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She's On The Money Radio Recap - 13 August · She's On The Money

• 0:03
  Speaker 1: She's on The Money radio show.
• 0:07
  Speaker 2: With Victoria Divines.
• 0:09
  Speaker 1: Now, hello and welcome to that. She's on the Money Podcast,
• 0:13
  Speaker 1: the podcast for millennials who want financial freedom. That's right,
• 0:18
  Speaker 1: Oh mate, that was better than last week.
• 0:21
  Speaker 3: Look, Mitch, do you reckon? You do better?
• 0:23
  Speaker 2: I reckon, I'll do.
• 0:23
  Speaker 3: I'll give you a turn next week.
• 0:25
  Speaker 2: Yeah, all right, next week.
• 0:26
  Speaker 4: If I nail it, I get Travs salary, and I
• 0:28
  Speaker 4: also get Travs full family and all his all his.
• 0:32
  Speaker 3: He's not actually his cat. That's really nice. So you
• 0:35
  Speaker 3: might want to take the cat. Oh god, okay, sorry, sorry,
• 0:39
  Speaker 3: all right, well I'm.
• 0:40
  Speaker 2: Both so I don't want Trav's disgusting cat.
• 0:44
  Speaker 3: Sorry, I'm trying to make fun jokes here. I'm trying
• 0:47
  Speaker 3: to be friendly. I'm trying to be kind, and you
• 0:49
  Speaker 3: guys are just being.
• 0:51
  Speaker 1: I'm sorry, you're the one who just absolutely shit canned me.
• 0:54
  Speaker 3: So, because I want to go, because it's my hands
• 0:56
  Speaker 3: day today, my friends are waiting.
• 0:58
  Speaker 1: Do you know what, though, I've actually got an another
• 1:00
  Speaker 1: little money tidbit. Remember last week I gave you two
• 1:03
  Speaker 1: really cool fun facts about money. No, remember the scents
• 1:06
  Speaker 1: and the notes?
• 1:07
  Speaker 3: Oh yeah yeah yeah, but did we put those on
• 1:09
  Speaker 3: the Oh we did put those on the podcast.
• 1:11
  Speaker 2: Yeah, that was actually really good.
• 1:13
  Speaker 1: I've got another one. Oh, money, fats, money fat? Do
• 1:17
  Speaker 1: you know in like twenty cent pieces in tents, actually
• 1:20
  Speaker 1: any coin, they've got a ridge around the edge, right,
• 1:23
  Speaker 1: So there's ridges around the edge. Yeah, do you know
• 1:26
  Speaker 1: why they are?
• 1:27
  Speaker 3: So they make nice sounds when they roll. That's all
• 1:30
  Speaker 3: I've got.
• 1:31
  Speaker 2: No, because you've put a lot of thought into that.
• 1:34
  Speaker 3: Hey what have you got, midge. Why do they have
• 1:36
  Speaker 3: ridges around the edge.
• 1:38
  Speaker 2: Because they're for blind people?
• 1:40
  Speaker 1: Oh no, because they're all well the shame ridges mate.
• 1:43
  Speaker 3: No, that that would be fine.
• 1:44
  Speaker 1: No, they're not.
• 1:44
  Speaker 3: Because fifty cent pieces they're smooth. They feel different to twenty.
• 1:48
  Speaker 1: Cent because back in the day, right, people actually would
• 1:53
  Speaker 1: clip off little parts of the silver coins because the
• 1:57
  Speaker 1: silver was made from was a little Finally, they'd collect
• 2:00
  Speaker 1: them from every coin, go snip snip, snip, snip snip,
• 2:03
  Speaker 1: and then they'd go and take those to the bank
• 2:04
  Speaker 1: and get more money for them, still spend the coins.
• 2:07
  Speaker 1: So they put ridges around the outside so people couldn't
• 2:10
  Speaker 1: do it because if they cut it off there was
• 2:11
  Speaker 1: no ridges, they'd be like, somebody's messed with this coin.
• 2:15
  Speaker 3: I'd still mess with the coin. You would anyway, I'd
• 2:17
  Speaker 3: still mess with a coin. I think that's great. Do
• 2:19
  Speaker 3: you know what? It took me a really long time
• 2:21
  Speaker 3: to realize that our silver coins and our gold coins
• 2:23
  Speaker 3: were not made of silver and they were not made
• 2:25
  Speaker 3: of gold. I remember finding that out and I was like, oh,
• 2:29
  Speaker 3: like here I am thinking that, Wow, I have a
• 2:31
  Speaker 3: gold coin. It's not gold. They're lying.
• 2:33
  Speaker 1: You know what isn't depressing? What isn't the free bloody chickens?
• 2:36
  Speaker 2: Where you go with this?
• 2:37
  Speaker 1: Three bloody chickens.
• 2:38
  Speaker 3: Yes, three chickens.
• 2:40
  Speaker 2: I love this.
• 2:40
  Speaker 3: That's what we're talking about today. We've really taken the
• 2:43
  Speaker 3: Victoria's Hens Day theme and run with it.
• 2:46
  Speaker 1: I know, like, so people think, how can I save money?
• 2:49
  Speaker 1: I bet when you go I'm going to listen to
• 2:50
  Speaker 1: the Sheese on the Money radio show, I'm not going
• 2:52
  Speaker 1: to learn how to get me a free chicken. Well,
• 2:54
  Speaker 1: you are wrong, because you are this week.
• 2:57
  Speaker 3: Look this week, I'm very activated. It all pot is.
• 3:02
  Speaker 4: Actually oh my god, that's unethical. We can't say that again.
• 3:06
  Speaker 3: We're going to say it again, and we're going to
• 3:08
  Speaker 3: put it in the radio show. I hope it makes
• 3:10
  Speaker 3: the final edit.
• 3:11
  Speaker 1: I'm going to make.
• 3:12
  Speaker 3: Sure played music really loud over that segment in the radio.
• 3:15
  Speaker 1: Yeah, no, no, no, no, it's fine. And also you're going
• 3:19
  Speaker 1: to give some sneaky little tips about how we can
• 3:22
  Speaker 1: get some more money in our bank accounts, but also
• 3:24
  Speaker 1: get yourself into the lounge of your favorite airline very quickly.
• 3:28
  Speaker 3: Yeah. Well, I like to go to the lounge when
• 3:31
  Speaker 3: I'm flying because it makes me feel fancy, and then
• 3:33
  Speaker 3: I go straight to the back of the plane when
• 3:35
  Speaker 3: I get on it, So you know, the lounge is good.
• 3:37
  Speaker 3: Free wine makes the flight more bearable and you can
• 3:42
  Speaker 3: take it.
• 3:42
  Speaker 2: There's no turbulence. There's no turbulence when you've.
• 3:44
  Speaker 3: Had a wine, exactly a turbulence turbular.
• 3:49
  Speaker 1: What are you going to do on your hands night
• 3:50
  Speaker 1: before we go?
• 3:51
  Speaker 3: I don't actually know.
• 3:52
  Speaker 1: What are you hoping to do? What do you know?
• 3:55
  Speaker 3: I don't have any Oh no I do. I did
• 3:57
  Speaker 3: say no stroopers. I know that's a little bit bland. Yeah,
• 4:02
  Speaker 3: like you guys can be a bit more creative than that.
• 4:05
  Speaker 1: You got to cancel that.
• 4:06
  Speaker 4: Stripper to cancel it, can I got the three of them,
• 4:09
  Speaker 4: all three ye I'll call Braxton and you call Stella.
• 4:13
  Speaker 3: The very magic Mike. Oh, actually, if it's Magic Mike,
• 4:18
  Speaker 3: we can absolutely have him. That's all right, I've got
• 4:20
  Speaker 3: some rules. The only thing I know about my hands
• 4:23
  Speaker 3: is that it is tennis themed. Oh that's at once.
• 4:30
  Speaker 1: Yes, love all for all.
• 4:32
  Speaker 3: I am kind of hoping it just means we drink.
• 4:35
  Speaker 1: A lot of Pyms good or what's that other one
• 4:38
  Speaker 1: that they drink all the time. APO, Yeah, yeah, I
• 4:41
  Speaker 1: love it.
• 4:41
  Speaker 2: Apol Spritty sprints it up.
• 4:43
  Speaker 1: All right. Well, the reason why Mitch and I are
• 4:46
  Speaker 1: half naked is because we are your surprise strippers and
• 4:53
  Speaker 1: the rest female bee cup nice.
• 4:57
  Speaker 3: If you need to borrow let me.
• 4:58
  Speaker 1: Know the rest. If you cannot see the show, you
• 5:01
  Speaker 1: have to listen to the show, which is she's on
• 5:03
  Speaker 1: the Money radio show happening right now. Let's get into
• 5:07
  Speaker 1: a Mitchie. This is She's on the Money radio show.
• 5:10
  Speaker 1: Coming up a little bit later on, we're going to
• 5:12
  Speaker 1: do a money dilemma where Maddie's actually asked whether or
• 5:16
  Speaker 1: not pet insurance is a scam. Budget director, amazing pet Insurance.
• 5:19
  Speaker 1: I believe your dog Lucy.
• 5:21
  Speaker 3: Is with her Lucky Lucy. Honestly, thank god I haven't
• 5:24
  Speaker 3: had to claim on it. So you won't get any
• 5:25
  Speaker 3: experience there. But you know what I have done read
• 5:27
  Speaker 3: their pds. We love a PDS in this house. And
• 5:30
  Speaker 3: you know what, I'm gonna ask Mitch, Mitch, what's her pds?
• 5:33
  Speaker 2: So I grew up with sisters pds?
• 5:35
  Speaker 4: Is that time of mum and you know it hits
• 5:37
  Speaker 4: and I don't want to say mood swings, but you.
• 5:40
  Speaker 1: Know, all right, Okay, let's do this. Let's get out
• 5:44
  Speaker 1: of this real quick.
• 5:45
  Speaker 2: Give me a home, Mama, and the gum Trench.
• 5:48
  Speaker 1: We love to gum Tree trash or treasure. Mitch. This
• 5:53
  Speaker 1: is a brand new game that we've got for Victoria.
• 5:55
  Speaker 1: Tell us what it is.
• 5:56
  Speaker 4: So what's that feeling yet when you look through gum
• 5:58
  Speaker 4: Tree and you think I'm a god found a piece
• 6:01
  Speaker 4: of treasure or that's a piece of trash. But we
• 6:03
  Speaker 4: all have an item that we've got off gum Tree.
• 6:05
  Speaker 4: We'll bring it to each other. And I think I'm
• 6:08
  Speaker 4: going to go first because this was actually sent in
• 6:10
  Speaker 4: to me, guys Savage, he sent me this.
• 6:13
  Speaker 2: So it's a limited edition Mario milk, Marrio milk. If
• 6:16
  Speaker 2: you can see this.
• 6:17
  Speaker 4: So the best by date on the milk is March tenth,
• 6:19
  Speaker 4: but it actually spells out Mario.
• 6:22
  Speaker 1: Oh wow, ah.
• 6:25
  Speaker 2: Ten, it looks like Mario. They're asking for sixty nine
• 6:28
  Speaker 2: thousand dollars.
• 6:29
  Speaker 3: Is it empty? Is it just the bottle? Has it
• 6:31
  Speaker 3: been cleaned?
• 6:32
  Speaker 2: It is full, So I don't think to drink the
• 6:35
  Speaker 2: Mario milk.
• 6:36
  Speaker 3: It's vintage.
• 6:37
  Speaker 1: Yeah, that's trash for me. Trash all right? Is this
• 6:40
  Speaker 1: a gum tree? Trash or treasure? A big blue yacht
• 6:44
  Speaker 1: twenty three foot French to four thirteen hundred thin keel.
• 6:49
  Speaker 1: I don't even know what the hell that is? That
• 6:51
  Speaker 1: is either sell their boat, he says. I know with
• 6:53
  Speaker 1: all of my projects, I won't get around to this one.
• 6:56
  Speaker 1: The buyer will need to pick up lots of work
• 6:59
  Speaker 1: I am, but it looks like it could end up
• 7:02
  Speaker 1: being a great project. Located in Dalesford. Remember, you're going
• 7:06
  Speaker 1: to have to go pick it up. What would you
• 7:07
  Speaker 1: pay for that?
• 7:07
  Speaker 3: I don't think i'd pay anything because I live quite
• 7:09
  Speaker 3: close to the city and there's like permitted parking outside
• 7:13
  Speaker 3: my house and there's actually not a lot of opportunity
• 7:16
  Speaker 3: to store a boat, so I'm probably going to shy
• 7:18
  Speaker 3: away from this one.
• 7:18
  Speaker 1: Too many range rovers in the driveway.
• 7:20
  Speaker 3: Then yeah, yeah, yeah, that's definitely it.
• 7:23
  Speaker 2: Now this is trash for me, This is absolute trash.
• 7:25
  Speaker 2: I'm not a boat boy. Look at me. They look
• 7:26
  Speaker 2: like a boat boy.
• 7:27
  Speaker 3: Well, you could be a boat boy.
• 7:28
  Speaker 1: He looked pretty good in the little jem I've.
• 7:31
  Speaker 3: Been watching below deck. You definitely look like you fit on.
• 7:35
  Speaker 4: Yeah, yeah, yeah, I have to be the captain though,
• 7:37
  Speaker 4: I couldn't be.
• 7:37
  Speaker 2: Like a drink wench. I'd have to be the captain.
• 7:39
  Speaker 3: No, no, no, you'd definitely be like a deck hand.
• 7:42
  Speaker 3: Did it be good?
• 7:43
  Speaker 1: I think flirting very close for a Saturday morning for
• 7:47
  Speaker 1: a certain amount of things here. No, okay, So it
• 7:49
  Speaker 1: was twenty five hundred dollars.
• 7:51
  Speaker 3: Oh that's pretty cheap for a boat.
• 7:53
  Speaker 1: It was because now Victoria divine, it is free.
• 7:56
  Speaker 3: Oh free, Oh.
• 7:58
  Speaker 2: Victoria, put your life jacket on. Picking it up this saber.
• 8:01
  Speaker 1: So trash, your treasure, trash.
• 8:04
  Speaker 3: Like, honestly, what am I going to do with that?
• 8:06
  Speaker 1: It's perfectly in line with your persona the values.
• 8:09
  Speaker 3: All right, Well, guys, I have one for you, and
• 8:11
  Speaker 3: I want to know if you guys think that it
• 8:13
  Speaker 3: is trash or treasure. But I also want to know
• 8:15
  Speaker 3: what you pay for this this one. I've picked up
• 8:17
  Speaker 3: for you, Michi mich All right. So we've got three roosters,
• 8:22
  Speaker 3: so three of us for you.
• 8:24
  Speaker 2: Don't wait to hear how these ties.
• 8:25
  Speaker 3: It's from Honeywood in Tasmania. It says, pet or pot
• 8:29
  Speaker 3: free to a good home, umane killing or add to
• 8:33
  Speaker 3: your own flock. I'm done with all the cockle doodle, douce.
• 8:37
  Speaker 3: They're about six months old. You better not be a
• 8:39
  Speaker 3: cock fighter. Bad karma to you, okay, But the thing
• 8:42
  Speaker 3: that really got me here was pet or pot. You
• 8:45
  Speaker 3: can keep it, keep it, or you could just cook it.
• 8:48
  Speaker 1: Yeah.
• 8:49
  Speaker 4: Just add some magi, yeah, curry favoring, and you got
• 8:51
  Speaker 4: yourself tea.
• 8:52
  Speaker 3: Yeah, babe, have you got some misseell stock, chuck that
• 8:54
  Speaker 3: in there, Throw a bay leaf. I don't know what
• 8:57
  Speaker 3: else do they put in.
• 8:58
  Speaker 1: I'm going to get these three roosters and you get
• 9:00
  Speaker 1: them for free. They're coming straight to your house, and
• 9:02
  Speaker 1: you were going to cook us up a nice little feace, Victoria.
• 9:05
  Speaker 3: I don't even eat chicken, guys, it makes me so uncomfortable,
• 9:09
  Speaker 3: all right, So I want to know that's your treasure, recod.
• 9:13
  Speaker 1: Hey, let's get back into the money stuff. It is
• 9:16
  Speaker 1: time to do this, yeah, each week we bring somebody's
• 9:20
  Speaker 1: financial story on air. That's how we make sure that
• 9:23
  Speaker 1: we're a legit money finance show.
• 9:25
  Speaker 3: Yeah, we've got to do something, yeah, leimate, Yeah, kicked
• 9:28
  Speaker 3: off the radio or something. I don't want that to happen.
• 9:30
  Speaker 2: And that's already almost happened. God, think that was awkward.
• 9:33
  Speaker 3: Please don't talk about it. I shall gets You've.
• 9:35
  Speaker 1: Still got two more strikes. It's fine, we can do it.
• 9:37
  Speaker 3: Yeah, but if you don't acknowledge it happened, it's not
• 9:39
  Speaker 3: true exactly.
• 9:40
  Speaker 1: Hey, if you've got a question, hit us up on
• 9:42
  Speaker 1: social with just search. She's on the Money. Mattie's actually
• 9:44
  Speaker 1: posted in how She's on the Money Facebook community. She's
• 9:47
  Speaker 1: asking Mitch about pet insurance.
• 9:49
  Speaker 4: Yeah, so this is what Maddie says. She says, first
• 9:51
  Speaker 4: of all, I love the show, and Mitch is very handsome. Maddie,
• 9:53
  Speaker 4: that's so kind. She also says, does anyone have any
• 9:56
  Speaker 4: thoughts and experiences with pet insurance? We're getting a puppy
• 9:59
  Speaker 4: and a few pigs. We live semi rurally and tics
• 10:02
  Speaker 4: can be a problem around here. I just want to
• 10:04
  Speaker 4: make sure I'm doing the best by her and make
• 10:06
  Speaker 4: sure she's covered. If anything happens, looking for reasons against
• 10:10
  Speaker 4: and four good and bad experiences with specific companies, and
• 10:13
  Speaker 4: things to watch out for in the contracts, etc. Victoria,
• 10:16
  Speaker 4: this is your domain. You've got a dog and you
• 10:18
  Speaker 4: know contracts. This is perfect for you.
• 10:20
  Speaker 3: I do. So we're going to go back to the
• 10:22
  Speaker 3: contract part of this. Because you thought it was PMS
• 10:24
  Speaker 3: not PDS.
• 10:26
  Speaker 2: Oh that's it.
• 10:27
  Speaker 1: I thought, ye we'd moved past that.
• 10:28
  Speaker 3: We haven't. We had it.
• 10:30
  Speaker 1: That's what the meeting was about, guys.
• 10:31
  Speaker 3: But we're going to start the conversation there, right. So
• 10:33
  Speaker 3: PDS is a product disclosure statement, and that's actually going
• 10:37
  Speaker 3: to tell you the terms and conditions of any type
• 10:39
  Speaker 3: of insurance policy. And it seems to be the part
• 10:42
  Speaker 3: that a lot of people get a little bit stuck
• 10:43
  Speaker 3: on when they're picking insurance, because you go to the website,
• 10:46
  Speaker 3: you read all their beautiful marketing and see what they say,
• 10:49
  Speaker 3: and you go, all right, well that sounds good, sign up.
• 10:51
  Speaker 3: And then unfortunately something might happen to a pet and
• 10:55
  Speaker 3: you go to claim and you're like, oh, I thought
• 10:56
  Speaker 3: I could claim I had pet insurance. But the PDS
• 10:59
  Speaker 3: is the nitty grit details of the insurance policy. So
• 11:02
  Speaker 3: you really need to actually have a bit of a
• 11:04
  Speaker 3: flick through that to make sure it covers all the
• 11:07
  Speaker 3: things that you're looking for. So Maddie said, there's a
• 11:10
  Speaker 3: bit of a tick problem. So what I'd do is
• 11:12
  Speaker 3: go to the pet insurance policy that you're looking at
• 11:15
  Speaker 3: and even just control f tick. Look if it's covered
• 11:18
  Speaker 3: or not. Because you don't want to get a pet
• 11:20
  Speaker 3: insurance policy, pay for it because they can be expensive
• 11:24
  Speaker 3: these days. Then if something happens, you find you're not
• 11:26
  Speaker 3: actually covered for what you thought you were covered for.
• 11:29
  Speaker 3: And that advice goes to any type of insurance, any
• 11:31
  Speaker 3: type of policy that you take out, but when it
• 11:34
  Speaker 3: comes to pet insurance, it's really up to you. So yes,
• 11:38
  Speaker 3: I have pet insurance on Lucy. And the reason I
• 11:41
  Speaker 3: do is because dogs are little nightmares. I would never
• 11:45
  Speaker 3: want someone to be in the financial situation where they're
• 11:48
  Speaker 3: like I have to pick between getting a loan or
• 11:50
  Speaker 3: spending money I don't have in my pet's life. Because
• 11:53
  Speaker 3: nowadays pets are such big parts of the family that
• 11:56
  Speaker 3: I do think that insurance serves a really important role. However,
• 12:00
  Speaker 3: I think a lot of the criticism around pet insurance
• 12:03
  Speaker 3: comes from people not doing their research properly, Whereas Maddie
• 12:06
  Speaker 3: has said, there's tick issues where I live, and I
• 12:09
  Speaker 3: want to make sure that's all good. And if you
• 12:11
  Speaker 3: look at you know, budget directs policy because there are
• 12:14
  Speaker 3: best friends at the moment, Yeah, there is a tick
• 12:17
  Speaker 3: policy included, so tick paralysis is something they cover. There's
• 12:20
  Speaker 3: a bit of a waiting period, but it's really important
• 12:23
  Speaker 3: to understand what isn't isn't included and have a look
• 12:26
  Speaker 3: at those things. I promise a PDS can feel really
• 12:30
  Speaker 3: overwhelming because you're like, oh, what the hell, it's like
• 12:32
  Speaker 3: the terms and conditions, But when you start to break
• 12:34
  Speaker 3: it down, the entire purpose of a PDS is that
• 12:37
  Speaker 3: it's written in a way that lay people I, EU
• 12:40
  Speaker 3: and me can read it properly. From my perspective, PET
• 12:43
  Speaker 3: insurance is definitely not a scam, but it's up to
• 12:46
  Speaker 3: you and your values. But it's actually really important when
• 12:49
  Speaker 3: you're looking at any type of policy to take out
• 12:52
  Speaker 3: that it actually covers the things you think it will,
• 12:55
  Speaker 3: because those scammy stories they come from people who didn't
• 12:58
  Speaker 3: read the PDS and then try to claim something that
• 13:01
  Speaker 3: wasn't included and go, oh my god, like I don't
• 13:03
  Speaker 3: understand why they're doing so hard by me, and the
• 13:05
  Speaker 3: reality of the circumstances are well, it was never included.
• 13:09
  Speaker 2: So read the pds.
• 13:10
  Speaker 3: Read the pds.
• 13:11
  Speaker 1: Dogs actually do some of the craziest thing.
• 13:13
  Speaker 3: Yeah, they do.
• 13:15
  Speaker 1: Good friend of mine has two dogs. He left his
• 13:19
  Speaker 1: little boys jumper hanging over a chair covered in yogurt.
• 13:23
  Speaker 1: Came back and found a dog had eaten one of
• 13:26
  Speaker 1: the sleeves. Oh not, I had to take both of
• 13:28
  Speaker 1: them because he wasn't sure which one it was.
• 13:30
  Speaker 3: Oh no, that is literally the worst.
• 13:33
  Speaker 1: So let's do this right now. Thirty one O six five.
• 13:36
  Speaker 1: Why do you have to take your pets to the
• 13:39
  Speaker 1: How much did it cost? We want to hear some
• 13:40
  Speaker 1: crazy stories and hopefully please keep it to ones where
• 13:43
  Speaker 1: they are. Okay, we don't want to hear anything, please happy, careful.
• 13:49
  Speaker 1: This is She's on the Money radio show.
• 13:52
  Speaker 3: I love this episode. We've talked about chickens, we've talked
• 13:55
  Speaker 3: about my hens, we get to talk about people's pet insurance,
• 13:58
  Speaker 3: we get to talk about pets. Now got some callers.
• 14:01
  Speaker 3: I don't know what it's about.
• 14:02
  Speaker 2: It's all because just because Maddie hit us up.
• 14:04
  Speaker 4: But she wants to know whether or not she should
• 14:05
  Speaker 4: get pet insurance and she wanted real life examples, So
• 14:08
  Speaker 4: trave open the lines thirteen one, I six five? Why
• 14:10
  Speaker 4: did you have to take your pet to the vet?
• 14:12
  Speaker 4: And then we want to know how much it costs?
• 14:14
  Speaker 1: Like we do? Yes?
• 14:16
  Speaker 2: True?
• 14:16
  Speaker 3: Have we got traves?
• 14:17
  Speaker 1: We got Jordy right now, Jordy, what did your jack
• 14:20
  Speaker 1: Russell do? Mate?
• 14:21
  Speaker 5: She looked a cane ton?
• 14:23
  Speaker 1: What like?
• 14:24
  Speaker 3: What are you doing looking a cane toad? Sir?
• 14:26
  Speaker 1: Does she have a good time though?
• 14:27
  Speaker 5: Yeah, she was loving it until she collapsed and started
• 14:30
  Speaker 5: frosten at the mount?
• 14:32
  Speaker 3: What happened? So you had to take her to that?
• 14:34
  Speaker 3: She's okay now.
• 14:35
  Speaker 5: Yeah, yeah, got her some and then yeah she come good.
• 14:40
  Speaker 5: But we're looking to be harry there once day?
• 14:42
  Speaker 3: And how much did it cost you?
• 14:44
  Speaker 5: I think it's over five five hundred?
• 14:47
  Speaker 1: Who I thought you said five thousands?
• 14:49
  Speaker 3: Like five hundred bucks? Because your dog lockd a frog?
• 14:52
  Speaker 1: Like what?
• 14:53
  Speaker 3: She was just out there looking for her prince charming.
• 14:56
  Speaker 3: She'd heard the news. She found a cane toad. Got confused?
• 15:00
  Speaker 2: Sounds like yours for a good trip? Yeah, yeah, that's
• 15:03
  Speaker 2: good value to me.
• 15:04
  Speaker 1: Thanks for sharing that, thanks, Geordie. All right. On thirty one,
• 15:08
  Speaker 1: sixty five. We are taking your calls right now. Why
• 15:10
  Speaker 1: do you have to take your pet to the vet?
• 15:12
  Speaker 1: And how much did it cost you? Jess, your staffy
• 15:15
  Speaker 1: has been causing you to a bit of trouble mate.
• 15:16
  Speaker 1: What happened?
• 15:17
  Speaker 6: Yes, our dog Cody had excessive drawling like I've never
• 15:23
  Speaker 6: seen so much drawl in my life. We've thought he'd
• 15:26
  Speaker 6: been bitten by a snake or had a tuthache or something.
• 15:29
  Speaker 6: So we got the vet out on a Sunday night.
• 15:33
  Speaker 3: I think on Sunday night you're feeling expensive already already
• 15:37
  Speaker 3: surcharge kitchen.
• 15:39
  Speaker 6: Yeah, I think it was a two hundred dollars call
• 15:41
  Speaker 6: out female.
• 15:42
  Speaker 3: Jeez ell, no thanks jesus.
• 15:44
  Speaker 6: Yeah, So it turns out he was perfectly fine. He'd
• 15:48
  Speaker 6: watched me prep and start cooking a lambroe on.
• 15:54
  Speaker 3: Your dog was just hungry.
• 15:57
  Speaker 6: Yeah, it was too much for it, It was so much.
• 16:00
  Speaker 1: Well, you know what, mate, that's your own bloody fault.
• 16:02
  Speaker 1: You brought it on yourself. Stop being such a great cook.
• 16:05
  Speaker 1: And look, let's be honestly low key flex from Jess.
• 16:08
  Speaker 5: There.
• 16:08
  Speaker 3: Yeah, she's cooking a lamb roast. You know what she
• 16:10
  Speaker 3: could do though? If that's an issue. No more vet
• 16:13
  Speaker 3: call outs. If she goes and buys those three roosters,
• 16:15
  Speaker 3: oh god, yeah, she could just have chicken instead.
• 16:17
  Speaker 4: You need to let go of the roosters already, there
• 16:21
  Speaker 4: were already someone's cutlets.
• 16:22
  Speaker 3: It's my Hen's weekend, guys. Let me carry on the
• 16:26
  Speaker 3: chicken info.
• 16:26
  Speaker 1: It's been a very cock theme show. Yeah, hey, thanks, Jess.
• 16:32
  Speaker 1: I would love to hear more pet stories, only nice
• 16:36
  Speaker 1: ones though, So if you want to leave your story,
• 16:38
  Speaker 1: just hit us up on She's on the money on
• 16:40
  Speaker 1: our socials. But coming up next, we're going to save
• 16:43
  Speaker 1: you some money with some little sneaky tips, Victoria. You're
• 16:46
  Speaker 1: going to tell us how we can keep more bucks
• 16:49
  Speaker 1: in our bank accounts.
• 16:50
  Speaker 3: I'm good at this. I'm going to run out of
• 16:52
  Speaker 3: stuff though, So you guys are going to have to
• 16:54
  Speaker 3: start helping me out because I don't want us to
• 16:56
  Speaker 3: get fired.
• 16:57
  Speaker 1: No, mate, it's not called heese on the money. That
• 17:00
  Speaker 1: why it's called She's on the money.
• 17:02
  Speaker 2: It's not there on the money.
• 17:03
  Speaker 1: No, not there on the money. Guys. Everyone do this
• 17:08
  Speaker 1: seper save the Saturday, Victoria. You know, literally minutes away
• 17:14
  Speaker 1: from from leaving out into your little Hen's night. Whatever
• 17:17
  Speaker 1: is going to happen. I don't know.
• 17:19
  Speaker 3: I don't know either. I'm kind of scared.
• 17:20
  Speaker 1: We're gonna make you do a little bit more work
• 17:22
  Speaker 1: look at me, because.
• 17:23
  Speaker 3: You need to give us some I wrote down my
• 17:25
  Speaker 3: tips on my phone and I didn't want to forget them.
• 17:28
  Speaker 3: I want you guys to think I'm really smart. But
• 17:30
  Speaker 3: do you remember playing the SIMS when you were young?
• 17:32
  Speaker 3: Of course, I wish I had a money hack as
• 17:33
  Speaker 3: good as like that Rosebud hack where you put in
• 17:36
  Speaker 3: like the cheat code and then bright Rosebud and then
• 17:38
  Speaker 3: it gives.
• 17:38
  Speaker 1: You two thousand dollars or mother load.
• 17:40
  Speaker 3: Yeah, yeah, mother Load. That was the other one. There
• 17:42
  Speaker 3: were a few others. I remember googling them and thinking
• 17:45
  Speaker 3: I was like a hacker. Turns out I'm not. That
• 17:47
  Speaker 3: was just how the game works.
• 17:48
  Speaker 1: I'm just going to walk into Commonwealth Bank and be
• 17:50
  Speaker 1: like mother Load, and if you don't give me millions
• 17:52
  Speaker 1: of dollars.
• 17:53
  Speaker 3: Do you reckon? There's a hack for that. They just
• 17:55
  Speaker 3: like start shooting hack.
• 17:56
  Speaker 1: No, all right, let's do some real actual money hacks.
• 18:00
  Speaker 3: Al right, So I've got three for you today. One
• 18:02
  Speaker 3: is an actual money hack. One is a mindset hack
• 18:04
  Speaker 3: because they're a little bit fluffy in this house, and
• 18:07
  Speaker 3: another one's about points. I'm not really a credit card
• 18:10
  Speaker 3: caind of Goal, but I do travel a lot for work.
• 18:13
  Speaker 3: As you guys know, I'm always between Melbourne City and
• 18:16
  Speaker 3: Brisbane because you know, I'm just totally popular. But I
• 18:19
  Speaker 3: always fly with Virgin one. I will have a very
• 18:22
  Speaker 3: long conversation with you if you'd like to, about how
• 18:24
  Speaker 3: their buffet is much better if you get to the
• 18:26
  Speaker 3: lounge than the quantas.
• 18:27
  Speaker 2: Oh you're preaching to the choir. I agree there, yeah, right.
• 18:31
  Speaker 3: Much better. But I'm not getting into the lounge because I,
• 18:34
  Speaker 3: you know, am flying business class that's not in the budget.
• 18:36
  Speaker 3: I'm getting into the lounge because I've flown so much.
• 18:39
  Speaker 3: But the perk here is actually me giving a shameless
• 18:42
  Speaker 3: plug to Virgin Australia at the moment. They actually have
• 18:45
  Speaker 3: double points at the moment, so like if you've got
• 18:47
  Speaker 3: a plan to book a holiday, you'll get double points
• 18:51
  Speaker 3: on eligible flights at the moment. That's a bit fluffy,
• 18:53
  Speaker 3: but it will get you into the lounge quicker, because
• 18:55
  Speaker 3: who doesn't want to travel domestically and be boushie enough to.
• 18:58
  Speaker 1: Go into the lounge.
• 19:00
  Speaker 3: Instagram and make it look like, yeah, you've got to
• 19:01
  Speaker 3: look like your fancy. So anyway, thought that that was
• 19:04
  Speaker 3: a pretty good little hack. The next one is the
• 19:07
  Speaker 3: money hack, I promised? Or do you want the mindset hack?
• 19:10
  Speaker 1: First?
• 19:10
  Speaker 5: Like?
• 19:10
  Speaker 3: What one do you want? Then you want the mindset?
• 19:13
  Speaker 2: Do you mind? Let's end on the money. Let's ke
• 19:14
  Speaker 2: the money. This is she's on the money, all right?
• 19:16
  Speaker 2: All right?
• 19:16
  Speaker 3: So I think a lot of us are really good
• 19:18
  Speaker 3: at frivolous spending. And one thing in this day and age,
• 19:22
  Speaker 3: I'm looking directly at you, Mitch Cherry. But one yeah,
• 19:25
  Speaker 3: you with your theorem and if you touched that.
• 19:27
  Speaker 1: Since you bought it, I forgot about the therapy.
• 19:31
  Speaker 3: Yeah the theorem man. Come on, he's looking at me
• 19:34
  Speaker 3: like he forgot he owned the theoreman.
• 19:36
  Speaker 2: But what's what's a theremon?
• 19:37
  Speaker 4: Oh?
• 19:38
  Speaker 1: Yes, you spend bcks on.
• 19:40
  Speaker 2: That's enough, move on, move on.
• 19:42
  Speaker 3: But I think in this day and age, where money
• 19:44
  Speaker 3: is less tangible, I'm not like handing over a CRISP
• 19:47
  Speaker 3: fifty and feeling like I'm getting less back. We tab
• 19:50
  Speaker 3: our debit cards, right, and it just doesn't feel like
• 19:53
  Speaker 3: we're losing that much. So I sometimes like to think
• 19:56
  Speaker 3: of my hours worked as the price of things. So
• 19:59
  Speaker 3: if you'll make like fifteen bucks an hour and something
• 20:02
  Speaker 3: costs forty five dollars, I think you need to start
• 20:05
  Speaker 3: reframing it and going that worth me working for three
• 20:08
  Speaker 3: whole hours.
• 20:09
  Speaker 1: Yeah, good point.
• 20:10
  Speaker 3: Like I think that puts things in context a little
• 20:12
  Speaker 3: bit that makes you reframe it, and for me, that's
• 20:15
  Speaker 3: a lot of money. Like, have a think about your
• 20:18
  Speaker 3: money in that context before making a purchase you didn't
• 20:21
  Speaker 3: necessarily need to make, because I think a lot of
• 20:24
  Speaker 3: you expect me to come on here and like, don't
• 20:26
  Speaker 3: buy your five dollar coffees, like you'll become a millionaire.
• 20:29
  Speaker 3: Unfortunately that's not the case. But little money habits and
• 20:33
  Speaker 3: little mindset shifts over time or what's going to create
• 20:36
  Speaker 3: a solid money mindset that puts you in the best
• 20:38
  Speaker 3: position to make bank. So the next money in our
• 20:41
  Speaker 3: back pocket tip comes for people who get paid, So
• 20:44
  Speaker 3: that's nice. I feel like it will work for all
• 20:46
  Speaker 3: of us around this table. Doesn't matter if you get
• 20:48
  Speaker 3: paid monthly, weekly, fortnightly, doesn't matter. However, the day before
• 20:53
  Speaker 3: you get paid, I want you to go in there
• 20:56
  Speaker 3: into your bank account and transfer all the money in
• 20:58
  Speaker 3: there out to your savings. So whatever's left over from
• 21:01
  Speaker 3: your last pay, pop that into a separate savings account
• 21:05
  Speaker 3: and start fresh. Obviously, make sure that you're covering your
• 21:07
  Speaker 3: bills and expenses and rent and stuff. But so many
• 21:10
  Speaker 3: of us frivolously spend and go, oh, well that was
• 21:13
  Speaker 3: from last pay. Doesn't matter.
• 21:15
  Speaker 2: You're right, I see it left over.
• 21:16
  Speaker 3: I'm like, that's that's left over money.
• 21:19
  Speaker 2: A little pre.
• 21:19
  Speaker 3: Exactly, I've got more money this way. Absolutely not. We
• 21:22
  Speaker 3: are transferred to our savings.
• 21:24
  Speaker 1: You would be doing, yeah, you would.
• 21:26
  Speaker 3: You would look at it and go all right, well
• 21:27
  Speaker 3: that's free money and now I have my pay in
• 21:30
  Speaker 3: my account. But that's such a Gloman mindset, right, So
• 21:32
  Speaker 3: let's shift it out to our savings and actually start
• 21:35
  Speaker 3: propping up our savings a bit more. And then, Mitch,
• 21:38
  Speaker 3: maybe you'll buy another theoremon.
• 21:40
  Speaker 2: No, no, I did. I did buy five hundred dollars
• 21:42
  Speaker 2: after shave this week. But at the end of the show,
• 21:43
  Speaker 2: so you smell.
• 21:44
  Speaker 3: Good, Yeah, it was like I haven't noticed it, so
• 21:46
  Speaker 3: it must not be that worth it.
• 21:48
  Speaker 1: Hey, Victoria, you've got to get out of here. I
• 21:51
  Speaker 1: do you are going? Are you going to have eyebrows
• 21:53
  Speaker 1: next week? That's what I'm worried about.
• 21:55
  Speaker 3: You know what, I definitely will because my eyebrows are
• 21:57
  Speaker 3: actually tattoos. Good luck shaving those off.
• 22:02
  Speaker 1: Wow, that is something I did not need to know
• 22:05
  Speaker 1: anyway until next week. You can catch up with us
• 22:07
  Speaker 1: anytime on Socials. Just search She's on the Money. Mitch,
• 22:10
  Speaker 1: you gotta stick around. You are on with Britton Laura
• 22:13
  Speaker 1: with the Life on Cut radio show. That's coming up next,
• 22:16
  Speaker 1: but this has been. She's on the Money for your
• 22:18
  Speaker 1: Saturday Morning next week.