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MONEY DIARIES: Chronic Pain · She's On The Money

0:00
Speaker 1: She's on the Money. She's on the Money.
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Speaker 2: Hello, and welcome to She's on the Money, the podcast
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Speaker 2: for millennials who want financial freedom. This is a money
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Speaker 2: Diary episode. My name is Ryan John here with Victoria Devine.
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Speaker 3: Hello friends.
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Speaker 2: Now, v I'm going to give you a challenge here. Okay,
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Speaker 2: You're about to read the email from today's Money Diarist,
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Speaker 2: and I want you to first go try and pronounce
0:35
Speaker 2: some of the words and you'll know what I mean
0:37
Speaker 2: when you get to it.
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Speaker 3: Okay, all right, good luck. Can I have the email? Yep, yep,
0:41
Speaker 3: thank you. All right. So this email says, hello, beautiful people.
0:45
Speaker 3: When I was two years old, I broke my femur
0:48
Speaker 3: or your femurs, like your thigh bone, all right? Like, oh, okay,
0:52
Speaker 3: completely snapping it in half. I was in a wheelchair
0:55
Speaker 3: for two months, and after just learning to walk again
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Speaker 3: at the age of two, I had to go into
1:00
Speaker 3: rehabilitation to learn to walk all over again. Luckily, this
1:04
Speaker 3: was no money lost for me at the time, but
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Speaker 3: my parents didn't know how this would affect me long
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Speaker 3: term in terms of my finances, but most importantly my health.
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Speaker 3: I'm now nineteen suffering with scoliosis. Biomechanical joint dysfunction in
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Speaker 3: my pelvis and lumber spine, along with many other conditions
1:21
Speaker 3: that I can't spell. I require numerous chiropractic and myrotherapy
1:25
Speaker 3: appointments a month, often having to take unpaid sick leave,
1:29
Speaker 3: as well as pay for weekly pilates classes which are
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Speaker 3: quite spano, all to keep the pain at ease and
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Speaker 3: to keep my body moving. In saying this, I'm currently
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Speaker 3: working as a casual while studying full time, with thirteen
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Speaker 3: thousand dollars in my bank account, all of which I
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Speaker 3: saved in one year. What I would love to share
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Speaker 3: my tips and tricks with the shees on the Money
1:50
Speaker 3: community as a loyal listener and give you all the
1:52
Speaker 3: pervy details. I look forward to hearing from you soon.
1:56
Speaker 2: All right, hello money.
1:57
Speaker 3: Diarists, Hi, guys, tell you good.
2:00
Speaker 2: Were you impressed with these pronunciation? I thought I was
2:02
Speaker 2: going to trip her up with a few of those,
2:04
Speaker 2: but she seemed to be pretty good.
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Speaker 3: It was on the money, yeah, after my own heart.
2:12
Speaker 2: All right, we're going to go through some of our
2:14
Speaker 2: quick fire questions and then we'll ask a bit more
2:17
Speaker 2: about your specific circumstances. But again, thank you for sharing
2:20
Speaker 2: a story. We know it's a tricky one.
2:22
Speaker 3: So what is your attitude towards money?
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Speaker 4: I never saw money as a tool to achieve financial freedom.
2:28
Speaker 4: I was living paycheck to paycheck. If I was to
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Speaker 4: earn a thousand dollars, I would find any possible way
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Speaker 4: to spend that thousand dollars on anything. In January last year,
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Speaker 4: I had negative fifteen dollars in my bank account, and now,
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Speaker 4: as you said, I have thirteen thousands. So definitely changed.
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Speaker 4: It shifted dramatically. So I'm now sort of every day
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Speaker 4: trying to improve my financial literacy as best as I can.
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Speaker 4: And yeah, just keep improving every day, and yeah.
3:00
Speaker 3: How good? All right? Next question is what do you
3:02
Speaker 3: do for work and how much do you currently earn?
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Speaker 4: So I work in retail mainly, but I recently just
3:09
Speaker 4: started working for the Department of Education as a part
3:12
Speaker 4: of their tutoring initiative program. So I earn eleven hundred
3:17
Speaker 4: before tax the fortnight. And yeah, I'm loving it that
3:21
Speaker 4: I've got the true jobs. It keeps me busy, definitely.
3:24
Speaker 2: And you mentioned in your email that you miss a
3:27
Speaker 2: lot of work because of your injuries. How much time
3:31
Speaker 2: do you miss from work and how much does that
3:34
Speaker 2: cost you?
3:35
Speaker 4: Do you think so in terms of like on a
3:38
Speaker 4: monthly basis, I probably miss about a week of pay
3:42
Speaker 4: for me so that month. Yeah, so it's usually about
3:46
Speaker 4: thirty eight hours that I will sort of miss in
3:49
Speaker 4: a month. So yeah, it does vary. Sometimes it can
3:53
Speaker 4: be significantly less, sometimes it may be significantly more. It
3:57
Speaker 4: sort of just depends on how I'm traveling. And if
4:01
Speaker 4: I'm you know, in not a lot of pain and
4:02
Speaker 4: I'm keeping up with my fitness and I'm doing really
4:05
Speaker 4: well for myself, then I'll be totally fine. Sometimes I
4:08
Speaker 4: don't miss any but other months it could be really
4:10
Speaker 4: bad and I can't even get out of bed some
4:12
Speaker 4: mornings and I'm just stuck in the worst pain ever.
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Speaker 3: Oh my gosh, that is like obviously horrendous. But then
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Speaker 3: on top of that, the financial disadvantage that's associated with
4:23
Speaker 3: losing a week every month.
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Speaker 2: Oh, that's so stressfulsovicame not including the costs, like the
4:30
Speaker 2: actual outgoings of them.
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Speaker 3: Yeah, so it's like, okay, let's keep on track, my friends.
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Speaker 3: So how do you feel about investing and do you
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Speaker 3: currently invest?
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Speaker 4: I don't currently invest, but I have been planning on
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Speaker 4: starting up my investment portfolio around this year, I'm focusing
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Speaker 4: on just establishing my emergency funds first. Yes, good plan
4:53
Speaker 4: research beforehand, but I am super king to start very
4:56
Speaker 4: very soon.
4:57
Speaker 3: Oh how good. I love that you prioritize doing your
5:01
Speaker 3: emergency fund first because that is absolutely the priority instead
5:05
Speaker 3: of investing. And I know a lot of people want
5:07
Speaker 3: to jump feet first into investment, but it's really important
5:11
Speaker 3: to make yourself stable to begin with.
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Speaker 4: Absolutely all right.
5:15
Speaker 3: Next question is what debts do you currently have?
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Speaker 4: So I currently just have my ex set, which I
5:22
Speaker 4: believe is good debt. I'm investing in my future, so
5:24
Speaker 4: I don't really see it as a negative.
5:26
Speaker 3: Agreed, And what would you say is your best money habit?
5:30
Speaker 4: Definitely, Budgeting is my Yes, I have a full on
5:36
Speaker 4: Excel spreadsheet. I think that Victoria, you would absolutely love it.
5:40
Speaker 4: It is my favorite thing ever.
5:42
Speaker 3: I mean, if you want to send it to me,
5:44
Speaker 3: I am so pervy on everybody else's money spreadsheet? Can
5:48
Speaker 3: I see? And for doing that, I will give you
5:50
Speaker 3: access for free to my Budgeting cash Flow masterclass so
5:53
Speaker 3: you can see my spreadsheet.
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Speaker 4: Oh, thank you so much.
5:56
Speaker 3: That is okay, It'll be a good trade.
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Speaker 4: Yeah, definitely all right.
6:01
Speaker 3: Now, opposite of that, what is your worst money habit?
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Speaker 4: Oh, which one's super tricky and I feel like it's
6:07
Speaker 4: the same for everyone, but definitely spending money on food
6:10
Speaker 4: and going out. But it does align with my value,
6:12
Speaker 4: so it's sort of well.
6:13
Speaker 3: I love how people preface it. They're make values. They'm like, well,
6:17
Speaker 3: I can't fight you now.
6:18
Speaker 1: Yeah.
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Speaker 4: It is really tricky though, but I actually am like
6:22
Speaker 4: super on top of what I'm spending. I have so
6:25
Speaker 4: many accounts. I have ten bank accounts, so I can
6:28
Speaker 4: put a ten where things going. It can get a
6:31
Speaker 4: bit stressful, but I love it. It's so good. I
6:34
Speaker 4: have like a spending allowance where I will each fortnight
6:37
Speaker 4: when I get my pay, I'll put a certain amount
6:39
Speaker 4: into that account so that when I do go out
6:42
Speaker 4: with friends, I have that amount of money just sitting
6:45
Speaker 4: there and it's designated to that event.
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Speaker 3: So I love that. That is very forward thinking.
6:52
Speaker 4: It works very well.
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Speaker 3: She's a doing. I love it all right. Next question
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Speaker 3: is what is currently your big money goal.
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Speaker 4: My big money goal would definitely be to start investing
7:02
Speaker 4: as soon as possible, but I am currently saving up
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Speaker 4: for an investment property which I hope to purchase either
7:08
Speaker 4: at the end of this year or mid next year.
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Speaker 3: Oh wow, I love that. Yeah, she's so sassy, sasy
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Speaker 3: and on point. I love it. And if I forced
7:17
Speaker 3: you to give yourself a money grade, what would you
7:19
Speaker 3: give yourself?
7:20
Speaker 4: Oh, I probably have to say. I think I'd go
7:24
Speaker 4: with a bee.
7:25
Speaker 2: A B.
7:26
Speaker 3: Why a B.
7:27
Speaker 4: Yeah, I'd give myself a bee, just because I think
7:29
Speaker 4: that there's a lot more room for improvement and I'd
7:32
Speaker 4: like to get on top of investing as soon as possible.
7:35
Speaker 2: When would you have given yourself a few years ago?
7:37
Speaker 2: Because you said that you used to just be money out.
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Speaker 4: Yeah, I would be miserably failing. I honestly would. Yeah,
7:45
Speaker 4: I'd did myself an f It was awful. I was
7:47
Speaker 4: just not on top of anything. I had no idea
7:50
Speaker 4: like where my money was actually going. I knew that
7:53
Speaker 4: it was going somewhere because I had none, but it
7:56
Speaker 4: was just Yeah, I would definitely say that I wouldn't
7:59
Speaker 4: even be close to where I today without you guys.
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Speaker 3: Oh, that's so sweet. I love that you're in our community.
8:05
Speaker 3: And well, I haven't done the research, I'm pretty confident
8:09
Speaker 3: when saying that I think most shoes on the money
8:12
Speaker 3: community members would give themselves a B or a B
8:15
Speaker 3: plus because everyone I speak shoes always like yep. But
8:18
Speaker 3: I'm still on the journey, I'm still learning, i still
8:21
Speaker 3: have things I want to achieve, So I'm not an
8:23
Speaker 3: A plus. I'll be an A plus once I do
8:24
Speaker 3: all those And I think that's a pretty accurate summary.
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Speaker 2: Yeah, you reckon. Yeah, it's really common.
8:30
Speaker 3: All right.
8:30
Speaker 2: I give myself a nate, not because I'm better, just
8:32
Speaker 2: because I'm arrogant.
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Speaker 3: Yeah, okay, all right, Well I think I'm a B plus.
8:36
Speaker 3: So I've got so many questions for you, and I
8:38
Speaker 3: will get to them in just a moment.
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Speaker 2: So money, diris, you mentioned that your chronic pain probably
8:52
Speaker 2: costs you was about a week a month of work.
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Speaker 4: Yeah, they're about So it's usually about thirty eight hours
9:00
Speaker 4: of pay in a month that I don't get.
9:02
Speaker 2: Yeah, and so as well as the money you don't get,
9:04
Speaker 2: how much per month do you think you spend on treatment, pilates,
9:09
Speaker 2: just you know, whatever it costs to make to just
9:11
Speaker 2: keep you up and running.
9:13
Speaker 4: Oh, it would be a ridiculous amount. So I see
9:15
Speaker 4: a personal trainer once a week, so that is twenty
9:18
Speaker 4: five dollars.
9:19
Speaker 3: I then, yeah, that could be a lot.
9:22
Speaker 4: It Isty is incredible. She is so amazing and she
9:27
Speaker 4: tailors everything to my pain and my conditions, so she's
9:31
Speaker 4: very on top of everything. And then with my chiropractic appointments,
9:36
Speaker 4: it's sixty five dollars every time I go, So that
9:40
Speaker 4: is quite spino.
9:41
Speaker 3: It is Spino, very Spinoy.
9:45
Speaker 4: Yes, definitely. But with my pilates classes, they are twenty
9:50
Speaker 4: eight dollars a class and I usually try to do
9:53
Speaker 4: you know too.
9:54
Speaker 3: Is this because it's clinical pilates or are you going
9:57
Speaker 3: to like a plarate studio or I.
9:59
Speaker 4: Act do reformer pilates, So.
10:02
Speaker 3: That's still Spano for a reformer, very very Spano.
10:05
Speaker 4: But money. When I actually messaged the place that I
10:09
Speaker 4: started going to when they first opened because they're a
10:11
Speaker 4: new business, shout out to Flow and Co. They are incredible.
10:16
Speaker 4: I sent them a message just sort of telling them
10:18
Speaker 4: how much I loved it and face so that they
10:21
Speaker 4: were going to start doing ten percent off for students,
10:24
Speaker 4: so money win. I sort of initiated that and I'm
10:26
Speaker 4: super happy to do it. Yeah, there's so many people
10:30
Speaker 4: like me that I know that don't necessarily have scoliosis,
10:33
Speaker 4: but they have other you know chronic pain and health conditions,
10:37
Speaker 4: and they are also unique students, but don't feel like
10:40
Speaker 4: they have that access to those sort of classes and facilities.
10:44
Speaker 3: Good also flowing sounds like a name business.
10:49
Speaker 2: Amazing, random one. Do you get any concessions or a
10:55
Speaker 2: health care card or a discount or is there something
10:59
Speaker 2: that the government does for people in your scenario to
11:02
Speaker 2: help ease the financial burden of chronic pain.
11:06
Speaker 4: To my knowledge, no, I'm not actually able to get
11:09
Speaker 4: a healthcare car just because my parents earn too much,
11:12
Speaker 4: which I'm in a very privileged position in that case.
11:16
Speaker 3: But you are now an adult.
11:19
Speaker 4: Yes, but still with center Link. I'm unable to because
11:22
Speaker 4: I still live at home, which is really really tricky
11:26
Speaker 4: because my parents actually don't pay for my treatments. I'm
11:28
Speaker 4: one of four kids, so I don't expect them to
11:30
Speaker 4: at all. But it's so true. Yeah, it is.
11:34
Speaker 2: Yeah, And of course that doesn't mean anything to the sentiling.
11:37
Speaker 2: They don't care, they don't go They just go on
11:40
Speaker 2: up your at home bad luck exactly.
11:42
Speaker 3: Oh gosh, I would love to know a little bit
11:44
Speaker 3: more about chronic pain and how that works, because we
11:47
Speaker 3: were talking before we did this interview, and I think
11:51
Speaker 3: it's fair to say that a lot of people that
11:53
Speaker 3: are listening that do have chronic pain often don't feel
11:55
Speaker 3: heard because everything is invisible. People don't see it. How
12:00
Speaker 3: do you deal with that when it comes to work
12:03
Speaker 3: and life and you know, talking to your managers and
12:05
Speaker 3: bosses and friends.
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Speaker 4: This is a really tricky one. All my friends and
12:09
Speaker 4: my family are super understanding and like they are just incredible,
12:14
Speaker 4: Like if I ever need something, they're always there to
12:17
Speaker 4: help and support me work. On the other hand, my
12:20
Speaker 4: retail job, I've never really had much support from them,
12:24
Speaker 4: which is really disappointing. Especially yeah, because I'm so young
12:29
Speaker 4: as well, and I think that's the reason why I
12:31
Speaker 4: haven't received much support, just because they sort of look
12:34
Speaker 4: at me and they're like, but you look fine, you
12:36
Speaker 4: look okay, and they sort of just think that it's
12:39
Speaker 4: something that is going to go away eventually over time,
12:42
Speaker 4: and it actually doesn't impact the way I work. I
12:45
Speaker 4: personally think I'm a hard worker, but yeah, it doesn't
12:48
Speaker 4: affect anything that I do want to actually there.
12:51
Speaker 3: When you can't turn up to work, right.
12:54
Speaker 4: Yeah, of course. So it is really tricky. But I
12:57
Speaker 4: actually last year had a bit of a difficult situation
13:01
Speaker 4: where one of my managers last year actually put me
13:04
Speaker 4: in a really difficult situation where she was disclosing my
13:08
Speaker 4: medical information to other team members without my consent.
13:12
Speaker 3: That's awful. I'm sorry to try that.
13:14
Speaker 4: So it's and I talk about it very openly. It's
13:18
Speaker 4: not sort of something that I will shy away from or.
13:20
Speaker 3: I story to share. It's not that story. Yeah.
13:25
Speaker 4: So I did have a really tricky time where I
13:28
Speaker 4: had to go to HR because, yeah, a lot of
13:30
Speaker 4: managers at work weren't believing me. They asked me to
13:32
Speaker 4: go get some X rays done and shout all these
13:35
Speaker 4: forms which I had X rays.
13:37
Speaker 3: But that way, here's my proof. Thanks though.
13:40
Speaker 4: Yeah, and I actually did go and get some more
13:43
Speaker 4: X rays which I had to show them, and I
13:46
Speaker 4: had to go to the chiropractor and get all this
13:48
Speaker 4: paperwork built out and I wasn't reimbursed for it when
13:50
Speaker 4: it was actually so.
13:51
Speaker 2: You had to pay to prove that you had pain,
13:54
Speaker 2: just to you know, appease your manager because someone.
13:57
Speaker 3: Didn't believe you. Yes, yeah, that's actually disgusting.
14:01
Speaker 4: Yeah, that's yeah, it was really tricky, and I was
14:04
Speaker 4: sort of like, do they.
14:05
Speaker 3: Still have a job because they shouldn't yes, they do great.
14:08
Speaker 3: And do you still have to interact with this person?
14:10
Speaker 3: I know I'm getting real pervy, but do you still
14:12
Speaker 3: have to go to work and see this individual?
14:14
Speaker 4: I do, yes, But as in the Casual, I tried
14:16
Speaker 4: to push me out a little bit, so I don't
14:19
Speaker 4: work there as frequently as I used to, so I
14:21
Speaker 4: don't see them that often.
14:23
Speaker 2: But disgusting.
14:24
Speaker 3: That is disgusting.
14:25
Speaker 2: That's the worst thing about Casual in terms of they
14:28
Speaker 2: can just oh, you just suddenly doing a few less
14:31
Speaker 2: shifts and no we didn't. Yeah, I'm sorry.
14:33
Speaker 3: Yeah, we've just got so many people we can't allocate
14:35
Speaker 3: you any more hours.
14:37
Speaker 4: Get Yeah, it is really really tricky. But I think
14:41
Speaker 4: that they sort of didn't realize that I was gonna
14:44
Speaker 4: sort of fight for my job because I'm so young.
14:48
Speaker 3: But I wouldn't think you would have to. You would
14:50
Speaker 3: think that if you've got something chronic going on, all right, fair,
14:53
Speaker 3: you've questioned it, I mean not fair, but you've questioned it.
14:55
Speaker 3: I've proved it. Can we all get back in our
14:57
Speaker 3: boxes now and carry on?
14:59
Speaker 1: Exactly?
15:00
Speaker 3: That's horrendous. That actually makes me feel so angry for you, And.
15:05
Speaker 4: Tell me a lot of resilience. So I am grateful
15:09
Speaker 4: to have sort of gone through that young because I
15:11
Speaker 4: know that that is not acceptable in a workplace and
15:14
Speaker 4: I will not stand for that. But I would just
15:16
Speaker 4: say to anyone that's experiencing this, just to stand your ground.
15:20
Speaker 4: You know what you're capable of, and don't let anyone
15:23
Speaker 4: tell you anything less. Make sure that you also do
15:26
Speaker 4: your research. If you need to contact TAHR and have
15:29
Speaker 4: a chat with them and ask them if what you're
15:32
Speaker 4: being requested by your workplace is actually ethical and is
15:36
Speaker 4: the right thing, they will definitely give you a lot
15:39
Speaker 4: of guidance. So I would highly recommend that to anyone
15:42
Speaker 4: that's going through something similar.
15:44
Speaker 3: I agree to that well said question.
15:47
Speaker 2: With money related things. We have the Shoes on the
15:50
Speaker 2: Money Facebook group where people ask questions and share advice,
15:53
Speaker 2: and we have the same for the business Bible. Is
15:55
Speaker 2: there you know Facebook groups or meetups or is there
15:58
Speaker 2: other people you can speak two that are in a
16:01
Speaker 2: similar situation, just to know that you're not alone for
16:03
Speaker 2: you to share stories and stuff.
16:05
Speaker 4: Like this, not that I'm aware of. I do have
16:08
Speaker 4: a couple of friends who have similar problems to me,
16:13
Speaker 4: so I usually reach out to them for support, but
16:16
Speaker 4: I've never really come across any support groups. I would
16:19
Speaker 4: absolutely love to join some. If anybody does know, let
16:21
Speaker 4: me know, but i'n't beat them, join him.
16:25
Speaker 3: And if you can't join them, establish it exactly.
16:29
Speaker 2: I'm sure we'll find something we'll put in the group
16:32
Speaker 2: because I feel like and even since we ask for
16:34
Speaker 2: money diaries on this topic, there's a lot of people
16:37
Speaker 2: in a similar situation and maybe just knowing a certain
16:40
Speaker 2: rule or just knowing who to ask for the right website.
16:43
Speaker 3: That's all where to go, or that you can actually
16:45
Speaker 3: call fair Work and have a chat with them about
16:48
Speaker 3: what your rights are and it won't cost you anything.
16:50
Speaker 2: You just gave advice for people who also have chronic pain.
16:53
Speaker 2: What advice would you give to a manager or a
16:57
Speaker 2: HR manager, or a big company in.
16:59
Speaker 3: General, or even just a coworker.
17:02
Speaker 2: Yeah, what can they do to help?
17:05
Speaker 4: I think not underestimating your team even if they do
17:09
Speaker 4: have a chronic illness or a chronic pain, anything along
17:13
Speaker 4: those lines. It's all about educating yourself as well. So
17:18
Speaker 4: I really wish that my manager or my boss had
17:22
Speaker 4: some knowledge on what my pain was like and how
17:26
Speaker 4: excruciating it is. Although they cannot see it, So I
17:29
Speaker 4: think definitely education is key. Knowledge is key. So if
17:33
Speaker 4: you do have any coworkers, or you have any employees
17:38
Speaker 4: that have chronic pain, have chronic illness, definitely through some
17:41
Speaker 4: research into it, because then you can see how you
17:43
Speaker 4: can best assist them and how you can make you
17:46
Speaker 4: know their work and their health a lot better off
17:51
Speaker 4: when you're aware of it.
17:52
Speaker 2: Am I right in thinking that when an employer doubts
17:57
Speaker 2: you that I'm guessing the days you are at work,
18:00
Speaker 2: You've got a point to prove and you're probably one
18:02
Speaker 2: of the hardest work is there.
18:03
Speaker 4: Yes, absolutely, I will honestly work my butt off because
18:08
Speaker 4: I need to prove well. I feel like I need
18:10
Speaker 4: to prove to them that I'm just as capable as
18:13
Speaker 4: anybody else, and I know I am. It's just really hard,
18:16
Speaker 4: and it is a fine line. You have to sort of, yeah,
18:19
Speaker 4: set yourself up so that when you go to work,
18:21
Speaker 4: you're like in that right hit space you can really
18:23
Speaker 4: just get into it. And yeah, you do really have
18:26
Speaker 4: to kind of prove yourself every time you're at work,
18:28
Speaker 4: which is sort of disappointing. Especially I've been with my
18:34
Speaker 4: employees for about three years now, so you'd think that
18:37
Speaker 4: they know you well enough from that, but unfortunately you
18:40
Speaker 4: have to just keep proving yourself and you just have
18:42
Speaker 4: to keep working hard.
18:43
Speaker 3: That's so frustrating and all that makes me more mad. Yeah,
18:46
Speaker 3: I'm sorry.
18:47
Speaker 2: Yeah, Victoria's fired up, and rightly so.
18:50
Speaker 3: I just don't understand why in twenty twenty one people
18:54
Speaker 3: need to go to the links that they do to
18:57
Speaker 3: prove their point when someone says that they're kind of ill, like,
19:01
Speaker 3: I just don't understand it, and I think it's coming
19:03
Speaker 3: from a or I think my anger is coming from
19:05
Speaker 3: a place where this isn't the first time I've heard
19:08
Speaker 3: this story, right, And you just look at it and
19:09
Speaker 3: you go, this is so wildly unfair that you know,
19:14
Speaker 3: I know people who are chronically unwell and in chronic
19:17
Speaker 3: pain consistently, and their employers haven't always been the most supportive.
19:22
Speaker 3: And I just go, but why, they're the hardest worker
19:25
Speaker 3: you've got when they are at work, wouldn't you be
19:27
Speaker 3: rallying to protect that.
19:28
Speaker 2: You would have thought so, would you?
19:30
Speaker 3: And then when you get proven wrong that no, they
19:32
Speaker 3: are actually in chronic pain, it's probably worse than you
19:35
Speaker 3: thought it was. Then trying to push them out. Oh,
19:38
Speaker 3: it's actually disgusting.
19:40
Speaker 2: Yeah, that's so frustrating. We're frustrated now, But how do
19:43
Speaker 2: you deal with the mental side? Because I said, we're
19:46
Speaker 2: frustrated now for half an hour chatting to you, But
19:49
Speaker 2: how do you go about it each day? It must
19:51
Speaker 2: just be so annoying, Like how do you manage the
19:54
Speaker 2: mental side? It is?
19:56
Speaker 4: I try to not speak about with coworkers because I
20:00
Speaker 4: think that it's best if I chat with my family
20:04
Speaker 4: and my friends because they are my biggest support and
20:07
Speaker 4: I know that they're always going to have my back
20:08
Speaker 4: no matter what.
20:09
Speaker 3: Soltally and your manager actually already told all your coworkers,
20:12
Speaker 3: so you don't really share.
20:13
Speaker 4: I don't have them anything, but yeah, I think, yeah,
20:18
Speaker 4: I just I do rely a lot on my family,
20:21
Speaker 4: my friends, and like I said earlier, they are my
20:23
Speaker 4: biggest support and they are incredible and I'm super lucky
20:26
Speaker 4: to have them.
20:27
Speaker 2: Well they do sound delightful, yeah, and like they're doing
20:31
Speaker 2: a really great job for you. Know that you've got
20:33
Speaker 2: support in us as well that she's on the money community.
20:37
Speaker 3: Can you imagine if you posted your story with your
20:40
Speaker 3: name in the group. Now, I'm not saying do this
20:42
Speaker 3: by any stretch of the imagination. But I'm pretty sure
20:46
Speaker 3: the community would end up playing stacks on your employer,
20:49
Speaker 3: which is why.
20:50
Speaker 2: We're not We're not going to do it.
20:52
Speaker 3: We're not going to do it, but like, just know
20:54
Speaker 3: that they would have your back here absolutely, Oh my gosh,
20:59
Speaker 3: clause yeah, claws out like it would be safished. Kind
21:03
Speaker 3: of want to see it. Kind of would never do
21:04
Speaker 3: that to another brand, but but I want to see it.
21:07
Speaker 3: Thank you so much for joining us today. I know
21:09
Speaker 3: a lot of people in our community are absolutely going
21:12
Speaker 3: to love this money story.
21:14
Speaker 4: Oh, thank you so much, guys. I really appreciate it.
21:16
Speaker 3: All right, and that is all we have time for today.
21:19
Speaker 3: Just before we head off, we'd like to acknowledge and
21:21
Speaker 3: pay respect to Australia's Aboriginal and Torres Strait islander peoples,
21:25
Speaker 3: the traditional custodians of the lands, the waterways and the
21:28
Speaker 3: skies all across Australia. We thank you for sharing and
21:31
Speaker 3: for caring on the land which we are able to learn.
21:34
Speaker 3: We pay our respects to elders past and present, and
21:36
Speaker 3: we share our friendship and our kindness. Now, it is
21:39
Speaker 3: no surprise that the advice shared on She's on the
21:41
Speaker 3: money is general in nature and doesn't consider your individual circumstances.
21:46
Speaker 3: She's on the Money exists purely for educational purposes and
21:49
Speaker 3: should not be relied upon to make an investment or
21:51
Speaker 3: a financial decision. And we promise I am an authorized
21:54
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21:59
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22:01
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22:05
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22:11
Speaker 3: and our friend Sam from the podcast to Butler.
22:14
Speaker 2: Also random One obviously join the She's on the Money
22:17
Speaker 2: Facebook group.
22:18
Speaker 3: Yeah good idea, right, But.
22:19
Speaker 2: If anyone knows of a chronic pain group or a
22:24
Speaker 2: place where people share advice for one another like we
22:27
Speaker 2: were discussing, should share it. Yeah, send that to us
22:29
Speaker 2: as well, because I think a lot of people would
22:31
Speaker 2: benefit from it, because similar to when you're discussing your
22:35
Speaker 2: salaries with colleagues and your friends and stuff like that,
22:37
Speaker 2: the more information you know about how things work and
22:40
Speaker 2: what other people are doing, it gives you a bit
22:42
Speaker 2: more power to speak to your employer or get some
22:44
Speaker 2: more information and stuff like that, So if you know
22:46
Speaker 2: anything like that let us know. Obviously, join the She's
22:49
Speaker 2: on the Money Facebook group. We'd love that. And also
22:51
Speaker 2: She's on the Money a us on Instagram. We'd love
22:54
Speaker 2: to see there as well.
22:55
Speaker 3: Hit us up on all the socials. See you next week, guys,
22:58
Speaker 3: Babette
23:04
Speaker 2: Day