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Should You Buy A Home Privately? Clear Pros, Hidden Risks, And Smarter Steps

Hate open homes and bidding wars? We take a clear-eyed look at private home purchases and map out when they shine and when they sting. From tenant-to-owner deals to family sales and investor shortcuts, we unpack the real-world pros, the bank rules that matter, and the due diligence that keeps your budget and sanity intact.

We start with the upside: less competition, first access, and the unbeatable win of not packing boxes when you already live in the property. Then we add the guardrails. Banks often require a registered valuation for private sales, even with 20% deposit, because there’s no…

The skinny

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