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A (very) Cost Effective Christmas! · She's On The Money

• 0:00
  Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
• 0:04
  Speaker 1: the Order KERNI Whoalbury and a waddery woman. And before
• 0:08
  Speaker 1: we get started on She's on the Money podcast, I
• 0:11
  Speaker 1: would like to acknowledge the traditional custodians of the land
• 0:14
  Speaker 1: of which this podcast is recorded on a wondery country,
• 0:18
  Speaker 1: acknowledging the elders, the ancestors and the next generation coming
• 0:22
  Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
• 0:27
  Speaker 1: and the storytelling of you to make a difference for
• 0:30
  Speaker 1: today and lasting impact for tomorrow.
• 0:33
  Speaker 2: Let's get into it. She's on the Money. She's on
• 0:37
  Speaker 2: the Money. Hello, and welcome to She's on the Money,
• 0:55
  Speaker 2: the podcast for people who don't want to go broke
• 0:57
  Speaker 2: over the Christmas period. Ye and as always I'm joined
• 1:02
  Speaker 2: by Victoria Divine hi Ve.
• 1:04
  Speaker 3: Hello, we get to talk about Christmas. I love Christmas.
• 1:07
  Speaker 3: I'm so excited about this episode.
• 1:09
  Speaker 1: Me too.
• 1:10
  Speaker 2: Favorite thing about Christmas. I think it's just like the vibe,
• 1:13
  Speaker 2: like the atmosphere, the lights, the carols, the smells of spices,
• 1:20
  Speaker 2: that kind of thing.
• 1:20
  Speaker 3: I am obsessed with Christmas, not as much as miss Jessicci.
• 1:25
  Speaker 3: If you guys are following her on Instagram. You know,
• 1:28
  Speaker 3: she's borderline psychotic on Christmas. Like we're talking start of
• 1:36
  Speaker 3: November and she's like, well, that's when the Christmas tree
• 1:38
  Speaker 3: comes out.
• 1:38
  Speaker 2: Yeah, I think that's okay.
• 1:40
  Speaker 1: Well.
• 1:40
  Speaker 3: I did have a let's call it a heated argument
• 1:43
  Speaker 3: with my husband the other day because I saw Jess
• 1:46
  Speaker 3: putting up her tree and I was like, that looks
• 1:48
  Speaker 3: like fun. And all of my social media content has
• 1:51
  Speaker 3: now started to become very christmasy because Halloween's over, right,
• 1:54
  Speaker 3: of course.
• 1:54
  Speaker 2: And I said to my husband, we.
• 1:55
  Speaker 3: Should put our tree up because we've got a new
• 1:57
  Speaker 3: one that we got last year that we couldn't put up,
• 1:59
  Speaker 3: so it's sat in the box for like more than
• 2:01
  Speaker 3: twelve months.
• 2:02
  Speaker 2: I said, we can put it up, and he's like, no, absolutely,
• 2:04
  Speaker 2: we can't. I was like, excuse me, are you the Grinch?
• 2:09
  Speaker 2: Ye ruined Christmas?
• 2:11
  Speaker 3: And it's not even December, and he's like, that's the point,
• 2:13
  Speaker 3: it's not even December.
• 2:15
  Speaker 2: It's like, I will help you.
• 2:17
  Speaker 3: I will decorate the whole house on the first of December.
• 2:20
  Speaker 3: And I was like, but honey, it's the first of November,
• 2:23
  Speaker 3: Like we could just do it now.
• 2:24
  Speaker 2: Yeah, And it doesn't give you much time to have
• 2:25
  Speaker 2: any Christmas joy. Twenty five days and it's sober exactly,
• 2:29
  Speaker 2: I need two months of joy. I don't like it.
• 2:32
  Speaker 2: I don't like stend that joy. You really can flag.
• 2:34
  Speaker 3: Anyway, let's get into the episode. Not a counseling session
• 2:38
  Speaker 3: on my marriage. I want to talk about Christmas, but
• 2:41
  Speaker 3: also I want to talk about the concept of not
• 2:43
  Speaker 3: going into debt around Christmas, because as much as we
• 2:47
  Speaker 3: are full of festive cheer, I think that it can
• 2:50
  Speaker 3: also ring a lot of bells in a lot of
• 2:52
  Speaker 3: people's heads of going Ah, that sounds stressful, that sounds expensive,
• 2:55
  Speaker 3: That does not sound like anything I want to do.
• 2:58
  Speaker 2: How did it come up so quickly again in this year? Yes,
• 3:01
  Speaker 2: it can be very anxiety inducing one it's just meant
• 3:03
  Speaker 2: to be joyful. But later on in the show, we
• 3:05
  Speaker 2: are going to talk about some cheap, inexpensive, and sometimes
• 3:07
  Speaker 2: free gift ideas that I'm the gift for. Yeah, you
• 3:11
  Speaker 2: gift your partner yourself. You're like totally. Your present is
• 3:14
  Speaker 2: my presence. I'm going to be present with you today
• 3:16
  Speaker 2: and this is my gift. You are welcome, and that
• 3:19
  Speaker 2: is free. You've got to be grateful because it's a gift. First,
• 3:23
  Speaker 2: I wanted to know how expensive this time of year
• 3:26
  Speaker 2: truly is? Truly speno? Are you ready? I'm kind of nervous.
• 3:30
  Speaker 2: I've collected the stats. Thankfully, these stats won't apply to
• 3:32
  Speaker 2: you personally, but as a collective. So it's obviously no.
• 3:36
  Speaker 3: Surprise that this time of year is arguably the most
• 3:39
  Speaker 3: expensive time of year for everybody. The Australian Retailers Association
• 3:44
  Speaker 3: and Roy Morgan, who do a whole heap of research,
• 3:47
  Speaker 3: predict that get this, sixty six point eight billion no
• 3:52
  Speaker 3: dollars will be spent in the lead up to Christmas
• 3:55
  Speaker 3: from November to the twenty fourth of December.
• 3:58
  Speaker 2: Whoa billion? Is that just in Australia? Oh yep, that's
• 4:02
  Speaker 2: the Australian No.
• 4:03
  Speaker 3: Yeah, we're just really spent happy during this period of time.
• 4:07
  Speaker 2: Okay, so is that just Christmas? Gibts?
• 4:10
  Speaker 1: What is that?
• 4:11
  Speaker 2: Lots?
• 4:11
  Speaker 3: It's like the whole festive period, right, So, like it's
• 4:14
  Speaker 3: everything in that holiday break. So like let's say it's presence,
• 4:18
  Speaker 3: it's food for Christmas Day, it's all the other Christmas celebrations,
• 4:22
  Speaker 3: and it's also travel.
• 4:24
  Speaker 2: I'm very lucky that my family are.
• 4:25
  Speaker 3: Like, oh, don't travel, that's fine, But some of my
• 4:29
  Speaker 3: friends are like, all right, so we've got, you know,
• 4:31
  Speaker 3: breakfast in Geelong, We've got lunch on the morning to
• 4:33
  Speaker 3: Ninsula and then we have to drive to the Yarra
• 4:35
  Speaker 3: Valley for dinner.
• 4:36
  Speaker 2: And I'm just like, that does not sound like a
• 4:38
  Speaker 2: relaxing Christmas.
• 4:39
  Speaker 3: But I'm sure you're super happy to see all of
• 4:42
  Speaker 3: the people that you love.
• 4:43
  Speaker 2: But like, oh my gosh, think of the petrol costs? Bad? Yeah,
• 4:47
  Speaker 2: seriously are they adding that to the sixty six billion?
• 4:49
  Speaker 3: Wild, isn't it. So let's break it down even further.
• 4:52
  Speaker 3: The average Australian is going to spend fourteen hundred and
• 4:56
  Speaker 3: seventy nine dollars this Christmas period, So imagine your usual
• 5:01
  Speaker 3: monthly expenses and now add basically fifteen hundred bucks on
• 5:04
  Speaker 3: top of that. It's absolutely no wonder that people go
• 5:06
  Speaker 3: into crippling debt.
• 5:08
  Speaker 2: During this period of time. Yeah, that's very stressful. There
• 5:11
  Speaker 2: is a lot of money to be spending for one day, really,
• 5:15
  Speaker 2: but one day, like I totally get, it's like a
• 5:17
  Speaker 2: month of festive cheer.
• 5:18
  Speaker 3: But it's all of those little things that creep up
• 5:21
  Speaker 3: because you know, if you and I sit down, Beck,
• 5:23
  Speaker 3: I'd be like, how much you're spending?
• 5:24
  Speaker 2: Beck, You'd be like, oh, they not that much.
• 5:26
  Speaker 3: I don't reckon, I reckon. You'd list off a few
• 5:28
  Speaker 3: gifts that you want to buy, like off the top
• 5:31
  Speaker 3: of your head. But what you're not factoring in is
• 5:33
  Speaker 3: the additional drinks for Christmas, the additional festive activities that
• 5:37
  Speaker 3: you're going to do, you know, the travel to get
• 5:39
  Speaker 3: to and from places, those things where you're like, I
• 5:42
  Speaker 3: don't know if you've done this before, but I definitely
• 5:44
  Speaker 3: have done this before. You get invited to someone's house
• 5:47
  Speaker 3: for like, oh, come over for some crissy drinks and
• 5:48
  Speaker 3: you're like, oh, I'd love to do that, and then
• 5:50
  Speaker 3: you like freak out on the way there.
• 5:52
  Speaker 2: You're like, oh my god, I'm turning up empty handed.
• 5:54
  Speaker 3: So you like, pop us the bottle shop, pick up
• 5:56
  Speaker 3: all the why and maybe a box of favorites.
• 5:57
  Speaker 2: And why are favorites so expensive nowadays? Well that's the
• 6:01
  Speaker 2: question that plagues me daily.
• 6:03
  Speaker 4: It does mean too, because they took all the good
• 6:05
  Speaker 4: chocolates out. Now they charge more.
• 6:08
  Speaker 2: No, we see what we're doing. I see what you're doing.
• 6:10
  Speaker 2: I see you. I don't respect it. Don't like it,
• 6:13
  Speaker 2: but VI, what is it an average Australian, Like, am
• 6:15
  Speaker 2: I going to be spending this much? Or is it
• 6:16
  Speaker 2: like you know, someone with kids? Or what does the
• 6:19
  Speaker 2: average Australian look like. That's actually a really good question
• 6:22
  Speaker 2: to contextualize it. So when we talk about an average,
• 6:25
  Speaker 2: obviously I'll break it down further, but essentially an average
• 6:28
  Speaker 2: is when you take every single person spending in the
• 6:32
  Speaker 2: country over the Christmas period and then you divide it
• 6:35
  Speaker 2: by the number of people in that cohort.
• 6:38
  Speaker 3: So in that cohort, you could have people who literally
• 6:41
  Speaker 3: spend nothing because they might not celebrate Christmas due to
• 6:44
  Speaker 3: religion or personal beliefs.
• 6:46
  Speaker 2: Sure, all the way up to.
• 6:48
  Speaker 3: Millionaire families who spend hundreds of thousands of dollars on Christmas. Right,
• 6:52
  Speaker 3: So we need to contextualize the fact that that doesn't
• 6:55
  Speaker 3: mean that you personally might.
• 6:56
  Speaker 2: Spend fifteen hundred bucks.
• 6:58
  Speaker 3: But I feel like that's actually a really normal number
• 7:01
  Speaker 3: at Christmas time because once everything adds up, like I
• 7:05
  Speaker 3: already know that in my head, I've worked it out.
• 7:08
  Speaker 3: My parents leave about an hour and ten, an hour
• 7:10
  Speaker 3: and fifteen away from me, the petrol back and forth,
• 7:13
  Speaker 3: because I know that I can't be there every day,
• 7:15
  Speaker 3: and you know I've got some work during that period
• 7:17
  Speaker 3: of time. I'm gonna spend so much more on petrol,
• 7:19
  Speaker 3: Like I reckon, we're going to budget an extra four
• 7:21
  Speaker 3: hundred dollars over the month of December, just like traveling
• 7:24
  Speaker 3: to and from different places, and like my family's based
• 7:27
  Speaker 3: in a radius of like an hour drive.
• 7:29
  Speaker 2: Sure that's a lot of money. Yes, that's just petrol.
• 7:33
  Speaker 2: Especially now for some reason, the petrol pristers aren't going down.
• 7:35
  Speaker 2: But that's the conversation for another time exactly.
• 7:38
  Speaker 3: So it might not cost you that. But if we
• 7:40
  Speaker 3: look deeper into those statistics, right, and we get different
• 7:44
  Speaker 3: cohorts of people and go, all right, well, bear, how
• 7:47
  Speaker 3: much does a millennial spend?
• 7:48
  Speaker 2: That's me. I'm pretty sure you're a gen z Hokong summer,
• 7:51
  Speaker 2: all the young ones are gen z these days. I'm
• 7:54
  Speaker 2: millennial too. No you're not, aren't you? Like twelve? I
• 7:59
  Speaker 2: wish I was right. Well, us millennials, it's more expensive.
• 8:03
  Speaker 2: You're going to issh your agen z Okay, we are
• 8:06
  Speaker 2: predicted to spend the most this Christmas. We are spending
• 8:09
  Speaker 2: on average nineteen hundred and twenty four dollars. Whoa, that's
• 8:13
  Speaker 2: two grand. That's the true to Bali babe, what the heck? Yeah,
• 8:16
  Speaker 2: you do so much with that.
• 8:18
  Speaker 3: Gen Z's they're a lot more frugal. They're going to
• 8:21
  Speaker 3: spend about one and twenty three dollars this season.
• 8:25
  Speaker 2: I guess it makes sense because you know, you don't
• 8:27
  Speaker 2: have as many responsibilities. Maybe you're smarter with your money.
• 8:29
  Speaker 2: Maybe you're smarter with your money. Maybe you're just a
• 8:31
  Speaker 2: lot smarter than we are. That's probably what it is.
• 8:33
  Speaker 2: But as a millennial, it doesn't really look great for
• 8:36
  Speaker 2: either of us. But I wonder is this more because
• 8:39
  Speaker 2: of the cost of living crisis or is it because
• 8:42
  Speaker 2: of other reasons, like how much we're spending? Yeah, Like
• 8:45
  Speaker 2: are we spending more because of that? Yeah?
• 8:47
  Speaker 3: Honestly, the overall spend is marginally higher than it was
• 8:51
  Speaker 3: last year, but there are a few interesting changes to
• 8:55
  Speaker 3: the stats, right, Yeah, so it's predicted that the spending hospitality,
• 8:59
  Speaker 3: household goods, and clothing is actually going to drop in
• 9:01
  Speaker 3: comparison to last year.
• 9:03
  Speaker 2: It kind of makes sense because if you've had.
• 9:04
  Speaker 3: A bit of a hard year, Beck, you're going to go, well,
• 9:06
  Speaker 3: let's not go out to that fancy restaurant. How about
• 9:08
  Speaker 3: you just come over and I'll make a pasta or
• 9:10
  Speaker 3: you know, you're going to spend less on the gifts
• 9:12
  Speaker 3: that you're giving, which is usually household goods, let's be honest,
• 9:15
  Speaker 3: and clothing and shoes and stuff like that.
• 9:17
  Speaker 2: But there is.
• 9:18
  Speaker 3: Going to be a huge rise in a spend of
• 9:21
  Speaker 3: food and at department stores. So you could interpret that
• 9:24
  Speaker 3: honestly however you like. But it seems like we're skimping
• 9:27
  Speaker 3: out on things for ourselves in order to put food
• 9:30
  Speaker 3: on the Christmas table this year and buy gifts for others,
• 9:33
  Speaker 3: which I think it's.
• 9:35
  Speaker 2: Kind of wholesome.
• 9:35
  Speaker 3: It's kind of sad that it's related to the cost
• 9:38
  Speaker 3: of living, but like, let's just reframe it.
• 9:40
  Speaker 2: We're just more generous and kind this year. Sure, that's
• 9:43
  Speaker 2: a very wholesome way to look at it. But those
• 9:45
  Speaker 2: are interesting SATs and especially about the food.
• 9:48
  Speaker 3: I mean, we're going to cut back on going out
• 9:49
  Speaker 3: for drinks, We're going to cut back on going out
• 9:51
  Speaker 3: for dinner, but at the end of the day, you
• 9:53
  Speaker 3: might invite a few more people round to Chrissy dinner
• 9:55
  Speaker 3: and you know.
• 9:56
  Speaker 2: Host at home.
• 9:56
  Speaker 3: So the supermarkets are going to rake it in I mean,
• 10:00
  Speaker 3: we've got a lot to say on the price gouging
• 10:01
  Speaker 3: that they're doing at the moment with their billion dollar profits.
• 10:04
  Speaker 2: But that's a conversation for another day. Don't get us stuck.
• 10:09
  Speaker 2: But I know that our weekly shops are costing more now.
• 10:11
  Speaker 2: It's nice to think that maybe more people will opt
• 10:13
  Speaker 2: to have some of their Christmas celebrations at home rather
• 10:16
  Speaker 2: than at a restaurant or a pub. But I guess
• 10:18
  Speaker 2: that's why the food cost is up this year. It
• 10:20
  Speaker 2: also kind of sounds like a lot of spending is
• 10:22
  Speaker 2: due to like decking the halls and like getting your
• 10:26
  Speaker 2: house nice and pretty for Christmas. I mean, you know
• 10:29
  Speaker 2: when you were little and your mum would be like, Beck,
• 10:31
  Speaker 2: we have food at home? Yeah? Beck, you have Christmas
• 10:34
  Speaker 2: decorations from last year. Use them. I don't want to
• 10:37
  Speaker 2: use I have you seen the kmart range? Like, are
• 10:40
  Speaker 2: you joking? They've done rainbow?
• 10:42
  Speaker 3: Oh I'm going to do an entirely rainbow Christmas tree
• 10:45
  Speaker 3: on a budget because obviously it's KMA and the boxes
• 10:47
  Speaker 3: are like twelve dollars. Honestly, it's just a no brainer,
• 10:50
  Speaker 3: just twelve bucks on a whole heap of colored bullballs
• 10:53
  Speaker 3: old only use one time during.
• 10:55
  Speaker 2: The exactly and then next year I need a different theme.
• 10:59
  Speaker 3: But what you're saying is absolutely true.
• 11:02
  Speaker 2: There is I guess, a lot less to spend on
• 11:04
  Speaker 2: decking the halls.
• 11:05
  Speaker 3: In fact, the most alarming part of all of this
• 11:08
  Speaker 3: is that twenty four percent of people, and that is
• 11:10
  Speaker 3: almost one in four people, will be relying on credit
• 11:14
  Speaker 3: cards to cover costs this Christmas season. So that's four
• 11:17
  Speaker 3: point eight million people here in Australia who will be
• 11:21
  Speaker 3: pushed into debt over this festive season. And as much
• 11:24
  Speaker 3: as colorful Christmas balls from kmart are very exciting to
• 11:28
  Speaker 3: talk about, I feel like we need to get into
• 11:31
  Speaker 3: the nitty gritty of debt and talking about how bad
• 11:33
  Speaker 3: that can be because twelve dollars here and there it
• 11:37
  Speaker 3: adds up.
• 11:38
  Speaker 2: And as I've said.
• 11:38
  Speaker 3: Before a million times on this podcast, no one goes
• 11:41
  Speaker 3: and gets a credit card beck with the intention of
• 11:44
  Speaker 3: going into crippling debt. No one wants to feel stressed
• 11:47
  Speaker 3: over the Christmas period.
• 11:48
  Speaker 2: Lots of people will be like, oh, just chuck it on.
• 11:50
  Speaker 3: Credit it'll be fine, and then they can't sleep during
• 11:53
  Speaker 3: that period of time. Like to me, it is not
• 11:55
  Speaker 3: fair and I think that we really should be contextualizing
• 11:58
  Speaker 3: what this means and having up more open, honest conversations
• 12:02
  Speaker 3: with our friends and family about what this means. And
• 12:04
  Speaker 3: obviously there are a heap of ways to cut down costs.
• 12:08
  Speaker 2: Yes, absolutely, if we are here to help. So basically,
• 12:12
  Speaker 2: after the break, I think we'll go through and talk
• 12:14
  Speaker 2: about gifts that are not super expensive. Maybe you can
• 12:17
  Speaker 2: make them at home, maybe free stuff. We're going to
• 12:20
  Speaker 2: talk about all that kind of stuff. We'll go to
• 12:22
  Speaker 2: a quick break and get our lists ready. Let's have
• 12:25
  Speaker 2: a think. Yeah, because I'm not feeling that festive after
• 12:27
  Speaker 2: reading all of those stuff. I'm not feeling festive at
• 12:30
  Speaker 2: all at the moment. But we will.
• 12:31
  Speaker 4: We will because we're going to have some sick gift ideas, yes,
• 12:34
  Speaker 4: that are going to save your whole heap of money.
• 12:36
  Speaker 2: So don't go anywhere, guys, I V we are back.
• 12:44
  Speaker 2: I'm ready, are feeling more festive. I'm feeling a little
• 12:46
  Speaker 2: bit more festive too. Actually, we're going to help you
• 12:49
  Speaker 2: save some cash. You go first. Actually I want you
• 12:52
  Speaker 2: to talk about I'm us or maybe any time to think.
• 12:55
  Speaker 3: All right, all right, A right, I have a list
• 12:57
  Speaker 3: and I've been checking it twice but you do not
• 13:03
  Speaker 3: have to spend a lot of money on gifts to
• 13:05
  Speaker 3: show people how much you care about them. And obviously,
• 13:07
  Speaker 3: throughout the year, I've been dropping hints on the pod,
• 13:09
  Speaker 3: but we have been creating a list of actually good,
• 13:13
  Speaker 3: actually thoughtful DIY gifts, because I'm not gonna lie your
• 13:17
  Speaker 3: kid coming home with a snowflake made out of a
• 13:20
  Speaker 3: paper plate, while cute, kind of don't want it.
• 13:27
  Speaker 2: Not a good Christmas resent, sure, you know, not practical.
• 13:31
  Speaker 3: That's a good present, I suppose, And I mean, I'm
• 13:34
  Speaker 3: yet to have this baby, beck, So maybe I just
• 13:36
  Speaker 3: don't understand why my mum still puts a paper plate
• 13:39
  Speaker 3: with a glued on toilet roll that looks kind.
• 13:41
  Speaker 2: Of like an angel on the Christmas tree every year.
• 13:44
  Speaker 3: That I made what like thirty years ago. Maybe that
• 13:47
  Speaker 3: is a good gift.
• 13:49
  Speaker 2: That is, so maybe we should be.
• 13:51
  Speaker 4: Using paper plates and toilet rolls to create all of
• 13:53
  Speaker 4: our Christmas resuents.
• 13:55
  Speaker 2: That if you gave me an angel paper plate with
• 13:58
  Speaker 2: a toilet stuck to it for no reason whatsoever, I
• 14:01
  Speaker 2: think I would like that. I don't think you would.
• 14:03
  Speaker 2: I think you'd be like, dang, great, now I have
• 14:06
  Speaker 2: to hold this thing. No what do I do with it?
• 14:09
  Speaker 2: Do I throw it out?
• 14:09
  Speaker 4: It's like getting cards. You want to throw out Christmas
• 14:12
  Speaker 4: cards or Birthday cards?
• 14:13
  Speaker 2: Yeah, that's something I still wonder. I keep them just
• 14:16
  Speaker 2: your case.
• 14:16
  Speaker 3: What if you ask me and you're like, man, do
• 14:18
  Speaker 3: you still have that Christmas card? It was really thoughtful
• 14:20
  Speaker 3: and I'm going no, I just chocked it in the fire.
• 14:22
  Speaker 2: Yeah, that's what I'm worried about. You say.
• 14:24
  Speaker 4: Anyway, here are some actually thoughtful presence.
• 14:27
  Speaker 3: All right, So first lay off the rank. Do you
• 14:30
  Speaker 3: like that homemade wheat packs?
• 14:33
  Speaker 2: Oh? Very good?
• 14:34
  Speaker 3: So you say very good, but you probably don't know
• 14:36
  Speaker 3: what I'm really talking about it before.
• 14:39
  Speaker 2: Yes, that too, and someone did maybe one of these ones.
• 14:41
  Speaker 2: So it is.
• 14:43
  Speaker 3: So I love this because you can just have basic
• 14:46
  Speaker 3: stitching skills for this. You could YouTube it. It's fun.
• 14:49
  Speaker 3: You might want to upscale this festive season if you
• 14:52
  Speaker 3: have a sewing machine, honestly cut your time in half.
• 14:55
  Speaker 3: But also you can definitely handstitch it. A sewing kit
• 14:58
  Speaker 3: from like kmart is honestly with thread with needles, but
• 15:02
  Speaker 3: the tiny scissors is like five.
• 15:03
  Speaker 2: Bucks from kmart. Sick. And one of my.
• 15:06
  Speaker 3: Favorite uses of fabrics is cheap tea towels because obviously
• 15:10
  Speaker 3: I'm not going to go to spotlight and by like
• 15:12
  Speaker 3: rolls and rolls of fabric, which I think ends up
• 15:14
  Speaker 3: being quite expensive but also quite wasteful.
• 15:17
  Speaker 2: One tea towel equals one weet pack. Yeah, stitched around
• 15:22
  Speaker 2: the edge, right, so that's not going to fray. Yeah,
• 15:25
  Speaker 2: money win if you get them from kmart. I'm pretty
• 15:27
  Speaker 2: sure like a five pack of tea towels is like
• 15:29
  Speaker 2: five bucks as well. You could be.
• 15:31
  Speaker 3: Fancy and get like branded ones, like imagine getting like
• 15:35
  Speaker 3: a Winnie the Pooh tea towel one.
• 15:37
  Speaker 2: Anyway, interesting that your mind went straight to Winning the
• 15:41
  Speaker 2: Poo as a brand. I was think of Gucci. Oh,
• 15:45
  Speaker 2: you see tea towelse you like branded, and then you're
• 15:48
  Speaker 2: like Winny the Poo.
• 15:50
  Speaker 3: But do you know what, I'm thinking a lot about
• 15:52
  Speaker 3: Winnie the Pool at the moment, because I'm pregnant, of course,
• 15:56
  Speaker 3: and all of my tops now when I put them on,
• 15:58
  Speaker 3: make me look like I'm Winning the Pew.
• 16:00
  Speaker 2: Those possibly cute, it's not cute.
• 16:03
  Speaker 3: I literally look like Winnie the Pooh when I put
• 16:05
  Speaker 3: my t shirts on in the morning nowadays, and my
• 16:07
  Speaker 3: husband literally calls me pooh oh. I'm like, yeah, could
• 16:12
  Speaker 3: I borrow one of your t shirts? Thanks, we're going
• 16:15
  Speaker 3: for coffee. I didn't need to be attacked like this.
• 16:17
  Speaker 2: Also, you could call you whinny, but he's gone straight
• 16:19
  Speaker 2: for poo straight poo.
• 16:22
  Speaker 3: What a nice guy, fantastic dad material anyway, But what
• 16:26
  Speaker 3: you're going to do is obviously stitch around the edge.
• 16:28
  Speaker 3: I'll do a tutorial online for this because it is
• 16:30
  Speaker 3: actually really really easy.
• 16:32
  Speaker 2: But what you're going to fill it with is wheat.
• 16:34
  Speaker 2: Weady buy wheat back ah the pets.
• 16:37
  Speaker 3: Sure, you can get a ten kilo bag of wheat
• 16:41
  Speaker 3: for ten dollars. Oh that's cheap, and that's gonna make
• 16:44
  Speaker 3: like at least ten different wheat packs.
• 16:47
  Speaker 2: Yeah, if you're.
• 16:48
  Speaker 3: Really fancy, you're going to walk around your neighborhood and
• 16:51
  Speaker 3: you're like be spying the whole time. Anybody got any lavender?
• 16:55
  Speaker 2: I could dry up put in there, good idea. You're
• 16:57
  Speaker 2: paying for lavender, you could chuck some essential oils, could
• 17:00
  Speaker 2: put anything you want in there, right. Obviously, Christmas in
• 17:04
  Speaker 2: Australia is currently during summer, so they're not going to
• 17:06
  Speaker 2: use it immediately. But a wheat pack doesn't go astray
• 17:09
  Speaker 2: in my house, got a saw back wheat pack?
• 17:11
  Speaker 3: Cold at my desk? Wheat pack, you're cold at my house?
• 17:14
  Speaker 3: Do you want a wheat pack? Heep I made last Christmas.
• 17:17
  Speaker 2: Honestly, those are timeless gifts. You will never not need
• 17:20
  Speaker 2: a wheat pack. I agree.
• 17:21
  Speaker 3: Also, kmart has stepped up the game this year. They
• 17:24
  Speaker 3: have a whole heap of diy craft things, right clay
• 17:29
  Speaker 3: using air dry clay, you could hand make some earrings
• 17:32
  Speaker 3: or candle holders. You could make like a little game
• 17:34
  Speaker 3: of like Tic tac toe. Oh cute jewelry holders literally
• 17:39
  Speaker 3: so much. But clay costs between five and fifteen dollars
• 17:43
  Speaker 3: from like came up Bunning's office works Amazon if you're
• 17:46
  Speaker 3: smart and planned. But honestly, these are all just like
• 17:49
  Speaker 3: cam up things. This isn't sponsored by kmart, by the way.
• 17:52
  Speaker 2: I'm just obsessed and also probably should have been smarter
• 17:56
  Speaker 2: with my marketing and pr. I should have reached out
• 17:58
  Speaker 2: to kmart to be like, I'm going to do a
• 18:00
  Speaker 2: Christmas episode and we should work together. True, but it
• 18:02
  Speaker 2: didn't do this for free, km up.
• 18:05
  Speaker 3: I'm doing you a solid the next This has been
• 18:09
  Speaker 3: popular in our community every year, so I have been
• 18:12
  Speaker 3: sharing this recipe for the last four Christmases with you guys,
• 18:15
  Speaker 3: And every year someone messages me and goes, hey, the
• 18:18
  Speaker 3: I saw you posted this last year and I just
• 18:20
  Speaker 3: thought it was a bit lame.
• 18:22
  Speaker 2: Didn't do it?
• 18:23
  Speaker 3: Did it this year? It's incredible? And that is my
• 18:25
  Speaker 3: recipe for Christmas crack. Oh you haven't yet had it
• 18:29
  Speaker 3: because you have not been on the show for more
• 18:31
  Speaker 3: than a year. But like at Christmas time, I make
• 18:34
  Speaker 3: so many trays of this stuff and I give it
• 18:37
  Speaker 3: as gifts and people are always like, the what was
• 18:40
  Speaker 3: in that? It was incredible?
• 18:42
  Speaker 2: What is it?
• 18:43
  Speaker 1: So?
• 18:43
  Speaker 2: You can package it up really cute, really homemade. You're
• 18:46
  Speaker 2: not gonna believe me how good this is. Go just
• 18:49
  Speaker 2: look up.
• 18:49
  Speaker 3: Christmas crack in my Facebook group because then everybody will
• 18:53
  Speaker 3: like convince you of it. But it's essentially a get
• 18:56
  Speaker 3: this saladas. Okay, it's the base biscuit. We then make
• 19:01
  Speaker 3: a caramel sauce, which is super easy. It's basically brown
• 19:04
  Speaker 3: sugar and butter m M and then you top it
• 19:06
  Speaker 3: with chocolate and then you could dress it however you want.
• 19:09
  Speaker 3: Sometimes I put just some sea salt on the top,
• 19:12
  Speaker 3: or we might put some like sprinkles or something like
• 19:15
  Speaker 3: you could literally do whatever you want given it's Christmas time.
• 19:18
  Speaker 3: I know the supermarket has those like festive sprinkles for cupcakes.
• 19:21
  Speaker 3: You could put that on there.
• 19:22
  Speaker 2: Yeah, extra festive, right, doesn't sound that appetizing when I
• 19:26
  Speaker 2: explain it. But once it's all dry, it cracks and it's.
• 19:31
  Speaker 3: Like this crunchy, sweet, salty, gooey, like incredible biscuit and
• 19:38
  Speaker 3: you crack it up. It has to be rustic, like
• 19:40
  Speaker 3: you don't actually want it to be in the Salada squares.
• 19:43
  Speaker 3: You want it to kind of be like triangles and
• 19:45
  Speaker 3: like really rugged pieces Christmas crack, which means you don't
• 19:49
  Speaker 3: even have to do a good job of cooking it
• 19:51
  Speaker 3: like it can look rustic, is what we'll call it.
• 19:54
  Speaker 2: I love that.
• 19:55
  Speaker 3: I promise I'm going to bring you some next week
• 19:58
  Speaker 3: and you're going to lose your mind.
• 20:00
  Speaker 2: I was so excited, but it sounds so.
• 20:02
  Speaker 3: Cheap, and you make so much of it, and people like, wow,
• 20:05
  Speaker 3: you made this, thank you, and you just go, yeah,
• 20:08
  Speaker 3: I made it because I thought you would really love it,
• 20:10
  Speaker 3: like you could obviously drop in that she's on the money.
• 20:12
  Speaker 2: It's the best podcast ever. And that's where you got
• 20:14
  Speaker 2: the idea if it comes up organically Christmas, she's on
• 20:17
  Speaker 2: the money.
• 20:18
  Speaker 3: He's a new listener, and that's all we could really
• 20:20
  Speaker 3: ask for this first five season back, that's all we want.
• 20:22
  Speaker 3: But Christmas crack is honestly one of my favorite gifts
• 20:26
  Speaker 3: to give. The next is maybe a little less rustic
• 20:30
  Speaker 3: and requires.
• 20:31
  Speaker 2: A little bit more skill. Sure, but I got one
• 20:34
  Speaker 2: last year and I was super impressed, and that was
• 20:37
  Speaker 2: a mcrame plant holder. Yes, so one of my girlfriends.
• 20:41
  Speaker 3: Made it super cheap to make. You can buy rope
• 20:43
  Speaker 3: from Bunnings for like ten bucks, but.
• 20:45
  Speaker 2: You can gift it with like a propagated cutting ah
• 20:49
  Speaker 2: clever smart so free plant money win, and then you
• 20:52
  Speaker 2: can also give them like the mcrame mic holder. There's
• 20:55
  Speaker 2: lots of tutorials on TikTok and on YouTube, so like,
• 20:59
  Speaker 2: you don't just have to make it yourself.
• 21:00
  Speaker 3: Probably unpopular opinion, don't buy the kids online. They're like
• 21:04
  Speaker 3: seventy or eighty dollars.
• 21:06
  Speaker 2: Cancel that. Just find a template online, free mccrame plant
• 21:10
  Speaker 2: hold a template and it will literally just come up
• 21:12
  Speaker 2: and show you how to make a whole heap of
• 21:14
  Speaker 2: different ones. Okay, money win. There's usually a.
• 21:17
  Speaker 3: YouTube tutorial that goes with it, that shows you exactly how.
• 21:20
  Speaker 2: Yeah, very cute. The next is a printed photo book album.
• 21:24
  Speaker 2: Oh so, I can't think of anything more thoughtful than
• 21:27
  Speaker 2: a friend going through their photo album and finding a
• 21:29
  Speaker 2: whole heap of cute photos of us together printing them out.
• 21:33
  Speaker 2: You could print them it Cama. If you've got a
• 21:35
  Speaker 2: bit more time, you can print them out and be
• 21:36
  Speaker 2: fancy and send them through to Vista Print, which is
• 21:39
  Speaker 2: even cheaper. But like, is that not the cutest idea ever? Yeah,
• 21:43
  Speaker 2: that's like a little memory book of all of your
• 21:44
  Speaker 2: friend memories. I love that. It feels so much more
• 21:48
  Speaker 2: special when it's printed out.
• 21:49
  Speaker 3: Yeah, and if you've got like graphic design skills, which
• 21:51
  Speaker 3: I do not possess, you do, you could use like
• 21:53
  Speaker 3: Canva or something to design the book and get it printed.
• 21:56
  Speaker 3: And to be honest, if you're getting a book printed online,
• 21:58
  Speaker 3: it's honestly like ten dollars.
• 22:00
  Speaker 2: You know who's gonna love that? Mums? Moms. Mummy will
• 22:05
  Speaker 2: love that. Mom's gonna love it.
• 22:07
  Speaker 3: You know you should do next time you go to
• 22:08
  Speaker 3: your mum's place, you should raid all of the family photos,
• 22:12
  Speaker 3: scan the me in and put them in a book.
• 22:14
  Speaker 2: WHOA, She's basically done the work for you. Yeah? True?
• 22:17
  Speaker 2: Is that not genius? That's genius fee, that's genius. Smart.
• 22:21
  Speaker 2: I've got a few if you're ready. Oh, you've now
• 22:23
  Speaker 2: thought of a number to share? Yes, I think that
• 22:25
  Speaker 2: was appropriate amount of time to think of a few things.
• 22:26
  Speaker 2: You're going to say the things I said, I'm going
• 22:29
  Speaker 2: to go through and say homemade wheat pack. I'm just kidding.
• 22:32
  Speaker 2: But so have you heard of Christmas crack? I like
• 22:35
  Speaker 2: to be a little bit savvy, and so I'm thinking
• 22:37
  Speaker 2: of all the ways I've kind of gotten away with
• 22:39
  Speaker 2: not spending much over Christmas and birthdays, but most recently
• 22:42
  Speaker 2: one of my very good friends, we do like to
• 22:45
  Speaker 2: make things for each other. So either it's like a
• 22:48
  Speaker 2: picture of a magnet of me and her, Like a
• 22:51
  Speaker 2: magnet is kind of cute, it's like silly, it's cute whatever,
• 22:54
  Speaker 2: but not silly. That's actually a good present. That's kind
• 22:56
  Speaker 2: of cute. Put that on the list. Christmas magnet convenient
• 22:59
  Speaker 2: you chuck it on your electricity bill or whatever. But
• 23:01
  Speaker 2: that's not the one I was talking about. Every time
• 23:03
  Speaker 2: you think of your bill, you think of your friend.
• 23:05
  Speaker 2: Is exactly and then you creates association and so that
• 23:08
  Speaker 2: friend now gives you anxiety. That is so ic I
• 23:13
  Speaker 2: love it. So that's selling it. Yes, and you don't
• 23:17
  Speaker 2: talk to that friend anymore. Saves your moneycause I find
• 23:19
  Speaker 2: them present. No, But what I did was I made
• 23:22
  Speaker 2: an activity wheel for her. So I went through office
• 23:24
  Speaker 2: works and got different colored cardboards those little like pushpin things,
• 23:29
  Speaker 2: and wrote down all the things we like to do together.
• 23:32
  Speaker 2: And so if we're just at home doing nothing and
• 23:35
  Speaker 2: we feel like we want to get out of the house,
• 23:38
  Speaker 2: or you're in a relationship with this friend, basically we're
• 23:41
  Speaker 2: in a relationship. You can do that for relationships as well,
• 23:44
  Speaker 2: like a date wheel, pop date ideas on popsticks and
• 23:47
  Speaker 2: put them in like a little that's cute. A friend
• 23:49
  Speaker 2: gave me that idea. I don't want to take credit,
• 23:51
  Speaker 2: but take the credit. I might take the credit with
• 23:53
  Speaker 2: me on this show. Baby, that's true, she's not in
• 23:54
  Speaker 2: here with me. And then the other thing was me
• 23:57
  Speaker 2: and my family will kind of do this thing where
• 23:58
  Speaker 2: we'll just bite other novelty gifts nothing over like five dollars.
• 24:02
  Speaker 2: And I know, like I don't want to add to
• 24:04
  Speaker 2: any like junker consumption, your consumption and stuff. So it's
• 24:08
  Speaker 2: always like just one or two little things that they
• 24:09
  Speaker 2: will use forever. Always novelty gifts, things that you'll want
• 24:12
  Speaker 2: to put on your desk in the office, that you
• 24:15
  Speaker 2: just fiddle with, like little things like that. Nothing over
• 24:17
  Speaker 2: five dollars is what we do. And then Secret standard,
• 24:21
  Speaker 2: everyone buys one gift and that's it and everyone is
• 24:24
  Speaker 2: gifted a gift. Does that make sense? Yeah? No, no, no,
• 24:27
  Speaker 2: I like that. So you don't have to buy for
• 24:29
  Speaker 2: everyone wanting to be a game as well, it's a game.
• 24:31
  Speaker 2: It's silly, it's fun, it's really exciting. You just have
• 24:34
  Speaker 2: to put out, like maybe whatever the budget is, let's
• 24:37
  Speaker 2: say two set the budget at anything, anything, let's say
• 24:40
  Speaker 2: twenty dollars. You just buy the one gift. Everyone's taken
• 24:43
  Speaker 2: care of. I think that's probably the way I do
• 24:46
  Speaker 2: it with most people in my life.
• 24:48
  Speaker 3: I want to be Secret Santa is fantastic. Whenever we
• 24:51
  Speaker 3: have done like Secret Center at work or like in
• 24:54
  Speaker 3: our friendship group, they'll set a limit, right, they'll be
• 24:56
  Speaker 3: like fifteen dollars, and you go, yep, great, I can
• 24:59
  Speaker 3: afford fifteen dollars, and so can everybody else. Like in
• 25:01
  Speaker 3: that circle, because otherwise you wouldn't have asked them. But
• 25:04
  Speaker 3: then you start looking for presents and everything's so much
• 25:06
  Speaker 3: more expensive, and I just have this idea in my head.
• 25:08
  Speaker 3: I'm like, if it was just thirty dollars, this would
• 25:11
  Speaker 3: be so much easier for me.
• 25:13
  Speaker 2: Mentally.
• 25:13
  Speaker 3: That's a terrible way of thinking, but I think that
• 25:16
  Speaker 3: a lot of people will resonate with that. The other
• 25:18
  Speaker 3: thing I was going to butt in there and contribute.
• 25:20
  Speaker 3: If you haven't listened to our festive episodes before, you
• 25:24
  Speaker 3: might not have heard how my family does Christmas. By
• 25:27
  Speaker 3: my family, I mean Steve's side of the family. I'm
• 25:30
  Speaker 3: trying to implement it in the rest of the family.
• 25:32
  Speaker 3: It hasn't gone so well just yet, but we'll get there.
• 25:34
  Speaker 3: But Steve's side of family, it's literally my favorite thing
• 25:37
  Speaker 3: ever Christmas time. If you're gifting people, it has to
• 25:40
  Speaker 3: be handmade, homemade or second hand. So we are not
• 25:44
  Speaker 3: allowed to go to the shops and buy something new.
• 25:47
  Speaker 3: You have to handmake it yourself. It has to be homemade.
• 25:50
  Speaker 3: It could be homemade by someone else, like you could
• 25:52
  Speaker 3: buy something from a small business and like gift that
• 25:55
  Speaker 3: and that's okay. One year I got this really beautiful,
• 25:57
  Speaker 3: like raffia bag that was like handmade, and I was
• 26:00
  Speaker 3: just like, this is a Slay gift or it can
• 26:03
  Speaker 3: be secondhand.
• 26:04
  Speaker 2: And so, like you guys have probably.
• 26:06
  Speaker 3: All heard it if you've listened to our Christmas episodes before.
• 26:09
  Speaker 3: But a couple of years ago, I was buying for
• 26:12
  Speaker 3: my niece and nephew.
• 26:13
  Speaker 2: I was so excited. I was like, what are we
• 26:14
  Speaker 2: going to get them?
• 26:15
  Speaker 3: I knew they were getting a cubby for Christmas that year,
• 26:18
  Speaker 3: and so I thought, what if we just go on
• 26:20
  Speaker 3: like Facebook, Marketplace or gum Tree or whatever and find
• 26:24
  Speaker 3: like one of those play kitchens, and so for I
• 26:27
  Speaker 3: think it was like fifty bucks, right, so still like
• 26:29
  Speaker 3: not the cheapest ever, but fifty dollars through a joint present,
• 26:33
  Speaker 3: I thought was pretty good. Sure, I went over to
• 26:36
  Speaker 3: I think it was like Fitzroy or something, some dude's
• 26:38
  Speaker 3: bougie penthouse apartment, and I bought this play kitchen and
• 26:42
  Speaker 3: it was really well looked after. But he threw in
• 26:45
  Speaker 3: all of the accessories, so the cups, the plates, the balls,
• 26:48
  Speaker 3: the little plastic fruits, all of the stuff that would
• 26:51
  Speaker 3: have really added up and cost a heap of money
• 26:53
  Speaker 3: to buy fifty bucks money win. That would have been
• 26:56
  Speaker 3: at least three years ago back. They still use it.
• 27:00
  Speaker 3: It is still in their little cubby house. And now
• 27:03
  Speaker 3: whenever I go up to the window of the cubby house,
• 27:06
  Speaker 3: my niece looks out and.
• 27:07
  Speaker 2: Goes, oh late, yes please, and a plastic banana that
• 27:12
  Speaker 2: is so cute yuh.
• 27:14
  Speaker 3: Anyway, aana secondhand could be a really good way of
• 27:17
  Speaker 3: doing Christmas this year because you could get a present
• 27:19
  Speaker 3: that you otherwise wouldn't have been able.
• 27:21
  Speaker 2: To afford to purchase.
• 27:22
  Speaker 3: Yeah, I love that, like because that would have honestly,
• 27:25
  Speaker 3: after you add it all up, that would have been
• 27:26
  Speaker 3: a couple of one hundred dollars at least just for
• 27:29
  Speaker 3: the kitchen, and then all of the additional accessories, like
• 27:32
  Speaker 3: it was only just like IKEA stuff Like it wasn't
• 27:35
  Speaker 3: you know, fancy fancy hottery barn stuff, but the little pots,
• 27:40
  Speaker 3: the little plates, all of the stuff so they could
• 27:42
  Speaker 3: play house.
• 27:44
  Speaker 2: What a good gift. That's a great gift. And the
• 27:45
  Speaker 2: kids don't know any different. It's going out in the cubby.
• 27:48
  Speaker 2: I love that it was all clean.
• 27:50
  Speaker 4: I chucked all of the plastic wear through the dishwasher
• 27:52
  Speaker 4: before I gave it to them, and I gave the
• 27:54
  Speaker 4: kitchen a good scrub out because obviously like that just
• 27:56
  Speaker 4: feels like the right thing to do.
• 27:58
  Speaker 2: But slay, I love that and rich reuse, recycle, they say, so,
• 28:02
  Speaker 2: I love it. I love this idav I think it's great.
• 28:04
  Speaker 3: And I don't think anyone would genuinely be offended if
• 28:08
  Speaker 3: you bought them something secondhand.
• 28:10
  Speaker 2: It's twenty two three. I think people would be like,
• 28:12
  Speaker 2: oh my god, thank you for thinking of me. Yeah,
• 28:13
  Speaker 2: think you thinking of me and the planet.
• 28:15
  Speaker 3: It's actually so much nicer that you put so much time,
• 28:18
  Speaker 3: energy and effort into sourcing this instead of just marching
• 28:20
  Speaker 3: into your cam up, purchasing it off the shelf and calling.
• 28:23
  Speaker 2: It to day. I don't know, I like it better. Yeah,
• 28:25
  Speaker 2: I love that. That's such a good point. B It
• 28:26
  Speaker 2: does feel more thoughtful than quickly go in the shops
• 28:28
  Speaker 2: and dropping like fifty bucks. Exactly. Thank you so much
• 28:32
  Speaker 2: for helping us save this Christmas. I did want to
• 28:34
  Speaker 2: go rogue there and say that Christmas time that's not
• 28:36
  Speaker 2: always spent with family and friends. You might be someone
• 28:38
  Speaker 2: that doesn't have that. We're thinking of you in this time,
• 28:42
  Speaker 2: your family. We are your family and friends, So stay
• 28:44
  Speaker 2: safe out there. We love you. We love you, Bye, guys.
• 28:51
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• 28:54
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• 28:57
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• 29:02
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• 29:05
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• 29:07
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• 29:11
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• 29:12
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• 29:19
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