous high prices that some people are trying
• 2:25
  Speaker 1: to charge for it.
• 2:26
  Speaker 3: Do you know we printed out some things and some
• 2:28
  Speaker 3: of them didn't make it to the pod. But you
• 2:30
  Speaker 3: can buy haunted dolls like quote, it's not even cheap.
• 2:34
  Speaker 3: It's one hundred and forty dollars for this hand painted
• 2:38
  Speaker 3: horror porcelain doll.
• 2:39
  Speaker 2: Do you think it's more because it's haunted or less
• 2:42
  Speaker 2: because it's haunted?
• 2:43
  Speaker 3: I don't know, but it says meat Heidi a one
• 2:45
  Speaker 3: of a kind, hand painted, recreated porcelain doll. Heidi is
• 2:49
  Speaker 3: a circus freak with a soft heart but a sinister side.
• 2:53
  Speaker 3: When people are deep asleep, Heidi is looking for her
• 2:56
  Speaker 3: home to feel safe, but roam the streets at night.
• 3:00
  Speaker 1: I think that that is a hard note from me, who.
• 3:02
  Speaker 3: Goes money win I'm going to go buy that and
• 3:05
  Speaker 3: ruin my own life.
• 3:07
  Speaker 1: And you know the problem is right there is Heidi
• 3:10
  Speaker 1: was set to evil, not good. Little Simpsons threw back
• 3:12
  Speaker 1: for you.
• 3:13
  Speaker 2: And we're going to get a money matters in the
• 3:14
  Speaker 2: next couple of weeks. Hi, guys, I bought a curse
• 3:16
  Speaker 2: dole on Facebook and now my children head spins three sixty.
• 3:20
  Speaker 3: What I's a curse dole? Like, I feel like it's
• 3:23
  Speaker 3: like a horror movie where you just turn up to
• 3:25
  Speaker 3: a house and that house is just haunted.
• 3:28
  Speaker 1: This like, that's a good segment. I was about to say,
• 3:31
  Speaker 1: we need to do a haunted or a ghost tons
• 3:35
  Speaker 1: of style segments on this show. Because Victoria Devine, you
• 3:39
  Speaker 1: are the ghost queen.
• 3:40
  Speaker 2: You've got to go.
• 3:41
  Speaker 3: This is very niche content.
• 3:44
  Speaker 2: I didn't know this.
• 3:44
  Speaker 3: Tell me, tell me, tell me niche content. So I've
• 3:47
  Speaker 3: just moved out of my actual house and into Elise.
• 3:50
  Speaker 1: You've moved into Elise Lucky Elise. Yeah, I know.
• 3:53
  Speaker 3: I've just moved out of my house and into a
• 3:55
  Speaker 3: rental property for the next six months while we renovate.
• 3:57
  Speaker 3: Because I did all obviously, I did all the numbers
• 3:59
  Speaker 3: and budget and it works out if you do everything
• 4:01
  Speaker 3: at once. I say significantly on getting like the services
• 4:05
  Speaker 3: or whatever it is done twice.
• 4:06
  Speaker 1: I'm just shocked that you would even think about finances
• 4:09
  Speaker 1: and things like that in the future.
• 4:11
  Speaker 3: Actually crazy. We would have thought very out of character,
• 4:13
  Speaker 3: really really abstract, but so off brand. Anyway, we've moved
• 4:17
  Speaker 3: into this house and it is I would say it's gorgeous.
• 4:20
  Speaker 3: No one else is going to agree with me. It's
• 4:22
  Speaker 3: very seventies like it could be easily on that seventies show.
• 4:26
  Speaker 2: Think like I love that bar that's so in mid
• 4:30
  Speaker 2: century modern.
• 4:31
  Speaker 1: Which would so definitely be fair.
• 4:33
  Speaker 3: I am obsessed with this house. We have a sunken
• 4:36
  Speaker 3: lounge room like, we have those big seventies windows, like,
• 4:39
  Speaker 3: we have a.
• 4:40
  Speaker 2: Breakay, we get rich god aquariums. I'm not everywhere. Actually
• 4:45
  Speaker 2: we have at home movies.
• 4:46
  Speaker 3: There's a bit Small's opposite.
• 4:50
  Speaker 2: Didn't come with a television.
• 4:51
  Speaker 1: No, but the guest quarters.
• 4:53
  Speaker 2: Did you know I was sold in the second pool? Yeah,
• 4:57
  Speaker 2: which is inside the first pool?
• 4:58
  Speaker 1: Shall I call myself I'll put it make you feel
• 5:01
  Speaker 1: more at home.
• 5:02
  Speaker 3: That you should see the wallpaper in this house, like
• 5:05
  Speaker 3: floor to ceiling bathroom in floral. I love it. But
• 5:08
  Speaker 3: back to the story. I'm convinced this house is haunted
• 5:13
  Speaker 3: and low key okay with it, Like she's pretty nice,
• 5:16
  Speaker 3: but if she stopped doing weird things, that would be
• 5:19
  Speaker 3: kind of nicer. So she like asks me to walk
• 5:22
  Speaker 3: her dog. They kid you not, that's a wee joking.
• 5:25
  Speaker 2: That's odd.
• 5:26
  Speaker 3: It's odd.
• 5:26
  Speaker 1: You gotta pay you for that or what.
• 5:27
  Speaker 3: I don't think I'm gonna get paid, which.
• 5:29
  Speaker 2: Is great, that's free labor.
• 5:30
  Speaker 1: Obviously, maybe like a little deal. Stop haunting me an
• 5:33
  Speaker 1: old walky dog, mate.
• 5:34
  Speaker 3: And there's been too many coincidences where I'm like, ha
• 5:36
  Speaker 3: ha ha, like if someone's here, flick the lights, and
• 5:39
  Speaker 3: then they do and it's so scary and trav I
• 5:41
  Speaker 3: took a video of it and showed you this morning.
• 5:43
  Speaker 1: And I am not going to sleep tonight, thank you
• 5:45
  Speaker 1: very much. Mate.
• 5:45
  Speaker 3: So I'm convinced I either have a haunted house or
• 5:48
  Speaker 3: there's someone living in the roof messing with me.
• 5:51
  Speaker 1: Mitch. I know you're trying to save on rentmate, but
• 5:54
  Speaker 1: get out of that house. Hey, if you want more
• 5:57
  Speaker 1: money saving tips, you've got to listen to this show.
• 6:00
  Speaker 1: Going to do Super Savior Saturday, the tax edition. Going
• 6:03
  Speaker 1: to keep some more money in your bank account. But
• 6:05
  Speaker 1: you know what, we've talked way too much.
• 6:07
  Speaker 3: Can we give them the show?
• 6:08
  Speaker 1: Yeah, lit's enjoy the show.
• 6:10
  Speaker 3: What they want.
• 6:10
  Speaker 1: Here's your ghost Freese. She's on the Money Radio show Radio.
• 6:16
  Speaker 2: She's on the Money Radio Show with Victoria Divine.
• 6:21
  Speaker 1: Starts now that she's on the Money Radio Show with
• 6:24
  Speaker 1: Australia's number one finance podcast of Victoria Divine. Mitch Churi
• 6:28
  Speaker 1: in the seed as well and as all thanks to
• 6:30
  Speaker 1: Budget direct Guys, winner of Can Stars Insurer of the
• 6:33
  Speaker 1: Year Award twenty twenty two Budget Directs. They've solved it,
• 6:38
  Speaker 1: insurance solved.
• 6:40
  Speaker 3: They have indeed, but you know what's not solved? What
• 6:43
  Speaker 3: inflation and how much things are costing at the moment.
• 6:46
  Speaker 2: I saw it in person literally last night. I went
• 6:48
  Speaker 2: for sushi and you know what the sushi trains. I
• 6:50
  Speaker 2: love a sushi train.
• 6:52
  Speaker 3: They have the plate with the price of the sushi train,
• 6:54
  Speaker 3: not like just getting ober eas.
• 6:56
  Speaker 2: No, I actually physically when I don't know right for once,
• 6:58
  Speaker 2: I'm a changed man. And you know how the prices
• 7:00
  Speaker 2: on the plates on the wall, like the green plates
• 7:02
  Speaker 2: are dollar, the purple they were removing the plates and
• 7:05
  Speaker 2: adding new plates.
• 7:07
  Speaker 1: You give prices in motion that is actually ridiculous. You
• 7:12
  Speaker 1: know what, companies, We're not standing for it anymore. That's
• 7:15
  Speaker 1: why we're going to do this.
• 7:18
  Speaker 3: All right, I'm get done on trademarking. This is great.
• 7:21
  Speaker 1: I know thirteen six five. We want you to call
• 7:24
  Speaker 1: us right now here on Shees on the Money radio
• 7:27
  Speaker 1: show and tell us what have you seen that is
• 7:31
  Speaker 1: just regard damndiculous price wise?
• 7:33
  Speaker 3: Oh do you know what I can tell you. I
• 7:35
  Speaker 3: can tell you that I was at the airport the
• 7:37
  Speaker 3: other day and I paid seven dollars forty for a
• 7:41
  Speaker 3: regular oat larte. No, seven dollars like, not an extra large,
• 7:45
  Speaker 3: not anything like. At these prices, I'm gonna end up
• 7:48
  Speaker 3: being better off paying for a business class ticket and
• 7:51
  Speaker 3: getting the free coffee in the lounge than I am
• 7:53
  Speaker 3: actually paying for it at the cafe.
• 7:55
  Speaker 2: You know what airports do that though, don't they? Airport
• 8:00
  Speaker 2: like they've they inflated ten years in the future. Everything's
• 8:03
  Speaker 2: so expensive at an airport.
• 8:04
  Speaker 3: Yeah, I'm not sure if it's actually inflation or them
• 8:06
  Speaker 3: just taking the mickey.
• 8:07
  Speaker 1: So if I had something at the airport, I would
• 8:09
  Speaker 1: just undercut everyone by two bucks and get all the business.
• 8:12
  Speaker 3: Yeah, just be like the cheap place at the airport exactly.
• 8:15
  Speaker 1: Richie Reach, our producer, was telling me he paid five
• 8:17
  Speaker 1: dollars ten for a six hundred milli PEPSI max. You
• 8:21
  Speaker 1: can get two leaders for two bucks.
• 8:25
  Speaker 3: No, that's an absolute joke. I would have buy choice.
• 8:28
  Speaker 3: Just said no, I'm not I'm not doing that, and
• 8:30
  Speaker 3: I mixed my drink with water.
• 8:31
  Speaker 2: Yeah, that's ridiculous.
• 8:32
  Speaker 1: Anyway, at thirteen one a six y five, we are
• 8:34
  Speaker 1: taking your calls right now, Judy has called us. Judy,
• 8:37
  Speaker 1: what's too damn expensive?
• 8:39
  Speaker 2: Blueberries?
• 8:40
  Speaker 3: Blueberries are too expensive.
• 8:42
  Speaker 2: I went to get blueberries yesterday and they were eight dolets.
• 8:49
  Speaker 3: No, no, like for a couple.
• 8:51
  Speaker 2: Of puets eight dollars.
• 8:53
  Speaker 3: Did you buy the blueberries though?
• 8:55
  Speaker 2: No?
• 8:56
  Speaker 3: Yeah, good work, Judy Baker stand you should have stolen them.
• 9:01
  Speaker 3: Not very cheese on the money.
• 9:02
  Speaker 2: I don't know what came over me.
• 9:03
  Speaker 1: I would have picked them up, thrown them on the
• 9:05
  Speaker 1: floor and said, yeah you know why No, No.
• 9:07
  Speaker 3: That's a lot of money for berries.
• 9:10
  Speaker 2: That's shocking, all right.
• 9:11
  Speaker 1: Thirteen one a six five, Natasha, what have you seen?
• 9:14
  Speaker 1: That was absolutely ridiculous in price?
• 9:16
  Speaker 3: So I saw iceberg lettice, which is usually two dollars
• 9:20
  Speaker 3: fifty ahead, and I saw it for eight dollars ninety
• 9:22
  Speaker 3: eight ahead, eight dollars ninety Oh my gosh, hang on
• 9:26
  Speaker 3: a second, that's absolutely wrong.
• 9:31
  Speaker 2: See that's the problem. Everyone always tells me, eats salad,
• 9:33
  Speaker 2: eats salad, it's healthier. But no, I can get a
• 9:35
  Speaker 2: double cheeseburger for a dollar ninety nine.
• 9:38
  Speaker 1: You can get an.
• 9:39
  Speaker 3: Entire meal for that iceberg. Yeah, an iceberg lettuce is
• 9:42
  Speaker 3: fluff like.
• 9:42
  Speaker 2: It tasteses water. It's water.
• 9:45
  Speaker 3: It's the worst lettuce of all lettuces.
• 9:47
  Speaker 1: You know what I'm actually gonna do. I'm going to
• 9:48
  Speaker 1: buy that big Mac or whatever you're buying me. You're
• 9:50
  Speaker 1: going to take the lettuce out and resell that.
• 9:52
  Speaker 3: You wait, your big max are going to increase in
• 9:55
  Speaker 3: price because they've got that shredded iceberg lettuce in it.
• 9:57
  Speaker 2: You have the underground lettuce market's about to boom every.
• 10:01
  Speaker 3: And also, do you know what I hate when they
• 10:02
  Speaker 3: say it's eight dollars ninety eight or whatever?
• 10:05
  Speaker 2: You grow up?
• 10:05
  Speaker 3: No, it is who even has two cents?
• 10:10
  Speaker 1: Everybody cash these days? What is? Yeah? I don't know.
• 10:15
  Speaker 2: Yeah. Each week we're going to bring you someone's financial
• 10:18
  Speaker 2: story on ed to get Victoria's advice on what they
• 10:20
  Speaker 2: should do. And it's a real broad stretch here. We
• 10:22
  Speaker 2: had a four year old one week, twelve months old
• 10:25
  Speaker 2: the other asking for finance. My love, Victoria, You've got
• 10:27
  Speaker 2: such a wide audience, is key.
• 10:30
  Speaker 3: You also Holy Tunity before their track to call me
• 10:33
  Speaker 3: a pood caster.
• 10:34
  Speaker 1: You know what, I'm just trying to clean the show up. Guys,
• 10:36
  Speaker 1: you keep dragging her down, Victoria Devine, It's who I.
• 10:38
  Speaker 3: Am as a parse.
• 10:39
  Speaker 2: Anyway, let's answer Holly's question. Holly sent this in to
• 10:42
  Speaker 2: She's on the Money Social. She said, one of my
• 10:43
  Speaker 2: friends recently hit me up for a loan. He's going
• 10:46
  Speaker 2: through a bit of a tough time and has asked
• 10:47
  Speaker 2: me for one thousand bucks to help tide him over
• 10:50
  Speaker 2: for a while. His promised still pay it back within
• 10:52
  Speaker 2: the next few months. I really want to help him out,
• 10:54
  Speaker 2: but I'm cautious should I give him the loan. Do
• 10:56
  Speaker 2: I need to draw up a written agreement to protect myself?
• 10:59
  Speaker 2: What's the best way to go about this?
• 11:02
  Speaker 3: It's actually so hard when friends ask for money, and
• 11:05
  Speaker 3: my approach to this is obviously, if you're not in
• 11:08
  Speaker 3: the financial situation to be able to afford that. The
• 11:10
  Speaker 3: answer is like, sorry, I actually can't help. But if
• 11:13
  Speaker 3: you are and that's something you want to do, I
• 11:15
  Speaker 3: would actually really question whether that's a good idea or not.
• 11:19
  Speaker 3: So when someone asks you for money, from my perspective,
• 11:22
  Speaker 3: you're going to lose one of two things. You're either
• 11:24
  Speaker 3: going to lose a friendship or the money, which one
• 11:26
  Speaker 3: is sometimes even both, sometimes even both. So we need
• 11:30
  Speaker 3: to be really clear on if I leant tr have
• 11:32
  Speaker 3: one thousand bucks, Like, from my perspective, you kind of
• 11:36
  Speaker 3: have to feel a bit that you're not going to
• 11:38
  Speaker 3: get it back obviously trying you can put a written
• 11:40
  Speaker 3: agreement in place and do that, but I would really
• 11:42
  Speaker 3: be potentially trying to help your friend in a different
• 11:46
  Speaker 3: way and saying like all right, Travs, sit down, I
• 11:48
  Speaker 3: know you need a thousand dollars, Like maybe there's another
• 11:51
  Speaker 3: way we can get it. It shouldn't come from me
• 11:53
  Speaker 3: as a friend, like maybe looking into resources that could
• 11:56
  Speaker 3: help them, maybe having a look at the National Debt Helpline,
• 11:59
  Speaker 3: which I'm upset with because they are really good eggs
• 12:01
  Speaker 3: doing well.
• 12:01
  Speaker 2: It's a debt helmep line. What's that?
• 12:03
  Speaker 3: It's essentially a national debt helpline that you can call.
• 12:06
  Speaker 3: It is free. There are financial counselors on there. They
• 12:08
  Speaker 3: can give you access to things like Nils loans. So
• 12:11
  Speaker 3: Nils loans is a loan that has no interest attached
• 12:14
  Speaker 3: to it, So that could be a really good option
• 12:16
  Speaker 3: instead of borrowing cash from a friend. And often when
• 12:19
  Speaker 3: people are borrowing cash from friends, it's because they just
• 12:22
  Speaker 3: feel like they're rock in a hard place, right, They
• 12:24
  Speaker 3: just don't know what their options are. And no one
• 12:27
  Speaker 3: wants to ask their mate for a thousand bucks like
• 12:29
  Speaker 3: that makes you feel kind of bad. So you don't
• 12:31
  Speaker 3: want to be in a situation where that's happening. But
• 12:33
  Speaker 3: if a friend goes, all right, well mate, if you
• 12:35
  Speaker 3: need money, great, let's work it out. There are so
• 12:37
  Speaker 3: many options out there to support you. I would really
• 12:40
  Speaker 3: steer away from lending money to friends.
• 12:43
  Speaker 2: That's good advice. I got the kind of friend that
• 12:45
  Speaker 2: goes if you ever need anything, especially after like a
• 12:47
  Speaker 2: couple of you know, Voka Granbery's like, if you need anything,
• 12:50
  Speaker 2: if you're ever in a tight spot, I've got you.
• 12:52
  Speaker 2: And then when they actually come asking, I disappear like,
• 12:55
  Speaker 2: oh I can't. I mean, it's a bad spot.
• 12:56
  Speaker 3: On but it's so nice to be that friend that
• 12:59
  Speaker 3: can support, But what is going on here is actually
• 13:03
  Speaker 3: if they're in a bit of a pickle and you're
• 13:05
  Speaker 3: helping them out. It's kind of like the if you
• 13:07
  Speaker 3: give a fish to somebody, they'll eat for a day,
• 13:09
  Speaker 3: but if you teach them to fish, they'll fish for
• 13:11
  Speaker 3: a lifetime or whatever they.
• 13:12
  Speaker 2: Put on a teaching dot com.
• 13:16
  Speaker 3: It was a Bible quote, So we're not going to
• 13:18
  Speaker 3: go with that. I just know what. Just went to
• 13:19
  Speaker 3: Catholic school for twelve years. But it's one of those
• 13:22
  Speaker 3: things where it's like, can I actually teach you a skill?
• 13:24
  Speaker 3: Can I give you a bit more financial literacy? Like
• 13:27
  Speaker 3: if you need one thousand dollars, here's a better way
• 13:29
  Speaker 3: to do it, or here's a loan scheme that might
• 13:31
  Speaker 3: put you in the best possible position. I'd obviously try
• 13:34
  Speaker 3: and steer away from things that are like buy now,
• 13:36
  Speaker 3: pay later, because that's going to put people in a
• 13:38
  Speaker 3: worse off position. I'd also really steer away from recommending
• 13:42
  Speaker 3: they get a credit card because that could absolutely spiral
• 13:45
  Speaker 3: out of control. But what is in your breadth of control?
• 13:47
  Speaker 3: Like the National Debt Helpline has a whole heap of resources.
• 13:51
  Speaker 3: I would absolutely go down that route. And I know
• 13:52
  Speaker 3: this has gone a little bit more serious, but we've
• 13:55
  Speaker 3: all been asked for money at some point somehow from someone,
• 13:58
  Speaker 3: and I think actually serving back with education and going
• 14:00
  Speaker 3: all right, well, how are we going to do this? Like,
• 14:02
  Speaker 3: how am I going to put you in a better
• 14:04
  Speaker 3: position instead of just giving you the money so you
• 14:06
  Speaker 3: can continue a bad habits.
• 14:07
  Speaker 1: Well that's a lot better advice than what I had,
• 14:09
  Speaker 1: because I was just going to say, because that fits
• 14:14
  Speaker 1: perfectly with what we're going to do next here at
• 14:17
  Speaker 1: Shees on the Money radio show.
• 14:19
  Speaker 3: What have you seen recently on Facebook Marketplace that makes
• 14:22
  Speaker 3: you want to pick up the phone and go you're dreaming?
• 14:24
  Speaker 1: Hang on, mate, we've got this dreaming.
• 14:28
  Speaker 2: Well, let me just say I'll start by saying I
• 14:30
  Speaker 2: am a happy messenger. If someone is putting something on
• 14:32
  Speaker 2: Facebook Marketplace and they're hiking up the price, I'll message
• 14:34
  Speaker 2: them and I'll go, hey, mate, your dreaming. That's a
• 14:36
  Speaker 2: ridiculous price. Then I'll block them and disappear.
• 14:38
  Speaker 3: So can you planning on purchasing the item or you're
• 14:41
  Speaker 3: just inviting feedback?
• 14:43
  Speaker 1: Now?
• 14:44
  Speaker 2: The other other day, for a wooden giraffe was after
• 14:46
  Speaker 2: a one thousand parts, Mate, you are dreaming, she didn't
• 14:49
  Speaker 2: want to buy it. What would you pay for a
• 14:50
  Speaker 2: wooden giraffe?
• 14:51
  Speaker 1: Just quietly, if you're not dreaming, did.
• 14:53
  Speaker 3: You pay for a wooden that's right.
• 14:55
  Speaker 2: Right, it's a state of mind. But we have a
• 14:57
  Speaker 2: whole bunch that I found. I found this one.
• 14:58
  Speaker 1: Right.
• 14:58
  Speaker 2: This is a white iPhone six, sixty four gigabyte unlocked. Right,
• 15:02
  Speaker 2: this is three hundred bucks. It's the saying.
• 15:04
  Speaker 3: I'm not going to say I agree or disagree with that,
• 15:06
  Speaker 3: because I don't know what a white iPhone six is
• 15:08
  Speaker 3: actually worth.
• 15:09
  Speaker 2: That is like a ten year old phone.
• 15:11
  Speaker 3: Oh so that's not good? No, okay, bad deal. So
• 15:14
  Speaker 3: maybe just tell them their dream.
• 15:17
  Speaker 1: Dreamer?
• 15:18
  Speaker 3: What have you got, trav? I believe you found something
• 15:21
  Speaker 3: pretty gross?
• 15:22
  Speaker 1: Okay, so toothbrush. First of all, there's a whole lot
• 15:27
  Speaker 1: of questions to unpack there. But used only once, apparently
• 15:31
  Speaker 1: five bucks, stealing the original packaging. Mind you, price is
• 15:37
  Speaker 1: firm five bucks, not gonna move, No weirdos, weirdos.
• 15:42
  Speaker 3: Do you know what confuses me? It says used once,
• 15:44
  Speaker 3: but it's quite clearly still in the packet, Mate, is
• 15:47
  Speaker 3: that what you're selling it? Because you don't know how
• 15:48
  Speaker 3: to use a toothbrush.
• 15:51
  Speaker 1: Dream.
• 15:52
  Speaker 3: I'd also like to know what Trav's looking up me
• 15:56
  Speaker 3: get why?
• 15:56
  Speaker 2: Yeah, the algorithm knows that that man wants a toothbrush.
• 16:00
  Speaker 1: Oh my gosh, what have you found, Victoria? Quick? Move on?
• 16:04
  Speaker 3: Well, actually, I was going to bring up a topic
• 16:06
  Speaker 3: that I think will trigger a few people, and that's
• 16:09
  Speaker 3: the topic of limited edition things that you got for
• 16:12
  Speaker 3: free at Kolsa Wooly. Yeah, but you know when you
• 16:14
  Speaker 3: got like those mini groceries or the ushy things. So
• 16:17
  Speaker 3: I looked up an ushy. I am going to sell
• 16:20
  Speaker 3: this to you, all right, Sit down, Traps, Sit down, Mitch.
• 16:22
  Speaker 3: We've got an ultra rare glitter woody ushy. Yeah, limited edition,
• 16:27
  Speaker 3: brand new mint condition, doesn't come with his packaging, but
• 16:30
  Speaker 3: he is fifteen hundred dollars. No what you got that
• 16:34
  Speaker 3: for free? So sit down. I also found another one, guys,
• 16:41
  Speaker 3: which I just think is a bit rich or maybe
• 16:43
  Speaker 3: a little bit niche. Right, So this is a Finding
• 16:45
  Speaker 3: Nemo stuffed toy. It is a really big one. It's
• 16:49
  Speaker 3: one meter long sixty five centimeters high according to the
• 16:52
  Speaker 3: original seller. It's also very cuddly, but it looks like
• 16:56
  Speaker 3: that one you got at the Melbourne show for free?
• 16:58
  Speaker 3: Why are you selling it to me for hundred and
• 17:00
  Speaker 3: fifty dollars?
• 17:03
  Speaker 1: Dreamer, They one hundred percent got that at moonber in
• 17:05
  Speaker 1: Melbourne because it says they're in Melbourne.
• 17:07
  Speaker 3: Yeah, exactly, that was free. Why are you trying to
• 17:10
  Speaker 3: profit off a children's toy?
• 17:11
  Speaker 1: I mean, hey, you probably spent way over one hundred
• 17:14
  Speaker 1: and fifty bucks trying to win it, but still telling
• 17:17
  Speaker 1: me dreaming man right in the bin.
• 17:19
  Speaker 2: That's way more fun when we do it.
• 17:21
  Speaker 1: Anyway. Hey, Victoria, coming up next, we are going to
• 17:23
  Speaker 1: do Super Savior Saturday where you give us some sneaky
• 17:26
  Speaker 1: tips on how we can keep more bucks in our
• 17:28
  Speaker 1: bank account.
• 17:30
  Speaker 2: Saturday Tax Edition yet weeks Tosty.
• 17:35
  Speaker 3: This is my dream come true. Guys.
• 17:38
  Speaker 2: Wow, do you like tax tips? Victoria does?
• 17:40
  Speaker 3: She?
• 17:40
  Speaker 2: I guess Christmas for you would be like like and
• 17:43
  Speaker 2: a financial year.
• 17:45
  Speaker 1: Yeah. I just said tips.
• 17:46
  Speaker 2: Disgusting you like just a tip?
• 17:48
  Speaker 3: No, move on, I'm here for the tax tips. You're
• 17:52
  Speaker 3: talking about tax tips, right, I'm talking about tax tips.
• 17:54
  Speaker 2: It's first to people still say that happy epist.
• 17:56
  Speaker 1: We do only that annoying ad from like office works.
• 17:59
  Speaker 1: I think Sorry, it's.
• 18:00
  Speaker 3: Literally my favorite time of year, right, like end of
• 18:02
  Speaker 3: financial year is so fun? But also, do you want
• 18:05
  Speaker 3: to a hot tip about your favorite financial advisor, which
• 18:08
  Speaker 3: spoiler is me.
• 18:09
  Speaker 2: No, I don't, No, I want it. I want to
• 18:11
  Speaker 2: please he does.
• 18:12
  Speaker 3: My birthday is actually the thirtieth of June. Why wasn't
• 18:15
  Speaker 3: born to be a finance baby? I don't know what
• 18:17
  Speaker 3: I was born to do, and I might.
• 18:19
  Speaker 2: Need to leave I didn't know that.
• 18:21
  Speaker 3: I will send you through my birthday list later, but
• 18:23
  Speaker 3: before we get to my birthday list, like, how about
• 18:25
  Speaker 3: we go through a list of tax tips from Victoria Devine.
• 18:27
  Speaker 2: Yeah, I'm down.
• 18:28
  Speaker 3: I'm down.
• 18:28
  Speaker 1: That's your birthday present from me, by the way, doing.
• 18:30
  Speaker 3: That, Oh, I get to do tax tips on my
• 18:32
  Speaker 3: own radio show. I am so grateful. I cannot wait.
• 18:36
  Speaker 3: So first things first, those of you who are turning
• 18:39
  Speaker 3: thirty one this June or anytime soon, you actually need
• 18:43
  Speaker 3: to get your health care in check if you're going
• 18:45
  Speaker 3: to get private health cover, and that is not something
• 18:49
  Speaker 3: that I'm here recommending going you need private health cover,
• 18:52
  Speaker 3: but if you earn over the threshold and you actually
• 18:55
  Speaker 3: earn more than ninety thousand dollars individually and you're over
• 18:59
  Speaker 3: the age of thirty, you could be absolutely slammed with
• 19:02
  Speaker 3: not only the Medicare levy surcharge, which you get for
• 19:04
  Speaker 3: being over ninety thousand dollars a year, but once you
• 19:08
  Speaker 3: go over the age of thirty one, you actually end
• 19:10
  Speaker 3: up paying even more. So now's the time to shine
• 19:13
  Speaker 3: my friends when it comes to private health cover.
• 19:14
  Speaker 2: Wow, most of my friends don't even have private health
• 19:17
  Speaker 2: I have it.
• 19:18
  Speaker 3: But I'm a financial advisor, Guys, I feel like I'm
• 19:20
  Speaker 3: very stereotypical, very vanilla. One time I lost a friendship
• 19:23
  Speaker 3: because she called me beije. I hope she's listening. Hey, Emily,
• 19:29
  Speaker 3: all right. Next is pre paying expenses. So this one
• 19:33
  Speaker 3: is more of a big saving, but you also have
• 19:36
  Speaker 3: to cough up a little bit of cash to make
• 19:38
  Speaker 3: the saving. So if you've got things that you're paying
• 19:40
  Speaker 3: like insurance, like you've got maybe income protection or something,
• 19:43
  Speaker 3: you can actually pre pay a year in advance and
• 19:46
  Speaker 3: then claim it on June thirty in this year's tax
• 19:47
  Speaker 3: retur It's kind of good money, but.
• 19:50
  Speaker 2: That requires a lot of pre thought. That's tough.
• 19:52
  Speaker 3: Yeah, that's tough. And it also requires you not to
• 19:55
  Speaker 3: pay month to month or like week to week. Yeah,
• 19:57
  Speaker 3: you've got to cough it up in advance, so it's
• 19:59
  Speaker 3: like a min you win, but like more of a
• 20:01
  Speaker 3: niche one for the rich people listening.
• 20:03
  Speaker 1: Like coffee now, don't worry about it later.
• 20:05
  Speaker 3: Yeah, Mitch can't do that, because.
• 20:06
  Speaker 2: I was going to say not, and I can't do that.
• 20:09
  Speaker 2: I can cook dinner, let alone pre plan the finances
• 20:11
  Speaker 2: would you us for.
• 20:12
  Speaker 3: Dinner if I came over all close? But that's all right,
• 20:18
  Speaker 3: that's fine. And the next Mitch, this one's really going
• 20:20
  Speaker 3: to be down your alley, is you can potentially claim
• 20:24
  Speaker 3: your handbag on tap.
• 20:27
  Speaker 1: Was an amazing bird. Yeah Saturday morning, mate.
• 20:32
  Speaker 2: Yeah, that's gold. Good gear from you.
• 20:34
  Speaker 3: You could I mean, you're not going to be able
• 20:36
  Speaker 3: to claim a Chanel bag, but like who can afford
• 20:38
  Speaker 3: a Shanel bag anyway? But if you have a bag
• 20:41
  Speaker 3: for work that carries like your work laptop and your
• 20:43
  Speaker 3: notebooks and stuff, and it's actually reasonably priced, you can
• 20:46
  Speaker 3: put it in as a work expense. Do you know
• 20:48
  Speaker 3: my favorite thing that people can potentially claim that's also
• 20:50
  Speaker 3: really niche? Dogs. I'm a dog if you're a lot,
• 20:54
  Speaker 3: yeah no, no, no, no, it needs to be working dog
• 20:57
  Speaker 3: but if you're like insecurity or in farming, like, that's
• 21:00
  Speaker 3: where I'm going with this. It's going to be she's
• 21:02
  Speaker 3: on the security, and then my dog, Lucy, the Golden
• 21:04
  Speaker 3: Sheeper Doodle. She's going to be security for everybody.
• 21:07
  Speaker 1: Lucy, Can you go get us some coffees as well
• 21:08
  Speaker 1: while you're at it?
• 21:09
  Speaker 2: Mate the Yeah, please please.
• 21:10
  Speaker 3: She knows the word coffee. She loves going to the cafe.
• 21:13
  Speaker 1: Yeah, just go pick us up some coffees while you're
• 21:15
  Speaker 1: at it. Lucy. All right, that is us done and dusted.
• 21:17
  Speaker 1: We're getting kicked out of this studio. Remember, you can
• 21:20
  Speaker 1: catch up with us anytime you want, just search. She's
• 21:23
  Speaker 1: on the money. Socials