How Older Homeowners Can Refinance And Thrive
Worried you’re “too old” for a refinance, consolidation, or even buying again after a long break? We dig into the real story behind age caps, why banks differ so wildly on terms, and how a thoughtful structure can lower cash flow pressure without adding long-term risk. Our conversation starts with a common scenario: a couple with eight years left on their mortgage and a car loan at 15 percent. One bank refused to extend beyond age 70 and bizarrely offered a shorter seven-year term. Another lender looked at the plan to sell within three years, saw the logic, and approved a 15-year term that…
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