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She's On The Money Radio Recap - 30 July · She's On The Money

• 0:03
  Speaker 1: She's on The Money Radio Show with Victoria Divine starts now,
• 0:10
  Speaker 1: Hello and welcome to that. She's on The Money Radio
• 0:12
  Speaker 1: Show podcast, the podcast for millennials who want financial freedom.
• 0:16
  Speaker 1: You like that one, didn't you?
• 0:17
  Speaker 2: Yeah?
• 0:18
  Speaker 3: I like it? Well done?
• 0:19
  Speaker 4: Post the button?
• 0:22
  Speaker 1: You just like my mom?
• 0:24
  Speaker 5: Why?
• 0:24
  Speaker 1: I don't know, it just kind of feel like you know. Now,
• 0:28
  Speaker 1: you are a very nice lady.
• 0:29
  Speaker 3: And if Victoria is the mum, what am i?
• 0:31
  Speaker 1: You're the uncle that needs to get off his butt
• 0:33
  Speaker 1: and get himself a real job and sort his life out.
• 0:35
  Speaker 4: Well that's not really nice. Who would tell anybody to
• 0:39
  Speaker 4: get a real job?
• 0:40
  Speaker 3: Yeah, yeah, thank you very much. When we can talk
• 0:41
  Speaker 3: into sticks for a living and make millions of dollars?
• 0:44
  Speaker 4: Oh are you making millions? Do we need to renegotiate
• 0:48
  Speaker 4: our contract?
• 0:48
  Speaker 1: Well?
• 0:49
  Speaker 3: Sorry, that's actually gravy on my contract.
• 0:51
  Speaker 6: Thought, because I was about to say, I thought we
• 0:55
  Speaker 6: did this out of goodwill. They have convinced me this
• 0:58
  Speaker 6: is a good thing for my brand.
• 0:59
  Speaker 1: Yeah, oh my god, it'll be good for your profile.
• 1:02
  Speaker 1: Thing is classic media right now. No, it's not gonna
• 1:06
  Speaker 1: be made anyway.
• 1:07
  Speaker 4: Brain exposure.
• 1:08
  Speaker 3: Yeah, the bathrooms on level three need a good cleaning.
• 1:11
  Speaker 3: It'll be great for your profile if you just jump
• 1:13
  Speaker 3: on in and j gift the toilets for us.
• 1:15
  Speaker 4: Hard no from me.
• 1:17
  Speaker 1: The funny thing about talking about your contract the image
• 1:20
  Speaker 1: is we actually had on the show today with our
• 1:23
  Speaker 1: money dilemma. Wendy wrote in and she was asking what's
• 1:26
  Speaker 1: the best way to get a pay rise? So maybe
• 1:28
  Speaker 1: she did she did, you're the person that we need
• 1:30
  Speaker 1: to talk to scrape Victoria's advice, and we need to
• 1:32
  Speaker 1: talk to you.
• 1:33
  Speaker 4: We had a Victoria no. We touched on it and
• 1:35
  Speaker 4: it was good. Oh, I reckon. It was a good episode.
• 1:37
  Speaker 6: But we did an entire episode on the podcast recently
• 1:40
  Speaker 6: about asking for a pay rise, So definitely if you
• 1:42
  Speaker 6: haven't listened.
• 1:43
  Speaker 4: To that, go back to it.
• 1:44
  Speaker 6: Because I feel like we all need to know our worth,
• 1:46
  Speaker 6: Like it pisces me off guys that we have friends
• 1:49
  Speaker 6: and family and even ourselves that are undervaluing ourselves or
• 1:53
  Speaker 6: don't have the confidence to ask for what we're worth,
• 1:55
  Speaker 6: Like it just makes sense.
• 1:57
  Speaker 3: Also, can I be honest, I was terrified to ask
• 2:00
  Speaker 3: for a pay rise, and then the moment I did
• 2:02
  Speaker 3: it was it was easy and my boss was expecting it.
• 2:05
  Speaker 3: The guys, they're not shocked, Like they're your boss. Their
• 2:08
  Speaker 3: job is to pay you, so they're always expecting you
• 2:10
  Speaker 3: to ask more money and the worst thing they can
• 2:12
  Speaker 3: do is say no.
• 2:12
  Speaker 5: Yeah.
• 2:13
  Speaker 3: We also do a which I think is funny, to
• 2:15
  Speaker 3: do a super Savier Saturday. So Victoria's got tips for us,
• 2:19
  Speaker 3: And we also do I think my favorite segment, tell
• 2:21
  Speaker 3: them they're dreaming, You've got to sing it.
• 2:24
  Speaker 6: Yeah, and we actually talk about dryalint, which is interesting.
• 2:29
  Speaker 3: Yeah, shocking. I don't know how we did it, but
• 2:31
  Speaker 3: we did.
• 2:31
  Speaker 1: We did. But the other thing is guilty pleasures, and
• 2:35
  Speaker 1: we didn't get much time to talk about this. What's
• 2:37
  Speaker 1: a guilty pleasure that you've actually bought in the last week?
• 2:39
  Speaker 4: Victoria's last week is six dollar?
• 2:41
  Speaker 1: Okay, what about you? Mitch?
• 2:43
  Speaker 3: I bought a four thousand dollars DJ set imported from
• 2:46
  Speaker 3: Milwaukee in the US.
• 2:47
  Speaker 1: Are you choking?
• 2:48
  Speaker 4: He is actually getting paid way more than us track?
• 2:51
  Speaker 1: How God, mate, how the hell did you get that?
• 2:57
  Speaker 3: Mate? I've got five radio shows okay, free Rich Rich.
• 3:02
  Speaker 1: Rich I bought those, Sorry, Mitch, Mitch Rich I love that,
• 3:06
  Speaker 1: Rich Mitch. My whole thing was Ben and Jerry's have
• 3:10
  Speaker 1: got like the salted topped Carol Brownie or that was
• 3:13
  Speaker 1: my guilty pleasure. But the only reason I bought it
• 3:16
  Speaker 1: was because it was half price at will It.
• 3:18
  Speaker 4: That's a money win. That is a money win, money win,
• 3:22
  Speaker 4: making money by buying that ice cream to be rude, not.
• 3:24
  Speaker 3: To money win on the fly when you get the
• 3:27
  Speaker 3: sale items at the checkout at the service station. I
• 3:30
  Speaker 3: always fall.
• 3:30
  Speaker 6: For that every time I actually end up buying gum
• 3:34
  Speaker 6: and lollies and stuff if I'm hungry.
• 3:36
  Speaker 3: It's the two for six gum deal. It's not even
• 3:38
  Speaker 3: a saving, it's just the same prices.
• 3:42
  Speaker 4: To actually really bad like it's a trap.
• 3:44
  Speaker 6: It's all about marketing, right, It's all about like psychology
• 3:47
  Speaker 6: and how they get you. It's white check out at
• 3:49
  Speaker 6: the supermarket. They always have lollies and chocolates. It's not
• 3:52
  Speaker 6: because they think you will want them. It's because they
• 3:54
  Speaker 6: know that your kid is standing there asking for it.
• 3:57
  Speaker 4: And it's like a dollar, right, So how do you
• 3:59
  Speaker 4: shut your up?
• 4:00
  Speaker 6: You just say, yeah, no problems, grab it, pop it
• 4:02
  Speaker 6: on the pop it in the trolley, and it's fine.
• 4:04
  Speaker 1: That's weird because I don't have a kid that I.
• 4:06
  Speaker 4: Know of, so still buy on the chocolates.
• 4:08
  Speaker 3: Yeah, yeah, yeah, you know what kid did anyone else's dad?
• 4:12
  Speaker 3: Maybe this is the dad thing, My dad did it?
• 4:14
  Speaker 3: Maybe a mom thing. They would as the checkout went
• 4:16
  Speaker 3: through and the items were being scanned, they would grab
• 4:19
  Speaker 3: a copy of Okay, your new idea and read it,
• 4:22
  Speaker 3: Oh my god, so quicky, and then put as if
• 4:26
  Speaker 3: their life depended on it, and then put it back
• 4:28
  Speaker 3: before it was time to pay.
• 4:29
  Speaker 4: Oh my god.
• 4:30
  Speaker 6: That has triggered some kind of memory in me that
• 4:34
  Speaker 6: reminds me of what it was like in like the
• 4:37
  Speaker 6: early two thousands to go big a checkout and feel anxious.
• 4:40
  Speaker 4: You know what was worse than that?
• 4:42
  Speaker 6: Though, Mitch or your mum was like, oh my god,
• 4:43
  Speaker 6: I forgot the milk, and then she'd leave you at
• 4:45
  Speaker 6: their checkout drink and you'd be like, oh my god,
• 4:49
  Speaker 6: what if she doesn't come back, and this checkout lady
• 4:51
  Speaker 6: thinks I can pay for it money?
• 4:54
  Speaker 3: What am I going to do?
• 4:55
  Speaker 4: My mom's not going to come back.
• 4:56
  Speaker 6: With the milk or the eggs or whatever she forgot
• 4:58
  Speaker 6: to put in the cart.
• 4:59
  Speaker 3: And they always take so much time, don't they take it?
• 5:02
  Speaker 4: Then you get there and your mum comes back and
• 5:04
  Speaker 4: it's fine.
• 5:06
  Speaker 3: Or they will ask you what Flybys?
• 5:07
  Speaker 6: You say, I don't know what fly I don't even
• 5:08
  Speaker 6: know My nine times tables don't even have Flybys.
• 5:12
  Speaker 4: I get asked all the time.
• 5:14
  Speaker 6: I feel like I'm missing out because Jess, who is
• 5:18
  Speaker 6: a co host of the actual she's on the Money podcast,
• 5:20
  Speaker 6: not this one.
• 5:21
  Speaker 4: It's just like the market.
• 5:25
  Speaker 1: Thanks mate, appreciate, You're welcome.
• 5:27
  Speaker 6: She saved up so many Flybys points that she bought
• 5:30
  Speaker 6: herself an entire kitchenaide stand mixer with the points.
• 5:34
  Speaker 1: I don't even know what that is, but it's I
• 5:36
  Speaker 1: do it too, so expensive great like money win.
• 5:41
  Speaker 4: I need to get myself a Flybys.
• 5:42
  Speaker 1: Cart just quickly. The whole magazine at the shopping thing.
• 5:48
  Speaker 3: Oh yeah, then we spoke about an hour ago.
• 5:49
  Speaker 1: Yeah yeah, yeah, No. I just have to say this.
• 5:51
  Speaker 1: I think my mum, chrisy Roebuck, is single handedly keeping
• 5:54
  Speaker 1: New Idea and Women's Day in business because she's the
• 5:58
  Speaker 1: only one who ever reads that and buys it every
• 6:02
  Speaker 1: single week, and then she gives it to my sister
• 6:04
  Speaker 1: who reads it two weeks later, which is fantastic.
• 6:06
  Speaker 6: That's pretty good. That's getting a latter bank for bart
• 6:09
  Speaker 6: really is she? She should come on the show.
• 6:11
  Speaker 3: Can I give you a fun fact that I often
• 6:14
  Speaker 3: don't share, but on the front page of New Ideas
• 6:17
  Speaker 3: and the Okays the actors. You know, it's like my
• 6:19
  Speaker 3: dad was secret in my brother who at the end
• 6:21
  Speaker 3: of the day was my cousin. You know, the really
• 6:23
  Speaker 3: crazy headlines.
• 6:24
  Speaker 1: Yeah, you know how Mitch knows that she is because.
• 6:28
  Speaker 4: That's how he got that four thousand dollars DJ stuff.
• 6:32
  Speaker 1: She's on the Muney radio show coming out to you
• 6:34
  Speaker 1: right now.
• 6:35
  Speaker 5: This is She's on the Money radio.
• 6:37
  Speaker 1: Show Saturday morning round the country. This is she's on
• 6:40
  Speaker 1: the Money Radio Show with Australia's number one finance podcast
• 6:42
  Speaker 1: of Victoria Devine Mitstury as well. And it is time
• 6:46
  Speaker 1: to do this dream?
• 6:50
  Speaker 3: How good's a good yell? Just to get it out
• 6:52
  Speaker 3: of your system, so therapeutic, cathartic even.
• 6:54
  Speaker 1: And make people feel bad about themselves instead of you.
• 6:57
  Speaker 3: Right, Oh god, yeah, that's my lot.
• 7:00
  Speaker 4: That's so nasty. Do you know what really annoys me
• 7:03
  Speaker 4: about yelling?
• 7:04
  Speaker 6: Absolute side note? I sometimes get frustrated, right, like, no
• 7:08
  Speaker 6: want to have a hard shocked at me, shocking my
• 7:10
  Speaker 6: partner won't yell at me, like you know, when you're like,
• 7:12
  Speaker 6: oh my god, I can't.
• 7:13
  Speaker 4: Believe you did this. He's like, Okay, no problems, I'll
• 7:15
  Speaker 4: fix that. Like he's two level headed.
• 7:17
  Speaker 1: That's called being a door mat Steve sos.
• 7:19
  Speaker 4: Not, it's called being a good human.
• 7:21
  Speaker 1: And I am not one.
• 7:23
  Speaker 3: What this segment's about. And so it's when we've all
• 7:25
  Speaker 3: done it. We've all been scrolling through Facebook Marketplace looking
• 7:27
  Speaker 3: for a bargain, or you've gone app shopping and you go,
• 7:29
  Speaker 3: you know, I'm not going to buy it here. I'm
• 7:30
  Speaker 3: going to go to Facebook Marketplace and save one hundred dollars.
• 7:33
  Speaker 3: We get blown away by how much people think they're
• 7:36
  Speaker 3: junk is worth. That's why we're playing a tel and
• 7:38
  Speaker 3: they're dreaming. So we found five weird marketplace items, right, guys,
• 7:41
  Speaker 3: you all have one we did?
• 7:42
  Speaker 4: We did, Trav, you get to go first this week.
• 7:44
  Speaker 1: Oh well, I mean this is state of the art technology.
• 7:48
  Speaker 1: It's something this radio station probably still uses. In fact,
• 7:51
  Speaker 1: it might actually be this radio station that is selling this.
• 7:53
  Speaker 1: By the way, a Sanyo Beta VC good used. It
• 7:59
  Speaker 1: says good English in the title good used working condition.
• 8:04
  Speaker 1: How much would you pay for a Sanyo Beta VCR.
• 8:08
  Speaker 3: She's a VCR player.
• 8:10
  Speaker 4: You have videotapes.
• 8:11
  Speaker 1: It's essentially a video player.
• 8:14
  Speaker 4: Yeah ten bucks, Oh yeah, and we're on the same page.
• 8:16
  Speaker 1: It's worth ten bucks, all right, give me an extra
• 8:18
  Speaker 1: three hundred and forty because it's three hundred and fifty bucks.
• 8:23
  Speaker 1: But you know what, have a look at it that.
• 8:24
  Speaker 4: I actually need one of those. I'm not gonna lie.
• 8:27
  Speaker 6: I thought it'd be like ten bucks on Facebook Marketplace.
• 8:29
  Speaker 6: And you know what, I'm getting married at the end
• 8:31
  Speaker 6: of this year and my parents vide tape is still
• 8:34
  Speaker 6: on VCR and they said, oh my gosh, you should
• 8:37
  Speaker 6: watch this beforehand, and I low key won to because
• 8:39
  Speaker 6: it's like so nice. Right, we're going through wedding stuff.
• 8:42
  Speaker 6: I need a VC. I'm not paying three hundred and
• 8:43
  Speaker 6: fifty bucks.
• 8:44
  Speaker 4: Are you joking?
• 8:45
  Speaker 3: Too much money? What about this?
• 8:46
  Speaker 5: All of this?
• 8:46
  Speaker 3: I got okay, Apple MacBook Air original box, the box,
• 8:53
  Speaker 3: it's just the bus. But it's in the fancy shipping
• 8:55
  Speaker 3: This is there where it's fancy shipping cardboard bugs. It
• 8:57
  Speaker 3: says this was ordered online, so it comes with a
• 8:59
  Speaker 3: high quality got board box, which it was shipped in.
• 9:03
  Speaker 3: What do we think they're asking for that? It's it's
• 9:05
  Speaker 3: in Sydney.
• 9:06
  Speaker 6: Free pick up because it's rubbish and they just want
• 9:08
  Speaker 6: you to come and take it out of their house.
• 9:09
  Speaker 6: Maybe they're putting it on Facebook marketplace because it doesn't
• 9:11
  Speaker 6: fit in the bin.
• 9:12
  Speaker 1: That's a good point.
• 9:12
  Speaker 4: Yeah, how much for the most Yeah, I said free.
• 9:15
  Speaker 1: I'm going to say seven dollars.
• 9:17
  Speaker 3: Fifty bucks for the bus in a box?
• 9:21
  Speaker 4: Absolutely not.
• 9:23
  Speaker 1: I hope sometimes these people are taking the piers and
• 9:25
  Speaker 1: they are waiting for the one person to come up
• 9:27
  Speaker 1: and then just take them away and go. You, sir,
• 9:29
  Speaker 1: are crazy because you are willing to pay fifty bucks
• 9:31
  Speaker 1: for a box and get it.
• 9:32
  Speaker 3: I hope they listen to this radio show and I'm
• 9:34
  Speaker 3: just doing this for Victoria, Travin, Mitch. They've got content
• 9:37
  Speaker 3: on that I really appreciate it.
• 9:39
  Speaker 6: I've actually got two for you today. One of them
• 9:41
  Speaker 6: I kind of feel like they've done it to take
• 9:43
  Speaker 6: the mickey. The other I'm just confused about. So the
• 9:46
  Speaker 6: first one is lettuce. They have a bag of single
• 9:50
  Speaker 6: leaf iceberg lettuce. It's crisp and crunchy. It's from Woolies.
• 9:54
  Speaker 6: On the packet you can see in the photo. Two dollars.
• 9:56
  Speaker 4: What do you think they're selling it for? Oh my god,
• 9:58
  Speaker 4: what do you think they're trying.
• 9:59
  Speaker 1: To sell for with the prices, I am going to
• 10:03
  Speaker 1: say forty dollars.
• 10:05
  Speaker 6: No, five hundred. They are making a very good profit margin.
• 10:10
  Speaker 1: That's ridiculous, all right, but you said you had.
• 10:12
  Speaker 3: To I do.
• 10:13
  Speaker 6: This one came through my DMS earlier this week. This
• 10:16
  Speaker 6: one's from Queensland. I'm going to make you, guys guess
• 10:19
  Speaker 6: the price again. Here's a picture of it.
• 10:22
  Speaker 4: Do you know what that is? Trav No?
• 10:24
  Speaker 3: What is that? No?
• 10:25
  Speaker 4: Idea? All right?
• 10:26
  Speaker 1: So it's like some kind of a rabbit or a
• 10:28
  Speaker 1: cat in a bowl or something.
• 10:30
  Speaker 6: It is linked from my dryer about a year's worth.
• 10:33
  Speaker 6: How much is someone selling their dryer linked for guys?
• 10:38
  Speaker 3: Too much?
• 10:39
  Speaker 2: Well?
• 10:40
  Speaker 6: I mean I would just put that in the bin,
• 10:42
  Speaker 6: but I reckon, we're talking sense.
• 10:44
  Speaker 3: I think we're talking sense. They're after seventy five cents.
• 10:46
  Speaker 1: I think I'm going to say, because people are idiots,
• 10:49
  Speaker 1: five bucks?
• 10:49
  Speaker 4: No, two hundred and fifty dollar US.
• 10:52
  Speaker 1: How does that even say what the lint is from? Like,
• 10:55
  Speaker 1: if it's from much special edition yeezy, I know, Mitch
• 10:58
  Speaker 1: would probably be interesting.
• 10:59
  Speaker 4: Yeah, maybe they've been drying their CASHMI or something.
• 11:01
  Speaker 3: And sorry to send me that link.
• 11:04
  Speaker 4: I might be yes you later, but is that a
• 11:07
  Speaker 4: thing only it's a limp ball.
• 11:10
  Speaker 1: I was going to say, yeah, the only link I'm
• 11:12
  Speaker 1: doing is the chocolate version. But you know what, people
• 11:15
  Speaker 1: like to spend their money on the most random things.
• 11:18
  Speaker 1: So coming up next on the She's on the Money
• 11:21
  Speaker 1: Radio show, Let's do guilty pleasures. What is your guilty pleasure?
• 11:26
  Speaker 1: How much do you spend on that? Thirteen one, six
• 11:29
  Speaker 1: y five. We want to hear from you right now.
• 11:32
  Speaker 1: It's not the seventeen thousand dollars uber eats that you do, Mitch.
• 11:35
  Speaker 4: Is it a six dollar lae?
• 11:36
  Speaker 1: Yeah, it might be two hundred and fifty dollars in
• 11:40
  Speaker 1: who knows.
• 11:40
  Speaker 3: Don't you guilt shame people? Please? Everyone has very different
• 11:44
  Speaker 3: We're not.
• 11:45
  Speaker 4: Guilt shaming anybody.
• 11:46
  Speaker 6: We're all about embracing everybody's choices.
• 11:50
  Speaker 4: Some of them are better than others.
• 11:51
  Speaker 6: Though.
• 11:51
  Speaker 1: Thirteen to one I six five. Give us a call
• 11:53
  Speaker 1: right now, what's your guilty pleasure? And we will guilt
• 11:56
  Speaker 1: shame you. Next here on She's on the Money Radio Show.
• 12:00
  Speaker 5: She's on the Money Radio Show.
• 12:02
  Speaker 1: Saturday Morning, It's She's on the Money Radio show. Right
• 12:04
  Speaker 1: around the country with Australia's number one finance podcast of
• 12:07
  Speaker 1: Victoria Devine and the Dancing Queen who's been dancing up
• 12:11
  Speaker 1: a storm with the songs there Mitch churry, how are
• 12:13
  Speaker 1: you mate?
• 12:14
  Speaker 3: Anyone got some deodor? And I'm I'm dancing up a
• 12:16
  Speaker 3: sweating here.
• 12:17
  Speaker 6: The wondering isn't gonna benefit you, It will benefit us exactly,
• 12:20
  Speaker 6: you know what.
• 12:21
  Speaker 1: But we are all here thanks to Budget Direct winn
• 12:23
  Speaker 1: are we can Stars Insurer of the Year Award twenty
• 12:26
  Speaker 1: twenty two. Budget Direct Insurance Solved.
• 12:30
  Speaker 6: We're talking about guilty pleasures today and I believe we
• 12:33
  Speaker 6: have a few callers that have come through some stings.
• 12:36
  Speaker 4: Good ones. Play the sting so we can get through
• 12:38
  Speaker 4: that it.
• 12:38
  Speaker 3: Play it.
• 12:39
  Speaker 1: You guys aren't even my real mum and dad. Guilty
• 12:43
  Speaker 1: Pleasure thirty six five give us a call right now.
• 12:47
  Speaker 1: We want to hear what's that crazy thing that you know?
• 12:50
  Speaker 1: You go, oh, I probably shouldn't spend all my cash
• 12:52
  Speaker 1: on this, but.
• 12:53
  Speaker 3: It Yeah, mine's uber eats. Victoria.
• 12:55
  Speaker 4: What's yours coffee?
• 12:56
  Speaker 3: Yeah, a lot of cough, a lot of cough. What
• 12:58
  Speaker 3: about you, Belle?
• 12:59
  Speaker 1: What's your guilty pleasure?
• 13:00
  Speaker 2: Well, basically I only stay at hotels that have beautiful pools,
• 13:05
  Speaker 2: just so I can get a selfie to send to
• 13:07
  Speaker 2: my ex and make him jealous.
• 13:08
  Speaker 3: Oh and does it work?
• 13:13
  Speaker 6: Why are you still tuxting your ex? Do we need
• 13:15
  Speaker 6: to talk about this? Do you want to grab a coffee?
• 13:18
  Speaker 2: Absolutely not texting him, just putting it on Instagram and
• 13:21
  Speaker 2: I know who's working.
• 13:22
  Speaker 6: Yeah, you are all right, But I feel like that's
• 13:25
  Speaker 6: a good criteria to meet when you're going on holiday.
• 13:28
  Speaker 6: If I go on holiday like I'm off to Balley
• 13:30
  Speaker 6: like Mitch was last week, I want to go.
• 13:35
  Speaker 3: Let's power through, let's push.
• 13:36
  Speaker 2: Yeah.
• 13:38
  Speaker 4: I feel like the pool is a place I spend
• 13:40
  Speaker 4: a lot of time. It's not a guilty pleasure. It's
• 13:42
  Speaker 4: just a smart woman.
• 13:43
  Speaker 1: Have you ever rocked up to one bell and it's
• 13:45
  Speaker 1: just like, this is not what it's said on the
• 13:46
  Speaker 1: box and it's just like a bath tub or something.
• 13:49
  Speaker 2: There was one and it just did not live up
• 13:52
  Speaker 2: to my photographic.
• 13:56
  Speaker 3: But hold on, bell, I'm confused. Is the goal to
• 13:59
  Speaker 3: convince people that you own a house with one hundred
• 14:01
  Speaker 3: different pools? People?
• 14:04
  Speaker 4: To convince people she can go on expensive holidays?
• 14:08
  Speaker 3: All right, all right, guilty pleasure, take it? Thank you?
• 14:10
  Speaker 3: Belle for your call.
• 14:11
  Speaker 2: Thank you.
• 14:12
  Speaker 1: All right, we have Sasha now thirty one, I six five.
• 14:14
  Speaker 1: We're taking your calls on your guilty pleasure, Sasha, what's yours?
• 14:18
  Speaker 2: My guilty pleasure is? Nanoblock is basically like this teeny
• 14:24
  Speaker 2: tiny lego that you use teasers to assemble, like little
• 14:30
  Speaker 2: display models of things. And it started out as I
• 14:34
  Speaker 2: was at a bookshop and there was this little nanoblock
• 14:36
  Speaker 2: thing and I bought it. It was like fifteen bucks.
• 14:39
  Speaker 2: I got addicted. I don't know, I must have been
• 14:40
  Speaker 2: going through something in my life. And I've now moved
• 14:43
  Speaker 2: up to full like two hundred and fifty dollars mini
• 14:47
  Speaker 2: city replicas, and I have two. I have London and
• 14:51
  Speaker 2: I have Paris.
• 14:52
  Speaker 6: Oh my god, I'm impressed because I would get so
• 14:58
  Speaker 6: frustrated at that I just couldn't do it.
• 15:01
  Speaker 2: That's part of it. You sit and you're like oh,
• 15:04
  Speaker 2: and then you finally get it and it's amazing.
• 15:06
  Speaker 6: My ADHD could never So how much have you spent
• 15:09
  Speaker 6: on this, Sasha?
• 15:10
  Speaker 2: So it's two hundred and fifty dollars for a full city. No,
• 15:14
  Speaker 2: keep in mind that the city it moves so like
• 15:18
  Speaker 2: the London Eye in the London, like it's an actual
• 15:20
  Speaker 2: little revolving circle. Bits.
• 15:24
  Speaker 3: You're here to promote it us some time, and right
• 15:28
  Speaker 3: now you can get London and Shanghai for the good
• 15:30
  Speaker 3: price twelve five hundred off. It's not a guilty pleasure,
• 15:34
  Speaker 3: it's a guilty plug, drop her trap.
• 15:36
  Speaker 1: Whatever that was guilty pleasures. We're going to do that
• 15:38
  Speaker 1: again soon. I love that segment.
• 15:40
  Speaker 4: I love that segment.
• 15:41
  Speaker 3: It's so much fun.
• 15:42
  Speaker 4: What do you do with these little cities once you've
• 15:43
  Speaker 4: got them?
• 15:44
  Speaker 1: I thought she said Nana block and then I was like,
• 15:46
  Speaker 1: what is that?
• 15:47
  Speaker 6: But I thought she was going to talk to us
• 15:48
  Speaker 6: about crypto, and it was about to be like, get.
• 15:50
  Speaker 3: Off my show. Anyway.
• 15:51
  Speaker 1: If you've got a money dilemma, you're struggling with your
• 15:54
  Speaker 1: cash flow, probably from buying too much crypto. If you
• 15:56
  Speaker 1: need some advice, you can hear us up right now
• 15:58
  Speaker 1: at She's on the Money Social Mitch. Who's hit us
• 16:01
  Speaker 1: up this week?
• 16:01
  Speaker 3: Wendy? And you know, for someone named Wendy to hit
• 16:04
  Speaker 3: us up online, you know it's it takes a while
• 16:06
  Speaker 3: to log up on the computer.
• 16:07
  Speaker 4: And get on loves the name Wendy. It reminds me of.
• 16:11
  Speaker 3: Yeah, but you just know Wendy's not at UNI. You
• 16:13
  Speaker 3: know what I mean. Wendy's Wendy's on a probos bus tour. Yeah,
• 16:18
  Speaker 3: but potentially she wants to know, how do I ask? Actually,
• 16:21
  Speaker 3: I'll do it in Wendy's voice, how do I ask
• 16:23
  Speaker 3: for a pay rise?
• 16:24
  Speaker 1: Wendy sounds just like Victoria Divine.
• 16:27
  Speaker 4: You guys are so nice to me.
• 16:28
  Speaker 3: Victoria.
• 16:31
  Speaker 1: That's coming up next on She's on the Money radio show.
• 16:33
  Speaker 4: I believe it's Vicky d This is.
• 16:35
  Speaker 1: She's on the Money radio show Saturday morning. She's on
• 16:38
  Speaker 1: The Money Radio Show with Australia's number one finance podcast
• 16:41
  Speaker 1: of Victoria Devine. Mitch Curry as well, we're doing High.
• 16:45
  Speaker 1: You were doing Victoria and your voice is there, Mitch
• 16:47
  Speaker 1: because they were very similar.
• 16:49
  Speaker 4: He's trying, you don't even need me.
• 16:53
  Speaker 3: Now is Victoria or the High?
• 16:55
  Speaker 5: Who is the yup?
• 16:58
  Speaker 1: I want you to do this segment as Victoria, Mitch,
• 17:01
  Speaker 1: because we're doing this.
• 17:02
  Speaker 4: Press the button.
• 17:03
  Speaker 1: Thank you, Captain of he is. I almost forgot Each.
• 17:08
  Speaker 3: Week we bring you someone's fine. Actually dog down, Lucy
• 17:15
  Speaker 3: hold on? Can someone call reception? The Chanel deliveries here?
• 17:19
  Speaker 4: Yeah, Chanel don't deliver come on now, sit down.
• 17:22
  Speaker 3: Sorry, let's get to the money dilemma. Okay, so this
• 17:24
  Speaker 3: is uh.
• 17:25
  Speaker 1: Doing Victoria's voice. Oh, actually he did, so.
• 17:30
  Speaker 3: That's meaning the what I did, Victoria. Oh, okay. Wendy
• 17:33
  Speaker 3: posted on the Shoes on the Money Facebook community group
• 17:35
  Speaker 3: about asking for a pay rise. So this is what
• 17:37
  Speaker 3: she says. Wendy asks, I've been telling my partner for
• 17:39
  Speaker 3: many years that he's underpaid and should be asking for
• 17:42
  Speaker 3: a pay rise, but he never does, and it drives
• 17:44
  Speaker 3: me nuts. He was painfully shy when we met, just
• 17:47
  Speaker 3: come out of his shell, which is great. However, when
• 17:49
  Speaker 3: we have a conversation about it, he shuts down completely.
• 17:51
  Speaker 3: I'm wondering if there is something that will make him
• 17:54
  Speaker 3: click to ask for that pay rise. Good question, Victoria, Oh.
• 17:57
  Speaker 4: This is not the way I thought you'd ask this question.
• 18:00
  Speaker 4: It's usually I.
• 18:00
  Speaker 6: Want a pay rise? How do I ask? I feel
• 18:03
  Speaker 6: like there's a lot going on there, right. Obviously, confidence
• 18:06
  Speaker 6: is a really big part of asking for a pay rise,
• 18:09
  Speaker 6: but it's all about knowing your worth. Like we need
• 18:11
  Speaker 6: to know our worth and to do that when it
• 18:13
  Speaker 6: comes to asking for a pay rise. There are a
• 18:15
  Speaker 6: few things we can do to be a bit more confident.
• 18:18
  Speaker 6: So firstly, we can look at our job description and
• 18:20
  Speaker 6: what we're being paid, and do a little bit of
• 18:22
  Speaker 6: Google searching and see what other jobs that fit that
• 18:25
  Speaker 6: criteria are actually paying, so that we know we're either
• 18:28
  Speaker 6: on the mark, or we're under, or we're over, so we.
• 18:31
  Speaker 4: Get a good idea of what the market's doing. The
• 18:33
  Speaker 4: second thing we do is look at our job description
• 18:36
  Speaker 4: and what we actually.
• 18:37
  Speaker 6: Do, because often those true things differ a little bit.
• 18:39
  Speaker 6: Like we'll have our job description, but then if we've
• 18:41
  Speaker 6: been there for a few years, we might have taken
• 18:43
  Speaker 6: on a number of other responsibilities, Like someone might have
• 18:46
  Speaker 6: left and you might have absorbed some of their job,
• 18:48
  Speaker 6: and now you're actually performing in a completely different capacity
• 18:51
  Speaker 6: and that might need to be remunerated differently. It's not
• 18:55
  Speaker 6: necessarily about the above and beyond. I know that a
• 18:57
  Speaker 6: lot of people will be like, but I put so
• 18:59
  Speaker 6: much energy and effort into my job, and it's like, well, yeah,
• 19:01
  Speaker 6: but your.
• 19:01
  Speaker 4: Boss is going to expect that.
• 19:03
  Speaker 6: So let's sit down and go all right, well, what
• 19:06
  Speaker 6: is this job actually worth and how does this work.
• 19:09
  Speaker 6: One of the things that I really like, not a
• 19:10
  Speaker 6: sponsored plug, but something that has been really handy for
• 19:13
  Speaker 6: my clients and I is.
• 19:15
  Speaker 4: The Hayes Salary Guide.
• 19:16
  Speaker 6: If you just google the Hayes Salary Guide, it will
• 19:18
  Speaker 6: pop up, and for me, that's one of the most
• 19:20
  Speaker 6: comprehensive guides I can find that benchmarks different salaries so
• 19:24
  Speaker 6: that you can actually take something and have some research.
• 19:27
  Speaker 6: When you sit down with your boss and go I
• 19:29
  Speaker 6: want to pay rise, you can go because I know
• 19:32
  Speaker 6: the market pays this in this location, So I think
• 19:35
  Speaker 6: we also need to sit down and go all right, well,
• 19:37
  Speaker 6: why do I deserve this?
• 19:38
  Speaker 4: Like if I was my boss, what would be those blockers?
• 19:41
  Speaker 6: What are the things that my boss would say no,
• 19:43
  Speaker 6: Like I can't afford it, or I can't do this,
• 19:45
  Speaker 6: or I can't do that.
• 19:46
  Speaker 4: Write down all of those.
• 19:47
  Speaker 6: So when you approach your boss, you can say, hey,
• 19:50
  Speaker 6: I'd love to have a chat to you about my remuneration.
• 19:53
  Speaker 6: Never just waltz into their office with a whole heap
• 19:55
  Speaker 6: of papers and be like, we need to talk about
• 19:57
  Speaker 6: my pay.
• 19:58
  Speaker 4: Organize the time to sit down.
• 20:00
  Speaker 6: Can also adequately prepare themselves big a time that they
• 20:03
  Speaker 6: won't be too stressed. We did some research in the
• 20:05
  Speaker 6: Sheets on the Money community. We find that Thursday is
• 20:08
  Speaker 6: the perfect day to usk O pay us because it's
• 20:10
  Speaker 6: not the start of the week when people are really stressed.
• 20:12
  Speaker 6: It's not Friday when people are just trying to get
• 20:14
  Speaker 6: out the door. Gives them enough time to think about it.
• 20:17
  Speaker 6: But from my perspective, it's all about research. And another
• 20:20
  Speaker 6: hot tip that has been happening in my community has
• 20:23
  Speaker 6: been an email folder. So keep an email folder in
• 20:27
  Speaker 6: your emails. So when you get good feedback or things
• 20:30
  Speaker 6: that you think you've done really well, take a copy
• 20:32
  Speaker 6: of that email. Drop it into that folder so that
• 20:35
  Speaker 6: when you go to talk to your boss, you're not
• 20:36
  Speaker 6: just putting research in front of them, You're putting proof
• 20:39
  Speaker 6: in front of them. Because all of us are usually
• 20:42
  Speaker 6: terrible at blowing our own trumpets. But if we get
• 20:45
  Speaker 6: good feedback and then we're like, oh my gosh, I
• 20:47
  Speaker 6: know I got some good feedback throughout the year, where
• 20:49
  Speaker 6: is it? It's usually really hard to find, not if
• 20:51
  Speaker 6: you have a folder of it, So can you track
• 20:54
  Speaker 6: of it?
• 20:54
  Speaker 4: Make sure that you're taking to.
• 20:55
  Speaker 6: Your boss a very reasonable explanation of why you might
• 20:59
  Speaker 6: deserve that. It can actually be a very pragmatic conversation.
• 21:03
  Speaker 6: And I think if we can peel our emotions. Away
• 21:05
  Speaker 6: from that, it's what is the job that I'm doing
• 21:08
  Speaker 6: today worth? How do I articulate what it could be
• 21:11
  Speaker 6: worth or should be worth? And then how do I
• 21:13
  Speaker 6: sit down and have an educated conversation with my boss
• 21:17
  Speaker 6: where they basically can't say no.
• 21:18
  Speaker 1: Great tips? All right, if you want to get in
• 21:20
  Speaker 1: touch with us, just search. She's on the Money on socials,
• 21:23
  Speaker 1: Isn't that right, Victoria Devine.
• 21:24
  Speaker 6: Type us into any social media platform when we're there.
• 21:26
  Speaker 6: Don't promise it's good on TikTok though. Terrible content there.
• 21:29
  Speaker 1: Great content though. Coming up next super save as Saturday, Victoria,
• 21:33
  Speaker 1: You're going to give us some sneaky little tips on
• 21:35
  Speaker 1: how we can keep more bucks in our bank account.
• 21:37
  Speaker 1: That's coming up next on She's on the Money radio show.
• 21:40
  Speaker 5: This is She's on the Money radio.
• 21:42
  Speaker 1: Show Saturday morning right across this country of ours. It's
• 21:45
  Speaker 1: She's on the Money radio show with Australia's number one
• 21:48
  Speaker 1: finance podcast of Victoria Divine, Mitch Cheery as well. And guys,
• 21:52
  Speaker 1: we're doing all thanks to Budget Direct. Winn're of can
• 21:54
  Speaker 1: Stars Insurer of the Year Award twenty twenty two. Budget
• 21:58
  Speaker 1: Direct Insurance Solved. But it's time for this simple save
• 22:02
  Speaker 1: a Saturday. Yeah, every single week, Victoria, you give us
• 22:05
  Speaker 1: some sneaky little tips on Yeah, they definitely are. It's
• 22:09
  Speaker 1: kind of like, oh, I shouldn't know about this, but
• 22:12
  Speaker 1: I do.
• 22:12
  Speaker 4: It's not you shouldn't know. You deserve to know. That's
• 22:14
  Speaker 4: why we're telling you.
• 22:15
  Speaker 3: Yeah, that's what I mean.
• 22:16
  Speaker 1: It's like we shouldn't know because some people are trying
• 22:18
  Speaker 1: to keep it a secret, but we're telling you, and
• 22:20
  Speaker 1: it's like you're part of some little secret club.
• 22:22
  Speaker 4: Yeah, have a little bit of a money win. I've
• 22:23
  Speaker 4: got a money win.
• 22:24
  Speaker 6: I'm going to save to the very last, which I
• 22:26
  Speaker 6: know is going to impact a lot of people around
• 22:28
  Speaker 6: Australia at different amounts. But this is a two hundred
• 22:30
  Speaker 6: and fifty dollars money win for Victorians. So that's very good.
• 22:34
  Speaker 6: But first, cab off the rank guys, generic brand prescription medication.
• 22:38
  Speaker 3: I've just discovered this at Yeah, because we've just discovered
• 22:42
  Speaker 3: that my partner has anaphylactic he's actually allergic to COVID.
• 22:45
  Speaker 3: It's a long story.
• 22:46
  Speaker 6: Oh my gosh, I remember you telling us this. This
• 22:49
  Speaker 6: is crazy, Like imagine being hit with that stick.
• 22:53
  Speaker 3: That's awful, I know. So he needs EpiPens, right, So
• 22:56
  Speaker 3: EpiPens are so expensive, and there's a whole discussion we
• 22:58
  Speaker 3: could have on those being made cheaper. But we got
• 23:01
  Speaker 3: the generic brand epipan, which I didn't even know you
• 23:03
  Speaker 3: could do. It was half the price.
• 23:05
  Speaker 6: Feel like it's something that a lot of us have
• 23:07
  Speaker 6: been asked, right, Like you go to fill a prescription
• 23:10
  Speaker 6: and the chemist will say, hey, do you want the
• 23:12
  Speaker 6: generic one, and you're like, oh no, Like, just give me.
• 23:14
  Speaker 4: What the doctor prescribe.
• 23:16
  Speaker 6: I was talking to my pharmacist the other day when
• 23:18
  Speaker 6: in the middle of the day and he was having
• 23:20
  Speaker 6: a bit of a chat with me, and it's exactly
• 23:22
  Speaker 6: the same medication, like same active ingredients, same everything. It
• 23:27
  Speaker 6: just comes in a different box and it's a lot cheaper.
• 23:29
  Speaker 6: And he was saying he doesn't understand why everyone just
• 23:32
  Speaker 6: doesn't default to that, because he's.
• 23:34
  Speaker 4: Like, why do you need a name brand? What are
• 23:35
  Speaker 4: you going to do?
• 23:36
  Speaker 1: Because people just hate budget marketing.
• 23:38
  Speaker 4: Yeah, but you're not getting a subpar product.
• 23:41
  Speaker 6: It's basically identical in a different wrapping, which I think
• 23:43
  Speaker 6: is really important to take into consideration.
• 23:45
  Speaker 1: Yeah, agreally know. Unless we were listening to the Shees
• 23:48
  Speaker 1: on the Money radio show, Save a Saturday Man, hit
• 23:51
  Speaker 1: me with tip two.
• 23:51
  Speaker 6: Baby, guys, everybody has that thing in their house that
• 23:55
  Speaker 6: they just don't use.
• 23:57
  Speaker 4: Sell your unused items.
• 23:59
  Speaker 6: We drag Facebook marketplace a little bit, so probably be
• 24:02
  Speaker 6: really reasonable about what you're popping online. Otherwise you might
• 24:05
  Speaker 6: find yourself on the show. But sell your unused items.
• 24:08
  Speaker 6: If you're not using that keyboard because you bought it
• 24:10
  Speaker 6: and you thought you were going to teach yourself piano,
• 24:12
  Speaker 6: pop it off, chuck it online, get rid of it,
• 24:16
  Speaker 6: turn it into cash.
• 24:17
  Speaker 4: Use that cash to.
• 24:18
  Speaker 6: Pump up your emergency fund, or invest or save, or
• 24:22
  Speaker 6: even just take yourself out for a little date. But
• 24:25
  Speaker 6: I just think it's so important to always be looking
• 24:29
  Speaker 6: for ways to find some extra cash now homes. And
• 24:31
  Speaker 6: I'm putting that tip in there because I actually need
• 24:33
  Speaker 6: to take that myself.
• 24:34
  Speaker 3: What do you have, Victoria, What do you have line
• 24:36
  Speaker 3: around that you could sell?
• 24:37
  Speaker 6: I've got a treadmill, Like I bought a treadmill during COVID,
• 24:40
  Speaker 6: but I bought one of those like flat treadmills, the
• 24:42
  Speaker 6: walking pads.
• 24:45
  Speaker 3: Yes you watch TV and stand at the desk and
• 24:47
  Speaker 3: do it.
• 24:47
  Speaker 6: Yes, yes, so I thought i'd do that, but I
• 24:49
  Speaker 6: haven't used it, so this is my kick up the
• 24:51
  Speaker 6: bottom to either sell it or start using it.
• 24:54
  Speaker 3: Or you could repurpose it as an at home sushi
• 24:56
  Speaker 3: train and put it in.
• 24:59
  Speaker 6: Wow, he just throws food at the wall because it's
• 25:02
  Speaker 6: like it doesn't go round in a circle.
• 25:04
  Speaker 3: On Speed one Victoria Speed one.
• 25:06
  Speaker 6: Or I could get really lazy and put my dog
• 25:08
  Speaker 6: on it instead of going for walks.
• 25:11
  Speaker 4: She'd do it.
• 25:12
  Speaker 1: You leave Lucy alone. Your Bully fIF.
• 25:15
  Speaker 4: Three again not sponsored.
• 25:16
  Speaker 6: It's actually a government initiative that's going on is the
• 25:19
  Speaker 6: two hundred and fifty power saving bonus that is a
• 25:22
  Speaker 6: one off two hundred and fifty dollars cash back if
• 25:25
  Speaker 6: you upload in Victoria a copy of your energy bill,
• 25:28
  Speaker 6: and a heap of people in the Shees on the
• 25:30
  Speaker 6: money community have been doing this. You pop online, you
• 25:33
  Speaker 6: go to the Compared dot energy dot victor gov dot
• 25:36
  Speaker 6: au website, you upload a copy of your energy bill. Bam,
• 25:39
  Speaker 6: two hundred and fifty bucks back in your account. It
• 25:41
  Speaker 6: doesn't even have to be a two hundred and fifty
• 25:43
  Speaker 6: dollars bill. It's just a flat payout free money. And
• 25:47
  Speaker 6: last year they had it, but it was only for
• 25:49
  Speaker 6: concession cardholders.
• 25:51
  Speaker 3: That's crazy.
• 25:51
  Speaker 6: Now it's gone, everybody and their dog can get their
• 25:53
  Speaker 6: two hundred and fifty bucks back.
• 25:56
  Speaker 3: Lucy, Yeah, what a deal.
• 26:00
  Speaker 6: Lucy's sleep under the desk. She's so sick of our stuff.
• 26:04
  Speaker 6: She's just like, can you get me out of here?
• 26:05
  Speaker 3: Guys?
• 26:06
  Speaker 6: I want to go to brunch. I know how this works.
• 26:08
  Speaker 6: I come record, then my mum takes me to get megs.
• 26:10
  Speaker 1: It's funny because that's what we can do, Victoria, but
• 26:12
  Speaker 1: mix Chury can't. You are doing Brittain Laura the Life
• 26:16
  Speaker 1: on Cut radio show.
• 26:17
  Speaker 3: I'm not doing Britain Laura. How dee. They're both very
• 26:19
  Speaker 3: respectful women. They wouldn't do me.
• 26:22
  Speaker 4: Okay, well you're going to go do their show? Is
• 26:24
  Speaker 4: that better?
• 26:25
  Speaker 3: Thank you show?
• 26:26
  Speaker 1: All right, that's coming up straight after the news. We're
• 26:29
  Speaker 1: out of here. We'll be back next week. In the meantime,
• 26:31
  Speaker 1: if you want to catch up with this, just search.
• 26:33
  Speaker 1: She's on the money on Socials. But until then, we'll
• 26:35
  Speaker 1: see you next week.
• 26:36
  Speaker 4: See them by you