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How Budgeting Your Money and Tracking Your Calories Are More Similar Than You Think · Stacked Intent: Your Guide to Authentic, Intentional Living

• 0:00
  SPEAKER_00: Hello, my name is Becca Stackhouse Morton, and I am ready for you to tune in each episode to hear ways to become you.
• 0:09
  SPEAKER_00: Looking at ways you can be your authentic and intentional self, you'll finish each episode motivated to live life more authentically.
• 0:18
  SPEAKER_00: I learned how to be truly me through relationships, chronic disease, finances, and taking each journey along the way.
• 0:26
  SPEAKER_00: Talk about the real aspects of life?
• 0:29
  SPEAKER_00: Of course.
• 0:30
  SPEAKER_00: Relationships, finance, nutrition, hardships, exercise are all topics that we will discuss.
• 0:37
  SPEAKER_00: Pull up a seat, drive safely down the road, or get into that workout groove to be challenged, motivated, and encouraged to be you.
• 0:46
  SPEAKER_00: This is the Stacked Intent Podcast.
• 0:53
  SPEAKER_00: Welcome back to another episode of Stacked Intent.
• 0:56
  SPEAKER_00: This week we are gonna be touching on finances.
• 0:59
  SPEAKER_00: Don't let that make you skip this episode, pause, run away.
• 1:02
  SPEAKER_00: Let's sit down and talk.
• 1:04
  SPEAKER_00: We are gonna talk about the connection between what your finances and physical well-being can look like.
• 1:10
  SPEAKER_00: So it's budgeting your money and your calories.
• 1:14
  SPEAKER_00: When it comes to your well-being, both our financial health and our financial physical health are both important.
• 1:21
  SPEAKER_00: And they share some striking similarities when we think about it.
• 1:25
  SPEAKER_00: Just as a well-managed budget can help us achieve our financial stability, so can a well-managed calorie intake or what you're putting out.
• 1:37
  SPEAKER_00: It can help you maintain the healthy weight or your overall well-being and a healthy lifestyle.
• 1:44
  SPEAKER_00: Understanding these parallels can definitely help you take control of your finances and your fitness.
• 1:53
  SPEAKER_00: Let's dig in.
• 1:54
  SPEAKER_00: So we're gonna understand your income and your expenses versus calories in, calories out.
• 2:00
  SPEAKER_00: So when you think about your financial well-being, many people create a monthly budget that details their income and expenses.
• 2:09
  SPEAKER_00: And really, this is where you start.
• 2:11
  SPEAKER_00: You start with looking at what you've got coming in and what you've got going out.
• 2:16
  SPEAKER_00: And I've got a resource for you at stackedintent.com on the resource page that will help you identify your incomes and then identify expenses.
• 2:26
  SPEAKER_00: And these can be necessities like our rent or mortgage groceries, bills, whatever falls in necessity monthly expenses that you have.
• 2:40
  SPEAKER_00: And then we have our other spending.
• 2:43
  SPEAKER_00: So the difference between our income and expenses is known as your balance.
• 2:48
  SPEAKER_00: So if you are earning more than you're spending, then you've got room for savings.
• 2:54
  SPEAKER_00: But if you are spending more than you are earning, then there's a chance that you're accumulating debt in some fashion.
• 3:02
  SPEAKER_00: A similar principle applies to the nutrition and our physical activity.
• 3:07
  SPEAKER_00: So our calories in our body are being currency for our energy, and we spend to support our essential body functions and physical activities.
• 3:18
  SPEAKER_00: So if you are consuming more calories than your body needs, there's a surplus of stored fat.
• 3:25
  SPEAKER_00: Much like excess income being deposited into a savings account.
• 3:30
  SPEAKER_00: If we have excess calories, then we are probably eating more than our body needs.
• 3:39
  SPEAKER_00: Once you have an understanding of your income and your expenses, and this is everywhere you have money coming in.
• 3:46
  SPEAKER_00: Do you have a side hustle?
• 3:47
  SPEAKER_00: Do you have two jobs?
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  SPEAKER_00: Are there two incomes?
• 3:50
  SPEAKER_00: Where is income coming in?
• 3:52
  SPEAKER_00: Make sure you account for it and then account for everything you're spending.
• 3:56
  SPEAKER_00: Do you stop at a convenience store for an energy drink every morning?
• 4:00
  SPEAKER_00: Are you having a coffee every day that you're going out for?
• 4:04
  SPEAKER_00: What are things that might be accumulating expenses that seem small, but over the course of a month could easily be$150 that you're missing?
• 4:15
  SPEAKER_00: This is where tracking for your success becomes really important.
• 4:20
  SPEAKER_00: So financial spending is important versus our food intake, it's there.
• 4:25
  SPEAKER_00: When you're trying to improve financial wellness, individuals often look at tracking.
• 4:31
  SPEAKER_00: And what is really recommended is track over three months.
• 4:35
  SPEAKER_00: This is gonna give you a better average of what your expenses might look like on the things that may not have a dead set monthly, unlike how you go out to eat, you can have an average.
• 4:47
  SPEAKER_00: How you are maybe going to grab your coffee or going out with friends.
• 4:53
  SPEAKER_00: So be aware because over a holiday, this may not look the same as it looks in your every single day.
• 5:00
  SPEAKER_00: So track it.
• 5:02
  SPEAKER_00: Track what it looks like.
• 5:03
  SPEAKER_00: And if you need some help, send me a message.
• 5:07
  SPEAKER_00: Let's sit down and not let this be an overwhelming task for you.
• 5:12
  SPEAKER_00: Versus food intake.
• 5:14
  SPEAKER_00: So there are plenty of tools that help us in both financial and nutrition tracking.
• 5:19
  SPEAKER_00: So there's budgeting help apps that can definitely help you monitor your spending, while there's also food trackers that help you log what your meals are, help you estimate calories intake, that can help you focus on your fitness.
• 5:33
  SPEAKER_00: You can wear trackers to help you, and it just overall will help you find that functionality.
• 5:42
  SPEAKER_00: Now, what about achieving balance?
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  SPEAKER_00: Whether your goal is financial stability or financial wellness, understand what is coming in and what is essential to go out.
• 5:55
  SPEAKER_00: Just creating a budget to help you manage finances effectively, monitoring things and maintaining it's gonna help improve overall.
• 6:05
  SPEAKER_00: By taking a strategy approach to both areas, you can work towards a balanced lifestyle and support both your financial security and physical well-being.
• 6:15
  SPEAKER_00: By treating your body like your financial system, being able to track, make adjustments, and set goals, you can achieve both financial and health success.
• 6:29
  SPEAKER_00: And these can both be keys for you to be aware, conscious, and making informed decisions to secure that you have a brighter and healthier future in your calorie intake, but also in your finances.
• 6:42
  SPEAKER_00: And I want to encourage you, Stacked Intake has some great resources for your finances, whether it's blogs that have been written, the emails that go out, or the podcasts that have been published, but we also have a course suite.
• 6:56
  SPEAKER_00: And in our course suite, there's finances rediscovered.
• 6:59
  SPEAKER_00: And this course will help walk you through each step of this, and you've got access to ask me questions as you're going through the course.
• 7:09
  SPEAKER_00: Also, head over to the free resources, and there's a checklist for a money checklist or money date checklist.
• 7:16
  SPEAKER_00: So set a date with yourself, whether that is bi-weekly, weekly, monthly.
• 7:22
  SPEAKER_00: I do it based on how we get paid.
• 7:24
  SPEAKER_00: So mine is bi-weekly, and then once a month my husband and I try to sit down.
• 7:28
  SPEAKER_00: So whatever it has to look like for you, let it look that way.
• 7:33
  SPEAKER_00: Embrace it and make it a positive aspect.
• 7:38
  SPEAKER_00: But remember, as you're looking at your finances and even in your nutrition, you may be resetting habits that you developed before you were 10 years old.
• 7:49
  SPEAKER_00: So don't get discouraged, keep it up, and let's be here to encourage and support you.
• 7:55
  SPEAKER_00: Look forward to catching you on the next episode of Stacked Intent.
• 8:00
  SPEAKER_00: That brings us to the end of this episode of Stacked Intent.
• 8:05
  SPEAKER_00: If you love this episode as much as I did, head on over and rate and subscribe so you will never miss an episode.
• 8:13
  SPEAKER_00: New episodes are going to be dropped on Thursdays.
• 8:16
  SPEAKER_00: Until then, this is Becca, and don't forget, enrich your life by being intentional.
• 8:24
  SPEAKER_00: This podcast was created, produced, recorded, and edited by Stacked Intent.