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MONEY DIARIES: The Money Diaries That Shook Us In 2023! · She's On The Money

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Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
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Speaker 1: the Order KERNI Whoalbury and a waddery woman. And before
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Speaker 1: we get started on She's on the Money podcast, I
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Speaker 1: would like to acknowledge the traditional custodians of the land
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Speaker 1: of which this podcast is recorded on a wondery country,
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Speaker 1: acknowledging the elders, the ancestors and the next generation coming
0:22
Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
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Speaker 1: and the storytelling of you to make a difference for
0:30
Speaker 1: today and lasting impact for tomorrow.
0:33
Speaker 2: Let's get into it.
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Speaker 3: She's on the Money, She's on the Money.
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Speaker 4: Hello, and welcome to She's on Them the podcast for
1:01
Speaker 4: millennials who want financial freedom.
1:04
Speaker 2: First things first, And Lisa Mary correct chriss I.
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Speaker 5: Thought you were going to say for millennials who want
1:09
Speaker 5: to celebrate Christmas v.
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Speaker 2: With you today.
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Speaker 4: I adore this. I'm so glad to have you back
1:16
Speaker 4: behind the mic. I guess guys, welcome back to another
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Speaker 4: one of our money diaries. Obviously Analisa is in a
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Speaker 4: voice you hear on money diaries very often, but when
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Speaker 4: you do, you know it's the end of year. Wrap
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Speaker 4: and you know that we've got some stories to share
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Speaker 4: with you to wrap the year that was.
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Speaker 5: There's lots of wrapping being wrapped unwrapped today v So
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Speaker 5: we're doing an audio version.
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Speaker 2: We're doing an audio rap. I love it.
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Speaker 4: Watch out Spotify. But I'm excited to talk to you today.
1:42
Speaker 4: I guess today being Christmas, I just want to do
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Speaker 4: a little bit of a shout out. If you're listening
1:46
Speaker 4: on your Christmas morning and you're having a great day, fantastic,
1:50
Speaker 4: Merry Christmas, my friend. If you're listening today and you're
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Speaker 4: feeling a little bit lonely, a little bit under the weather,
1:55
Speaker 4: a little bit like, oh, Christmas is the worst time
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Speaker 4: of the year. I see you, I hear you. I'm
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Speaker 4: sorry that's the position that you're in. But today is
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Speaker 4: only a season that you're going through and these things
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Speaker 4: will change. And just know that I'm thinking of you today.
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Speaker 4: I know the Anna Lisa is as well. You've got us,
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Speaker 4: We're with you, we love you, We're Merry Christmas if
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Speaker 4: that's what you celebrate, Mary not Christmas. If you don't
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Speaker 4: want to celebrate Christmas, and that's totally okay. But today
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Speaker 4: we are wrapping the year that was, and talking about
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Speaker 4: some of our favorite Money Diaries. I'm so excited we
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Speaker 4: did this last year, and the Money Diary Wrap was
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Speaker 4: not only a cool episode I think to listen to
2:32
Speaker 4: I'm biased, but it was so fun to pull together
2:35
Speaker 4: because you get to like reflect on the year that
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Speaker 4: was and all of the cool people we've talked to.
2:39
Speaker 4: And obviously it is no secret that my favorite episode
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Speaker 4: of literally every single week is always Money Diaries and V.
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Speaker 5: I feel like I'm even more lucky than you are
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Speaker 5: because I kind of get to call all of these
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Speaker 5: people I was about to say women, but actually like
2:52
Speaker 5: having men. Yes, Like we're not gender specific on this show,
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Speaker 5: but now I am the she and she's on the
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Speaker 5: money exactly. But I kind of get to have a
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Speaker 5: longer chain with all of these incredible community members and
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Speaker 5: meet them before I spring them on you in the episodes,
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Speaker 5: and it's everybody's favorite episode.
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Speaker 4: Let's let's be frank, I reckon it is. Every time
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Speaker 4: I talk to someone and be like, oh, they're my
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Speaker 4: favorite episode. I'm not sure if they're just being nice
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Speaker 4: agreeing with me, but usually they say, oh my gosh,
3:16
Speaker 4: me too, and I'm.
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Speaker 5: Like, yes, it's because we are Firstly, we are so pervy,
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Speaker 5: but we learn through like experience to each other stories.
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Speaker 5: And sometimes you can be feeling really bad about yourself
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Speaker 5: and then you hear someone else is having a tricky
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Speaker 5: time or that they've experienced like maybe they're doing well now,
3:32
Speaker 5: or that they've had their ups and downs, and you're like, oh, yes,
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Speaker 5: you know, you just learn so much from it.
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Speaker 2: So I love talking to these people exactly.
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Speaker 4: And I think we all love an end of year list,
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Speaker 4: like I'm list gal at the best of times, love
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Speaker 4: a spreadsheet, love a plan, love to do anything, And
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Speaker 4: obviously I love to reflect on I guess the year
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Speaker 4: that was, but also just really celebrate how kind and
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Speaker 4: generous our community has been, because these stories aren't easy
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Speaker 4: to share a lot of the time we're sharing tears
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Speaker 4: or share laughs, and like it's so special, like how
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Speaker 4: raw these stories are that we get to learn from.
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Speaker 4: So I'm super grateful. I feel incredibly privileged to speak
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Speaker 4: to these beautiful humans on literally a weekly basis. And
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Speaker 4: I just think that I always learned something new or
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Speaker 4: gain a different insight, or get reminded of something that
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Speaker 4: I might not know about yet or might not know about,
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Speaker 4: you know, or have remembered.
4:24
Speaker 5: And I love this because I get to force you
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Speaker 5: to pick four. We do fifty to fifty two, we
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Speaker 5: do fifty one excluding this episode episode, we technically do fifteen.
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Speaker 5: We don't say it's the best because they're also so
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Speaker 5: good in their own way, but like ones that are
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Speaker 5: just I'm like, I.
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Speaker 4: Feel like every single week when I talk to a
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Speaker 4: new money disay literally say to them, oh.
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Speaker 2: My god, this was the best one I've recorded yet. Yeah,
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Speaker 2: And next week I'm like, oh my god, no, this
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Speaker 2: is the best. Like I just can't control myself. So
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Speaker 2: let's dive into it.
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Speaker 4: I have the first one to show you, and it
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Speaker 4: is called Jail Debt and Learning to Be Free.
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Speaker 6: Yeah.
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Speaker 7: Like it said, I grew up in a wealthy family.
5:03
Speaker 7: I was pretty spoilt, got what I wanted. We'd go
5:06
Speaker 7: on holidays all the time. And then yeah, when I
5:09
Speaker 7: was a teenager, I woke up one morning and it
5:12
Speaker 7: was a police officer waking me up, telling me I
5:15
Speaker 7: had to go sit in.
5:17
Speaker 8: Our living room while our house was raided.
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Speaker 7: And then from that day it was fourteen years until
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Speaker 7: I saw my dad not behind bus anymore. So this
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Speaker 7: was super shocking, obviously, and confronting for everyone, mostly I
5:34
Speaker 7: would say for my mum, because she had no idea
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Speaker 7: what was going on, like where the extra money was
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Speaker 7: coming from. So she was just in shock. And everything
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Speaker 7: was taken away. So the lifestyle of holidays and buying
5:48
Speaker 7: whatever you want and all of that was taken away,
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Speaker 7: and we had to learn how to navigate that life
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Speaker 7: without money. And my mum hadn't worked for a lot
6:00
Speaker 7: time since when of my last siblings was born, so
6:04
Speaker 7: that was about ten years.
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Speaker 1: Yeah.
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Speaker 2: Wow, So it was.
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Speaker 7: Going through navigating getting money and going back into the
6:11
Speaker 7: workforce and raising kids alone.
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Speaker 2: Oh my god, what is it like having a house raided.
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Speaker 8: It's not nice.
6:19
Speaker 2: I can't imagine it being nice.
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Speaker 4: It's not the number one word that I would have
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Speaker 4: used confronting, terrifying.
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Speaker 8: Maybe I wouldn't recommend it for anyone.
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Speaker 2: One out of ten. Can't recommend it.
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Speaker 8: Yeah, no, cannot. I would say.
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Speaker 7: It's scary, Like even thinking about it now, I still
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Speaker 7: get a bit icky thinking about it all these years later,
6:39
Speaker 7: and it's like, well, they treated us like we were comminals,
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Speaker 7: even though we were like little kids and didn't know
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Speaker 7: anything that was going on. And yeah, they just make
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Speaker 7: a whole lot of mess and leave it.
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Speaker 2: And then what happens. What happens when they leave, like
6:53
Speaker 2: you clean it up or you're not allowed to be there, or.
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Speaker 7: Yeah, we just had to clean up the mess. And
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Speaker 7: whatever they took they took. They see a lot of assets, cars, houses,
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Speaker 7: like all of that, and yeah, we're just clean up
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Speaker 7: the mess after it actually happened more.
7:09
Speaker 2: Than once, so more than once.
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Speaker 8: Yeah, I've been woken up a few times by the police.
7:15
Speaker 2: Oh my gosh.
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Speaker 4: So you're like, oh, wow, that's a five am knock
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Speaker 4: on the door, must be the coppers.
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Speaker 8: Yeah, not ideal, So I wouldn't recommend.
7:23
Speaker 2: So Annealisa, that was the first cab off the Rang.
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Speaker 5: Oh my goodness, I remember this woman. It was incredible.
7:29
Speaker 2: This once from back in February.
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Speaker 4: I was kind of like an episode that we did
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Speaker 4: at the start of the year, and I just remember
7:34
Speaker 4: being like, holy guacamole, Like it's you see this stuff
7:38
Speaker 4: on the news, like where houses get raided, and like
7:41
Speaker 4: do you remember this? Obviously not as dramatic, but I
7:44
Speaker 4: remember like one of the first times that I was like, wow,
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Speaker 4: they raid rich people's houses was the Melissa Caddic story
7:51
Speaker 4: about that Dodgy financial advisor, which for like obvious reasons,
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Speaker 4: I was very invested in understanding. But I just remember
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Speaker 4: being like, what does the family on the floor I do?
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Speaker 4: And this was the example of the family had no
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Speaker 4: idea what was going on, and all of a sudden,
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Speaker 4: their house is being raided and they're not allowed to
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Speaker 4: touch anything, and they took all their stuff and it
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Speaker 4: turns out dad ended up in jail.
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Speaker 5: This happened several times. The can you imagine like being
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Speaker 5: a teenager with a kid, with all your kid problems
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Speaker 5: and teenage problems, and then you get woken up in
8:20
Speaker 5: the middle of the night and your life changes like that.
8:22
Speaker 5: I mean. The thing is is that as we talk
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Speaker 5: about this now, I'm sure that there's other listeners said
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Speaker 5: bit like.
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Speaker 4: I've been through that, that's not that weird, Victoria, And
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Speaker 4: I'm like, yeah, but that's I guess my privilege showing
8:31
Speaker 4: that thankfully my dad wasn't a fraud stuff. Yeah, it
8:34
Speaker 4: was incredible, but it was a very spicy story that
8:37
Speaker 4: I was very privileged to share on the show because obviously,
8:41
Speaker 4: if you've been in that circumstance, it's not that common
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Speaker 4: for you to turn around and be like, yeah, no,
8:44
Speaker 4: I'd love to share that with the world.
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Speaker 5: Oh absolutely, And I think that you know that Listener
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Speaker 5: really wanted to dispel some of the stigma and also
8:53
Speaker 5: show how she totally has lived her life in a
8:56
Speaker 5: completely different way. She was, I think in the middle
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Speaker 5: of saving for her wedding and like being working really
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Speaker 5: really hard and being transparent with her finances and changing
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Speaker 5: her money story, which is such a.
9:06
Speaker 4: Way that I don't think anyone would have expected. But
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Speaker 4: I was so proud of that one and absolutely loved it.
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Speaker 4: So that was a first cab off the rank to share.
9:14
Speaker 4: I have another one, Anna Lisa. So this second one
9:16
Speaker 4: I'm sharing is called setting Boundaries and standing on her
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Speaker 4: two feet.
9:26
Speaker 9: I'll start when I was nineteen. I'd just gotten back
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Speaker 9: from my gap year. I lived abroad for a year
9:32
Speaker 9: and just had the most wonderful time. Came back and
9:36
Speaker 9: got straight into UNI, which was sort of the expectation
9:39
Speaker 9: from my family and where I grew up. I was
9:42
Speaker 9: studying something that I was really interested in, but not
9:46
Speaker 9: that passionate about. I was sort of like going through
9:48
Speaker 9: the motions. And then about a year and a half
9:52
Speaker 9: into studying, so I was about twenty twenty one, I
9:55
Speaker 9: started to have memories resurface from my childhood, childhood trauma
10:00
Speaker 9: that I'd experienced, and that came with, yeah, a lot
10:04
Speaker 9: of mental distress. So my mental health really plummeted at
10:09
Speaker 9: that point. And for the first like, yeah, the next
10:12
Speaker 9: year or so, I tried to keep up with UNI.
10:15
Speaker 9: I was doing a little bit of counseling, and then
10:18
Speaker 9: it got to a point where I was like, hold on,
10:20
Speaker 9: like I really need to Yeah, I really need to
10:23
Speaker 9: go deeper into this. It's not going away and really
10:26
Speaker 9: connecting with that belief that I can get better. But yeah,
10:30
Speaker 9: as I mentioned when I wrote in part of that
10:33
Speaker 9: recovery journey, has been making a disclosure to my parents
10:37
Speaker 9: about what I experienced as a child. And unfortunately they
10:43
Speaker 9: did not respond well to that.
10:44
Speaker 2: Oh no, yeah.
10:46
Speaker 4: I'm so sorry that was your experience, because it would
10:48
Speaker 4: have been hard to even bring it up.
10:51
Speaker 2: That's not something that I can imagine was easy. Yeah,
10:54
Speaker 2: it was awful.
10:56
Speaker 9: It's obviously I wanted to tell them for a long time.
11:00
Speaker 9: But then yeah, because it's so shrouded in secrecy and
11:04
Speaker 9: shame and yeah, for such a long time, even like
11:08
Speaker 9: the biggest part of the recovery was like understanding that
11:12
Speaker 9: it wasn't my fault, and yeah, obviously, like spending all
11:16
Speaker 9: those years believing that it was my fault. I couldn't
11:19
Speaker 9: even come to terms with telling my parents because yeah,
11:23
Speaker 9: if I thought it was my fault, then obviously they
11:25
Speaker 9: would too. But yeah, unfortunately I didn't get a positive
11:30
Speaker 9: response from them, And that sort of yeah led to
11:33
Speaker 9: me making the decision, with support from my counselors and
11:36
Speaker 9: my support team, to create some yeah wall like boundaries
11:43
Speaker 9: towards them, and yeah, have to cut them off.
11:47
Speaker 4: That one was I thought about that for days after
11:51
Speaker 4: listening to that, and I just I remember when I
11:54
Speaker 4: did that, I was pregnant.
11:56
Speaker 2: I knew I was pregnant. I don't think i'd shared
11:59
Speaker 2: it with the world at.
11:59
Speaker 4: That point, and I just remember being like, I always
12:03
Speaker 4: want to be a safe space for my child. I
12:05
Speaker 4: cannot imagine, you know, a child coming to their parents
12:08
Speaker 4: and them not being believed about such a significant trauma
12:11
Speaker 4: happening to them. And I wanted to pick up our
12:14
Speaker 4: diarist and hug them and like make it better. And
12:16
Speaker 4: obviously that's like not the answer. It's what I guess instinctually,
12:21
Speaker 4: you want to do, but it's not the answer. And
12:23
Speaker 4: I just remember going, this is so powerful to share
12:25
Speaker 4: with our community because so many people go through circumstances
12:29
Speaker 4: like this and they just stay quiet because they're so
12:31
Speaker 4: worried about rocking the boat too much or upsetting someone,
12:36
Speaker 4: or it happened so long ago. What's the point? And
12:38
Speaker 4: our diarist really showed that she got through it. She
12:41
Speaker 4: made some very healthy boundaries, some very wall like boundaries,
12:45
Speaker 4: I believe she called them in the episode, and she's
12:48
Speaker 4: thriving because of it, Like we all deserve to thrive,
12:52
Speaker 4: and if it means going through arguably a very awkward
12:56
Speaker 4: conversation where the conversation doesn't land where you think it
13:00
Speaker 4: should or it actually should, Yeah, that you can steal
13:03
Speaker 4: back yourself And I think I just thought that was
13:05
Speaker 4: so important to me to share that and go, no, like,
13:08
Speaker 4: you are worth more. You're worth more than people not
13:11
Speaker 4: believing your story, Like I just yeah.
13:14
Speaker 5: That really shartbreaking and also so empowering. I mean, what
13:18
Speaker 5: I took away from that episode was that Diarist wrote
13:21
Speaker 5: in saying, I feel like I am behind everyone on
13:24
Speaker 5: my savings. I don't have any investments, I have these debts.
13:27
Speaker 5: I'm behind with you. Well, like it took me, so
13:29
Speaker 5: I spent so much money on studying because I was
13:31
Speaker 5: once I was uncovering this trauma, I was stopped starting,
13:34
Speaker 5: stop starting my degree, and then I had to take
13:36
Speaker 5: time off it to work and try and take care
13:39
Speaker 5: of my mental health. And your message to her was
13:42
Speaker 5: you are not behind. Look at all of this work
13:46
Speaker 5: that you've done to.
13:47
Speaker 2: Set up these boundaries and.
13:49
Speaker 5: Now this money stuff like this will sort out because
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Speaker 5: you are on the right track because you've done this
13:54
Speaker 5: really really hard ground with the deep.
13:56
Speaker 4: Work that needed to happen, and like, if it didn't happen,
13:58
Speaker 4: now it's what ends up burning people out and having
14:02
Speaker 4: them end up honestly having to take years off work,
14:06
Speaker 4: not being able to do what they want to do
14:08
Speaker 4: because finally that stuff they were repressing it catches up
14:12
Speaker 4: with them.
14:13
Speaker 2: Yeah.
14:13
Speaker 5: Absolutely, it's oh gosh, And I still occasionally think about
14:18
Speaker 5: that diarist and anyone out there in that situation.
14:21
Speaker 2: Oh, it actually kills me.
14:23
Speaker 4: But yeah, I was really really proud of her, really
14:25
Speaker 4: proud of her story that happened in August, and I
14:29
Speaker 4: just wanted to remind people that it was their really
14:31
Speaker 4: great story and honestly, a really beautiful message of backing yourself.
14:35
Speaker 2: Let's go to a really quick break on the flip side.
14:38
Speaker 2: I have two of them, one from January and one from.
14:40
Speaker 4: October to share with you, So guys don't go anywhere,
14:49
Speaker 4: all right, an Lisa, we are back and this has
14:51
Speaker 4: been so nice.
14:53
Speaker 2: I'm gonna feel so emotionally.
14:54
Speaker 4: Heavy after this episode because we're recapping all of these
14:58
Speaker 4: beautiful episodes that I feel like had a massive impact
15:01
Speaker 4: on our community this year.
15:03
Speaker 2: I have another one for you. Are you ready? Oh,
15:05
Speaker 2: I'm ready. I'm loving this to be all right.
15:07
Speaker 4: So this one is called one Step at a Time
15:09
Speaker 4: after losing the love of her life.
15:11
Speaker 5: Oh I remember this one?
15:12
Speaker 2: Yeah?
15:17
Speaker 10: But yeah, I got my situation together. I was lucky
15:20
Speaker 10: enough to meet my partner, and my partner is really
15:22
Speaker 10: financially minded. He loves talking about it, which is great
15:25
Speaker 10: because it wasn't a thing that I had anyone to
15:27
Speaker 10: speak to about before. He loves talking about all things money,
15:31
Speaker 10: and so we just had this really lots of discussions
15:34
Speaker 10: and we just well to grow together.
15:36
Speaker 2: Did he grow up in a lower income household or
15:38
Speaker 2: like what was his money story?
15:40
Speaker 10: Like, I wouldn't say that was a lower income household.
15:43
Speaker 10: But he was one of many children and so you
15:46
Speaker 10: know that has a lot of costs associated with.
15:47
Speaker 2: Having Budgeting comes into playing when you have multiple children.
15:51
Speaker 10: And I know his parents did have times, but they
15:54
Speaker 10: had quite a lot of financial pressures. But generally speaking,
15:56
Speaker 10: they were quite Their parents were quite educated out about money.
15:59
Speaker 10: His grandfather was quite educated about money, and so this
16:02
Speaker 10: sort of filtered down to him, and so he was
16:04
Speaker 10: varying with his money. He was very frugal.
16:06
Speaker 2: What a catch. Oh my gosh, Yes, she is on
16:10
Speaker 2: the money dream boat.
16:11
Speaker 10: Yes, yes, definitely.
16:12
Speaker 1: Yeah.
16:13
Speaker 10: So I was in an Leigan position and we were
16:15
Speaker 10: looking at buying a house because we were both earning
16:19
Speaker 10: over six figures. We both had decent savings. He also
16:22
Speaker 10: had quite a lot of investments that he at that
16:24
Speaker 10: time was ready to pull out and you know, just
16:26
Speaker 10: pay off a substantial part of the Morgan you know,
16:29
Speaker 10: deposit upfront.
16:30
Speaker 4: And he was twenty eight and he's got investments, six
16:33
Speaker 4: weekly income.
16:34
Speaker 2: He was getting it done.
16:35
Speaker 10: And he had his own side hustle business as well.
16:37
Speaker 10: So just sixty to absolute king about and I decided
16:41
Speaker 10: I wanted a career change at that point, so I
16:44
Speaker 10: resigned from my job at that time. But I wasn't
16:47
Speaker 10: concerned about that because in the work that I do
16:50
Speaker 10: in the industry I am, there's a lot of opportunities,
16:52
Speaker 10: so I wasn't too concerned about that. However, literally a
16:55
Speaker 10: couple of days after I finished it up there he
16:58
Speaker 10: passed away in an accident. So all of a sudden,
17:02
Speaker 10: we are just a world imploded.
17:04
Speaker 2: And yeah, and Alia that one killed me.
17:08
Speaker 5: Oh my goodness.
17:09
Speaker 4: They had their entire life ahead of them and it
17:13
Speaker 4: got ripped away in an accident. Yeah, it's the story
17:16
Speaker 4: of like oh it or never happened to me, it's
17:19
Speaker 4: the story of that always happens to other people. Definitely
17:21
Speaker 4: not asked, definitely not me, and to me really drove
17:25
Speaker 4: home the importance of financial literacy for everybody in the
17:29
Speaker 4: relationship and making sure that you have all of your
17:32
Speaker 4: ducks in a row when it comes to personal insurances
17:35
Speaker 4: and knowing what that looks like. And thankfully she was
17:39
Speaker 4: a very intelligent woman. But it's just it was such
17:43
Speaker 4: a story that I just went, oh my gosh, like
17:45
Speaker 4: I cannot believe you're going through this.
17:47
Speaker 5: I remember crying on the phone when I was speaking
17:50
Speaker 5: to this money darist. And I also My memories of
17:53
Speaker 5: it too is that she was particularly savvy with her
17:55
Speaker 5: situation and had stuff set up, but there was some
17:58
Speaker 5: sort of little clause in her insurances that meant that
18:01
Speaker 5: because she'd taken some stress leave, yeah, that they were like, oh,
18:07
Speaker 5: you have to wait for the payout, and it took
18:09
Speaker 5: a really, really long time.
18:11
Speaker 4: It broke my heart, but I was also so proud
18:13
Speaker 4: of her because to go through that and come out
18:16
Speaker 4: the other side, like she was still obviously grieving and
18:18
Speaker 4: going through the motions, but she just had such a
18:21
Speaker 4: plan and you could tell that she was going to
18:23
Speaker 4: live this really beautiful life.
18:25
Speaker 5: And from memory she she when we spoke to her,
18:28
Speaker 5: she was starting to get back to work.
18:30
Speaker 2: Yeah she was.
18:31
Speaker 4: She was like her finally dick inched corner like tee
18:33
Speaker 4: in the water and trying to get there.
18:34
Speaker 2: And you just know I should check up on them.
18:37
Speaker 4: Actually we should do like next year obviously no pressure
18:40
Speaker 4: and ELSA, but like, are where are they now? For
18:43
Speaker 4: our earlier diarists, that would be great, All right, let's
18:45
Speaker 4: try and organize that, But that's not the plan for today.
18:48
Speaker 4: The plan for today is to share our final money.
18:51
Speaker 2: Diary with you. For I guess our wrap of twenty
18:53
Speaker 2: twenty three.
18:54
Speaker 5: The Diaries that Shook Us in twenty twenty three. There
18:57
Speaker 5: were so many.
18:57
Speaker 4: These ones from October and it is cool turning life
19:01
Speaker 4: around after addiction, and this is one of my faves.
19:05
Speaker 2: Honestly, I'm just so proud.
19:10
Speaker 4: Can you tell me a bit more about what that
19:13
Speaker 4: gateway was like, because obviously, going from you know, the
19:16
Speaker 4: short money story we've heard of, like yep, I was
19:18
Speaker 4: getting up for him milking the cows, I was getting
19:21
Speaker 4: paid in livestock all the way through to look twenty
19:24
Speaker 4: one twenty two, I got mixed up in some stuff
19:27
Speaker 4: that you know, I'm sure you wish you didn't, But
19:30
Speaker 4: how did that happen?
19:31
Speaker 11: It was actually my family, so I was around it
19:35
Speaker 11: for two years before I actually tried it. I went
19:40
Speaker 11: into the wrong pathway from family influence. I think they
19:43
Speaker 11: all feel pretty bad about that, but we were all
19:46
Speaker 11: in a bad situation and we're thankfully all of us
19:49
Speaker 11: out of.
19:49
Speaker 6: That now too.
19:50
Speaker 12: Love love to hear that, yeah for us, But yeah,
19:54
Speaker 12: so it was the wrong pathway to go down, and
19:57
Speaker 12: I happened to get into the wrong place, wrong time,
20:00
Speaker 12: good family, and we're all looking up now. So what
20:04
Speaker 12: did that look like when it came to I guess
20:06
Speaker 12: your money story. Obviously, when you're purchasing substances like that,
20:11
Speaker 12: they're not cheap. How did you fund that? What did
20:13
Speaker 12: that look like?
20:14
Speaker 11: So there's like friends or friends, You've got different platforms
20:19
Speaker 11: where you can find it, and people just want to
20:21
Speaker 11: hang out with you and.
20:23
Speaker 6: Supply the drugs. Majority of those are men.
20:26
Speaker 11: Unfortunately, yep, I had a sugar daddy too, so.
20:30
Speaker 4: He was This is going to be the spiciest money story.
20:33
Speaker 4: I cannot wait to dissect this even more so.
20:37
Speaker 6: He was involved in the drug game too.
20:39
Speaker 11: I just love to spend time with young females and
20:43
Speaker 11: supplying as much drugs as you could.
20:45
Speaker 6: He was pretty well off.
20:47
Speaker 4: Where does your work life balance come into that? You've
20:49
Speaker 4: mentioned you've got a young child. They're in daycare and
20:53
Speaker 4: kinder You, you know, are driving forty five minutes each
20:56
Speaker 4: way from work. You're doing side hustles on the weekend.
20:58
Speaker 4: Do you have a personal life like dating? What's going
21:01
Speaker 4: on there?
21:02
Speaker 6: I'm in an actual polyamory relationship.
21:04
Speaker 2: Okay, didn't see that coming.
21:07
Speaker 6: Yeah, So I have a girlfriend, she has a partner, yep,
21:10
Speaker 6: And I.
21:11
Speaker 11: Can date if I like to, but not really interested
21:13
Speaker 11: in it. We've been together nearly two years now.
21:16
Speaker 2: Oh very cool.
21:18
Speaker 4: Can I be real pervy and ask about how the
21:20
Speaker 4: dynamics of that work? What does that actually look like?
21:22
Speaker 4: So if your girlfriend has a partner, do they live
21:25
Speaker 4: full time together?
21:26
Speaker 2: Like, how do you interact? What does that look like?
21:29
Speaker 11: She has a primary other, they live together, they're engaged.
21:34
Speaker 6: But we all get along really well. It was a
21:35
Speaker 6: bumpy at the start.
21:37
Speaker 11: I go up to their house and I stay all
21:38
Speaker 11: the time, and my daughter stays in their spare room.
21:41
Speaker 6: We get along really good. It works really well.
21:44
Speaker 2: How good? This was one of my favorites of the year.
21:49
Speaker 4: I'm not gonna lie the transformation that you just got
21:52
Speaker 4: to see unfold. I feel like I didn't even know
21:55
Speaker 4: what to expect. Every two seconds, like it just it changed.
21:59
Speaker 4: We were just like, wait, what how I'm like her
22:02
Speaker 4: money diary when she wrote in obviously outlined the like
22:07
Speaker 4: big milestones of the diary, but it definitely did not
22:10
Speaker 4: tell us as many twists and turns as she shared,
22:13
Speaker 4: And I was super grateful because she was so open.
22:17
Speaker 4: Like these topics, especially drug addiction, are often trouded with shame,
22:21
Speaker 4: and you hide it and if you've moved on from it,
22:23
Speaker 4: you don't really want to go back to that place
22:25
Speaker 4: to talk about it. And she just provided so many beautiful,
22:29
Speaker 4: valuable insights for our community to learn from that made
22:33
Speaker 4: me just go, wow, you are one special human being.
22:37
Speaker 4: To go from deep drug addiction to finding out you
22:41
Speaker 4: are pregnant and cold Turkey, Cold Turkey is hard at
22:45
Speaker 4: the best of times, but she did it. And now
22:47
Speaker 4: she is this incredible mother that shows up for her baby,
22:51
Speaker 4: is living her best life, you know, has this really
22:53
Speaker 4: healthy relationship that she's really proud of. I'm just I
22:57
Speaker 4: mean awe of how people can actually transfer form their
23:00
Speaker 4: own lives and for the better.
23:02
Speaker 2: Like you just go wow, that's it's just so impressive.
23:05
Speaker 4: And to me it was a really beautiful, I don't
23:07
Speaker 4: know note to finish this conversation on to go analysa.
23:11
Speaker 2: Isn't that beautiful?
23:12
Speaker 5: It's amazing? And then to find love in a polyamorous relationship.
23:15
Speaker 5: And I remember when we aired that episode that actually
23:18
Speaker 5: sparked a big a conversation in our community about people.
23:22
Speaker 5: Other people got in touch kind of behind the scenes,
23:24
Speaker 5: and I think we had something in one of our
23:25
Speaker 5: Friday about the financials of polyamory people who read those
23:29
Speaker 5: sorts of relationships and yeah, I know it wasn't so interesting.
23:32
Speaker 2: We're just sharing it because it's part of our community.
23:34
Speaker 4: Absolutely, there is no judgment in this house, Like I
23:37
Speaker 4: don't care what you do. As long as it is
23:39
Speaker 4: respectful and as long as it is consensual, I could.
23:41
Speaker 2: Not care less.
23:42
Speaker 5: Yeah, they're the two boxes to tick.
23:44
Speaker 2: Baby, you want to tell me about it, cool, I'll listen.
23:47
Speaker 2: I'd love to know about it.
23:48
Speaker 4: Let me ask some perfect questions though, because sometimes, because
23:51
Speaker 4: I've got no experience in this, I'd just like to
23:53
Speaker 4: know how that works, especially finances, like when it comes
23:56
Speaker 4: to a polyamorous relationship, are you kidding?
23:59
Speaker 2: I do want to know how you split your budget.
24:01
Speaker 2: I already know how hard it is to split between
24:03
Speaker 2: two people. How are you doing that with three or more?
24:05
Speaker 1: Yea.
24:05
Speaker 2: So it's really pervy, but really beautiful. But you're right.
24:08
Speaker 4: A lot of people reached out behind the scenes and
24:10
Speaker 4: they were like, oh, v I'm in a polyamorous relationship.
24:12
Speaker 4: Haven't told my family or haven't told my friends. But
24:15
Speaker 4: it was just so nice to see that featured in
24:18
Speaker 4: mainstream media. Not that with that mainstream, but in a
24:21
Speaker 4: media platform that I already consume and.
24:24
Speaker 2: Just know that this is a safe place for me.
24:26
Speaker 4: And I was like, I wish I had thought of
24:28
Speaker 4: bringing this to the show before it was brought to
24:31
Speaker 4: me by a community member. And obviously that's a really
24:34
Speaker 4: good lesson to me that I need to really think
24:36
Speaker 4: about what other stories are we going to share in
24:38
Speaker 4: twenty twenty four? What does you know the future of
24:41
Speaker 4: Money Diaries look like? Because it is such a privilege,
24:45
Speaker 4: as I've said before, but such a beautiful opportunity to
24:49
Speaker 4: share so many diverse stories, not only so that you
24:52
Speaker 4: and I and a Lisa can learn from it, because
24:54
Speaker 4: like we're very boring at the end of the day,
24:58
Speaker 4: like we're not that interesting now, but there are so
25:01
Speaker 4: many beautiful stories in our community that we can learn from,
25:04
Speaker 4: but also so many beautiful stories that can be shared
25:08
Speaker 4: so everybody feels heard and feels validated and feels like no, no, no,
25:12
Speaker 4: like my story is normal, my story is part of
25:15
Speaker 4: the mix.
25:15
Speaker 5: It's oh yeah, and you know I can guarantee you.
25:19
Speaker 5: You know, I know you're not a gambling woman either,
25:20
Speaker 5: are my vibit again? A thousand bucks? Someone was into
25:26
Speaker 5: the episode and going oh, having to wake up at
25:28
Speaker 5: five am to milk cows don't relate to that, but
25:30
Speaker 5: do relate to the polyamory or vice versa, you know
25:33
Speaker 5: what I mean, Every combination of everything can relate to
25:36
Speaker 5: being a reformed drug user or maybe someone who's at
25:38
Speaker 5: the start of that journey of trying to you know,
25:41
Speaker 5: trying to quit and see figure that out, or I
25:43
Speaker 5: think my favorite way of getting through it.
25:45
Speaker 2: One hundred percent.
25:46
Speaker 4: I think one of my favorite parts of that was
25:47
Speaker 4: just how enamored with life she was. She was just like,
25:50
Speaker 4: I'm so happy. I'm just I'm living my best life.
25:53
Speaker 4: I have this gorgeous daughter, I have this beautiful life.
25:56
Speaker 4: You know, my finances are on track.
25:58
Speaker 5: SI hustle too.
25:59
Speaker 2: Oh yes, she's real quack the money queen, yep.
26:02
Speaker 4: But I thought that that was a pretty good way
26:05
Speaker 4: Anna Lisa to wrap the year out.
26:06
Speaker 2: That was I feel like we all leave on a
26:08
Speaker 2: high going. Yes she did. We are so proud of that.
26:11
Speaker 4: But we're so proud of every single money diary that
26:14
Speaker 4: goes on the show. But also, I guess thank you
26:16
Speaker 4: to everybody who's also reach out to share their diary.
26:19
Speaker 4: We get so many submissions and Unfortunately they don't all
26:23
Speaker 4: make the show because as we know, there's only fifty
26:26
Speaker 4: one episodes a year that we can do. But we
26:29
Speaker 4: try our best, I promise, and we always get back
26:31
Speaker 4: to you. But it's one of those things that I
26:33
Speaker 4: just I'm in awe consistently with how many generous souls
26:36
Speaker 4: within our community who want to share and want to
26:39
Speaker 4: teach others.
26:41
Speaker 5: And what a Christmas gift you've wrapped up for us
26:43
Speaker 5: on this episode, V. How gorgeous.
26:45
Speaker 2: I love it.
26:45
Speaker 4: I can't think of a better way to celebrate Christmas
26:47
Speaker 4: than with money diaries. Honestly, again a little bit biased,
26:50
Speaker 4: but that's okay.
26:51
Speaker 2: Guys, have the best rest of.
26:53
Speaker 4: The day, and we will see you on Wednesday, because
26:56
Speaker 4: the hustle doesn't stop, guys, The hustle does not stop.
26:59
Speaker 5: Bye.
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27:08
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27:12
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27:15
Speaker 3: not be relied upon to make an investment or financial decision.
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Speaker 3: If you do choose to buy a financial product, read
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