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Setting Intentions For The New Year · She's On The Money

0:00
Speaker 1: Hello, my name's Santasha Nabananga Bamblet. I'm a proud yr
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Speaker 1: the Order, Kerney Whoalbury and a waddery woman. And before
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Speaker 1: we get started on She's on the Money podcast, I
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Speaker 1: would like to acknowledge the traditional custodians of the land
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Speaker 1: of which this podcast is recorded on a wondery country,
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Speaker 1: acknowledging the elders, the ancestors and the next generation coming
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Speaker 1: through as this podcast is about connecting, empowering, knowledge sharing
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Speaker 1: and the storytelling of you to make a difference for
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Speaker 1: today and lasting impact for tomorrow.
0:33
Speaker 2: Let's get into it.
0:34
Speaker 3: She's on the Money, She's on the Money.
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Speaker 4: Hello, and welcome to She's on the Money, the podcast
1:00
Speaker 4: Millennials who want Financial Freedom. We are two weeks into
1:04
Speaker 4: the new year, which means I don't know about everybody else,
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Speaker 4: but I'm thinking hot and hard about my goals. Last
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Speaker 4: week we spoke all about setting up your investment goals
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Speaker 4: for the year, but this week I wanted to get
1:14
Speaker 4: a little bit more personal because Victoria and I are
1:17
Speaker 4: both super goal oriented people. Speaking which Victoria, I haven't
1:21
Speaker 4: even said hello to you yet.
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Speaker 2: Hello, thanks for having me on your show. Jescah, You're
1:24
Speaker 2: welcome anytime. I feel like this episode is a goodie
1:28
Speaker 2: because I talked to so many people about goal setting
1:30
Speaker 2: and I love a good goal. You love a good goal,
1:32
Speaker 2: but they're not always that achievable for other people, right, Like,
1:37
Speaker 2: goals are not something that absolutely everybody resonates with, which
1:40
Speaker 2: is why today we're talking about intentions, because sometimes intentions
1:45
Speaker 2: are just a softer way of setting yourself up for
1:48
Speaker 2: a really successful year without having the overlying pressure of
1:52
Speaker 2: a specific goal. Yep. It's also one of those things
1:55
Speaker 2: where sometimes you just can't think of a goal. You're like,
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Speaker 2: I just I don't have anything right now, Victoria. My
2:00
Speaker 2: life's at a place where it's just not you know,
2:02
Speaker 2: working to set them. And I think that this content
2:05
Speaker 2: is one for you guys who are setting goals and
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Speaker 2: are really excited about it and also want to overlay
2:10
Speaker 2: an intention, because to Jess and I this is really important.
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Speaker 2: But also if you're not a goal setting kind of
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Speaker 2: goal maybe you can set an intention and pick a
2:19
Speaker 2: word of the year and be a little bit more
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Speaker 2: intentional about things without the added pressure of having a
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Speaker 2: really structured list of goals. So we'll kind of touch
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Speaker 2: on both today.
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Speaker 4: Yeah, absolutely something that I did this time last year.
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Speaker 4: If anyone follows me on Instagram, is I spoke about
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Speaker 4: how I picked a word for the ya like.
2:36
Speaker 2: You just mentioned.
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Speaker 4: And it was really fun because I got to put
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Speaker 4: up a question box and I asked everyone to kind
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Speaker 4: of if they did the same thing or if they
2:42
Speaker 4: wanted to do the same thing, to share that word
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Speaker 4: with me. And it was one very inspirational I got
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Speaker 4: a list of words that I really really liked, and
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Speaker 4: I actually picked my word for this year from that list.
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Speaker 2: Us. So you used the community to pick your intentions,
2:56
Speaker 2: so you didn't even set your own. You stole someone else's.
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Speaker 2: I copied their test, I'm on.
3:01
Speaker 4: But I really enjoyed it because picking a word for
3:05
Speaker 4: the year really helped me to kind of ground myself
3:08
Speaker 4: when I was making decisions. So last year, people suggested
3:12
Speaker 4: things like gracious or purpose or heal or serene, and
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Speaker 4: I ended up going with growth, And every time I
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Speaker 4: was making a choice or every time I wasn't sure
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Speaker 4: what to do, I would kind of come back to
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Speaker 4: that word and go, are the growth option? Yeah? Are
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Speaker 4: the decisions that I'm making helping me to grow in
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Speaker 4: some way? And that kind of I picked a word
3:29
Speaker 4: because I wanted it to apply across the board, like
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Speaker 4: personally and professionally, in my career, in my social life,
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Speaker 4: in all different aspects. I wanted to grow and develop,
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Speaker 4: and I felt like having that word really centered me
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Speaker 4: when I was trying to make those tougher choices.
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Speaker 2: Did you do something similar? Yeah, as you guys know,
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Speaker 2: that is something that I have done for the last
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Speaker 2: few years and absolutely adored it. It's evading me literally
3:51
Speaker 2: right now what my word was because I feel like
3:53
Speaker 2: I've just spent so long picking the word that is
3:56
Speaker 2: going to be twenty twenty three. So I'm a little
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Speaker 2: bit embarrassed to say that. Yes, that's where I'm at. Jess,
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Speaker 2: all right, well tell me about twenty twenty three. What
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Speaker 2: word have you picked? So I have spent a very
4:08
Speaker 2: long time picking this, and I feel like it makes
4:12
Speaker 2: a bit more sense if I give you a little
4:14
Speaker 2: bit of context. So obviously, last year I had a
4:18
Speaker 2: really big year, really big. I launched a book, I
4:22
Speaker 2: did a whole heap of pr I was working my
4:24
Speaker 2: butt off. We bought a mortgage broking firm. We started
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Speaker 2: a collaboration between Kate and I to run Zella Money
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Speaker 2: which was obviously in the background, far bigger than I
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Speaker 2: guess what you guys see on social media. I got married,
4:37
Speaker 2: I went on a honeymoon, I did a europe trip
4:39
Speaker 2: like I had it coming out my ears. But during
4:43
Speaker 2: that period of time, I also wasn't being my best
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Speaker 2: self in a way. I wasn't putting myself in a
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Speaker 2: position where I was still putting myself out there even
4:52
Speaker 2: though you guys see that. There are a lot of
4:54
Speaker 2: things I wanted to do that I wasn't doing. So
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Speaker 2: I wanted to do more video content, but I wasn't
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Speaker 2: comfortable enough to do it. I couldn't find a way to,
5:02
Speaker 2: you know, find the theme that I wanted to talk about.
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Speaker 2: I'd like scroll through TikTok and be like, oh my gosh,
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Speaker 2: I feel like I could have such an impact in
5:08
Speaker 2: this space, but I haven't done it yet. So I
5:11
Speaker 2: feel like giving you that context that as much as
5:14
Speaker 2: I did achieve a lot of shiny things, that's not
5:17
Speaker 2: really what I wanted for this year. I think it's
5:19
Speaker 2: about being gritty for me. So I feel like somebody
5:22
Speaker 2: who is gritty is someone who if they get knocked down,
5:26
Speaker 2: they just get back up and try and try again.
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Speaker 2: They're not the type of person that are, you know,
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Speaker 2: worried about what other people thinks, because they've got grit
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Speaker 2: and they've got substance and they are actually the type
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Speaker 2: of person that will just go for it. And I
5:38
Speaker 2: feel like I haven't been that person. I mean, it
5:41
Speaker 2: sounds like I have, please don't get me wrong. Like
5:43
Speaker 2: I mean, a book is really impressive, please don't get
5:45
Speaker 2: me wrong. But also i'd written one before, so it
5:47
Speaker 2: felt like a really safe option. It felt really comfortable
5:51
Speaker 2: for me to do that because I kind of knew
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Speaker 2: what I was going to get. And this year, I
5:54
Speaker 2: really want to try new things, but I don't want
5:57
Speaker 2: it to be like new things. So I have chosen
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Speaker 2: the word grit this year, And so for me, it's
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Speaker 2: about being a bit more gritty and being who I
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Speaker 2: want to be and showing up as me on every
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Speaker 2: platform that I have and in person as the person
6:10
Speaker 2: that I want to be, not necessarily the person that
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Speaker 2: other people expect me to be, if that makes sense.
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Speaker 4: I love that. That's a really good word and it
6:17
Speaker 4: kind of like leans a similar path to mine as well.
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Speaker 4: Last year I chose growth, which I feel like served
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Speaker 4: me very well and for twenty twenty three, I have
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Speaker 4: chosen the word assertive. People who know me personally and
6:29
Speaker 4: you would be the perfect example know that I'm a
6:31
Speaker 4: little bit more introverted and a little bit more shy.
6:34
Speaker 4: I always describe myself as a bit of a doormat,
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Speaker 4: and I really want to work on that for twenty
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Speaker 4: twenty three. In I guess my social life because I'm
6:42
Speaker 4: always that friend who will like.
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Speaker 2: To be like professional Jess, real assertive part of any
6:47
Speaker 2: of our clients listening to this, it can be like
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Speaker 2: Jess a doormat.
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Speaker 4: Oh nah.
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Speaker 2: But like when you said personal life, I was like, oh,
6:55
Speaker 2: that makes sense because professional me and personal me they're
6:58
Speaker 2: different people. So that makes it sends for you as well. Yeah,
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Speaker 2: and I want to apply it across the board.
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Speaker 4: It's not just socially, but I think that really focusing
7:06
Speaker 4: on being confident in what I believe in or confident
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Speaker 4: in what I think is right and wrong, and not
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Speaker 4: necessarily defaulting to agreeing with people because it's the easy option.
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Speaker 4: I do not like conflict, and more often than not,
7:17
Speaker 4: I find myself playing the peacekeeping role. And while there's
7:20
Speaker 4: definitely something to be said for that, because I'm sure
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Speaker 4: a lot of people are listening to me saying this,
7:23
Speaker 4: being like I'm a peacekeeper, Like I feel like that's
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Speaker 4: a good thing, and it absolutely is. I can be
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Speaker 4: it can be for sure. I think it's gotten to
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Speaker 4: a point though, where I'm not making choices or I'm
7:34
Speaker 4: not doing things that would make me happiest because I'm
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Speaker 4: trying to avoid conflict. And so, just like everybody else,
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Speaker 4: I know that my thoughts in my opinions are valid,
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Speaker 4: and I think that they're good a lot of the time,
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Speaker 4: and I just want to be more confident and comfortable
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Speaker 4: sharing those with people in like all different settings.
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Speaker 2: I totally agree with that. And as much as you say, oh,
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Speaker 2: it can be good, it's actually a really big emotional
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Speaker 2: burden to carry to be the one that's always trying
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Speaker 2: to keep peace with everybody else, because it's like you're
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Speaker 2: trying to take both sides of the story and weigh
8:02
Speaker 2: on that and carry that and feel as though maybe
8:04
Speaker 2: that's Yeah, I just feel like that's a really big
8:07
Speaker 2: burden to carry and it's not actually your responsibility. But
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Speaker 2: today we're going to actually put a thread in our
8:12
Speaker 2: Facebook group because I actually want to hear exactly what
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Speaker 2: you guys are up to and what your intentions are
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Speaker 2: and what you're picking and what you maybe have picked before,
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Speaker 2: and like maybe if you're a little bit stumped, maybe
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Speaker 2: put some comments in there that are like, oh my gosh,
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Speaker 2: So I can't really pick a word, but these are
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Speaker 2: the types of things that I want to go for,
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Speaker 2: and we can all help each other find our intention
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Speaker 2: words for this year. I'm looking forward to picking next
8:34
Speaker 2: year's year from this list, just like screenshot and save
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Speaker 2: them so that we don't have to do the hard
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Speaker 2: work next year. I think that's really clear.
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Speaker 4: Let's get into setting intentions for the year, because I
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Speaker 4: feel like not everybody wants to necessarily set a goal
8:47
Speaker 4: it might feel a little bit overwhelming, where intentions are
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Speaker 4: a little bit easier to approach.
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Speaker 2: Where can we begin with that? All right, So first
8:54
Speaker 2: let's define what an intention is, because it's something that
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Speaker 2: I feel like a lot of our community engage with
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Speaker 2: without realizing. It's kind of like a little bit subconscious,
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Speaker 2: but we can actually be really intentional with our intentions.
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Speaker 2: So essentially, an intention, JESS is more of a like
9:10
Speaker 2: how to for making your life better, for making your
9:13
Speaker 2: life the way you want it to be. For being
9:15
Speaker 2: in a mindset more consistently that you enjoy and to
9:19
Speaker 2: keep yourself accountable for that process. So while a resolution,
9:23
Speaker 2: I feel like at the start of this year, everyone's
9:25
Speaker 2: been talking about New Year and num like, let's set
9:27
Speaker 2: resolutions for the new year. I'm not gonna. I am
9:29
Speaker 2: gonna like. I just feel like that tethers you to
9:32
Speaker 2: the future with absolutely no clear path forward. That it
9:36
Speaker 2: puts you on a trajectory where you're like, I am
9:38
Speaker 2: going to go to the gym every day, Like, okay, great.
9:41
Speaker 2: If we change that from a resolution to more of
9:43
Speaker 2: an intention, you could say, I want to be more healthy.
9:47
Speaker 2: I want to make healthier decisions this year. So even
9:51
Speaker 2: if you don't go to the gym every day, we
9:53
Speaker 2: haven't failed that quote goal. We haven't failed that intention.
9:56
Speaker 2: So I think it's more about, well, why do you
9:58
Speaker 2: want to go to the gym every day day? And
10:00
Speaker 2: as you know, she's on the money, we're all about
10:02
Speaker 2: the deep lying issue rather than just like surface level things.
10:06
Speaker 2: I want you to dig a little bit deeper. And
10:07
Speaker 2: you know, I use gym as a good example because
10:10
Speaker 2: I feel like it's the most stereotypical one. I don't
10:12
Speaker 2: think people should go to the gym every dayes you
10:14
Speaker 2: can jump literally in any type of lake if you
10:16
Speaker 2: think that I am going to ever be the type
10:18
Speaker 2: of person that does that. But I have been guilty
10:21
Speaker 2: historically of setting a goal like that because I think
10:24
Speaker 2: that's what's going to create me into this person that
10:26
Speaker 2: I want to become, when in reality, I just want
10:29
Speaker 2: to be a little bit more holistic. I want to
10:31
Speaker 2: be a little bit healthier, and I want to consistently
10:33
Speaker 2: make healthier decisions. So from my perspective, I think that
10:37
Speaker 2: by setting an intention, you're taking the pressure off yourself
10:41
Speaker 2: as opposed to a resolution that I think is quite bound.
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Speaker 2: So for me, I think that this is less black
10:46
Speaker 2: and white, less do or die, and more Hey, this
10:50
Speaker 2: is like the flow of where I would like to go,
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Speaker 2: and I can make decisions along the way that aligned
10:55
Speaker 2: to that, because sometimes you just need to stay in
10:58
Speaker 2: bed and you need to look after yourself, and you
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Speaker 2: might go oh far out, Like my intention was to
11:03
Speaker 2: make healthier decisions. Oh, I'm feeling pretty flat today. The
11:06
Speaker 2: healthy decision here is to give myself more rest. Whereas
11:10
Speaker 2: if you had chosen to go to the gym every
11:12
Speaker 2: single day and that was your resolution that might not
11:14
Speaker 2: actually be the best holistic decision for you. All right,
11:17
Speaker 2: sounds incredible. Sign me up, I'm ready to go.
11:20
Speaker 4: How do I even begin about figuring out what intention
11:23
Speaker 4: they want to set?
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Speaker 2: I feel like you've already done it. You've set your intention,
11:26
Speaker 2: you've set your goal word. You'd be all over this.
11:28
Speaker 2: But what I come equipped with that you didn't come
11:30
Speaker 2: equipped with today, Jess is a laundry list. I love
11:33
Speaker 2: a list. We love lists, not so much laundry. But
11:36
Speaker 2: I think it's important to actually start working out. Let's
11:40
Speaker 2: ma recondo this a little bit. We did an episode
11:42
Speaker 2: a little while ago or maricondoing your Finances, which I'd
11:45
Speaker 2: recommend going back to. But find what sparks joy, Find
11:50
Speaker 2: the things that make you really happy. Have you heard
11:53
Speaker 2: of the law of attraction? Yes, it says that by
11:56
Speaker 2: focusing on the things that spark joy, you attract more
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Speaker 2: of it. So if we focus on the things that
12:01
Speaker 2: we are really excited about, more of them are going
12:04
Speaker 2: to happen, and you're going to bring more positive experience
12:07
Speaker 2: into your life and actually put yourself in a better position.
12:11
Speaker 2: And my favorite example of this is really lame. Are
12:15
Speaker 2: you ready? My favorite analogy of this is actually an
12:18
Speaker 2: inside joke that I'm going to share with you guys
12:20
Speaker 2: that I have with a Milinadi who you guys might
12:22
Speaker 2: know from the Property Playbook with Jazz, and it's a
12:26
Speaker 2: yellow Honda Jazz, very specific, it is, right, but they're
12:31
Speaker 2: like niche cars, right, Like when have you seen or
12:33
Speaker 2: you would have seen a bright yellow Honda Jazz, but
12:37
Speaker 2: they are so much more common when you're looking for them.
12:41
Speaker 2: And Amy and I have this entire text message thread
12:45
Speaker 2: of me taking a photo of every single Honda Jazz
12:47
Speaker 2: that is yellow that I see and her doing the same,
12:50
Speaker 2: and it's just like we might not have talked for
12:51
Speaker 2: a few days, but then I'll send her a picture
12:53
Speaker 2: of a Honda Jazz and she'd be like, what a beast?
12:56
Speaker 2: That is a nice car because I just don't understand
12:59
Speaker 2: that color. Do you want to be a mini taxi?
13:01
Speaker 2: Like I don't. I don't get it, but it is
13:04
Speaker 2: a car that before we started this little trend together,
13:08
Speaker 2: I was like, they're never around, like I've I've ever
13:11
Speaker 2: seen one? You have? You actually have? You just haven't
13:15
Speaker 2: noticed it. And the reason I'm giving you this analogy
13:18
Speaker 2: is because now Jess you're going to go home, You're
13:20
Speaker 2: probably going to drive past one. You'd be like, oh,
13:22
Speaker 2: yellow Honda Jazz. But the important thing about that is
13:25
Speaker 2: actually law of attraction. You are looking for it and
13:29
Speaker 2: you find what you are looking for. It's kind of like,
13:31
Speaker 2: you know how you talk about manifestation a lot, and
13:34
Speaker 2: this is really aligned to you know, something that you're about.
13:37
Speaker 2: It's kind of like, if you're looking for something, you're
13:40
Speaker 2: more likely to manifest it. And I guess that's where
13:43
Speaker 2: the law of attraction kind of comes from, because you're
13:45
Speaker 2: trying to attract something, and it's so much easier to
13:47
Speaker 2: attract something you can see or something you're fully looking for.
13:50
Speaker 2: It's kind of like when you go to the pantry
13:53
Speaker 2: and you're looking for a snack but you're not really
13:55
Speaker 2: sure what you want and how it works, you're probably
13:57
Speaker 2: likely to not notice something that you would have been
14:00
Speaker 2: interested in. And then later I'm on the couch with
14:02
Speaker 2: Steve and he walks in with a packet of tim
14:04
Speaker 2: Times or something. I'm like, what the hell, where'd you
14:06
Speaker 2: get that from? He says, Oh, they were just in
14:07
Speaker 2: the pantry. I didn't see them because I wasn't looking
14:11
Speaker 2: for them. Specifically. So I think if you work out
14:14
Speaker 2: what brings you joy and happiness and what gives you purpose, honestly,
14:19
Speaker 2: you're going to be able to bring more of that
14:22
Speaker 2: into your life and spark more of that joy more
14:24
Speaker 2: consistently because you're actually really clear on what you're looking for.
14:28
Speaker 2: So whether that is in your relationships or in your workplace,
14:31
Speaker 2: or it is a dress that you really really want,
14:34
Speaker 2: you're more likely to find it if that's what you're
14:37
Speaker 2: looking for. So I think it's really about not just saying, oh,
14:41
Speaker 2: here's this goal. It's like, well, what do I like?
14:44
Speaker 2: Do I really like being healthy?
14:45
Speaker 1: Oh?
14:46
Speaker 2: I'm more likely to see healthy options. Do I really
14:49
Speaker 2: want better friends? You're more likely to see traits in
14:52
Speaker 2: people that you're really attracted to. So I think it's
14:55
Speaker 2: about actually finding those things being aware of them. So
14:59
Speaker 2: when we start looking like we're looking for yellow Honda
15:02
Speaker 2: jazz is, honestly start blowing up my inbox with the
15:04
Speaker 2: yellow Honda Jazz. I promise they are everywhere. Also, really
15:07
Speaker 2: sorry if you drive a Honda Jazz and people start
15:10
Speaker 2: taking photos of your car and you're a bit confused,
15:12
Speaker 2: because that's me.
15:13
Speaker 4: Yeah, that's why I really like mood boards is because
15:15
Speaker 4: I feel like when you can visually see something, it's
15:18
Speaker 4: like that reminder of like what you want. And I
15:21
Speaker 4: feel like unless you want a specific item, like if
15:23
Speaker 4: you want a schnellbag, like that's on my mood board
15:25
Speaker 4: and you had Paris on your mood board last year,
15:27
Speaker 4: and we will yeah, and we went. But it's one
15:30
Speaker 4: of those things that if it's visual, you're more likely
15:33
Speaker 4: to achieve it. And it's not true like I don't know,
15:36
Speaker 4: I'm a bit of a manifestation skeptic.
15:38
Speaker 2: I'm all about it. But the reason I'm all about
15:41
Speaker 2: manifestation is because I genuinely believe that if you start
15:44
Speaker 2: looking for something, you will find it.
15:45
Speaker 4: Yeah, and that can be more abstract in concept as well.
15:48
Speaker 4: It's kind of where I was going with that, because
15:50
Speaker 4: you might not be able to find a photo of
15:51
Speaker 4: wanting to be kinder, like how do you sum that
15:54
Speaker 4: up in a photo? But I think if you build
15:56
Speaker 4: out that life that you want and those things, and
15:59
Speaker 4: maybe something reminds you have kindness or reminds you of
16:01
Speaker 4: balance or whatever.
16:02
Speaker 2: Can we do a mood board workshop. Oh my gosh,
16:04
Speaker 2: that would be so cool. I don't know if she's
16:06
Speaker 2: on the money. People want to do it, but I
16:07
Speaker 2: want to do it with the team, and I think
16:09
Speaker 2: that you're right. It's hard to visualize that, but you
16:11
Speaker 2: can put words on your mood board, like you've got
16:13
Speaker 2: words on your mood board. Last year you had the
16:14
Speaker 2: word growth on your mood board, and I feel like
16:17
Speaker 2: you could write it in a cool, fond stick it
16:19
Speaker 2: front of mind, like kind great, chuck that on your
16:22
Speaker 2: mood board, like a picture of someone laughing and being happy.
16:25
Speaker 2: Maybe that's what you're looking for. But yeah, I know, like,
16:28
Speaker 2: let's talk about this after the episode. I want to
16:29
Speaker 2: do a mood board sash. Oh my gosh, sounds fun.
16:32
Speaker 4: What is the second thing that we can do to
16:33
Speaker 4: help us on our road to setting great intentions?
16:35
Speaker 2: All right, so again I'm a little bit fluffy. We're
16:40
Speaker 2: going to set a mantra, Jess. So I am very
16:44
Speaker 2: big in the space of positive affirmations and what you
16:48
Speaker 2: tell yourself you become. So if you think you are awful,
16:52
Speaker 2: and your internal narrative is always that you are awful,
16:55
Speaker 2: you are always going to feel awful. But if we
16:57
Speaker 2: start coming up with mantras that are aligned to the
17:02
Speaker 2: goal that we are setting you are more likely to
17:04
Speaker 2: achieve that goal. So we want to make sure that
17:07
Speaker 2: our mantra isn't just like a random one that just
17:09
Speaker 2: sounds good. It's actually a mantra that you can say
17:12
Speaker 2: either when you're meditating in the mornings or taking five
17:16
Speaker 2: minutes or I do them when I'm curling my hair
17:19
Speaker 2: because I have to use both hands and so therefore
17:21
Speaker 2: can't play on my phone, caun't or anything else. Have
17:23
Speaker 2: a whole heap of time with myself that I need
17:25
Speaker 2: to use. But it's basically a daily self care practice
17:30
Speaker 2: that I, you know, put into force to remind myself,
17:34
Speaker 2: like I am happy, I'm healthy, I am kind and
17:36
Speaker 2: those are the things that I want to be consistently,
17:39
Speaker 2: and I want to remind myself of that, like I
17:41
Speaker 2: am so grateful that I have a body that works
17:44
Speaker 2: for me. And these things come from my history with eating,
17:48
Speaker 2: my history with not being the kindest to myself, with
17:52
Speaker 2: not being the person that I want to show up with.
17:55
Speaker 2: I think that we can set mantras that become the reality.
17:59
Speaker 2: So in my financial mantra, it could be a mantra
18:02
Speaker 2: that is, I am great at budgeting, I am great
18:05
Speaker 2: at finance, I am great at setting goals, and even
18:09
Speaker 2: if you're not, you can start. If you tell yourself
18:12
Speaker 2: enough times, you'll become that because you'll start believing that.
18:15
Speaker 2: So if you can consistently remind yourself and your body
18:18
Speaker 2: that you are good at something, you can actually change
18:21
Speaker 2: your entire perception around what that looks like. Even if
18:23
Speaker 2: historically you've not been good at budgeting, even if historically
18:26
Speaker 2: you've never actually reached a savings goal like you keep
18:30
Speaker 2: it front of mind and it absolutely will happen.
18:33
Speaker 1: Well.
18:33
Speaker 4: On that note, I would like everybody to know that
18:35
Speaker 4: I am really wealthy, because that's what I would like
18:38
Speaker 4: to attract into my YEAH this year.
18:40
Speaker 2: But I love that though, but everyone can do that.
18:42
Speaker 2: I'm healthy, wealthy, and kind incredible.
18:45
Speaker 4: Let's go to a really quick break because when we
18:47
Speaker 4: come back, I want to hear more about how I
18:49
Speaker 4: make my dream life a reality. You don't go anywhere.
18:55
Speaker 4: Welcome back everybody. Today we are talking all about setting
18:58
Speaker 4: intentions for.
18:59
Speaker 2: The new Yeah. Because I feel like we've all got
19:01
Speaker 2: that positive vibe right now. New Yeah knew me.
19:04
Speaker 4: I'm ready for it to be a good one. In
19:06
Speaker 4: twenty twenty three, nothing's going to stand in my way, Victoria,
19:10
Speaker 4: what is the next step I can take to make
19:11
Speaker 4: that happen.
19:12
Speaker 2: We are going to be so wildly optimistic that it
19:16
Speaker 2: will make you sick. I love it. I'm probably not.
19:18
Speaker 2: You won't love that, but that's all right. But we
19:20
Speaker 2: are going to be optimistic. We are going to be
19:22
Speaker 2: positive because too many times we keep telling ourselves that
19:25
Speaker 2: they're I don't want to do this, I don't need
19:28
Speaker 2: to do this, or like, oh I have to do this.
19:30
Speaker 2: Like we get into this negative mind frame where I
19:34
Speaker 2: just want to be healthier. Oh I have to eat
19:36
Speaker 2: a healthy meal. No, baby, you get to eat a
19:39
Speaker 2: healthy meal. We are going to change the narrative around
19:43
Speaker 2: the stories that we tell ourselves to make them more positive.
19:46
Speaker 2: And it would be crazy how many times a day
19:49
Speaker 2: you talk to yourself in a negative way without noticing it.
19:52
Speaker 2: So it's not oh I don't want to do that.
19:55
Speaker 2: It's not aligned to my goals right now. So friend
19:58
Speaker 2: invites you out and you're like, oh, I don't really
20:00
Speaker 2: want to do that. No, no, no, it's not aligned
20:02
Speaker 2: to my goals. It's not aligned to my values, or
20:04
Speaker 2: it's not aligned to my budget. It's not a negative thing.
20:07
Speaker 2: Not I don't want to, which can innately feel very
20:10
Speaker 2: very negative. Instead of saying that you're not going to
20:13
Speaker 2: live in fear, you'll just be like, I'm going to
20:15
Speaker 2: trust things more freely this year. So changing the narrative
20:19
Speaker 2: around the way we speak to ourselves is really important.
20:22
Speaker 2: But it's also one of those things that it will
20:25
Speaker 2: put you back in control and you are far more
20:27
Speaker 2: likely to achieve far more things. Because I hate that
20:31
Speaker 2: I do this so often, and the thing that I
20:33
Speaker 2: do so often that I don't like is compare budgeting
20:36
Speaker 2: with diets. But I feel like it's really relatable.
20:40
Speaker 1: Jess.
20:40
Speaker 2: If you ever put yourself on a diet once or twice, yeah,
20:43
Speaker 2: I'm really good at it. I'm not proud of that,
20:45
Speaker 2: but I used to do it all the time. The
20:48
Speaker 2: first thing that you do when you put yourself on
20:50
Speaker 2: a diet is like, oh, I can't have that. Why
20:51
Speaker 2: do we focus on what we can't have as opposed
20:53
Speaker 2: to what we can have instead of focusing on the
20:56
Speaker 2: things that are being taken away from us When we're
20:59
Speaker 2: setting a budget, why aren't we focusing on the big
21:02
Speaker 2: goal of like, oh my gosh, I've just taken coffee
21:04
Speaker 2: off myself. I can't have a coffee. I'm budgeting. That's negative.
21:08
Speaker 2: That's not just saying something negative. It's making you feel
21:12
Speaker 2: like you are suffering from the decision that you have made.
21:15
Speaker 2: Instead of going like, oh, I'm not gonna do that
21:18
Speaker 2: because I am saving for a car, a house, I
21:21
Speaker 2: am saving my emergency fund, I'm doing something far greater.
21:25
Speaker 2: It's not I can't do that or I don't get
21:28
Speaker 2: to do that. It's like I get to do something different,
21:31
Speaker 2: I get to put myself in a different position. So
21:33
Speaker 2: I think it's really around changing our mindset from always
21:37
Speaker 2: immediately being negative. And I guess this is why when
21:41
Speaker 2: we talk about diets it makes a little bit more
21:43
Speaker 2: sense because the second you tell me, Victoria, you have
21:46
Speaker 2: to go on a diet, I'll be like, so you
21:47
Speaker 2: can't cant eat macas chips, I can't have coke. I've
21:50
Speaker 2: gotta have tight coke, do you know what I mean? Like,
21:52
Speaker 2: you start thinking about the things that aren't really able
21:56
Speaker 2: to be oxcessed right now, instead of being like, oh, well,
21:58
Speaker 2: what can I have? What are the delicious options that
22:01
Speaker 2: you know really align with my values so that you
22:03
Speaker 2: could be excited about it. So keeping positive and keeping
22:07
Speaker 2: optimistic is actually going to mean that you're one again
22:10
Speaker 2: more likely to achieve this goal. But how much healthier
22:14
Speaker 2: are you all going to be if we start really
22:15
Speaker 2: focusing on the positive instead of focusing on what we're
22:18
Speaker 2: missing out on.
22:19
Speaker 4: Yeah, I feel like I have to as a like
22:20
Speaker 4: nice little byproduct would make you just feel good, because
22:24
Speaker 4: like feeling sad or like you're missing out on something
22:27
Speaker 4: just isn't a good feeling in general, so as switching
22:30
Speaker 4: that mindset might have a nice little flow on impact
22:33
Speaker 4: of making you feel just better in general as well,
22:35
Speaker 4: which is nice.
22:36
Speaker 2: And I feel like there's this underlying narrative of this
22:39
Speaker 2: episode that is kind of about positive self talk and
22:41
Speaker 2: actually putting yourself in the best possible position by starting
22:44
Speaker 2: with yourself. And that's not an accident. That's absolutely something
22:48
Speaker 2: that I truly believe in, and it's really about starting
22:51
Speaker 2: with yourself. I saw an Instagram quote the other day,
22:54
Speaker 2: and obviously Instagram quotes the most legitimate jess and it
22:57
Speaker 2: said try saying nothing negative about yourself for one day,
23:00
Speaker 2: and then one week, and then one month and then
23:02
Speaker 2: one year. And I feel like that was a really
23:04
Speaker 2: good quote that resonated with me because you can't immediately
23:08
Speaker 2: just not be a negative person. And I'm not saying
23:09
Speaker 2: that everybody in our community is a negative person, but
23:12
Speaker 2: I'm guilty of this too. Instead of focusing on a
23:14
Speaker 2: part of my body or a part of me that
23:16
Speaker 2: I don't particularly like, I should really focus on the
23:19
Speaker 2: things that I am grateful for, Like I am happy,
23:21
Speaker 2: I am healthy, Like I am in a very privileged
23:24
Speaker 2: position at this point in my life, and I think
23:26
Speaker 2: that I need to focus on those things instead of
23:29
Speaker 2: always highlighting the negative things about myself. And we can
23:32
Speaker 2: all do that, we can all shift our mindset. But
23:35
Speaker 2: the more positive you are, what's your life change? Literally
23:39
Speaker 2: from day one to one week, to one month to
23:42
Speaker 2: one year, like your entire life will shift, and you
23:45
Speaker 2: will become that glowy, happy person that everyone gravitates towards
23:49
Speaker 2: because they can't help, but wonder, like, how is just
23:52
Speaker 2: just so happy and healthy and glowy and accepting? Honestly,
23:56
Speaker 2: It'll change your life. Oh my god, that sounds like
23:59
Speaker 2: the dream. Sign me up for that one hundred percent.
24:01
Speaker 2: I believe you might have one more thing on your
24:03
Speaker 2: cheeky little laundry list for me, I do there is
24:06
Speaker 2: one more hot tip you're gonna like this one. It's
24:09
Speaker 2: recruit your friends. I'm not going to do this on
24:12
Speaker 2: my own. I'm not gonna be positive well negative Nancy
24:16
Speaker 2: across the tables. Being negative Nancy. That makes my life
24:19
Speaker 2: way too hard. And I am in a position where
24:21
Speaker 2: I want everything to be as easy as possible. I
24:23
Speaker 2: want to be positive, but I also want to share
24:25
Speaker 2: it with friends, and I feel like it's a really
24:28
Speaker 2: good piece of reflection. Time to go, all right? Do
24:32
Speaker 2: I have friends that support me? Do I have friends
24:34
Speaker 2: that support my financial goals and my life goals? If
24:37
Speaker 2: I'm planning on saving for a car, like why don't
24:39
Speaker 2: I share that with my friends? If I'm saving up
24:41
Speaker 2: for my emergency funds, like Jess. I know if I
24:44
Speaker 2: said to you, oh, I'm gonna save my emergency you'd
24:47
Speaker 2: be like, yeah, queen, let's do it. What's your plan?
24:49
Speaker 2: What's your goal? How do we do this? You know,
24:51
Speaker 2: come to my place, I'll make you a hot chocky
24:53
Speaker 2: and we'll make a plan for it. Like I want
24:55
Speaker 2: that type of friend in my life. I don't want
24:57
Speaker 2: that type of friend that's like, oh, so does this
24:59
Speaker 2: mean you can't go out for breakfast next? Saturday. Oh
25:01
Speaker 2: the worst, literally the worst, Like I don't want that
25:03
Speaker 2: negativity in my life. So not only are we sharing
25:07
Speaker 2: things because if we share our accountabilities, it's more likely
25:10
Speaker 2: that we're going to be held accountable, but also can
25:13
Speaker 2: we find friends or mentors that are gonna have our
25:15
Speaker 2: backs during this process? Like I know I'm not the
25:18
Speaker 2: only one that has negative self talk? So Jess, why
25:21
Speaker 2: don't you and I go all right, if I hear
25:23
Speaker 2: you say one negative thing about you, I'm gonna slap
25:26
Speaker 2: you silly and tell you to stop doing that. Does
25:29
Speaker 2: that make sense? I think that we need to keep
25:30
Speaker 2: ourselves accountable but also question it, and I think that
25:33
Speaker 2: you need to actually give someone permission to do that. Right,
25:36
Speaker 2: So if I said, Jess, I'm trying to save this year.
25:38
Speaker 2: I want to save ten thousand dollars, Like, oh, I'm
25:41
Speaker 2: finding it really hard. Can you help keep me accountable? Well,
25:44
Speaker 2: that's you giving that person permission to kind of question you, like, Oh, Jess,
25:49
Speaker 2: like I know that we did XYZ and you know
25:51
Speaker 2: we've got this party coming up? Like do you really
25:53
Speaker 2: need the new dress? Oh no, I don't. Like, let's
25:55
Speaker 2: have a chat about staying accountable. But if I hadn't
25:58
Speaker 2: been given permission to do that. Kind of inappropriate of
26:01
Speaker 2: my friend to be like questioning your purchase here. Yeah,
26:05
Speaker 2: like that's really weird. Yeah, it's a bit weird and
26:07
Speaker 2: it's a bit rude, and it's none of their business.
26:09
Speaker 2: But if I said to you, Jess, oh, I'm really
26:11
Speaker 2: really trying, can you please help me stay accountable, I'm
26:14
Speaker 2: alright with you giving me the feedback, and I might
26:16
Speaker 2: be like, oh, yes, I budgeted for this, don't worry,
26:18
Speaker 2: and you could be like, great, no worries, or it
26:20
Speaker 2: might be a little bit of a reflection to remind
26:23
Speaker 2: me of my bigger goal that I'm way more excited
26:26
Speaker 2: about the new new dress for the weekend. Yeah. I
26:28
Speaker 2: really like that.
26:29
Speaker 4: I feel like there's strength in numbers, and especially if
26:32
Speaker 4: you have a friend who's wanting to do the same thing,
26:33
Speaker 4: you can help each other out and keep each other accountable,
26:36
Speaker 4: and it's just a really nice way to do things
26:38
Speaker 4: when you're not doing them alone.
26:39
Speaker 2: I love it. Last point before we go, because I
26:42
Speaker 2: know we're trying to wrap it up, is let's go.
26:44
Speaker 2: Let's do it. We mentioned earlier this episode that we're
26:47
Speaker 2: going to put a thread in a Facebook group about
26:49
Speaker 2: setting your word for the year. Let's talk about intentions.
26:52
Speaker 2: I want to know yours. I want to know your
26:54
Speaker 2: word of the year because maybe it's better than mine
26:56
Speaker 2: and I should swap. But I really want to start
26:58
Speaker 2: this conversation because off and we struggle with this step
27:01
Speaker 2: and often we struggle with finding our niche and finding
27:04
Speaker 2: our group of people that are going to really support us.
27:06
Speaker 2: Jess It's guaranteed She's on the Money community is going
27:09
Speaker 2: to support you.
27:09
Speaker 4: So share it there absolutely, And if you're not in
27:12
Speaker 4: that Facebook group, please come and join us as over
27:14
Speaker 4: two hundred and what is its sixty thousand people joking
27:18
Speaker 4: search She's on the Money to find us. And if
27:19
Speaker 4: Facebook's not your thing, we're on Instagram as well, where
27:21
Speaker 4: it's She's on the Money aus. If you enjoyed the episode,
27:25
Speaker 4: we would so appreciate it if you would leave us
27:27
Speaker 4: a review. We would love to kick the year off
27:29
Speaker 4: with some nice, little positive affirmations of our own and
27:31
Speaker 4: that seems like a fun way to do it.
27:33
Speaker 2: But I add a ten idea, Jessica, thank you so much.
27:36
Speaker 2: Should we get out all off? Yeah, let's go set
27:38
Speaker 2: our intentions? Bye? Guys, did buy shared? On She's on
27:48
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27:50
Speaker 2: your individual circumstances. She's on the Money exists purely for
27:54
Speaker 2: educational purposes and should not be relied upon to make
27:57
Speaker 2: an investment or financial decision. If you do choose to
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28:04
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