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Soft Oakville-Milton Market: Mortgage Impact | Your Mortgage Minute

The Oakville-Milton market has softened, and that changes the mortgage math for buyers, renewers, and refinancers. In this episode, Sarah and Mouli break down the July 2026 CREA board-level stats, August secondary reports, and what four point six months of inventory actually means for financing.

They walk through a renewal illustration: a four hundred eighty thousand dollar balance moving from one point nine percent to four point five percent on a twenty-five year amortization. They show the payment increase, the extended amortization alternative, and why principal falls more slowly when you…

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