How To Buy Your Parents’ House With Gifted Equity
Want a faster, cleaner path onto the property ladder without scraping together a 20% cash deposit? We dive into the growing strategy of buying your parents’ home at market value while using gifted equity to supercharge your approval odds, cut low‑equity costs, and keep the whānau home in the whānau. Across a real‑world $1m valuation scenario, we walk through how a $600k sale price to the kids, plus a $50k KiwiSaver withdrawal, translates into a bank‑friendly deposit position that makes sense on paper and in practice.
We talk through the nuts and bolts: why you must stick to the registered…
The skinny
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