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FRIDAY DRINKS: Second Hand Money Wins · She's On The Money

0:00
Speaker 1: She's on the Money. She's on the Money.
0:29
Speaker 2: Hello, and welcome to She's on the Money, the podcast
0:32
Speaker 2: for millennials who want financial freedom. Welcome back to another
0:37
Speaker 2: one of our Friday Drinks episodes where we get to
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Speaker 2: celebrate the Money wins and confessions from how She's on
0:42
Speaker 2: the Money community that She's on the Money team are
0:45
Speaker 2: all here and as you can probably tell from the
0:47
Speaker 2: quality of this audio, we're remote once again.
0:50
Speaker 3: Hello team, But you guys just sounds so excited to
0:56
Speaker 3: be yay, but in true Friday.
1:02
Speaker 2: During style, like nothing's gonna stop us from doing this episode. Tony,
1:06
Speaker 2: what happened on Monday's Money Diary?
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Speaker 4: So we chatted to a young woman who is absolutely
1:14
Speaker 4: killing it. She never went to UNI and she's now
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Speaker 4: making over two hundred thousand.
1:18
Speaker 5: Dollars a year as a real estate agent, and which
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Speaker 5: was really cool just to showing like there's different ways of,
1:27
Speaker 5: you know, getting into a high paying job.
1:29
Speaker 4: You don't have to have gone to university, you don't
1:31
Speaker 4: have to have done any higher education. You know, if
1:34
Speaker 4: you just like work really hard, you can get there,
1:36
Speaker 4: which was a really cool insight and it was awesome
1:40
Speaker 4: to hear about how busy she is really.
1:43
Speaker 3: Just also her passion.
1:45
Speaker 2: Like I think the one thing I really took from
1:47
Speaker 2: that episode was she wasn't just like a hard worker.
1:51
Speaker 2: She had such a vision of her future and a
1:53
Speaker 2: vision of what she wanted to achieve, which I was like,
1:56
Speaker 2: you're amazing because we're like, oh, how did you know?
2:00
Speaker 2: Because she was quite intelligent at school, which I think
2:02
Speaker 2: a lot of people just assume, well, if you've got
2:04
Speaker 2: a good atar, or you got a good school obviously,
2:07
Speaker 2: or go to university. And she was like, no, my
2:09
Speaker 2: drive was always to earn a killer amount of money, and.
2:12
Speaker 3: I made it happen. It was like, oh, that's very cool.
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Speaker 2: So she was like super switched on, but also knew
2:18
Speaker 2: what she wanted and what she didn't need to achieve that.
2:20
Speaker 2: I just really liked hearing that and just knowing that
2:23
Speaker 2: while it's the minority, like anyone can do it if
2:26
Speaker 2: you really want to do it, all right, Jess, what
2:29
Speaker 2: happened this week on our Wednesday deep Dive?
2:32
Speaker 6: So this week you and g spoke about something that
2:35
Speaker 6: we get questions on all the time, which is seeing
2:38
Speaker 6: a financial advisor. When do you do it? How do
2:40
Speaker 6: you find one? How much does it cost? Because I
2:43
Speaker 6: think sometimes people are a little bit taken aback by
2:46
Speaker 6: how much it actually does cost to see an advisor,
2:49
Speaker 6: which is why we talk about all the different options
2:51
Speaker 6: and platforms that are out there and all of the
2:54
Speaker 6: different things that you can really expect, because seeing an
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Speaker 6: advisor is a very personal experience. But I think a
2:59
Speaker 6: lot of people are also a little bit put off
3:01
Speaker 6: because they feel like it's overwhelming or confronting. So you
3:05
Speaker 6: guys really broke it down so that people can have
3:07
Speaker 6: a little bit of an overview of what they might
3:09
Speaker 6: chat about if they do see an advisor.
3:11
Speaker 2: Yeah, and when you don't need to see an advisor
3:14
Speaker 2: as well. I think was a really important piece on
3:16
Speaker 2: that because so many times people will be like, oh
3:18
Speaker 2: my gosh, I need financial advice, and you'll be like, oh,
3:21
Speaker 2: you don't, actually like you actually just need to go
3:23
Speaker 2: away and do your budget, like that's what you're asking
3:25
Speaker 2: for help on. And if you want help, great, but
3:27
Speaker 2: a financial advisor is going to be a very expensive
3:30
Speaker 2: way to get some budgeting help.
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Speaker 3: So I really liked that episode.
3:34
Speaker 2: I'm biased because I am a financial advisor, but I
3:36
Speaker 2: really liked the clarity we could provide and in all
3:38
Speaker 2: the honesty. I kind of wish we'd done that episode
3:41
Speaker 2: like a year ago. I just feel like, once we
3:44
Speaker 2: finished recording it, I said to Georgia, why didn't we
3:47
Speaker 2: do that earlier? Like that was so necessary, so embarrassing
3:50
Speaker 2: from us. But we learn and we grow friends, we
3:52
Speaker 2: learn and we grow.
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Speaker 7: I learned how to spell financial advisor.
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Speaker 6: Which I didn't know before I took this job.
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Speaker 3: Impressive.
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Speaker 8: Did you just think it was.
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Speaker 7: Like or I thought it was, Oh.
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Speaker 2: Yeah, there's a lot of I guess misconception. I guess
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Speaker 2: it doesn't actually matter at all when it comes down
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Speaker 2: to it. But the American way of spelling advisor is
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Speaker 2: with an O R at the end, and the Australian
4:17
Speaker 2: way is er at the end. So I'll always correct
4:20
Speaker 2: content that has R because like, I'm not American, but
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Speaker 2: anybody else wouldn't even blink twice. It's just me being pedantic.
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Speaker 6: Can confirm my copy has been corrected previously.
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Speaker 2: Guys, if I'm pedantic and really annoying to work with,
4:37
Speaker 2: I'm so welcome or I think it is time to
4:41
Speaker 2: move on from Victoria being pedantic into Ryan's money wins
4:44
Speaker 2: and confessions from the community this week.
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Speaker 9: So last week I made the bold claim that we
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Speaker 9: had the Facebook Marketplace money win of the year early.
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Speaker 8: Mind you, in July, I've said we cannot be beaten.
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Speaker 9: It was Lauren who made not only a ale of
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Speaker 9: a car on Facebook Marketplace, but a profit on a car.
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Speaker 9: And as we know, cars usually decreasing value. So we said,
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Speaker 9: who can beat that? Tell us your best second hand
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Speaker 9: money wins, and.
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Speaker 6: My lord, the people delivered. They really did.
5:14
Speaker 3: They always do.
5:15
Speaker 6: You never disappoint.
5:17
Speaker 3: Is this going to be the best?
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Speaker 2: She's on the Money podcast of the year, because it's
5:20
Speaker 2: the episode where Ryan says he's wrong.
5:23
Speaker 3: Is that what's going to go on wrong all the time?
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Speaker 3: And I can take it at least you.
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Speaker 9: Can best podcast I'm wrong and I'll get to the
5:32
Speaker 9: key winner. Barbara has blown us out of the water.
5:36
Speaker 9: From last week, Okay, let's art with Anika, she said
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Speaker 9: ninety five percent of her wardrobe is thrifted and people
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Speaker 9: always ask, oh, where do you get your clothes, and
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Speaker 9: they're always shocked when I say, oh, they're secondhand. So
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Speaker 9: during Lockdown last year, Anika started a vintage website because
5:52
Speaker 9: she was basically just cleaning out her wardrobe and thought, oh,
5:54
Speaker 9: this stuff's good. I won't just throw it out, I'll
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Speaker 9: try and sell it. And she has made ten thousand
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Speaker 9: dollars selling stuff from.
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Speaker 3: Her own wall, from her own wardrobe.
6:05
Speaker 6: That is insanity.
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Speaker 9: So she knows the places to go and she goes
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Speaker 9: and picks up the good stuff. And apparently there's a
6:11
Speaker 9: bit of a scene where you're like, oh, yeah, that
6:12
Speaker 9: place in that zuburb you go on a Tuesday morning,
6:14
Speaker 9: that's when they get the new stuff.
6:15
Speaker 3: So how do you find that information out?
6:17
Speaker 2: How do you find when they get their latest drop?
6:19
Speaker 8: People know when the drops are. They become really good
6:23
Speaker 8: at knowing.
6:23
Speaker 2: Yet, but how do I get in on that, because
6:25
Speaker 2: like I want to go to the Brighton.
6:27
Speaker 7: One, you have to be in the know.
6:28
Speaker 8: Yeah, well we got to contact Anika and then over.
6:31
Speaker 3: The years and has slide into my DMS.
6:33
Speaker 7: I'm very interested.
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Speaker 9: Yeah, she's been accumulating stuff and has made ten thousand dollars.
6:37
Speaker 9: And she said it was just a bit of a hobby,
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Speaker 9: but now I guess it's a legit side hustle.
6:40
Speaker 8: It is.
6:41
Speaker 6: It definitely is all right.
6:43
Speaker 9: Holly said that she has just furnished a unit that
6:46
Speaker 9: she's planning on, like she's selling a unit that she's
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Speaker 9: been living in, and she instead of spending two thousand,
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Speaker 9: five hundred dollars to get it professionally staged.
6:55
Speaker 3: She's a lot of money.
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Speaker 8: Yeah, well, I think that's normal in stage's standard.
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Speaker 6: Yeah, staging expensive and fine, and you pay by week
7:03
Speaker 6: as well, so like you'll pay that amount for like
7:05
Speaker 6: an eight week run if you're maybe, yes.
7:08
Speaker 9: But with staging, it is, I guess an investment because
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Speaker 9: you know it works. You get a higher because people
7:14
Speaker 9: look at the house, it looks lived in. You can
7:16
Speaker 9: pitch yourself there. But Holly said, you know what, that
7:19
Speaker 9: does feel a bit expensive. So she went onto Facebook
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Speaker 9: marketplace and spent six hundred dollars instead of twenty five
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Speaker 9: hundred to kind of stage it and make it look
7:27
Speaker 9: nice herself, then sold the house, then sold all the
7:30
Speaker 9: stuff for the same amount of money she paid for it,
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Speaker 9: so essentially got staging for free and she sold her place.
7:35
Speaker 8: Well done.
7:36
Speaker 2: Yeah, that's a airpiic's and six such of bucks is
7:39
Speaker 2: honestly like, it's still a lot of money, but it's
7:41
Speaker 2: next to nothing in comparison.
7:44
Speaker 8: Well, and you got it all back, so yeah.
7:46
Speaker 6: Can I give you a sneaky staging real estate tip. Yeah,
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Speaker 6: we want to hear it if you are staging on
7:52
Speaker 6: the cheap. But instead of getting a bed frame and mattress,
7:56
Speaker 6: you just get one of those bed height air mattresses
7:59
Speaker 6: andres that you can put a head wall behind it,
8:01
Speaker 6: and with all of the correct like betting on it,
8:03
Speaker 6: you wouldn't even know.
8:04
Speaker 9: Well, can I share a story? I once jumped on
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Speaker 9: a bed in an open house and it was a
8:09
Speaker 9: wooden box.
8:10
Speaker 8: With a doner on it.
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Speaker 2: And yeah, but like of course you did, run doesn't
8:16
Speaker 2: care for you, guys.
8:17
Speaker 6: I was just about to say, no one sits on it,
8:19
Speaker 6: so who would know?
8:20
Speaker 8: Well, and it's just like, hey, I'm going to go
8:22
Speaker 8: jump on the bed, all right.
8:24
Speaker 9: Allison got a five dollar pair of Doc Martins in
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Speaker 9: her size, great condition and broken in.
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Speaker 6: Five dollars for Doc Marks broken in as well.
8:32
Speaker 2: Tony wears Doc Martins and looks so sassy in them.
8:36
Speaker 2: They expansive, aren't they?
8:38
Speaker 7: Yeah?
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Speaker 4: They are generally like anywhere from two to four hundred dollars,
8:42
Speaker 4: depending on what type.
8:44
Speaker 3: Yeah, and she got some for five.
8:45
Speaker 2: But where do you get five dollars at a second
8:48
Speaker 2: hand store, like a Yeah, let's go to Liz.
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Speaker 9: She recently bought her first home. Congratulations Liz. She completely
9:00
Speaker 9: furnished the entire house for under one thousand dollars. What well, Obviously,
9:06
Speaker 9: buying a house you need a deposit. You don't have
9:08
Speaker 9: a lot of money left over. And she thought, Hey,
9:10
Speaker 9: if I get the best stuff later, that's fine. I'm
9:13
Speaker 9: just going to get the basics. So I went onto
9:14
Speaker 9: Facebook marketplace got heaps of secondhand stuff. She said, it's
9:17
Speaker 9: more than fine. We feel really great in our new
9:19
Speaker 9: house and I spent less than one thousand dollars on
9:21
Speaker 9: everything can put unbelievable. Now we crossed to our shoes
9:29
Speaker 9: slash heels report of Victoria Devine.
9:31
Speaker 3: Hello, Yeah, reporting for Judy.
9:33
Speaker 8: How much would we pay?
9:34
Speaker 9: I'm just going to embarrass myself trying to pronounce this,
9:36
Speaker 9: Tony Bianco?
9:38
Speaker 8: Is that how I pronounced the shoes?
9:40
Speaker 3: Yeah, Tony Bianco, I.
9:43
Speaker 8: Don't know what thought they were, but just ballpark. How
9:45
Speaker 8: much could you pay for a pair of those?
9:47
Speaker 2: Between one hundred and three hundred dollars on average?
9:49
Speaker 3: I reckon? Is that? Tony and Jess?
9:52
Speaker 6: Yeah, depends on if it's a boot or lax.
9:54
Speaker 3: Yeah, a boot would be more expensive.
9:56
Speaker 2: If you should Honestly, she's here far more.
9:59
Speaker 4: Fashi I am okay, I would say about two hundred dollars.
10:03
Speaker 3: There you go.
10:04
Speaker 9: Dannielle paid ten dollars at an O shop, wears them everywhere.
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Speaker 9: She said, And why wouldn't you for ten bucks? And
10:12
Speaker 9: you've got a nice brand like that?
10:13
Speaker 2: That's five dollars per Sue Tony is that you wear?
10:17
Speaker 7: Yeah, that's that's.
10:19
Speaker 3: Not a joke.
10:20
Speaker 8: That was what.
10:23
Speaker 4: I was laughing, because Ryan said, and why wouldn't you
10:25
Speaker 4: wear them every day? Or with a brand like that?
10:28
Speaker 4: He's got no idea. But I love the commitment.
10:31
Speaker 8: And here I am with my heels Lingo ladies.
10:35
Speaker 4: Shoes on the footwear, all right, shoes on the money,
10:39
Speaker 4: Shoes on the money.
10:41
Speaker 6: Ryan missed a shoot investor.
10:47
Speaker 3: Sorry, you don't don't think I'm funny.
10:52
Speaker 8: Well, I don't need to wear heels, so I could
10:53
Speaker 8: be like the barefoot investor.
10:54
Speaker 1: That doesn't work.
10:55
Speaker 3: All right, Let's go investor.
10:58
Speaker 9: The greatest money win not just from marketplace, but any
11:01
Speaker 9: money win of the entire year.
11:04
Speaker 8: Barbara is from Barbara.
11:06
Speaker 9: Come mate, bar What a legend in two thousand and
11:10
Speaker 9: one was that twenty years ago Barbara bought a car
11:13
Speaker 9: for five thousand dollars.
11:15
Speaker 7: Hey, guys, Carbra, the lockdown is getting to me. Someone
11:25
Speaker 7: said help.
11:26
Speaker 8: Yeah, you're about to say bravo to this story about
11:28
Speaker 8: a Prado. It is ay.
11:31
Speaker 9: She bought it for five thousand dollars, She drove it
11:34
Speaker 9: for nine years, and last year sold it for fourteen
11:38
Speaker 9: thousand dollars on the marketplace, making it a ten thousand
11:43
Speaker 9: dollar profit. Over ten thousand dollars profits only ten years.
11:48
Speaker 6: Barbara, take the wheel?
11:50
Speaker 2: You serious, Carbra, Barbaraanta, what how.
11:56
Speaker 3: Do you even do that?
11:58
Speaker 2: But in saying that SUVs have gone up insane amounts
12:03
Speaker 2: over COVID, so she's making hey while the sun really
12:06
Speaker 2: does shine?
12:07
Speaker 9: Yeah, so, Barbara, and I mean, if anyone can top
12:10
Speaker 9: making profit on a car that they've driven for years,
12:13
Speaker 9: this is ludicrous, car, Bra, to steal Tony's pun, you
12:17
Speaker 9: are the winner of the year.
12:19
Speaker 8: What does she win? Give her a car?
12:22
Speaker 3: No, she doesn't win a car. Stop committing to that.
12:25
Speaker 2: We can't afford that kind of budget, Ryan, She can, right, well,
12:29
Speaker 2: she can buy.
12:29
Speaker 10: Her own car money whim.
12:40
Speaker 2: All right, So we are back without energy, which obviously Tony,
12:44
Speaker 2: Jess and Ryan are dwindling on. I would say this week,
12:48
Speaker 2: but that's our offensive. Yes, sorry, but that is because
12:51
Speaker 2: we're in lockdown again, and we've been talking in the
12:54
Speaker 2: team about how hard this lockdown is mentally. And it's
12:58
Speaker 2: funny because we have a new person in our team, Catherine,
13:01
Speaker 2: who I'm sure will introduce to you guys at some point,
13:04
Speaker 2: but Catherine's from Canberra, and because Catherine's from Canberra, she's
13:07
Speaker 2: never been through a lockdown, so she's like, oh, that's fine, no,
13:10
Speaker 2: just stay home and just yeah, Like it's funny seeing
13:16
Speaker 2: the difference between the rest of the team, who were
13:19
Speaker 2: slightly traumatized and I would genuinely say have a level
13:22
Speaker 2: of PTSD from it, and Tony this morning we were
13:25
Speaker 2: on Zoom and you summarized it perfectly. It's not for
13:27
Speaker 2: us day one, it's like day two hundred, and it
13:30
Speaker 2: is really hard and it just feels really overwhelmed me.
13:33
Speaker 2: So I thought I would ask the team how you're going,
13:36
Speaker 2: what's going on, because I think that this is something
13:39
Speaker 2: we should talk about more often, because you know, you
13:42
Speaker 2: can't just be all sunshine and roses and beautiful peach
13:45
Speaker 2: posts on Instagram, Like for me, this has been really
13:48
Speaker 2: hard and I really don't enjoy it. And you know,
13:51
Speaker 2: I'm very privileged in that I can still work throughout,
13:54
Speaker 2: but like, it doesn't make it any less of a
13:57
Speaker 2: mental load for me to be stuck at home and
14:00
Speaker 2: feeling like I'm on a row wheel.
14:02
Speaker 4: Yeah, And like you said, yeah, it's it's cumulative and
14:05
Speaker 4: it just feels like so heavy.
14:07
Speaker 7: And for us in Victoria, obviously there's.
14:09
Speaker 4: Been two hundred days or something in the last two
14:12
Speaker 4: years that we've been locked down. It's a lot of
14:16
Speaker 4: it's yeah, And when you think about it like that,
14:19
Speaker 4: you know, it was this time last year for us
14:21
Speaker 4: that we got locked down for what two three months
14:23
Speaker 4: or whatever it was, and we.
14:25
Speaker 2: Had no idea what was going to happen or where
14:27
Speaker 2: it was going.
14:28
Speaker 4: It's really difficult, and I guess it's just about keeping
14:31
Speaker 4: it real, like you said about how we're all feeling.
14:33
Speaker 4: And for me, over the weekend, I've been trying to,
14:36
Speaker 4: you know, boost up my Instagram and post a bit more.
14:39
Speaker 7: And I was like, cool, I've got all this time.
14:40
Speaker 4: I'm going to come up with all of these things
14:42
Speaker 4: to make and all of these reels or tiktoks to post.
14:46
Speaker 4: And then I sat down and I just was bashing
14:48
Speaker 4: my head against the wall trying to be creative, and
14:50
Speaker 4: I was like, you know what, I actually just like
14:53
Speaker 4: zapped of my creative juices.
14:56
Speaker 2: Got sorry, we are out. We are fresh out over
14:59
Speaker 2: here in Tony's house.
15:01
Speaker 9: Well, not being able to leave the house and change
15:03
Speaker 9: your surrounds is for creative when I'm in rute, and
15:07
Speaker 9: I would say to anyone, like, creatively, just go for
15:09
Speaker 9: a walk, change the scenery, like look at something different.
15:12
Speaker 9: That'll just you know, get your juices flying. But when
15:14
Speaker 9: you know, it's literally the opposite of that, You're staring
15:16
Speaker 9: at the same blank wall you've been staring at for
15:18
Speaker 9: two hundred days straight, and you're like, oh, where all
15:20
Speaker 9: the spark of inspiration come from? Well, alert, Probably not this.
15:23
Speaker 2: Apartment, So yeah, surprise, surprise. But it does all roll
15:28
Speaker 2: into one. And I think it's really worthy of note
15:30
Speaker 2: that it is hard, and I know that so many
15:32
Speaker 2: people are struggling financially, and I've had so many dms
15:36
Speaker 2: from people being like, hey, like I'm about to go
15:38
Speaker 2: into lockdown for the first time. I'm in Adelaide or
15:41
Speaker 2: you know, the people in Sydney, their lockdowns have been
15:44
Speaker 2: getting significantly.
15:45
Speaker 3: Harsher over the last couple of.
15:47
Speaker 2: Weeks, and that's to me, that feels really cruel in
15:50
Speaker 2: a way because they're having it slowly taken off them
15:53
Speaker 2: instead of like all right, stay home, like we're just
15:55
Speaker 2: going to fix this, it's kind of like, well, what
15:57
Speaker 2: are the rules today?
15:58
Speaker 3: Are they moving? Are they like? Are they different? Like
16:01
Speaker 3: how long are we going to be here? And I
16:03
Speaker 3: just feel like, yeah, it's not easy for.
16:05
Speaker 2: Any of us, but you know, we're all trying our best,
16:09
Speaker 2: and we you know, I was talking on Instagram about
16:11
Speaker 2: this earlier this week, like whilst some of us might
16:14
Speaker 2: be financially stable and some of us might you know,
16:17
Speaker 2: not be at all and be really stressing, Like, we're
16:20
Speaker 2: all in the same situation, and we're all in this
16:22
Speaker 2: storm and it's all impacting us significantly, regardless of what
16:26
Speaker 2: kind of ship we're sailing. But I guess as a team,
16:30
Speaker 2: something that's been really helping us suggests, which I think
16:32
Speaker 2: you've been loving, is our lockdown pilates, which we have
16:37
Speaker 2: been doing as a team every single morning.
16:39
Speaker 6: Yes, it's been so fun. I yeah, my mental health
16:43
Speaker 6: has not been great this particular lockdown, like a lot
16:46
Speaker 6: of people, and I've been finding it really hard to connect,
16:50
Speaker 6: like with the team and even just with my partner.
16:52
Speaker 6: I'm really lucky that I do live with someone, but
16:54
Speaker 6: I've been finding it really tricky to kind of get
16:58
Speaker 6: into the day and start off right. And so Victoria,
17:00
Speaker 6: I think it was youth who suggested we all do
17:03
Speaker 6: a little pilate session in the morning. So we get
17:05
Speaker 6: on Zoom and we do a little Keep It Cleaner workout.
17:08
Speaker 6: But yeah, it's been so fun. It's literally twenty minutes
17:11
Speaker 6: out of our day, and it's so nice that we
17:12
Speaker 6: can do it all together and feel a little bit connected.
17:14
Speaker 6: And for people like me who are having a little
17:17
Speaker 6: bit of a hard time mentally, that small amount of
17:20
Speaker 6: exercise and we do ones that do not require any
17:22
Speaker 6: equipment because I am not a sporty gal. I don't
17:25
Speaker 6: have the weights, I don't have the resistance band, I
17:28
Speaker 6: have nothing. So we've been doing the ones with no
17:30
Speaker 6: equipment and it is genuinely they don't lie, those indorphins,
17:34
Speaker 6: they do not lie. You feel so much better afterwards,
17:37
Speaker 6: and it's been really nice for us to just do
17:39
Speaker 6: something as a team.
17:40
Speaker 2: Yeah, and we're not sponsored by Keep It Cleaner, but
17:42
Speaker 2: we do love Stephan Laura, but Also they do have
17:45
Speaker 2: a YouTube channel where they have a couple of workouts
17:48
Speaker 2: that you can do with them for free. And the
17:50
Speaker 2: thing I like about them is that it feels like
17:52
Speaker 2: you're in a class, like they're actually talking to you
17:54
Speaker 2: like a person instead of just like working out and
17:56
Speaker 2: you're trying to keep up. But also I know they
17:59
Speaker 2: have like a one week free trial so that you
18:01
Speaker 2: can give it a crack and see if you like it,
18:03
Speaker 2: and that's a money win, Like.
18:05
Speaker 3: That's pretty good thing to do.
18:07
Speaker 2: And I just genuinely really like the platform because it's
18:11
Speaker 2: bringing my team together and we've got something to do,
18:13
Speaker 2: and you best believe that. Every single morning, I'm like, hey,
18:16
Speaker 2: assumling guys, it's Pilarate's time. And you kind of get
18:20
Speaker 2: to go at your own pace because like Tony screen
18:22
Speaker 2: and Jess the screen and my screen, they're all teeny tiny,
18:25
Speaker 2: so you can't really see what the other person is doing,
18:27
Speaker 2: but you know they're they're keeping you accountable.
18:29
Speaker 7: And you can just hear each other breathing or going mad.
18:33
Speaker 3: Or me being like what push ups?
18:35
Speaker 1: No?
18:36
Speaker 3: I said Pilarates.
18:38
Speaker 11: The grunts of support from they're there genuinely so in
18:43
Speaker 11: the group chat today, Was it deliberate that when someone
18:47
Speaker 11: said is it time for pilates it was instead written
18:50
Speaker 11: it's time for pies and lattes.
18:52
Speaker 8: Was that a deliberate joke? Or is that just what
18:54
Speaker 8: you guys were doing.
18:56
Speaker 7: We're actually just eating and drinking coffee on zone.
18:59
Speaker 2: Yeah, it's actually what we do. And you could have joined.
19:02
Speaker 2: I haven't seen you sign in you.
19:04
Speaker 9: Guys started when my shift on radio starts.
19:11
Speaker 2: Multitask right, Yeah, you could do radio pilarates? Could you just.
19:15
Speaker 8: Doing pilarates whilst on the radio? And here's justin Bieber.
19:21
Speaker 3: That does not sound like ballartes.
19:24
Speaker 8: Maybe I'm doing it wrong. I've got a lockdown win.
19:28
Speaker 3: Yeah, what is that?
19:29
Speaker 8: So obviously a bit more time at home and we
19:33
Speaker 8: just sort of did that.
19:34
Speaker 9: Oh were they meaning to clean out that spare cupboard
19:37
Speaker 9: for ages? Let's just you know, those kind of jobs
19:39
Speaker 9: that you can just end up putting off for years.
19:41
Speaker 3: My wardrobe is clean for that reason.
19:43
Speaker 7: Yeah.
19:44
Speaker 8: So I actually found this bag full of coins.
19:48
Speaker 3: Money, bag full of money, and John and I'm up.
19:53
Speaker 6: Having a bag full of money that you didn't know
19:55
Speaker 6: you had.
19:55
Speaker 2: And then and then literally broadcasting that on a national
19:59
Speaker 2: money podcast.
20:00
Speaker 3: And expecting people to not think you're a drug dealer.
20:03
Speaker 8: No, it wasn't like wads of notes. It was more like, you.
20:06
Speaker 7: Know, if you've sent coin, Yeah, like.
20:08
Speaker 9: Where you put the coins. And I used to just
20:09
Speaker 9: like keep them in a bowl by my desk at
20:10
Speaker 9: the end of the day. And I must have just
20:11
Speaker 9: tipped it into this bag when we moved house and
20:13
Speaker 9: then I found it. And I did find some like
20:16
Speaker 9: American notes and stuff, and I reckon there was about
20:18
Speaker 9: fifty or sixty bucks money. Yeah, So I mean, if
20:21
Speaker 9: anyone ever used coins every again, I'm going to have
20:23
Speaker 9: a win there. But having said that, I can't even
20:26
Speaker 9: remember the last time I used like a physical currency.
20:28
Speaker 3: So yeah, but that's a win. That's a win.
20:32
Speaker 2: And I've actually done that before, and I thought that
20:34
Speaker 2: finding it would be really hard to deal with because
20:37
Speaker 2: I don't use coins anymore. But most big bank branches
20:41
Speaker 2: now have the coin sorders and you can kind of
20:43
Speaker 2: just go and tip all the coins in and then
20:45
Speaker 2: it tells you how much is there, and they say
20:48
Speaker 2: do you want to just put directually into your bank.
20:50
Speaker 3: Account and you're like, yeah, money, that's awesome.
20:54
Speaker 2: Yeah, So Google like the coin sorder because I know
20:57
Speaker 2: they're not at every single branch, but you literally can
21:00
Speaker 2: the money into a coin sorder and then it'll be like, oh,
21:02
Speaker 2: that's one hundred and twelve dollars twenty Ryan, John, how
21:05
Speaker 2: do you want that converted? And you'll be like, put
21:07
Speaker 2: it in my bank account and then it's in your bank
21:09
Speaker 2: accounts so satisfying.
21:11
Speaker 9: Remember when we were in like say, primary school, and
21:15
Speaker 9: there was like, guess how many.
21:17
Speaker 3: Jelly beans do you reckon?
21:20
Speaker 9: If I take a photo of the just what of coins?
21:24
Speaker 9: Whoever in the She's on the money group guesses the
21:27
Speaker 9: closest gets the money.
21:29
Speaker 3: Oh my gosh, yes, that is the lasting I do it.
21:33
Speaker 2: It's like jelly beans, but better lockdown activity.
21:37
Speaker 7: Everybody can participate.
21:39
Speaker 8: Well, by the.
21:39
Speaker 2: Time she's on the money has all of their shrapnel
21:42
Speaker 2: and they are willing to gift it to you. By
21:45
Speaker 2: the way, just to disclaim this, I will not be
21:47
Speaker 2: paying postage, because I.
21:49
Speaker 10: Will be.
21:51
Speaker 8: We'll send a bank transfer.
21:52
Speaker 2: But we'll make Ryan go to the bank and film
21:54
Speaker 2: himself putting it through the coin sort and then goes out.
21:58
Speaker 9: By the time this podcast goes out Friday morning, there
22:01
Speaker 9: will be a photo in the Facebook group where you
22:03
Speaker 9: can see the coins, so that'll be in the Facebook group.
22:06
Speaker 9: Speaking of wins, Jess, win or confession in Lockdown this week.
22:11
Speaker 6: Win car park win off the back of my car
22:13
Speaker 6: park loss.
22:14
Speaker 7: Last Jess, You've got to get a life, literally, like.
22:19
Speaker 6: My life is driving in and out of this car park. Yeah,
22:22
Speaker 6: that's exactly what it is. It's that I'm not driving
22:24
Speaker 6: to work because we're working remote least, I'm saving myself,
22:26
Speaker 6: like seventy five dollars I'm parking.
22:28
Speaker 3: That's so much money.
22:29
Speaker 6: So it's so much money, and normally I do catch
22:32
Speaker 6: the train, but with COVID, I've just been trying to
22:35
Speaker 6: reduce the opportunities for myself to come into contact needlessly.
22:39
Speaker 6: And I'm in a very privileged position where I can
22:41
Speaker 6: afford to drive to work and I obviously have a
22:43
Speaker 6: car and stuff, so I'm very fortunate. But like the
22:48
Speaker 6: money and the cost of parking, and I'm really lucky
22:50
Speaker 6: that I can afford to come in, but like that
22:53
Speaker 6: seventy five.
22:54
Speaker 7: Dollars, I can it's some money.
22:55
Speaker 8: Win.
22:56
Speaker 3: That's a very good Tony.
22:57
Speaker 6: How about you? How'd you go?
22:59
Speaker 7: I've got an fashion.
23:02
Speaker 4: So being in Lockdown obviously is played on the emotions
23:06
Speaker 4: a little bit and my boyfriend Torbes and I have
23:08
Speaker 4: been like, oh yeah, let's order something naughty. Let's order
23:12
Speaker 4: some naughty food. Let's you know, indulge in Uber eats,
23:15
Speaker 4: and we've actually so actually, this might be a future
23:18
Speaker 4: money win. We've actually deleted all of the uber eats
23:24
Speaker 4: and delivery apps off of our phones.
23:28
Speaker 3: How did you do that? In lockdown?
23:31
Speaker 4: Honestly, we were just ordering so much food. Now, I
23:33
Speaker 4: was like, this is getting ridiculous. It's costing a fortune.
23:36
Speaker 4: We're ordering really naughty food. So we're eating like, not
23:39
Speaker 4: very well and it doesn't make you feel better.
23:42
Speaker 7: You think that eating like.
23:43
Speaker 4: Crappy food's going to make you feel so good and
23:46
Speaker 4: like indulgent, but it just makes you feel awful the
23:49
Speaker 4: next day.
23:50
Speaker 7: So we've deleted them all.
23:52
Speaker 4: I don't know how long it's gonna last, but hopefully
23:54
Speaker 4: it's a future money win that we're no longer ordering
23:56
Speaker 4: food on Uber eat.
23:58
Speaker 2: Do you think it'll last longer than the time Ryan
24:00
Speaker 2: said he won't have takeaway coffees?
24:03
Speaker 4: That's a challenge. That's a great challenge. You know what,
24:07
Speaker 4: I'm going to last longer than Ryan did?
24:09
Speaker 9: That is aggressive and that is the last time my
24:11
Speaker 9: history's in a podcast about how long I last?
24:13
Speaker 8: Thank you very.
24:15
Speaker 3: Sorry, not sorry, Let's move on to me.
24:19
Speaker 7: Victoria.
24:20
Speaker 2: So I actually have a confession and it's oh, it's
24:25
Speaker 2: actually a bad comfession.
24:26
Speaker 3: It's like not thousands of dollars or anything.
24:29
Speaker 2: It's just like the pinnacle of lazy lockdown life.
24:33
Speaker 7: Right, so uh huh.
24:34
Speaker 2: Everybody knows I'm slightly addicted to the mochiese that you
24:37
Speaker 2: get at coals on a good day. They are seven
24:39
Speaker 2: dollars a box. If they go on sale, you get
24:41
Speaker 2: them for four dollars a box. I'm obsessed. They are
24:44
Speaker 2: coconut milk. The coconut milk chocolate ones are the ones
24:47
Speaker 2: that I die for good.
24:49
Speaker 8: How many in the box six?
24:51
Speaker 3: So it's like not exactly a great investment, but like
24:56
Speaker 3: I love them. They live on die trees.
24:58
Speaker 2: They are delicious, so you've got to let them frost
25:00
Speaker 2: a little bit because then they are peaked performing amazing. Anyway,
25:04
Speaker 2: the other night in Lockdown, we just announced lockdown, so
25:08
Speaker 2: I was a bit frustrated. I'd had two glasses of wine,
25:11
Speaker 2: realized they weren't any mo cheese in my freezer. Couldn't
25:15
Speaker 2: drive because two glasses of wine and also during lockdown,
25:18
Speaker 2: that would be a bit irresponsible. I've only been going
25:20
Speaker 2: to the grocery drinks, very very questionable. I paid for
25:26
Speaker 2: Uber Eats to bring me one box of chocolate mo cheese.
25:31
Speaker 4: Gloria and must be not.
25:37
Speaker 2: So expensive, and I just in the moment, I was like,
25:41
Speaker 2: I don't even care, this is what I want.
25:43
Speaker 3: I'm going to look after myself.
25:44
Speaker 2: And it was like close to twenty dollars and I
25:47
Speaker 2: literally regret it, like it's obviously.
25:50
Speaker 3: Not going to cripple me.
25:51
Speaker 2: It's not like I'm in crippling debt, but like, what
25:53
Speaker 2: a bad money decision from me? That just highlights the
25:58
Speaker 2: fact that I have literally no self control.
26:00
Speaker 8: How were they though?
26:01
Speaker 6: So good?
26:03
Speaker 3: And do you know why they were good guys?
26:05
Speaker 2: Because they came from a random seven to eleven, like
26:08
Speaker 2: four suburbs across and so in the time it came
26:11
Speaker 2: from there to my house, they're.
26:12
Speaker 3: Defrayed with the perfect amount. That's very good.
26:15
Speaker 9: Now you bring it to the table and say it's
26:17
Speaker 9: a confession. But Victoria Devine, do you regret your decision
26:22
Speaker 9: at all?
26:24
Speaker 3: Yeah?
26:24
Speaker 2: Kind of kind of because I knew what'd have to
26:26
Speaker 2: tell you. I knew i'd have to tell you, but
26:29
Speaker 2: I enjoyed all of the Mochi's. The only thing I
26:32
Speaker 2: regretted was not buying two boxes because that transport fee
26:36
Speaker 2: was really expensive delivery, and when they arrived Steve wanted
26:41
Speaker 2: to share them, and I was like, oh, I didn't
26:42
Speaker 2: sign up for this.
26:43
Speaker 7: I hate that.
26:45
Speaker 6: Yeah, I like your own box Steve.
26:47
Speaker 2: Got, And so I ended up. Instead of being able
26:52
Speaker 2: to be a garbage guts and have all six Mochi's,
26:54
Speaker 2: I got three, which is probably what I deserved given
26:57
Speaker 2: and I paid for them on roots all right, And
27:01
Speaker 2: I think that's probably enough.
27:02
Speaker 3: For me, guys.
27:03
Speaker 2: But just before we head off, we'd like to acknowledge
27:07
Speaker 2: and pay respect to Australia's Aboriginal and Torres Strait Islander people's.
27:11
Speaker 2: They're the traditional custodians of the lands, the waterways and
27:14
Speaker 2: the skies all across Australia. We thank you for sharing
27:18
Speaker 2: and for caring for the land on which we are
27:20
Speaker 2: able to learn. We pay respects to elders past and present,
27:23
Speaker 2: and we share our friendship and our kindness.
27:26
Speaker 4: The advice shared on She's on the Money is generally
27:28
Speaker 4: nature and does not consider your individual circumstances.
27:32
Speaker 3: She's on.
27:32
Speaker 4: The money exists purely for educational purposes and should not
27:35
Speaker 4: be relied upon to make an investment or any financial decision.
27:39
Speaker 4: And we promise that Victoria Devine is an authorized representative
27:42
Speaker 4: of Australia Pacific Funds Management Proprietary Limited ABM three four
27:47
Speaker 4: one three two four six three two five seven AFSL
27:50
Speaker 4: three three nine one five one.
27:52
Speaker 9: If you are in lockdown, take care of yourself, jump
27:54
Speaker 9: into this. She's on the money Facebook group Guess how
27:56
Speaker 9: much Cash of God?
27:57
Speaker 8: And it's yours.
27:58
Speaker 3: Heay, that's so much fun.
28:01
Speaker 2: I can't believe we've got something better than jelly beans
28:03
Speaker 2: on this podcast. Bye guys, Bye,