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Lettuce taco bout (food) budgeting · She's On The Money

0:00
Speaker 1: She's on the Money.
0:02
Speaker 2: She's on the Money.
0:12
Speaker 3: Hello and welcome to She's on the Money, the podcast
0:15
Speaker 3: for millennials who want financial freedom. My name is Georgia King.
0:19
Speaker 3: I'm a copywriter and journalism student, and each week I
0:22
Speaker 3: sit down and pick the brilliant brain of millennial money
0:25
Speaker 3: expert Victoria to fine Victoria. Hello, good morning mother, how
0:28
Speaker 3: are you? It's afternoon till now Today on this show.
0:31
Speaker 1: You're going to podcast goes live.
0:35
Speaker 3: Why you like now, You're just pop down, pop down?
0:39
Speaker 3: Today on this show, we are going to be addressing
0:41
Speaker 3: one of the most asked questions we receive at She's
0:44
Speaker 3: on the Money, and that is how can I save
0:46
Speaker 3: on my food and groceries so I can start putting
0:48
Speaker 3: more money away each week? Now, according to the Australian
0:52
Speaker 3: Bureau of Statistics, food is the second biggest category of
0:56
Speaker 3: household spending, so it makes sense that this is something
0:59
Speaker 3: we are wanting some answers on. Then, later on in
1:02
Speaker 3: the show, we will also be chatting with Millie padula An,
1:05
Speaker 3: a credited dietitian and all round angel woman who is
1:08
Speaker 3: going to help us answer some of your questions about
1:10
Speaker 3: eating nutritiously on a budget. Before we do get there, though,
1:14
Speaker 3: Victoria Money wins and Confession's House you eat Bend j King.
1:18
Speaker 1: I have a money win and a confession for you.
1:22
Speaker 1: I think I'll do my confession first because you're going
1:25
Speaker 1: to be stoked about my money win because I actually
1:28
Speaker 1: did something you told me to do instead of arguing
1:31
Speaker 1: with you like usual. So first things first this week
1:35
Speaker 1: money confession. I've just started in visaline, which is obviously
1:40
Speaker 1: incredibly expensive. I have obviously been saving for a very
1:43
Speaker 1: long time for this, been thinking about getting my teeth
1:46
Speaker 1: straightened for the better part of fifteen or twenty years,
1:49
Speaker 1: if I'm honest, never been happy with them. Now is
1:52
Speaker 1: a better time than any that I'm in. I so
1:54
Speaker 1: no one can see my teeth. But you know, if
1:58
Speaker 1: you guys start hearing a very sexy Lie Li on
2:00
Speaker 1: this podcast, you best believe that's the reason. But second
2:05
Speaker 1: is my money win, Georgia King, I actually did my
2:08
Speaker 1: entire weekly shop as recommended by you at AUDI.
2:12
Speaker 3: Well, this is the challenge I set you, which we're
2:14
Speaker 3: going to talk about a little bit later on in
2:15
Speaker 3: the show. But do you want to give a little
2:16
Speaker 3: brief over I'm stoked.
2:18
Speaker 1: I'm not gonna lie I was a bit apprehensive. I
2:21
Speaker 1: do love good Audi snacks, but to do an entire
2:25
Speaker 1: shop there, I was like, they're going to have everything
2:27
Speaker 1: that I need, and they did and more. And I
2:30
Speaker 1: will let you know a little bit later on how
2:33
Speaker 1: much I actually spent, because I actually could go on
2:35
Speaker 1: and on and on about this because I'm actually so
2:36
Speaker 1: excited about half the snacks that I bought that weren't
2:39
Speaker 1: on my shopping list. So, George King, do you have
2:41
Speaker 1: a money win or a confession for us this week?
2:43
Speaker 3: It's a money win, but it's a money win that
2:46
Speaker 3: comes with a heavy heart. You guys know, I'm a
2:49
Speaker 3: bit of a cool kid who loves a music festival.
2:51
Speaker 3: I'm so lame, but my favorite.
2:54
Speaker 1: That's what cool kids do.
2:57
Speaker 3: I'm way too old for music festivals anyway, but Meredith
3:00
Speaker 3: is my favorite music festival. I'm sure some of our
3:02
Speaker 3: listeners will know it has a bit of a cult
3:04
Speaker 3: following anyway, It's amazing. Obviously, it will come as no
3:08
Speaker 3: surprise to anyone that that's been canceled this year, so
3:12
Speaker 3: you know, it's terribly upsetting, but also it means that
3:15
Speaker 3: I'm saving about, you know, seven hundred dollars a week on.
3:18
Speaker 1: A week or maybe for the weekend, like where are
3:21
Speaker 1: we going?
3:21
Speaker 3: We wish it was seven hundred dollars a week. Yeah,
3:23
Speaker 3: So the moral of the story is I'm saving seven
3:26
Speaker 3: hundred bucks or whatever that is for the whole weekend,
3:28
Speaker 3: and you know, I'll pop that into my savings. Maybe
3:30
Speaker 3: I'll invest it, don't know what I'll do.
3:32
Speaker 1: Oh, bougie, I think that's a great idea.
3:35
Speaker 3: I can feel the mood flattening because I am a
3:37
Speaker 3: bit sad, Debbie Downer. Let's look at the Facebook group.
3:40
Speaker 1: Hopefully pep you up because you're so sad about your
3:42
Speaker 1: music festival. You find, Well, that's the thing. They always
3:44
Speaker 1: first things first. I want to go first again because
3:47
Speaker 1: one I'm bossy, and two I found the best money
3:49
Speaker 1: win of the group because it's cute as hell. So
3:53
Speaker 1: Amanja posted a money win. She said back in April
3:56
Speaker 1: when we all went down in lockdown, I needed some
3:59
Speaker 1: sort of stress for really and a hobby. She says.
4:01
Speaker 1: She's a single mum of a toddler, but she's studying
4:04
Speaker 1: full time and the stress was wild. She'd always felt
4:08
Speaker 1: entirely helpless, that she didn't know how to use power
4:10
Speaker 1: tools and always needed to find a man to ask
4:12
Speaker 1: her for help. So guess what she did. She decided
4:15
Speaker 1: to learn herself. First, she built her daughter a bed,
4:18
Speaker 1: and I think she means a doll bed. She said housebed,
4:21
Speaker 1: unsure of what a housebed is. Moving on, that escalated
4:24
Speaker 1: to her designing this fancy helper tower that matched her
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Speaker 1: aesthetic and she adores the thing, and it cured the
4:30
Speaker 1: kitchen tantrums that her daughter was having because all of
4:33
Speaker 1: a sudden she can see and hang out with her.
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Speaker 1: And there's this really cute picture of her daughter up
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Speaker 1: on the kitchen toddler tower thing that she's created. I'm
4:41
Speaker 1: not sure what to call it. I'm not a parent, Georgia,
4:44
Speaker 1: but her daughter looks like a little master chef up
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Speaker 1: on the bench helping out with the cooking, and she's
4:48
Speaker 1: so little and so cute.
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Speaker 3: I'm so happy look at that smile.
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Speaker 1: It turns out that toddler towers are quite expensive, so
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Speaker 1: now she has a little side hustle selling fancy toddler towers.
5:00
Speaker 1: How cute is that?
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Speaker 3: So that's like a safe ladder setup that they just
5:03
Speaker 3: stand on so that they're elevated to hang out at
5:05
Speaker 3: the tables.
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Speaker 1: I'm impressed. I think it's really sweet. But anyway, moving on, Amanda,
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Speaker 1: your daughter's gorgeous. What have you got for us, Georgia.
5:13
Speaker 3: My money win this week is from Shakira, who was
5:16
Speaker 3: in the market for some cute Rotten chairs Ratten. Is
5:19
Speaker 3: that very on trend material?
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Speaker 1: Yeah? Rattan? But okay, oh is it Ratan?
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Speaker 3: You always remember when we were talking about Netaporter and
5:27
Speaker 3: you were like, Nettapote. Yeah, surely it's Netaporter. Surely it's Ratten. Anyway, whatever,
5:32
Speaker 3: that's a little wait.
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Speaker 1: Note Georgia is a copywriter and can't speak English.
5:37
Speaker 3: So mean. Anyway, Shakira was in the market for some
5:40
Speaker 3: cute Ratan chairs for her new house, which is very exciting.
5:44
Speaker 3: That was a little part of the celebration as well. Anyway,
5:47
Speaker 3: she wanted these chairs, but they were three hundred and
5:49
Speaker 3: fifty dollars from Ikea and they were supposedly affordable options. Anyway,
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Speaker 3: she popped into Bunnings found the most gorgeous set, including
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Speaker 3: two chairs, cushions, a table, plus a pot cover, all
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Speaker 3: for three hundred and forty dollars money win exactly all
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Speaker 3: of that for the price of one Ika chair. That's
6:07
Speaker 3: a huge win.
6:08
Speaker 1: All right, let's move on to the main chat. Jodge
6:10
Speaker 1: King kickiss off, my friend.
6:12
Speaker 3: So the main part of today's show is all about
6:15
Speaker 3: budgeting for our food a little better for the benefit
6:18
Speaker 3: of our bank accounts. How's the alliteration there, guys?
6:21
Speaker 2: Now.
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Speaker 3: Some corps recent Cost of Food report, which surveyed more
6:24
Speaker 3: than fifteen hundred Aussies, reported that Australians fork out an
6:27
Speaker 3: average of three hundred dollars a week on food, fifty
6:30
Speaker 3: two of which is spent eating out.
6:33
Speaker 1: Is it just me? Or is that? Does that feel
6:35
Speaker 1: like a lot of money?
6:36
Speaker 3: That does feel like a lot of money, But we'll
6:37
Speaker 3: get to that.
6:38
Speaker 1: We all right? Sorry sorry.
6:39
Speaker 3: They also found that a quarter of Australians don't stick
6:42
Speaker 3: to their food budget and a third don't even keep
6:44
Speaker 3: track of their food costs at all. Na Vi. What
6:47
Speaker 3: I love about today's topic is that it's relevant for
6:50
Speaker 3: literally everyone listening. As you know, Spoilers, food is something
6:54
Speaker 3: we all engage in. We all engage with a gentle
6:57
Speaker 3: noh on some food, which means we we only need
7:00
Speaker 3: to fit it into our budgets somehow before we do
7:03
Speaker 3: get into it. Though, I wanted to follow you up
7:05
Speaker 3: on that challenge that we hinted at earlier, that you
7:08
Speaker 3: complete your weekly food shop at Aldi instead of the
7:11
Speaker 3: main two supermarkets. How did you go to talk me
7:14
Speaker 3: through it?
7:15
Speaker 1: I kid you not, I am SUREK like I loved it.
7:19
Speaker 1: I feel like this sounds like such a promotional, paid thing.
7:22
Speaker 1: And whilst we are working with Audi at the moment,
7:25
Speaker 1: I kid you not, I'm in love one their chocolate
7:29
Speaker 1: ten out of ten, the dark chocolate with raspberry and
7:32
Speaker 1: what is it almond pieces in it? Oh my gosh,
7:35
Speaker 1: so cheap. I think it was like three dollars and
7:37
Speaker 1: it's delicious. I found that I saved a whole heap
7:40
Speaker 1: of money on my weekly shop. Now, to be really transparent,
7:44
Speaker 1: it's just my partner and I in my household, and
7:47
Speaker 1: we do not shop for dinners and lunches and breakfasts.
7:51
Speaker 1: We do get Maley Spoon as well, so four nights
7:54
Speaker 1: a week, dinner is covered. So the shop that I
7:56
Speaker 1: did was for our weekly lunches, which we're in nic
7:59
Speaker 1: thought moment. We're cooking a lot at home and our
8:02
Speaker 1: breakfasts and snacks, and I bought one dinner and then
8:05
Speaker 1: we will usually have like a takeaway dinner once a
8:07
Speaker 1: week or so, so like that's the structure of how
8:11
Speaker 1: we purchase food. And usually I spend probably between one
8:14
Speaker 1: hundred and twenty dollars on that, and I ended up
8:17
Speaker 1: spending seventy at AUDI. So I feel like that's a
8:20
Speaker 1: pretty big money win. Like that's a lot of money
8:23
Speaker 1: to be saving each year if I can keep that up.
8:26
Speaker 1: I am dietarily challenged. Like, let's be honest, I'm the
8:29
Speaker 1: biggest pain in the butt to eat out with. Ask
8:31
Speaker 1: Ryan John. He will let you know very vocally, Georgia,
8:35
Speaker 1: you've experienced having to eat out with me, which's painful. Yeah,
8:39
Speaker 1: I'm a pain in the butt and I don't mean to.
8:41
Speaker 1: But I am gluten and dairy intolerant, which means obviously
8:45
Speaker 1: can't have either of those things. But on top of that,
8:47
Speaker 1: I don't eat animal products either. So for me to
8:50
Speaker 1: actually find products that are ticking all those boxes was hard.
8:55
Speaker 1: But I actually didn't have any issue finding my everyday
8:58
Speaker 1: products that I usually buy. I like my musically, all
9:01
Speaker 1: the flaw fools that I purchase, like all of those
9:04
Speaker 1: things were AUDI and were arguably better.
9:07
Speaker 3: I don't know that I've spooked the dips before that
9:10
Speaker 3: came to mind when you were talking about all of
9:12
Speaker 3: your intolerances. Their dips look good, Homas is heavenly it's.
9:16
Speaker 1: As good as good, Thomas.
9:18
Speaker 3: Yeah, it's really really good.
9:19
Speaker 1: I'll put up a story on Instagram this week actually
9:22
Speaker 1: when this podcast goes live, so you guys can see
9:24
Speaker 1: what I actually purchased, because I think it's one thing
9:27
Speaker 1: to be like, oh, Victoria says it's cheaper, and another
9:30
Speaker 1: thing to see kind of what I got. So I'll
9:32
Speaker 1: take you through all of that. But genuinely, I loved it.
9:35
Speaker 1: I felt like it was really really important to share
9:38
Speaker 1: that as well. And I know that sounds really promotional,
9:40
Speaker 1: but I promise you it's not. And as somebody who
9:43
Speaker 1: I eat well, like we obviously get Marley Spoon and
9:46
Speaker 1: like you know, eat a lot of really nice foods
9:49
Speaker 1: once a week with our takeaway, like I do have
9:51
Speaker 1: really high expectations for groceries, and you know, I'm not
9:54
Speaker 1: upset to say that we're in a very lucky position
9:57
Speaker 1: where we don't usually have to worry too much about
9:59
Speaker 1: our grocery budget. And for me, the fact that I
10:02
Speaker 1: can save that much just by going to Audi, which
10:05
Speaker 1: is literally beside the supermarket. I usually go to like
10:09
Speaker 1: you will see me there weekly, I.
10:10
Speaker 3: Promise, Well, obviously you're an Aldi convert now, V and Spoilers.
10:14
Speaker 3: Shopping there and at similar stores will be one of
10:17
Speaker 3: our tips later on in the show. But before we
10:20
Speaker 3: get there, V, can you speak for a little bit
10:21
Speaker 3: on why so many people struggle with sticking to a
10:24
Speaker 3: budget when it comes.
10:25
Speaker 1: To food Georgia. Food, as you know, is an essential,
10:28
Speaker 1: which may sound really silly, but it's something worth pointing
10:31
Speaker 1: out here because we can't actually cut this out of
10:34
Speaker 1: our budgets completely, and we do need to be dedicating
10:37
Speaker 1: a significant amount of our income towards that just to survive.
10:40
Speaker 1: It's an essential. It's like petrol or housing, like we
10:43
Speaker 1: don't really have a choice about spending it. We have
10:46
Speaker 1: to spend it, but we can control how much we spend,
10:48
Speaker 1: and we can be really savvy and save on it.
10:51
Speaker 1: In saying that, there are a lot of strategies we
10:53
Speaker 1: can implement to brain in our spending in this area,
10:55
Speaker 1: so it doesn't feel like we're taking a massive blow
10:58
Speaker 1: when we look over our spending for the last month
11:00
Speaker 1: and see that we've spent an incomprehensible amount on groceries
11:03
Speaker 1: and takeaway food, which we all know we've done at
11:05
Speaker 1: some point or another. I think this is totally something
11:08
Speaker 1: that people do struggle with for a few reasons, Like
11:10
Speaker 1: it's not just one reason, the first being that to
11:14
Speaker 1: nail it and to be smart about your food budget,
11:16
Speaker 1: you do need to be a little bit organized. And
11:19
Speaker 1: we are living in an extremely busy and also really
11:22
Speaker 1: weird time. That's not a luxury that we all have.
11:26
Speaker 1: So yes, things have slowed down right now, and a
11:28
Speaker 1: lot of us are working from home, but that means
11:31
Speaker 1: that many working at the same time as homeschooling or
11:33
Speaker 1: looking after the family or keeping the household going. We
11:36
Speaker 1: have a lot going on, and sometimes we can be
11:38
Speaker 1: tempted by the convenient option of just kidding who breeds,
11:41
Speaker 1: or going and grabbing a takeaway or going to the
11:43
Speaker 1: supermarket numerous times a week because we haven't had time
11:46
Speaker 1: to plan these things, which does get quite expensive but
11:49
Speaker 1: also fun stats it is also a huge time suck.
11:53
Speaker 1: So a US study found because we couldn't find an
11:56
Speaker 1: Australian one, sorry friends, that shoppers spend about forty three
12:00
Speaker 1: minutes on a typical grocery shopping trip, and if you're
12:03
Speaker 1: going to supermarket twice a week, which is actually below average.
12:07
Speaker 1: That is more than three whole entire days in the
12:10
Speaker 1: supermarket each and every single year, like Georgia, not working
12:13
Speaker 1: hours like that round the clock twenty four to seven,
12:15
Speaker 1: you're spending three whole days at the supermarket. That's wild.
12:19
Speaker 1: It's you're being locked in the supermarket for three days.
12:21
Speaker 3: I actually love grocery shopping. And my Mum's always like
12:24
Speaker 3: you won't, sweetheart, but I love it at this point
12:27
Speaker 3: in time.
12:27
Speaker 1: Yeah, look at this point in time when you don't
12:29
Speaker 1: have a crying toddler at home, I feel like maybe
12:32
Speaker 1: that's a bit of a drainer.
12:33
Speaker 3: Yeah, well that's true. And also in Melbourne, going to
12:36
Speaker 3: the supermarket is all we have, so you know that's.
12:39
Speaker 1: Probably we can also go to price line, like if
12:42
Speaker 1: your price line has well, if you've got a price
12:44
Speaker 1: line that has a Priceline pharmacy attached to it, you're
12:47
Speaker 1: able to go there. Unfortunately I do not have one
12:49
Speaker 1: in my five kilometer radios. But if you do, you
12:51
Speaker 1: are living your best life, my friends.
12:54
Speaker 3: All right, I think it's time to get into our
12:56
Speaker 3: top tips now, the first one of which is meal prepping. Now,
13:00
Speaker 3: obviously This can be quite a healthy option as well,
13:02
Speaker 3: which is great. But V can you please expand on
13:05
Speaker 3: how food prepping can actually help our bank accounts?
13:08
Speaker 1: Georgia. The logic here is pretty simple. When you meal
13:12
Speaker 1: prep you are more organized and you'll be less likely
13:14
Speaker 1: displode on things like ober eats midweek like I do,
13:17
Speaker 1: because you've got nothing in the cupboard, or because you
13:20
Speaker 1: can't be bothered cooking. I am definitely the latter, not
13:22
Speaker 1: the former, sadly. But a good way of meal prepping
13:25
Speaker 1: is to satisfide time on your Sunday afternoon, head to
13:28
Speaker 1: the shops, stick to what you have on your list,
13:30
Speaker 1: and come home and cook up a storm for a
13:32
Speaker 1: couple of hours. If you hate cooking, pare your time
13:35
Speaker 1: in the kitchen with a good podcast. I've heard there's
13:37
Speaker 1: a really good money one floating around. Can't remember the
13:39
Speaker 1: name of it though, or you could probably put Netflix
13:42
Speaker 1: on and watch a good TV show. If you find
13:45
Speaker 1: cooking a chort then this can make the process a
13:47
Speaker 1: lot more enjoyable, and it will save you time and
13:49
Speaker 1: energy during the week when you probably have less time
13:51
Speaker 1: and energy anyway. So for me, that's really important and
13:55
Speaker 1: a good thing to do. I am an on again,
13:57
Speaker 1: off again meal prepper. Sometimes we prep the sometimes we don't.
14:01
Speaker 1: But I think it's one of those things that if possible,
14:04
Speaker 1: try a meal prep like And also can we talk
14:06
Speaker 1: about not going hard the first time, like, maybe try
14:09
Speaker 1: meal prepping two meals or three meals. Don't just go
14:12
Speaker 1: really hard and be like, Okay, I'm meal prepping for
14:14
Speaker 1: an entire week. That sucks and that's not normal to you.
14:17
Speaker 1: So even if it's just planning your meals out and
14:20
Speaker 1: maybe you know, cutting back on the times that you're
14:22
Speaker 1: going to supermarket, for me, it's small steps in the
14:25
Speaker 1: right direction, not bounds and leaps that become unsustainable. So
14:28
Speaker 1: Georgia meal prepping can actually mean that you control the
14:31
Speaker 1: price and also the nutritional value. But we'll leave that
14:34
Speaker 1: familiar later of your food because you won't be ducking
14:37
Speaker 1: to the supermarket midweek and you won't be ordering in.
14:39
Speaker 1: It's all done and ready for you to go, and
14:42
Speaker 1: you really end up making life easier for yourself. For me,
14:44
Speaker 1: I think that this is the biggest thing here. It's
14:47
Speaker 1: the ducking to the supermarket midweek that adds up. So
14:51
Speaker 1: don't get me wrong. You might be like, oh man, Victoria,
14:53
Speaker 1: I just pop in and get the things I was
14:54
Speaker 1: gonna buy on my supermarket trip. Please stop lying to
14:57
Speaker 1: yourself like I lie to myself. You were going to
14:59
Speaker 1: pop in and you will spend a minimum of twenty
15:01
Speaker 1: or thirty dollars like you might have just popped in
15:04
Speaker 1: for one thing, but you end up picking like three
15:06
Speaker 1: or four and it just ends up blowing out. And
15:08
Speaker 1: if that happens all the time, your budget is literally
15:11
Speaker 1: blowing each and every single week and you don't track it.
15:14
Speaker 1: So for me, that's really really important. Another hot tip
15:17
Speaker 1: gking on tour, which is totally a waste on all
15:20
Speaker 1: of the people in Melbourne at the moment, is taking
15:23
Speaker 1: your lunch to work. But that also kind of falls
15:25
Speaker 1: into the meal propping category, which we know is a
15:28
Speaker 1: huge money saver. I remember in the days when we
15:30
Speaker 1: were allowed to attend and office Georgia, I would see
15:33
Speaker 1: people go and grab fifteen dollar lunches literally every single day,
15:36
Speaker 1: which doesn't sound like a lot, but when you look
15:38
Speaker 1: at that from a weekly perspective, that is seventy five
15:41
Speaker 1: dollars a week or Georgia thirty six hundred dollars a year.
15:46
Speaker 1: That could be going either directly into your savings, or
15:48
Speaker 1: that could be a holiday. Like, don't get me wrong,
15:51
Speaker 1: all about savings and investing. Would love to see you
15:53
Speaker 1: with an extra thirty six hundred dollars in your savings
15:55
Speaker 1: every year. But also you could go on a family
15:58
Speaker 1: holiday for thirty six hundred dollars just by one person
16:02
Speaker 1: in a two person household saving money on lunches.
16:06
Speaker 3: Love that. Yeah, I feel like looking at it in
16:08
Speaker 3: the big picture, and I know we always do that
16:10
Speaker 3: with coffee. It's like, if you buy your coffee every day,
16:12
Speaker 3: that's one million dollars a year that you could have
16:15
Speaker 3: had in your bank account. Like we do that a lot.
16:17
Speaker 1: How much that's how much coffee I drink, it would
16:19
Speaker 1: actually add up to a million dollars. I need to
16:21
Speaker 1: save some serious money on coffee. They're I'm getting ridiculous
16:24
Speaker 1: now the money confession from me.
16:25
Speaker 3: Sorry, guys, that's all right, that's right, But no, looking
16:27
Speaker 3: at it that way does definitely help. You also mentioned
16:31
Speaker 3: Marley's Spoon their fee. Do you find it that's been
16:33
Speaker 3: good for you economically?
16:35
Speaker 1: I think there are people on both sides of the
16:37
Speaker 1: fence with marley Spoon because they see the price and
16:40
Speaker 1: they go that's ridiculous. I could absolutely spend less at
16:42
Speaker 1: the supermarket. Yes you could, but they are completely prepped
16:45
Speaker 1: for me, and they are to me environmentally and economically friendly.
16:50
Speaker 1: Like don't get me wrong. Yes it comes with some
16:51
Speaker 1: additional packaging, but I would have got packaging had I
16:54
Speaker 1: gone to the supermarket anyway. For me, the fact that
16:58
Speaker 1: for full dinners, and usually there's enough in each of
17:01
Speaker 1: my dinners for like one left over lunch, and sometimes
17:04
Speaker 1: we'll like bulk that up and you know, make it
17:06
Speaker 1: stretch between two by adding some extra veggies or some
17:09
Speaker 1: stir fry greens or something to it. But for me,
17:12
Speaker 1: Mary Spoon works really really well because I can, you know,
17:16
Speaker 1: know that four four meals are going to be in
17:18
Speaker 1: my fridge and it kind of controls the cost, whereas
17:22
Speaker 1: prior when I was doing that, I was popping to
17:24
Speaker 1: the supermarket. So for me personally, yes, it saves me money. No,
17:28
Speaker 1: it's not the most economical way to purchase dinners. But
17:32
Speaker 1: at the end of the day, I am really busy
17:34
Speaker 1: and I really love cooking as well. Like you guys,
17:37
Speaker 1: if you follow me on my personal Instagram, sometimes I
17:39
Speaker 1: think our master chef and like guide you through making
17:41
Speaker 1: soup or something terrible. Honestly, it's awful. But I think
17:45
Speaker 1: I'm funny, so that's all that counts, right, absolutely, But
17:50
Speaker 1: for me, Marley Spoon makes sense purely be close. It's
17:53
Speaker 1: a set cost, and I know I'm going to get
17:54
Speaker 1: my four meals. They are, you know, I guess the
17:57
Speaker 1: more higher end version of the meal press delivery services
18:01
Speaker 1: that are out there, but they work well because I
18:03
Speaker 1: have so many intolerances and like food problems and issues
18:08
Speaker 1: that I can usually work around them quite simply without
18:12
Speaker 1: wasting food. So yeah, we always pick the vegetarian slash
18:15
Speaker 1: vegan options and then I swap things out, like if
18:17
Speaker 1: I need to put Last night we had eggplant parmeganas Georgia,
18:20
Speaker 1: which were delicious, and they had a little side salad
18:23
Speaker 1: with some avocado and some cucumber and rocket and it
18:26
Speaker 1: was really bougie. But because I obviously wasn't going to
18:29
Speaker 1: eat the egg or the panco crub that it came with,
18:32
Speaker 1: I just swapped it out for my own stuff. We
18:34
Speaker 1: like dipped it in oat milk instead of egg because
18:37
Speaker 1: you're meant to provide the eggs, so we weren't even
18:38
Speaker 1: wasting an egg and then we use gluten free bread
18:42
Speaker 1: crumbs instead, which worked really well for me. So yes,
18:45
Speaker 1: I swaped some stuff out, but yes, it ends up
18:47
Speaker 1: being more economical. And we're not sponsored by Miley Spoon,
18:50
Speaker 1: but hell, if they wanted to live, I'd totally be there.
18:52
Speaker 3: Yeah. So the next tip we have here is implementing
18:56
Speaker 3: some meat free days into our diet. Guys, I'm going
18:59
Speaker 3: to take the rains on explaining this one. You, Victoria,
19:03
Speaker 3: are basically a vegan, well, we would say, yes, yeah,
19:06
Speaker 3: and I'm basically a vegio except for pork dumplings, which
19:10
Speaker 3: I can't and I won't let go of.
19:12
Speaker 1: Can't stop, won't stop.
19:13
Speaker 3: No.
19:14
Speaker 1: I know that. I mean it hasn't been recently, but
19:17
Speaker 1: I do remember you leaving my house and driving straight
19:20
Speaker 1: through the jumpling shop and you got your.
19:22
Speaker 3: It was a big day.
19:22
Speaker 1: It was a big day. And you were like, Victoria,
19:25
Speaker 1: stop offering to cook me you're vegan dinner. I don't
19:29
Speaker 1: want it. I want to eat my pork dumplings in
19:31
Speaker 1: my car. And I was like, sorry, okay, bye.
19:33
Speaker 3: It's like nine dollars for fifteen dumplings that I just
19:36
Speaker 3: ate with my fingers on the way home. That was
19:38
Speaker 3: a very short Sorry, I'm just being honest and raw
19:42
Speaker 3: with the people anyway. So the point here is that
19:46
Speaker 3: even if you're not vegan like you almost are, or
19:48
Speaker 3: vegetarian like I almost am, if we can start implementing
19:52
Speaker 3: meat free days into our diets, that makes not only
19:55
Speaker 3: a change to your wallet, but a change to the planet.
19:58
Speaker 3: So lots of Australians are actually already doing this, which
20:01
Speaker 3: is amazing. How to look at some recent research which
20:04
Speaker 3: revealed that two point five million people, or twelve point
20:07
Speaker 3: one percent of the population in Australia are now eating
20:10
Speaker 3: all almost all vegetarians.
20:12
Speaker 1: So and meat is just so expensive, Like please, don't
20:16
Speaker 1: get me wrong. I think something that I'm really sick
20:18
Speaker 1: of hearing is oh, yeah, but vegetarian or vegan alternatives
20:22
Speaker 1: are so expensive. The vegan alternatives that you're referring to
20:25
Speaker 1: when you tell me that they are expensive are the
20:27
Speaker 1: expensive meat alternatives. They're like the fake chickens and the
20:30
Speaker 1: fake you know fish that you see in the supermarket,
20:33
Speaker 1: or the vegan meats. Twitch it's about so expensive, like
20:36
Speaker 1: that is not reasonable for you to swap out to
20:39
Speaker 1: like use lentils. Lentils are so cheap, and you can
20:42
Speaker 1: make a really great bolonaise with them. Like, I think
20:45
Speaker 1: it's something that we need to kind of stop looking
20:47
Speaker 1: at all the shiny products that just say vegan because
20:50
Speaker 1: it's trendy and be like cool. I actually used and
20:53
Speaker 1: something that I do often and one of my best friends,
20:56
Speaker 1: Harriet taught me about is walnuts. And I like, so
21:00
Speaker 1: walnuts and mushrooms together and then I blitz them up
21:03
Speaker 1: so that they're kind of like a mince texture. I
21:05
Speaker 1: chuck some lentils in and I use that as a
21:07
Speaker 1: mince replacement. So for me, that works really well because
21:10
Speaker 1: then I fried up and I love mushroom and I
21:13
Speaker 1: love the nutty kind of texture of walnuts once they're
21:16
Speaker 1: put in, then I put like heap of grated vegetables.
21:19
Speaker 1: Like it's so easy and it's so cheap. And maybe
21:21
Speaker 1: we can put that recipe somewhere online for you guys
21:24
Speaker 1: to have. It won't be in our cookbook. I'm sorry,
21:26
Speaker 1: by the way.
21:27
Speaker 3: With deadline on copies tonight.
21:28
Speaker 1: Bro Yeah, sorry, there was a deadline on the copy
21:30
Speaker 1: and I didn't make that deadline cut off, but George
21:33
Speaker 1: King did, and we've got a very sick cookbook coming
21:35
Speaker 1: right at you. But I think it's just you know,
21:39
Speaker 1: me on my high horse again. But it's not expensive
21:41
Speaker 1: to eat vegan or vegetarian. It is so cheap. Get
21:44
Speaker 1: a tinner lentils and if you want to save even
21:46
Speaker 1: more money, do what I do and buy dry lentils
21:48
Speaker 1: and rehydrate them yourself. Yeah, so cheap. It's like a
21:51
Speaker 1: dollary meal, come at me.
21:53
Speaker 3: Yeah, so it can be really economical. But the other
21:55
Speaker 3: side of this, which I just touched on v was
21:57
Speaker 3: the environmental and ethical side of the argument.
22:00
Speaker 1: Argument of the argument, Yes, I love that.
22:03
Speaker 3: So I don't want to delve into that in massive
22:06
Speaker 3: detail here because you could do a whole show on it.
22:08
Speaker 3: It's not really our territory. And you know, I would
22:10
Speaker 3: be a hypocrite because I'm like Australia's biggest cheese consumer.
22:14
Speaker 1: So aud each cheese consumer. Actually I believe.
22:17
Speaker 3: Well that's it. Yeah, just we'll throw that one in there.
22:20
Speaker 3: But it is worth raising that just reducing our consumption
22:24
Speaker 3: of meat and animal products is a really great help.
22:27
Speaker 3: Found a little quote from the UN which said one
22:30
Speaker 3: of the top two or three most significant contributors to
22:33
Speaker 3: the most serious environmental problems at every scale from local
22:37
Speaker 3: to global, is raising animals to eat as meat.
22:41
Speaker 1: And that's insane, and it's also you know, to get
22:43
Speaker 1: back on our little high horse about this. Meat is
22:46
Speaker 1: also highly correlated with health issues in humans. So if
22:51
Speaker 1: you can cut down, like you're doing a good thing
22:52
Speaker 1: for the environment, you're doing a good thing for your body,
22:55
Speaker 1: like you're doing a good thing for your wallet. Like,
22:57
Speaker 1: all of those things are a really great reason to
22:59
Speaker 1: have me free.
23:00
Speaker 3: Mondays one hundred percent and where by no means health experts, guys,
23:03
Speaker 3: So take what we say with a grain of salt
23:05
Speaker 3: and definitely do your own research. But I think that's
23:07
Speaker 3: definitely worth flagging here as well.
23:09
Speaker 1: I love salt.
23:12
Speaker 3: Okay, So the next tip here V, which we mentioned before,
23:15
Speaker 3: was shopping at Aldi as well as markets and those
23:18
Speaker 3: alternative stores. I read on our Facebook group recently that
23:22
Speaker 3: one of our listeners saves five thousand dollars per year
23:25
Speaker 3: by shopping at Aldi, which is undeniably.
23:28
Speaker 1: Amazing, incredible.
23:30
Speaker 3: You know that I'm Aldi's number one fan girl V
23:33
Speaker 3: especially have.
23:34
Speaker 1: Been for a very long time, so I think it
23:36
Speaker 1: comes as absolutely no surprise that we've been lucky enough
23:39
Speaker 1: to partner with them because you've been working on this
23:41
Speaker 1: your entire life.
23:41
Speaker 3: I know it is. It's been my life goal. The cheese,
23:44
Speaker 3: the tuna, sol Media, Chippy's, they're my favorites. But can
23:47
Speaker 3: you please explain V why getting a little creative with
23:50
Speaker 3: your grocery shopping and choosing Aldi as well as those
23:52
Speaker 3: other folk food stores, et cetera is a good idea.
23:56
Speaker 1: Look, I think a lot of us are drawn to
23:58
Speaker 1: shopping and major supermarkets. Everything is in one place, and
24:01
Speaker 1: they generally are just a really easy option. It's where
24:04
Speaker 1: your parents shopped, it's where your you know, family goes,
24:07
Speaker 1: It's where you just went because it was the easiest
24:10
Speaker 1: at the end of the day. Audi is quite new
24:11
Speaker 1: to the market. Audi's competitors have been in the industry
24:14
Speaker 1: for one hundred or so years plus even and Audi's
24:18
Speaker 1: only been in Australia for about twenty years. And when
24:21
Speaker 1: they first came in, they were a German company that
24:23
Speaker 1: you know, didn't have the Australian network that they now have.
24:26
Speaker 1: And the best thing about Audi now is that they've
24:28
Speaker 1: kind of like really put their roots in and got
24:30
Speaker 1: an Australian produce and like pretty much everything in store
24:33
Speaker 1: is Australian which is incredible and you can't say the
24:36
Speaker 1: same for the competitors out there. And I really like
24:38
Speaker 1: that because, you know, we talk about this in fast
24:40
Speaker 1: fashion like we want to you know, really support local
24:43
Speaker 1: and we really want to support you know, Australians, and
24:45
Speaker 1: by doing this, I think it's something that just makes
24:48
Speaker 1: you feel good about our economy and our world. Something
24:51
Speaker 1: that I really liked. When we first posted about supermarket
24:54
Speaker 1: savings hacks in our community, just saying hey, guys, like
24:57
Speaker 1: what's your favorite hack or what's your question? We had
24:59
Speaker 1: some people reply and they're like, oh my gosh, my
25:01
Speaker 1: dad's a cheese farmer and supplies Audi, and like there
25:04
Speaker 1: was just like this whole great thread about how great
25:07
Speaker 1: Audi was and how their products were really organic and
25:10
Speaker 1: how their products were really you know, locally grown and
25:12
Speaker 1: locally sourced and supporting our economy. And I just loved it.
25:15
Speaker 1: And I was like, oh my gosh, I didn't even
25:16
Speaker 1: know that. I thought that they might have imported it,
25:18
Speaker 1: but no, it was from Australia. And when I went
25:21
Speaker 1: through the supermarket this week, don't get me wrong, wasn't
25:24
Speaker 1: the first time I was there, but it was first
25:25
Speaker 1: time I've walked through very critically and I was shocked.
25:28
Speaker 1: I was just like, great, fantastic, Like their produce was local,
25:32
Speaker 1: their stock was local. Everything was really branded to say
25:35
Speaker 1: where it had come from, and all of them had
25:38
Speaker 1: their little maps of Australia and I loved that. So
25:40
Speaker 1: I think a lot of us, you know, as I said,
25:42
Speaker 1: had just drawn to it because it's the easy option
25:44
Speaker 1: and that's the thing that we're comfortable with. But it
25:47
Speaker 1: ends up actually saving us a lot of money, and
25:49
Speaker 1: for good reason, Like they want to be different. They
25:52
Speaker 1: want to be saving us money, like they have every
25:55
Speaker 1: day low prices for a reason.
25:56
Speaker 3: Now you said every day low prices, and I know
26:00
Speaker 3: there's more to that. Do you want to explain that
26:02
Speaker 3: a little bit more?
26:03
Speaker 1: Yeah, And I think that that's something that we kind
26:05
Speaker 1: of just brush off, right, Like I've grilled the RD team,
26:08
Speaker 1: you best believe, And that's one of their taglines, right,
26:11
Speaker 1: they're like every day low prices, And then they have
26:13
Speaker 1: their other one, which is about being different, which I
26:16
Speaker 1: love as well. But I think it's really important to
26:18
Speaker 1: be really critical of these things, right, and everything at
26:20
Speaker 1: the end of the day ends up being psychological. Like
26:22
Speaker 1: you look at a standard supermarket and you will walk
26:25
Speaker 1: in and every product that is kind of like their
26:27
Speaker 1: premium product is going to be paying more to be
26:30
Speaker 1: on the shelves at your eye level. Right, They're trying
26:33
Speaker 1: to be there. The cheaper home brand items usually on
26:36
Speaker 1: the bottom shelf because you have to put in a
26:38
Speaker 1: little bit more effort to bend it only get them.
26:39
Speaker 1: But that's the cheap items, and they might be a
26:41
Speaker 1: little bit too high for you as well. So at
26:43
Speaker 1: the end of the day, everything about a supermarket is
26:46
Speaker 1: psychologically driven, and it is trying to get you to
26:48
Speaker 1: purchase things for prices that make sense. But one of
26:52
Speaker 1: their biggest things I've learned during this process, and I
26:54
Speaker 1: think you guys will be shocked to learn about two,
26:56
Speaker 1: is high low pricing. Georgia. Have you heard of.
26:59
Speaker 3: This only because you mentioned it to me the other day,
27:02
Speaker 3: But I'm still getting my head around it, so please expand.
27:06
Speaker 1: So, essentially, high low pricing is where a supermarket goes
27:10
Speaker 1: and agrees with a product provider on the high price
27:15
Speaker 1: and the low price that that item might sell for.
27:18
Speaker 1: So say you're just going to get some cereal, right
27:20
Speaker 1: like not naming name brands, but they might say, all right,
27:23
Speaker 1: this cereal. On sale, it'll sell for four dollars, but
27:27
Speaker 1: regularly it's seven dollars, so that when it's dropped down
27:30
Speaker 1: to four dollars, people think they're getting a really good deal.
27:32
Speaker 1: But this was already built in, so people aren't getting
27:35
Speaker 1: that good a deal. It's something we've already done. They're
27:37
Speaker 1: not dropping it below what they can sell it for,
27:40
Speaker 1: so we think we're saving heaps of money. But at
27:42
Speaker 1: the end of the day, like the saving is kind
27:44
Speaker 1: of falsified, which I thought was really interesting, and it
27:47
Speaker 1: is not something that AUDI does. They just sell it
27:51
Speaker 1: at the lowest price that they can possibly do. And
27:53
Speaker 1: we know that Audi saves a whole heap or margin
27:57
Speaker 1: by you know, cutting out all the unnecessary stuff. Like
28:00
Speaker 1: it might be a different experience we pack our own bags,
28:02
Speaker 1: but it's Corona now and their self checkouts everywhere like
28:06
Speaker 1: we used to that now anyway, the experience isn't all
28:09
Speaker 1: that much different from what we've come to expect from
28:11
Speaker 1: our quote, regular supermarkets.
28:13
Speaker 3: We won't keep on going on about Aldi. Guys, my
28:16
Speaker 3: two cents.
28:17
Speaker 1: All the way could now I'm a racent convert.
28:19
Speaker 3: My two cents is that Aldi's special buyers always fantastic.
28:23
Speaker 3: I remember walking through the stores and there was just
28:26
Speaker 3: this like giant gecko that you could pop in your
28:29
Speaker 3: garden feet would have looked gorgeous in your little place.
28:32
Speaker 3: So maybe next time.
28:33
Speaker 1: If I see it a king that is a money loss.
28:35
Speaker 3: Hey, it was a good deal anyway, but I.
28:38
Speaker 1: Love do not need a garden gecko.
28:40
Speaker 3: Brighten up the place though. Anyway. I found a little
28:43
Speaker 3: stat that I thought everyone would find interesting from Choice
28:46
Speaker 3: in twenty seventeen. They found that a basket of leading
28:50
Speaker 3: brand products from Coals cost on average one hundred and
28:53
Speaker 3: seventy dollars and fifty four cents. The Woolworth's equivalent was
28:57
Speaker 3: one hundred and sixty eight dollars and seventy four cents,
28:59
Speaker 3: so slight saving there. That's excluding specials. A comparable basket
29:04
Speaker 3: of Aldi brand products was one hundred and two dollars
29:07
Speaker 3: fifty again excluding specials, so that's a saving of about
29:10
Speaker 3: sixty eight dollars, so that's a pretty massive.
29:12
Speaker 1: Stat I really like that.
29:14
Speaker 3: Similarly, bulk food stores, as we've spoken about in the past,
29:18
Speaker 3: as well as markets, are really good options for saving money.
29:21
Speaker 3: And really this whole point is just about putting a
29:23
Speaker 3: little bit more effort into your shop to maximize your dollar.
29:26
Speaker 1: Yeah, just think about where I can get the best
29:29
Speaker 1: value for the product that I need to purchase. Like
29:31
Speaker 1: we're not saying if you're in love with one particular
29:33
Speaker 1: brand of something, keep buying it, like I'm here for that.
29:36
Speaker 1: But at the end of the day, if you're buying basics,
29:38
Speaker 1: then you're buying things literally every single week. How can
29:41
Speaker 1: you get the best deal on those things? And it
29:43
Speaker 1: probably won't take you that much more time to go
29:45
Speaker 1: and find the best deal on something once you have
29:48
Speaker 1: that in your repertoire of habits, right, like, once you
29:51
Speaker 1: just go cool, this is where I'm going to buy X,
29:53
Speaker 1: Y and Z.
29:53
Speaker 3: All right. So the next point here V is setting
29:56
Speaker 3: up a budget properly for our food so we know
29:59
Speaker 3: exactly how much we are spending, which we mentioned at
30:02
Speaker 3: the top, not a lot of people are doing in Australia.
30:05
Speaker 3: This is obviously your bread and butter.
30:08
Speaker 1: So yeah, puney relevant, relevant, Good work, my friend. So Georgia,
30:13
Speaker 1: you I righte if we budget properly for our food
30:15
Speaker 1: for the week and do it in a realistic way
30:17
Speaker 1: that actually fits with our goals, So don't be like Oh, hey,
30:20
Speaker 1: I've got a family of four, I'm going to feed
30:22
Speaker 1: them on fifty dollars Like, I'm sorry, that's probably not
30:25
Speaker 1: gonna work. Let's just be really reasonable about it. We're
30:27
Speaker 1: talking about stripping away the additional costs and the popping
30:31
Speaker 1: into the supermarket a million times when you didn't really
30:33
Speaker 1: need to, and adding things that weren't on the list.
30:36
Speaker 1: We're not talking about being unrealistic. Then we're going to
30:40
Speaker 1: be on the right track. This is especially important for
30:42
Speaker 1: people who may have partners that eat a lot more
30:44
Speaker 1: than them. In me Georgia. This actually came up a
30:47
Speaker 1: lot on our call out for questions on this topic,
30:49
Speaker 1: as lots of our listeners have partners who love buying
30:52
Speaker 1: lunch or eating. Trouble what they eat because if they're
30:54
Speaker 1: physically demanding jobs and large appetites, but implementing a bit
30:58
Speaker 1: of a budget and by having a conversation with your partner,
31:01
Speaker 1: if you do have shared financial goals about perhaps being
31:04
Speaker 1: a little bit more frugal with the lunches, then I
31:06
Speaker 1: think it is definitely a really great starting point.
31:09
Speaker 3: So how do we actually set up a budget for
31:11
Speaker 3: our food fee? Is that something you're all over look.
31:14
Speaker 1: Of course, I'm all over it, but do as I say,
31:16
Speaker 1: not that I do. Sometimes I'm not gonna lie and
31:19
Speaker 1: be like, hey, I'm perfect at food budgeting, but I
31:21
Speaker 1: do really try. My partner and I keep a list
31:24
Speaker 1: on our phones and we go back to it and
31:26
Speaker 1: add we have shared notes, we both have iPhones, but
31:29
Speaker 1: we add things to the list as we run out
31:31
Speaker 1: of it or we realize we need it. But essentially,
31:34
Speaker 1: writing grocery lists is a great way of sticking to
31:37
Speaker 1: your plan and helps you avoid the temptation of popping
31:40
Speaker 1: unplanned things in the trolley while shopping. I think it's
31:43
Speaker 1: really important to also put some rules around what can
31:46
Speaker 1: and can't go in the trolley, Like you're more than
31:48
Speaker 1: welcome to add flour to your trolley if you've forgot
31:50
Speaker 1: to put on the list and it's actually an essential item.
31:53
Speaker 1: But I think it's important to also not put that
31:55
Speaker 1: giant bag of malteesers in your trolley, even though they're
31:58
Speaker 1: half priced, if you had no intention of purchase seeing
32:00
Speaker 1: them before you went to the shops, because that's not
32:02
Speaker 1: a money win and it's not good for your budget
32:04
Speaker 1: and it ends up blowing things out. So for me,
32:07
Speaker 1: it's just about being honest with yourself and working out
32:10
Speaker 1: a budget that actually works for you and your family,
32:13
Speaker 1: but then also being a little bit more serious. If
32:16
Speaker 1: you really want them all teesers next week, you can
32:18
Speaker 1: purchase them. So I think it's just what's on the
32:20
Speaker 1: list is on the list. Obviously. If you forget something essential,
32:23
Speaker 1: please don't get me wrong, I'm not going to wrap
32:24
Speaker 1: you over the knuckles. But let's be just really realistic
32:27
Speaker 1: and you know, make some meals, work out, you know
32:30
Speaker 1: what your cheapest meal night is, and work out, you
32:32
Speaker 1: know some staples and have staple foods, like there is
32:35
Speaker 1: nothing wrong with having lasagna every single Thursday or having
32:39
Speaker 1: a boloneize every Wednesday or whatever it is, or Taco Tuesday. Like,
32:42
Speaker 1: start creating some level of structure for yourselves because one
32:47
Speaker 1: it makes it easy to remember, two tacos are really good,
32:50
Speaker 1: and three I think it means that you can just
32:53
Speaker 1: be really cheap about it. You go, okay, col this
32:55
Speaker 1: is my set meal. I know exactly what this costs,
32:58
Speaker 1: and who doesn't love Taco's Georgia.
33:00
Speaker 3: Well, you bang on there. I feel like people listening
33:03
Speaker 3: to this fee might be like, can't you just tell
33:05
Speaker 3: me the number? Or the percentage of my income that
33:07
Speaker 3: I should be dedicating to this. You obviously can't supply that,
33:11
Speaker 3: can Georgia King?
33:11
Speaker 1: You and I both know that that would be a
33:13
Speaker 1: ridiculous thing to put on you. If it's like savings, right,
33:17
Speaker 1: I get so annoyed, purely because I'm a financial advisor
33:21
Speaker 1: when people say, yes, but what percentage of my income
33:23
Speaker 1: should I be saving? Can you please stop putting so
33:26
Speaker 1: much pressure on yourself by having a percentage, Like I
33:28
Speaker 1: like knowing what I spend as a percentage, but it
33:32
Speaker 1: doesn't mean that that's the goal. Because if you earn
33:34
Speaker 1: forty thousand dollars a year, your grocery budget is going
33:38
Speaker 1: to be wildly different to someone who earns four hundred
33:41
Speaker 1: thousand dollars a year, or even you know, one hundred
33:43
Speaker 1: and forty thousand dollars a year. It depends on your
33:46
Speaker 1: income and your circumstances and what you can afford and
33:49
Speaker 1: what is reasonable for you. So please don't compare your
33:52
Speaker 1: budgets to other people's. Like, don't get me wrong, Like
33:55
Speaker 1: on average, like, let's share this, I see my clients
33:58
Speaker 1: spending between seventy five and one hundred and fifty dollars
34:01
Speaker 1: on groceries on average for a two person household that
34:04
Speaker 1: then has maybe a baby as well.
34:06
Speaker 3: That seems pretty cheap.
34:07
Speaker 1: Like that's look, that seems pretty cheap at my clients
34:10
Speaker 1: who I do hours of power and do my online course,
34:13
Speaker 1: Like that's what we're seeing. But does that mean that's reasonable? No,
34:17
Speaker 1: if you have a family of four and I know,
34:20
Speaker 1: you know, I've got another client she spends three hundred
34:22
Speaker 1: and fifty dollars a week on groceries, and she's just like, sorry,
34:24
Speaker 1: that's not negotiable. It's what my husband eats, it's you know,
34:27
Speaker 1: what my two kids eat. I'm not willing to change
34:29
Speaker 1: that our budget in other areas, that is fantastic, Like
34:31
Speaker 1: there is no right or wrong answer. All we are
34:34
Speaker 1: asking you to do is be aware of these things.
34:37
Speaker 1: Like if you are aware of your money story and
34:39
Speaker 1: you are aware of what is coming in and going
34:41
Speaker 1: out of your bank account, you are going to be
34:43
Speaker 1: in more control of it. And that is what we
34:45
Speaker 1: are aiming for. There's no good or bad foods, there
34:48
Speaker 1: is no good or bad budget, there is no good
34:50
Speaker 1: or bad anything when it comes to money. It's all
34:52
Speaker 1: about being educated and being on top of things so
34:56
Speaker 1: you can go, yeah, I know exactly what I spend
34:57
Speaker 1: and I'm comfortable with that.
34:59
Speaker 3: Love that all right. So before we move on to
35:01
Speaker 3: our chat with Millie, just to recap, our tips are
35:05
Speaker 3: to meal prep, shop more creatively at places like Aldae,
35:09
Speaker 3: bulk food stores and markets, to consider introducing meat free
35:13
Speaker 3: days or just become veggio or a quasi veggio like
35:17
Speaker 3: my good self. And to budget properly. I haven't missed
35:20
Speaker 3: anything there have I E.
35:22
Speaker 1: No, you haven't. But I also want to add in
35:24
Speaker 1: another one, and that is shop seasonally. So if nectarines
35:27
Speaker 1: are in season, purchasing those as opposed to something that
35:30
Speaker 1: is out of season is really important. Like I do
35:33
Speaker 1: not purchase berries during winter because they are so expensive,
35:37
Speaker 1: but right now you best believe I'm going ham on
35:40
Speaker 1: strawberries because they're a dollar fiftyer punt. So for me,
35:43
Speaker 1: I think it's really important to understand what is in
35:45
Speaker 1: season and work to that because your grocery budget is
35:48
Speaker 1: going to be cheaper, and also give yourself the flexibility
35:51
Speaker 1: to switch things out, Like if I have a recipe
35:53
Speaker 1: calls for broccolini, we all know brocolni can be more expensive.
35:57
Speaker 1: Swap it for zucchinis if they're on sale, or use
36:00
Speaker 1: a normal head of broccoli, like swap things out where
36:03
Speaker 1: possible if it's not in season. Like it just makes
36:06
Speaker 1: logical sense. But I think people often go, oh, but
36:09
Speaker 1: the recipe, said Broccolinni. It's like, no, it doesn't matter.
36:12
Speaker 1: It's a red curry, my friend. You can put whatever
36:15
Speaker 1: you want in there. So I think it's just really
36:17
Speaker 1: important shopping season, make sure you're getting the best deal,
36:20
Speaker 1: what's on zale, what's on special in terms of produce,
36:22
Speaker 1: because produce prices do really fluctuate. Instead of a listener question,
36:30
Speaker 1: today we are joined by Maddie Padula from Dietitian Edition.
36:34
Speaker 1: She's an Australian dietitian and nutritionist who is helping us
36:37
Speaker 1: answer a few questions that we had from our community
36:40
Speaker 1: on common health food myths and how we can eat
36:43
Speaker 1: nutritionally and frugally at the same time, because while we
36:47
Speaker 1: might be experts at finance, we are definitely not experts
36:50
Speaker 1: at food. So lucky Millie is joining us. Millie, thank
36:53
Speaker 1: you so much for joining us today.
36:55
Speaker 2: It's such a pleasure to be here. I've been excited
36:58
Speaker 2: for this all day, so excited to get into the chat.
37:01
Speaker 1: Yay, so will we because literally all we do when
37:04
Speaker 1: we're not talking about money is talk about food. So
37:07
Speaker 1: the fact that we can bring these two things together
37:09
Speaker 1: and talk to someone who actually knows a lot about
37:11
Speaker 1: food is really really great. But instead of waffling on,
37:16
Speaker 1: George King, why don't you kick us off with the
37:19
Speaker 1: first question from our community? As you guys know, we
37:23
Speaker 1: asked our Facebook group recently what questions you guys had
37:26
Speaker 1: familiar about budgeting and nutrition and food and all the likes. So,
37:32
Speaker 1: George King, what was our first question? All right?
37:34
Speaker 3: So my first question here for you, mil is what
37:37
Speaker 3: are the biggest or most expensive health food myths that
37:41
Speaker 3: you've seen over the last couple of years that you'd
37:43
Speaker 3: like to debunk? So like, I'm thinking midual dates, I'm
37:46
Speaker 3: thinking a sigh, powder, supplements, juice, cleanses, etc.
37:49
Speaker 1: Talk to us.
37:50
Speaker 2: Love it and you know me, George and my followers
37:53
Speaker 2: and clients know that I'm down for a nutrition debunk.
37:57
Speaker 3: All the time.
37:57
Speaker 2: It's actually one of my favorite parts my job. So
38:01
Speaker 2: to start off, I actually wanted to talk a little
38:02
Speaker 2: bit about dietary supplements. So these are things like vitamins, minerals, probiotics, probiotics, multivitamins,
38:09
Speaker 2: So not really a health food trend, but definitely a
38:12
Speaker 2: nutrition trend that I think you girls can relate. Is
38:14
Speaker 2: probably something that maybe we spend a little bit too
38:17
Speaker 2: much money on. But you know, the thing is is
38:20
Speaker 2: for the general population, we do not need supplements. So
38:24
Speaker 2: not referring to maybe people who are following a vegan
38:26
Speaker 2: diet or a vegetarian diet, or that have some sort
38:29
Speaker 2: of nutritional deficiency.
38:31
Speaker 3: Victorious well like be twelve.
38:34
Speaker 2: Exactly iron all of those things that you know some
38:37
Speaker 2: of us or most of us may experience. But you know,
38:40
Speaker 2: I'm talking for the general population, we do not really
38:43
Speaker 2: need supplements, and our bodies actually prefer nutrients from whole foods,
38:47
Speaker 2: so we actually absorb the vitamins of the minerals much
38:50
Speaker 2: more efficiently from whole food sources. So I thought that
38:53
Speaker 2: was actually quite interesting when I was learning about how
38:56
Speaker 2: the body absorbs and metabolizes foods or nutrients. And another
39:00
Speaker 2: thing that really concerns me is a dietitian, is that
39:03
Speaker 2: only four percent of Australians actually eat enough vegetables. So
39:07
Speaker 2: we've got our dietary guidelines that suggest we should consume
39:10
Speaker 2: five serves vegetables a day, but only four percent of
39:14
Speaker 2: us actually do that, yet thirty percent of us are
39:16
Speaker 2: taking some sort of supplement. So I don't know about
39:19
Speaker 2: you guys, but that just doesn't really seem to add
39:21
Speaker 2: up to me.
39:21
Speaker 1: How many is five though? And like, what does that
39:24
Speaker 1: look like on a plate? Because I feel like I
39:26
Speaker 1: ate lots of vegetables, and I know I do, but
39:29
Speaker 1: I know other people don't. So what's that look like?
39:33
Speaker 2: So a serve is one cup of green leafy vegetables,
39:37
Speaker 2: so like your salad ingredients and things like that, or
39:40
Speaker 2: if you're looking at your cooked vegetables, it's half a cup.
39:43
Speaker 2: So we're looking at either two and a half cups
39:45
Speaker 2: of cooked vegetables every single day or five cups of
39:49
Speaker 2: salad vegetables. So something I say to my clients is
39:51
Speaker 2: let's get half your plate as vegetables or salads, and
39:55
Speaker 2: that will give you a good go at sort of
39:58
Speaker 2: getting in those five serves.
40:00
Speaker 1: It feels like a lot, like a five cup salad,
40:02
Speaker 1: Like that's a massive salad, right.
40:04
Speaker 2: It is a lot. But if you think of a
40:05
Speaker 2: cut being you know, two hundred and fifty mils it's
40:08
Speaker 2: always bigger in your head, and when you actually put
40:10
Speaker 2: it on the plate, it's probably not as big as
40:12
Speaker 2: you think. The other thing that I wanted to touch on,
40:14
Speaker 2: and you mentioned this, George, with our lovely ASI powder
40:18
Speaker 2: or ASI bowls, are those superfood powders. So things like
40:21
Speaker 2: greens powder, spirrillina, wheat grass, you name it, there is
40:25
Speaker 2: a powder out there for it. And yes, these do
40:28
Speaker 2: provide high levels of vitamins and minerals, and you know
40:31
Speaker 2: they gain that superfood title because they've got lots of
40:33
Speaker 2: antioxidants in them. But again it's nothing that we can't
40:36
Speaker 2: get from our food. So if we looked at say
40:39
Speaker 2: a blueberry two dollars fifty a punt it at the moment,
40:42
Speaker 2: or a SI powder, which is about forty dollars I
40:45
Speaker 2: think for a can of stuff so expensive.
40:48
Speaker 1: I tried to buy some more recently and I was like, oh,
40:51
Speaker 1: this looked like I don't know, trendy could make some
40:54
Speaker 1: fun of Siah balls, and then I was like, is
40:56
Speaker 1: that really worth it?
40:57
Speaker 2: Exactly? And we all love an Assi bowl, you know,
41:00
Speaker 2: Sunday brunch, not that that is happening anytime soon for
41:03
Speaker 2: us here in Melbourne, but it is a nice sort
41:05
Speaker 2: of phenomenon. It nice to go out and have something
41:08
Speaker 2: like that occasionally, but the cost adds up over time,
41:12
Speaker 2: so again we can get it through our food. The
41:15
Speaker 2: next one is collagen powder, so it seems like a yes.
41:19
Speaker 1: This is so trendy.
41:20
Speaker 3: What does that make your skin like? Botox? Is that
41:23
Speaker 3: because that's kind of what it sounds like.
41:25
Speaker 2: Yeah, yeah, so your skin is made up of collagen
41:28
Speaker 2: or not botop No judgment, No, no judgment at all.
41:36
Speaker 1: I mean as we get older, our skin might be
41:38
Speaker 1: less collagen and more botox.
41:40
Speaker 3: Who goes, So, what what is this powder?
41:44
Speaker 2: No? No, no need to be sorry all. I just
41:46
Speaker 2: wanted to say about collagen And the reason I wanted
41:48
Speaker 2: to bring it up is because I get asked it
41:50
Speaker 2: a lot. But the evidence surrounding collagen is actually really weak.
41:54
Speaker 2: So they're finding that it's actually only beneficial for like
41:57
Speaker 2: joint health and arth writers. So something that us young
42:01
Speaker 2: females may not relate to yet, but just something to
42:04
Speaker 2: keep in mind for the future.
42:06
Speaker 1: And these are really expensive, right, Like I see it
42:09
Speaker 1: on Instagram all the time, people having their collagen in
42:12
Speaker 1: their smoothies, and like, don't get me wrong, if that's
42:14
Speaker 1: what gets you out of it in the morning, like
42:17
Speaker 1: here for it. Like what you're saying is it's expensive
42:20
Speaker 1: and also not doing all that stright right.
42:22
Speaker 2: And it's funny that you say that, because I, you know,
42:25
Speaker 2: having a little bit of a presence online or on Instagram,
42:29
Speaker 2: do get approached by a lot of supplement brands that
42:31
Speaker 2: are trying to get me to try their collagen and
42:33
Speaker 2: promote it, and I just have to turn it down.
42:35
Speaker 2: And I do feel really bad saying to them. Look,
42:38
Speaker 2: you know, as a dietitian, I'm always about providing evidence
42:40
Speaker 2: based advice, so recommending things that actually have science to
42:43
Speaker 2: back it, and I do have to say, look, I can't.
42:46
Speaker 2: I can't recommend that to my followers because it's unethical
42:48
Speaker 2: and I wouldn't use it myself.
42:50
Speaker 1: So how if you've started this coming and then you're
42:54
Speaker 1: like Millie, she's perfect stunner. I just want to get
42:57
Speaker 1: her behind my product, And then you're like, yeah, cool,
43:00
Speaker 1: So it's unethical for me coming out, so I cannot
43:03
Speaker 1: be here or clad. Can we touch on juice cleanses
43:06
Speaker 1: for a second. That was a really popular one, and
43:10
Speaker 1: you know it's actually really expensive to do a juice
43:12
Speaker 1: cleans I was looking recently online at the cost of them,
43:15
Speaker 1: and it can be like one hundred and seventy one
43:17
Speaker 1: hundred and eighty dollars a week for the juices in itself.
43:21
Speaker 1: Like one, what is a juice cleanse? And to what
43:24
Speaker 1: am I detoxing from when I have a juice clean.
43:27
Speaker 2: I can't believe how expensive they are. Is that a week?
43:31
Speaker 1: Like a week's worth of juice for a week, So
43:33
Speaker 1: that's seven days worth of juice.
43:35
Speaker 2: Yeah, so that is probably more than what you would
43:37
Speaker 2: spend on your weekly grocery shop. But essentially a juice
43:40
Speaker 2: cleanse is exactly how it sounds. You consume nothing but
43:44
Speaker 2: a combination of fruit and vegetable juices over the course
43:48
Speaker 2: of a week, so it's usually three juices per day.
43:50
Speaker 2: They're essentially replacing your meal. And they used to, or
43:54
Speaker 2: they claim to detoxify our body. But the thing is,
43:57
Speaker 2: we have these really cool organs called our liver and
44:00
Speaker 2: our kidneys that actually naturally detoxify our body themselves. So
44:05
Speaker 2: juice cleanses fill us up on a whole lot of water.
44:07
Speaker 2: They probably exacerbate our toilet try habits more. I was
44:11
Speaker 2: going to ask you, Yeah.
44:13
Speaker 1: Oh my gosh, I already we a lot friends, and
44:16
Speaker 1: that's just from drinking water, Like can you imagine, not
44:18
Speaker 1: even just.
44:19
Speaker 2: We the whole other. I'm talking about motions here.
44:24
Speaker 1: Let's be hon we just get real deep on ches
44:26
Speaker 1: on the money. Now. Last week the pink tax and
44:28
Speaker 1: talking about vaginas. Next we're talking about our poop. Great
44:33
Speaker 1: if you guys don't say we're not authentic, like just
44:35
Speaker 1: leave exactly.
44:37
Speaker 2: And the thing is that with juice cleanses as well,
44:39
Speaker 2: is you're not getting any nutrition really apart from sugar.
44:42
Speaker 2: So you're not getting any fiber, no protein, no good
44:45
Speaker 2: quality carbohydrates, no calcium, no iron, literally nothing that your
44:49
Speaker 2: body actually needs to survive. So they are a no
44:52
Speaker 2: from me, And I would honestly suggest saving your money. Yeah.
44:55
Speaker 3: Absolutely, Just on that sugar theme, mill I know it.
45:00
Speaker 3: It was very trendy a couple of years ago to
45:03
Speaker 3: do the clean diet with no sugar or the eye
45:05
Speaker 3: quick sugar movement was really massives. Do you support that
45:10
Speaker 3: or subscribe to that line of thinking at all?
45:13
Speaker 2: Definitely not. I think if you followed me before, you
45:15
Speaker 2: would know that my approach to nutrition is all about
45:18
Speaker 2: having all foods in the diet and that all foods
45:20
Speaker 2: can fit. So that does include sugar, and it includes fat,
45:23
Speaker 2: and so you know all those foods that sort of
45:25
Speaker 2: have a bad stigma associated to them, but we know
45:28
Speaker 2: that we need them just from a being a human
45:31
Speaker 2: being needing a balance of foods in our diet. So
45:35
Speaker 2: the thing with sugar is there are, of course different
45:37
Speaker 2: types of sugar in the diet. You've got your natural
45:39
Speaker 2: sugars from fruit and dairy products and all those sorts
45:43
Speaker 2: of things, and then you've got your added sugars, so
45:46
Speaker 2: highly processed sugars from caine essentially. So these are fine
45:51
Speaker 2: to have in small amounts, but I don't think it's
45:53
Speaker 2: necessary to cut them out altogether.
45:55
Speaker 1: Moving on from that question and in line with something
45:59
Speaker 1: that is very popus hero at Cheese on the Money,
46:01
Speaker 1: and you guys might know what I'm talking about already.
46:04
Speaker 1: Oat milk is very popular here at Cheese on the Money.
46:08
Speaker 1: It is my milk of choice. But in twenty twenty,
46:11
Speaker 1: it seems like there is actually a milk made from
46:14
Speaker 1: literally everything under the sun. Is there really a best
46:17
Speaker 1: option when it comes to milk in terms of our
46:19
Speaker 1: health or our alternative milk's actually just really overpriced and
46:23
Speaker 1: not as nutritious as we think, Like, what should we
46:25
Speaker 1: be having? And if you're intolerant to dairy, what would
46:28
Speaker 1: you recommend is the best option?
46:29
Speaker 2: Great question. I'm very passionate about my milk alternatives as well,
46:33
Speaker 2: so love that you girls have jumped on the oat
46:35
Speaker 2: milk train. I think I've actually bought you an oat
46:36
Speaker 2: milk latte before, George, you have done.
46:39
Speaker 1: Welcome to the club, Welcome to cheese. On the money,
46:41
Speaker 1: you would be here perfectly, swimmingly.
46:44
Speaker 2: Love it. Look when I'm weighing up the benefits of
46:48
Speaker 2: milk alternatives, so plant milks, plant milks, nut milks, I'm
46:52
Speaker 2: actually looking at how they stuck up in comparison to
46:55
Speaker 2: cow's milk. So the I know you said what about
46:58
Speaker 2: if you love toose intolerant, but I just wanted to
47:00
Speaker 2: reiterate that cow's milk is really great to have if
47:03
Speaker 2: you're not lactose intolerant or have a dairy allergy, because
47:06
Speaker 2: it's really high in calcium B twelve and protein, which
47:10
Speaker 2: unfortunately a lot of our plant based milks do actually lack.
47:14
Speaker 2: So from a nutrition perspective, you might be surprised to
47:19
Speaker 2: hear this but the one that stacks up the closest
47:21
Speaker 2: to cow's milk is actually soy milk. And I'm lactose
47:24
Speaker 2: intolerant too, so I love soy milk or that's my
47:27
Speaker 2: milk of choice. But it does get a little bit
47:30
Speaker 2: of a bad rap because of the fider estrogens, which
47:32
Speaker 2: I'm sure you've heard a lot.
47:33
Speaker 1: About, So can you tell me a little bit more
47:36
Speaker 1: about that? So I know about that, but what does
47:39
Speaker 1: it mean for those of us listening who are like, well,
47:41
Speaker 1: what the hell's a phido estrogen?
47:43
Speaker 2: Good question. So, a fider estrogen is a nutritious compound
47:46
Speaker 2: essentially that is found in a lot of soy products,
47:49
Speaker 2: and it gets a bad rap because people think that
47:52
Speaker 2: it's similar to our hormone estrogen within our body that
47:56
Speaker 2: we know can or has a role in our reproductive system.
47:59
Speaker 2: But the idents actually shows that phido estrogens in food
48:03
Speaker 2: do not act the same way in the body that
48:05
Speaker 2: the hormone does. So it's absolutely fine to have soy
48:08
Speaker 2: products in moderation if you're having you know, leaders and
48:11
Speaker 2: leaders of soy milk on end or lots of TERMRMAE
48:15
Speaker 2: and lots of tofu. I would say, you know, let's
48:18
Speaker 2: look at cutting that down. But for the general population
48:21
Speaker 2: who want to enjoy a soilate here and there, it
48:23
Speaker 2: is completely.
48:24
Speaker 1: Fine, awesome. I didn't know that at all. What do
48:27
Speaker 1: you reckon? Add ten? What to oat milk?
48:29
Speaker 2: Oat milk actually stacks up in my books a little
48:31
Speaker 2: bit higher than your almond milks and your nut milks
48:34
Speaker 2: because it has a higher percentage of oats.
48:36
Speaker 1: Yeah, almond milks, Grice Boycott.
48:38
Speaker 2: I strongly dislike almond milk.
48:40
Speaker 1: Almad milk's disgusting. It tastes like dirt, dirt, water, and
48:43
Speaker 1: you know why because it's made of dirt.
48:46
Speaker 2: Well, it's made of literally ninety seven percent water. So
48:51
Speaker 2: you've got water maybe like two percent almonds, and then
48:55
Speaker 2: a few preservatives in there as well.
48:57
Speaker 1: So, oh good, sounds nutritious as hell.
49:00
Speaker 2: And you're basically adding water to coffee.
49:02
Speaker 1: G king. What is our next question?
49:04
Speaker 3: Let's talk about organic foods. They're almost always more expensive,
49:10
Speaker 3: but are they as nutritious or more nutritious?
49:13
Speaker 2: Again, this might surprise people and me here for the debunk,
49:16
Speaker 2: but here in Australia, organic and conventionally produced foods are
49:20
Speaker 2: exactly the same in terms of their nutritional value. So
49:24
Speaker 2: we know that people do choose organic produce for maybe
49:27
Speaker 2: environmental reasons or to support local which I am all
49:31
Speaker 2: about at the moment, reduced ingestion of chemicals, or maybe
49:35
Speaker 2: they just prefer the taste as well. So I think
49:37
Speaker 2: we can all agree that biting into a crunchy organic apple,
49:41
Speaker 2: I don't know there's something about it, but from a
49:44
Speaker 2: nutrient perspective, they are exactly the same.
49:47
Speaker 1: All right. So I've got a question that relates to me.
49:51
Speaker 1: I'm gluten intolerant. For those of you playing along at home,
49:55
Speaker 1: is gluten free actually healthier for those without Celiac disease?
50:00
Speaker 1: So I feel like it's so trendy when people go
50:02
Speaker 1: to like brunch and they're like, oh, can I have
50:03
Speaker 1: it on gluten free toast? And then they're like, oh,
50:05
Speaker 1: we don't do gluten free, and then they're like, oh,
50:07
Speaker 1: sour dough is fine. It's like wait, what, yes, why
50:09
Speaker 1: do you asking for gluten free? Then get in the bin.
50:12
Speaker 1: But are there any cheap tips you have in addition
50:14
Speaker 1: to that for people who are eating gluten free? Like,
50:17
Speaker 1: if you are eating gluten free and you don't need
50:19
Speaker 1: to be, is that cool? Is that good for you,
50:21
Speaker 1: I don't know.
50:21
Speaker 2: The short answer is no, Gluten free is not more
50:25
Speaker 2: nutritious for people who don't have Celiac disease or a
50:29
Speaker 2: gluten intolerance, which is now actually called a non Celiac
50:32
Speaker 2: gluten sensitivity. I think they're always bringing out new names
50:35
Speaker 2: and new diagnosis, but there's nothing more superior or more
50:39
Speaker 2: nutritious about gluten free foods as opposed to gluten containing food.
50:44
Speaker 2: Gluten free is really trendy at the moment, so manufacturers
50:47
Speaker 2: and food companies are just slapping the word gluten free
50:50
Speaker 2: on products to make you think that it's healthier than
50:52
Speaker 2: it is. And it's probably double the price as well.
50:55
Speaker 2: And I've even seen things like gluten free dairy products
50:59
Speaker 2: and meat and eggs so on products that don't even
51:02
Speaker 2: have any gluten. I'm in the first place, and it's
51:05
Speaker 2: it's obviously a very clever marketing tactic. But people full
51:08
Speaker 2: for it. I'm sure we all have before, but don't
51:11
Speaker 2: buy into it.
51:12
Speaker 1: Oh, I've fallen for it so many times. Like when
51:14
Speaker 1: I first got told I couldn't eat gluten, I just
51:17
Speaker 1: thought my world was crumbling because I loved bread. I
51:20
Speaker 1: see in the gluten free section like the gluten free
51:23
Speaker 1: potato chips, like in the like if you're in the supermarket,
51:27
Speaker 1: you see them and you're like, oh, okay, well there
51:29
Speaker 1: are like four dollars, and it's like, hold up their
51:31
Speaker 1: potato chips, shouldn't they be gluten free? And then you
51:34
Speaker 1: go to the gluten or then you go to the
51:36
Speaker 1: normal chip section and they're like two dollars and you're like, yeah, cool, okay,
51:39
Speaker 1: exactly question from our group because I've been wondering this
51:43
Speaker 1: as well. Our frozen fruits and vegetables, which we eat
51:46
Speaker 1: not often much cheaper and a way of preventing waste
51:50
Speaker 1: as good for us as fresh stuff, Like should I
51:53
Speaker 1: be buying frozen stuff.
51:55
Speaker 2: One hundred percent? You should be buying frozen produce. I'm
51:58
Speaker 2: very passionate about this question and my frozen produce because
52:02
Speaker 2: if we're let's say, comparing frozen produce and fresh produce
52:07
Speaker 2: in our big retail outlets, most of the time the
52:11
Speaker 2: fresh stuff may have been sitting there on the shelf
52:13
Speaker 2: or in the cool room for two to three weeks,
52:15
Speaker 2: so naturally the nutritional value is going to deteriorate over.
52:18
Speaker 1: Time three weeks potentially.
52:21
Speaker 2: Don't quote me on that. Because I don't want to
52:23
Speaker 2: get sued by anybody.
52:25
Speaker 1: But yeah, okay, that seems reasonable. Like hypothetically, if they
52:28
Speaker 1: were exactly right, their nutritional value would decrease.
52:32
Speaker 2: And with frozen produce that is essentially frozen at harvesting,
52:37
Speaker 2: so the maximum amount of nutrients is being retained. So
52:41
Speaker 2: I would usually say that frozen producee is just as
52:44
Speaker 2: nutritious or if not more nutritious than fresh produce.
52:48
Speaker 3: Okay, so the last question here is mil if you
52:51
Speaker 3: could talk to us a little bit about Hallow Fresh
52:53
Speaker 3: and Marley Spoon, which we actually spoke a little bit
52:56
Speaker 3: about earlier on in the show because Victoria uses Marley Spoon.
53:00
Speaker 3: But be careful with your auntswer airs out. But are
53:05
Speaker 3: the healthy or not slash affordable in European Yes.
53:09
Speaker 2: Yeah, you'll be surprised to know that I'm actually very
53:11
Speaker 2: pro Hallowfresh and Maley Spoon because I think it is
53:15
Speaker 2: great if your time poor. The meals are really nicely
53:17
Speaker 2: portioned as well. Again, it's a better option to take away.
53:21
Speaker 2: So if you're choosing a Hellow Fresh or a Maley
53:24
Speaker 2: Spoon because you are time poor or looking for a
53:27
Speaker 2: convenient option, then of course it is going to be
53:30
Speaker 2: more nutritious than fish and chips or pizza. The other
53:33
Speaker 2: thing that I love is it gives you you recipe
53:34
Speaker 2: inspiration as well. I mean, I don't know about you guys,
53:37
Speaker 2: but I feel like I've been making the same meals
53:39
Speaker 2: on rotation for literally the last six months, and I
53:42
Speaker 2: am always looking for some new recipes and new foods
53:45
Speaker 2: to try new food combinations as well. So I think
53:48
Speaker 2: it's great from that aspect and just to try some
53:50
Speaker 2: new foods as well. But it can be costly, I
53:53
Speaker 2: guess if you're doing it and regularly, but it's all
53:55
Speaker 2: dependent on you and your budget. And I think it's
53:58
Speaker 2: a really good idea to try it, say the recipes
54:00
Speaker 2: and then make them yourself at home and copy them.
54:04
Speaker 1: Oh my gosh. Yes, I, as g was saying, definitely
54:08
Speaker 1: use Marley Spoon and have done for the last two
54:10
Speaker 1: years so consistently. We've had a Marley Spoon delivery every
54:13
Speaker 1: single week, extep for when we've been on holidays. And
54:16
Speaker 1: it ends up, as I was saying earlier in this episode,
54:18
Speaker 1: saving me money because I'm spending less on just like
54:21
Speaker 1: mindless shopping at the supermarket. Even though it is a
54:23
Speaker 1: little bit more expensive than just buying the ingredients. But
54:26
Speaker 1: the amount of diversity in our diets now is crazy,
54:29
Speaker 1: and the fact that there's always like eighteen or twenty
54:32
Speaker 1: meals each week that we can choose from, as opposed
54:34
Speaker 1: to just being like, oh, I guess it's bollonnaise again.
54:37
Speaker 1: We really really love but you're rut save the recipes.
54:40
Speaker 1: They come with recipe cards, and we've been saving our
54:42
Speaker 1: favorite recipe cards. And I have this sweet potato and
54:46
Speaker 1: kale recipe that I adored, like a salad, like roasted
54:50
Speaker 1: sweet potato and kale with some dates and some almonds,
54:53
Speaker 1: and like, it is so good that we end up
54:56
Speaker 1: making it on the nights that we don't have Marley
54:58
Speaker 1: spoon because it's easy and it's also delicious.
55:01
Speaker 2: Yeah, I love that, And so true what you're saying
55:03
Speaker 2: in terms of you're not spending hours on end walking
55:07
Speaker 2: the supermarket aisles looking for things to make, because that's
55:10
Speaker 2: when I get distructed and I go, oh, look at this.
55:12
Speaker 2: I'll try this new product or that's on sale and
55:14
Speaker 2: I'll buy that, and you end up spending one hundred
55:16
Speaker 2: dollars and you've gone in for produce for one meal.
55:19
Speaker 2: So I love that take.
55:22
Speaker 1: Yeah, exactly, and I feel like money win as well.
55:25
Speaker 1: Through the pandemic, guys, you guys were fighting over broccoli
55:28
Speaker 1: and all of your fresh produce, and mine was being
55:31
Speaker 1: delivered direct to my door with absolutely no delay.
55:34
Speaker 2: So riddle me that, friends, you're the real winner.
55:38
Speaker 1: I'm the real winner here. Anyway, before I get completely
55:41
Speaker 1: off track and Georgia probably joins me, you guys have
55:44
Speaker 1: completely forgotten to share with our community that we have
55:49
Speaker 1: been working in the background, or you guys have been
55:51
Speaker 1: working in the background. I just was like, yeah, good idea, guys,
55:54
Speaker 1: go and do that for us. You've been working on
55:57
Speaker 1: a recipe book, haven't you.
55:58
Speaker 3: Yes, b we are working on an ebook which will
56:01
Speaker 3: drop today if we can get our skates on. As
56:05
Speaker 3: I said earlier on in the show, the copy deadline
56:07
Speaker 3: has been met, Victoria, you missed out on a couple
56:10
Speaker 3: of editions there.
56:11
Speaker 1: I'm sorry you won't get my Pumpkin Super recipe, nor
56:14
Speaker 1: my kale and sleep potato salad. But should you be
56:18
Speaker 1: so lucky in the future, maybe I'll include them instead
56:21
Speaker 1: of infringing on Marley Spoon's copyright.
56:24
Speaker 3: Exactly, But no Mill has worked tirelessly on this e book,
56:28
Speaker 3: which is going to be amazing. There's lots of budget friendly,
56:31
Speaker 3: nutrition packed recipes there for us all to enjoy, so
56:35
Speaker 3: look out for it today. There'll be an announcement on
56:37
Speaker 3: our Instagram and Facebook page as well, no doubt.
56:40
Speaker 1: And George King and Millie. My favorite part about this
56:43
Speaker 1: whole recipe book, Every single one of the ingredients can
56:46
Speaker 1: actually be purchased at audi, which obviously we are massive
56:49
Speaker 1: fans of. But I think you guys will be surprised
56:51
Speaker 1: at the diversity that they had and the amount of
56:53
Speaker 1: recipes that we were able to come up with. And
56:56
Speaker 1: you know, obviously we are finance experts, not food ex
57:00
Speaker 1: which is exactly why every single one of these recipes
57:02
Speaker 1: has been run past Milli, so you best believe that
57:05
Speaker 1: they are nutritionally complete as well as financially savvy. So
57:10
Speaker 1: let's wrap this all up merely. You have been an
57:13
Speaker 1: absolute dream. Please come back and visit us on the
57:16
Speaker 1: podcast again soon. But thank you so much for coming along.
57:20
Speaker 1: I have loved this chat.
57:22
Speaker 2: I have loved it too. Can I come and see
57:23
Speaker 2: you both in person as well next time? Please?
57:26
Speaker 1: Absolutely, And we'll have an oat larte in our actual
57:29
Speaker 1: podcast studio as opposed to iPhone headphones across a zoom.
57:34
Speaker 2: That would be wonderful. Thanks again for having me.
57:37
Speaker 3: Now, unfortunately, guys, it is time to wrap the show.
57:41
Speaker 1: But just before we head off, we'd like to acknowledge
57:43
Speaker 1: and pay respects to Australia's Aboriginal and Torus right islander peoples,
57:47
Speaker 1: the traditional custodians of the lands, waterways and skies across Australia.
57:52
Speaker 1: We thank you for sharing and for caring for the
57:54
Speaker 1: land on which we are able to learn. We pay
57:56
Speaker 1: our respects to elders past and present and share our
57:59
Speaker 1: friendship and our kindness.
58:01
Speaker 3: Now let's wrap the boring but important bits. The advice
58:04
Speaker 3: shared on she is on the Money is general in
58:06
Speaker 3: nature and does not consider your individual circumstances. She is
58:09
Speaker 3: on the Money exists purely for educational purposes and should
58:13
Speaker 3: not be relied upon to make an investment or financial decision.
58:16
Speaker 3: And relax, we promise. Victoria Devine is an authorized representative
58:20
Speaker 3: of Australia Pacific Funds Management Propriety Limited ABN three four
58:24
Speaker 3: one three two four six three two five seven AFSL
58:28
Speaker 3: three three nine one five one And as always, thank
58:32
Speaker 3: you to Ryan John for pulling up with us and
58:34
Speaker 3: putting together today's podcast.
58:36
Speaker 1: I hate when people tell me to relax. It does
58:38
Speaker 1: the exact opposite for me, George King, But whatever, moving on.
58:42
Speaker 1: Maybe I'd be more calm if I had friends that
58:44
Speaker 1: didn't tell me to relax. So if you are one
58:47
Speaker 1: of those people, I would love if you joined us
58:49
Speaker 1: in our Facebook group where our community shares money, tips
58:52
Speaker 1: and tricks every single day, free of judgment. So She's
58:55
Speaker 1: on the money on Facebook and join us. If Facebook's
58:57
Speaker 1: not your thing, or you also hang out on the gram,
59:00
Speaker 1: we are at Shee'ese on the Money aus.
59:02
Speaker 3: If you guys are founds of the show, don't be
59:04
Speaker 3: afraid to rate, review and subscribe so we can spread
59:08
Speaker 3: our sot and love a little further. Yeah, we do
59:11
Speaker 3: read everything you guys write. We love you. And yeah
59:14
Speaker 3: that's the end of my spiel.
59:15
Speaker 1: No, that was really professional. I love that. See you
59:18
Speaker 1: next week.
59:19
Speaker 2: Bye, guys,