Latest / Mortgage Marketing Radio / Ep #18: Breaking Free of Limiting Beliefs with Rene Rodriguez
Transcript
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- 1:17Welcome to Mortgage Marketing Radio.
- 1:19I'm brought to you by the Mortgage Marketing Institute, your number one source for truth
- 1:24in Mortgage Marketing.
- 1:28Hi there, this is Jeff Zimperier, host of Mortgage Marketing Radio.
- 1:31Thanks for tuning in.
- 1:32On this episode, we feature Renee Rodriguez.
- 1:37And I'm very honored and pleased to have Renee as my special guest.
- 1:40It's taken quite a while to get Renee as a guest on the podcast because he's incredibly
- 1:44busy, sought out by many organizations in the mortgage industry and beyond multi-billion
- 1:49dollar corporations that want to bring in Renee in because Renee is a specialist.
- 1:54Let me ask you a question.
- 1:56If you ever had something that you know you should do, but you don't do it, right?
- 2:01Are there activities or actions or things that you should be doing in your business and
- 2:05your personal life and your relationships that you know you should do, but you never really
- 2:09seem to be able to get through the resistance and get it done.
- 2:13Do you not do certain activities because of the way you feel about them, right?
- 2:18If that's you and who isn't, right, who can't relate to some of that, then this podcast
- 2:23is perfect for you because Renee is an expert in behavioral neuroscience.
- 2:28He understands how the brain works and Renee and I unpack what are the key reasons, beliefs
- 2:35and strategies that we can use to break through the resistance we have in our lives when
- 2:42we want to go to that next level and achieve certain results.
- 2:46And I really, really enjoyed my conversation with Renee because I felt it was just truly
- 2:49authentic and it deals with, you know, it's one thing to talk about marketing things and
- 2:54the sales related things that we should be doing, right, making calls, setting appointments,
- 2:59managing our past database and all that's good and relevant.
- 3:02But if in any of those areas, you're not following through, there's a reason why and it's
- 3:07not just because you're too darn busy, right?
- 3:10It relates to the psychology behind that, the beliefs about that because the beliefs you
- 3:15have about any particular thing, whether it's making those extra calls or, you know, spending
- 3:21more time at home, whatever it is, the beliefs drive your behaviors.
- 3:27And so Renee and I are going to help you unpack.
- 3:28How do we, first of all, have awareness about what our beliefs are, what's our unconscious,
- 3:33subconscious beliefs that are even influencing us and how are they driving us, right?
- 3:38How are they impacting the results that we get in our life, whether those are results
- 3:41are positive or whether there are results that we aren't happy with and we want to improve
- 3:46those results.
- 3:47So I hope you enjoyed today's podcast because I really thoroughly did and we look forward
- 3:52to having Renee back to take some deeper dives.
- 3:54So without further ado, let's get into this week's show.
- 3:59Hey, Renee, welcome to the show.
- 4:02Thanks, Jeff.
- 4:03Thanks for having me.
- 4:04That's my pleasure.
- 4:05It's, you know, hunting you down, man.
- 4:06It's been a challenge.
- 4:07You're bouncing all over the world, speaking and changing lives.
- 4:10So I'm glad we could finally connect on this and, you know, I'm really honored to bring
- 4:14you to my audience because I know you've been in the mortgage space for quite a while.
- 4:19You're, you know, quite the influencer there.
- 4:21We have a lot of the same connections and friends, but you've been doing stuff for a long
- 4:24time in the mortgage space.
- 4:26So I was really happy to be able to, you know, get this recording together today and, and,
- 4:31you know, add some value to our listeners.
- 4:33Well, I appreciate you being as persistent as you have been because I, I definitely haven't
- 4:37made it easy for you.
- 4:38So I apologize, but I'm super excited to be here.
- 4:40Yeah, no worries.
- 4:41You know, it's funny.
- 4:42I'm looking back how long ago, how long we've been communicating and actually there's
- 4:45a LinkedIn message that I can see on my screen right now from 2012.
- 4:49So yeah, that's how long I've been chasing you.
- 4:53Well, I'm just trying to play hard to get, is that, that's, that's it.
- 4:57There you go.
- 4:58Exactly.
- 4:59But we got you now.
- 5:00So that's cool.
- 5:01All right.
- 5:02So let's, let's, let's kind of unpack our conversation of where we want to take this.
- 5:06So there's lots of directions to potentially go with you because you, you know, your experience
- 5:11and your expertise is, is, I think, pretty wide, but also it goes deep as well, which
- 5:15is kind of unique at the same time.
- 5:18But if you wanted to take maybe, you know, 45 seconds or so and just sum up, cut, you
- 5:22know, who is, who is Renee Rodriguez?
- 5:24What's your specialty?
- 5:25I mean, I know you studied behavioral neuroscience and all that kind of stuff, but what, what, what
- 5:30is it?
- 5:31What are you passionate about when it comes to dealing with other people?
- 5:34What are you trying to drive?
- 5:35You know, that's a, it's a deep question.
- 5:39What am I passionate about?
- 5:40You know, I was fortunate enough to be introduced to brain research early on in, when I say
- 5:45early on, I'm referring to, you know, in, when I was around 17, 18 years old and watching
- 5:51what's possible when you understand how the brain works.
- 5:54And the more you understand what's happening in the brain, you more you realize that there's
- 5:58a certain pattern, there's a sequence that has to happen.
- 6:02And when you don't understand that sequence, most of what we've been taught goes against
- 6:05how the brain learns, how it likes to respond, how it likes to retain information, how it
- 6:09likes to engage.
- 6:10So my life is in the last over 20 years has been understanding some very specific elements
- 6:17of how the brain functions, but then spending, you know, these 20 years applying it and applying
- 6:21it in terms of how do we help people become more effective leaders?
- 6:26And to me, as you and I talk before leadership, to me is about influence, there is no leadership
- 6:31without influence.
- 6:32And if you can't influence behavior, you're not a leader.
- 6:34You may be a manager, you may have a title, but you're not leading.
- 6:38And so applying it in terms of leadership, applying it in terms of sales, how do you help
- 6:42somebody sell more?
- 6:43And that, you know, I go anywhere from, you know, creating sales process to helping increase
- 6:48conversion ratios, because, you know, we know there's really only a couple ways you can
- 6:51make more money.
- 6:52And one is you increase the amount of activities you engage in that actually are profitable,
- 6:56or you become better at those activities and increase your conversion ratio.
- 7:01And so increasing conversion ratio comes into being a better speaker, so it ties into
- 7:04the leadership and speaking aspect.
- 7:06But then also change management, and this comes down to behavioral change.
- 7:10That's where I spent a lot of my time.
- 7:11And anytime we're talking about sales training, anytime we're talking about a new skill set,
- 7:16if you ignore the change process, you're missing 80% of it.
- 7:21And because you can show somebody all the best information in the information age we're
- 7:26in right now, you can Google anything I'm talking about.
- 7:28It's there.
- 7:29But getting somebody to make the change is probably where, if you were to ask me what is my specialty
- 7:35would be in that process, it's combining all those elements, but then really having a
- 7:39plan for creating change.
- 7:40Okay, so getting somebody to make the change.
- 7:42So there's, as I'm listening to this, right, I'm trying to put myself in the listeners
- 7:46shoes, I'm a mortgage loan officer, and I'm thinking about, right, I'm trying to grow
- 7:49my business.
- 7:50Obviously I'm trying to affect change when I'm working with potential clients or referral
- 7:56partners, getting them to take action to choose me, right, to partner with me, send me
- 7:59referrals.
- 8:00And that's, and I want to talk about that.
- 8:02But you raised a good point is that, I think what you're trying to say is the first person
- 8:06we need to influence is ourselves, right?
- 8:10Well, we definitely have to influence ourselves in, you know, there's a whole psychology around
- 8:15that piece of it where some people say fake it till you make it.
- 8:18There's a great TED talk, and I forget the woman's name, but you wrote a book called Presence.
- 8:23And her research talks about it, and I'll provide you the link so you can provide it
- 8:27to your listeners here.
- 8:28But her research really talks about the psychology and neurology around body language and how,
- 8:35you know, our body language can affect our emotional state and how our emotional state
- 8:38can affect our body language so that there's this sense of usually if we don't have the
- 8:43emotional presence to feel like we're in the lead or if we have the influence, then
- 8:49that emotional state internally affects our body language.
- 8:52But what's really cool is that if you can affect your body language, even though if you're
- 8:55not in the emotional place, that that body language will affect your emotional state
- 8:59in over a period of time, you will become different.
- 9:02And so her quote is, don't fake it till you make it, fake it till you become it.
- 9:07And there's some really, really cool stuff in that solve up, provide that for you as
- 9:11well.
- 9:12Yeah.
- 9:13It's funny.
- 9:14You say that.
- 9:15I actually had a blog post on her, probably about a year ago, Amy Cuddy, I just Google
- 9:18her.
- 9:19That's her.
- 9:20Yes.
- 9:21Yeah.
- 9:22Yeah.
- 9:23Yeah.
- 9:24That's one of the only things we can control.
- 9:26You can control your thoughts and your posture.
- 9:29Yeah.
- 9:30It's funny.
- 9:31You're reminding me of, so 25 years ago, I actually worked for Tony Robbins.
- 9:35And it makes, it reminds me of, you know, the study that he often refers to, which I forget
- 9:42the details, but it was, you know, dealing with depressed people, right?
- 9:44And all they did was, and you probably familiar with the study, right?
- 9:47They had them kind of look up and smile for like 10 minutes a day, whatever they wound
- 9:51up actually changing, reducing the amount of depression and meds they were on.
- 9:54Absolutely.
- 9:55Absolutely.
- 9:56There's, there's such a correlation because so depression, the feelings that is all
- 10:00about a chemical imbalance, and it's a very real thing.
- 10:04And you can affect the chemical balance or imbalance through many ways.
- 10:07There's pharmacology, which mimics the neurotransmitters that are already existing in our brain.
- 10:13And you know, you've got, you can take morphine because you already have neuro receptor
- 10:17sites for endorphins.
- 10:18It just fills the same receptor sites.
- 10:19But you can still trigger those same chemical changes through body language posture, through
- 10:24working out through your diet.
- 10:27And you know, I, when my kids start, you know, one of my children, when he, if he ever gets
- 10:31in a, you know, grumpy mood or something like that, one of the, the funny things that
- 10:35we do.
- 10:36I'm like, Hey, you're welcome to cry about this.
- 10:37I said, but you know the rules and he gets so frustrated, but he does it.
- 10:41He's got to sit there with his chin up in the air and it's, and his mouth spread open.
- 10:45So like, kind of a smile.
- 10:46I could be a fake smile.
- 10:47I don't care.
- 10:48You can pat all you want, but you got to do it that way.
- 10:50And within literally five to 10 seconds, he's giggling and he's laughing.
- 10:53He's almost mad that he's not feeling mad anymore.
- 10:55You know, awesome, but it's, it literally is one of those, those things we can control.
- 11:00Yeah.
- 11:01So that goes back to that, you know, kind of thought you opened up with is when you're
- 11:06a teenager, you're discovering kind of the keys to the brain and that you literally
- 11:10can take charge of how you feel in any given moment, which is going to impact what you
- 11:14do.
- 11:15Absolutely.
- 11:16Absolutely.
- 11:18And if you think about, I mean, let's, let's just think about it.
- 11:22All of us, anybody here listening is facing some sort of challenge, whether that challenge
- 11:26is a goal that we've set or financial challenge or personal, professional relationship, all
- 11:33of that.
- 11:34And the way we tell that story to ourselves or what we call a frame, how we frame that
- 11:39for ourselves will determine everything.
- 11:42And that's an exercise I actually do with a lot of my leaders that we, you know, when
- 11:45I teach them about framing is, you know, we'll say, okay, let's take a current event
- 11:49and I want to frame it one way and then I want you to reframe it a different way and
- 11:52then I'm going to reframe it and we're going to go back and forth to see who wins.
- 11:56And you know, you can take any event where, you know, let's, let's, let's play with something
- 12:01very real.
- 12:02For example, so I've been a pain in the butt to get a hold of.
- 12:05So one frame is, you know, gosh, you know, Renee is so busy and thank you so much for
- 12:11making time in your busy schedule, right?
- 12:13That's a frame.
- 12:14So I'll reframe it, you know, Renee has been such a pain to get a hold of.
- 12:19What is he doing and why doesn't he, what is he lacking in the personal time management
- 12:23skills to be able to be professional?
- 12:24I can't believe it that it's been that it can't be that hard to get a hold of them.
- 12:28To same event, to completely different frames.
- 12:31Yeah.
- 12:32So what you're talking about, that's basically a filter for how we're experiencing a certain
- 12:36situation.
- 12:37And that's totally real.
- 12:40You can see a lot of that in social media lately with the reaction to political climate,
- 12:43right?
- 12:45But so how do we control that then?
- 12:47How do we, first of all, recognize this bad pattern we've got of viewing it through
- 12:52a certain frame that that's not putting us in the greatest, you know, state or whatever?
- 12:56Well, I think one, we got to be aware of the process.
- 13:00I always tell people watch the news.
- 13:02The same current event happens and then you get two radio, two TV stations that are going
- 13:06after two news to error.
- 13:07What do you call them?
- 13:08They're not stations anymore that, you know, that works.
- 13:11That works.
- 13:12Thank you.
- 13:13That race out to frame the event in accordance to what their political stance might be.
- 13:19Or you have different TV shows that will take the same event and reframe it.
- 13:22Look what happened with the gentleman that, the Muslim gentleman that had the, his son
- 13:29die in the Trumps at something and then of course everybody ran with that in every direction
- 13:33where, you know, some people acknowledged that, you know, that he was a war hero.
- 13:37Some people said, I can't believe the Trump did that.
- 13:39Some people said, you know, hey, I acknowledge your war hero, but you're missing a point
- 13:42and there's all sorts of, it's a, it's a battle for the frame around it.
- 13:46And I tell people, I say, look, just you need to educate yourself on the, the process
- 13:51of what's going on so that you can, number one, don't be a victim of what's going on.
- 13:56But two, there's some real positive uses to, to how framing works that really can help
- 14:01your business.
- 14:02So let's talk about some positive uses then.
- 14:04For example, and this is, you know, coming up for me because maybe subconsciously it's
- 14:08a personal struggle.
- 14:11So there's a lot of stuff we know we should be doing, right?
- 14:14Well, I should make those calls.
- 14:16I should do whatever in my business, right?
- 14:18Set up a proper database management system.
- 14:20I should, you know, get more real to whatever, fill in the plate.
- 14:23There's a lot of stuff we should be doing.
- 14:26So why aren't we doing it then?
- 14:28Is it come down to framing it?
- 14:29Well, okay.
- 14:30So the reason why we don't do it is, is, is a very different reason.
- 14:35Framing definitely helps, but let's go back to the core, core issue.
- 14:37I want you to think for a minute that your brain, just from a very, after 20 years, I finally
- 14:42come down to something and learn something that makes it much easier to understand.
- 14:47I want you to imagine that you have two systems in your brain.
- 14:50You have system one and you have system two.
- 14:52Now, your system one is a very fast acting, very quick to decide something that is very
- 14:57instinctual part of your brain.
- 15:00Very needed, very important part of the brain.
- 15:02If you were to see somebody that has a smile on their face, you would instantly know
- 15:04they're happy.
- 15:05If you saw a scowl and you saw their eyes in a certain position, you would know that
- 15:09they're maybe upset or confused.
- 15:11Those are system one sort of responses.
- 15:13Now, the challenge with system one is that it doesn't really deal with detail all that
- 15:17well.
- 15:18It looks at things and its surface information and it makes a very snap judgment.
- 15:21Now, I'll give you an example.
- 15:23And I'm going to ask you a question, Jeff, and just blurt it out as soon as you know it.
- 15:26How many of each animal did Moses bring on the arc?
- 15:30Two.
- 15:31Okay.
- 15:32That's what everybody says.
- 15:33It's two.
- 15:34The answer is zero because Moses didn't bring any.
- 15:36It was Noah.
- 15:37And so you got me.
- 15:40Well, it's one of those things that it's such a common thing that they dub that the
- 15:44Moses illusion.
- 15:46And so what happens?
- 15:47It's basically I'm playing with your system one.
- 15:49Your system one, here's near Moses and Noah, contextually close enough.
- 15:53System one says forget the details.
- 15:55Let's just win this answer and let's answer this the way we know it.
- 15:58And so your system one is the one that makes those really super snap judgments.
- 16:04Now, this is a thing called system two.
- 16:06The system two is the more human part of us.
- 16:08It's very slow thinking.
- 16:10It's something that's methodical.
- 16:11It thinks to the long term, you know, for example, what's 20 times 340?
- 16:16Oh, God, please.
- 16:17Right.
- 16:18Yeah.
- 16:19Yeah.
- 16:20Somebody says, you know, large number.
- 16:21You know, some, you know, probably some of your listeners probably know exactly what that
- 16:23number is.
- 16:24For you to figure it out, you'd have to slow down, think, process methodically, you know,
- 16:29for me, I'd have to go grab my calculator and, you know, but that's our system two I play.
- 16:33It's a very, it's a slower thinking.
- 16:35So there's a great book that outlines us in detail called thinking fast and slow.
- 16:39Okay.
- 16:40And so let's look at the implications of that, those two brains, those two brains are constantly
- 16:46at battle.
- 16:47They're, they're fighting for, for really what, how do we best set ourselves up for
- 16:52the future, as well as protect ourselves in the short term?
- 16:55Obviously, system one is designed to protect ourselves in the short term.
- 17:02System two is designed to design for long term.
- 17:04So let's say, you know, someone's battling weight, they want to, they want to get back
- 17:08in better shape.
- 17:09You know, with all the travel I've got going on, you know, it's, I've, my diet and my
- 17:13workout routine has taken a hit.
- 17:16And you know, I wish it wasn't true, but that then takes a hit on your body, takes a hit
- 17:20on your, on your energy level, it takes a hit on everything.
- 17:23And so here I am, I'm like, okay, I'm back.
- 17:25My system, uh, two is saying, okay, Renee, you know what?
- 17:28Let's plan this out.
- 17:29Let's think the long term, all you got to do is plan on your meals, order the meals,
- 17:34get back in the gym slowly.
- 17:35Things will be good.
- 17:36Let's make a plan.
- 17:37We start tomorrow.
- 17:38And my system one, here's that and goes awesome, right?
- 17:41Let's do this.
- 17:42We're going to do this.
- 17:43Start tomorrow.
- 17:44We feel good.
- 17:45And system one's excited.
- 17:46System two has made the plan.
- 17:47We're good to go.
- 17:49And then tomorrow comes alarm goes off.
- 17:53And what do you think wakes up for a system one or two?
- 17:56Uh, yeah, they're both slow to start.
- 18:00Yeah.
- 18:01Well, my system one alarm goes off.
- 18:02So it's, you know, it's the excitatory response and it wakes up and the job of system
- 18:07one is to avert stress.
- 18:09That's what people don't understand.
- 18:11The first part of the brain, the most important job of the brain is to keep us alive.
- 18:16The only brain, the way the brain understands what is dangerous is the cortisol and stress.
- 18:21And of course, memory, but the memory causes stress and pushes us away from that.
- 18:25System one is measuring stress level and stress response.
- 18:29And so going through any sort of change causes stress and that stress triggers system
- 18:35one, system one says stress bad, move away and it pushes us away from that.
- 18:41While system two saying, hey, no, think to the long term, system one says, nope, doesn't
- 18:44have the ability to think to long term.
- 18:45You take care of the here and now.
- 18:47So when I get up in the morning, my system one is saying, Renee, it's a snooze button,
- 18:51buddy.
- 18:52You need more sleep.
- 18:53You know, and you know, system, and then of course, one of those two is going to win.
- 18:58But let's go back to when you say why we're not doing it and really it's about procrastination.
- 19:04So procrastination system one says to all go hand in hand.
- 19:07I used to do a course call overcoming procrastination and the main message of that is that procrastination
- 19:14is not a time management problem.
- 19:18And that's usually people are like, what?
- 19:19Because they want to go out and find a system like Franklin cover you're getting things done
- 19:22or, you know, what do you name it for managing procrastination?
- 19:26But procrastination is not a time management problem.
- 19:29Procrastination is a self-regulation problem.
- 19:32I'm not regulating my response to stress.
- 19:35And so here I've got to go do like what's one thing, for example, that you're putting off
- 19:39Jeff.
- 19:41A website-related project.
- 19:43Okay.
- 19:44So my guess is that it's not easy to do.
- 19:48Right.
- 19:49So by doing it, it's going to take time, energy.
- 19:52Maybe there's potential of like what if I, I don't know if you don't strike me as a person
- 19:55to think what if I fail, because yeah, I think you're, you're a doer.
- 19:58But some people say, you know, man, what if I fail?
- 20:01But all of the things are maybe I don't have time or, you know, if you're like me, I'm
- 20:04a perfectionist.
- 20:05So if it's not done perfectly, I don't want to do it, you know, there's all sorts of
- 20:08things that cause stress.
- 20:11So system one says, you know what, put it off a little bit.
- 20:14And the act, if you think about, you know, how we train rats and dogs and, you know, things
- 20:19like that, when they do a good behavior, you reinforce them, reinforcement happens two
- 20:24ways.
- 20:25People forget there's positive and negative.
- 20:26Now people make them stay thinking negative as in bad.
- 20:30And when it comes to behavioral, behaviorism, negative means a removal of.
- 20:35So if I were to, let's say pinch your neck really, really hard in a certain, you know,
- 20:40pressure point and it'd be difficult.
- 20:42And I would say until you do this, this is going to be here.
- 20:46And then you do what I ask and then I let go, that's a negative reinforcement, right?
- 20:51So procrastination, the act of procrastination is a negative reinforcement because the act
- 20:55of putting it off makes us feel better and reduces our stress.
- 21:00Not to think though that we all know logically that that action will create stress in the
- 21:05future, but system one doesn't have the capability of thinking to the future.
- 21:08Right.
- 21:09And so go ahead.
- 21:10That's just because it just wants that immediate needs to be fed right away.
- 21:14Absolutely.
- 21:15Yeah.
- 21:16So the issue of what I call proximity of consequence, you know, I know that that next greasy
- 21:24burger won't kill me.
- 21:26But you know, a couple thousand of those over 10 years may, I don't know if it's a thousand
- 21:31of those, whatever the number is.
- 21:33You know, that next cigarette, the person that needs to quit smoking, it's not going
- 21:35to kill them because the proximity of consequence is so far out that we go into denial.
- 21:40But if I were to lace that cigarette with cyanide and they asked him to smoke it, they'd
- 21:45be like, there's no way I would smoke it because now all I did was move the consequence
- 21:48sooner.
- 21:50So the, when it comes to putting things off, part of the art form or the skill set is
- 21:55how do I, it's like, you know, a lot of times I use the example that Jim Rohn uses is
- 22:00waking up, you know, a hundred feet from Niagara Falls in a boat with no ore and no motor.
- 22:06And it's like, you know, the inevitable thing is you're going over.
- 22:08The sad part though is what a really tragic place to find yourself.
- 22:13Wow.
- 22:14Right?
- 22:15Yeah.
- 22:16It's a little late to wake up then, isn't it?
- 22:19Exactly.
- 22:20And the sad part is, is it somebody knew that you were going down that path?
- 22:24And if you're a leader and you have people that that are waking up a hundred feet from
- 22:28the shore, I always tell people, is it white?
- 22:30Why didn't you have the skill set to paint a picture of the roar of the falls way upstream?
- 22:34Well, so part of the problem there I'm assuming is people can't see it or hear it.
- 22:41They can't, but let me tell you, the good storyteller, good leader, the good mentor, the
- 22:46good manager is very good at painting the picture of the roar of the falls before they
- 22:51get there.
- 22:52Those of us who, you know, there's, there's probably things Jeff that, you know, you
- 22:55talk about things you're putting off, but I guarantee you, there's a bunch of things
- 22:58that you're doing that are really good for you, your business, your health, your family.
- 23:02Absolutely.
- 23:03And those things are probably driven by a very clear connection to the negative consequence
- 23:08that's going to happen in the future if you don't do this now.
- 23:11The best salespeople, they get so much value out of picking up the phone and dialing.
- 23:17And they get so much fear and stress associated to not being on the phone.
- 23:22The person who's not selling is their exact reverse.
- 23:25They have stress around picking up the phone and they have, they get relief from not making
- 23:32the phone call.
- 23:33Okay.
- 23:34Yeah, I agree with that.
- 23:35But can we, can we rewire ourselves 100 percent?
- 23:39Okay.
- 23:40So how do we do that?
- 23:41How do we rewire our brain to say, Hey, I've been blown off making the calls or doing
- 23:45what I know I should do, right?
- 23:48How do I rewire that situation now so I can follow through where it's like, dammit, I need
- 23:52to follow through in this area.
- 23:53It takes, it will, one, it takes the person wanting to do it.
- 23:58You can't, if somebody doesn't want to do it, my company, Valentum, it really what
- 24:03it stands for is voluntary momentum.
- 24:06If they don't want to do it, then, and I tell people all the time, I want you to imagine,
- 24:10so results, the word results, we're trying to get results and sometimes we get positive
- 24:13results and sometimes we get negative results.
- 24:16But those results come from certain behaviors that we've engaged in, right?
- 24:20And so if we don't like our results, the typical approach is we're going to change the
- 24:24behavior.
- 24:26And that's the problem right there, is that we look at changing from a behavioral perspective.
- 24:35But when we try to change behavior, we can almost always predict that we're going to
- 24:38get resistance.
- 24:39Right.
- 24:40Yes.
- 24:41And so that is what system one is for.
- 24:44The changing behavior causes so much stress that system one comes into play and says, no,
- 24:47we're not going to do it.
- 24:49So when I told you in the beginning, when you say when you learn about the brain, you
- 24:52stop fighting it, you start working with it, I don't ask people and I'm, my clients outside
- 24:57of mortgage are hundred and some billion dollar organizations that are going through massive
- 25:02scale change, right?
- 25:04And the reason why we get hired is because we understand we tell them, like, you're hiring
- 25:07me for change, but I'm not going to ask any single person here to create behavior change.
- 25:11And say, what do you mean?
- 25:12I said, well, let's take a look at the thing that drove behavior in the first place,
- 25:17which is what nobody ever wants to look at.
- 25:20Our behavior is driven by what we believe in the beliefs that we have, but usually that's
- 25:24in a black box.
- 25:25That's something that's not explored.
- 25:26If somebody is overweight and not eating well, what was, what was it that they must,
- 25:31what is it that they must have believed to have eaten that way?
- 25:34I know for me, when I've struggled with my health, it comes from the fact that, you know,
- 25:38I grew up being surrounded by a family that loved, that used food as love and growing up,
- 25:44that was fantastic.
- 25:45You know, I didn't know my father.
- 25:46So I was raised by this family that was an amazing, she was an amazing Cuban cook and
- 25:51she loved me and took care of me and she fed me and, you know, so food, you know, I grew
- 25:56up living food was love.
- 25:58And so for, you know, things when things go tough and you feel lonely or whatever, guess
- 26:03what do you, what do you turn to?
- 26:04Well, let me get some love.
- 26:05Well, food.
- 26:06How do I do it with my friends when I cook?
- 26:08I feed them.
- 26:09And so if you don't take a look at those things that are there, now let's take a look at
- 26:13from a sales perspective, somebody not making a phone call, well, what do they believe?
- 26:17When you, I tell people, I said, I don't want to, I don't want to talk about getting
- 26:20you to make more phone calls.
- 26:21I want to talk to you about, what do you believe about making phone calls?
- 26:26So what do you, what, what, if you call, what, what does that mean to you?
- 26:28When somebody, I usually, well, I have to sort of use a backdoor approach with them and
- 26:32I, it's not tricking them, but I have to be able to get at what they believe without
- 26:35them knowing it right away.
- 26:38So I may ask a question.
- 26:39I say, well, how do you know?
- 26:40So let me ask a question.
- 26:41Somebody calls you to tell a marketer.
- 26:42Calls, how do you feel?
- 26:43God, I hate those people.
- 26:44They always call during my dinner, they're always interrupting, they're always pushy, I can't
- 26:49stand it.
- 26:50They go, interesting.
- 26:52And I tell them, I said, you know, what's interesting about that question is that oftentimes,
- 26:56the way you feel about a telemarker calling you is exactly how you feel.
- 27:02People feel about you when you call them.
- 27:04And if that's how you feel, let's say I'm talking to John, I said, John, if that's
- 27:09how you feel, there is nothing I can do to incentivize you because I'm guessing that that
- 27:14reaction is against all your values, isn't it?
- 27:16Well, absolutely.
- 27:17I don't want to treat people that way.
- 27:18And I said, so John, I said, there's nothing I can do to convince you or pay you to go
- 27:22out there and be a jerk to people.
- 27:24So it doesn't matter what the solution is.
- 27:27If that is how you perceive it and that's how you, what you believe, it's not going to
- 27:31happen.
- 27:32And so he's like, well, I, but I know I need to make these phone calls.
- 27:35I go, I know you do too.
- 27:37I said, but you need to really reassess your perspective.
- 27:40And so I'll give you, I'll give you a totally different example.
- 27:44I did work with one of the largest chain of schools for karate.
- 27:51This is a company by the name of national karate, great organization.
- 27:55I mean, the founders were really responsible for bringing a lot of American karate back
- 28:00to the United States.
- 28:01And it's just got a rich history.
- 28:03And what's amazing is that all of their instructors are, are just purists at purest
- 28:10at heart.
- 28:11They're, they're martial artists.
- 28:13They don't take on these, these, these, what do they call it, not dojos, but they don't
- 28:19take on these schools because I think there was like 24 or 25 at the time, they don't take
- 28:22them on to become millionaires or become rich.
- 28:24It's a very modest income.
- 28:26They care about people and they love what they do.
- 28:29And I was approached by the owner and he said, do you think it's possible to train these
- 28:34martial artists to be salespeople?
- 28:36And I said, well, let me ask you a question.
- 28:38Are they passionate?
- 28:39He said, oh my god, extremely passionate.
- 28:42Are they disciplined?
- 28:43He said, they're all black belts.
- 28:45I said, yeah, he goes, do they care about people?
- 28:49And he said, absolutely.
- 28:50I said, then we're going to be just fine.
- 28:51He said, what do you mean?
- 28:53I said, well, you'll see in our first session, this is a sales training.
- 28:57In our first evening together, we went around the room and I said, I'd do a little thing
- 29:01on sales and things like that, but I said, I want to go, I want to learn about the first
- 29:04day you got into martial arts and we went around the room and we heard these stories.
- 29:10And man, I'm talking about some of the coolest stories, but there's one that always stood
- 29:13out for me.
- 29:15And as a woman, she said, and she said, I remember taking my daughter, my kids there and I was
- 29:20sitting in sort of the waiting area watching where all the parents were.
- 29:23And I wasn't in very good shape and I was just a mom.
- 29:28And I remember Mr. Smith and he comes in and that's what they call it, Mr. and Mr. and
- 29:34he throws a key at me, you know, a uniform.
- 29:38And he hits me kind of in the face and he said, two for one first month, brought me to join
- 29:42your kids.
- 29:43And she said, I was appalled to think that why me as a mom getting out there on that mat
- 29:49and throwing kicks, and he's got to be absolutely crazy.
- 29:53But his confidence, there's something about it that I really didn't have a choice.
- 29:57And I went out there and I did it.
- 29:59And she said, you know, at the time I was overweight and everything.
- 30:03And she goes in three and a half years later, I'm a second degree black belt in karate.
- 30:10And she lifts up her, that kind of just shows her abs, got crazy abs, like incredible
- 30:14shape.
- 30:15And she goes, and I can walk down any street and I don't fear anything.
- 30:22And it was just a beautiful story.
- 30:24And so I heard all of these stories.
- 30:26And so I went back and I said, I want you, so I heard these stories and I wrote them all
- 30:30down and I said, now folks, I want you to imagine that I have a time machine.
- 30:34I'm going to go back and I'm going to pull this day out of your life.
- 30:39I'm going to pull that event where Mr. Smith threw that uniform at you.
- 30:43He just didn't do it because he just, he didn't do it.
- 30:46I go, how are you feeling?
- 30:48And you watch this entire room grip their chairs and look at me like, don't you dare.
- 30:53Touch that day.
- 30:54Don't take that away from us.
- 30:55Right.
- 30:56I said, well, what would happen?
- 30:57She goes, you would ruin my life.
- 31:00Everything that I have, everything that I believe in, I would, you were, I would never
- 31:06let you do that.
- 31:07And so I stopped and I stood up and I looked around the room and I said, what I'm
- 31:13hearing here is that that day was important for all of you.
- 31:18And they're all nodding their heads.
- 31:19I said, okay, that day changed your life.
- 31:21They said, yes, for the better to make your life richer, more full, confident, healthier.
- 31:26And they're like, yes.
- 31:29And I go, and you guys tell me you guys care about people and they said, yeah, absolutely.
- 31:32I mean, no, seriously, I mean, do you, I mean, or is this just kind of for the money?
- 31:35They go, no, this is not for the money.
- 31:36That's a weak care.
- 31:38And I said, and it does all these things and I go, you know what?
- 31:41I got to tell you I'm looking at a room full of selfish people.
- 31:47And they looked at me with their jaws on the floor like, what did you say?
- 31:51I go, I don't know if I've seen a more selfish group of people.
- 31:55And they're looking at me like, what?
- 31:57And I said to them, I go, you're telling me that you offer something that does all
- 32:03of these amazing things and people walk into your school and you don't ask them to
- 32:11at least try even worse, somebody that may misunderstand what it is you're doing.
- 32:17You haven't taken the time to understand the skill set to communicate.
- 32:20This amazing life changing experience to at least give them the proper information
- 32:25for them to make the right decision based on the right information.
- 32:30How many people have you not served that needed your help?
- 32:34They all literally sat back in their chair, they sunk in.
- 32:39And I remember one guy looks at me and he goes, teaches how to do that, please.
- 32:44And we went off and some of these people went off to have 97% closing ratios.
- 32:48And when I look at that and I go, did we change the behavior?
- 32:52Or did we trigger a value and a belief and really help them reframe what sales was?
- 33:00Well, I think ultimately it sounds like, and that's a great story, by the way.
- 33:05So thank you for sharing that.
- 33:07I find myself getting emotional, just thinking about it.
- 33:10But what you did is you reframed their belief, right?
- 33:15And you re-associated the emotional attachment that they had to to knowing what the impact is that it's had on their lives
- 33:24personally, which didn't that ultimately then trigger that behavior to get into action mode
- 33:29because all those things seem to happen in a domino effect.
- 33:33So say, yeah, I'm not sure if I followed the key phrase.
- 33:37I know there's a lot, but I just want to make sure I'm answering the question.
- 33:40I think bottom line is, is what you allow you that you reframed for them,
- 33:45you know, what it meant to be in sales and attached the conviction they had about teaching
- 33:52karate and then impact it has on the lives.
- 33:54You attach that to the behavior of making sales.
- 33:59Absolutely.
- 34:00OK, they already had a pat.
- 34:01It takes energy.
- 34:03Think about, you know, you're either prospecting and putting like you're the putting on the foot on the gas of the break.
- 34:07There's no, there's no in between.
- 34:10Right.
- 34:11And all the energy was on the break because they go, I don't want to be this, this pushy individual.
- 34:17They had a perception about what it meant to be in sales.
- 34:19Right.
- 34:20And I personally hold a belief that the sales is one of the greatest professions on this planet.
- 34:26I believe that communicating something that you believe in is great.
- 34:29And people say, well, there's a lot of sales people are this.
- 34:31I said, those people don't understand those people are manipulators, but somebody who believes in their product,
- 34:37somebody who believes in a life-saving life-changing thing and can communicate it and can take somebody that doesn't want anything to do with you,
- 34:46but with a few questions can ask and that turn that person who doesn't want to talk to you into saying,
- 34:51wait, hold on a second, you can do this.
- 34:53And all of a sudden, they say, yeah, and they'd learn more and all of a sudden their life is different.
- 34:57That's, that's an amazing thing.
- 35:00And for mortgage, how many people will improve their life by owning a home?
- 35:08Can you get any cooler, any more meaningful than that?
- 35:12And there's so many people in the industry that take the easy deals versus the ones that actually might take a little bit of work,
- 35:18but those that do that, the fulfillment factor is huge, absolutely huge.
- 35:23Right.
- 35:24So I'm thinking the person listening right now who's been in doing this mortgage origination for 20 plus years or whatever,
- 35:31and you know, what happens with the law of familiarity, right?
- 35:35People get jaded or they lose that passion, perhaps that was once there.
- 35:40So are there some exercises or things people can do to bring that passion back up, right?
- 35:46To reinvigorate the fire?
- 35:48Well, you know, we, the, probably about almost four years ago, five years ago, I was turned on to Simon Sinek's start with why.
- 35:55And I did a presentation, a sort of adaptation of that because it's, it's very similar to a lot of the work that that I've studied and researched.
- 36:03And he had a great methodology for the why, how, what and the research that he uses to support that is at the core of what my research has been.
- 36:11So it was, I resonated very well with what he was doing.
- 36:14And so part of that process would be, and he's got a great methodology for it.
- 36:19I highly recommend that book is getting people back and touch with their why.
- 36:22And what I always find fascinating is the mortgage industry grabbed onto this concept of finding your why years ago with Tim Raheem and I doing a presentation and Tim talking about the why and then Tony Robbins always was a very influential person in the mortgage industry.
- 36:35So this whole thing ran wild around finding your why, but I don't think everybody really knew exactly how to do it.
- 36:42They talked about it, but they didn't really know how.
- 36:44And so the concept is is that everything we do, there's a reason behind to go back to the, you know, behaviors drive, excuse me, beliefs drive behaviors and behaviors, you know, generate results.
- 36:55It's the same thing your beliefs are, is your why, but what people forget is that your why is not something that you look forward in your life and say, what should it be or what is it?
- 37:05It's something that you look back and analyze your life and go, what is driving all these behaviors, the good and the bad.
- 37:12So the good ones, okay, what must I have believed? What's my why they drive behind this? All these really stupid behaviors that I shouldn't have been engaging in why in the world did I do that?
- 37:20What did I believe in that exercise of discovery for yourself can be an extremely emotional one.
- 37:26And if people have the courage to peel the onion back a little further, they usually take one or two peels and it's not there.
- 37:32But a lot of these wise, a lot of these values are set when you're in your early, early years, seven, eight, nine, 10 years old.
- 37:42Maybe even earlier, those things are set. And so a lot of times I tell people I said, look at your parents, look at where you grew up. What, you know, if you're extremely tidy, is it because you had parents that were tidy or did you have parents that were slabs and you said, I don't want to be like that.
- 37:56You know, where was that? Where did you learn? If you're, if you like, if you care about people, great, where'd you learn that? Like, well, I just like care about people. I said, well, where'd you learn it? I've always been that way, really?
- 38:03I don't people that I haven't been always been that way. You learned it somewhere where and most people don't, because it usually takes somebody to ask the questions and to keep asking and to keep asking and keep asking and keep asking and then they finally get to it and they go, oh, my God, it comes back to my grandfather, I remember sitting with him one time when they have this aha moment, and I tell him that they go, that's the story that you also need to learn how to tell before you sell, before you talk about about
- 38:33your proposition, go back to your grandfather and what he taught you, lay the foundation of who you are, then on top of that foundation, tell me about what makes you different, because it'll carry weight then.
- 38:44So you're saying reconnect to that emotional experience as, you know, before you get into that mode of you're making calls or whatever.
- 38:53Well, I think for what? Yeah, absolutely. Your calls is part of your business.
- 38:57Right.
- 38:58When you're talking about like, you know, the fact that Tony Rob is not to keep bringing him up, but you know, as you know, he talks about like getting in state. And I remember, you know,
- 39:05going through training with him, it's like, hey, before you're going to make outbound sales calls, before you're going to engage in this important activity, I think what you're saying is connect to the why about, you know, what is your why around it, right? Is that what you're saying? Yeah, absolutely. And so,
- 39:18for example, I mean, your mindset is is is is a lot of this. Obviously, and there's another word that's been thrown around and overused.
- 39:25But, you know, for example, I could tell people all the time when they're making a call to a realtor.
- 39:30And I said, if you want to call a realtor, I said, the biggest challenge you have is you're thinking about you have to get them to like you, and you have to make a sale here.
- 39:39I said, I can call call any single realtor, any single person, and it never feels like a cold call. And I said, there's one differentiating factor.
- 39:47One, I mean, obviously, I've had a lot of practice, but I'm not trying to sell. I don't even know if I want to do business with them.
- 39:54And the person that thinks, oh, that sounds arrogant is missing the entire point.
- 40:00The point of that is is I don't know who share the same values. I don't know if they have enough business to justify the effort. I don't know if these people carry the same commitment to excellent.
- 40:10I don't know if these people actually want a new partnership or if we deal with the same clientele, but what I do know,
- 40:17is that in life, personally and professionally, I want to be surrounded by people that share some of the same values that I have, people that push me to think harder, people that are committed to excellence.
- 40:27And so I can make a phone call, be like, you know, hey, but I tell people first, do some research on the person spend 30 to 45 seconds on their website and find something you like.
- 40:36And I said, here's, that's the big difference. Most of the time you're thinking about how do you get them to like you, but I challenge you don't try to get them to like you.
- 40:43What can you do to like them, find something you like, start with a mission statement.
- 40:49Maybe we'll mission statements are cheesy. I go, they're super cheesy, but have you ever written one? Have you ever, have you, I'm sure you have you've written one, right?
- 40:56Oh, yeah, yeah, I bet you that I get it. Yeah, they're cheesy, but the thing I was thinking of, they're cheesy because you have a certain belief about them.
- 41:03You need to change that belief, right? Because they can be very useful. Well, partially, I said, they're cheesy to the person who didn't create it.
- 41:11Yeah, that's true. Right.
- 41:13And so you have to change and say, don't look at the mission statement through your eyes, look at it through their eyes.
- 41:19And so I'll go and I'll see and I'll see a horribly done website.
- 41:23But in, you know, fonts that are just really disgusting and ugly.
- 41:27And I look at that and people are like, they're judging it. I'm like, call on a second.
- 41:31This is all, these are all signs.
- 41:33This person created the site on their own. They took time to do so.
- 41:37In essence, they did something that they don't have a skill set in and they're doing their best.
- 41:42Now, this mission statement, let's look at it and people will laugh about it. I'm like, hold on a second.
- 41:46If you were to remove the judgment and you were to say this person wants to make a better world
- 41:52through helping families one home at a time. Okay, but you know, everybody says that. I'm like, yeah, they probably do.
- 42:00I go, but you know what? I want to find out. Why did they choose those words?
- 42:04So I'll make the phone call and I'll be like, you know, let's say Sally and say, Sally, I hate Sally.
- 42:08This is Renee Rodriguez with, you know, whatever company.
- 42:11I ran across your website and I have to say I was drawn to your mission statement.
- 42:16You know, a lot of people create mission statements, but I really like some of the words that you use there.
- 42:21If it's okay, I'd love to ask you what can you tell me how you came up with it? What does it mean to you?
- 42:25And all of a sudden, what do you think she's going to, how do you think she's going to respond?
- 42:28Well, wow, well, somebody actually read it. Yeah.
- 42:31And let's, let's play a couple scenarios. One is she, most like she's going to be like, oh my god. Well, thank you.
- 42:36Yeah, you know, I mean, you know, I know it's probably not the best one, but it's something that, you know,
- 42:39and then if she goes into her story, we're already bonding over something that's really real.
- 42:44Let's say the other thing happens where she goes, I just copied and paced it from somewhere down the street.
- 42:50Instantly, I know probably not somebody I want to do business with.
- 42:54But I may ask the next question. I don't want to judge too quickly. It's system one.
- 42:57I may say, well, I said, okay, well, you could have copied any one of them. Why did you copy that one?
- 43:01And if they say, first one, I saw, then that's probably how they're going to do business as well.
- 43:06But if they say, you know what? No, you're right. I'm being a little facetious. I saw that one and it struck me.
- 43:09I said, well, what about it struck you?
- 43:11Because I, and before you even answer, I'll tell you why I'm asking. I go, you know, in my 20 years of doing this business,
- 43:16or 15 years of doing this business, I've come away with a conclusion this last year.
- 43:20Is that there's a lot of people that I could do business with, but there's only a few that I want to.
- 43:24And the differentiators, people that share some of the same values.
- 43:27And your mission statement, call my attention, felt like it was an alignment.
- 43:30It totally may not be though. So it goes, no, no, actually, let me just tell you about it.
- 43:35And it's always another bringing me back in. And then in, you know, once it gets that point,
- 43:39I might say, you know, hey, I got to get you run out of here. But, you know, I'd love to continue this conversation.
- 43:43I said, I know there's a coffee shop over by your place. Time next week, Thursday, Friday, we're free.
- 43:48And you booked the appointment, but you're talking about values, right, right, business is easy.
- 43:54Okay. Is there a cap on that business is easy dot, dot, dot, or no, just period.
- 43:59Well, it could be a business business is easy. It's the other relationship pieces.
- 44:04This should be a match. Once that's a match, the business is simple.
- 44:09Right, right. Exactly. There's gotta be the synergy match there. There's gotta be, as you said,
- 44:13shared values or whatnot. Absolutely. So that's, yeah, it's a great example. It's a great story.
- 44:18And I'm extrapolating that, you know, again, putting myself in a listener's shoes for those that
- 44:22are listening to this thinking, yeah, but agents don't have a mission statement on their website.
- 44:26They'll find something else that you like on the website. That's exactly where it's going to go.
- 44:29I would, you know, how, how professional their site looks, you know, the way they talk about,
- 44:34like a lot of realtors do have that kind of maybe not a mission statement, but just kind of a,
- 44:39right, personal description or whatever, what they're all about, things like that. So I think
- 44:42that's cool. That's kind of a unique way to connect. First of all, if anything else, it shows
- 44:47that you've actually done some research ahead of time and taken a moment to actually care,
- 44:52which virtually nobody else does. Absolutely. And it's so simple to do. Yeah. And it's like,
- 44:59yeah, don't you want to learn a little bit about the person before you call them and just say,
- 45:03hey, I noticed, you know, you've got someone so on your website or hey, you're in business with
- 45:06your husband. That must be a great experience, right? Yeah, exactly. You know, all kinds of things.
- 45:11That's awesome. Okay. So cool. Very good stuff, man. This is really good. And just a couple of
- 45:15minutes we have left, I wondered, I know you've got lots of different things you talked about.
- 45:20You and I talked about sales activities, money making activities in the sales process. There's
- 45:24one or two other kind of key things you want to leave with the listeners, regarding, right,
- 45:30those activities that are helping them make money. Yeah. Yeah. For sure. I mean, you know, so all the
- 45:35psychology and all of the sort of things that we're talking about at the, it's really to help us
- 45:42drive the business. And so what is quote unquote the business? And one of the things that I first
- 45:48learned when I first got into sales is that there's only six ways that you make money as a salesperson
- 45:52and it supplies directly towards loan officers, mortgage professionals. There's only six ways you make
- 45:57money. And the sooner you embrace that and you actually believe it. And I've tested this with tens
- 46:04of thousands of them. And I've never had anybody say, nope, doesn't work or nope, I don't get it.
- 46:09When the sooner you embrace this, the sooner your business will turn around. But there's only six
- 46:13ways you make money. And I call them the six money making activities. First one, and I'm going to
- 46:17warn you, Jeff, these are profound. Okay. And if you can see my sarcastic look. Love it. So
- 46:25first one is prospecting. Mm-hmm. Prospecting. I'm going to fact, I'm going to give you all six.
- 46:29Prospecting is a first one. Second one is setting appointments. There's a real sexy activity.
- 46:34Third one is presentation or presentation of value as I like to call it. Fourth is closing.
- 46:41You've got to get some sort of commitment. Fifth is aftercare or your service afterwards.
- 46:47And sixth is getting referrals. So prospecting, setting appointments, presentation of value,
- 46:55closing the deal, aftercare, follow up and getting referrals. Those are the six ways that you make
- 47:03money. Anything anybody does after that, if you're in sales, is a complete waste of time. Now,
- 47:07what's really cool is in between each one of those, that actually in that sequence becomes your
- 47:12sales process. Something else that a lot of people are missing in this industry. And here's the
- 47:17kicker. Your sales process is not negotiable. It's not negotiable. All right. What does that mean?
- 47:25So if I let's go back to a process of making paper, let's get out of the industry for a minute.
- 47:30If I want to make paper, I first have to cut a tree down. I can't say, wow, you know,
- 47:35we did that last year. We got something new and fresh. No, you need to cut the tree down.
- 47:41Right. It's not negotiable. You have to do certain things in an order. And last time I checked,
- 47:45if you want one loan, you have to have an application, right? You can't have a loan without an app.
- 47:52Okay. But if you want an app, last I checked, you can't have an app without actually presenting
- 47:57some sort of value to somebody. And if you want to have a meeting to present value to somebody,
- 48:01you have to have somebody that's actually interested and you have to have a lead. And I'll connect it.
- 48:04I mean, and I don't care what you believe about it. It's called reality. So they're whether you
- 48:08believe it or not, those are things that have to happen. And so the like any business, the more
- 48:14efficient and the word productivity comes down to how efficient you are moving through those six
- 48:19activities and those milestones that I just laid out. And so the movement between each activity,
- 48:25there's a bridge in between one that you have to basically earn your way to the next step.
- 48:30Prospecting, the goal of prospecting is generating leads. That's your ticket to getting out,
- 48:34setting an appointment. If you want to set an appointment, who are you going to set it with?
- 48:37Anybody or somebody that's a lead, a lead is somebody who expresses interest. Some people,
- 48:43and that's where I get very frustrated with technology and CRMs and LOS is because they all
- 48:48have a different definition of a lead. And you go into an LOS and a lead is somebody that actually
- 48:53took a full 10 or three or even pulled credit. That's not a lead. That's actually somebody you're
- 48:59working with. That's like a customer in process. And so a lead is somebody that expresses interest.
- 49:06And there's so many activities that have to happen prior to me pulling credit.
- 49:12And so you have to generate a lead. So now I set an appointment with the objective of getting
- 49:17a date time in a place. A very simple objective. And then once I have a date time in a place,
- 49:22I show up and I give a presentation. And the purpose of the presentation to achieve three
- 49:26things is credibility, differentiation, and trust. And there's a methodology for creating
- 49:30presentation. And once I create that presentation and they like that, then I can ask for a commitment.
- 49:36And the commitment requires a signature skin in the game. And then once I have that skin
- 49:40of skin in the game, I can then give the aftercare for the purposes of creating a wild experience.
- 49:46And if I've created the wild experience, referrals come very easy and I generate a lead and I go
- 49:49back up to setting an appointment. And so the process becomes very perpetual. So that sequence,
- 49:55you can tell people in the beginning is to make up the numbers, which you lack in skill,
- 49:59get in that sequence and talk to as many different people as you can and go through the process.
- 50:03And at some point, then you start working on the quality versus quantity, which means you're
- 50:07increasing the conversion ratio between the two of those steps. So that becomes a model for
- 50:13management, which is another huge missing piece in the industry right now that we don't have
- 50:17true sales managers. We need true sales managers. We have good loan officers that became managers
- 50:22and wanted the override for becoming a sales manager or a branch manager. And they go out and
- 50:28hire people. They don't know how to train them. They don't know how to do that. There's a few good
- 50:31ones out there, but we need to create more leadership. There's too many people being failed out there
- 50:37that aren't getting what they need. And so with that piece, those six money-making activities and
- 50:43those commitment objectives in between those creates the sales process. And one of the things I'm
- 50:47actually most excited about is I've been working very closely with NaREP, which is a national association
- 50:53for Hispanic real estate professionals. And it's really just one of the most class organizations and
- 50:59leadership that I've ever been around. We've got over 26,000 members. And when I'm not talking
- 51:05about just members, I'm talking about followers, a tribe of people that believe and care about
- 51:11this organization, believe in the industry as a whole beyond just Hispanics, but believe in the
- 51:15industry. And they have an annual convention coming up in September. And I've been fortunate
- 51:22to work very closely with the founder and CEO, Gary Acosta. And he wanted to do a mortgage event
- 51:28because there's a good 37% of the people at NaREP are in mortgage-related. And together we put
- 51:34together what we call the Elevate Mortgage Summit. And the Elevate Mortgage Summit is September 17th
- 51:40and 18th. And we're going to have, we're actually limiting it at 800 people, and it's filling up
- 51:46really fast. And we've got myself as a keynote speaker. We've got Dan Hardy, who's our closing
- 51:52keynote. If you haven't met or listened to Dan Hardy, Dan Hardy, Dan Hardy is a fighter.
- 51:56Dan Hardy, who's just an amazing presenter. He's an amazing business man and has written some
- 52:03amazing books and just offers some content that is just out of this world. Steve Hardy, who's
- 52:08by far my number one favorite industry speaker. He is the way he takes data and translates in into
- 52:15presentable information is second to none. He's just a good guy. And we've got some other really
- 52:20strong people, but it's going to be two, you know, day and a half, two days. They're in Los Angeles,
- 52:25but then it moves directly into the NaREP National Convention where you get to put into practice.
- 52:30Everything you just learned with over 4,000 real estate agents from across the country.
- 52:36And so the entire event is designed around the six money making activities. You're going to
- 52:40have a big, there's a big backdrop at the event where any time a speaker talks about prospecting,
- 52:45that's going to light up and they're going to come away with tangible, actionable methodologies
- 52:49and technology that supports the six activities. And so it's a powerful event for mortgage
- 52:55professionals and realtors. Yeah, actually that event sounds really cool. I'm on the webpage right
- 53:00now. So for those listening, I want to jot that down. It's elevate mortgage summit.org.
- 53:05September 17th, 18th is the elevate portion of that in Los Angeles at the JW Marriott. And as you
- 53:11said, then it spills it over into the actual convention for the NaREP, as you call it, right?
- 53:16Yeah, yeah, yeah. Ellie live. Ellie live. Yeah, great location. Awesome. Well, I definitely plan
- 53:21on being there. So this is very cool. You know, it's funny. You kind of closed before transitioning
- 53:27into there into about elevate mortgage summit. You talked about how we need more leadership
- 53:31in this industry, if you will, which is what we opened up with, which is there's no
- 53:35leadership without influence. Absolutely. And I couldn't agree with that more so. And I think today,
- 53:41and this has been really good because what you shared was a lot of how do we have, you know,
- 53:47more influence, right? And that's over ourselves, over our family, over our co-workers,
- 53:51over our partners and clients. And that's what it all comes down to, right?
- 53:57Is is influence. And we're obviously we're talking for the positive and hopefully people
- 54:00when they think of influence, right? They think of that in a positive sense. Absolutely. Yes.
- 54:05And I think that, you know, talking about families and I've asked the work I do, I always tell
- 54:10people I look, I go, I hope I affect you more personally at home than I do at work. Yeah.
- 54:14And we use a lot of examples. I talk about my kids all the time. And the reality of taking a look
- 54:20at, you know, watching your kids going down a certain path, knowing that if they continue this
- 54:25behavior, it's going to be something bad. But what if you didn't have the skill to influence them?
- 54:29What kind of the service is that? And I tell people it's worth it just for being a parent to learn
- 54:33it. Yeah. Absolutely. Especially with the things kids have to deal with todays in terms of
- 54:38the path they go down. And are you being a leader? Are do you have influence to help them help
- 54:44guide them along that path? Powerful stuff. Okay. Cool. So listen, we are out of time. I know you're
- 54:49busy. You've got other stuff to get to, but I want to for you wrap up if you wouldn't mind share
- 54:54with the listeners how they can connect with you. You're also obviously involved in a couple
- 54:59of organizations. One, you've referenced earlier, Valentum, you're also involved with betterloneoffices.com.
- 55:06So tell us a little bit about either of those if you want. Sure. And easy way to find me is
- 55:11see ReneSpeak. It's S-E-E, ReneR-E-N-E, speak.com. You'll see some, how you'd hold me videos,
- 55:18booking me for speaking engagements, things like that. But yeah, also we relaunching something
- 55:23I'm very excited about betterloneoffices.com. Something we started three years ago and we've
- 55:27gone through some renditions and the growing pains of a startup but really have found an amazing
- 55:31leadership team for re-bring this to marketplace. And betterloneoffices.com is right now the largest
- 55:38directory for mortgage professionals in the industry. We have over 500,000 profiles. In fact,
- 55:44anybody listening, if you have an NMLSID number, you have a profile with us already. You can go
- 55:49in and claim it for free. But we are the only mortgage-specific reputation management and review
- 55:55management and what I even call reputation marketing engine out there, the specific for the mortgage
- 56:00industry. So we provide tools to help you take your reputation, your gather reviews,
- 56:05and testimonials and present them in a very elegant way. And so very, very powerful tool.
- 56:11So that's betterloneoffices.com and go ahead and claim your profile there. But yeah,
- 56:16see where they speak. And those, it's just, well, Entom is my consulting business that we
- 56:21use to go out and work with other clients. So yeah. Yeah, good stuff. Check out betterloneoffices.com
- 56:27for sure, because that's obviously helping you have more influence online. And of course,
- 56:32we know the importance today of having third-party credibility, testimonials, what other people
- 56:37are saying about you, customers. People are looking at that online first. And if you don't have,
- 56:42remember somebody once said, if you don't believe in reputation management online,
- 56:48if you're not controlling your reputation, someone else is. Absolutely.
- 56:54Great quote. Yeah. So make sure you're getting control of that and apply all the stuff that's
- 56:59Renee has shared with us today. And hey, Renee, I can't thank you enough, man. And I have to
- 57:03tell you, right? The chase is worth it. So I appreciate it, man. You're doing a great thing,
- 57:08Jeff. And I commend you on, you know, you've grown to a really strong following and the people that
- 57:13work with you always rave about what you're doing. So, you know, as much as I've loved to, you know,
- 57:17have you believe that you're the lucky one? This is definitely a great opportunity for me and an
- 57:22honor to be a part of it. So thank you. Oh, thank you so much. I know we'll stay connected.
- 57:26Hopefully I'll see you up at the Elevate Conference in September and LA. But once again,
- 57:30thanks very much for making time and for those listening, you know, make sure you check out the
- 57:34resources. We'll put all the resources that Renee mentioned in the show notes, the links to the
- 57:39Amy Cutty TEDx video to Renee's websites and so forth. So just check the show notes there.
- 57:45And by the way, if you've enjoyed today's session, hey, just let us know. Take a moment, you know,
- 57:49like us, give us a review on iTunes, make sure you're subscribed so you don't miss future episodes.
- 57:53And once again, we just appreciate you and thanks for being here today. I'm your host,
- 57:57Jeff's in for mortgage marketing radio. Take care and we'll see you on the next one.
- 58:02Thanks for listening to mortgage marketing radio. One more truth in mortgage marketing.
- 58:07Get more free training and resources at mortgagemarketinginstitute.com.
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