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She's On The Money Radio Recap - 3 September · She's On The Money

• 0:03
  Speaker 1: She's on The Money Radio Show.
• 0:07
  Speaker 2: With Victoria Divine starts now, Hello and welcome. So that
• 0:11
  Speaker 2: she's on the Money Radio Show podcast, the podcast for
• 0:14
  Speaker 2: millennials who want financial freedom.
• 0:16
  Speaker 3: It's the radio show for millennials who want financial.
• 0:19
  Speaker 4: Can I also say, I'm gen Z.
• 0:23
  Speaker 3: You're not gen Z. You're not, though, Victoria, why do
• 0:27
  Speaker 3: you look fifty.
• 0:31
  Speaker 4: Es? You?
• 0:33
  Speaker 3: Do you need a touch up? Botox? Touch up?
• 0:36
  Speaker 5: I got a quote. I've sound like a Mazda three
• 0:38
  Speaker 5: that's been hit by a car. But I got a
• 0:39
  Speaker 5: quote for Botox.
• 0:40
  Speaker 3: How much was it?
• 0:42
  Speaker 5: It was baby botos. It's fifty nine dollars for perk
• 0:44
  Speaker 5: crow's foot and then one hundred and fifty nine I
• 0:46
  Speaker 5: think for the forehead.
• 0:47
  Speaker 3: Oh that's pretty good. That's not bad.
• 0:49
  Speaker 6: Let's actually talk about money stuff though, because this isn't
• 0:51
  Speaker 6: like she's on the skincare.
• 0:53
  Speaker 1: That would be a very good podcast.
• 0:55
  Speaker 6: I would shout that I'm going to heat up Dolly
• 0:56
  Speaker 6: Foster Blake and ask her if she's interested.
• 0:58
  Speaker 3: It could be the go to podcast.
• 1:00
  Speaker 2: Not Wow, oh my god, a second, you're on fire today, mate.
• 1:04
  Speaker 3: Wow, I'm going to see myself out. What's happened to you?
• 1:08
  Speaker 1: Mate? Are you know. I was going to say, you're
• 1:10
  Speaker 1: in a fighting move. Yeah, feisty.
• 1:13
  Speaker 7: I want to go.
• 1:14
  Speaker 2: I want to go serious question though, Mitch, what you're
• 1:16
  Speaker 2: like twenty one twenty two?
• 1:18
  Speaker 1: What is happening?
• 1:18
  Speaker 8: Mate?
• 1:19
  Speaker 1: Talks?
• 1:20
  Speaker 5: I'm twenty six and it's my birthday in a couple
• 1:23
  Speaker 5: of weeks your birthday?
• 1:25
  Speaker 3: Or do I have to call your mum and.
• 1:26
  Speaker 1: Ask you have to go through mum? The bicycle?
• 1:30
  Speaker 7: No?
• 1:30
  Speaker 4: I want something from your little.
• 1:31
  Speaker 3: Trip you What would you like? What would you like?
• 1:34
  Speaker 4: I do love skincare, so I love something skincare.
• 1:37
  Speaker 3: You want some skincare?
• 1:38
  Speaker 9: All right?
• 1:38
  Speaker 1: The moisturizer? Or why are you talking like that? Mate?
• 1:41
  Speaker 1: Stop being so creepy. That sounds heavy.
• 1:43
  Speaker 3: I really love something, Do you not me?
• 1:47
  Speaker 4: I'm talking of some sort of creep on myself?
• 1:49
  Speaker 1: Okay, all right, boyster man.
• 1:51
  Speaker 4: Maybe an ointment, maybe some sort of I just.
• 1:53
  Speaker 3: Want to ask Sarah.
• 1:54
  Speaker 2: You should ask his ma, which is a little throwback
• 1:57
  Speaker 2: to the ships on the Money radio show.
• 1:59
  Speaker 3: Yeah, I'll ask you, mate.
• 2:00
  Speaker 5: Should I just say something though? I've had a couple
• 2:02
  Speaker 5: of dms and guys. I want you to DM Victoria
• 2:04
  Speaker 5: traveling on all socials. I want you to send us
• 2:07
  Speaker 5: people as finding their marketplace and gum Tree.
• 2:10
  Speaker 3: Forest, send me your marketplace.
• 2:14
  Speaker 5: Send them to me at Mitch Turi, at Roebuck, and
• 2:18
  Speaker 5: at Victoria Devine. We all want them in the dms,
• 2:20
  Speaker 5: don't we, Guys.
• 2:20
  Speaker 3: No, we actually do. I feel like you've given it away.
• 2:23
  Speaker 6: You mentioned before that I'm going on a trip, and
• 2:24
  Speaker 6: I've been really strategic on the She's on the Money
• 2:27
  Speaker 6: podcast to pre record things so that it doesn't look
• 2:31
  Speaker 6: like I'm on holiday. But I've got it's not really
• 2:34
  Speaker 6: a holiday. We're going over to America to go to FINCN,
• 2:37
  Speaker 6: which is a finance Content Creators conference, which to me
• 2:39
  Speaker 6: sounds really exciting to everybody.
• 2:41
  Speaker 3: Else not so much.
• 2:42
  Speaker 1: That's so cool.
• 2:43
  Speaker 3: Thank you for your enthusiasm.
• 2:45
  Speaker 1: Speaking of finances and all things finance. Yeah, let's do
• 2:48
  Speaker 1: the show. Let's do the show. We are going to
• 2:50
  Speaker 1: tell you somebody spent forty million.
• 2:52
  Speaker 3: Dollars on a Father's Day press, a.
• 2:54
  Speaker 2: Father's Day present. What is happening with that? That's the
• 2:57
  Speaker 2: kind of thing.
• 2:59
  Speaker 6: Please go, let's go to the show because he's already
• 3:02
  Speaker 6: tapped out.
• 3:05
  Speaker 3: Definitely noted.
• 3:06
  Speaker 2: You sound like a bloody t rex over there, mate,
• 3:08
  Speaker 2: which is another throwback to the show. Let's start the
• 3:11
  Speaker 2: She's on the Money radio show right now.
• 3:18
  Speaker 1: Tomorrow. Guys, Father's Victoria.
• 3:21
  Speaker 2: You were telling us before you bought your dad what
• 3:23
  Speaker 2: three four pairs of socks, and it's actually lying.
• 3:26
  Speaker 6: You haven't no, no, no, I didn't get him socks.
• 3:29
  Speaker 6: But I also know he listens to this show high
• 3:32
  Speaker 6: down the few. My name is Eric, Yeah, yeah, Eric divine.
• 3:38
  Speaker 6: It's Father's Day tomorrow. I'm not going to ruin his present,
• 3:40
  Speaker 6: are you joking? But socks is definitely something he would
• 3:43
  Speaker 6: ask for. He's also good at asking for new Polo
• 3:45
  Speaker 6: T shirts and like nice white T shirts. And I
• 3:47
  Speaker 6: feel like that's a solid present because white T shirts,
• 3:50
  Speaker 6: over a period of time they go a bit yellow,
• 3:52
  Speaker 6: they like stretch out a bit. They don't look as
• 3:54
  Speaker 6: Chris get you down a white T shirt always.
• 3:56
  Speaker 3: Always, Victoria, I'm boring.
• 4:01
  Speaker 1: It's so boring.
• 4:02
  Speaker 3: I don't know how to tell you this. I am
• 4:04
  Speaker 3: a white woman in my thirties. What were you expecting
• 4:07
  Speaker 3: in good Point?
• 4:08
  Speaker 5: And you know what, Yeah, every since adding you on
• 4:10
  Speaker 5: be real, it's become more and more evident.
• 4:12
  Speaker 4: And it's just his white life, all right.
• 4:14
  Speaker 2: But from boring Victoria to vine A celebrity has gone
• 4:18
  Speaker 2: the actual opposite end of the scummage.
• 4:20
  Speaker 1: Get this right.
• 4:20
  Speaker 4: Beyonce has gifted her husband jay Z.
• 4:23
  Speaker 5: They've been married ages now, the ultimate Father's Day gift,
• 4:26
  Speaker 5: that's what they're calling him.
• 4:27
  Speaker 3: But I don't know if it's the ultimate.
• 4:29
  Speaker 1: Get this.
• 4:29
  Speaker 5: She got him a Bombardier Challenger eight point fifty private.
• 4:33
  Speaker 5: That's a point for the short price of forty million dollars.
• 4:37
  Speaker 1: That's actually not too bad for it.
• 4:40
  Speaker 3: What do you mean, Okay, I'm not rich like you, Trav.
• 4:44
  Speaker 3: I don't know how much jets usually costs.
• 4:46
  Speaker 4: What's the medium price, Trav?
• 4:47
  Speaker 9: No?
• 4:48
  Speaker 3: What did you pay for yours?
• 4:49
  Speaker 1: Traut through fifty?
• 4:50
  Speaker 4: No, I'm thinking of gym membership.
• 4:52
  Speaker 2: Because I'm thinking about, like, if you're going to say
• 4:55
  Speaker 2: a jet in context of things, I'm thinking a couple
• 4:57
  Speaker 2: of hundred MILLI at least. But I mean, when we
• 4:59
  Speaker 2: look back and think it's a Father's Day gift, that
• 5:01
  Speaker 2: is a little bit extravagant.
• 5:03
  Speaker 5: Yeah, here's the thing. A jet for a birthday? Yeah,
• 5:05
  Speaker 5: checks out big one twenty first, fifty sixtieth. I get
• 5:07
  Speaker 5: it maybe for an anniversary, but for Father's Day. No,
• 5:11
  Speaker 5: this jet holds fifteen passengers. It comes with only fifteen
• 5:15
  Speaker 5: fifteen cream leather interior, kitchen, two bathrooms. Apparently Beyonce said
• 5:19
  Speaker 5: this she thought it would be the perfect way to
• 5:21
  Speaker 5: show jay Z how much of a great daddy is.
• 5:23
  Speaker 1: Yeah, here's a plane. You're a great father.
• 5:25
  Speaker 2: I don't get it, Beyonce, why do you hate the
• 5:27
  Speaker 2: rest of us? Like, why do you want to make
• 5:29
  Speaker 2: us look like trash?
• 5:30
  Speaker 1: That's all Each.
• 5:30
  Speaker 3: Seat on that plane's worth two point six meal?
• 5:33
  Speaker 1: Victoria?
• 5:33
  Speaker 4: Yeah, what's what do you reckon?
• 5:35
  Speaker 1: Victoria? I love that you do the quick math. What's
• 5:37
  Speaker 1: a good budget to work with.
• 5:39
  Speaker 3: For buying a plane?
• 5:40
  Speaker 1: No, no, we'll talk off the air about that.
• 5:42
  Speaker 3: I just reckon fifty bucks. End of story.
• 5:43
  Speaker 6: But also you could say things like my presence is
• 5:46
  Speaker 6: your present if you forgot, or you're a tighter.
• 5:49
  Speaker 3: Yeah, but we don't use that word around here.
• 5:51
  Speaker 6: I actually do you know? Going back to the Beyonce thing,
• 5:54
  Speaker 6: why do they have to tell everyone they did that?
• 5:56
  Speaker 1: Yeah, that's it now.
• 5:57
  Speaker 5: It was his first Father's Day. This was a couple
• 5:59
  Speaker 5: of years ago. So this is when they.
• 6:01
  Speaker 3: First and this is all you've got.
• 6:04
  Speaker 1: This smells them classic.
• 6:06
  Speaker 3: This smells a classic. Mistery not putting.
• 6:08
  Speaker 1: After lit lines thirteen one, six five.
• 6:11
  Speaker 5: I want to know what did you spend a fortune
• 6:13
  Speaker 5: on for Father's Day that flopped?
• 6:15
  Speaker 1: I want backfired stories. I want he hated it.
• 6:17
  Speaker 5: I want Dad hasn't spoken to you since I want
• 6:19
  Speaker 5: it's no longer my dad. I emancipated myself. I want
• 6:22
  Speaker 5: the drama.
• 6:23
  Speaker 6: We should do this on Mother's Day too, when it happens,
• 6:25
  Speaker 6: because I reckon, there are a lot of mums out
• 6:27
  Speaker 6: there that are like, yeah, I got a nining board.
• 6:29
  Speaker 3: No, no, now I'm in jail for murder.
• 6:31
  Speaker 2: You can literally make a macaroni card as I did
• 6:34
  Speaker 2: three years ago, and I am a fully grown adult male,
• 6:36
  Speaker 2: and she will love the hell out of it. Exactly.
• 6:39
  Speaker 2: It's theft, all right, fern six five. We want to
• 6:41
  Speaker 2: know what did you buy for your dad? Doesn't have
• 6:44
  Speaker 2: to be this year. Why was such a train wreck
• 6:46
  Speaker 2: and how much did you spend on it?
• 6:48
  Speaker 1: Father's Day tomorrow, let's do this.
• 6:52
  Speaker 10: It's bad.
• 6:55
  Speaker 2: Yeah, Annoyingly, Beyonce bought jay Z a forty million dollar
• 6:59
  Speaker 2: jet for Father's Day. Now that's a pretty good gift, Victoria.
• 7:03
  Speaker 2: You're not going to tell us what you bought your dad?
• 7:05
  Speaker 2: Eric Devine for Father's Day. I'm just going to say
• 7:07
  Speaker 2: I bought my dad pistol, Pete, Roebucks something he is
• 7:09
  Speaker 2: absolutely going to love, Loki Flex.
• 7:11
  Speaker 1: What about you, Mitt Jury? What did you buy your dad?
• 7:13
  Speaker 4: Mark Jury?
• 7:14
  Speaker 5: Happy Father's Day? Mark, love you mate. I go through
• 7:17
  Speaker 5: a third party, So I go through it's mum.
• 7:20
  Speaker 3: Yeah, that's the third party.
• 7:22
  Speaker 5: They're so good, and I just give them a call
• 7:25
  Speaker 5: and they go, this is what they want.
• 7:26
  Speaker 1: They already know for some reason.
• 7:27
  Speaker 5: They go out and then I transferred my mom fifty bucks.
• 7:31
  Speaker 4: It's all set.
• 7:33
  Speaker 3: Then, thank you man. That's so good. You don't even
• 7:36
  Speaker 3: need an EA because you've got one.
• 7:38
  Speaker 1: Yeah, your mom may.
• 7:42
  Speaker 2: Because you know, when you don't go through your mom,
• 7:44
  Speaker 2: there is a huge chance it is going to absolutely flop,
• 7:47
  Speaker 2: that they're going to hate it. It's going to be
• 7:49
  Speaker 2: something that they don't want. It's probably going to be
• 7:51
  Speaker 2: a disaster. So that's what we want to hear from
• 7:53
  Speaker 2: you right now. On thirty one oh six five, what
• 7:55
  Speaker 2: did you buy your dad? You thought he was going
• 7:57
  Speaker 2: to love but absolutely flop?
• 8:00
  Speaker 1: Mick? What happened to you?
• 8:01
  Speaker 9: I well, it shouldn't have fipped. I was pretty confident.
• 8:03
  Speaker 9: I'm gonna be honest going into this. So I spoke
• 8:05
  Speaker 9: to my.
• 8:06
  Speaker 10: Mum, do you know what your old man has always
• 8:09
  Speaker 10: wanted to go skydiving?
• 8:10
  Speaker 3: And I said, well, I'm a good present.
• 8:12
  Speaker 9: I'm not doing that. I was convinced to it, so
• 8:14
  Speaker 9: I said, that's it. We're going to do it.
• 8:15
  Speaker 10: We're going to do it properly. So I found the place.
• 8:18
  Speaker 10: I went and got the full package. So you've got
• 8:20
  Speaker 10: go pros and photos, spent over a k. So I
• 8:24
  Speaker 10: rolled up with him.
• 8:25
  Speaker 9: Were so excited. He couldn't believe it. It was a surprise.
• 8:28
  Speaker 9: So we went up. I said, look, I'll go out first.
• 8:30
  Speaker 3: I don't know how this is going to go badly.
• 8:32
  Speaker 3: This feels really hot.
• 8:34
  Speaker 4: Can I just say it opens?
• 8:35
  Speaker 1: Is he still alive? That's just what I want to preface.
• 8:37
  Speaker 9: This opens, all right? So I go at first. Did
• 8:44
  Speaker 9: it come down? Parachute opens? I hit the ground, I
• 8:47
  Speaker 9: don't know ten.
• 8:48
  Speaker 10: Fifteen seconds before turn around to look at him, and
• 8:51
  Speaker 10: I'm so excited, so I'm just like, get it off
• 8:52
  Speaker 10: so I can run up and get him my heart
• 8:54
  Speaker 10: and as he's coming down and you can hit the
• 8:56
  Speaker 10: boy yelling who manages to get his league.
• 8:59
  Speaker 9: Tangled up, hits the ground. My oh, that looks a bed.
• 9:04
  Speaker 9: Can't get up. We've got to get im tagging the hospital.
• 9:08
  Speaker 9: He's broken his fa.
• 9:11
  Speaker 3: Happy Father's Day, Dada broke your.
• 9:13
  Speaker 10: Leg exactly so I've managed to shout out over at
• 9:18
  Speaker 10: kay and break a major bones. Since then, it's been
• 9:22
  Speaker 10: socks and jocks and nothing else.
• 9:24
  Speaker 3: Go back to the white T shirt.
• 9:26
  Speaker 2: Unfortunately, though, those socks are a lot bigger because of
• 9:28
  Speaker 2: his broken leg.
• 9:29
  Speaker 1: Anyway, traps the body still.
• 9:35
  Speaker 4: Thanks.
• 9:35
  Speaker 1: Mick mixed the storyteller.
• 9:37
  Speaker 4: I reckon.
• 9:37
  Speaker 1: He doesn't written down to picture to foxtail.
• 9:39
  Speaker 4: He wants to get a mini series the first.
• 9:41
  Speaker 1: Time he's told that story, I'll give you the heart.
• 9:43
  Speaker 2: And he's given us a call on thirty twenty six
• 9:45
  Speaker 2: five about her Father's Day present that was a flop.
• 9:48
  Speaker 4: Talk to us, Annie, Hey, Annie, ye Hi?
• 9:51
  Speaker 1: Anny?
• 9:51
  Speaker 3: Are you okay?
• 9:52
  Speaker 10: Are you hi?
• 9:54
  Speaker 3: How are you good?
• 9:55
  Speaker 1: Great? Tell us your story any what happened?
• 9:58
  Speaker 7: Well, my father in law and my husband are very
• 10:02
  Speaker 7: competitive golfers and we thought they deserved to treat, so
• 10:05
  Speaker 7: we decided to send them on this very exclusive little
• 10:08
  Speaker 7: golf weekend. Away. Flights included accommodation of beautiful golf club.
• 10:13
  Speaker 7: But when they bought it the plane, the stewardess asked,
• 10:17
  Speaker 7: who's a bit of golfer, and it was all on.
• 10:20
  Speaker 7: They ended up having a big fight and ended up
• 10:24
  Speaker 7: having quite a few too many drinks by the end
• 10:27
  Speaker 7: of the golf day. My husband had one, but my
• 10:30
  Speaker 7: father in law, being a little bit slightful and very
• 10:33
  Speaker 7: very jealous, decided that he would not wake up my
• 10:36
  Speaker 7: husband the next morning. He was in charge of getting
• 10:38
  Speaker 7: them up for breakfast and everything. He caught the flight
• 10:41
  Speaker 7: back on his own on the exclusive little light aircraft
• 10:45
  Speaker 7: and my husband had to make his lay to the
• 10:47
  Speaker 7: airport and just jump on a regular plane back.
• 10:52
  Speaker 6: Imagine being that salty that you literally wake up the
• 10:55
  Speaker 6: next day and you're like, you're not coming.
• 10:57
  Speaker 3: You know, it would have been.
• 10:58
  Speaker 6: Way worse if it was your dad and your husband
• 11:00
  Speaker 6: like that could have ended in tears.
• 11:02
  Speaker 3: I don't know they knew what they're up to.
• 11:04
  Speaker 2: Hey, if you've got yourself a little bit of a
• 11:06
  Speaker 2: money dilemma, you need some advice, you can hit us
• 11:08
  Speaker 2: up anytime you want.
• 11:09
  Speaker 1: Just search.
• 11:10
  Speaker 2: She's on the money on socials, just like Eloise has
• 11:12
  Speaker 2: done this week.
• 11:13
  Speaker 1: Nitch Yeah.
• 11:13
  Speaker 5: Property buyers agents I don't know what they are. Apparently
• 11:16
  Speaker 5: like you go through a company to buy a property, right, that's.
• 11:21
  Speaker 2: That's actually how it works, complicated.
• 11:24
  Speaker 5: And what they'll do is they'll buy it, and they
• 11:26
  Speaker 5: buy property and their agents and that's all I know
• 11:28
  Speaker 5: so far.
• 11:29
  Speaker 1: But I can't.
• 11:30
  Speaker 3: Believe how intelligent you are, honestly, turn out on your own.
• 11:35
  Speaker 1: This is She's on the Money radio show right now.
• 11:38
  Speaker 1: Let's do this.
• 11:40
  Speaker 5: Yeah, each week we'll bring someone's financial story on air.
• 11:43
  Speaker 5: We do it literally every seven days, and we get
• 11:45
  Speaker 5: Victoria's take on what they should do. So ELOUI sent
• 11:48
  Speaker 5: us this message on that she's on the Money Facebook group.
• 11:50
  Speaker 5: And if you're not part of that community.
• 11:52
  Speaker 3: On Facebook group, oh, it's you know.
• 11:54
  Speaker 5: What its like out there when I'm a bit lonely,
• 11:56
  Speaker 5: I've got no finance questions.
• 11:58
  Speaker 4: Anyone's seen the full moon.
• 12:00
  Speaker 6: Will literally comment and then be like, we're so proud
• 12:03
  Speaker 6: of you for seeing the full moon.
• 12:04
  Speaker 5: Meet I'm well done, Thank you, Eloise, She says, Hi, guys,
• 12:09
  Speaker 5: v I've saved hardcore for two years for a home
• 12:13
  Speaker 5: loan deposit uximately twenty five to thirty K by the
• 12:16
  Speaker 5: end of the year. If I have this sizeable deposit,
• 12:19
  Speaker 5: and I want to use a buyer's advocate because I'm
• 12:22
  Speaker 5: not confident in the buying process and have nobody to
• 12:24
  Speaker 5: lean on close to me for guidance. Would I need
• 12:27
  Speaker 5: to have more money put aside for this server? So
• 12:30
  Speaker 5: I mean she wants to know what to buya's advocates
• 12:32
  Speaker 5: normally cost and are they worth looking into and why?
• 12:35
  Speaker 5: And also what are they I.
• 12:36
  Speaker 1: Want to know?
• 12:36
  Speaker 6: So yes, you would need to put some extra cash aside.
• 12:39
  Speaker 6: So summary of all of.
• 12:41
  Speaker 3: That, let's step back.
• 12:42
  Speaker 6: A buyas advocate is somebody who helps you purchase your home.
• 12:45
  Speaker 6: So it could be somebody who is a property strategist
• 12:49
  Speaker 6: and they're helping you buy the right investment property because
• 12:51
  Speaker 6: maybe you're not investment property expert and you're like, I
• 12:54
  Speaker 6: just have the deposit, I just know what I want
• 12:56
  Speaker 6: the outcome to look like, and they make sure that
• 12:58
  Speaker 6: it aligns to your goals and value use. I personally
• 13:01
  Speaker 6: used Amylenardi, who is the co host of the Property
• 13:04
  Speaker 6: Playbook podcast if you guys are keen on learning more
• 13:07
  Speaker 6: about bias advocacy. But I used her to purchase our
• 13:10
  Speaker 6: first home when we bought and she ended up finding
• 13:14
  Speaker 6: us an off market property that put us in a
• 13:16
  Speaker 6: pretty good position and was something that, you know, really
• 13:18
  Speaker 6: aligned to what we're looking for at a price that
• 13:21
  Speaker 6: we really loved.
• 13:22
  Speaker 4: So what she'll go on hunt for? So you say,
• 13:24
  Speaker 4: I kind of want these couple.
• 13:25
  Speaker 5: Of bedrooms, this would be nice in the backyard, you know,
• 13:27
  Speaker 5: the skin tanning booth, and they go and find.
• 13:30
  Speaker 6: Yeah, the turning booth was really important, to be honest,
• 13:33
  Speaker 6: It's a different process for every single person, right. It's
• 13:36
  Speaker 6: a bit like financial advice in that it's personal. It
• 13:39
  Speaker 6: was a really good process for Steve and I because
• 13:41
  Speaker 6: when we sat down and looked at it, we actually
• 13:44
  Speaker 6: hadn't talked enough about the semantics and the non negotiable
• 13:47
  Speaker 6: things in the house and then the things that would be.
• 13:49
  Speaker 3: Nice to have. So it was good to have a
• 13:50
  Speaker 3: bit more clarity. It was good to have direction.
• 13:53
  Speaker 6: But the things she opened up for us was off
• 13:56
  Speaker 6: market properties basically, so properties that weren't listed on domain
• 13:59
  Speaker 6: dot com or real estate dot com that she could
• 14:02
  Speaker 6: bring us because she had so many relationships with different
• 14:05
  Speaker 6: real estates around the areas that we wanted to purchase.
• 14:08
  Speaker 2: Yeah, I've actually had a few friends who have been
• 14:09
  Speaker 2: buying in the past twelve months, and the amounts of
• 14:12
  Speaker 2: those people who have got off property stuff is crazy.
• 14:15
  Speaker 1: That's where it's at.
• 14:16
  Speaker 6: Yeah, that's where it's at because they usually move quicker.
• 14:19
  Speaker 6: You don't have to go through the full auction process
• 14:21
  Speaker 6: with an off market and essentially an off market property
• 14:24
  Speaker 6: just means it's not listed anywhere online, like the property
• 14:26
  Speaker 6: is technically for sale, but there could be a plethora
• 14:29
  Speaker 6: of different reasons it's not on domain dot com.
• 14:31
  Speaker 4: Wait, so do they door knock Victoria?
• 14:33
  Speaker 9: Like?
• 14:33
  Speaker 7: Hi?
• 14:34
  Speaker 6: Sometimes Like sometimes I've seen clients of mine literally go,
• 14:38
  Speaker 6: I really want to live on this particular street in
• 14:41
  Speaker 6: this area. They either door knock or they might put
• 14:43
  Speaker 6: a letter under the door being like, hey, you know,
• 14:45
  Speaker 6: my name's Trav and I really want to live in
• 14:47
  Speaker 6: this area. Maybe a little happy story that you grew
• 14:50
  Speaker 6: up in a local area and if you're considering like selling,
• 14:53
  Speaker 6: this is my budget.
• 14:54
  Speaker 3: Would love to talk.
• 14:55
  Speaker 6: It's not uncommon, and I think a lot of people
• 14:58
  Speaker 6: don't realize it's an option. I mean, you could do
• 15:00
  Speaker 6: those things yourself, but a buya's advocate kind of takes
• 15:02
  Speaker 6: it to the next level.
• 15:03
  Speaker 1: How much does she have to put a side for
• 15:05
  Speaker 1: the service, so.
• 15:06
  Speaker 3: It really depends on who you're going with and that
• 15:08
  Speaker 3: level of service.
• 15:09
  Speaker 6: Right, So if you're going the whole hog and you
• 15:11
  Speaker 6: want them to do absolutely everything, including the negotiation and
• 15:14
  Speaker 6: all the legals and you know, making sure that you
• 15:16
  Speaker 6: get the loan that you need, that's obviously going to
• 15:19
  Speaker 6: be far more expensive than a leaner service. So in Australia,
• 15:23
  Speaker 6: a buyers advocacy probably sits anywhere between five and fifteen
• 15:26
  Speaker 6: thousand dollars as a flat fee. I do get a
• 15:30
  Speaker 6: little bit wary, and this is probably a spicy opinion,
• 15:32
  Speaker 6: and some people listening are probably not going to be
• 15:34
  Speaker 6: happy with me, but I am very wary of buyers
• 15:37
  Speaker 6: advocates that are based on a purchase price, so they
• 15:40
  Speaker 6: get a percentage of what or a commission of what
• 15:42
  Speaker 6: you buy for, because I don't feel like they're working
• 15:46
  Speaker 6: in the best interest of you, because obviously the more
• 15:49
  Speaker 6: money you spend, the more commission they get, so obviously
• 15:52
  Speaker 6: the more expensive, the better for them.
• 15:54
  Speaker 3: So I don't particularly like that. I love a flat fee.
• 15:58
  Speaker 3: Most of them will have an upfront pain that you make.
• 16:00
  Speaker 6: It might be like fifty percent now, like pay two
• 16:02
  Speaker 6: and a half grand now, and then once you buy
• 16:05
  Speaker 6: the property and sign the contract you owe the other half.
• 16:07
  Speaker 3: That's great, but lots of semantics.
• 16:09
  Speaker 6: But tld are anywhere between five and fifteen thousand dollars,
• 16:13
  Speaker 6: and I would steer clear of people who are commission based.
• 16:16
  Speaker 2: Great advice as always, Victoria Devine. All right, if you've
• 16:19
  Speaker 2: got a question, just hit us up anytime search. She's
• 16:21
  Speaker 2: on the money on our socials. It's time to do
• 16:23
  Speaker 2: this save Saturday. Yeah, every week, Victoria, you give us
• 16:28
  Speaker 2: some sneaky little tips, you little sneak about how to
• 16:31
  Speaker 2: keep more bucks in our bank account.
• 16:33
  Speaker 6: You know how much pressure this is every single week.
• 16:35
  Speaker 6: I'm like hunting for super saver a Saturday tips. So
• 16:38
  Speaker 6: if you've got some, dm them to me so I
• 16:40
  Speaker 6: can use them on the show. Because less work is
• 16:42
  Speaker 6: better wor.
• 16:42
  Speaker 1: It's smarter, not harder. That's our mantre here.
• 16:45
  Speaker 3: But this week I had to do it myself, which
• 16:47
  Speaker 3: is a joke, but I mean good. They're good. I
• 16:49
  Speaker 3: promise like you.
• 16:50
  Speaker 1: Get paid for it, mate, and that's what you get
• 16:52
  Speaker 1: paid to do.
• 16:53
  Speaker 3: So okay, sorry, sorry, sorry, Well what do you got
• 16:55
  Speaker 3: for us?
• 16:56
  Speaker 1: All right?
• 16:56
  Speaker 6: So my first tip guys on the twenty eighth of septeen,
• 17:00
  Speaker 6: the national petrol price tax cut is going to end.
• 17:04
  Speaker 6: Yeah I know, I mean petrol is still expensive, but
• 17:07
  Speaker 6: it's going to get more expensive. So my hot tip
• 17:11
  Speaker 6: this week is to fill up your tanks before then,
• 17:13
  Speaker 6: and do it a day or two prior, because I
• 17:16
  Speaker 6: reckon the queues are going to be massive.
• 17:17
  Speaker 2: My dad used to fill up little drums of petrol
• 17:21
  Speaker 2: and have them in our back room, so we literally
• 17:23
  Speaker 2: have stats of a genius.
• 17:26
  Speaker 3: That's really safe? Is that way your house?
• 17:29
  Speaker 1: That chet?
• 17:31
  Speaker 2: It's starting to actually make a lot of sense in
• 17:33
  Speaker 2: a number of areas.
• 17:34
  Speaker 6: Does anybody actually even need to buy petrol for anything
• 17:36
  Speaker 6: other than their car these days? I remember my dad
• 17:38
  Speaker 6: used to get it for the lawnmower, But now my
• 17:40
  Speaker 6: lawnmower charges up with that Ryobi battery pack that just
• 17:44
  Speaker 6: keeps going and going.
• 17:44
  Speaker 1: Here in boats all right, mate, Oh.
• 17:47
  Speaker 6: Yeah, we're not really. He's trav knowing the cost of
• 17:50
  Speaker 6: private jets and me each and his boat in here.
• 17:54
  Speaker 6: I am being like, you know, what would be really
• 17:56
  Speaker 6: handy one of those lime scooters.
• 18:00
  Speaker 2: So we're filling up before September twenty eight? What else
• 18:03
  Speaker 2: we got?
• 18:03
  Speaker 6: Mister Anthony Albanizi, who happens to be our prime minister.
• 18:06
  Speaker 6: At this point in time, he has just announced that
• 18:09
  Speaker 6: there is free Tafe in twenty twenty three. What a
• 18:13
  Speaker 6: money win dress good galore. The fact that it's now
• 18:16
  Speaker 6: free is going to open so many doors for so
• 18:18
  Speaker 6: many people who maybe we're questioning it before and not sure.
• 18:22
  Speaker 3: So I love this.
• 18:23
  Speaker 1: Hey, Mitch, what do you got for us? Mates?
• 18:25
  Speaker 5: Yeah, this is a little one that I use all
• 18:26
  Speaker 5: the time, retail me Not. Have you guys heard of
• 18:29
  Speaker 5: retail me Not? I have.
• 18:30
  Speaker 3: My mom told me about this.
• 18:32
  Speaker 1: I love it.
• 18:32
  Speaker 4: It's a coupon website. It's when you got to check
• 18:34
  Speaker 4: out and I always see.
• 18:35
  Speaker 3: This, you being sponsored.
• 18:38
  Speaker 4: I seriously like them, not being paid by them.
• 18:40
  Speaker 5: You use retail me Not and they give you coupon
• 18:42
  Speaker 5: codes and you save five ten percent, maybe a free
• 18:44
  Speaker 5: little gift with purchase. It's my favorite thing to do
• 18:47
  Speaker 5: when I'm shopping online.
• 18:48
  Speaker 4: Retail you Like.
• 18:49
  Speaker 3: That's really good, because do you know what you can
• 18:51
  Speaker 3: do with retail me Not. We've spoken on this show
• 18:53
  Speaker 3: before about shot.
• 18:54
  Speaker 6: Back, which is essentially an app that gives you cash
• 18:56
  Speaker 6: back on your purchasers, and there's like a chrome extension
• 18:59
  Speaker 6: that you can just in so it's super easy. But
• 19:01
  Speaker 6: you can double up because if there's a coupon code,
• 19:03
  Speaker 6: you can use the coupon code and you can use
• 19:05
  Speaker 6: the shop back code and get a double money win.
• 19:08
  Speaker 1: Coupon coming bacception.
• 19:09
  Speaker 3: Yeah, I like it.
• 19:10
  Speaker 4: Quickly you have one. Jo always brings one. It's always terrible,
• 19:12
  Speaker 4: but quickly to end the show.
• 19:14
  Speaker 3: Yeah, thank you, but we let him be included me exactly.
• 19:17
  Speaker 1: It's a sliding scale.
• 19:18
  Speaker 2: Well, us speaking about career changes before Victoria is where
• 19:21
  Speaker 2: it's at because the government is going to be footing
• 19:24
  Speaker 2: our help debt for twenty twenty three and twenty twenty
• 19:28
  Speaker 2: four to study in nursing and midwiffery.
• 19:31
  Speaker 1: So that is where it's at.
• 19:32
  Speaker 4: Get a whiff of that heart. That is very exciting.
• 19:35
  Speaker 3: See, I've seen this in the news all this week.
• 19:38
  Speaker 1: Here we go.
• 19:39
  Speaker 3: I'm sorry, I'm sorry. It's a good like it sounds sick.
• 19:41
  Speaker 1: Right, here's your slapebox, divine yea, all right.
• 19:44
  Speaker 6: So thank you. Let me step up and then we'll start.
• 19:47
  Speaker 6: There's a few things with this, right, what about the
• 19:49
  Speaker 6: students that are already studying, So it's for the next
• 19:51
  Speaker 6: ten thousand people who kind of sign up from my perspective,
• 19:55
  Speaker 6: I genuinely think it should be the next ten thousand
• 19:57
  Speaker 6: people to graduate, not the next ten thousand people to
• 20:00
  Speaker 6: go into it. But then, also, if you've got all
• 20:02
  Speaker 6: this cash that you're able to subsidize people's help debts with.
• 20:06
  Speaker 6: Please don't get me wrong, frontline workers absolutely deserve this.
• 20:10
  Speaker 6: But could we just pay nurses more to do their
• 20:12
  Speaker 6: jobs instead of forgiving their help debt? Because I guarantee
• 20:16
  Speaker 6: if I sat down and said, two nurses, you can
• 20:19
  Speaker 6: get paid more per hour for what you do and
• 20:21
  Speaker 6: be remunerated even better or have no help debt, they're
• 20:24
  Speaker 6: gonna say that they want to be paid more per
• 20:26
  Speaker 6: hour because a.
• 20:27
  Speaker 3: Help debt doesn't incur any interest.
• 20:30
  Speaker 6: So it's alone that if they're not working, they don't
• 20:32
  Speaker 6: have to pay back. I've got a lot to say
• 20:34
  Speaker 6: about frontline workers and first responders and people who you know,
• 20:38
  Speaker 6: especially over the last three years, have had it pretty tough.
• 20:41
  Speaker 3: If we've learned.
• 20:42
  Speaker 6: Anything over the last three years, it's that we need them.
• 20:45
  Speaker 6: Why don't we paying them properly?
• 20:46
  Speaker 4: Yeah, now, I'm with you.
• 20:48
  Speaker 3: It's a good idea in theory.
• 20:49
  Speaker 2: Okay, Well, you've done way too much work for this
• 20:52
  Speaker 2: super Savis Saturday, so our She's on the Money community.
• 20:55
  Speaker 2: If you have a sneaky tip you want to submit,
• 20:57
  Speaker 2: just search She's on the Money on Socials. We got
• 21:00
  Speaker 2: to get out of here, though, we being you and I, Victoria.
• 21:04
  Speaker 2: No you, Mitch, You're sticking around for the Life on
• 21:07
  Speaker 2: Cut with Britt Hockley and Laura durn Right.
• 21:11
  Speaker 1: Laura durn from.
• 21:14
  Speaker 6: Laura durn from Cut Up Your Life a second A second?
• 21:18
  Speaker 2: So the Life on Cut show coming up next, Mitch Jerry.
• 21:22
  Speaker 8: Oh my god, and with who Trap Lauren n and
• 21:26
  Speaker 8: Britt Hockley Brittany show coming up next, and me the Velociraptor.
• 21:32
  Speaker 4: Yes, you guys, go enjoy your branch and I'll see
• 21:34
  Speaker 4: you next week.
• 21:35
  Speaker 1: See it Blue,