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Common Financial Mistakes for Travelers · She's On The Money

0:00
Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud Yr
0:04
Speaker 1: the Order Kerni Whalbury and a waddery woman. And before
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Speaker 1: we get started on She's on the Money podcast, I
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Speaker 1: would like to acknowledge the traditional custodians of the land
0:14
Speaker 1: of which this podcast is recorded on a wondery country,
0:18
Speaker 1: acknowledging the elders, the ancestors and the next generation coming
0:22
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
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Speaker 1: and the storytelling of you to make a difference for
0:30
Speaker 1: today and lasting impact for tomorrow.
0:33
Speaker 2: Let's get into it.
0:34
Speaker 3: She's on the Money, She's on the Money.
0:57
Speaker 2: Hello, and welcome to She's on the Money, the podcast
1:00
Speaker 2: for millennials who want financial freedom. After a wooly couple
1:05
Speaker 2: of years, we are finally back traveling, but if you're
1:08
Speaker 2: anything like us, you're likely a little out of practice.
1:11
Speaker 2: To help you prepare for any upcoming of aks you
1:14
Speaker 2: have planned, today, we'll be discussing the most common money
1:17
Speaker 2: mistakes people make when they travel, so you can spend
1:20
Speaker 2: your hard earned coin on fun things like pinacolatas or
1:23
Speaker 2: ugly novelty fridge magnets of the Eiffel Tower. My name
1:27
Speaker 2: is Georgia King.
1:28
Speaker 4: You can I attack me for the gift I brought
1:30
Speaker 4: you back from Europe. Wow, she didn't bring that back?
1:33
Speaker 4: And we tell you.
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Speaker 2: My name is Georgia King, and joining me as always
1:37
Speaker 2: is Victoria Divine VICKI d you have been traveling all
1:41
Speaker 2: over the place this year, so I'm very keen to
1:43
Speaker 2: pick your brains as to how you actually managed to
1:46
Speaker 2: save money whilst doing so. So let's get straight into it.
1:49
Speaker 4: Who said I saved money while traveling?
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Speaker 2: I'm just assuming you're the face of she's on the money,
1:55
Speaker 2: good with finance, you know what.
1:56
Speaker 4: I am pretty good with finance, so very good at traveling,
2:01
Speaker 4: you know. Side note, I'm also very good at traveling
2:03
Speaker 4: with only carry on luggage. Really, I know, nobody saw
2:08
Speaker 4: that coming because I'm so like, I don't know. I'll
2:10
Speaker 4: just give the air of being a little bit over
2:12
Speaker 4: the top. I get it, I get it. You guys
2:15
Speaker 4: judged me. You judged me. That's on you, not me.
2:19
Speaker 4: But it's funny because obviously, traveling so much, it's an
2:22
Speaker 4: absolute privilege. I adore travel, and some of it has
2:26
Speaker 4: been for fun, but most of it has actually been
2:30
Speaker 4: for work, and when it comes to work, like one thing,
2:33
Speaker 4: I really I don't like being away from home. It
2:36
Speaker 4: really sucks. I'm away from my pets, I'm away from
2:38
Speaker 4: my family. Like it's just funny being in a different bed.
2:41
Speaker 4: You never have as great as a sleep. You're always a
2:43
Speaker 4: little bit angsty. I'm always worried I forgot something. So
2:46
Speaker 4: setting myself up to travel was really important, and that
2:50
Speaker 4: included decanting all of my favorite products because one thing
2:54
Speaker 4: I hate is not having access to my entire skincare routine.
2:58
Speaker 4: I know that is really lame, but when you're traveling,
3:01
Speaker 4: to keep things as consistent as possible, I feel really helps.
3:05
Speaker 4: Whereas you know, having done Europe recently with a group
3:09
Speaker 4: of girlfriends, I feel like a lot of them will like, oh, yeah,
3:11
Speaker 4: I just brought this moisturizer for the trip because it'd
3:14
Speaker 4: fit in my bag, and I'd be like, oh, I
3:15
Speaker 4: get that just if it's a holiday. But if I'm
3:18
Speaker 4: traveling for work, I just want things to be the same.
3:20
Speaker 4: I just want my stuff. But I also don't want
3:22
Speaker 4: to spend a lot of money on the mini versions
3:24
Speaker 4: of stuff because like even with minis, like my favorite
3:27
Speaker 4: skincare obviously no shame here. Also not sponsored. Go to
3:31
Speaker 4: Skincare the bloody best. Their minis don't even come out consistently.
3:34
Speaker 4: You have to like jump on their website and try
3:36
Speaker 4: and hack them up when they do the party packs.
3:38
Speaker 2: I didn't know they did little minish.
3:40
Speaker 4: Not often often. I do some of the very like
3:44
Speaker 4: you anyway. So for me, it's not just about money saving.
3:47
Speaker 4: It's also about travel hacks. But I feel like that
3:50
Speaker 4: ends up saving me money. It's all about comfort at
3:53
Speaker 4: the end of the day when traveling.
3:54
Speaker 2: Yeah, okay, perfect already. V Well, with all of that said,
3:58
Speaker 2: let's jump into the most common money mistakes that we
4:01
Speaker 2: see people making when they are traveling. The first of
4:04
Speaker 2: which is over using data while abroad. And I know
4:07
Speaker 2: you have a little bit of an anecdote because you
4:10
Speaker 2: might have done a little bit of a silly and
4:13
Speaker 2: you might have been stung with a big bill when
4:15
Speaker 2: you got home.
4:16
Speaker 4: I did. I'm a bit shamed of this because they
4:20
Speaker 4: told me, they told me a million times. I just
4:22
Speaker 4: didn't think that they were correct. So what happened was
4:25
Speaker 4: I'd done all my research and the phone provider I'm
4:28
Speaker 4: with gives me five dollar roaming when I'm overseas money Win, right,
4:32
Speaker 4: I get to use all my existing data which is
4:34
Speaker 4: unlimited money Win, and I then get to, you know,
4:38
Speaker 4: just use it as normal five bucks a day. What
4:41
Speaker 4: I didn't realize is that stopover when we're flying to
4:43
Speaker 4: London in Dubai was not covered, and so I got
4:46
Speaker 4: this message being like, hey, you're on pay as you
4:50
Speaker 4: go and I was like, no, I'm not. So I
4:51
Speaker 4: jumped onto the app and my phone provider has the
4:54
Speaker 4: app that you can just do live chat with them,
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Speaker 4: and I said, hey, like, I'm overseas at the moment,
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Speaker 4: I'm traveling to London and you know, I've just got
5:02
Speaker 4: this message. Can you please check what plan I'm on?
5:04
Speaker 4: Because I obviously don't want to spend too much money
5:06
Speaker 4: and they were like, no worries, let's check. Oh yep,
5:09
Speaker 4: you're on five dollar roaming and I was like, on
5:10
Speaker 4: money Win, Great, no worries. I keep getting these text messages.
5:13
Speaker 4: Should I be worried? And they're like, no, you shouldn't
5:15
Speaker 4: be worried at all. Don't know why you're getting them,
5:18
Speaker 4: but you're definitely on the five dollar roaming plan like great,
5:20
Speaker 4: money whim. When I got home, I got a seven
5:24
Speaker 4: hundred dollar bill because turns out Dubai wasn't covered and
5:28
Speaker 4: rookie era from me. I told them I was traveling
5:31
Speaker 4: to London. I didn't say I was currently in Dubai
5:34
Speaker 4: in my messages. They let me out of it. Definitely
5:37
Speaker 4: give them a buzz and have a little chat. They
5:38
Speaker 4: were very very kind. But please avoid that. Make sure
5:43
Speaker 4: you don't do yourself a dirty because seven hundred bucks
5:46
Speaker 4: is a lot of money and I was almost sick
5:48
Speaker 4: when I saw that, So make sure if you're traveling,
5:51
Speaker 4: maybe can sider out what your roaming plan is. I mean,
5:54
Speaker 4: for me, five bucks a day worked out. But when
5:56
Speaker 4: we were recently in America, I know all of the
5:59
Speaker 4: my Millennial Money team there with a different phone carrier,
6:02
Speaker 4: so they went and got SIM cards and they put
6:04
Speaker 4: different SIM cards in their phone so they could have
6:07
Speaker 4: access to the internet, access to a phone for not
6:09
Speaker 4: an exorbitant amount of money. So that was a way
6:12
Speaker 4: they did it. Obviously, most places nowadays have Wi Fi,
6:15
Speaker 4: so maybe choose to just travel with Wi Fi only
6:18
Speaker 4: and download the maps that you need and download the
6:20
Speaker 4: things to your phone so you don't have to use
6:23
Speaker 4: roaming at all. Switch off location services and push notifications
6:27
Speaker 4: because they actually use data, especially if you're limited. Airplane
6:32
Speaker 4: mode also saves a whole heap of Bachery power and
6:35
Speaker 4: turn off any automatic roaming charges, so make sure that
6:39
Speaker 4: it's not automatic if you don't have a super slick.
6:41
Speaker 2: Plan like I do Brilliant that kind of happens in
6:45
Speaker 2: the background, doesn't it with some of our apps like
6:46
Speaker 2: they do fresh.
6:48
Speaker 4: Download the updates Like I don't want to have to
6:51
Speaker 4: go in and manually update my apps, so I always
6:54
Speaker 4: have it on. Just fix it when it needs fixing,
6:56
Speaker 4: because I don't have an issue with data on my phone,
6:59
Speaker 4: just as the plan, it's not an issue. But for
7:02
Speaker 4: exactly you could find yourself in a little pickle if
7:04
Speaker 4: your SIMS app and it's updating, gotcha?
7:07
Speaker 2: If your sims app love that the next on our
7:09
Speaker 2: list is not accounting for conversion rates? How significant can
7:14
Speaker 2: this actually be when we're traveling and how can we
7:17
Speaker 2: prevent getting stung?
7:18
Speaker 4: Look, I feel like this is really relatable for so
7:21
Speaker 4: many listeners because we've all been there. We'd all just
7:23
Speaker 4: look at it and go, oh, that shouldn't be too much.
7:26
Speaker 4: When we traveled to London, Holy moly, that was so expensive.
7:31
Speaker 4: And again my privilege is absolutely showing here. I've traveled before,
7:36
Speaker 4: not my first rodeo in London, been a few times,
7:39
Speaker 4: and historically the conversion or the exchange rate was not
7:42
Speaker 4: nearly as high as it currently is, So in my
7:45
Speaker 4: head I was like, yeah, no worries, it's probably x
7:47
Speaker 4: amount more. So I thought I was doing it correctly.
7:50
Speaker 4: I was wrong, though, and it doesn't mean I was out,
7:52
Speaker 4: like we did fix it, but I was shocked because
7:55
Speaker 4: I was like, oh wait, so ten pounds there ended
7:58
Speaker 4: up being like twenty five dollars here and I was like,
8:00
Speaker 4: oh whoa, Like that's not what I expected. Last time
8:03
Speaker 4: it was like basically double yeah, and it was like
8:06
Speaker 4: slightly more when I traveled, so be on top of it.
8:09
Speaker 4: One of the things I'm really lame. I'm basically like
8:12
Speaker 4: your mum, George, like you know this, like you know
8:14
Speaker 4: this about me. I carry a pencil case in my handbag.
8:17
Speaker 4: I carry an emergency first aid kid, like I'm that guy,
8:20
Speaker 4: just like like you know what you need a bandaid, babe,
8:22
Speaker 4: I've got you. Do you want a breath mint? I've
8:25
Speaker 4: also got that mini toothbrush. Don't hurry a pandole. Everything
8:29
Speaker 4: is in my handbag. I have got you. So what
8:31
Speaker 4: I also want you to put in your handbag is
8:34
Speaker 4: on the back of the like post it note or something.
8:36
Speaker 4: I just wrote down the conversions, because as much as
8:39
Speaker 4: you have your phone, I totally get it. Whenever I
8:41
Speaker 4: opened my wallet, I wanted it right there, so I'd
8:44
Speaker 4: be like, one pound equals this. However, you don't just
8:47
Speaker 4: want one for one because I don't want to do
8:48
Speaker 4: the maths. So I always just did the most common
8:51
Speaker 4: amounts that I thought i'd be sending, So twenty pounds
8:54
Speaker 4: equals this, ten pounds equals this, and then I could
8:56
Speaker 4: just double it in my head if I needed to.
8:59
Speaker 4: So the one pound equals two pound equals So that's
9:02
Speaker 4: not helpful. Just do like one pound and then like
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Speaker 4: ten pounds and twenty pounds and five pounds and whatever
9:07
Speaker 4: you think that you're going to most regularly use, so
9:10
Speaker 4: that it's just front of mind, because I think once
9:13
Speaker 4: you get overseas into a different culture, into a different area,
9:16
Speaker 4: kind of just slips your mind. You're like, oh, five
9:18
Speaker 4: pounds doesn't sound that expensive, George, that's like twelve dollars fifty.
9:22
Speaker 4: I mean, it's just so much money. The other thing
9:25
Speaker 4: I would say is surprisingly obviously each to their own.
9:29
Speaker 4: I don't carry cash when I travel anymore. I really
9:32
Speaker 4: rely on you using my debit card. I think, having
9:36
Speaker 4: traveled to places like London in France, that's fine. Obviously,
9:39
Speaker 4: if you're going to more Third world countries that might
9:41
Speaker 4: not be as accessible. But the one thing I would
9:43
Speaker 4: say is do not exchange currency at the airport. They
9:48
Speaker 4: charge a premium. Either organize it before you go. There's
9:51
Speaker 4: lots of places around the city that do it, or
9:53
Speaker 4: once you get to your location, then go into town
9:57
Speaker 4: and exchange some money there, or get it out atm
10:01
Speaker 4: It usually ends up being a little bit more cost
10:03
Speaker 4: effective than anything.
10:04
Speaker 2: At the airport.
10:05
Speaker 4: They almost always have significantly higher fees. One because of
10:08
Speaker 4: the location, they have higher rent and costs to cover,
10:11
Speaker 4: but also they're not going to give you a hot deal.
10:13
Speaker 4: They've got the monopoly at the airport. Do you need cash,
10:16
Speaker 4: you're at the airport, what are you gonna do pay us? Okay, yeah, exactly.
10:20
Speaker 4: So it's really hard and they often can just afford
10:22
Speaker 4: to hyke up the price because they don't care. And
10:24
Speaker 4: then I would make sure that you let your bank
10:27
Speaker 4: know that you are traveling. The reason being is obviously
10:31
Speaker 4: if you've only ever been in Australia and then if
10:33
Speaker 4: a charge comes up in London, they might go ooh fraud. Yeah,
10:36
Speaker 4: So definitely let them know that you're traveling, just so
10:38
Speaker 4: that your car doesn't get put on hold or canceled
10:41
Speaker 4: while you're broad because that can be a pickle in itself.
10:44
Speaker 4: But most banks won't charge fees when you're abroad if
10:47
Speaker 4: you let them know, so definitely give them a buzz,
10:50
Speaker 4: see what's going on, see how it works. And I
10:53
Speaker 4: would argue that in twenty twenty two, if your bank
10:55
Speaker 4: does charge fees, go find a different on that you
10:57
Speaker 4: can have for that period of time because it's on
10:59
Speaker 4: a not worth it. One of the best ways, as
11:02
Speaker 4: I said before, to avoid overly expensive foreign exchanges actually
11:06
Speaker 4: just to withdraw money from a local ATM. Make sure
11:09
Speaker 4: you're not getting scammed. Obviously, make sure there's no like
11:12
Speaker 4: skimming devices on it. Only in a safe location, but
11:15
Speaker 4: that's what I would be doing. Brilliant You said that
11:18
Speaker 4: you usually just have your debit card when you're traveling VD,
11:22
Speaker 4: So if you're at Starbucks and you're buying a VENTI
11:25
Speaker 4: bloody caramel mochacino. Was actually buying a Venti Strawberry SI refresher,
11:30
Speaker 4: just so you know, you you're up there ordering that
11:33
Speaker 4: and you do you tap and go. Yeah, they all
11:35
Speaker 4: had tap, do you know what? I was really surprised
11:38
Speaker 4: because I had heard in America they didn't have tap.
11:40
Speaker 4: Everywhere that we went in America recently they also had taps,
11:43
Speaker 4: so that was really easy. There was no issue at all.
11:46
Speaker 4: And the bank I bank with doesn't have any fees.
11:49
Speaker 4: They just charge you the currency conversion, so there weren't
11:51
Speaker 4: any additional fees for using her card.
11:53
Speaker 2: Beautiful.
11:53
Speaker 4: The thing I liked about using a debit card as
11:56
Speaker 4: well was I knew how much money was on there,
11:58
Speaker 4: so like I was just transfer an amount that I
12:00
Speaker 4: was comfortable with. So I might put two hundred or
12:03
Speaker 4: three hundred dollars on there to start with, and then
12:05
Speaker 4: just see how I went. And all my other money
12:08
Speaker 4: was left in my savings account or in a different account.
12:11
Speaker 4: It meant that I didn't have that anxiety of like,
12:13
Speaker 4: if I lose my bank card, they can take all
12:15
Speaker 4: my money. So I just had enough on there to
12:17
Speaker 4: you know, leave and do well. And I was just
12:20
Speaker 4: keeping track of.
12:21
Speaker 2: It perfect, okay, cool. Good to know I'm getting the
12:24
Speaker 2: next one out of the way early on in the show,
12:27
Speaker 2: because I feel like everyone listening knows that it is
12:29
Speaker 2: coming right, and that is that the third money mistake
12:33
Speaker 2: people make when traveling is not having a travel.
12:36
Speaker 4: In Shaky, it was coming.
12:39
Speaker 2: They took us through once again and what the key
12:41
Speaker 2: dangers of not having travel insurance are and how much
12:44
Speaker 2: money we could actually lose by not having it.
12:46
Speaker 4: Look, well, everyone tends to think of and we did
12:48
Speaker 4: an entire episode on travel insurance, so please go back
12:51
Speaker 4: and listen to it, because I think I'm intelligent, like
12:55
Speaker 4: we're just trying our best out here. But while everyone
12:58
Speaker 4: seems to think the travel insurance is just for lost
13:00
Speaker 4: luggage or stolen laptops, what we really need it for
13:04
Speaker 4: is our ability to access healthcare abroad and to get
13:08
Speaker 4: home if something really awful happens. Or this sounds bad,
13:11
Speaker 4: but if we die and our body needs to be
13:13
Speaker 4: returned to Australia. It's expensive, it's also morbid, but it
13:17
Speaker 4: is true. I don't want my family to have to
13:19
Speaker 4: pay for that if the worst thing in the entire
13:22
Speaker 4: world happens. For that reason, I would obviously obviously encourage
13:27
Speaker 4: people to get comprehensive travel insurance, and I really wouldn't
13:30
Speaker 4: bother with anything less than that. Is that bad to say? Like,
13:33
Speaker 4: I know that's entitled, and I know that you know
13:36
Speaker 4: it's expensive, but travel in itself is a privilege. But
13:39
Speaker 4: we really need to be putting ourselves first, and that's
13:41
Speaker 4: really really important to me. I would forego, you know,
13:44
Speaker 4: a more expensive hotel to make sure that I was
13:47
Speaker 4: properly covered and safe. Obviously, don't go with the dodgy
13:50
Speaker 4: hotel where you're going to be unsafe and you will
13:52
Speaker 4: have to claim on your travel insurance. But you know
13:54
Speaker 4: what I mean, if you're unconvinced. Gee, King, you don't
13:57
Speaker 4: look unconvinced, But I'm just going to play the Devil's
13:59
Speaker 4: out shit here. Imagine if you got into an accident
14:03
Speaker 4: and then you had to use years and years of
14:05
Speaker 4: your life savings which I know you have been hoarding
14:08
Speaker 4: for a very long time for medical treatment or getting
14:11
Speaker 4: evacuated from overseas, when you could have just paid a
14:13
Speaker 4: few hundred dollars at the start to cover yourself. Because
14:17
Speaker 4: this is gonna sound morbid again, because I am quite morbid.
14:19
Speaker 4: My favorite podcast is literally called morbid to go hit
14:22
Speaker 4: them up. I really like them. But if you die overseas,
14:24
Speaker 4: it can cost more than twenty grand to get your
14:26
Speaker 4: body home.
14:27
Speaker 2: Which is crazy, which is crazy.
14:28
Speaker 4: And if you don't die, get this, it's even more
14:32
Speaker 4: expensive to get you home if you're in a medical emergency.
14:36
Speaker 2: Careful.
14:36
Speaker 4: I had a client and also we had a money
14:39
Speaker 4: diarist ages ago. I don't know if you remember this,
14:42
Speaker 4: but money Diarist was talking about being in a whole
14:45
Speaker 4: heap of debt because she didn't have travel insurance. Her
14:48
Speaker 4: partner came off of scooter in Bali and had to
14:51
Speaker 4: be medically evacuated from Bali to Perth because that's the
14:54
Speaker 4: closest flights more than one hundred thousand dollars.
14:57
Speaker 2: Oh my hat Mgandhi.
14:58
Speaker 4: Travel insurance is obviously not a waste of money. It's
15:02
Speaker 4: just being smart. And I know that some people will say, oh,
15:05
Speaker 4: but it is a waste of money because I never
15:06
Speaker 4: claimed on it. Great, that's actually an investment. I want
15:09
Speaker 4: you to have insurance as the biggest waste of money
15:12
Speaker 4: in your entire life, because it means you're fine and
15:14
Speaker 4: it keeps you safe.
15:15
Speaker 2: Right, there's a little angel called pastor Mama Plant Mama.
15:20
Speaker 2: I've spoken about her before on the podcast. She was
15:22
Speaker 2: recently in Greece and had appendicitis or something, so she
15:26
Speaker 2: needed emergency surgery. It was a horrible, horrible experience, but
15:30
Speaker 2: she had travel insurance.
15:31
Speaker 4: It was covered. It was covered.
15:32
Speaker 2: Imagine if you didn't have it and you have to
15:33
Speaker 2: be like, wow, I need my appendix out. That's one
15:36
Speaker 2: option or the other option is like, I mean, you
15:38
Speaker 2: probably do always need it out in that situation, but
15:41
Speaker 2: you shouldn't put yourself in a position where you have
15:43
Speaker 2: to question whether or not you should seek medical treatment, right, Yeah,
15:46
Speaker 2: And that's what insurance undred percent. I think to take
15:50
Speaker 2: that a step further as well, is if that happens
15:53
Speaker 2: and you don't have travel insurance, Gee, who are you
15:56
Speaker 2: going to ask? If you have travel insurance. You pick
15:59
Speaker 2: up the phone and you say, hey, I'm in a pickle.
16:02
Speaker 4: What do I do? They say, where are you? You say,
16:04
Speaker 4: I'm in Indonesia. They go, great, this is the process.
16:07
Speaker 4: This is a doctor you're going to This is how
16:08
Speaker 4: it's going to work. And it's not just the insurance,
16:11
Speaker 4: it's not just the medical cover. It's the you have
16:13
Speaker 4: somebody that knows because they're travel insurers. They have done
16:18
Speaker 4: this for a living. They know everyone in the area.
16:20
Speaker 4: Doesn't matter where in the world you are, they are
16:22
Speaker 4: going to make sure that you're well looked after. They
16:24
Speaker 4: might organize the transport. They will literally do everything to
16:28
Speaker 4: make sure you're okay. It's not about going all right, well, gee,
16:31
Speaker 4: just claim it back when you get home. They are
16:33
Speaker 4: literally there to support you as well. And to me,
16:36
Speaker 4: that gives me a whole heap of peace of mind.
16:38
Speaker 2: Yeah. Nice. Also on travel insurance, remembering that we only
16:41
Speaker 2: need it when we are overseas. We don't need it
16:43
Speaker 2: for our trip tomildurum V. You know, not for the locals. V.
16:47
Speaker 2: Last on our list before we head to a little
16:49
Speaker 2: break is last minute booking. So that could be our
16:52
Speaker 2: fly it's our accommodation. Can you talk us through why
16:55
Speaker 2: prices generally go up closer to the date of our
16:59
Speaker 2: departure because you haven't charge desperate people.
17:01
Speaker 4: A lot of money. I'm willing to pay a reason.
17:04
Speaker 4: I learned that painfully when we went to America. I
17:08
Speaker 4: have known that we were going to America for a
17:10
Speaker 4: very long time, but dragged my feet booking flights because
17:13
Speaker 4: I wasn't sure if I wanted to extend the trip
17:15
Speaker 4: or not, and you know, it was really hard, but
17:18
Speaker 4: it was much more expensive. Interestingly, Skyscanner says this is
17:23
Speaker 4: actually decatered to quote last minute business travelers who need
17:26
Speaker 4: to travel on short notice and are willing to pay
17:28
Speaker 4: a premium to do so. And I mean that's certainly
17:31
Speaker 4: the case when it comes to major cities, but kind
17:33
Speaker 4: of rude if I want to go last minute Bali
17:35
Speaker 4: trip with the girls, like we got that last minute
17:38
Speaker 4: public holiday.
17:39
Speaker 2: Yes, I wish we knew about that.
17:41
Speaker 4: Wish we'd known about that recently, But that's okay. So
17:44
Speaker 4: the earlier you book your flights or know that you're
17:47
Speaker 4: in the market to book flights, the more time you're
17:49
Speaker 4: actually going to have to stay on the lookout for
17:51
Speaker 4: some promotional deals from airlines that might make some flights
17:54
Speaker 4: more affordable. Obviously, if you can be flexible with your
17:57
Speaker 4: dates or time, that is going to help you score
18:00
Speaker 4: a deal. One hot tip that I have is always
18:02
Speaker 4: making sure that you know when school holidays are not
18:05
Speaker 4: only for you when you're traveling, but for the location
18:07
Speaker 4: you're traveling too, Because, for example, I took just to
18:11
Speaker 4: Disneyland during school holidays in America, Sily, silly girls, learn
18:16
Speaker 4: from my mistakes, babies. But it's actually a little bit
18:20
Speaker 4: less clear when it comes to accommodation. So obviously flight's
18:22
Speaker 4: more expensive. But when I was reading up before this episode,
18:25
Speaker 4: a lot of people have had the experience that they
18:27
Speaker 4: scored cheaper deals the longer they waited. My anxiety count. Yes,
18:32
Speaker 4: as much as I might have waited to book the flights,
18:34
Speaker 4: I'd already booked the accommodation the second I booked to
18:36
Speaker 4: the conference. Obviously, if you're traveling during a peak period
18:40
Speaker 4: like summer or school holidays, things aren't going to be
18:42
Speaker 4: as flexible, So I guess that's something to keep in mind.
18:44
Speaker 4: G King, of course, you'll have fewer options to work
18:47
Speaker 4: with because things might be booking out, especially if it
18:49
Speaker 4: is a peak travel period. I was talking to a
18:52
Speaker 4: girlfriend the other day. She was talking about coming to
18:54
Speaker 4: Melbourne yep, and the weekend she was picking was actually
18:57
Speaker 4: the GP weekend. Oh yeah, but we didn't know because
19:00
Speaker 4: you don't pay attention to the GP. She's like, everything's
19:02
Speaker 4: booked out and so expensive, and I was like, there
19:04
Speaker 4: must be something going on, yes, so check if there's
19:07
Speaker 4: something going on a big event, leaving it to the
19:10
Speaker 4: last minute because you want a better deal, but then
19:12
Speaker 4: finding out there's a big event and the place that
19:14
Speaker 4: you're going to is actually going to shoot yourself in
19:16
Speaker 4: the foot. You're going to end up either with real
19:18
Speaker 4: dank dingy accommodation or paying a massive premium to go
19:23
Speaker 4: on the holiday you had planned. So obviously, if you're keen,
19:26
Speaker 4: do research earlier. But if you've got a hotel or
19:28
Speaker 4: an airbnb that you're super keen on, I would absolutely
19:31
Speaker 4: suggest booking in. Also other hot tip, sometimes paying the
19:36
Speaker 4: little bit extra, like if you're on what if dot
19:38
Speaker 4: com or whatever for the room that is refundable is
19:41
Speaker 4: helpful because what you can do is call it the
19:43
Speaker 4: hotel and be like, hey, I'm very aware that prices
19:45
Speaker 4: have gone down, could you just switch me to the
19:48
Speaker 4: lawer rate. But if you paid the super cheap option
19:50
Speaker 4: at the very start, and they're like, now it's really
19:52
Speaker 4: on repuntable. Sorry, it is what it is.
19:54
Speaker 2: Hot tip, she's.
19:58
Speaker 4: Slipped that one in exactly right.
20:00
Speaker 2: We are going to take a little pause here, But
20:02
Speaker 2: on the other side, we're going to be chatting through
20:04
Speaker 2: our last few days to save money. When traveling, so
20:06
Speaker 2: stick around. I will straight back into it VD. The
20:14
Speaker 2: next most common mistake people make is not having a
20:17
Speaker 2: plan or transport organized from the airport, so spinfl felt
20:22
Speaker 2: that as well, can you folesh this one out for me?
20:25
Speaker 4: Okay, So this one is something that really grinds my gears,
20:28
Speaker 4: especially because I don't know if you've done this recently,
20:31
Speaker 4: Georgia King, but even ubers are far more expensive from
20:36
Speaker 4: the airport. So something that I've done recently is learn
20:39
Speaker 4: about travel forums. So it might be on like trip
20:42
Speaker 4: Advisor or even just other random travel forums. Look up
20:45
Speaker 4: transport in your city and see what other people are
20:48
Speaker 4: doing and what like the cheapest or best option is.
20:51
Speaker 4: Because I know that we benefited when we were on
20:53
Speaker 4: our euro trip, and I mean, jessic Ricci was not
20:56
Speaker 4: very impressed with me because I made her walk a
20:58
Speaker 4: bit and she is a chronic overpawer, so she had
21:00
Speaker 4: to drag her suitcase. But one of the hot tips
21:03
Speaker 4: that I learned on that travel forum was that this
21:06
Speaker 4: airport that we were flying into really expensive ubers, but
21:09
Speaker 4: if you walk to the local McDonald's and then call
21:12
Speaker 4: an uber, it's like half the price. So I was like,
21:14
Speaker 4: we're definitely doing that absolutely well and truly, and Jess
21:18
Speaker 4: was like, do we have don and I was like, yes,
21:20
Speaker 4: drag that suitcase. That was your choice that you made.
21:22
Speaker 4: You did this to yourself, so it's really important to
21:25
Speaker 4: do some research. Unfortunately, just like the currency exchanged chaosks
21:29
Speaker 4: at the airport, taxis basically have a monopoly at airports,
21:32
Speaker 4: like they get prime positions, So if you haven't organized
21:35
Speaker 4: driver ahead of time, it's very likely that you're going
21:37
Speaker 4: to be stung with the surcharge on the taxi or
21:40
Speaker 4: as I said before, on the Uberville. Obviously, greater demand
21:43
Speaker 4: equals higher price if you're going to places like Bali.
21:47
Speaker 4: On a lot of these travel forums, they have recommendations
21:50
Speaker 4: of specific drivers who will pick you up if you
21:52
Speaker 4: wack them, so you just message them on WhatsApp and
21:55
Speaker 4: you know you organize that. Obviously, safety is paramount, so
21:59
Speaker 4: only do it if it is tried, true and tested.
22:01
Speaker 4: Don't just book random people and hope that you're getting
22:04
Speaker 4: a good deal, because at the end of the day,
22:07
Speaker 4: one thing that I always do when I travel is
22:09
Speaker 4: make sure I have good transportation to and from the
22:13
Speaker 4: airport because you usually have the most luggage. It's the
22:15
Speaker 4: hardest to get around, Whereas I'm very unlikely to prebook
22:19
Speaker 4: any transportation to activities and stuff because I'm like, great,
22:21
Speaker 4: I just have my handbag, Like I could jump on
22:23
Speaker 4: a train, I could get in an uber, I could
22:25
Speaker 4: get one of the scooters. Like, there's so many transportation options,
22:28
Speaker 4: but when you have luggage, it is much much harder, Right,
22:31
Speaker 4: That's good. Cool, And also we forget to budget for it.
22:35
Speaker 4: We're like, okay, airfare's accommodation, all of this. You forgot
22:38
Speaker 4: the taxi in between. That's maybe another sixty bucks that
22:40
Speaker 4: you just didn't see coming. And what's that nice dinner out?
22:43
Speaker 2: Yeah, it's a lot. Good point, it's a lot.
22:46
Speaker 4: So if you're not in a rush, though, and have
22:48
Speaker 4: obviously landed a safe time of night, obviously don't be
22:51
Speaker 4: afraid to consider public transport options. Again, the group of
22:55
Speaker 4: girls I went to Europe with when not impressed with
22:56
Speaker 4: me when I was like, we are getting the tube
22:58
Speaker 4: to our hotel, but I'd organized it so that it
23:02
Speaker 4: was flawless. They were safe, they were fine, they were
23:04
Speaker 4: a little bit tired, But I was also not spending
23:06
Speaker 4: one hundred pounds to get from the airport to the
23:10
Speaker 4: hotel that we were staying at. Sillytok, we don't do that.
23:14
Speaker 4: Look into public transport options, they are almost always at
23:17
Speaker 4: every single international airport, Yes, set Melbourne.
23:22
Speaker 2: Yeah, that's the bus which can take you to like
23:25
Speaker 2: Southern Cross Basket too hot. That might be sorting out
23:28
Speaker 2: a little train line. Look, I've heard about it.
23:31
Speaker 4: But also can you imagine Skybus wouldn't be very happy
23:34
Speaker 4: about that, or if I owned Skybus, I wouldn't be
23:36
Speaker 4: very happy about anyway. That's obviously a more economical option,
23:39
Speaker 4: and I definitely would recommend it because if it's good
23:42
Speaker 4: enough for me, I guarantee it's good enough.
23:43
Speaker 2: Yeah, that is true. Let's move on to our next point,
23:46
Speaker 2: which ties into our last one quite neatly, I think,
23:49
Speaker 2: And that is a general lack of organization. So exactly
23:54
Speaker 2: like you just said, if we don't have travel planned
23:57
Speaker 2: from the airport or from our hotel, whatever it may be,
23:59
Speaker 2: that can really add to how much we have to
24:02
Speaker 2: spend when we are traveling. But also like not having
24:05
Speaker 2: your bag organized and having your money and your passport
24:08
Speaker 2: floating around frivolously. Also you know, not being organized enough
24:12
Speaker 2: to make the most of services like shop back, like
24:14
Speaker 2: things like that.
24:15
Speaker 4: Yeah, one hundred percent. And obviously I would love to
24:17
Speaker 4: think of myself as like the most organized disorganized person,
24:21
Speaker 4: Like I'm disorganized ninety percent of the time, but when
24:24
Speaker 4: it comes to the important things, like all right I
24:26
Speaker 4: am traveling, I will be very meticulous and organized because
24:29
Speaker 4: it lowers my anxiety, let's be honest. So I think
24:32
Speaker 4: one thing to do is actually create a plan, because
24:35
Speaker 4: things like overweight baggage charges are so much money, and
24:39
Speaker 4: when you're not organized, you tend to overpack, and if
24:41
Speaker 4: you're overpacking, you're more likely to get that. And one
24:44
Speaker 4: thing that I always used to forget was factoring in
24:47
Speaker 4: the fact that I'm probably going to do some shopping
24:49
Speaker 4: while I'm overseas and want to bring back stuff. So
24:51
Speaker 4: I might pack my bag perfectly and it all just fits,
24:54
Speaker 4: but like what if I find a really cute top
24:56
Speaker 4: in Spain that I want to bring home, you know,
24:58
Speaker 4: So I think it's important to always have a little
25:00
Speaker 4: bit of flexibility on that. So I'd always advocate making
25:04
Speaker 4: sure that you sort yourself out with a plan before
25:06
Speaker 4: you go, and make sure that you are you know,
25:09
Speaker 4: being smart about it, as you said, g making use
25:11
Speaker 4: of services like shot back again, not sponsored recommendation, just
25:15
Speaker 4: genuinely a good recommendation. But booking accommodation and flights ahead
25:19
Speaker 4: of time so you can avoid surg charges and surging
25:21
Speaker 4: prices is really smart. Making sure that you are looking
25:25
Speaker 4: up the best deal. Sometimes the best deal is actually
25:28
Speaker 4: through a travel agent. And I know that a lot
25:29
Speaker 4: of people are, oh, sure, that could be more expensive.
25:33
Speaker 4: Sometimes they have access to just better deals or can
25:35
Speaker 4: bundle things together and be like, all right, well I
25:38
Speaker 4: can give you a discount because there's five girls traveling,
25:40
Speaker 4: do you know what I mean? So I think it's
25:41
Speaker 4: always worth asking. It doesn't necessarily mean you have to
25:44
Speaker 4: book with them. And so from my perspective, making sure
25:48
Speaker 4: that you just have appropriate travel gear is really helpful.
25:51
Speaker 4: If you're going to do Europe and you're going to
25:52
Speaker 4: go all the way through Spain and France and Morocco,
25:55
Speaker 4: and you know, obviously Morocco is not Europe, it is
25:58
Speaker 4: so Africa. And I just saying that because that's the
26:01
Speaker 4: trip I did last time or a few years ago. Yeah,
26:04
Speaker 4: bags with wheels not ideal. No, so many cobblestones, so
26:09
Speaker 4: many cobblestones. So make sure that you are really taking
26:11
Speaker 4: into consideration what type of luggage you are taking before
26:14
Speaker 4: going to that location, because do you know what, I
26:17
Speaker 4: would have much preferred if someone had told me just
26:19
Speaker 4: take a backpack, like take one of those big backpacks
26:21
Speaker 4: and you will be fine. Wouldn't have been as sexy,
26:24
Speaker 4: would have been way more practical. Yes, So making sure
26:27
Speaker 4: that you are booking ahead and planning ahead is not
26:29
Speaker 4: only going to save you money, but also save you
26:31
Speaker 4: stress while you are there. It's also obviously a great
26:34
Speaker 4: idea to get something like a travel wallet so you
26:36
Speaker 4: can stash your passport and your cash away and feel
26:39
Speaker 4: really safe, especially if you're traveling so low. I feel
26:43
Speaker 4: like if you fall asleep and your bag's on your lap,
26:45
Speaker 4: you're just not going to feel as secure, whereas having
26:47
Speaker 4: like a travel wallet that's actually strapped to you, with
26:50
Speaker 4: your passport and your money in it, You're just going
26:52
Speaker 4: to feel a little bit safer. I'd obviously also recommend
26:56
Speaker 4: organizing transport to the airport to avoid ridiculous taxi prize. Obviously,
27:01
Speaker 4: drivers know you don't have another choice, so they just yeah,
27:03
Speaker 4: it is what it is. Stay stranded, my love. But
27:07
Speaker 4: it's also super exciting, so TLDR of all of that
27:10
Speaker 4: G is the more organized you can be, the more
27:12
Speaker 4: planned you can be, and the more organized, the more
27:14
Speaker 4: comparable you can make it right, the more things you
27:16
Speaker 4: can compare and work out what activities you want to
27:18
Speaker 4: do and what activities you don't want to do. Obviously,
27:21
Speaker 4: I am a bit of a spreadsheet fiend, and I
27:24
Speaker 4: have a lot of travel spreadsheets. Maybe I need to
27:26
Speaker 4: upload them to my website or something so people can
27:28
Speaker 4: download them. But I literally plan out everything and then
27:32
Speaker 4: based on what I want to do. I also before
27:34
Speaker 4: I even work out what I want to see, I
27:37
Speaker 4: go all right, g if we're going to travel together, like,
27:39
Speaker 4: what kind of budget do you have? We work out
27:41
Speaker 4: what that looks like, and I go, all right, Well,
27:42
Speaker 4: how about we have no spend days versus spend days.
27:45
Speaker 4: Like one day we might go to a theme park
27:47
Speaker 4: or a paid tourist attraction, but then I really force
27:50
Speaker 4: myself for the next day to find a free activity
27:53
Speaker 4: that we can do. So it might be going for
27:55
Speaker 4: a walk around the gardens or going to see something
27:57
Speaker 4: that is a free attraction or a free museum. And
28:00
Speaker 4: I feel like balancing it out that way is like
28:02
Speaker 4: have paid days and then non paid days. Obviously there
28:05
Speaker 4: are things that you're gonna have to pay for like
28:06
Speaker 4: food and transport around the time, but tourist attractions really
28:10
Speaker 4: add up. So sometimes by going gee, it's a no
28:13
Speaker 4: spend day, it can actually be really fun to find
28:15
Speaker 4: the best free activity that you can do on that.
28:18
Speaker 2: They're always the best days, honestly, right.
28:21
Speaker 4: I feel like every time I've had a really stellar
28:24
Speaker 4: day while traveling, it's usually been some kind of free activity.
28:28
Speaker 4: My other free hot tip apologies are going a bit
28:31
Speaker 4: roque here. Free walking tours.
28:33
Speaker 2: Yes, they're so.
28:34
Speaker 4: Free walking tours are so good. I usually do want
28:38
Speaker 4: every new country that I go to because usually the
28:41
Speaker 4: people running them usually if you've been on a walking
28:44
Speaker 4: tour before, ye, yeah, so usually a little bit of
28:46
Speaker 4: an eccentric, like it takes a special type of person
28:49
Speaker 4: to want to run consistently a free walking tour in
28:52
Speaker 4: the town, right, But they know so much stuff, you
28:55
Speaker 4: get so much history. Yes, you usually tip them because
28:58
Speaker 4: you're a nice human. You're just gonna not do anything,
29:00
Speaker 4: or you might buy them a beer at the end.
29:02
Speaker 4: But I genuinely feel like they put you on the
29:05
Speaker 4: right foot great free activity while you're traveling.
29:07
Speaker 2: Yeah, good, cor v D. I like that one. This
29:10
Speaker 2: is a quick one here. Not sure if you'll have
29:12
Speaker 2: a take on this, but I added it to the
29:14
Speaker 2: list without your permission, so let's see how it goes.
29:17
Speaker 2: So it is buying silly shit when you're on vacation. Yeah,
29:21
Speaker 2: I feel like we've all been guilty, rue BALI get
29:23
Speaker 2: a hair braided, We buy a fluorosa wrong. We come
29:26
Speaker 2: home back to gloomy Melbourne, our hairs braided. We find
29:29
Speaker 2: that we're not wearing the s wrong as much because
29:31
Speaker 2: maybe we regret that purchase. I feel like when we travel,
29:35
Speaker 2: we spend money on silly things that are not useful.
29:37
Speaker 2: When we're at home, we get carried away.
29:39
Speaker 4: Look, I would ask you that I'm pretty good at
29:42
Speaker 4: that because I just don't like silly stuff, Like I
29:45
Speaker 4: just think about it. When I see an item, I'm like,
29:47
Speaker 4: I really don't want to have to store that. Okay,
29:49
Speaker 4: I'm different when it comes to shoes. There was always, always,
29:51
Speaker 4: always wear my wardrobe for shoes. You know what, I'll
29:53
Speaker 4: just get a new wardrobe. She'll be right. But I
29:55
Speaker 4: feel like putting a cap on it is quite helpful.
29:58
Speaker 4: So going all right? Gee, Like you. Definitely you can
30:00
Speaker 4: buy something, but what is going to be your souvenir?
30:02
Speaker 4: You don't have to pick the four, but you might
30:04
Speaker 4: go or I'm just going to limit myself to like
30:06
Speaker 4: one thing or two things. I also think something else
30:09
Speaker 4: that people get carried away with is gifts for people,
30:13
Speaker 4: Like why do you need to take back a gift
30:15
Speaker 4: for every single person you've ever met when you're going overseas,
30:18
Speaker 4: like send them a postcard. Obviously it's about the thought.
30:22
Speaker 4: So maybe just send them a postcard when you're over
30:24
Speaker 4: there and cut your losses because not everybody needs a giant,
30:28
Speaker 4: inflatable statue of the Eiffel Tower, Like, honestly they don't. Well,
30:33
Speaker 4: and do you know what when people bring it back
30:35
Speaker 4: for me, I'm like, that's so thoughtful, that's so kind.
30:37
Speaker 4: But then I'm like, what am I going to do
30:39
Speaker 4: it with this Eiffel Tower keyring?
30:41
Speaker 1: Yet?
30:42
Speaker 4: But what am I going to do with it? Am
30:43
Speaker 4: I going to put it on my cas? Probably not?
30:45
Speaker 4: Let's be honest, it's really annoyingly shaped. I'm not going
30:47
Speaker 4: to use it.
30:48
Speaker 2: It is painful. What about the yolo attitude that kind
30:51
Speaker 2: of ties into that vee? Because I feel like when
30:54
Speaker 2: we are away, we can have a tendency to really
30:57
Speaker 2: treat ourselves, but that can be risky and detrimental.
30:59
Speaker 4: To It can be really detrimental, and it can be
31:02
Speaker 4: detrimental to the overall holiday budget, but also for who
31:05
Speaker 4: you're coming home to, which is future you. So I
31:08
Speaker 4: think making sure that you stick to a really clean
31:10
Speaker 4: and clear, solid budget is a really good idea. Putting
31:14
Speaker 4: yourself in a good financial position is literally always sexy.
31:17
Speaker 4: But also understand yourself and your values before you go
31:21
Speaker 4: on holiday. Are you a yollow kind of gal or
31:23
Speaker 4: are you Georgia King and you're super frugal? Like do
31:26
Speaker 4: you know what I mean?
31:26
Speaker 2: Like?
31:27
Speaker 4: Which one are you? And if you are a little
31:29
Speaker 4: bit more yollow, build some yollow into your budget. Yeah,
31:32
Speaker 4: make sure it's there, but then also use it at discretion.
31:37
Speaker 4: Maybe go all right, well i'm a bit yellow. Maybe
31:39
Speaker 4: i'll go three paid activities while we're on this trip,
31:42
Speaker 4: and I'll do three, you know, or more free activities.
31:46
Speaker 4: I think there's something really liberating when you go all right,
31:48
Speaker 4: I'm just going to dig it up this way, because
31:50
Speaker 4: instead of going and googling top ten attractions, which usually
31:55
Speaker 4: comes up with a marketing page of the top ten
31:57
Speaker 4: paid attractions in that location. You go all right, top
32:01
Speaker 4: ten free activities in this location, and I promise it
32:04
Speaker 4: is not going to make your holiday worse. In fact,
32:06
Speaker 4: some of my best times have been having picnics in
32:10
Speaker 4: random parks while doing our own self guided walking tour
32:13
Speaker 4: around London. I think it's really interesting as well, because
32:17
Speaker 4: I think a lot of people are like, oh my gosh,
32:18
Speaker 4: did you go do this museum and this? I'm like no,
32:20
Speaker 4: but you know what we did. We went to Marks
32:22
Speaker 4: and Spencer and we got that really cheap five pound lunch.
32:25
Speaker 4: We put it in our little backpacks. We hired those
32:28
Speaker 4: lime scooters, got around the city, stopped for a random
32:32
Speaker 4: beer in a random location at a pub that was
32:34
Speaker 4: very London. When I found a park and had lunch,
32:36
Speaker 4: one of my favorite days and it didn't cost much
32:40
Speaker 4: at all. It's just about planning it, because I do
32:43
Speaker 4: find it really hard when I travel just to wake
32:45
Speaker 4: up and be like, oh, what do you want to
32:46
Speaker 4: do today Georgia? Usually that ends up being a paid
32:49
Speaker 4: activity because you just don't know what else to do, right,
32:51
Speaker 4: and it's easy to throw money at problems.
32:53
Speaker 2: Yeah, that's really true. And also I feel like there's
32:55
Speaker 2: kind of a pressure when you're in you know, I
32:58
Speaker 2: mean Paris is a bad example because of it. We
33:00
Speaker 2: all want to see the Eiffel Tower, but you do
33:02
Speaker 2: get sucked into doing those tourist attractions when it's like,
33:05
Speaker 2: exactly as you just said, the best days are the
33:08
Speaker 2: ones where you have no plans and you're seeing the
33:10
Speaker 2: city for what it is and really absorbing that genuine culture.
33:14
Speaker 2: That is a very good tip from you.
33:15
Speaker 4: There v also gammify it. I know that sounds really lame,
33:19
Speaker 4: but we picked one thing that was inexpensive that we
33:22
Speaker 4: were going to search out in the city when we
33:24
Speaker 4: were there. So example you used in Paris as was croissants.
33:29
Speaker 4: Obviously that's not the most original idea, but literally we
33:32
Speaker 4: had this game of being like can we find the
33:35
Speaker 4: best croissant in Paris? So each day as we were
33:39
Speaker 4: going around, like it's not an expensive addition, but we
33:42
Speaker 4: were like, all right, for brunch or for lunch or
33:44
Speaker 4: whatever we're going to do, we're gonna find croissants. And
33:46
Speaker 4: as much as it wasn't you know, super high fine dining,
33:49
Speaker 4: it's not what we wanted. Anyway, we were like looking
33:51
Speaker 4: up random bakeries and running around the back streets of
33:54
Speaker 4: Paris trying to find these bakeries that had really good
33:56
Speaker 4: reviews and it was the best fun. But I think
34:00
Speaker 4: finding something in a location and going do you know what,
34:02
Speaker 4: We're going to find the best sankria, or we're going
34:04
Speaker 4: to find the best pea, or we're going to do
34:06
Speaker 4: I mean, find something local. And I mean that's another
34:08
Speaker 4: foodie tip as well. Eat the local cuisine. It's going
34:12
Speaker 4: to be far cheaper than eating something that is more international.
34:16
Speaker 2: Tell me more about your experiences with food VD and
34:20
Speaker 2: saving in that way, because that's obviously something that can
34:22
Speaker 2: get out of hand. Do you have any tips with
34:25
Speaker 2: saving when it comes to food.
34:26
Speaker 4: I have so many food tips like food alright, alright, sorry, sorry, sorry,
34:31
Speaker 4: So when it comes to food, obviously, don't get sucked
34:35
Speaker 4: into buying food at the tourist traps lack. I know
34:39
Speaker 4: that it's fun. And this is going to sound a
34:41
Speaker 4: little bit hypocritical because Jess and I had a game
34:44
Speaker 4: when we were it was an expensive game that we
34:46
Speaker 4: were willing to play while we were at Disneyland, and
34:49
Speaker 4: that was to eat as many things that were shaped
34:50
Speaker 4: like Mickey as possible. Jess recorded every single one of
34:54
Speaker 4: them head over to her teknock and more trippy, piky
34:56
Speaker 4: shaped things. But that's not a good idea because ninety
34:59
Speaker 4: percent of the stuff take like trash. I just wish
35:02
Speaker 4: I had packed my own lunch, because then I would
35:04
Speaker 4: have been one incomplete control of the budget side of it.
35:06
Speaker 4: But two, I could have just picked stuff I actually
35:08
Speaker 4: wanted to eat. So I don't actually want to eat
35:11
Speaker 4: a hot dog. I don't want that. I don't want
35:13
Speaker 4: to spend twelve dollars American on a hot dog at Disneyland.
35:17
Speaker 4: I want to take my lunch. It's not that hard.
35:20
Speaker 4: Most people carry backpacks anyway, and so from my perspective,
35:23
Speaker 4: taking lunch is very sexy. But the other thing is,
35:27
Speaker 4: I think this is a can entitled. Everyone's going to
35:30
Speaker 4: have their own opinion, and I know they do because
35:32
Speaker 4: they jumped down my throat on my Instagram when I
35:34
Speaker 4: posted about this. Because apparently one of life's greatest luxuries
35:38
Speaker 4: is the buffet breakfast at a hotel.
35:39
Speaker 2: Oh, yes it is.
35:40
Speaker 4: It is, all right, So maybe we're on the same page.
35:44
Speaker 4: I think we should be skipping that. I don't want
35:45
Speaker 4: to pay for breakfast at my hotel. Every time I've
35:49
Speaker 4: ever been down to the buffet breakfast, I have two
35:51
Speaker 4: slices of toast. I'm full. I go and get a
35:53
Speaker 4: random plate with the tiny pancakes. Some of them are tella.
35:56
Speaker 4: I might eat some of the fruit, but like, I'm
35:58
Speaker 4: definitely not getting for money by any stretch of the imagination.
36:03
Speaker 4: So what I do when I land at a specific
36:05
Speaker 4: location one I pre check with my hotel. This is
36:08
Speaker 4: so lame and makes me sound like such a nerd.
36:11
Speaker 4: So true, though, I make sure that my hotel or
36:14
Speaker 4: wherever I'm staying. I say, can you please make sure
36:16
Speaker 4: that the mini bar is empty? Like I don't want
36:17
Speaker 4: anything in the mini bar, not because I'm worried about
36:19
Speaker 4: spending money, I actually want the storage space. And then
36:22
Speaker 4: maybe you could always ask them if you want for
36:25
Speaker 4: a microwave. Most hotels actually have microwaves.
36:29
Speaker 2: Couple of spares out the back.
36:30
Speaker 4: They actually do, and they will pop one in your room.
36:32
Speaker 4: And the reason they have them is usually either people
36:35
Speaker 4: with back problems that need to heat up heat packs
36:37
Speaker 4: and babies that travel that need bottles heat it up
36:40
Speaker 4: if they have formula. So it's interesting, right anyway, asking
36:44
Speaker 4: for those things can save you a lot of money,
36:46
Speaker 4: but I always have breakfast at the hotel. I feel
36:49
Speaker 4: like it's a waste of money to be spending it out.
36:51
Speaker 4: I would prefer to spend most of my money on
36:53
Speaker 4: a nicer lunch or a nicer dinner. So when we're
36:56
Speaker 4: in America recently, I literally went to I think we
36:59
Speaker 4: went to Target. Do you know Target in America has
37:01
Speaker 4: a supermarket? Attacks sure, yes, what on earth?
37:04
Speaker 3: It is?
37:04
Speaker 4: Elite? Like I bought so much stuff, Like I'm not
37:09
Speaker 4: a budget tip here because I definitely bought way more
37:11
Speaker 4: cereals than we needed. But we went to the local Target,
37:15
Speaker 4: and I bought a whole heap of cereal. I bought
37:17
Speaker 4: my milk, I bought a whole heap of coffee so
37:19
Speaker 4: that I could just make my coffee and have my
37:21
Speaker 4: cereal in the morning. And every morning just and I
37:23
Speaker 4: just shared breakfast, not in I would love to stay
37:26
Speaker 4: in bed, but we weren't in the same bed or
37:28
Speaker 4: sat on the balcony and had breakfast, And to be honest,
37:30
Speaker 4: it was a really nice way to gently start the
37:33
Speaker 4: day and plan what we're planning on doing together without
37:36
Speaker 4: having to race down to breakfast or whatever.
37:39
Speaker 2: Yeah.
37:39
Speaker 4: But also it was really budget friendly. I mean a
37:41
Speaker 4: box of cereal and a bottle of oat milk ten
37:43
Speaker 4: out of ten.
37:44
Speaker 1: Yeah.
37:44
Speaker 2: Nice.
37:45
Speaker 4: I know it's lame, but everywhere we've been I've been like, oh,
37:47
Speaker 4: can we do this? Only because like I actually prefer it.
37:50
Speaker 4: I'm angry in the morning, skies, I don't want to
37:52
Speaker 4: be searching for breakfast. I have my mid morning croissant
37:55
Speaker 4: to worry. I'm not going to miss out on the culture. Yes,
37:57
Speaker 4: I definitely need to eat a solid first. It means
38:01
Speaker 4: I'll eat less during the day, It'll be cheaper, and
38:03
Speaker 4: I can prioritize my food budget to things that actually
38:06
Speaker 4: matter to me.
38:07
Speaker 2: Brilliant. Love that. But that takes us to my final
38:10
Speaker 2: question for the day. From your perspective as a finance wizard,
38:16
Speaker 2: would you say that it would be a good idea
38:19
Speaker 2: to have a little bit of a buffer in our
38:20
Speaker 2: budget for shall we say, like emergency moments? So like
38:24
Speaker 2: when you definitely, I'm going to say yes, okay, okay,
38:27
Speaker 2: tell me more about that. How much how much it
38:29
Speaker 2: be in that part of our budget? Like what does
38:32
Speaker 2: that look like?
38:32
Speaker 4: Honestly, I'd add a good extra ten to fifteen percent
38:35
Speaker 4: on top of your holiday budget doesn't mean you'll spend
38:38
Speaker 4: it might go into savings account when you get home,
38:40
Speaker 4: but you always want to feel a little bit more comfortable.
38:43
Speaker 4: There is nothing worse than going on holiday and being like,
38:46
Speaker 4: oh my gosh, I didn't realize that coffee would cost xyz. Yes,
38:49
Speaker 4: can't research every single aspect of your experience. Yeah, you
38:53
Speaker 4: can organize and prebook hotels in accommodation and all of
38:56
Speaker 4: your transfers, and maybe you can even book like all
38:58
Speaker 4: of the activities and tickets that you might need, but
39:02
Speaker 4: you can't really budget appropriately for food, and who knows,
39:06
Speaker 4: Like you might be with a friend that's like, oh,
39:07
Speaker 4: let's stop at this little cafe. You both stop because
39:10
Speaker 4: you're really excited and new real it's really expensive. But
39:13
Speaker 4: you also don't want to go somewhere else because you
39:15
Speaker 4: don't want to ruin the vibe at the moment, or
39:17
Speaker 4: maybe you just can't be bothered finding somewhere else because
39:19
Speaker 4: you've been walking around Paris and already done twenty three
39:22
Speaker 4: thousand steps that day. Yes, so I feel like having
39:25
Speaker 4: a little bit of a buffer gives you a little
39:28
Speaker 4: bit more peace of mind and enables you to properly
39:30
Speaker 4: enjoy your holiday. Doesn't mean we have to spend that money.
39:33
Speaker 4: In fact, the best thing about a holiday, if you
39:36
Speaker 4: have one, is coming home with money. If you've got it.
39:38
Speaker 4: We love Yeah, we love that.
39:40
Speaker 2: I think that is all we have time for today.
39:42
Speaker 2: But the moral of the story is get organized, plan ahead,
39:45
Speaker 2: don't buy silly florosa wrongs.
39:48
Speaker 4: If you wrote down don't buy dumb shit, why didn't
39:50
Speaker 4: you say that?
39:51
Speaker 2: Because this is a PG rated popka notorial to mine.
39:54
Speaker 2: If you lose a little bit of money along the way,
39:56
Speaker 2: don't worry, have fun.
39:57
Speaker 4: That was just stay reshec did sace day. And you
40:00
Speaker 4: know what we're going to do this week. I want
40:01
Speaker 4: to put a thread in the Facebook group about all
40:04
Speaker 4: your hot travel tips, so head to there and share
40:06
Speaker 4: them with me, because you can never be too prepared
40:08
Speaker 4: for holiday. Honestly, a little bit of holiday dreamings exactly.
40:12
Speaker 4: All right, We're done here, Georgia King, see you on Friday, guys.