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FRIDAY DRINKS: Cheap Fridges and Fancy Ovens · She's On The Money

• 0:00
  Speaker 1: She's on the Money. She's on the Money. Hello, and
• 0:14
  Speaker 1: welcome to She's on the Money, the podcast for millennials
• 0:17
  Speaker 1: who want financial freedom. Welcome to one of our Friday
• 0:21
  Speaker 1: Drinks episodes where we celebrate the money wins from our
• 0:24
  Speaker 1: She's on the Money community. Because there are so many
• 0:27
  Speaker 1: great money wins and confessions shared every single week in
• 0:30
  Speaker 1: our group, and we spend a very big part of
• 0:32
  Speaker 1: our day during the day in the office actually talking
• 0:35
  Speaker 1: about these wins, and this is the time to bring
• 0:37
  Speaker 1: it to life. So let's jump straight into it. Georgia King,
• 0:42
  Speaker 1: what was this week's deep dive.
• 0:43
  Speaker 2: On Vicki d This week we spoke about getting scammed
• 0:47
  Speaker 2: and how to avoid getting scammed. Most importantly, it was
• 0:50
  Speaker 2: a big chat.
• 0:51
  Speaker 1: It was a good chat. It was a big chat,
• 0:53
  Speaker 1: a bit of a heated chat. We never hated chat nice.
• 0:56
  Speaker 2: Last year For anyone who's missed the show, last year,
• 1:00
  Speaker 2: one hundred and seventy six million dollars was lost to scam.
• 1:03
  Speaker 2: So this is a massive issue.
• 1:05
  Speaker 1: That's a lot of money.
• 1:07
  Speaker 3: So one of the money wins we're going to get
• 1:09
  Speaker 3: through from Alice soon. Her win is real, but it
• 1:11
  Speaker 3: looked like a scam. It's like the opposite. Oh really yeah,
• 1:14
  Speaker 3: and you'll know when I get to it. But I
• 1:16
  Speaker 3: would not have taken the money win that Alice got
• 1:18
  Speaker 3: because it looked scamy.
• 1:20
  Speaker 2: Yeah, well they're everywhere. They take all different cards of forms,
• 1:24
  Speaker 2: and I think the moral of the story was like, no,
• 1:27
  Speaker 2: one's just s not to get scammed, all.
• 1:29
  Speaker 1: Right, So Ryan, this week, our money diarist actually shared
• 1:32
  Speaker 1: a really special story with us.
• 1:33
  Speaker 4: Special but would you say infuriating?
• 1:37
  Speaker 1: Oh my gosh, it really annoyed me, but at the
• 1:39
  Speaker 1: same time like really powerful.
• 1:41
  Speaker 4: Yeah.
• 1:41
  Speaker 3: It was about a young lady who has chronic pain,
• 1:44
  Speaker 3: which is bad enough, but I think the fact that
• 1:46
  Speaker 3: her employer didn't really seem to get it or be
• 1:50
  Speaker 3: overly helpful. And I know that when we stopped recording,
• 1:53
  Speaker 3: Victoria and I got real angry and we got real
• 1:55
  Speaker 3: deep into it with our money Tyrus, and I think
• 1:58
  Speaker 3: a lot of people, and Jess, you've been in the
• 1:59
  Speaker 3: commut a lot of response to that, and a lot
• 2:02
  Speaker 3: of people are in sort of I mean, all chronic
• 2:03
  Speaker 3: pain stories are different, but a lot of people in
• 2:05
  Speaker 3: a similar boat, right, A lot of.
• 2:07
  Speaker 5: People suffering silently, which I think it was really nice
• 2:09
  Speaker 5: for us to kind of get that feedback and get
• 2:11
  Speaker 5: to talk to people and have people say wow, like
• 2:13
  Speaker 5: nobody talks about this, it's such a big thing. I
• 2:16
  Speaker 5: didn't realize how many people in our community would relate
• 2:19
  Speaker 5: to that money story, so it was really nice to
• 2:21
  Speaker 5: hear that people were kind of resonating and they've been
• 2:23
  Speaker 5: sharing links to different groups and communities and it's just
• 2:26
  Speaker 5: been amazing.
• 2:27
  Speaker 3: Well, I actually think we mentioned that once because she
• 2:29
  Speaker 3: said I don't know anyone else in my situation. I
• 2:31
  Speaker 3: was like, surely there's Facebook groups and there's other people
• 2:34
  Speaker 3: who are the same, and we've probably got eighty emails
• 2:36
  Speaker 3: from other chronic pain suffers. So I was like, even
• 2:38
  Speaker 3: if we can just pull together together because, as we
• 2:42
  Speaker 3: all know, having people with you know, shared problems, you
• 2:45
  Speaker 3: can share advice and support and stuff like that.
• 2:47
  Speaker 1: So yeah, and you and I during that episode got
• 2:49
  Speaker 1: really frustrated, and we even ended up taking that conversation
• 2:52
  Speaker 1: offline with our money darist after to just be like,
• 2:55
  Speaker 1: is there any way we can help and what can
• 2:56
  Speaker 1: we do? And Ryan, I have an update for you. Really,
• 2:59
  Speaker 1: She handed in her resignation and quiz and she said
• 3:03
  Speaker 1: she did it because she had a conversation with us
• 3:05
  Speaker 1: and said, yeah, I actually need to find an employer
• 3:07
  Speaker 1: who sees the value in me, and I see the
• 3:09
  Speaker 1: value in and I just don't want to be associated anymore.
• 3:12
  Speaker 1: So she's slid into my DMS on Tuesday to let
• 3:14
  Speaker 1: me know the good news. But she's looking for a
• 3:16
  Speaker 1: new role now, and I just think that that's you know,
• 3:19
  Speaker 1: that's a really hard decision to make, and so I'm
• 3:21
  Speaker 1: really celebrating that this week.
• 3:22
  Speaker 3: Well, I think she that decision itself was driving her
• 3:25
  Speaker 3: mad because she kind of knew that she had to go.
• 3:28
  Speaker 3: But you know, it's so easy for anyone else to
• 3:30
  Speaker 3: be like, oh, just leave then, but to actually have
• 3:33
  Speaker 3: a think about it, do the numbers, get yourself set up,
• 3:35
  Speaker 3: and make that decision.
• 3:36
  Speaker 1: Yeah. So I'm really proud of her, and I lack
• 3:38
  Speaker 1: that we got a little bit of a money diary
• 3:40
  Speaker 1: follow up, especially so close to their bood diary.
• 3:43
  Speaker 4: That's awesome.
• 3:44
  Speaker 6: Yeah.
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  Speaker 5: And to that end, someone in the community Izzy thank you,
• 3:48
  Speaker 5: said that Medicare actually offers a plan for chronic disease management.
• 3:52
  Speaker 5: So for all of those people in our community who
• 3:54
  Speaker 5: were saying they were also suffering, it might be something
• 3:56
  Speaker 5: worth looking into to see if they can help you out.
• 3:58
  Speaker 4: Absolutely.
• 3:59
  Speaker 1: That's really power full as well, because sometimes you just
• 4:01
  Speaker 1: don't know what you can have access to or not, and.
• 4:03
  Speaker 5: You just I would not have known that existed. I
• 4:06
  Speaker 5: slid into our DMS.
• 4:07
  Speaker 1: Absolutely, thank you is he But I think it's now
• 4:09
  Speaker 1: time to slide right on in to the Community Wins
• 4:12
  Speaker 1: of the Week with Ryan John.
• 4:14
  Speaker 4: All right, Tony Lodge is in the room as well.
• 4:16
  Speaker 3: Hey, Tony, I think you're going to froth this money
• 4:17
  Speaker 3: when as well it's by Nicole Saunders kind of Actually,
• 4:20
  Speaker 3: how much do you think a Smeg oven is? You
• 4:23
  Speaker 3: know there's real boogie ones.
• 4:24
  Speaker 1: Oh, there's Spino. Do you know why I know they're
• 4:26
  Speaker 1: Speno because no, no, we're looking at the wrong person
• 4:31
  Speaker 1: in the room who actually owns a spare oven.
• 4:36
  Speaker 3: Ryan, I forgot about that because and wait for it,
• 4:39
  Speaker 3: one of his investments. I don't actually live in that
• 4:43
  Speaker 3: property problems Anyway, we can we all agree that the
• 4:51
  Speaker 3: Smeg appliance is as a whole of fancy as very sure.
• 4:54
  Speaker 1: Yeah, I'm in the market for a new toaster. I
• 4:56
  Speaker 1: did not realize that a toaster could be more than
• 4:59
  Speaker 1: one hundred dollars alone. Two hundred and nineteen. What the hell.
• 5:02
  Speaker 7: I would just like to let you win on a
• 5:03
  Speaker 7: little secret. There is a smeg dupe at Kmar exactly
• 5:07
  Speaker 7: the same forty dollars.
• 5:13
  Speaker 3: Nicole said they normally cost her an oven over three
• 5:16
  Speaker 3: thousand dollars.
• 5:17
  Speaker 4: I got mine for nine hundred and fifty. Wow, that's
• 5:22
  Speaker 4: the thing.
• 5:22
  Speaker 3: She kind of just dropped that comment and ghosted, And
• 5:24
  Speaker 3: I'm like, oh wow, I want answers, I want websites,
• 5:27
  Speaker 3: I want links.
• 5:27
  Speaker 4: I need details. Nicole, don't let me hanging.
• 5:30
  Speaker 1: I'm going to do it with some insight.
• 5:31
  Speaker 5: I bet she was a marketplace win I bet you
• 5:33
  Speaker 5: she manifested it.
• 5:35
  Speaker 4: Really, you reckon.
• 5:36
  Speaker 1: Everybody manifests everything in the marketplace.
• 5:39
  Speaker 6: It's a thing.
• 5:40
  Speaker 3: Well, here's the one I mentioned before about scams. Alice says,
• 5:44
  Speaker 3: I got an email out of the blue from my
• 5:47
  Speaker 3: university saying I'd won a thousand dollars.
• 5:49
  Speaker 6: Sure, yeah, scam right sticks to the scam.
• 5:52
  Speaker 4: She goes.
• 5:53
  Speaker 3: I thought it was sas, but I followed up it
• 5:54
  Speaker 3: was true. I got one thousand dollars from my union
• 5:56
  Speaker 3: and I used it to buy an iPad for my studies.
• 6:00
  Speaker 3: And like I said, I would just never click on that.
• 6:03
  Speaker 1: No, true.
• 6:03
  Speaker 5: She obviously did the right thing and like checked into
• 6:05
  Speaker 5: it though. Check the email. That's my top tip. Check
• 6:08
  Speaker 5: the email that your email comes from, because no matter
• 6:10
  Speaker 5: how legit it looks, if it comes from XYZ one
• 6:13
  Speaker 5: two seven ninety four Pubs, Knowledgey.
• 6:15
  Speaker 4: Amazon Australia document true.
• 6:19
  Speaker 1: And this leads onto a money win or loss that
• 6:21
  Speaker 1: I actually had a couple of years ago, way back
• 6:23
  Speaker 1: when I used to have a personal loan. Obviously bad
• 6:26
  Speaker 1: decision for me. We've learned, we've lived, we've moved on.
• 6:30
  Speaker 1: But there was a class action about the insurance on it,
• 6:32
  Speaker 1: and I ended up making about three thousand dollars back
• 6:35
  Speaker 1: on that, which was a crazy money win, right, But
• 6:37
  Speaker 1: turns out my partner and I are two peas in
• 6:39
  Speaker 1: a pod. He also had a personal loan at some
• 6:42
  Speaker 1: point and he thought it was a scam, and he
• 6:44
  Speaker 1: had his loan longer than me, so he would have
• 6:46
  Speaker 1: made way more than that, but because he didn't join
• 6:49
  Speaker 1: in on the class action, he never got it. And
• 6:51
  Speaker 1: then he was like, oh, I thought it was fake.
• 6:53
  Speaker 7: He could have brought a smeg oven all right.
• 6:57
  Speaker 3: And Natasha said, there was an event at work was
• 7:00
  Speaker 3: sponsored by Pancake Parlor who brought in these boxes of
• 7:03
  Speaker 3: pancake micks. I stole thirty two dollars worth of pancake
• 7:06
  Speaker 3: mix and had the greatest week.
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  Speaker 4: Of my life.
• 7:09
  Speaker 1: I love it. She's like, and I had the greatest
• 7:11
  Speaker 1: week of my life, like we know you did.
• 7:14
  Speaker 6: I love pancake Parlo.
• 7:15
  Speaker 1: It's so so I don't think I've ever been I
• 7:18
  Speaker 1: love I love bankcakes.
• 7:21
  Speaker 8: Du't for pancake ball. I used to actually sing on
• 7:25
  Speaker 8: their ads.
• 7:27
  Speaker 6: Yeah.
• 7:27
  Speaker 8: I was their voice of artist for a while.
• 7:30
  Speaker 1: Yeah, because you can sing sing, can't you.
• 7:32
  Speaker 4: Yeah?
• 7:33
  Speaker 7: Well well people say, but yes, yeah, and I was there.
• 7:36
  Speaker 7: I did their ads for a while.
• 7:38
  Speaker 1: What did you get Tony to do our new intro?
• 7:42
  Speaker 4: What did you sing like? Was it a big opera song?
• 7:46
  Speaker 8: I don't know.
• 7:47
  Speaker 7: It was just a cheesy jingle. So every season their
• 7:50
  Speaker 7: jingle change from I like pancakes, you know you love pancakes,
• 7:54
  Speaker 7: to like, God, it's freezing forget about working, pancake.
• 8:03
  Speaker 4: Thanks, I actually didn't believe you.
• 8:08
  Speaker 1: Jess's face just went.
• 8:11
  Speaker 8: No, she's legit.
• 8:14
  Speaker 4: That's so good.
• 8:14
  Speaker 3: Just letting you guys know one of the world's greatest
• 8:16
  Speaker 3: puns is coming in the next few minutes.
• 8:17
  Speaker 4: You'll hear it when it's there.
• 8:18
  Speaker 3: Hey, Bianka says, I use that She's on the Money
• 8:21
  Speaker 3: script to negotiate on our mortgage rate.
• 8:24
  Speaker 1: Yes, I put so much effort into that script us jairs.
• 8:27
  Speaker 3: Yeah, it's true, absolutely, And the script isn't just for mortgages,
• 8:30
  Speaker 3: right am I right?
• 8:30
  Speaker 4: And saying phone.
• 8:31
  Speaker 1: Bills literally everything. It's about just asking for a better
• 8:34
  Speaker 1: rate and being able to have a little bit of conviction,
• 8:36
  Speaker 1: because sometimes you just feel like a bit lost, especially
• 8:40
  Speaker 1: when someone says, yeah, Tony, no, I can't do that. Okay,
• 8:43
  Speaker 1: no problems. That's so funny. If you can't do that,
• 8:45
  Speaker 1: can I speak to somebody who can? And they're always like, oh,
• 8:47
  Speaker 1: I wouldn't do that, But I've given you the script,
• 8:51
  Speaker 1: so you just read it and you feel like a
• 8:52
  Speaker 1: bit of a baller.
• 8:53
  Speaker 8: Where can I find the script?
• 8:54
  Speaker 1: You can find it for free download on our website.
• 8:57
  Speaker 3: She's on the Money dot com au is now paying
• 9:00
  Speaker 3: one hundred and fifty dollars less every week everywhere. Nument's
• 9:04
  Speaker 3: one hundred and fifty dollars a week on her mortgage
• 9:06
  Speaker 3: less because of the negotiation. She said, instead of keeping
• 9:10
  Speaker 3: we did that.
• 9:11
  Speaker 4: We did that. Well, we did that.
• 9:12
  Speaker 1: I mean she did that, but like we're a part
• 9:15
  Speaker 1: of it. Take you on at it, take it out.
• 9:19
  Speaker 3: The anchor actually said, instead of taking one hundred and fifty,
• 9:22
  Speaker 3: she's keeping it in there, so she's paying off her
• 9:23
  Speaker 3: loan even faster.
• 9:24
  Speaker 1: And Breain yes, And there are some really cool calculators online.
• 9:28
  Speaker 1: I'm sure we can link one in the group this
• 9:29
  Speaker 1: week of just how much additional repayments could be. And
• 9:32
  Speaker 1: I think a lot of people they're often like, oh,
• 9:34
  Speaker 1: I really want to save money or my mortgage so
• 9:36
  Speaker 1: you know, save money each week, and it's like, no,
• 9:39
  Speaker 1: pay what you're originally paying a nucle paid off like
• 9:41
  Speaker 1: ten years earlier. That's crazy, that's so good.
• 9:44
  Speaker 4: I can't keep a straight face and do the pun.
• 9:46
  Speaker 1: All right, we're ready, you've got this. We believe in you.
• 9:49
  Speaker 3: I actually can't. I cried laughing trying to explain it
• 9:51
  Speaker 3: to someone. And it's not that.
• 9:52
  Speaker 1: Funny, all right, nobody take a sip of drink because
• 9:54
  Speaker 1: we are going to laugh at right.
• 9:56
  Speaker 3: No, it's so embarrassing now, Annabelle pardoh and Pardo me
• 10:00
  Speaker 3: if I pronounced that wrong.
• 10:03
  Speaker 4: We were that's what.
• 10:04
  Speaker 1: You came to the show with.
• 10:05
  Speaker 6: It was good.
• 10:07
  Speaker 8: Is the pun still six out of ten, that's what
• 10:09
  Speaker 8: she said.
• 10:10
  Speaker 1: That's a six out of ten. But also, can we
• 10:12
  Speaker 1: just talk about the lead up to that pun Like
• 10:15
  Speaker 1: we got to the studio, he's been talking about it
• 10:17
  Speaker 1: since we arrived, about how good it's going to be,
• 10:20
  Speaker 1: and that's what it was.
• 10:21
  Speaker 6: Found four flat after.
• 10:22
  Speaker 3: That, Annabel Pardeau says, we delivered, we got delivered the
• 10:26
  Speaker 3: totally wrong grocery order.
• 10:28
  Speaker 8: You're right, man, spit it out.
• 10:30
  Speaker 1: Get to the point.
• 10:32
  Speaker 3: Well, we were delivered the totally wrong grocery order. They
• 10:38
  Speaker 3: then delivered the correct order the following day and we
• 10:41
  Speaker 3: got double grocery.
• 10:42
  Speaker 4: Well done, pard.
• 10:44
  Speaker 6: That's a win.
• 10:44
  Speaker 8: That's good.
• 10:45
  Speaker 1: That's a win.
• 10:46
  Speaker 3: And not Elizabeth, not Liz, but Elizabeth is her name,
• 10:52
  Speaker 3: she says, hopefully soon to be money win. I'm the
• 10:55
  Speaker 3: co owner of a food business and we're in the
• 10:57
  Speaker 3: process of upscaling our kitchen. And could you imagine the
• 11:00
  Speaker 3: of the equipment and.
• 11:01
  Speaker 1: Commercial treachments so much more than the smeg oven that
• 11:04
  Speaker 1: you would.
• 11:05
  Speaker 3: Not normally really expensive. And just as we were about
• 11:08
  Speaker 3: to invest and buy all this stuff, we found a huge,
• 11:11
  Speaker 3: double doored fridge on the side of the road.
• 11:15
  Speaker 4: Literally, like talk about manifest seeing.
• 11:19
  Speaker 5: Mat place those to me a symbol of wealth, like
• 11:22
  Speaker 5: I'm going to feel like I've made it when I
• 11:24
  Speaker 5: have a double door for it.
• 11:25
  Speaker 4: But this is like the rich.
• 11:27
  Speaker 1: Rich kids had. I used to see it as the ice.
• 11:29
  Speaker 8: With the ice in the fridge with the ice plumbed in.
• 11:33
  Speaker 1: Yeah, that's boogie.
• 11:35
  Speaker 4: She said.
• 11:35
  Speaker 3: She knocked on the door because it was out in
• 11:37
  Speaker 3: the front of someone's house and said, hey, I'm about
• 11:38
  Speaker 3: to take that fridge.
• 11:39
  Speaker 4: Is that fine? Didn't want to do.
• 11:40
  Speaker 1: The wrong halfway through moving house and you've just put
• 11:43
  Speaker 1: it thief.
• 11:45
  Speaker 3: Hey, it's perfectly fine, probably just needs a service. And
• 11:48
  Speaker 3: she went great and took it, and it's currently getting
• 11:51
  Speaker 3: serviced now. Hence why it's the hopefully future money Winny
• 11:55
  Speaker 3: win fingers crossed Elizabeth, stopping me to Elizabeth's name.
• 12:00
  Speaker 5: Was that spelt with an s lis because that's like
• 12:03
  Speaker 5: a traditional spelling of the name.
• 12:05
  Speaker 3: Well, don't I just feel like an absolute hah?
• 12:14
  Speaker 1: All right, Well, we love the community and we love
• 12:17
  Speaker 1: their money wins. I arguably also like learning about my
• 12:19
  Speaker 1: own team's money wins. So how about we start with jessic.
• 12:23
  Speaker 5: RICI I have a money win that is a follow
• 12:26
  Speaker 5: up from a money loss from a few weeks ago.
• 12:28
  Speaker 6: We love to see it.
• 12:29
  Speaker 1: I also love that you're tracking this. You're like, this
• 12:31
  Speaker 1: is going to change, this is going to be wow,
• 12:33
  Speaker 1: something else.
• 12:34
  Speaker 5: You're as soon as you're here, you gonna know what
• 12:35
  Speaker 5: I'm talking about. So a few weeks ago, I parked
• 12:37
  Speaker 5: at a Wilson's car park, pre paid my parking, and
• 12:41
  Speaker 5: then when I came out, tapped my card. It's meant
• 12:44
  Speaker 5: to just let you out, and it charged me an
• 12:46
  Speaker 5: extra thirty bucks. I paid like almost sixty dollars for
• 12:48
  Speaker 5: parking that day with my pre booking and the extra
• 12:51
  Speaker 5: Are you.
• 12:51
  Speaker 1: Picking this money win slash loss to just trigger me
• 12:55
  Speaker 1: knowing my experience. I was parking this week.
• 12:58
  Speaker 5: That was probably three or four weeks ago, and today
• 13:00
  Speaker 5: I finally got the email after registering my complaint that
• 13:04
  Speaker 5: the money has been refunded.
• 13:06
  Speaker 8: Nice, good job.
• 13:08
  Speaker 5: I was getting ready to go full Karen on them
• 13:10
  Speaker 5: and call them and be like where's my money, because
• 13:12
  Speaker 5: I like send them my thing, being like hey, like
• 13:14
  Speaker 5: I booked, like I've done everything right, something's wrong in
• 13:17
  Speaker 5: your system and you've charged me extra and that's not cool.
• 13:20
  Speaker 6: But it just took them forever. So that's my win.
• 13:22
  Speaker 6: What happened today with the parking.
• 13:24
  Speaker 1: Yesterday with the parking, Victoria Devine did go full Karen. Yeah,
• 13:29
  Speaker 1: it's not my proudest moment. But also I was really
• 13:32
  Speaker 1: frustrated because the girl on the phone what is said?
• 13:37
  Speaker 1: She was so condescending and rude, and I was just
• 13:41
  Speaker 1: I was not having it. I'd had a really long
• 13:42
  Speaker 1: day and I was just like, no, you're not going
• 13:44
  Speaker 1: to do this, not today, Satan, not today. And so
• 13:47
  Speaker 1: what happened was I prepaid for parking and when I
• 13:50
  Speaker 1: went to tap my credit card out which had let
• 13:52
  Speaker 1: me into the.
• 13:53
  Speaker 6: Car park, it's the same car park.
• 13:55
  Speaker 1: It's the same car park, just really bad for it.
• 13:57
  Speaker 1: Tapped it said that it couldn't read just my data,
• 14:01
  Speaker 1: clicked the intercom. This has happened a million times before, unfortunately,
• 14:04
  Speaker 1: and every time I pick up, the people on their
• 14:06
  Speaker 1: phone are like, hey, sorry, it happens all the time.
• 14:08
  Speaker 1: What's your registration? And I tell them, they look me
• 14:10
  Speaker 1: up and they let me out great, like this is
• 14:16
  Speaker 1: not worth literally, so I did that and the guy
• 14:20
  Speaker 1: that I got onto was like, yep, you'll have to
• 14:21
  Speaker 1: pay the full rate again. And obviously that's like I
• 14:24
  Speaker 1: think eighty eight dollars for a day, and I was like, na,
• 14:26
  Speaker 1: I'm not paying it, like I pre booked. And they
• 14:28
  Speaker 1: were like, what's your booking reference? And I'm like, I'm
• 14:30
  Speaker 1: really sorry. Your car park is underground. I don't have reception.
• 14:35
  Speaker 1: I cannot get you the booking reference. I've just tried.
• 14:38
  Speaker 1: It's not loading. And they pretty much suggested that. I
• 14:40
  Speaker 1: got out of my car, went up the three stories,
• 14:42
  Speaker 1: got the booking reference, and then got reception, got back
• 14:45
  Speaker 1: in the car and got it for them. And I
• 14:47
  Speaker 1: was like, look every other time you've looked it up
• 14:49
  Speaker 1: by my number plate and all of this other stuff. Anyway,
• 14:51
  Speaker 1: back and forth and back and forth, and they charged
• 14:53
  Speaker 1: me again for me to go home because she said
• 14:55
  Speaker 1: she didn't believe essentially that I had booked parking for
• 14:58
  Speaker 1: me to go home and be able to then access
• 15:01
  Speaker 1: the receipt. So that was really fun.
• 15:03
  Speaker 4: Guys, that sounds awful.
• 15:04
  Speaker 7: Is anyone thinking we could make a lot of money
• 15:06
  Speaker 7: from buying a car park?
• 15:08
  Speaker 1: Yeah, they musking, she's on the money cup park, like
• 15:15
  Speaker 1: my dog will be there.
• 15:16
  Speaker 3: But seriously, those buildings in the city, It's like, do
• 15:18
  Speaker 3: we spend ten million renovating these beautiful apartments or do
• 15:20
  Speaker 3: we just make the dankest, smelliest concrete block and just
• 15:23
  Speaker 3: charge people for they make bang on these.
• 15:26
  Speaker 1: Exactly and they all smell like we But you know
• 15:29
  Speaker 1: what I want to hear about. Georgia King's.
• 15:34
  Speaker 2: Okay, so this is a money win, I think, well,
• 15:39
  Speaker 2: I guess what I've realized is that over the journey
• 15:42
  Speaker 2: I have some money confessing to do so markets. So
• 15:46
  Speaker 2: people are always like, go to the market.
• 15:49
  Speaker 6: I love a market day.
• 15:51
  Speaker 1: I've written blogs about it.
• 15:52
  Speaker 2: I'm like, you know, considerality, consider markets. It's a great
• 15:55
  Speaker 2: way to save a buck instead of going to the supermarket. Anyway.
• 15:58
  Speaker 2: I've always gone to the Paran Market or the South
• 16:01
  Speaker 2: Melbourne market, and I've never really understood how it's such
• 16:04
  Speaker 2: a money.
• 16:05
  Speaker 1: Win because.
• 16:08
  Speaker 4: I go to the market, I don't understand.
• 16:11
  Speaker 1: Jesus in dollar, I don't understand they're the most expensive suburbs.
• 16:16
  Speaker 1: So what is going on?
• 16:17
  Speaker 6: I was not aware of that.
• 16:19
  Speaker 1: In hindsight, it does make sense.
• 16:21
  Speaker 2: But I went to Queen vic On that is a
• 16:24
  Speaker 2: money in Hooly Dooley. I bought as much fruit as
• 16:30
  Speaker 2: I could, bloody carry was coming out of my ears
• 16:33
  Speaker 2: for the price of a slice of cheese from Paran
• 16:35
  Speaker 2: Market like fifteen dollars, and I bought a week's worth
• 16:38
  Speaker 2: of vege hood Queen, it is so good. I was
• 16:43
  Speaker 2: there with hearts.
• 16:43
  Speaker 6: We were like, this is a hemmen. I'm still so excited.
• 16:47
  Speaker 6: I'm going to go back this weekend.
• 16:49
  Speaker 1: I love that. Can you please update us via that
• 16:51
  Speaker 1: she's on the money Instagram stories. Give us a little
• 16:53
  Speaker 1: bit of a tool. I will show us how much
• 16:55
  Speaker 1: the beans cost. Like, we want that, we need, we
• 16:57
  Speaker 1: need this in our lives.
• 16:59
  Speaker 3: Rumors press in market cheaper than queen vixed. Yeah, don't
• 17:04
  Speaker 3: get the coffee from the guy at the front, go
• 17:06
  Speaker 3: at the back.
• 17:06
  Speaker 1: How we should do an entire blog post where we
• 17:09
  Speaker 1: all get together on the weekends, go to the market,
• 17:12
  Speaker 1: see how much we cannot spend money wein.
• 17:16
  Speaker 8: That just sounds like a nice day.
• 17:18
  Speaker 1: We should do that. Let's do that. We can hold
• 17:20
  Speaker 1: hands and get coffee and crystalt psyclonic crossants.
• 17:23
  Speaker 3: But that's not the point, Tony. What's your Are you
• 17:26
  Speaker 3: going to win or a confession?
• 17:27
  Speaker 8: I've got a win?
• 17:29
  Speaker 7: Yeah, well, I guess it's kind of a spending unnecessary money,
• 17:33
  Speaker 7: but also a win. There's been a pair of sneakers
• 17:36
  Speaker 7: that I've had my eye on for quite some time,
• 17:38
  Speaker 7: probably six months that I've I'm not wearing them.
• 17:42
  Speaker 1: Now to check her feet under the table.
• 17:49
  Speaker 7: And they're normally about two hundred dollars. So I really
• 17:52
  Speaker 7: agonized over them, and I was like, am I gonna
• 17:54
  Speaker 7: wear them enough? And I always boil all of my
• 17:57
  Speaker 7: clothing purchases down to a five dollars rule, so I
• 18:00
  Speaker 7: work out how much I would have to wear a
• 18:02
  Speaker 7: certain item for it to cost five dollars aware, and
• 18:05
  Speaker 7: if I think that I will do that, I buy
• 18:07
  Speaker 7: it and I'm happy to. But if I don't, if
• 18:10
  Speaker 7: I'm like, okay, that's three hundred dollars, I'm definitely not
• 18:12
  Speaker 7: going to wear that X amount of times for that
• 18:14
  Speaker 7: to make sense.
• 18:15
  Speaker 1: That's actually an epic rule. I really like that.
• 18:18
  Speaker 7: So I do that with every single thing that I buy,
• 18:20
  Speaker 7: and these sneakers were no exception. I was like, Oh,
• 18:22
  Speaker 7: I definitely wear them enough. But I finally was like,
• 18:25
  Speaker 7: you know what, I'm just going to buy them. I
• 18:27
  Speaker 7: really really want them. Went online and there are one
• 18:29
  Speaker 7: hundred and sixty instead of two money.
• 18:33
  Speaker 1: How good is that?
• 18:34
  Speaker 5: Eight less wins that ate less?
• 18:40
  Speaker 1: You tried you tried. I like it and you want
• 18:43
  Speaker 1: to have it take it from the top. Come on,
• 18:45
  Speaker 1: Jessica Ricci.
• 18:46
  Speaker 6: That is eight less wares that you need to Yes.
• 18:50
  Speaker 1: Yes, I love that for you, Ryan John, have you
• 18:55
  Speaker 1: got a money with a confession to share.
• 18:57
  Speaker 6: With the team.
• 18:58
  Speaker 4: Well, first, I have a question if.
• 19:00
  Speaker 1: This is confession time not question time.
• 19:03
  Speaker 3: If you found a my key on the train and
• 19:07
  Speaker 3: you looked around and there's no one else there.
• 19:10
  Speaker 6: No, no, I went to court for.
• 19:12
  Speaker 7: This confession time.
• 19:18
  Speaker 1: I kid you not.
• 19:19
  Speaker 6: She sat in the other room with me while I
• 19:22
  Speaker 6: went to.
• 19:22
  Speaker 3: Digital court to digital during the Hey, what what happens?
• 19:32
  Speaker 7: Is Digital just caught on zooming about the most chaotic
• 19:36
  Speaker 7: energy you've ever experienced.
• 19:43
  Speaker 6: We need to do Yes, absolutely, we are here. We
• 19:46
  Speaker 6: are waiting. I'm about to shoot you down. Sorry, Ryan.
• 19:49
  Speaker 5: I Jessica Ricky on the train.
• 19:55
  Speaker 8: This is her story.
• 20:02
  Speaker 6: So I caught the train in used.
• 20:04
  Speaker 4: My face, Victoria stopped looking at other people.
• 20:10
  Speaker 6: I gotta, I gotta, I got it.
• 20:11
  Speaker 1: I can do it right from the top. She needs
• 20:14
  Speaker 1: the music in the background.
• 20:17
  Speaker 5: So I caught the train in to the city one day,
• 20:22
  Speaker 5: touched on like a good Laura abiding citizen. I am forgetful.
• 20:26
  Speaker 5: We've discussed this before. Somehow I lost my Mikey on
• 20:30
  Speaker 5: the train, left it there, got all the way to
• 20:32
  Speaker 5: the barricades where you tap out, realized, went back to
• 20:36
  Speaker 5: the train, back to where I was, couldn't find it.
• 20:39
  Speaker 6: Someone's picked it up. So I go to exit.
• 20:41
  Speaker 8: It was ryan.
• 20:45
  Speaker 6: Go to exit.
• 20:46
  Speaker 5: There's ticket inspectors there that I tell them what happened.
• 20:48
  Speaker 5: They're like, yep, sure, no problem, just let us know.
• 20:52
  Speaker 6: We we'll send you a fine. Let us know, we'll
• 20:54
  Speaker 6: you know, they'll clear it.
• 20:55
  Speaker 5: Kind of thing came to, you know, got fine, told them,
• 20:59
  Speaker 5: sent them prove that I had topped up my Mikey
• 21:02
  Speaker 5: that morning. Was like, there's no way I'm topping up
• 21:04
  Speaker 5: my Mikey. And then fair of aiding. I'm kind of
• 21:07
  Speaker 5: pissed off that I've lost my Mikey with fifty dollars
• 21:09
  Speaker 5: on it, to be honest, and they still wanted to find.
• 21:12
  Speaker 6: Me like three hundred dollars.
• 21:15
  Speaker 4: So I was like, not today, and you took them
• 21:17
  Speaker 4: to digital court?
• 21:18
  Speaker 2: Yeah.
• 21:18
  Speaker 5: They were like, you can either pay it or you
• 21:20
  Speaker 5: can go to court. And I was like, hell, yes,
• 21:21
  Speaker 5: I'll take you to court.
• 21:23
  Speaker 4: And so what happened in court.
• 21:24
  Speaker 5: Oh the lady was so nice. I explained the situation.
• 21:26
  Speaker 5: I'm like, I have proof, like here's my bank statement
• 21:29
  Speaker 5: and here's like four months worth of bank statements showing
• 21:31
  Speaker 5: that I top up like every week. And she was like, oh,
• 21:34
  Speaker 5: oh you're fine, like go right through.
• 21:36
  Speaker 2: Great.
• 21:36
  Speaker 4: Oh that's awesome money win. Yeah, that's a huge money win.
• 21:39
  Speaker 4: That's a huge money win.
• 21:40
  Speaker 5: And so no, fine, no fine. She was really nice,
• 21:43
  Speaker 5: really kind. She actually taught me that you can register
• 21:45
  Speaker 5: your mikey to yourself, which I didn't know, so if
• 21:47
  Speaker 5: you lose it, you can cancel it and transfer the money,
• 21:50
  Speaker 5: which is also a potential money win. After all of that, Ryan,
• 21:54
  Speaker 5: do you want to go ahead with your question?
• 21:56
  Speaker 4: Nope?
• 21:58
  Speaker 1: What was your money with.
• 22:01
  Speaker 4: Not important important? Yes?
• 22:06
  Speaker 3: And cheaper transport for the family, Laura. Yeah, someone found
• 22:12
  Speaker 3: someone else's my key interesting and has been using.
• 22:15
  Speaker 1: That Cryan, did you even try to return it?
• 22:21
  Speaker 3: Someone in my family who catches the train to work
• 22:23
  Speaker 3: every day? Yeah, which is not me.
• 22:27
  Speaker 4: The what do you got?
• 22:28
  Speaker 2: All?
• 22:29
  Speaker 5: Right?
• 22:29
  Speaker 4: So did you break any laws?
• 22:31
  Speaker 2: No?
• 22:31
  Speaker 1: I haven't, unfortunately usually I do. Sorry to report, but
• 22:35
  Speaker 1: you know what I do. Have you a money win table? Yes?
• 22:40
  Speaker 5: It means I'm pretty sure it's the first time since
• 22:44
  Speaker 5: I've started working here that it's been a full table
• 22:46
  Speaker 5: of money.
• 22:47
  Speaker 1: Yeah, that's really rare, guys. It's like getting a rare
• 22:50
  Speaker 1: Pokemon card. Hardly ever happens, but it's very exciting when
• 22:53
  Speaker 1: it does.
• 22:54
  Speaker 6: Retro reference.
• 22:55
  Speaker 1: Yeah, we do want to hear about my money win.
• 22:58
  Speaker 7: Yeah.
• 22:58
  Speaker 1: Also related to pets, like come on, yeah, so I
• 23:02
  Speaker 1: looked up how much it costs to do dog grooming
• 23:05
  Speaker 1: in my area because I've, as everybody knows, recently adopted Lucy.
• 23:10
  Speaker 1: It's really expensive, like really really expensive, like more than
• 23:15
  Speaker 1: one hundred dollars for whoa. Yeah, and like she's obviously
• 23:18
  Speaker 1: going to become a really big dog and she does
• 23:21
  Speaker 1: have a lot of dents for whatever. I get it.
• 23:23
  Speaker 1: I totally get it, because they need to wash her,
• 23:26
  Speaker 1: they need to dry her, they need to groom her,
• 23:28
  Speaker 1: and all of that other stuff.
• 23:29
  Speaker 5: Great, they're probably not using their diceon Yeah. On the
• 23:32
  Speaker 5: door efficient, I saw that on stories questionable.
• 23:36
  Speaker 1: I did use it, but you know it was much
• 23:37
  Speaker 1: more efficient. She dried four times quicker than any other
• 23:40
  Speaker 1: kind of dryer.
• 23:41
  Speaker 4: This does sound like an ad.
• 23:42
  Speaker 8: Now there's the credit.
• 23:44
  Speaker 6: Please send me an error.
• 23:46
  Speaker 4: Thanks for the dice and dog dryers.
• 23:48
  Speaker 1: The diceon dog dry which is responsored sadly. We're just
• 23:51
  Speaker 1: trying to like work towards it because everybody on my
• 23:53
  Speaker 1: team wants an air rap, and nobody on my team
• 23:56
  Speaker 1: wants to pay for the air rap, which seems like
• 23:58
  Speaker 1: a really great option. So if you would like to
• 24:03
  Speaker 1: give us air raps light into our DMS, we'll also
• 24:05
  Speaker 1: take any online appliance companies adore beauty we're watching. But
• 24:12
  Speaker 1: I groomed my own dog.
• 24:14
  Speaker 4: That's a win.
• 24:15
  Speaker 1: It's a win for me, but maybe a foe.
• 24:19
  Speaker 6: Yeah, I see you.
• 24:22
  Speaker 4: I hate that I don't have the best pun on
• 24:23
  Speaker 4: this episode.
• 24:24
  Speaker 1: Yes, but or Lucy during ISO, which makes it even
• 24:28
  Speaker 1: more of a money win. I didn't even have to
• 24:30
  Speaker 1: go and buy the hair trimming tools because I had
• 24:33
  Speaker 1: it from the time that I gave Steve a terrible
• 24:35
  Speaker 1: haircut in ISO, which you would have thought I would
• 24:38
  Speaker 1: have learned and then chosen not to cut my dog's fur.
• 24:41
  Speaker 1: But here we are. So she got a number eight
• 24:43
  Speaker 1: all over money win and she doesn't look that bad.
• 24:48
  Speaker 1: She still looks very similar to a.
• 24:50
  Speaker 3: Dog, all right, So everyone's a winner because we all
• 24:55
  Speaker 3: had money wins, but also who was responsible for these
• 24:57
  Speaker 3: drinks was Georgeorge s.
• 25:00
  Speaker 4: Tony, what do we got to hear? What have been
• 25:01
  Speaker 4: sipping on?
• 25:02
  Speaker 8: This is a bella Sanguria.
• 25:05
  Speaker 1: Sangria again not sponsored, but wish it was.
• 25:10
  Speaker 8: Spanish classic ossie made which is nice?
• 25:13
  Speaker 1: Isn't it a Spanish classic?
• 25:16
  Speaker 4: Reading the.
• 25:18
  Speaker 8: Vegan friendly thank you?
• 25:19
  Speaker 3: Thank god, I didn't realize there was meatria.
• 25:22
  Speaker 2: No.
• 25:23
  Speaker 1: But in wine production they often use rennet, which is
• 25:26
  Speaker 1: a cheese additive, not additive. It's like something you get
• 25:30
  Speaker 1: out of cheese, and they use it to produce wine.
• 25:32
  Speaker 8: Which like how's tummy or something which makes.
• 25:35
  Speaker 1: The wine not vegan.
• 25:36
  Speaker 3: The first time Tony and I ever got drunk together
• 25:38
  Speaker 3: was on Sangria.
• 25:40
  Speaker 1: Glorious reminisce over that.
• 25:42
  Speaker 4: Do we need to do a financial disclaimer for this episode.
• 25:45
  Speaker 1: Yeah, we do it, but before we get there, we
• 25:47
  Speaker 1: would like to acknowledge and pay respect to Australia's Aboriginal
• 25:50
  Speaker 1: and torrest Rate islander people's, the traditional custodians of the lands,
• 25:54
  Speaker 1: the waterways and the skies all across Australia. We thank
• 25:57
  Speaker 1: you for sharing and for caring for the land which
• 25:59
  Speaker 1: we are able to learn. We pay our respects to
• 26:02
  Speaker 1: elders past and present, and we share our friendship and
• 26:04
  Speaker 1: our kindness.
• 26:05
  Speaker 2: The advice shared on She's on the Money is general
• 26:08
  Speaker 2: in nature and does not consider your individual circumstances. She's
• 26:11
  Speaker 2: on the Money exists purely for educational purposes and should
• 26:15
  Speaker 2: not be relied upon to make an investment or a
• 26:17
  Speaker 2: financial decision, and we promise. Victoria Divine is an authorized
• 26:21
  Speaker 2: representative of Australia Pacific Funds Management Proprior to Limited ABN
• 26:26
  Speaker 2: three four one three two four six three two five
• 26:28
  Speaker 2: seven AFOSL three three nine one five to one. And
• 26:31
  Speaker 2: a big thank you to everyone at this table. Is
• 26:34
  Speaker 2: it tone editing this one?
• 26:35
  Speaker 6: Thanks tone?
• 26:36
  Speaker 4: Goodluck?
• 26:37
  Speaker 1: You missed a massive opportunity to say, yeah, actually it's tones,
• 26:40
  Speaker 1: ain't I.
• 26:42
  Speaker 4: Have you ever heard that joke before, Tony Lodge?
• 26:44
  Speaker 8: No, I haven't. Thank you so much. Thank you to
• 26:47
  Speaker 8: Victoria Divine for the comedy tonight