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FRIDAY DRINKS: Live On Tour - Brisbane · She's On The Money

• 0:00
  Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud your
• 0:04
  Speaker 1: the Order Kerni Whoalbury and a waddery woman. And before
• 0:08
  Speaker 1: we get started on She's on the Money podcast, I
• 0:11
  Speaker 1: would like to acknowledge the traditional custodians of the land
• 0:14
  Speaker 1: of which this podcast is recorded on a wondery country,
• 0:18
  Speaker 1: acknowledging the elders, the ancestors and the next generation coming
• 0:22
  Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
• 0:27
  Speaker 1: and the storytelling of you to make a difference for
• 0:30
  Speaker 1: today and lasting impact for tomorrow.
• 0:33
  Speaker 2: Let's get into it.
• 0:34
  Speaker 3: She's on the Money, She's on the Money.
• 0:57
  Speaker 2: Hello, and welcome to The Money, the podcast for millennials
• 1:02
  Speaker 2: who want financial freedom. Welcome back to another one of
• 1:06
  Speaker 2: our Friday Drinks episodes where we get to celebrate the community,
• 1:10
  Speaker 2: share our money wins and confessions, and have a cheeky
• 1:13
  Speaker 2: little beverage with our friends. Everyone in the audience seems
• 1:16
  Speaker 2: to have a beverage as well, which I think is
• 1:18
  Speaker 2: a ten out of ten. We're going to have a
• 1:21
  Speaker 2: chance to answer today some of our questions from our community.
• 1:24
  Speaker 2: We're going to chat a little bit about my new book.
• 1:26
  Speaker 2: She's On the Money and in the second half of
• 1:29
  Speaker 2: this episode Slash Live show, we are going to be
• 1:32
  Speaker 2: inviting a very special guest, my friend and also she's
• 1:37
  Speaker 2: On the Money community member, Sammy Rose. But before we
• 1:40
  Speaker 2: get there, as always, it is time to catch up
• 1:43
  Speaker 2: on the week that was Miss jessic RICI, how are you?
• 1:47
  Speaker 2: I'm really good. How are you? I'm Aura, I'm very tired.
• 1:51
  Speaker 4: Actually, you know what, It's that default thing of when
• 1:53
  Speaker 4: someone asks you how you are doing, like, oh, yeah,
• 1:54
  Speaker 4: I'm great, when sometimes you're not. And I am very excited,
• 1:57
  Speaker 4: but I am very tired.
• 1:59
  Speaker 2: We actually we did like a full blown meditation slash
• 2:02
  Speaker 2: half nap before we came today. It was like three
• 2:05
  Speaker 2: pm and we had to come to like do set
• 2:07
  Speaker 2: up and pack all of your gorgeous gift bags. And
• 2:09
  Speaker 2: Jess was like, let's go down to the pool. I'm
• 2:12
  Speaker 2: so excited, Like we're staying at this beautiful hotel. We're
• 2:15
  Speaker 2: in Queensland. We don't know what hot weather is, so
• 2:17
  Speaker 2: she wanted to experience it. And I was like laying
• 2:20
  Speaker 2: on the bed waiting for her to change into her swimmers,
• 2:22
  Speaker 2: and when she came out, she said, what are you doing?
• 2:24
  Speaker 2: I was like just having a little power nap and
• 2:26
  Speaker 2: she's like, do you think we should just have an
• 2:28
  Speaker 2: app instead of going to the pool. And I was like, yeah, babe,
• 2:30
  Speaker 2: I did a meditation and you took a nap. Okay,
• 2:34
  Speaker 2: So we put a meditation on. It was meant to
• 2:36
  Speaker 2: be twenty minutes of meditation. It was just like an app.
• 2:39
  Speaker 2: I'm obviously not talented enough to run that myself. And
• 2:43
  Speaker 2: the timer went off to be like, now it's time
• 2:45
  Speaker 2: to get up, and I was like, extend snooze and
• 2:48
  Speaker 2: justs is like, get up. So she goes and has
• 2:49
  Speaker 2: a shower and I'm still in bed when she comes back,
• 2:52
  Speaker 2: and she just wasn't that impressed with me, And I
• 2:54
  Speaker 2: get it. I get it. But I am well rested
• 2:56
  Speaker 2: and very excited for this show. Me too.
• 2:59
  Speaker 4: I feel like we've got to catch up. But something
• 3:01
  Speaker 4: else that's going on a lot, and something that we
• 3:03
  Speaker 4: both love talking about. And we had a few beautiful
• 3:05
  Speaker 4: community members backstage with us earlier and they were also
• 3:08
  Speaker 4: very excited to talk about.
• 3:09
  Speaker 2: It was wedding planning. You're in the thick of that now.
• 3:12
  Speaker 4: And I was going through our dms before and someone
• 3:14
  Speaker 4: actually said, when's the wedding den Blake coming out, and
• 3:17
  Speaker 4: I was like, it's coming, but it's something that we've
• 3:19
  Speaker 4: been having a lot of fun chatting about in the office,
• 3:21
  Speaker 4: and something that we're getting a lot of questions because
• 3:23
  Speaker 4: I guess everybody's getting married, not me, James, hint, hint.
• 3:27
  Speaker 2: But I'm going to tell him they listen to this
• 3:30
  Speaker 2: episode and just this one nothing. I'll just send him
• 3:32
  Speaker 2: the audio snippet. To be honest, it's much easier get
• 3:34
  Speaker 2: the point across, be real direct. But you're in the
• 3:37
  Speaker 2: thick of it right now, VD, how is it all going.
• 3:39
  Speaker 2: There's a reason wedding content hasn't come out yet, and
• 3:42
  Speaker 2: that's because I'm embarrassed of the way I've been marryingingging
• 3:45
  Speaker 2: my budget. It's really bad. Turns out, managing a wedding
• 3:49
  Speaker 2: budget is actually much harder than I had had thought
• 3:51
  Speaker 2: it might be. In my role as a financial advisor,
• 3:55
  Speaker 2: I have helped clients through this process and I'm like, oh,
• 3:57
  Speaker 2: it's fine, just make sure you stick to the budget.
• 4:00
  Speaker 2: When they're like, oh, we're a little bit over on florals,
• 4:02
  Speaker 2: like baby, it's time to get a new quote, like
• 4:04
  Speaker 2: you need to find somebody else, like sticking to the
• 4:06
  Speaker 2: budget's really important. And now I'm picking and I'm like, no,
• 4:10
  Speaker 2: we're not going with any other florist. That it's the
• 4:12
  Speaker 2: only one I want, honey, Like, I don't understand why
• 4:15
  Speaker 2: it's so hard for you to combrand. So yeah, it's
• 4:18
  Speaker 2: going well, thanks for asking.
• 4:21
  Speaker 4: Wedding content will be coming, but we want to get
• 4:23
  Speaker 4: it right. And obviously it turns out planning wedding takes
• 4:26
  Speaker 4: up a lot of time, and he's very busy, and
• 4:27
  Speaker 4: then you actually have to get married, then you actually
• 4:29
  Speaker 4: go on a honeymoon. So probably early twenty twenty threes
• 4:33
  Speaker 4: when that will all be coming out. We have a
• 4:35
  Speaker 4: whole bunch of it planned. But this is the last
• 4:37
  Speaker 4: show of the Torch. We talk a little bit about
• 4:39
  Speaker 4: twenty twenty three in general, because where.
• 4:41
  Speaker 2: We have so much end of the year, if we
• 4:43
  Speaker 2: have so much coming up, and it's not like we
• 4:45
  Speaker 2: didn't do enough this year, but I genuinely feel like
• 4:48
  Speaker 2: we didn't do enough this year, Like we've got so
• 4:50
  Speaker 2: much to go. Obviously we've got a whole bunch of
• 4:52
  Speaker 2: wedding content coming up for the men in the room, Like,
• 4:55
  Speaker 2: you guys are so lucky, and I know you can't
• 4:57
  Speaker 2: wait for your partners to ask for in agement rings. Yeah, yeah,
• 5:02
  Speaker 2: I'm going to be promoting that. But wedding content, what else,
• 5:05
  Speaker 2: jess Have we got We've got I don't know.
• 5:07
  Speaker 4: Our beautiful events coordinator Rochet's here, and I don't know
• 5:10
  Speaker 4: if I'm going to get in trouble. I'm trying to
• 5:12
  Speaker 4: see if I can see her. I can't see any
• 5:13
  Speaker 4: If she's angry, I'm not going to know. But we
• 5:16
  Speaker 4: are planning, the.
• 5:16
  Speaker 2: One running around making sure everyone's doing their job.
• 5:19
  Speaker 4: Yeah, and she's doing a great job of keeping us
• 5:21
  Speaker 4: in lines like hurting cattle. Sometimes we're just really difficult.
• 5:24
  Speaker 4: But we are planning at the moment for International Women's Day.
• 5:28
  Speaker 4: She's very exciting. If you guys remember last year, yeah,
• 5:31
  Speaker 4: we'll no, they did.
• 5:32
  Speaker 2: Because we didn't give them an event last year. Jessica,
• 5:35
  Speaker 2: this is our first time in Brisbane. We didn't even
• 5:37
  Speaker 2: mention that, which is very exciting. If yeah, everyone's like, ah,
• 5:44
  Speaker 2: well I get married, No one collaps I come to Brisbane.
• 5:47
  Speaker 2: Everyone's like whoah, Like all right, get your priorities straight.
• 5:51
  Speaker 4: That You'll be happy to know that Brisbane is looking
• 5:53
  Speaker 4: like it will be on the list. We are so
• 5:59
  Speaker 4: excited to be out here first time, and I mean,
• 6:01
  Speaker 4: if the crowd is anything like it's been so far,
• 6:03
  Speaker 4: I don't see how we can't come.
• 6:04
  Speaker 2: Turn out of ten And it's much better because it's
• 6:06
  Speaker 2: mainly not me talking and international Wednesday. You get actually
• 6:09
  Speaker 2: good guests, Like it's not just podcast content guests. Yeah, Like,
• 6:13
  Speaker 2: but you're not really a guest, are you? Like you
• 6:15
  Speaker 2: are half the show, aren't you?
• 6:18
  Speaker 1: Well?
• 6:18
  Speaker 4: I mean I guess we need get it like that,
• 6:21
  Speaker 4: but no, So there's that coming up. We're planning a
• 6:24
  Speaker 4: lot of really fun podcast content. We're working on bringing
• 6:27
  Speaker 4: back a show as well that a lot of people
• 6:30
  Speaker 4: might remember and love called The Property Playbook, which is
• 6:33
  Speaker 4: very fun.
• 6:34
  Speaker 2: Which to butt in here, Jess is obviously very excited
• 6:37
  Speaker 2: about because she's now the entire host of that show,
• 6:41
  Speaker 2: Like she has her own show. Guys, that's worthy of celebration.
• 6:46
  Speaker 4: Uh, you guys are really nice to me. But yeah,
• 6:49
  Speaker 4: as someone who is literally trying and currently failing to
• 6:52
  Speaker 4: buy a house, I'm very excited. We have some great
• 6:55
  Speaker 4: guests for that season. It is such a good show,
• 6:58
  Speaker 4: and we have i mean not just plug it all,
• 7:00
  Speaker 4: but while I'm here, why not we have a really
• 7:02
  Speaker 4: good Facebook group, we have an Instagram and I know
• 7:04
  Speaker 4: that a lot of people are on kind of the
• 7:06
  Speaker 4: same journey that I am right now. So if you're
• 7:09
  Speaker 4: having a hard time looking for a property, or if
• 7:10
  Speaker 4: you just bought a property, or if you're thinking about
• 7:12
  Speaker 4: buying a property, or.
• 7:13
  Speaker 2: Now you don't even like property at all, but.
• 7:15
  Speaker 4: You like me, that's a good one. Come and join
• 7:18
  Speaker 4: those groups and keep an eye out because that podcast
• 7:20
  Speaker 4: will be coming back and I am super tooper pumped
• 7:22
  Speaker 4: about it.
• 7:23
  Speaker 2: I'm super excited about that second half of the year.
• 7:25
  Speaker 2: I think we're bringing back the Business Bible, but I'm
• 7:27
  Speaker 2: going to make no promises on that because that's not
• 7:29
  Speaker 2: Just's priority. She's like, no, I don't care about that.
• 7:31
  Speaker 2: You work that one out. So that will be back. Obviously,
• 7:34
  Speaker 2: we are probably going to try and push a lot
• 7:36
  Speaker 2: more book content, and when it comes to International Women's Day,
• 7:40
  Speaker 2: I am I'm just excited for that because it's such
• 7:43
  Speaker 2: an engaging event. I know you guys didn't get to
• 7:46
  Speaker 2: enjoy it last year, but to be able to bring
• 7:48
  Speaker 2: it to a new state for us, like I know
• 7:51
  Speaker 2: that we're on a very shiny stage at the moment,
• 7:53
  Speaker 2: so it probably looks like we're a bigger business than
• 7:56
  Speaker 2: we are, but like we are a very small team.
• 7:58
  Speaker 2: Like in the She's on the Money team, there is
• 8:00
  Speaker 2: just five of us because to be honest, that's all
• 8:02
  Speaker 2: like an afford to have on bay Roll at this
• 8:04
  Speaker 2: point in time, and the idea of you know, getting
• 8:07
  Speaker 2: everybody up to Brisbane and doing the events like events
• 8:10
  Speaker 2: are you know, arguably very expensive, but like, I'm so
• 8:14
  Speaker 2: proud of the team to get to a point where
• 8:15
  Speaker 2: we're like, Okay, we're probably going to do Brisbane and
• 8:18
  Speaker 2: there's the possibility of Perth if we can make it
• 8:21
  Speaker 2: all work out like that to me is insane because
• 8:24
  Speaker 2: even doing events a couple of years ago was an
• 8:26
  Speaker 2: absolute pipe dream. And now we get to see all
• 8:29
  Speaker 2: of you. And as much as this podcast recording is
• 8:32
  Speaker 2: so fun, my favorite part is after the recording when
• 8:36
  Speaker 2: we get to all hang out. We're all sharing a
• 8:37
  Speaker 2: drink and I get to potentially sign your books if
• 8:39
  Speaker 2: you want me to sign your books, and all right,
• 8:43
  Speaker 2: we'll girl. I get to sign your books, but I
• 8:48
  Speaker 2: also get to like talk to you about your money
• 8:50
  Speaker 2: wins and confessions, so please come up and tell me them,
• 8:52
  Speaker 2: Like it makes my heart so insanely happy Jess. Should
• 8:56
  Speaker 2: we get into money wins and confessions? Let's do it,
• 8:58
  Speaker 2: and let's do it all right, It's time for our
• 9:00
  Speaker 2: budget direct money Wins and Confessions of the week, Miss
• 9:03
  Speaker 2: Jesse Ricci, what have you got for us?
• 9:05
  Speaker 4: My first win is from Kieran, who said I'd been
• 9:08
  Speaker 4: looking at this fancy Pat McGrath makeup palette at Sephora
• 9:11
  Speaker 4: for a few months and saved up. Then Sephora had
• 9:14
  Speaker 4: a sale, so I got twenty percent off, plus I
• 9:16
  Speaker 4: used the money I had in my shop back account
• 9:19
  Speaker 4: to buy a forty dollars Sephora voutcher, So a two
• 9:22
  Speaker 4: hundred and ten dollars makeup palette came down to one
• 9:24
  Speaker 4: hundred and twenty eight dollars, which was the exact amount
• 9:27
  Speaker 4: that I had in my spledge account. And I feel like,
• 9:29
  Speaker 4: if that's not the universe saying buy the.
• 9:31
  Speaker 2: Palette, I don't know what is the Pat McGrath Palette's
• 9:34
  Speaker 2: like nobody, nobody else is gonna care about at McGrath.
• 9:37
  Speaker 2: Did I say McGrath? I mean that's cute, thank you? Yeah?
• 9:42
  Speaker 2: Are you serious? Pat McGrath is not in our audience?
• 9:46
  Speaker 2: Are you're joking? What you're shitting me? I was like, Bye,
• 9:52
  Speaker 2: they're real expensive. Why are you at the back? What
• 9:58
  Speaker 2: is going on? But they're really good and they're really expensive,
• 10:02
  Speaker 2: so that's actually a money win anyway, someone's excited, not
• 10:06
  Speaker 2: just Pat mcgra alright, moving on. I was like, low key,
• 10:09
  Speaker 2: get get hers. Talk to her sponsorship opportunity right there.
• 10:13
  Speaker 2: If anyone does know, Pat mcgradats right here, Like, just
• 10:17
  Speaker 2: slide on into my DMS. I will accept it inzero
• 10:19
  Speaker 2: point two seconds. All right, I have one, not as
• 10:22
  Speaker 2: exciting as a makeup palette, but I feel like I've
• 10:25
  Speaker 2: picked this one because it was about the Gold Coast.
• 10:27
  Speaker 2: I don't know if anyone goes on holiday to the
• 10:29
  Speaker 2: Gold Coast if you live here, I feel like that's
• 10:33
  Speaker 2: where the tourist. Yeah, but I've got a money win
• 10:36
  Speaker 2: about the Gold Coast anyway. This is from OL friend Melissa.
• 10:39
  Speaker 2: She says, I went on holiday to the Gold Coast
• 10:41
  Speaker 2: and I wanted theme park passes. I checked with my
• 10:44
  Speaker 2: IRAC membership, and instead of paying one hundred and sixty
• 10:47
  Speaker 2: nine dollars per ticket, we got to pay one hundred
• 10:49
  Speaker 2: and forty five dollars per ticket, which meant that she
• 10:52
  Speaker 2: got ice cream and drinks. They're basically in her books
• 10:55
  Speaker 2: for free, which is an absolute money win. She also
• 10:58
  Speaker 2: took packed lunches.
• 10:59
  Speaker 4: Which meant they didn't spend any more than they had
• 11:01
  Speaker 4: originally budgeted. Is everybody ready for me to change your
• 11:05
  Speaker 4: view of Victoria Divine Forever? We obviously, yeah, I know,
• 11:09
  Speaker 4: becore we came up we're obviously so close to the Goldie.
• 11:12
  Speaker 4: I personally haven't been up here since a family holiday
• 11:15
  Speaker 4: like fifteen years ago. And I was still where she's
• 11:18
  Speaker 4: going with this because we were in really close proximity
• 11:21
  Speaker 4: to the theme parks. And I said, oh my gosh,
• 11:23
  Speaker 4: can we go to a theme park? Because that's what
• 11:25
  Speaker 4: you do want to work?
• 11:26
  Speaker 2: Jessica Ricky is a Disney adult, so that comment made
• 11:29
  Speaker 2: a lot of sense. And Victoria said to me, I
• 11:32
  Speaker 2: don't really like theme parks. And I was like, what
• 11:36
  Speaker 2: do you mean? You don't like who?
• 11:37
  Speaker 4: I don't think I've ever in my life met somebody
• 11:40
  Speaker 4: who said they didn't like theme parks.
• 11:42
  Speaker 2: Theme parks suck like they they are. I know we're
• 11:46
  Speaker 2: talking probably to the wrong ground here, but they are
• 11:49
  Speaker 2: full of small children who are screeching, people who don't
• 11:53
  Speaker 2: know how to walk in a straight line, and people
• 11:55
  Speaker 2: who walk insanely slow, overpriced cold chips that are melted,
• 12:01
  Speaker 2: and rides that make me nearly poop my pants. Like
• 12:04
  Speaker 2: I just have no interest in this. Sounds like a
• 12:08
  Speaker 2: great day out to me. I was like a terrible
• 12:10
  Speaker 2: day out. We just sidetracking this for a hot second.
• 12:13
  Speaker 2: We just got back from the US. We went to
• 12:15
  Speaker 2: fin Con, which I was so excited about. The will
• 12:19
  Speaker 2: I think came from the girls I went with, from
• 12:21
  Speaker 2: my millennium money, because no one else in this room
• 12:23
  Speaker 2: is excited about content like that. But I was so
• 12:27
  Speaker 2: excited to go, and I said to Jess, like, let's
• 12:29
  Speaker 2: go to FINCN She's like, one, what is Fincon? Explained it.
• 12:32
  Speaker 2: It's a finance content creators conference, Like so exciting. And
• 12:37
  Speaker 2: Jess is like, oh so we're like you know, let's
• 12:40
  Speaker 2: just budget this properly. So like maybe you go and
• 12:43
  Speaker 2: then if it's good next year, I'll go. Like she
• 12:45
  Speaker 2: was trying to get out of it, and I was like, oh, okay,
• 12:48
  Speaker 2: no worries. Well, Disney World's there. She's like, oh my gosh,
• 12:51
  Speaker 2: I'll look at flights. It's all good. It's all good.
• 12:54
  Speaker 2: I'll come. I'll come. So yeah, like you're through and
• 12:57
  Speaker 2: through theme part person. But I genuinely think of anything worse.
• 13:01
  Speaker 2: And when I have children, I will literally not tell
• 13:04
  Speaker 2: them that theme parks exist. Like they'll be like, oh
• 13:08
  Speaker 2: my god, Disney. I'll be like, yeah, they're just movies
• 13:12
  Speaker 2: like done done, the belief place that doesn't exist. Oh
• 13:15
  Speaker 2: my gosh.
• 13:15
  Speaker 4: Well maybe that's a future money in for you and
• 13:17
  Speaker 4: a life loss for your children.
• 13:19
  Speaker 2: You know what. I hope you're still around because you
• 13:21
  Speaker 2: can take them. Auntie. Jess will be the fun Auntie.
• 13:25
  Speaker 4: Let me tell you my next money win though it
• 13:27
  Speaker 4: comes from Laura, and she said money win. I've been
• 13:29
  Speaker 4: waiting for shot back to have an upsized cash back
• 13:32
  Speaker 4: with the company I'm planning on getting my wedding invitations
• 13:35
  Speaker 4: from more wedding content. You're welcome, she said. So today
• 13:38
  Speaker 4: I was checking and there was an upsized cash back
• 13:40
  Speaker 4: and the website was having a sale. So I got
• 13:43
  Speaker 4: all of my wedding stationary ordered for under one hundred dollars,
• 13:46
  Speaker 4: plus I got ten point five percent cash back.
• 13:48
  Speaker 2: Am I insane? For going one hundred dollars?
• 13:51
  Speaker 4: Seems like a lot of money for letter letters like
• 13:54
  Speaker 4: to invite people. Oh, everyone's like, girl, you've got no idea.
• 13:58
  Speaker 4: I can hear it in the audience. You can tell
• 14:00
  Speaker 4: that I'm not engaged or married.
• 14:01
  Speaker 1: Yeah.
• 14:02
  Speaker 2: No, no, So that was another thing that I didn't
• 14:05
  Speaker 2: budget for properly. I thought stationary was going to be
• 14:09
  Speaker 2: like office works prices, like that's where you get stationary.
• 14:13
  Speaker 2: And I run a business, so I buy stationary. So
• 14:15
  Speaker 2: I clearly know what stationary costs. Right, No, no, no, no,
• 14:19
  Speaker 2: wedding stationary is very expensive. It's why half of my
• 14:22
  Speaker 2: invitations became emails. Yeah. I was like, you can have
• 14:26
  Speaker 2: one thing and one thing only, and it will be
• 14:28
  Speaker 2: the RSVP card, and it'll be in an extra small
• 14:31
  Speaker 2: envelope and we are done, and I will give you
• 14:34
  Speaker 2: a copy if you want it, like I'll print one
• 14:36
  Speaker 2: off my printer. But otherwise, here's this email. See that's
• 14:39
  Speaker 2: how your RSVP to my wedding, right, Like you got
• 14:41
  Speaker 2: saved a date in a mail and you're like, wow,
• 14:42
  Speaker 2: that's a nice email. I thought it was really good
• 14:47
  Speaker 2: guy environmentally friendly. Yeah, exactly, it was for the environment.
• 14:52
  Speaker 2: I have a money when it is from our friend Rachel,
• 14:55
  Speaker 2: and she says, so I've been really trying hard to
• 14:58
  Speaker 2: pay off my buy now, pay later services because I
• 15:01
  Speaker 2: know that they are so detrimental to my future financial freedom.
• 15:04
  Speaker 2: And I'm a bit of an impulse buyer, but I'm
• 15:07
  Speaker 2: really conscious with my spending now. Anyway, I finally paid
• 15:11
  Speaker 2: off a buy now, pay later service with a Big
• 15:13
  Speaker 2: four bank, and as I went to close the account
• 15:16
  Speaker 2: with the contact center, I was advised that I'd actually
• 15:19
  Speaker 2: overpaid by three hundred and six dollars. So my money
• 15:23
  Speaker 2: win was not only did I finally pay it all
• 15:26
  Speaker 2: off and close the account for good, I mistakenly also
• 15:30
  Speaker 2: saved or overpaid three hundred and six dollars, which is
• 15:34
  Speaker 2: now going straight into my savings. I love that. I
• 15:37
  Speaker 2: think that's a good money win.
• 15:39
  Speaker 4: My favorite part is when you said three hundred and
• 15:40
  Speaker 4: six dollars, Like a few people are like, oh, like
• 15:43
  Speaker 4: I really some people are enjoying that one.
• 15:46
  Speaker 2: Girlfriend three hundred bucks, like you're halfway to buying some
• 15:49
  Speaker 2: stationary for a wedding. Like that's a lot of money.
• 15:53
  Speaker 2: That is a lot of money. It has been great
• 15:56
  Speaker 2: celebrating some of your budget Direct money wins. Budget Direct
• 15:59
  Speaker 2: winn of can Stars Insurer of the Year Award twenty
• 16:02
  Speaker 2: twenty two. Budget Direct insurance self.
• 16:06
  Speaker 4: I should put you on the commercial just for that
• 16:08
  Speaker 4: finger gun, because I feel like, if anything's going to
• 16:11
  Speaker 4: sell insurance.
• 16:12
  Speaker 2: Got that on camera, because I'm going to send it
• 16:13
  Speaker 2: to them.
• 16:14
  Speaker 4: We're getting into talking all about the reason that everybody
• 16:16
  Speaker 4: is here, which is investing, which is very fun. If
• 16:20
  Speaker 4: you had said to me that I would be spending
• 16:21
  Speaker 4: a Saturday night in a room full of people to
• 16:23
  Speaker 4: talk about investing a couple of years ago, the response
• 16:26
  Speaker 4: you got from me is something that I can't say
• 16:28
  Speaker 4: on this podcast because we don't swear.
• 16:30
  Speaker 2: No, do you know why we don't swear. It's not
• 16:32
  Speaker 2: because we don't swear in person, because we definitely do.
• 16:35
  Speaker 2: It's actually so that we can rate our podcast as
• 16:38
  Speaker 2: not explicit, which means it'll like ran higher so you
• 16:43
  Speaker 2: can plain in the car with your children and not
• 16:45
  Speaker 2: bite my head off. It's really good. It's really good.
• 16:47
  Speaker 2: But we learned that early on, and now I sound
• 16:49
  Speaker 2: far more articulate than I actually am, and people like, Wow,
• 16:52
  Speaker 2: you're so classy, and I'm like, mmmm, that's my editor.
• 16:57
  Speaker 2: It makes me sound so good.
• 16:59
  Speaker 4: We have a few questions that were asked here, and
• 17:01
  Speaker 4: I know that we're pushing our time so I might
• 17:03
  Speaker 4: just pick the one that I think most people in
• 17:05
  Speaker 4: this room probably can relate to probably at some point
• 17:08
  Speaker 4: have wondered if they've started their investment journey, and that is,
• 17:12
  Speaker 4: once you have started investing, it's a very exciting step.
• 17:15
  Speaker 4: What is the best way to track your progress? Because
• 17:18
  Speaker 4: I know that for me sometimes I look at people,
• 17:21
  Speaker 4: you know, when we talked about money dirists, for example,
• 17:23
  Speaker 4: and I hear people say one of our recent dirests
• 17:25
  Speaker 4: was like, I have two hundred thousand dollars in super
• 17:27
  Speaker 4: and somebody else has a fifty thousand dollar portfolio, and
• 17:29
  Speaker 4: I'm like, my spaceship has some hundreds in it, and
• 17:33
  Speaker 4: that's okay. And it's kind of in the red right now.
• 17:36
  Speaker 4: And it can be hard firstly to track my personal progress,
• 17:39
  Speaker 4: but also I guess comparing where I'm at personally to
• 17:43
  Speaker 4: where people who started before me or after me, or
• 17:46
  Speaker 4: whatever that might look like where they are now.
• 17:48
  Speaker 2: So how do we track that?
• 17:50
  Speaker 4: I guess both ourselves but also from a handy admin
• 17:53
  Speaker 4: point of view as well.
• 17:55
  Speaker 2: So I think you hit the nail on the head
• 17:57
  Speaker 2: accidentally when you said track my pro Like you are
• 18:01
  Speaker 2: tracking your own progress, You're not looking at what your
• 18:04
  Speaker 2: friend did. You're not looking at what you know the
• 18:07
  Speaker 2: guy down the road did, or the influencer that is
• 18:09
  Speaker 2: selling you bitcoin on Instagram is doing. I definitely don't
• 18:13
  Speaker 2: look at them. Yeah, don't look at them. Don't look
• 18:14
  Speaker 2: at our Instagram comments either. I swear someone has a
• 18:18
  Speaker 2: lot of money to be paying those bots to do
• 18:20
  Speaker 2: what they do. Like, if you know them, let me know,
• 18:22
  Speaker 2: because I would love to have that type of promotion
• 18:25
  Speaker 2: for She's on the Money. Can you imagine like every
• 18:28
  Speaker 2: single post someone else did I invested with She's on
• 18:31
  Speaker 2: the Money. Like that would be sick. Anyway, I digress.
• 18:34
  Speaker 2: So it's about tracking your own progress. It's not about
• 18:38
  Speaker 2: tracking somebody else's. I think comparison is absolutely the thief
• 18:42
  Speaker 2: of all joy. But it's about actually setting clear goals
• 18:46
  Speaker 2: and remembering that progress is important, but it's not essential.
• 18:51
  Speaker 2: Sometimes life happens, and it doesn't mean that we have
• 18:55
  Speaker 2: to be at a certain point. And by consistently rechecking
• 18:59
  Speaker 2: with that goal and going does that actually still make
• 19:01
  Speaker 2: sense to me? Like if you were saving for your
• 19:03
  Speaker 2: first home and then you started listening to Shes on
• 19:05
  Speaker 2: the Money in the Property Playbook and you're like, wait,
• 19:07
  Speaker 2: I don't even want to own property, and then you're
• 19:10
  Speaker 2: comparing yourself to that goal in the future, Like that
• 19:12
  Speaker 2: makes no sense because it's no longer aligned to your values.
• 19:15
  Speaker 2: So I think we need to one have really clean,
• 19:18
  Speaker 2: clear goals Jesse. In my first book, how Wanky I
• 19:22
  Speaker 2: Love It. In my first book, I talked about, you know,
• 19:25
  Speaker 2: setting smart goals, and I summarized those down to the
• 19:28
  Speaker 2: SotM goals because smart was just too long for me. Also,
• 19:32
  Speaker 2: it was way more on brand, so we summarized it down.
• 19:35
  Speaker 2: But having trackable, clear, articulated goals that make sense, not
• 19:40
  Speaker 2: just goals that are like, oh, I'd love to save
• 19:41
  Speaker 2: for a house, and then I asked someone what are
• 19:44
  Speaker 2: you doing for that? They're like, oh, I've just got
• 19:45
  Speaker 2: a savings account putting my savings in there. Like how much?
• 19:48
  Speaker 4: When? Where?
• 19:48
  Speaker 2: Why? What's our goal? What's our goal date? How does
• 19:51
  Speaker 2: that work? How do I help you track that? Progress?
• 19:53
  Speaker 2: I think is really important. But it's also about not
• 19:56
  Speaker 2: just hoping you get to the end. It's about sell
• 20:00
  Speaker 2: reading the small successes and celebrating as we go along,
• 20:03
  Speaker 2: because small progress is progress and it's brilliant and it's beautiful.
• 20:08
  Speaker 2: And I think even if you're not making progress, that
• 20:11
  Speaker 2: is progress in itself if you're able to identify it
• 20:14
  Speaker 2: and say, all right, like, I'm probably not saving what
• 20:16
  Speaker 2: I thought I would. Let's go back to the drawing board.
• 20:19
  Speaker 2: Let's redo our budget and our cash flow and actually
• 20:22
  Speaker 2: sit down and work out what that means. Because just
• 20:25
  Speaker 2: because you're not meeting that goal means you're failing at it.
• 20:27
  Speaker 2: It just means there's something else happening that you need
• 20:29
  Speaker 2: to identify, and that's cool, we just need to work
• 20:31
  Speaker 2: it out. If it means that you're going out a
• 20:34
  Speaker 2: little bit too often and blowing your savings, like maybe
• 20:36
  Speaker 2: you want to have a chat about maybe pushing that
• 20:38
  Speaker 2: goal off because you really enjoy that and didn't prioritize
• 20:42
  Speaker 2: it enough at the start. So I think it's really
• 20:44
  Speaker 2: about prioritizing you and your values and your goals and
• 20:47
  Speaker 2: tracking only based on past you, because if you start
• 20:51
  Speaker 2: looking at what everybody else is going to do or
• 20:53
  Speaker 2: is doing, you're going to end up in a little
• 20:55
  Speaker 2: bit of a pickle. But you're never going to feel
• 20:57
  Speaker 2: good about yourself. You're never going to feel good about
• 20:59
  Speaker 2: your goals if you're comparing like for like, that sounds
• 21:03
  Speaker 2: pretty good to me.
• 21:03
  Speaker 5: After that we'll edit up grade.
• 21:05
  Speaker 2: Ah, let's go to a break because I think we
• 21:08
  Speaker 2: just need to cut me off here. Don't go too
• 21:10
  Speaker 2: far and we'll be definitely gravely drink because we're going
• 21:13
  Speaker 2: to be having a drink in the second half too. Hello,
• 21:22
  Speaker 2: my friends, we are back and I am so excited
• 21:26
  Speaker 2: for the Yes. Do you want to introduce who we're
• 21:30
  Speaker 2: going to be hanging out with for the remainder of
• 21:32
  Speaker 2: the evening?
• 21:33
  Speaker 4: Oh my gosh, yes, I feel like we're besties and
• 21:36
  Speaker 4: a little fun inside scoop is you might have actually
• 21:39
  Speaker 4: heard her on the podcast before without knowing, But tonight
• 21:41
  Speaker 4: we have the beautiful Sammy Rose, who is a registered counselor.
• 21:45
  Speaker 4: She's a way inclusive personal trainer and a body confidence
• 21:48
  Speaker 4: coach from Brisbane. Her main areas of specialty are in binge,
• 21:52
  Speaker 4: eating and body image issues, but she also provides general counseling,
• 21:56
  Speaker 4: helping her clients manage their stress, their anxiety, navigate life's hurdles,
• 22:01
  Speaker 4: aligning more with their values and living a life that
• 22:04
  Speaker 4: truly allows them to thrive.
• 22:06
  Speaker 2: Let's give a really warm welcome to Sammy Rose.
• 22:15
  Speaker 6: Hello, my love, Hi, I'm so excited I've done many podcasts,
• 22:19
  Speaker 6: but never whole stage things.
• 22:21
  Speaker 2: This is very got your fancy chair. I got kicked
• 22:23
  Speaker 2: off the fancy chair so she could have the fantasy chairs.
• 22:27
  Speaker 2: I tried to ask for it, but they kept saying no,
• 22:29
  Speaker 2: oh now I feel bad. No, that is fine. Thank
• 22:32
  Speaker 2: you so much for joining us for our live podcast recording.
• 22:35
  Speaker 2: I am so excited. I asked for permission to share
• 22:38
  Speaker 2: this backstage because in the very first season, has anybody
• 22:43
  Speaker 2: listened to the first season or real just newbies, We've
• 22:46
  Speaker 2: listened to the first season. So do we remember the
• 22:49
  Speaker 2: money diary about the influencer? Yeah, it was Sammy.
• 22:53
  Speaker 6: I was influencer thirty three.
• 22:56
  Speaker 2: It was such a good money diary. But you have
• 23:00
  Speaker 2: grown and changed and kicked all of these goals since then,
• 23:04
  Speaker 2: and we're not only going to ask about that, but
• 23:06
  Speaker 2: we're also going to ask about your job, your investing journey,
• 23:08
  Speaker 2: and each and every single thing in between that fits
• 23:11
  Speaker 2: within the half an hour allocated slot that I have
• 23:13
  Speaker 2: been given. We can talk about it after, but let's start.
• 23:18
  Speaker 2: I'm very excited to have you. As always, when we
• 23:20
  Speaker 2: have a guest on the show, we always ask them,
• 23:22
  Speaker 2: do you have a money win or confession you want
• 23:24
  Speaker 2: to share.
• 23:24
  Speaker 6: With us, I do, and I'm actually really excited to
• 23:27
  Speaker 6: tell you this one. So I have been hustling for
• 23:30
  Speaker 6: a really long time. I bought a house last year,
• 23:32
  Speaker 6: which is a money win in itself, but I've been
• 23:34
  Speaker 6: working really hard to get my little emergency fund up
• 23:37
  Speaker 6: and going because I've been wanting to invest.
• 23:39
  Speaker 5: Would we know the rules, You've got.
• 23:40
  Speaker 6: To get your emergency fund in a good place first.
• 23:43
  Speaker 6: And I literally hit my goal yesterday. Now yesterday, thanks,
• 23:49
  Speaker 6: So I'm stoked. So I'm like, what great timing for
• 23:52
  Speaker 6: the book because now I can get my together.
• 23:54
  Speaker 5: And I can actually invest.
• 23:56
  Speaker 2: That's so exciting yesterday and you saved that, literally share
• 24:00
  Speaker 2: on stage. I'm very excited. I feel like that deserves
• 24:03
  Speaker 2: another round of applause, because emergency funds are the best.
• 24:09
  Speaker 4: Now, Sami, we obviously just read out your very impressive bio,
• 24:13
  Speaker 4: but I wanted you to kind of take us all
• 24:14
  Speaker 4: through in your own words a little bit more about
• 24:17
  Speaker 4: what you do, because, like you said, you've changed and
• 24:19
  Speaker 4: grown so much since you were on the podcast, and
• 24:21
  Speaker 4: you've been doing some amazing things.
• 24:23
  Speaker 2: So tell us all about it.
• 24:25
  Speaker 5: Yeah, my business has changed a lot.
• 24:26
  Speaker 6: I've been a sole trader since twenty fifteen, so working
• 24:30
  Speaker 6: completely for myself, which is crazy to me. I never
• 24:33
  Speaker 6: even thought I would be a business owner, let alone
• 24:35
  Speaker 6: a successful one.
• 24:36
  Speaker 5: Kind of doing my own thing for so long.
• 24:38
  Speaker 6: But I started in personal training and online coaching, but
• 24:42
  Speaker 6: over the last few years, I've really changed away from
• 24:44
  Speaker 6: the whole like eight week challenges and all of those
• 24:47
  Speaker 6: things into I'm now a registered counselor. I'm focusing on
• 24:50
  Speaker 6: more body image, eating issues, all of those kinds of things.
• 24:53
  Speaker 6: So my niche has changed a lot, which means my
• 24:57
  Speaker 6: sort of reach in terms of clients has also changed.
• 25:00
  Speaker 6: But it's really grown into a business that I'm so
• 25:03
  Speaker 6: passionate about and I feel so fulfilled by. It's something
• 25:07
  Speaker 6: that is like such a personal passion to me as
• 25:09
  Speaker 6: well as like I just you know when you have
• 25:10
  Speaker 6: a job, like this is my job, Like I get
• 25:12
  Speaker 6: paid to do something that makes you feel, Yeah, we
• 25:16
  Speaker 6: get it.
• 25:17
  Speaker 5: It's wild. So it's such a blessing. So yeah, that's
• 25:19
  Speaker 5: what I do.
• 25:20
  Speaker 6: I kind of split my time between counseling and I
• 25:23
  Speaker 6: still do some health and fitness coaching, but from a
• 25:25
  Speaker 6: quite a different perspective.
• 25:26
  Speaker 5: I guess to what I used to do.
• 25:27
  Speaker 6: It's much more about kind of balance and enjoying things
• 25:30
  Speaker 6: and aligning with your values.
• 25:31
  Speaker 5: So yeah, that's kind of that's what I do. I
• 25:33
  Speaker 5: love it.
• 25:34
  Speaker 2: I want to change back the gears straight back to
• 25:37
  Speaker 2: money because I love it and I want to know.
• 25:39
  Speaker 2: Can you describe to us what your current relationship with
• 25:43
  Speaker 2: money looks like and maybe explain a little bit about
• 25:46
  Speaker 2: how that's changed over the last three years since you
• 25:50
  Speaker 2: were on our podcast.
• 25:51
  Speaker 6: Yeah, I guess my relationship with money is ever changing.
• 25:56
  Speaker 6: I am anxious by nature and by diagnosis, but for me,
• 26:01
  Speaker 6: I am someone who definitely I worry about the inconsistency
• 26:05
  Speaker 6: of running your own business in something that is not
• 26:07
  Speaker 6: the exact same income every single week. So I get
• 26:10
  Speaker 6: very worried. I have to make sure I have all
• 26:12
  Speaker 6: this nest eggs. So I've always been that way. I'm
• 26:14
  Speaker 6: the eldest of six kids as well, so I've been
• 26:17
  Speaker 6: raised in a home that was very thrifty, very careful
• 26:21
  Speaker 6: with things. You know, we had what we needed, but
• 26:23
  Speaker 6: we didn't always have a lot of money to spare.
• 26:25
  Speaker 6: So I think I still live my life in that
• 26:27
  Speaker 6: way a lot of the time as well. So, yeah,
• 26:29
  Speaker 6: running my own business is sometimes a little challenging from
• 26:32
  Speaker 6: that mindset perspective of feeling stable. But I do have
• 26:36
  Speaker 6: my income kind of split across a few different income
• 26:39
  Speaker 6: streams now, which is really nice. So I have one
• 26:41
  Speaker 6: side of my business one hat that I wear as
• 26:43
  Speaker 6: my counseling hat. I have some coaching clients as well,
• 26:46
  Speaker 6: so they're kind of fifty to fifty in terms of
• 26:49
  Speaker 6: the main income for me in how I split my time.
• 26:51
  Speaker 5: But I also have some passive income.
• 26:54
  Speaker 6: I have some ebooks and things through my website, do
• 26:56
  Speaker 6: a little bit of influencing work, but not a lot
• 26:59
  Speaker 6: of paid influencing work because I would rather advertise.
• 27:01
  Speaker 5: My own business and make more money that way.
• 27:04
  Speaker 6: But yeah, it's kind of nice to have a few
• 27:06
  Speaker 6: different little streams for me.
• 27:07
  Speaker 5: That just helps keep things moving forward.
• 27:09
  Speaker 2: I guess, how did you start with different income streams?
• 27:13
  Speaker 2: I feel like so many of us just have one
• 27:16
  Speaker 2: and then we're like two, where's two gonna come from?
• 27:19
  Speaker 2: And You're like, I just have so many different income streams,
• 27:21
  Speaker 2: Like that's not relatable content. How do we do that?
• 27:24
  Speaker 6: I feel like I'm one of those you know, those
• 27:25
  Speaker 6: jugglers on a unicycle that's like also juggling plates.
• 27:29
  Speaker 5: That's me at all times.
• 27:31
  Speaker 6: But I guess, yeah, I started with the one I
• 27:33
  Speaker 6: was doing the health and fitness coaching. Then I branched
• 27:35
  Speaker 6: out service wise, so they're still technically under the same business.
• 27:38
  Speaker 5: I just kind of have two different sets of clients,
• 27:41
  Speaker 5: I guess throughout the week.
• 27:42
  Speaker 6: But yeah, the passive income was something that was just
• 27:46
  Speaker 6: I was just following the demand I was growing in
• 27:48
  Speaker 6: terms of social media. I was having a lot more
• 27:50
  Speaker 6: client inquiries than what I could physically keep up with,
• 27:53
  Speaker 6: and I wanted to be able to help people and
• 27:56
  Speaker 6: I couldn't do all of that work one on one,
• 27:58
  Speaker 6: So I guess it was a a great problem to have,
• 28:01
  Speaker 6: and that I just wanted to find a way to
• 28:03
  Speaker 6: help more people and put great content out there and
• 28:06
  Speaker 6: really help the people that couldn't access me, either that
• 28:08
  Speaker 6: I didn't have the time or they didn't have the
• 28:10
  Speaker 6: money to invest in one and one with me. So yeah,
• 28:13
  Speaker 6: that just kind of naturally happened. I feel like that's
• 28:15
  Speaker 6: kind of my life story a lot of the time
• 28:16
  Speaker 6: that I just I work behind the scenes and then
• 28:19
  Speaker 6: good things happened to fall in my lap, and it's
• 28:21
  Speaker 6: such a blessing and it's such a privilege to have that,
• 28:23
  Speaker 6: but I don't want to give it all to a
• 28:25
  Speaker 6: lot because I do work my butt off for it.
• 28:27
  Speaker 4: How do you find navigating the health and wellness space,
• 28:31
  Speaker 4: because that's a space I think historically that has been
• 28:35
  Speaker 4: a little bit challenging and a little bit capitalized on
• 28:39
  Speaker 4: almost at times in a way that is maybe not
• 28:42
  Speaker 4: putting people first. And you know, when we were talking earlier,
• 28:45
  Speaker 4: you're so passionate about people and about them being looked
• 28:49
  Speaker 4: after and about them being provided the right tools and
• 28:52
  Speaker 4: the right resources, which isn't necessarily, unfortunately always the case
• 28:56
  Speaker 4: in that industry. What does that look like for you
• 28:59
  Speaker 4: in terms of, you know, navigating I guess that responsibility
• 29:03
  Speaker 4: that's on you alongside your own personal passion for people.
• 29:07
  Speaker 6: That is a great question, and that's really why I've
• 29:10
  Speaker 6: changed my business so much over the last few years.
• 29:12
  Speaker 6: Like I said, I really started out doing the whole
• 29:14
  Speaker 6: like eight week challenges, a lot of fat loss stuff,
• 29:17
  Speaker 6: and it was very, very profitable for a good period
• 29:21
  Speaker 6: of my business that I was making a lot of money,
• 29:24
  Speaker 6: and that was what I was personally into as well
• 29:26
  Speaker 6: at the time. But I've kind of been on my
• 29:29
  Speaker 6: own journey over the last few years and kind of
• 29:31
  Speaker 6: found my own balance and sustainable approach and really incorporated
• 29:36
  Speaker 6: a lot more mental health into the work that I do.
• 29:38
  Speaker 6: Obviously now that I've got my counseling skills as well,
• 29:42
  Speaker 6: so I can see where there were kind of things
• 29:45
  Speaker 6: that I was doing previously that I didn't really know
• 29:48
  Speaker 6: necessarily were problematic at the time, but that are things
• 29:51
  Speaker 6: that I just don't feel aligned with who I am
• 29:53
  Speaker 6: and kind of how I want to influence people now.
• 29:56
  Speaker 6: So I've really kind of redirected my business into making
• 29:59
  Speaker 6: sure that I'm focusing on a whole person approach and
• 30:02
  Speaker 6: what are people's values and what are the other things
• 30:04
  Speaker 6: in their life that are really important that maybe previously
• 30:08
  Speaker 6: they were, you know, foregoing things like going out for
• 30:10
  Speaker 6: dinner with friends and having a social life and all
• 30:12
  Speaker 6: of those things in order to chase their goals as
• 30:15
  Speaker 6: quickly as possible. And now it's really about, well, what
• 30:18
  Speaker 6: is important to you and can we find a way
• 30:20
  Speaker 6: to kind of juggle all of that and not just
• 30:22
  Speaker 6: achieve your health and fitness goals or your mindset goals
• 30:24
  Speaker 6: or whatever it is, but also enjoy the process and
• 30:27
  Speaker 6: enjoy life while you're doing that.
• 30:29
  Speaker 4: Yeah, amazing. Back to money, because I can see raring
• 30:32
  Speaker 4: to talk about investing.
• 30:33
  Speaker 2: Oh, we want to know more about that.
• 30:36
  Speaker 4: You hinted this before, but do you currently invest and
• 30:39
  Speaker 4: if so, how are you doing that?
• 30:41
  Speaker 6: I don't yet, but now I'm in a good place
• 30:44
  Speaker 6: where yesterday of yesterday. So I'm like cheering on the
• 30:48
  Speaker 6: inside because this book is like perfect timing. I'm sure
• 30:50
  Speaker 6: you guys are feeling the same. I'm not a huge
• 30:53
  Speaker 6: risk taker, so I've always been really nervous and I
• 30:55
  Speaker 6: was like, I just need this nest egg, I just
• 30:57
  Speaker 6: need this emergency fund and then I can stop and breathe.
• 31:00
  Speaker 6: And now I think I'll probably start with like, you know,
• 31:04
  Speaker 6: micro investing, maybe a little app or something just to
• 31:06
  Speaker 6: you know, the little round up of my coffee, just
• 31:09
  Speaker 6: to dip my toe in the water. But it's one
• 31:11
  Speaker 6: of those things that I think, like, I'm sure a
• 31:12
  Speaker 6: lot of you guys feel the same of it. It's
• 31:14
  Speaker 6: just really foreign a lot of the time, and the
• 31:17
  Speaker 6: overwhelming information can feel like a lot. But I think
• 31:20
  Speaker 6: when you start small and just kind of get comfortable
• 31:22
  Speaker 6: and work your way up, that tends to be the
• 31:24
  Speaker 6: easiest way to get into literally any kind of goal.
• 31:27
  Speaker 6: So at least you know I can keep following along
• 31:29
  Speaker 6: with your tips and hopefully get in there very soon.
• 31:31
  Speaker 2: I feel like you've been really good at following our tips,
• 31:34
  Speaker 2: Like since the last time we literally spoke on the pod.
• 31:36
  Speaker 2: You're like, so, yeah, I bought a house and I
• 31:38
  Speaker 2: have an emergency fund and I've done all this stuff,
• 31:40
  Speaker 2: and like that's eppy.
• 31:41
  Speaker 5: I told you I'm an O two follower for you.
• 31:44
  Speaker 2: I know, because like I literally was like, will you
• 31:46
  Speaker 2: be on the fifth episode of my podcast and we
• 31:48
  Speaker 2: don't even know if this is going to be any good,
• 31:50
  Speaker 2: but please be on it? And you were like, yes, Queen,
• 31:52
  Speaker 2: I love it, But I want to ask more about
• 31:55
  Speaker 2: I guess the investing side of things, and you know
• 31:58
  Speaker 2: your comfort levels, cause you've obviously got a best friend
• 32:01
  Speaker 2: who's a financial advisor and you're just going to start
• 32:03
  Speaker 2: with my care investing. But that's a whole other thing.
• 32:05
  Speaker 2: But you're in this circumstance where like, I want to
• 32:08
  Speaker 2: start investing, but it still feels overwhelming, Like where do
• 32:11
  Speaker 2: you think you're actually going to start? Like is there
• 32:14
  Speaker 2: a monetary value that you're like, Oh, I'm just going
• 32:16
  Speaker 2: to do a couple of dollars a week, or are
• 32:18
  Speaker 2: you going to pick a platform and dump some cash
• 32:20
  Speaker 2: on it? Like, have you thought about strategy when it
• 32:23
  Speaker 2: comes to investing.
• 32:25
  Speaker 6: I haven't thought about it a lot, because literally it's
• 32:28
  Speaker 6: been one day, give me.
• 32:29
  Speaker 2: A minute, it's all I think about.
• 32:32
  Speaker 6: I have been thinking about it, though, and I think
• 32:34
  Speaker 6: I probably want to kind of set myself a number goal,
• 32:37
  Speaker 6: maybe like a five hundred and two one thousand dollars,
• 32:39
  Speaker 6: because I feel like if something went wrong, that's a
• 32:42
  Speaker 6: money amount that I think I could afford to lose
• 32:45
  Speaker 6: and not die.
• 32:47
  Speaker 5: But you know, that's.
• 32:48
  Speaker 6: Probably the most that i'd probably want to jump into
• 32:51
  Speaker 6: straight away. So yeah, I'm not one hundred percent sure
• 32:54
  Speaker 6: if I want to do.
• 32:55
  Speaker 5: What's that bucket? Thing in the bucket?
• 32:57
  Speaker 6: Yes, I always bus I've been listening, I've been picking
• 33:02
  Speaker 6: things up along the way, but I haven't locked anything
• 33:04
  Speaker 6: in yet. So I think I just want to kind
• 33:06
  Speaker 6: of get a feel for things. Like where I get lost.
• 33:08
  Speaker 5: Is just how do you know what's good? You know?
• 33:10
  Speaker 6: How do you know what you actually choose when it
• 33:12
  Speaker 6: is something that you're making that choice. That's what overwhelms me,
• 33:15
  Speaker 6: And I'm like, what if I pick wrong anxiety.
• 33:18
  Speaker 5: You know, I have to really have a think about it, and.
• 33:20
  Speaker 6: There's so many what ifs in my head, so I think, yeah,
• 33:23
  Speaker 6: I just say it's a little bit, a little bit
• 33:25
  Speaker 6: more learning, a little bit more reading the book.
• 33:26
  Speaker 5: I feel like you'll tell me in the book.
• 33:28
  Speaker 2: I actually have a couple of book recommendations if you'd
• 33:30
  Speaker 2: like to.
• 33:31
  Speaker 5: Yeah, yeah, I think you might help.
• 33:32
  Speaker 2: I can help. I want to know. So you said
• 33:34
  Speaker 2: that you haven't started. Have you invested historically? I feel
• 33:37
  Speaker 2: like you've invested in business. You've invested in a number
• 33:40
  Speaker 2: of things, so I want to know about that history. Yeah.
• 33:43
  Speaker 6: I invest in myself definitely in my business, and I
• 33:46
  Speaker 6: try and make sure that I am putting money aside
• 33:49
  Speaker 6: to like reinvest in my business in terms of planning
• 33:52
  Speaker 6: for future growth.
• 33:53
  Speaker 5: So that's really important.
• 33:54
  Speaker 6: I do have my super fund that you know, I
• 33:56
  Speaker 6: put a little bit into to make sure that that's
• 33:58
  Speaker 6: kind of growing in the background. But really, like the
• 34:00
  Speaker 6: last few years have been so focused on buy my house,
• 34:03
  Speaker 6: and I figure that's a pretty good investment and hopefully
• 34:06
  Speaker 6: that's going to make me some money in the long run.
• 34:08
  Speaker 6: Because I'm putting my own little tweaks on things. I
• 34:11
  Speaker 6: don't know if you guys have seen, I'm doing lots
• 34:12
  Speaker 6: of I'm a big like DIY make things look really
• 34:15
  Speaker 6: cute in my own house and not pay people to
• 34:18
  Speaker 6: do it. So I'm doing a lot of my own
• 34:20
  Speaker 6: little kind of esthetic renovations. Don't like I'm not knocking
• 34:23
  Speaker 6: out walls or anything like that.
• 34:24
  Speaker 5: Don't worry.
• 34:25
  Speaker 2: I'm very aesthetic. I was about to I just I
• 34:27
  Speaker 2: don't know if you guys saw me like shoot around
• 34:29
  Speaker 2: to jests and I was like, can we this is nice?
• 34:33
  Speaker 2: Oh my gosh.
• 34:34
  Speaker 4: I love anyone who listens to I love a good
• 34:36
  Speaker 4: DIY the DIY space. What kind of projects have you tackled,
• 34:40
  Speaker 4: because I feel like, as we've kind of spoken about,
• 34:43
  Speaker 4: buying house is very expensive and something that a lot
• 34:44
  Speaker 4: of us want to do Getting projects done by yourself
• 34:48
  Speaker 4: labor makes up such a significant part of the cost
• 34:52
  Speaker 4: of changing a home or of renovating. If you can
• 34:55
  Speaker 4: do things yourself, that's a really great place to save money.
• 34:57
  Speaker 4: What kind of projects have you done and do you
• 34:59
  Speaker 4: have like a ball park on like, how much cash
• 35:01
  Speaker 4: you've kind of saved by doing that.
• 35:04
  Speaker 6: My biggest project that I've done so far is my
• 35:06
  Speaker 6: pool area, have a pool.
• 35:08
  Speaker 5: It feels very fancy.
• 35:10
  Speaker 6: This is a lot cheaper here compared to like Melbourne listeners,
• 35:13
  Speaker 6: if you listen to the podcast, it's not the same.
• 35:16
  Speaker 2: But his second she said at the back, she was like, yeah,
• 35:19
  Speaker 2: and the house has a pool. Do you want to
• 35:20
  Speaker 2: see my pool area? I was like, this is not relatable, babe,
• 35:23
  Speaker 2: like that that's a pool. She's like, oh, here's how
• 35:26
  Speaker 2: much I paid And I was like, what, Just do
• 35:28
  Speaker 2: you want to move to Korean's last? Like I could
• 35:31
  Speaker 2: afford I could afford way bigger house. Like at the moment,
• 35:35
  Speaker 2: the house I've bought is in a good area, but
• 35:38
  Speaker 2: when I have kids, they're definitely getting like a triple
• 35:40
  Speaker 2: stacker bunk bed, Like that's where you're at, and I'm
• 35:42
  Speaker 2: just not willing to compromise.
• 35:44
  Speaker 6: You'll have to move them up here at some point.
• 35:45
  Speaker 6: It's much more after.
• 35:47
  Speaker 2: Weather better, everything better, more exciting. People like what.
• 35:51
  Speaker 5: You're not wrong?
• 35:53
  Speaker 6: Yeah, So that's been my most recent project. Is Like
• 35:56
  Speaker 6: it was just like concrete, right, just pretty boring, Like
• 35:59
  Speaker 6: I'm still cute, but it was just like playing concrete
• 36:01
  Speaker 6: and it kept getting really dirty from like the rain
• 36:03
  Speaker 6: was getting ingrained in the concrete.
• 36:05
  Speaker 5: It was really irked me and I was like, oh,
• 36:07
  Speaker 5: I really want to get it tiled.
• 36:08
  Speaker 6: But that's so expensive and like you have to pay
• 36:11
  Speaker 6: so I don't know how to do that, Like that's
• 36:13
  Speaker 6: that's a whole thing you do though, Well, so idea,
• 36:17
  Speaker 6: I wired it and I got concrete paint and I
• 36:19
  Speaker 6: got this like stencil thing and so it's like it
• 36:22
  Speaker 6: looks tiled now from afar, but I actually have painted
• 36:25
  Speaker 6: it on in this really durable concrete paint. I put
• 36:28
  Speaker 6: this little like cinderblock stack that I have like cactuses.
• 36:31
  Speaker 5: In now and it is a whole vibe.
• 36:32
  Speaker 6: And the whole thing cost me maybe six hundred dollars
• 36:35
  Speaker 6: all up for everything, but it was so fun as
• 36:38
  Speaker 6: well to do it myself, to spend that time.
• 36:40
  Speaker 5: It's not perfect.
• 36:41
  Speaker 6: It's one of those like money situations if you look
• 36:43
  Speaker 6: too close, like the lines of the sensel are not perfect,
• 36:46
  Speaker 6: but it is like I'm so obsessed with it, so
• 36:49
  Speaker 6: little things like that cosmetic. Don't give me a power
• 36:51
  Speaker 6: tool that I'll pay someone to do. But if it's cute,
• 36:54
  Speaker 6: if it's pained, if it's just cosmetic, I like to.
• 36:56
  Speaker 5: Do it myself.
• 36:57
  Speaker 2: See that's where you and jes A Griki are very different.
• 37:00
  Speaker 2: She will take a power tool, she will do it.
• 37:02
  Speaker 4: Sometimes I shouldn't have access to the power tool, but
• 37:06
  Speaker 4: I'll give it a crack anyway.
• 37:07
  Speaker 2: It's wild. Sometimes I'll say in the office like, oh
• 37:09
  Speaker 2: my gosh, imagine if we had and Just is like
• 37:11
  Speaker 2: I could do it. And I'm like, babe, you don't
• 37:13
  Speaker 2: have a drop sawce. She's like I do though, Like
• 37:15
  Speaker 2: I do that. I'm like, where do you keep this stuff?
• 37:18
  Speaker 2: She's like, I'll just go home and I'll cut it up.
• 37:20
  Speaker 2: I'm like hell. Like she's honestly terrifying. We've been talking
• 37:24
  Speaker 2: wedding content in the office and I'm like, oh, I'd
• 37:27
  Speaker 2: really like this particular you know, you know how like
• 37:30
  Speaker 2: brides and like I'm going to be one. So this
• 37:32
  Speaker 2: sounds really hypocritical. Have those aesthetic pajamas when they like
• 37:35
  Speaker 2: get ready in the morning, right, they're really expensive, just
• 37:39
  Speaker 2: like I could make them. Like what, I'm like, Oh,
• 37:42
  Speaker 2: I really want this particular like style. I don't think
• 37:44
  Speaker 2: it exists. Just like I'll do it, like I'll get
• 37:47
  Speaker 2: it done. I'm like, what is this? I'm gonna let
• 37:49
  Speaker 2: you do it. Because weddings are really expensive, so that
• 37:52
  Speaker 2: can be my wedding present, just as diy labor. I
• 37:55
  Speaker 2: love it.
• 37:55
  Speaker 5: I love that though.
• 37:56
  Speaker 6: I think it's so satisfying to do things yourself to
• 37:59
  Speaker 6: take I think that's why thing that I got from
• 38:01
  Speaker 6: my mom. She was very very savvy. You have to
• 38:03
  Speaker 6: be when you have six kids, right, Like, I don't
• 38:06
  Speaker 6: even know how.
• 38:06
  Speaker 5: She pulled that off. She is like a superwoman.
• 38:09
  Speaker 6: But we always had, you know, at least the basics
• 38:11
  Speaker 6: of what we needed, and we did dancing, and we
• 38:13
  Speaker 6: had costumes, and you would teach us how to seq
• 38:15
  Speaker 6: on our own costumes, and so from the get go,
• 38:18
  Speaker 6: I've just I've learnt those skills over time of the
• 38:21
  Speaker 6: things that we can do ourselves that we're not gonna
• 38:25
  Speaker 6: kill anything, like obviously, like I'm not gonna do anything
• 38:29
  Speaker 6: really important myself that I really don't know how to do,
• 38:31
  Speaker 6: but to borrow her drop saw.
• 38:33
  Speaker 5: You can come and help me. If I ever need
• 38:35
  Speaker 5: a wall knock out, I know who to call.
• 38:37
  Speaker 6: But I just I think there's such like pleasure and
• 38:40
  Speaker 6: joy and like pride that comes from like creating a project,
• 38:44
  Speaker 6: being able to do it yourself, even if it's not perfect.
• 38:47
  Speaker 6: Like I look at my little pool area, and I'm
• 38:48
  Speaker 6: like a proud that I even have a home to
• 38:50
  Speaker 6: begin with. B I have a pool, Like that is
• 38:53
  Speaker 6: freaking sick, But like the fact that I did that
• 38:56
  Speaker 6: myself just feels like such a beautiful personal touch. It's
• 38:59
  Speaker 6: like I look at it and I'm like, I see
• 39:00
  Speaker 6: that labor of love. And it took me probably like
• 39:03
  Speaker 6: twenty to twenty five hours all up, over the course
• 39:06
  Speaker 6: of a couple of like month's worth of weekends. But
• 39:08
  Speaker 6: it just feels so good to know that I did
• 39:10
  Speaker 6: that myself, that I saved that money, but also like.
• 39:13
  Speaker 5: It was just really fun.
• 39:14
  Speaker 2: That makes it like absolutely okay that you're like it's
• 39:17
  Speaker 2: not perfect because it's mine and I love it. And
• 39:20
  Speaker 2: you know what you can do. You can just hand
• 39:21
  Speaker 2: all of the guests that come to your house to
• 39:23
  Speaker 2: use the pool a glass of champagne before they go
• 39:25
  Speaker 2: up there. Not they will not see it, honestly, it
• 39:28
  Speaker 2: will be fine. Plus, I'm setting myself up for success here.
• 39:32
  Speaker 2: Next time I go to Sammy's house, I'm going to
• 39:33
  Speaker 2: get a champagne. This is genius. This is genius. You
• 39:37
  Speaker 2: talk a lot about investing in yourself in the content
• 39:41
  Speaker 2: that you create, which I obviously adore, and I think
• 39:44
  Speaker 2: you've done a lot of especially in recent years. I
• 39:47
  Speaker 2: feel like watching you online, you've morphed into this person
• 39:50
  Speaker 2: that I'm just like. I always proud of her before,
• 39:53
  Speaker 2: but I now just want to be around you all
• 39:56
  Speaker 2: the time. Can you give us some tips, like we
• 39:59
  Speaker 2: want to be more, Like how do we invest more
• 40:02
  Speaker 2: in ourselves in a way that you know doesn't cost
• 40:05
  Speaker 2: thousands of dollars? Because I was talking in Melbourne about
• 40:08
  Speaker 2: pilates and how much I want to do more of it,
• 40:11
  Speaker 2: but I just can't justify how much it costs. And
• 40:14
  Speaker 2: I feel like sometimes influencers turn around me, like, so
• 40:17
  Speaker 2: the best way to invest in yourself is to do
• 40:20
  Speaker 2: a sixty dollars polarates class and then get a twelve
• 40:24
  Speaker 2: dollar green smoothie. Like it's just it's not a vibe.
• 40:27
  Speaker 2: Like it's just not a vibe. Like, as I said before,
• 40:30
  Speaker 2: I'm gonna put a free app on my phone and
• 40:32
  Speaker 2: have a nap, Like that's my vibe? What are you doing?
• 40:36
  Speaker 2: I do pilates, but straight under the bus.
• 40:43
  Speaker 6: I am an influencer. It is a collaboration, so I
• 40:45
  Speaker 6: don't pay for it.
• 40:47
  Speaker 2: That's a money win you should have said that. You
• 40:49
  Speaker 2: should have said at the start saving my emergency fund
• 40:52
  Speaker 2: free pilarates. Also, why haven't you hooked me up?
• 40:56
  Speaker 5: That is a blessing that is not big enough Gus.
• 40:58
  Speaker 6: It's one of my few collaborations that I take, and like,
• 41:01
  Speaker 6: I will accept that one because that's.
• 41:02
  Speaker 2: Like, you don't even have to pay me, just keep
• 41:04
  Speaker 2: giving me free style.
• 41:05
  Speaker 5: Sign me up.
• 41:06
  Speaker 6: No, I think like when it comes to investing in yourself, honestly,
• 41:08
  Speaker 6: it really is the same as when you're investing money.
• 41:11
  Speaker 6: It's when you think about people that are trying to
• 41:14
  Speaker 6: like go all out with their savings and I'm not
• 41:16
  Speaker 6: gonna buy any clothes and I'm not going to dinner
• 41:19
  Speaker 6: for the next six months so I can save as
• 41:21
  Speaker 6: much as possible, And it's like, yeah, cool, but how
• 41:23
  Speaker 6: long can you really do that for? And what do
• 41:25
  Speaker 6: you have to sacrifice in order to do that? Are
• 41:28
  Speaker 6: you going to be miserable in the process? And if
• 41:30
  Speaker 6: you're trying to save money in order to have a
• 41:32
  Speaker 6: comfortable life and be happy, well, like, why do you
• 41:34
  Speaker 6: want to make yourself miserable for six plus months trying
• 41:37
  Speaker 6: to do that and not have any kind of joy
• 41:40
  Speaker 6: in life? So you know, flip it, make it really small,
• 41:43
  Speaker 6: do it like it's micro investing.
• 41:45
  Speaker 5: Do it like it's a little round up.
• 41:47
  Speaker 6: Your coffee, and just what are some small things that
• 41:49
  Speaker 6: I can do that will help me look after my health,
• 41:52
  Speaker 6: my wellbeing, my mindset, whatever it might be that you're
• 41:55
  Speaker 6: trying to work towards.
• 41:56
  Speaker 5: But don't try to go zero to.
• 41:58
  Speaker 6: One hundred and change everything all at wae. Think about
• 42:01
  Speaker 6: what am I doing and what can I just do
• 42:03
  Speaker 6: ten percent better this week? Is it that I just
• 42:05
  Speaker 6: set a little water goal, or if I don't have
• 42:07
  Speaker 6: time to go to the gym five times a week,
• 42:09
  Speaker 6: like what is realistic for me and the budget.
• 42:12
  Speaker 5: Of my time that I have.
• 42:14
  Speaker 6: Is it better that I plan to do just you know,
• 42:16
  Speaker 6: two or three twenty minute workouts and be happy with
• 42:19
  Speaker 6: that because that's still going to get me a lot
• 42:21
  Speaker 6: further along. It's like saying, oh, sorry, I'm not going
• 42:23
  Speaker 6: to put aside ten dollars a week because that's not enough.
• 42:25
  Speaker 6: But that's ten dollars a week that you didn't have before.
• 42:28
  Speaker 6: So it's the exact same thing with your time. Figure
• 42:30
  Speaker 6: out what you actually have to give, what's realistic for
• 42:33
  Speaker 6: you to do consistently without like throwing your entire life
• 42:38
  Speaker 6: away in order to do it. Small sacrifices are worth it,
• 42:41
  Speaker 6: but big sacrifices that make you hate life.
• 42:43
  Speaker 5: I know about you, guys, but I don't sign myself
• 42:46
  Speaker 5: up for that.
• 42:47
  Speaker 2: No, not at all.
• 42:48
  Speaker 4: I want to talk about the free Parlartis for a second,
• 42:50
  Speaker 4: because the second you said that, I could feel a
• 42:53
  Speaker 4: few people in the room go. And I think it's
• 42:56
  Speaker 4: a really interesting thing because you.
• 42:58
  Speaker 2: I also want free Polartis.
• 43:00
  Speaker 4: Not even because that you guys heard us before do
• 43:02
  Speaker 4: our budget direct money wins. You know that we will
• 43:05
  Speaker 4: work with sponsors occasionally who really align to our values
• 43:08
  Speaker 4: and brands that we really love.
• 43:10
  Speaker 2: And I want to get your thoughts.
• 43:12
  Speaker 4: As someone who does work in the influencing space, I
• 43:15
  Speaker 4: feel like there is sometimes a really big stigma around
• 43:20
  Speaker 4: sponsorship and around partnerships, and I think it's interesting because
• 43:24
  Speaker 4: it seems like for people who work in the advertising
• 43:27
  Speaker 4: world or people who've worked in marketing. I don't know
• 43:29
  Speaker 4: if anyone here has ever worked in that space before,
• 43:31
  Speaker 4: but I feel like sometimes we view it in a
• 43:34
  Speaker 4: different way to the everyday person. And I can totally
• 43:37
  Speaker 4: see how when you have somebody who's promoting something different
• 43:41
  Speaker 4: every day, or promoting conflicting things, or you know, doing
• 43:45
  Speaker 4: things all the time and shoving it in your face.
• 43:47
  Speaker 4: I can understand eye as a consumer find that frustrating
• 43:51
  Speaker 4: as well, but I feel like it's an interesting conversation
• 43:54
  Speaker 4: to have around, you know, the internalized I don't want
• 43:59
  Speaker 4: to say misogyny, it's not the right word, but the
• 44:01
  Speaker 4: internalized perception, perception exactly of women working hard and getting
• 44:07
  Speaker 4: that back. Basically, because if you're working with a brand
• 44:11
  Speaker 4: you just said you love parties and it's so good
• 44:13
  Speaker 4: for your mental health and it's something you're really passionate about,
• 44:16
  Speaker 4: why shouldn't you be working with them and producing great
• 44:19
  Speaker 4: content Because it takes a lot of time to do that. Like,
• 44:22
  Speaker 4: do you feel like there's a little bit of a
• 44:24
  Speaker 4: barrier or a misunderstanding sometimes around that kind of work.
• 44:28
  Speaker 5: Yeah, definitely.
• 44:29
  Speaker 6: I never introduce myself as an influencer. I don't really
• 44:32
  Speaker 6: consider myself one anyway, because that's like the tiniest fraction
• 44:36
  Speaker 6: of what I do when I'm majority of what I'm
• 44:38
  Speaker 6: on social media for is to advertise my business.
• 44:41
  Speaker 2: Influence me so much, you're an influencer by thanks?
• 44:43
  Speaker 5: Okay, Right, I'll take it.
• 44:45
  Speaker 6: But you know, I'm very picky with my collaborations because I,
• 44:49
  Speaker 6: like I said before, I want to spend my time
• 44:51
  Speaker 6: on social media talking about my business and generate, you know,
• 44:55
  Speaker 6: leads that will help me actually profit more than just
• 44:57
  Speaker 6: kind of lining someone else's pockets. And I'm not someone that,
• 45:00
  Speaker 6: like I just want to kind of sell anything to
• 45:02
  Speaker 6: anyone and not be authentic. So I'm like, I know
• 45:05
  Speaker 6: everyone says, oh, I only advertise things I know in love,
• 45:08
  Speaker 6: but I really do, Like, I'm very very picky. I
• 45:12
  Speaker 6: have only a small handful of like ongoing partnerships, and
• 45:16
  Speaker 6: when I have kind of once off collapse and things
• 45:18
  Speaker 6: like that, it's would I actually pay for this? And
• 45:21
  Speaker 6: like will I show up and do this thing or
• 45:24
  Speaker 6: use this product or whatever it is? And if the
• 45:25
  Speaker 6: answer is yes, then I'll consider it. But like the
• 45:29
  Speaker 6: amount of things that I say no to are like
• 45:32
  Speaker 6: twenty times the amount of things that I say yes too,
• 45:34
  Speaker 6: purely because a I don't want to spend the time
• 45:36
  Speaker 6: advertising other things, Like I'm not so broke that I
• 45:40
  Speaker 6: couldn't pay for things myself. If someone offers me, like
• 45:42
  Speaker 6: I don't know, some something that I don't care about
• 45:45
  Speaker 6: I'm like, I can pay for it myself if I
• 45:47
  Speaker 6: really wanted it that badly. So you know, Polarates kind
• 45:50
  Speaker 6: of fell into my lap. I was like, you know what,
• 45:52
  Speaker 6: I actually really want to do pilates. Yeah, it's really costly.
• 45:55
  Speaker 6: I have to actually show up and do the classes.
• 45:58
  Speaker 6: It's not a paid collaboration. It's like a gifted ten
• 46:00
  Speaker 6: pac or something. So I have to actually show up
• 46:03
  Speaker 6: and use the passes in order to make this mutually beneficial.
• 46:07
  Speaker 6: So if I'm not going to use it and I'm
• 46:08
  Speaker 6: not going to enjoy it, then it wouldn't be worth
• 46:10
  Speaker 6: it anyway. So those are the kind of partnerships that
• 46:13
  Speaker 6: I take on, and I, like I said, I'm really
• 46:15
  Speaker 6: choosy with it because I have built this really wonderful
• 46:20
  Speaker 6: community with my following. They do trust me, and I
• 46:23
  Speaker 6: do have such a great back and forth with so
• 46:26
  Speaker 6: many people that follow me, and I answer every single
• 46:28
  Speaker 6: DM that's in my inbox. And I don't want to
• 46:31
  Speaker 6: just be spooking things that I actually don't care about
• 46:34
  Speaker 6: because that just doesn't feel good to me. So I
• 46:37
  Speaker 6: only talk about things that I really love. And I've
• 46:39
  Speaker 6: always been that way. There's probably been things here and
• 46:41
  Speaker 6: there that In hindsight, I'm like, eh, probably could have
• 46:44
  Speaker 6: gone without doing that. But the last few years in particular,
• 46:47
  Speaker 6: I've really cut back. And if you see anything that
• 46:50
  Speaker 6: is like gifted, collaboration, paid sponsorship, anything like that on
• 46:53
  Speaker 6: my socials, it's because I would like scream from the
• 46:57
  Speaker 6: rooftop how much I love that brand or that they
• 46:59
  Speaker 6: align with my value or whatever it is.
• 47:01
  Speaker 2: I'm very very similar. I get the ick when I
• 47:04
  Speaker 2: see content that I'm like, you don't use that. I
• 47:07
  Speaker 2: recently just did a collaboration. This is so sick, right
• 47:10
  Speaker 2: with bumble, But I was like, yes, because I love
• 47:14
  Speaker 2: dating apps. I think this is sick. I think healthy
• 47:16
  Speaker 2: relationship conversations should be had. Let's talk about money and
• 47:20
  Speaker 2: dating like this makes sense to me. But the amount
• 47:23
  Speaker 2: of people that approach you and you're like, what, how
• 47:26
  Speaker 2: did you even get my profile? This makes no sense
• 47:29
  Speaker 2: for either of us. It gives me the ick, but
• 47:32
  Speaker 2: I think it's I think it's important to support it
• 47:35
  Speaker 2: as well, because you know, you hear us doing our
• 47:37
  Speaker 2: budget direct money wins and confessions, and at the end
• 47:40
  Speaker 2: of the day, that's what's paying to get my team
• 47:42
  Speaker 2: to you guys. That's what's putting the content on board,
• 47:46
  Speaker 2: Like we're not, you know, as she's on the money,
• 47:48
  Speaker 2: and I'm sure you're exactly the same. Like that's the
• 47:50
  Speaker 2: content that is keeping my entire team employed, not just employed,
• 47:55
  Speaker 2: but employed at wages that I'm really proud of as
• 47:58
  Speaker 2: a small business. And I get to look after them
• 48:02
  Speaker 2: and enjoy their company, but also they get to invest
• 48:05
  Speaker 2: in my business, Like this is so much bigger than
• 48:08
  Speaker 2: what I think people think it is. And do you
• 48:10
  Speaker 2: know what's most disappointing complete sidetrack is like you do
• 48:13
  Speaker 2: this content and I'll post like a picture of my
• 48:15
  Speaker 2: dog and it gets fifty billion likes, and then I
• 48:18
  Speaker 2: like post my sponsored content and like I get one like,
• 48:21
  Speaker 2: and I'm like, please just support my stuff, Like that's
• 48:25
  Speaker 2: what's paying for the dog goss.
• 48:29
  Speaker 6: No, You're so right, though, And I think the one
• 48:31
  Speaker 6: thing that makes me feel okay with doing any kind
• 48:33
  Speaker 6: of collaborations is that I give so much free content.
• 48:37
  Speaker 6: I do Instagram captions and I do stories all the time,
• 48:41
  Speaker 6: and I do tiktoks that take a really long time
• 48:44
  Speaker 6: to film, and I have a newsletter and a blog
• 48:46
  Speaker 6: and I have all this stuff that I give for
• 48:47
  Speaker 6: free and that takes time, and that takes time away
• 48:51
  Speaker 6: from where I could be spending that one on one
• 48:53
  Speaker 6: time with clients that would be paying me money. So
• 48:56
  Speaker 6: that's kind of how I guess like I've made peace
• 48:58
  Speaker 6: with that if I do you know, a collobs option
• 49:00
  Speaker 6: or a paid partnership here and there, that really helps
• 49:03
  Speaker 6: me kind of transactionally justify the time that I'm putting
• 49:06
  Speaker 6: into social media, which yes, helps me with lead generation anyway.
• 49:10
  Speaker 6: But I would probably say I do maybe eight to
• 49:13
  Speaker 6: ten hours a week at least specifically on social media stuff.
• 49:16
  Speaker 5: So doing my you know.
• 49:18
  Speaker 6: Infographics in canber, posting, drafting captions, replying to every single DM,
• 49:23
  Speaker 6: doing stories all of the time.
• 49:25
  Speaker 5: It's a lot of time.
• 49:26
  Speaker 6: And that's I'm not even an actual influencer in terms
• 49:30
  Speaker 6: of like that's my you know, business or a valid
• 49:33
  Speaker 6: in pome stream the people that do this full time,
• 49:36
  Speaker 6: like it's not as easy as like, look, there's a
• 49:40
  Speaker 6: whole thing going on at the moment.
• 49:41
  Speaker 5: I don't know if you guys have seen.
• 49:43
  Speaker 2: You're gonna getting canceled. It's gonna take a snippet from this.
• 49:46
  Speaker 2: Do you know how hard it is to be?
• 49:48
  Speaker 6: There are so far harder jobs absolutely, But I think
• 49:52
  Speaker 6: people have this impression that you know, influencing or being
• 49:55
  Speaker 6: a content creator is like easy, and it's just you
• 49:58
  Speaker 6: just get given all this stuff and you have to
• 49:59
  Speaker 6: take a quick photo like there actually.
• 50:01
  Speaker 5: Is a lot more time behind it.
• 50:03
  Speaker 6: Especially you know in accounts like ours where we are
• 50:06
  Speaker 6: very community based, it's not just post the photo and
• 50:09
  Speaker 6: leave and someone does it for you.
• 50:10
  Speaker 5: It's you have to create that trust.
• 50:12
  Speaker 6: You have to have those conversations, you do have to
• 50:14
  Speaker 6: reply to all of the dms, you have to be
• 50:16
  Speaker 6: thoughtful about your captions, and you know, for me, like
• 50:20
  Speaker 6: this is a way that I can reach a broader
• 50:21
  Speaker 6: amount of people and genuinely make a difference. And that
• 50:24
  Speaker 6: makes me feel really good and really proud that I
• 50:26
  Speaker 6: have a platform that people care what I have to say.
• 50:30
  Speaker 6: Like that just blows my mind that I wake up
• 50:31
  Speaker 6: and I post thissally little Instagram caption and like people
• 50:35
  Speaker 6: tell me like, oh wow, that's like blown my mind
• 50:37
  Speaker 6: or my life is better because of this one thing
• 50:39
  Speaker 6: that you said, and that like gets me so emotional.
• 50:42
  Speaker 2: Sometimes I find it's so interesting because if you go
• 50:45
  Speaker 2: back like five or six years, obviously I did not
• 50:48
  Speaker 2: have any kind of profile and nobody would have paid
• 50:50
  Speaker 2: me to make content like no chance, Like my old Instagram,
• 50:54
  Speaker 2: there's a reason it's blocked and deleted like it was.
• 50:56
  Speaker 2: It was embarrassing. I was using those like in built
• 50:58
  Speaker 2: filters and stuff just one out of ten will not recommend.
• 51:01
  Speaker 2: I was also using like smiley faces and being like
• 51:04
  Speaker 2: hanging out with the gals like ill Anyway, I feel
• 51:08
  Speaker 2: like it's real pervy because obviously most people don't experience
• 51:12
  Speaker 2: that side of it. It's not to say it's hard,
• 51:14
  Speaker 2: but Jess, this is a question for you. What does
• 51:17
  Speaker 2: a brand like you know, if we're doing one sponsored
• 51:19
  Speaker 2: Instagram prost, what's that process look like? Because I feel
• 51:22
  Speaker 2: like people want to know.
• 51:24
  Speaker 4: Oh, well, actually, I was going to say before when
• 51:26
  Speaker 4: you said people don't realize how much time it takes.
• 51:28
  Speaker 4: My full time job revolves around content like you pay
• 51:31
  Speaker 4: me to do that every day. I think there's a
• 51:34
  Speaker 4: lot involved behind the scenes that you know. Sometimes you're oh,
• 51:37
  Speaker 4: it's like a peach thing with some text on it,
• 51:40
  Speaker 4: like how much time could that actually take you?
• 51:42
  Speaker 2: But I mean for.
• 51:43
  Speaker 4: Us personally, you start conceptualizing it and you go, Okay,
• 51:47
  Speaker 4: what are we talking about? What's Sometimes it's responsive to
• 51:50
  Speaker 4: something in the media. We get a lot of people
• 51:52
  Speaker 4: damning us saying, can you talk about this thing that
• 51:54
  Speaker 4: I've seen? Can you talk about this new product? Can
• 51:56
  Speaker 4: you talk about the implications of these changes? And we
• 52:00
  Speaker 4: view that as a kind of a big part of
• 52:02
  Speaker 4: what we do is to educate and to help people
• 52:04
  Speaker 4: understand those things. So we go, okay, concept, what is it?
• 52:08
  Speaker 4: And then you go, how complicated is that concept? Because
• 52:12
  Speaker 4: the whole point is that we want people to be
• 52:14
  Speaker 4: able to understand things easily. Right, So then you're taking time,
• 52:18
  Speaker 4: I guess, breaking that concept down and making it a
• 52:20
  Speaker 4: bit more digestible, hopefully making it a bit fun and interesting.
• 52:24
  Speaker 4: So then you have this concept that's become this kind
• 52:27
  Speaker 4: of more simplistic version of itself. And from there you go, okay, well,
• 52:31
  Speaker 4: how do I represent that in a way that's visually engaging.
• 52:34
  Speaker 4: And that's the design and you have to put that together.
• 52:36
  Speaker 4: Whether it's shooting a photo which involves you know, getting
• 52:39
  Speaker 4: props or setting it up and doing lighting and it's
• 52:42
  Speaker 4: a whole thing, or it's a text post or something
• 52:45
  Speaker 4: that you design, and then it's graphics and text and
• 52:48
  Speaker 4: making sure that the contrast is right, making sure that
• 52:50
  Speaker 4: it's appealing and making sure that it fits in, and
• 52:53
  Speaker 4: there are all of these I guess, little working parts
• 52:55
  Speaker 4: in the background that go into it. And then once
• 52:56
  Speaker 4: that's done, there's the copy and it's you know, what
• 52:59
  Speaker 4: are the words? How are we communicating? What are we saying?
• 53:02
  Speaker 4: And right now I feel like I'm just spewing words
• 53:04
  Speaker 4: out And sometimes when I'm writing caption, that's how I feel.
• 53:06
  Speaker 4: So you write the caption and you go, oh my god,
• 53:08
  Speaker 4: no one's going to read that. So you have to
• 53:09
  Speaker 4: go back and you have to like edit it all
• 53:10
  Speaker 4: down and you take out all the extra exclamation marks
• 53:13
  Speaker 4: because I overuse exclamation marks. I get in trouble for it,
• 53:16
  Speaker 4: and so it's like pairing it back. So sometimes you
• 53:19
  Speaker 4: do all of this work and you go, oh shit,
• 53:20
  Speaker 4: like I've got to like take half of that work
• 53:22
  Speaker 4: out to make it digestible, to make it interesting, to
• 53:25
  Speaker 4: make it consumable because everybody moves so quickly. You know,
• 53:28
  Speaker 4: videos can be seven seconds and people go, that's too long,
• 53:32
  Speaker 4: But seven seconds is not a lot of time to
• 53:35
  Speaker 4: be able to explain this big overarching concept that we
• 53:39
  Speaker 4: started with and broke down and then wrote. And so
• 53:42
  Speaker 4: the whole time that you're doing all of these things,
• 53:43
  Speaker 4: you're thinking about, is this doing its job? Is this
• 53:47
  Speaker 4: piece of content helping somebody? Is this piece of content
• 53:50
  Speaker 4: making somebody feel good? Is this piece of content leaving
• 53:54
  Speaker 4: the world. I guess it's very dramatic, but like making
• 53:58
  Speaker 4: an impressional leaving my page or my follower in a
• 54:01
  Speaker 4: bed position than they were before they saw that piece
• 54:03
  Speaker 4: of content. And it's a lot of moving parts. And
• 54:06
  Speaker 4: I can totally see how you go, oh, someone just
• 54:08
  Speaker 4: like picks up a phone and goes and product. But
• 54:10
  Speaker 4: it's really not that simple, particularly in space is like ours,
• 54:15
  Speaker 4: where the passion lies in educating and helping people. And
• 54:20
  Speaker 4: I mean, I don't know if we've exactly got it right.
• 54:22
  Speaker 4: If you've ever seen our Instagram and you have feedback,
• 54:24
  Speaker 4: I'm all here for it.
• 54:26
  Speaker 2: Be kind. I am softer to cry.
• 54:29
  Speaker 4: But yeah, there are a lot of working parts to that,
• 54:32
  Speaker 4: and I guess, especially as a small business, there are
• 54:35
  Speaker 4: a lot of things that you have to consider about that.
• 54:37
  Speaker 6: Yeah, it takes a lot more time than I ever
• 54:40
  Speaker 6: envision and look, I would love to not have to
• 54:42
  Speaker 6: do it. And that's one thing that I've really kind
• 54:44
  Speaker 6: of over the last few years, tried to pull back
• 54:46
  Speaker 6: slowly and not be so content heavy and not like
• 54:50
  Speaker 6: feel like I have to take selfies for a living,
• 54:52
  Speaker 6: you know, because I don't really consider myself an influencer.
• 54:56
  Speaker 6: While I do that a little bit, tiny little bit,
• 54:59
  Speaker 6: like I'm a I'm a coach. That's what I do.
• 55:01
  Speaker 6: That's what I'm passionate about. Putting content out there helps
• 55:05
  Speaker 6: reach people that will either potentially become clients for me
• 55:08
  Speaker 6: or I will just help them. And I really love
• 55:11
  Speaker 6: the ability to do that, so I think like it's
• 55:13
  Speaker 6: a blessing and a curse, the whole social media thing.
• 55:16
  Speaker 6: I think, you know, it's been so wonderful for me.
• 55:18
  Speaker 6: It's helped me build a community, as you guys would know,
• 55:20
  Speaker 6: like even with your Facebook group and things you can,
• 55:23
  Speaker 6: you can connect to all these people, like I have
• 55:25
  Speaker 6: more interstate clients than clients in Brisbane, which is so
• 55:28
  Speaker 6: crazy to me that I'm like, how did these people
• 55:29
  Speaker 6: find me? And people from other countries And I'm like,
• 55:32
  Speaker 6: this is so cool that these people find me and
• 55:34
  Speaker 6: want to work with me, and they wouldn't they wouldn't
• 55:36
  Speaker 6: have seen me if it wasn't for social media. But
• 55:38
  Speaker 6: also sometimes it is really tiring, and sometimes I wish
• 55:41
  Speaker 6: I didn't have to do it, and I should probably
• 55:43
  Speaker 6: think about investing in things like maybe Google ads and
• 55:45
  Speaker 6: Facebook ads and not have to get all my.
• 55:47
  Speaker 5: Leads through socials.
• 55:48
  Speaker 6: Maybe, but for now, you know, it's one of those
• 55:50
  Speaker 6: things that it's a means to an end and it
• 55:52
  Speaker 6: helps me do what I really love and it helps
• 55:54
  Speaker 6: me genuinely help people. So even though the avenue is
• 55:58
  Speaker 6: kind of a fluffy little like hey me in my
• 56:00
  Speaker 6: little seven second tiktog video, like, I know that the
• 56:04
  Speaker 6: things that come from that and the clients that I
• 56:07
  Speaker 6: garner from that, that I can genuinely help one on one,
• 56:10
  Speaker 6: like I'm really helping them, and I just feel so
• 56:14
  Speaker 6: blessed that I even have the ability to do that.
• 56:16
  Speaker 4: I have one last question before we go, because I
• 56:18
  Speaker 4: can see that we're running very close to overtime.
• 56:20
  Speaker 5: Can chat? Yeah, we can want to.
• 56:23
  Speaker 2: I want to add to that, though, do not. My
• 56:24
  Speaker 2: favorite part about all of that stuff that you explained
• 56:27
  Speaker 2: was is that when you then include a client and
• 56:30
  Speaker 2: just sends the content to the client, they're like, no,
• 56:32
  Speaker 2: we don't like it, but we can't put our finger
• 56:34
  Speaker 2: on it. Like what what do you mean, they're like, yeah,
• 56:37
  Speaker 2: if you could just remake that entire video where you
• 56:39
  Speaker 2: baked a cake and then smashed the cake and then
• 56:42
  Speaker 2: like customize the whole thing to our brand. Yeah, we're
• 56:45
  Speaker 2: just not sure about it. And then just does another
• 56:47
  Speaker 2: one and then they're like, maybe just go with the
• 56:49
  Speaker 2: first one. Yeah, it sucks, It sucks. And then did
• 56:53
  Speaker 2: you have you guys seen a video on Jess's social
• 56:55
  Speaker 2: media it's a us net a smash room. Yea, it
• 56:58
  Speaker 2: was after that happened. Jess, like, I think kind to
• 57:00
  Speaker 2: break something else, my babe. Let's go break something all right.
• 57:03
  Speaker 4: The last question I have before we let you go
• 57:06
  Speaker 4: is you know you said you're wearing two hats to
• 57:08
  Speaker 4: influence the hat and a small business owner hat. And
• 57:10
  Speaker 4: we know that a lot of people in our community
• 57:12
  Speaker 4: are small business owners. I don't know if anybody out
• 57:14
  Speaker 4: there tonight is a small business owner, but yes, there
• 57:17
  Speaker 4: we go. But sometimes I think it can be hard
• 57:21
  Speaker 4: for small business owners. And this is something that we
• 57:22
  Speaker 4: struggle with as well, that level of I guess self
• 57:27
  Speaker 4: promotion or confidence in yourself or producing that video or
• 57:31
  Speaker 4: taking that photo and putting yourself out there, especially when
• 57:34
  Speaker 4: you're starting out and it's you logging into your other
• 57:36
  Speaker 4: account to comment on your own content, so it looks
• 57:38
  Speaker 4: like someone enjoyed it.
• 57:40
  Speaker 2: That doesn't exist anymore because my partner told me I
• 57:42
  Speaker 2: how to delete it because creepy.
• 57:45
  Speaker 4: But how should small businesses deal with those those feelings?
• 57:49
  Speaker 4: Because sometimes it can be really hard to show up
• 57:52
  Speaker 4: and to put something out there when you feel like
• 57:54
  Speaker 4: people aren't enjoying it or aren't receiving it. Is there
• 57:56
  Speaker 4: any last piece of advice that you can give to
• 58:00
  Speaker 4: people who might be going through that struggle?
• 58:03
  Speaker 5: That was a big question. I look.
• 58:05
  Speaker 6: I think any small business owners, or really anyone that
• 58:07
  Speaker 6: you have to put yourself out there would would know.
• 58:10
  Speaker 6: There's so much I guess imposter syndrome that sometimes comes
• 58:13
  Speaker 6: with these things that it's like, why would anyone invest
• 58:16
  Speaker 6: in me? Why would anyone want to work with me?
• 58:18
  Speaker 6: When there are so many other people doing this, and
• 58:21
  Speaker 6: you know, there are so many other counselors, and there
• 58:23
  Speaker 6: are so many other coaches out there, And I've really
• 58:25
  Speaker 6: tried to make sure that I am trying my very
• 58:28
  Speaker 6: hardest to offer something that is unique. But you know,
• 58:31
  Speaker 6: sometimes you can't have something perfectly unique and you are
• 58:33
  Speaker 6: offering something that other people do. So really try and
• 58:37
  Speaker 6: sit with yourself as to like, why would I want
• 58:39
  Speaker 6: people to invest in me or my business or my
• 58:41
  Speaker 6: service or my products whatever it is that you're trying
• 58:44
  Speaker 6: to kind of get people into, And is it something
• 58:47
  Speaker 6: that I'm proud of? Would I do this anyway even
• 58:50
  Speaker 6: if I, you know, only had five clients? And for me,
• 58:53
  Speaker 6: the answer is absolutely yes. This is, you know, a job,
• 58:57
  Speaker 6: especially now that in the last few years I've gotten
• 58:59
  Speaker 6: more into the accounts space and I've worked really hard
• 59:03
  Speaker 6: to curate the nature and the niche of my business
• 59:06
  Speaker 6: into body image and eating issues, which is something I
• 59:08
  Speaker 6: used to struggle with a lot myself. And the biggest
• 59:11
  Speaker 6: thing for me is that I am now the person
• 59:14
  Speaker 6: that I really needed five years ago that wasn't around
• 59:18
  Speaker 6: at the time. And that makes me so proud to
• 59:21
  Speaker 6: think of like me five years ago, my past self,
• 59:25
  Speaker 6: like I can now do that for other people, and
• 59:28
  Speaker 6: I know that that's like such a blessing and maybe
• 59:30
  Speaker 6: not totally transferable to what every single other business owners does,
• 59:33
  Speaker 6: but are you solving a problem that can help someone?
• 59:36
  Speaker 6: And if you help one person or five people, that
• 59:39
  Speaker 6: is still so worth it. Yes, Obviously, profitability comes into it,
• 59:42
  Speaker 6: and you need to support yourself. But if you're passionate
• 59:46
  Speaker 6: about what you do, if you believe in yourself, and
• 59:48
  Speaker 6: if you can back yourself and say, like I am
• 59:51
  Speaker 6: passionate about this, this aligns with my values. This represents
• 59:54
  Speaker 6: the person I want to be. Whether you succeed or
• 59:57
  Speaker 6: whether you fail, I think you'll still have something to
• 59:59
  Speaker 6: be proud of.
• 1:00:00
  Speaker 5: So you know, it just keeps you moving forward.
• 1:00:02
  Speaker 6: So for me, when I have quiet weeks or I
• 1:00:04
  Speaker 6: don't have a lot of clients, there are definitely lolls
• 1:00:06
  Speaker 6: in the year where things quite and down, I always
• 1:00:08
  Speaker 6: come back to this is a job that makes me
• 1:00:11
  Speaker 6: so proud to do what I do, and I genuinely
• 1:00:14
  Speaker 6: touch lives, And like.
• 1:00:15
  Speaker 5: You know, I'm not perfect.
• 1:00:17
  Speaker 6: I'm not the very best counselor or you know, the
• 1:00:19
  Speaker 6: most experienced in the whole world, but I know that
• 1:00:21
  Speaker 6: what I do is really impactful. And at the end
• 1:00:24
  Speaker 6: of the day, I sleep while knowing like I've worked
• 1:00:26
  Speaker 6: my butt off for this and that I know I'm
• 1:00:29
  Speaker 6: doing something good in the world that just makes me
• 1:00:31
  Speaker 6: so happy. So like there will always be moments of doubt,
• 1:00:34
  Speaker 6: there will always be times that you question yourself or your.
• 1:00:36
  Speaker 5: Skills or your abilities or whatever it might be.
• 1:00:38
  Speaker 6: But if you're doing something that you really really care about,
• 1:00:42
  Speaker 6: it's worth failing. It's worth risking it because at least
• 1:00:46
  Speaker 6: you tried, and you tried with something that you really
• 1:00:48
  Speaker 6: care about, And isn't that like so much better than
• 1:00:50
  Speaker 6: just like doing a boring job that you just don't
• 1:00:52
  Speaker 6: give a crap about.
• 1:00:54
  Speaker 2: I could not agree more. We have one We're girl
• 1:00:58
  Speaker 2: who also agrees. Sammy, I have adored talking to you
• 1:01:02
  Speaker 2: as always, but unfortunately I do think that that is
• 1:01:06
  Speaker 2: all we have time for. So a round of applause
• 1:01:09
  Speaker 2: for Sammy and a thank you for joining us. I
• 1:01:14
  Speaker 2: also want to say a really good thank you. This
• 1:01:16
  Speaker 2: is our very last show, So first big thank you
• 1:01:19
  Speaker 2: is to my team. They are so incredibly supportive. If
• 1:01:22
  Speaker 2: I look at her, I'll cry. And they have followed
• 1:01:25
  Speaker 2: me literally around the country this week to make sure
• 1:01:28
  Speaker 2: that that she's on the Money community has been looked
• 1:01:30
  Speaker 2: after and everything is smooth sailing. They have bent over
• 1:01:34
  Speaker 2: backwards for me. So shout out to them and a
• 1:01:37
  Speaker 2: round of applause for that She's on the Money team.
• 1:01:44
  Speaker 2: A very very special thank you to our guest Sammy,
• 1:01:47
  Speaker 2: you are an angel and an absolute inspiration. And also
• 1:01:51
  Speaker 2: a very big thank you to our gorgeous interpreters Bella
• 1:01:55
  Speaker 2: and Sarah.
• 1:02:00
  Speaker 4: All Right, we're gonna go because it's really late. Thank
• 1:02:02
  Speaker 4: you everybody for sticking around. Thank you Brisbane, you have
• 1:02:05
  Speaker 4: been amazing and we'll see you all out there somewhere.
• 1:02:18
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• 1:02:21
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• 1:02:25
  Speaker 2: on the Money exists purely for educational purposes and should
• 1:02:28
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• 1:02:32
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• 1:02:34
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