
Stop Scaring The Bank: Save, Settle, Sort Your Stuff
Want lenders to take you seriously as a first-home buyer? We break down the three levers that turn a shaky maybe into a confident yes: stable income, a targeted deposit plan, and clean account conduct. James joins me to unpack exactly what banks look for, how to structure your money, and what to fix first so your application lands on top of the pile.
We start with income because predictability wins. If you’re employed, being out of probation and three-plus months in your role often removes the biggest hurdle. Self-employed? A solid year of financial statements can get you across the line. We…
The skinny
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