Health Insurance Is Confusing by Design — Here's How to Finally Understand It and Use It Right

The Advisor with Stacey Chillemi · Apr 22, 2025 · 43m

The deductibles, the copays, the in-network versus out-of-network maze, the explanation of benefits that explains nothing — health insurance was not designed to be understood by the people who need it most. Dr. Lidia Molinara is a prescribing pharmacist and patient advocate with over 30 years of experience helping people navigate exactly that complexity — and what she shares about how to understand the different types of plans and what actually matters when choosing between them, the most common myths that lead people to make costly mistakes with their coverage, and the practical strategies…