OCR Preview: Will Rates Finally Ease?
A quarter of a point can feel tiny until it touches your mortgage, your savings plan, and your next move on the ladder. We break down the looming OCR tweak, the real reasons banks push cashbacks instead of cutting fixed rates, and how wholesale swap rates quietly call the shots. It’s a practical map for anyone deciding whether to fix short, float, or wait for February when a new Reserve Bank governor could shift the narrative.
We get candid about inflation that doesn’t feel like choice. Insurance and council rates keep rising and still get counted, which can hold policy tighter even as your…
The skinny
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