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Net Worth, Made Simple In 2026

New year energy fades fast, but a simple money habit can outlast every resolution. We’re laying out a clear, no-fuss way to track net worth so you can see progress in black and white and make better choices week by week.

We start with the basics: assets minus liabilities, done honestly and without fluff. You’ll hear how to list only the big, easy items—home, mortgage, cash, KiwiSaver, Sharesies—while skipping the noise that slows you down. We dig into realistic valuations, why your car is worth less than the purchase price, and how to treat jewellery and collectibles without inflating your…

The skinny

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