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Are You Actually Behind Financially? And the 12 Month Job Myth · She's On The Money

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Speaker 1: My name's Tatasha Bamblet. I'm a proud First Nations woman
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Speaker 1: and I'm here to acknowledge country. Te Glenn Young Ganya,
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Speaker 1: Niana Kaka yah y and Binahwaka Nian our gay In Nimbini,
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Speaker 1: yakarum jar Dominyagumika, Umaga, Ihowaka Nile Waman damind Immlan, Bumba
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Speaker 1: bang gadaboma In and now in Waka ghana on yakarum
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Speaker 1: jar Wasnadaa. Hello, beautiful friends, we gather on the lands
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Speaker 1: of the Aboriginal people. We thank, acknowledge and respect the
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Speaker 1: Abiginal people's land that we're gathering on today. Take pleasure
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Speaker 1: in all the land and respect all that you see.
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Speaker 1: She's on the Money podcast acknowledges culture, country, community and connections,
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Speaker 1: bringing you the tools, knowledge and resources for you to thrive.
0:45
Speaker 2: She's on the Money.
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Speaker 3: She's on the Money. Hello and welcome to She's on
0:52
Speaker 3: the Money, the podcast that makes personal finance fun, especially
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Speaker 3: on Fridays. It's our favorite day of the week because
0:58
Speaker 3: it's when we get the team together we celebrate you
1:01
Speaker 3: the incredible She's on the Money community Today, it's just
1:04
Speaker 3: Beck and I holding down the fort so be prepared
1:06
Speaker 3: for things to be a little bit more vgue than usual,
1:09
Speaker 3: but of course I will still be sharing my favorite
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Speaker 3: money wins. Beck will be sharing her best broke tips,
1:15
Speaker 3: and we'll be helping to answer a juicy money dilemma
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Speaker 3: which is all about that relatable feeling of doing everything
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Speaker 3: right but still feeling behind. And a message that we
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Speaker 3: got this week asking is it a red flag to
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Speaker 3: leave a job before twelve months is up? Or is
1:28
Speaker 3: that outdated advice? Great topical question, I think, very like relevant.
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Speaker 3: I feel like wee there's a lot right. Absolutely, I
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Speaker 3: totally agree. But before we get into it, we always
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Speaker 3: like to start the show with a five star review,
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Speaker 3: So have you got one today? Yess of course I do.
1:43
Speaker 3: I always come prepared gorgeous. This week's review comes from
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Speaker 3: under the itwals, which is fun and they say, oh hi,
1:50
Speaker 3: she's on the money team. I discovered your podcast at
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Speaker 3: the end of September last year when I was starting
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Speaker 3: my home buying journey, and you have been in my
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Speaker 3: ears every day since then. I just listened to the
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Speaker 3: retirement episode from August twenty twenty one, and Victoria and
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Speaker 3: Georgia were saying, imagine if people were listening to us
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Speaker 3: in five years and send us a message if you
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Speaker 3: were from twenty twenty six. So here I am. Oh
2:11
Speaker 3: my god, it was so strange listening to Jess's first
2:14
Speaker 3: episode on the pod, and I'm looking forward to Beck's
2:17
Speaker 3: debut as well. I've just purchased my first home cooling
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Speaker 3: off ended yesterday and feel so much more empowered with
2:23
Speaker 3: my money now thanks to you guys. That is so lovely.
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Speaker 3: How meta is that? Like knowing that they were talking
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Speaker 3: about right now all the way back then, I know,
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Speaker 3: isn't so weird. It's so crazy to think about. And
2:35
Speaker 3: then yeah, like I joined and then you joined, and yeah,
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Speaker 3: just so much has happened in the past five six years. Totally.
2:42
Speaker 3: I really want to know what you sound like when
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Speaker 3: your first episode. I'm like, I don't remember for so
2:46
Speaker 3: long ago. Yeah, it's so funny. I feel like when
2:49
Speaker 3: I first started, I was a lot of the feedback
2:51
Speaker 3: I got was like to stop active listening so much,
2:53
Speaker 3: and so I feel like, if I go back, give
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Speaker 3: you really cream. It's hard, though, Like podcasting is different
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Speaker 3: to just like it's like you're just talking, but you
3:00
Speaker 3: have to be conscious as well. I know tricky, A
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Speaker 3: little bit behind the curtain, exactly a little bit tricky. Now. Also,
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Speaker 3: we do have any addition to the Friday Drinks, which
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Speaker 3: is I mean not super new anymore. But the question
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Speaker 3: of the week.
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Speaker 1: I love it.
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Speaker 3: I really love this part. It's so funny that it's
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Speaker 3: not always finance. No, well that's it, which is great
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Speaker 3: for us, I think, well for me for sure. Okay,
3:21
Speaker 3: so it is time for that part of Friday Drinks.
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Speaker 3: We get to ask us one question you're dying to know.
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Speaker 3: It can be about literally anything, and this week's question
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Speaker 3: comes from Ebony, who wants to know what is something
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Speaker 3: you've bought that has actually ended up saving you money?
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Speaker 3: Huh hum. That's a great question. Arguably my robot vacuum.
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Speaker 3: Not that I ever have paid a cleaner or I'm
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Speaker 3: in the financial position to pay a cleaner, but it's
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Speaker 3: kind of like having a cleaner and you're able to
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Speaker 3: pay for it once and then it just does little
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Speaker 3: job every day. And I love that thing. I love it.
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Speaker 3: I just literally that's said the same thing, really, which
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Speaker 3: is crazy. So I won't I will change it, but
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Speaker 3: I just want to say I bought one that was
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Speaker 3: three hundred dollars was meant to be nine hundred dollars.
4:00
Speaker 3: That's a money we look crazy. That's really good. So
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Speaker 3: that thing pays for itself. I'll go tell you. I
4:05
Speaker 3: would say subscriptions to things like wiki camps, which is
4:10
Speaker 3: like where you can find spots when you're like on
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Speaker 3: your travels and like, yeah, which is great for I mean,
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Speaker 3: I think you just do a one off thing which
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Speaker 3: is like eight dollars or something, and then you find
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Speaker 3: like cheap or free camp sites, which I think does
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Speaker 3: save you money. But even subscriptions to like you know,
4:27
Speaker 3: some people will do an app exercise thing insteads of
4:30
Speaker 3: so true, so I have something like that as well.
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Speaker 3: One past. I don't know how I didn't think of
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Speaker 3: one past one part. Actually I've made money on that subscription.
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Speaker 3: We spoke about that in December. I think about like
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Speaker 3: how many flybys dollars I earned, Like the subscription was
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Speaker 3: forty and I made like one hundred and something dollars
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Speaker 3: in Flyby points. So that's so crazy. It pays to pay.
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Speaker 3: It pays to pay sometimes, it really does. And if
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Speaker 3: you've got a question that you want us to answer,
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Speaker 3: leave it in the comments, because we always love having
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Speaker 3: a little squizz through there, and you can make them
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Speaker 3: as fun or as rogue as you want. They don't
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Speaker 3: just have to be about finance. Love them. Speaking of rogue,
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Speaker 3: just do you have any community money wins? Of course
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Speaker 3: I do. I've got one this week from Kate, who
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Speaker 3: said money win. My private health insurer was offering twelve
5:10
Speaker 3: weeks free for new customers, so I called up and
5:12
Speaker 3: asked if they could do anything for those who already exist.
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Speaker 3: They acknowledged my multi year loyalty and applied the same offer.
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Speaker 4: Ah.
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Speaker 3: I feel like we've had a few people saying that recently.
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Speaker 3: Keep an eye out. I feel like this time of
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Speaker 3: year a lot of places are trying to get new
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Speaker 3: customers and so they are offering really good deals. Totally,
5:28
Speaker 3: you're entitled to that too, so give them a call.
5:30
Speaker 3: The worst they can say is no, yeah. Next. I've
5:32
Speaker 3: got a money win from Casey, who said she spent
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Speaker 3: the last year saving up so that she could pay
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Speaker 3: her gym fee as an annual upfront payment this year
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Speaker 3: when it went on sale, so instead of paying around
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Speaker 3: seventeen fifty a week, she paid four hundred dollars up front,
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Speaker 3: which works out to about seven dollars and seventy cents
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Speaker 3: a week. That's so good, which is less than half priced,
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Speaker 3: which is brilliant. Sometimes it does pay to pay upfront
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Speaker 3: as well. That's so true. That's so good. That's what cha.
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Speaker 3: That's really close was a week. That's great. Next, I've
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Speaker 3: got a money win from someone with a nickname. And
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Speaker 3: just to reminder, if you are in the Facebook group,
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Speaker 3: we kind of prefer that you don't use your nicknames,
6:05
Speaker 3: at least not for something like money wins. I think
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Speaker 3: you don't need it. Let us celebrate you, let us celebrate.
6:10
Speaker 4: Yeah.
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Speaker 3: But with that being said, gifted Mango six nine seven
6:14
Speaker 3: eight said they bought the Cancel Council sunscreen, which is
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Speaker 3: one hundred percent reimburse through their health insurance, and because
6:20
Speaker 3: it was from Chemists Warehouse, they could upload the receipt
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Speaker 3: to shop back, which gave them a four dollar bonus.
6:25
Speaker 3: Oh my god, you sound like me, mango something that is. Yeah, yes,
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Speaker 3: you can do that sometimes with prescriptions and stuff where
6:33
Speaker 3: it's like it's all covered by your health care. But
6:35
Speaker 3: then you get maybe forty percent cash backs, so you
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Speaker 3: get like a free forty bucks. Depending what the cash
6:39
Speaker 3: back amount is, you're making money. That's crazy, crazy good news. Next,
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Speaker 3: I've got a money win from Narissa, who said I
6:44
Speaker 3: was out on my daily walk with my four month
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Speaker 3: old when I spotted a toddler blike on the nature
6:48
Speaker 3: strip off the street we normally walk down. It had
6:51
Speaker 3: a post it note on it saying please take me
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Speaker 3: to a new home. It was in excellent condition and
6:55
Speaker 3: even had the training wheels attached. And she loves that
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Speaker 3: it can grow with her toddler and that that simple
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Speaker 3: walk saved her two hundred and twenty dollars. Wow, two
7:04
Speaker 3: hundred dollars for a bike for a child. That's an
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Speaker 3: out of toucher. Is that crazy? I think that's crazy,
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Speaker 3: But I also I think I'm also got to touch. I
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Speaker 3: didn't know bikes cost these days. That's actually so sure.
7:15
Speaker 3: I couldn't tell you. But for like a little tiny one, Yeah,
7:17
Speaker 3: a little tiny one. That is actually crazy. It must
7:19
Speaker 3: be really really good, must speak. It will literally grow
7:22
Speaker 3: with the toddler. Next, I've got a money in from Lara,
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Speaker 3: who said she found a pair of sunseed bathers in
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Speaker 3: the Oak Drop for five bucks. She thought they seemed
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Speaker 3: really good quality and ended up being two dollars fifty
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Speaker 3: on sale, and then she googled the RP and they
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Speaker 3: were normally one hundred and eighty dollars. They fit like
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Speaker 3: a glove, and their incredible quality, which she said is
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Speaker 3: very hard to come by these days. Do you love that?
7:42
Speaker 3: That's great? Nothing quite hits like an opshop. Fine it totally.
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Speaker 3: And then lastly this week I've got a money win
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Speaker 3: from Ashley who said money win. I had to go
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Speaker 3: into Target this morning and I couldn't be bothered waiting
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Speaker 3: for the two people at the parking meter, so I
7:55
Speaker 3: just hoped for the best. Came back out to my
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Speaker 3: car with a parking fine on the windscreen. I opened
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Speaker 3: the fine to see how much I'd been stung and
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Speaker 3: only got a warning. Oh that's so nice. I didn't
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Speaker 3: know they did. That mean neither. I've been find twice
8:07
Speaker 3: in two months. Oh my god. I want to know
8:09
Speaker 3: what county this was in, because they're not doing that.
8:15
Speaker 3: Which county? That's so funny, you know what I mean,
8:22
Speaker 3: we don't know what's happening. That's it for me this week.
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Speaker 3: Warning that is so nice, must be really nice. I
8:30
Speaker 3: didn't know they could do that, and now I will
8:32
Speaker 3: be making sure that I didn't really know what I'll
8:34
Speaker 3: be making sure of us be parking in the wrong places. Okay,
8:38
Speaker 3: are you ready for some brue tips? Absolutely? So. This
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Speaker 3: first one comes from Michelle, who writes sounds slightly unhinged.
8:44
Speaker 3: I love unhinged, but I can't justify the price of
8:47
Speaker 3: chocolate these days, not to mention it gives me heartburn
8:49
Speaker 3: or no. So when I get cravings, I have chocolate
8:51
Speaker 3: flavored toothdays that I brought on special one dollar that
8:54
Speaker 3: I just brushed my teeth with satisfize my day's buds
8:58
Speaker 3: without the expense or extra carries. That sounds sounds larious,
9:03
Speaker 3: sounds really dad everywhere rejoicing like, well, chocolate toothpaste. I've
9:11
Speaker 3: never heard of them. No, so she wanted me to
9:13
Speaker 3: note I did not eat the toothpaste, just brush my
9:15
Speaker 3: teeth and tongue. The flavor is very strong and quite
9:17
Speaker 3: bang on, so a little goes a long way. Stop
9:19
Speaker 3: judging me, she said, we will not judge you. I
9:22
Speaker 3: really want to know what this toothpaste is. I want
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Speaker 3: to try it, and is it mint chocolate or is
9:26
Speaker 3: it just chocolate? You know what I mean? Yeah, it
9:28
Speaker 3: sounds like it's Belgium. Chocolate by the sounds of like
9:31
Speaker 3: how good it taste. She's really selling it to me.
9:34
Speaker 3: I would eat that chocolate. I will be googling it
9:36
Speaker 3: when we finished this episode. Yeah, one hundred percent on
9:39
Speaker 3: that though, as while I do eat chapstick when I
9:41
Speaker 3: want a little sweet treat. So no, what's it called
9:45
Speaker 3: lip smacker? Then you have a little lick of it
9:50
Speaker 3: on your lips, so or you're going in for us.
9:52
Speaker 3: I kind of shave it with my teeth. I beg
9:54
Speaker 3: that's not It's not healthy, probably, but it's a cheap
9:59
Speaker 3: alternative to little sweet sweetweets. I think let's try and
10:02
Speaker 3: get you a flavored toothpaste. That seems like true. Actually,
10:06
Speaker 3: we really need to google this after the next one
10:08
Speaker 3: comes from Morgan, who says, before you buy an appliance,
10:11
Speaker 3: check to see if there's any on Facebook marketplace. If
10:14
Speaker 3: there's a lot on there for sale, it probably means
10:16
Speaker 3: your applients is crap and everyone is trying to get
10:18
Speaker 3: rid of theirs, and you shouldn't get one that's so smart.
10:21
Speaker 3: It's killing two pads of one stone because you might
10:23
Speaker 3: find a cheap one on there that's good and like
10:25
Speaker 3: only one person selling it or you might realize, yeah,
10:28
Speaker 3: they're actually really bad. That's showing a new one just
10:30
Speaker 3: come out and everyone wants to upgrade. True, And then
10:33
Speaker 3: obviously my own break tip. So this is just a
10:36
Speaker 3: reminder to read your energy bills because in most of Australia,
10:39
Speaker 3: energy retailers are required by law to notify you on
10:42
Speaker 3: your bill at least every one hundred days if they
10:45
Speaker 3: have a better, cheaper plant available for you. I don't
10:47
Speaker 3: think they've let me know, but if it's on the bill,
10:49
Speaker 3: I guess people aren't really reading that. So maybe it's
10:51
Speaker 3: or like whenever I even a bill, I'm literally just
10:53
Speaker 3: going straight to the how much money do I owe?
10:56
Speaker 3: I know, I'm not even take anything else in totally
10:59
Speaker 3: somind out check your bill for more than just how
11:02
Speaker 3: much YO might find a little surprise on there. All right,
11:05
Speaker 3: we're gonna go do a really quick break and when
11:06
Speaker 3: we come back, we're going to be answering a money
11:08
Speaker 3: dilemma or about feeling like you're behind and the DM
11:11
Speaker 3: you you asked all about red flags when leaving a
11:13
Speaker 3: job early, So don't go anywhere. Welcome back everyone. Let's
11:20
Speaker 3: take a listen to this week's money dilemma.
11:23
Speaker 2: Hi, there, have you got a money dilemma you just
11:26
Speaker 2: can't solve. That She's on the Money team is here
11:28
Speaker 2: to help. Every week, we tackle your dilemmas, both big
11:32
Speaker 2: and small, to answer your most burning money, career and
11:34
Speaker 2: life questions. To get involved, simply head to our website
11:38
Speaker 2: and leave us a short voice recording and you might
11:40
Speaker 2: just find yourself on the show. Now, let's take a
11:42
Speaker 2: listen to this week's money dilemma.
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Speaker 4: Hello Victoria, I know the girls that She's on the Money.
11:49
Speaker 4: Thank you so much for providing this platform for me
11:51
Speaker 4: to ask your money dilemma today. You've helped me so
11:54
Speaker 4: much and that's definitely an understatement with my money story,
11:58
Speaker 4: and I wish I could tell you my full stay sorry,
12:00
Speaker 4: but I don't have time. So my money dilemma today
12:03
Speaker 4: is what I feel like I'm not getting anywhere when
12:06
Speaker 4: my money is so much diversified. For example, all my
12:10
Speaker 4: savings accounts, I have like five savings accounts, sixty dollars
12:14
Speaker 4: goes to holidays, fifty dollars goes to personal every week,
12:16
Speaker 4: Like I've got money going to shares is every week.
12:18
Speaker 4: I've got money going to super every week. I've got
12:22
Speaker 4: money going to emergency fund every week, but I just
12:25
Speaker 4: do not feel like at the end of the year
12:27
Speaker 4: that money has grown at all. And it's because I
12:31
Speaker 4: could think I've got too many little amounts going in
12:35
Speaker 4: and if I was to add it all up, it
12:37
Speaker 4: would be like, probably, you know, seventeen thousand dollars a
12:40
Speaker 4: year of savings, but I'm not seeing that because it's
12:43
Speaker 4: going to all these other places, and I'm just wondering,
12:46
Speaker 4: how do I maximize that, or how could I feel
12:49
Speaker 4: like I'm actually moving forward when the two and a
12:52
Speaker 4: half thousand dollars in personal every year gets spent and
12:54
Speaker 4: the holiday money gets spent, and then I'm left with
12:57
Speaker 4: just the little deposits that I'm making to shares and
13:00
Speaker 4: super and security like fund.
13:02
Speaker 3: So please help, please help. Sounds like you're on a
13:05
Speaker 3: hot girl walk, and I love that for you. I
13:08
Speaker 3: love a hot girl walk. There's nothing better than a
13:10
Speaker 3: walk into we're friends. I don't totally. I'm really impressive too.
13:13
Speaker 3: I feel like as soon as I take two steps,
13:15
Speaker 3: i can't I'm out of breath. So good for you.
13:19
Speaker 3: I feel the same way, and I don't think our
13:22
Speaker 3: situations are very similar at all, But I do feel
13:25
Speaker 3: like it's almost like every single year I'm kind of
13:28
Speaker 3: in the same spot, and I can be very frustrating
13:30
Speaker 3: being like, Wow, I'm really like things are happening, jobs
13:33
Speaker 3: are changing, but I'm right back to square one all
13:37
Speaker 3: the time. So it's very, very tiring and totally understand.
13:40
Speaker 3: Also that thing of like when you're saving for a
13:43
Speaker 3: holiday and then the holiday comes and then you well,
13:45
Speaker 3: this is what the money's for, and then you spend
13:47
Speaker 3: it and it's like a square one again. It feels
13:50
Speaker 3: so annoying. So I think, like, I don't know what
13:52
Speaker 3: I would say, but I think Victoria would be like,
13:54
Speaker 3: set up an emergency fund, maybe put it all in
13:56
Speaker 3: one savings account, your emergency fund, and then put the
13:59
Speaker 3: rest in something that's maybe higher return, Like you're saying
14:05
Speaker 3: you're putting in chairs, eas you putting someone super The
14:08
Speaker 3: only other option is just waiting for it to I
14:11
Speaker 3: guess come back twofold in seven years when it doubles.
14:15
Speaker 3: Usually oh yes, I see. I actually don't think you're
14:19
Speaker 3: doing anything wrong. I think that this is a perception issue,
14:23
Speaker 3: not necessarily a process is issue, because I think what
14:27
Speaker 3: our listener is saying is that seventeen thousand dollars into
14:30
Speaker 3: various things is amazing. That's a huge amount of money,
14:33
Speaker 3: and I think that you're feeling like it's not a
14:36
Speaker 3: lot because it's split towards lots of different goals. And
14:38
Speaker 3: this is where we often talk about that you can
14:40
Speaker 3: have everything you want, but not all at once. So yes,
14:42
Speaker 3: if you focused all of your efforts on one goal,
14:45
Speaker 3: you might superficially feel like you're getting there faster because
14:49
Speaker 3: instead of one thousand going here, one thousand going there
14:52
Speaker 3: and it being broken up, you're seeing one big lump
14:55
Speaker 3: sum grow. But if you want to work towards multiple
14:58
Speaker 3: goals at once, which it sounds like you are, you're
15:00
Speaker 3: putting extra money in a super, you're investing, you're saving
15:03
Speaker 3: towards something, then the reality is that when you just
15:07
Speaker 3: kind of look at it front on, it might not
15:09
Speaker 3: feel like you're making that progress. But that's just because
15:12
Speaker 3: your attention is divided. And that is not a bad
15:15
Speaker 3: or an incorrect choice. It just, I think is like
15:17
Speaker 3: a little bit of a mind trick. And so what
15:19
Speaker 3: I would maybe suggest is using a net wealth tracker
15:22
Speaker 3: or something like that so that you can actually see
15:25
Speaker 3: your net wealth as a whole growing because for those
15:28
Speaker 3: who don't know, a net wealth tracker or a net
15:31
Speaker 3: wealth dashboard will look at your financial position holistically, so
15:34
Speaker 3: it will say, you've got this amount in savings, you've
15:36
Speaker 3: got this amount in shares, you've got this amount in
15:39
Speaker 3: other assets, and it will total it all so that
15:42
Speaker 3: you can kind of see that amount as a whole
15:44
Speaker 3: growing even if the money is held in lots of
15:46
Speaker 3: different places. And I think that's really what you need
15:48
Speaker 3: to do, is you just kind of need to view
15:50
Speaker 3: your money in all of these different zones as one
15:53
Speaker 3: holistic sum that you are growing. And that's awesome. So
15:57
Speaker 3: it is I think just a little bit of like
15:58
Speaker 3: changing the way that you're looking at it and seeing
16:02
Speaker 3: it's Victoria's not Heah. We can kind of do whatever
16:04
Speaker 3: we want. There is a really great net wealth tracker
16:06
Speaker 3: in our Investing Masterclass. So what we're going to do
16:10
Speaker 3: is we're going to set you up with that. We'll
16:12
Speaker 3: find your email in the messages and I will send
16:14
Speaker 3: that over to you myself. So hopefully that will help
16:16
Speaker 3: for anyone who is thinking the same thing if you
16:18
Speaker 3: haven't done the Investing master Class. It's really fantastic. There's
16:21
Speaker 3: lots of great assets and resources in there, and I
16:24
Speaker 3: feel like the tracker will really help you visualize that
16:27
Speaker 3: in a way that will hopefully be a little bit
16:29
Speaker 3: easier in your brain. That is such a good advice.
16:32
Speaker 3: Thank you, channel my inner Victoria. Wow, you're doing a
16:35
Speaker 3: great job. Thank you so much. Would you like to
16:38
Speaker 3: get into something a little tiny bit juicy? Yes? Please? Okay,
16:42
Speaker 3: So this week we got a DM that says this, Hey,
16:45
Speaker 3: she's in the money. I keep hearing from the older
16:47
Speaker 3: generation that leaving a job before twelve months looks bad
16:50
Speaker 3: on your resume, and I don't know if that's actually
16:52
Speaker 3: true anymore. For condext I've stayed in all of my
16:55
Speaker 3: full time roles for at least eight months, with one
16:58
Speaker 3: lasting four years. I've also I always worked multiple jobs
17:01
Speaker 3: at once, sometimes sixty plus hour weeks and even ninety
17:04
Speaker 3: hours for a short period. My current job is only
17:07
Speaker 3: six months in, but it's seriously affecting my mental health.
17:10
Speaker 3: I'm on a rotating on care roster and I'm having
17:13
Speaker 3: issues with a coworker alongside personal stuff that's going on.
17:16
Speaker 3: My mom says I should stick it out for the pay,
17:18
Speaker 3: experience and future growth, but I don't know if it's
17:21
Speaker 3: worth the stress. Help. This is really good timing because
17:24
Speaker 3: I just want this person to know that I was
17:27
Speaker 3: at a job that I was really really excited about,
17:30
Speaker 3: and I probably mentioned it on this show even and
17:33
Speaker 3: I lasted nine weeks. I quit after nine weeks, and
17:36
Speaker 3: I was very conscious of how that would look on
17:38
Speaker 3: my regume. But I think that you have obviously a
17:41
Speaker 3: history of like staying at jobs for long times, so
17:45
Speaker 3: I don't think that is at all the problem. But
17:46
Speaker 3: I think the main thing is your mental health. And
17:50
Speaker 3: it doesn't seem like you know, I always told two
17:52
Speaker 3: to stick it out, you know, you just if you're
17:54
Speaker 3: getting to a point where like maybe it's keeping you
17:56
Speaker 3: up at night, Like there are so many little things
17:57
Speaker 3: that we don't probably even realize happening, Like being at
18:01
Speaker 3: work physically we know is stressful, but you're probably having
18:05
Speaker 3: like broken sleep, You're probably not like doing all the
18:08
Speaker 3: things you love doing. You're probably like it's probably bleeding
18:11
Speaker 3: into your everyday life. And I don't think anything is
18:14
Speaker 3: worth that. So in a worst case scenario, you just
18:18
Speaker 3: take it off the resume and you put something in between,
18:21
Speaker 3: or you can just tell employers that you've been doing
18:23
Speaker 3: temp jobs here and there. You've just been taking a
18:26
Speaker 3: little break. Whatever you want to say, you don't even
18:28
Speaker 3: have to put it on your resume. You can tell
18:30
Speaker 3: no one that it even existed, you know what I mean.
18:33
Speaker 3: But I do think though, moving forward, if someone was
18:36
Speaker 3: to ask, or if someone in a job interview was like,
18:38
Speaker 3: why did you in the stage of six months? This
18:40
Speaker 3: is what I'm struggling with you. I'm like, do you
18:42
Speaker 3: tell them? But I think what I've been saying is
18:45
Speaker 3: just it was a contract. It was a contract, and
18:46
Speaker 3: then never put anyone on there as your reference. So
18:49
Speaker 3: you could do that, but at the end of the day,
18:52
Speaker 3: nothing is worth affecting your mental health and your life.
18:55
Speaker 3: So get the hell out of there asap, is I
19:00
Speaker 3: advice to you. And in leaving you might have the
19:01
Speaker 3: opportunity to make it better for other people. Because you
19:03
Speaker 3: were telling me we were talking just before about your job,
19:06
Speaker 3: the job that you've just left, and you were saying
19:08
Speaker 3: you ended up having an exit interview and you had
19:09
Speaker 3: the opportunity to kind of share your experience and that
19:12
Speaker 3: when you shared that feedback. Sorry, I don't want to
19:15
Speaker 3: tell your story for you, but they were really surprised
19:17
Speaker 3: by that right they were, and they were really apologetic,
19:19
Speaker 3: and it made me feel good, like, oh my god,
19:21
Speaker 3: I can let go of this heavy heavy weight and
19:25
Speaker 3: they can see me and validate me and they can understand.
19:28
Speaker 3: We can kind of both leave this situation feeling good
19:32
Speaker 3: and feeling like no one's got any bad blood here,
19:34
Speaker 3: like we're all just you didn't realize we're great, We're fine.
19:39
Speaker 3: So sometimes at the very least, like you can leave
19:41
Speaker 3: and feel like a weight, huge weight has been lifted.
19:44
Speaker 3: And then even once you hand that resignation in, you
19:46
Speaker 3: can be like, f this, I'm just going to make
19:48
Speaker 3: friends now, and then you might make some friends along
19:50
Speaker 3: the way. So I think, get out of there. And
19:54
Speaker 3: what would you say? I agree? I think that it
19:56
Speaker 3: depends how frequently I can understand how an employe looking
20:00
Speaker 3: at a resume with a ten year is always less
20:02
Speaker 3: than ear I can understand if there's lots and lots
20:04
Speaker 3: of those From an employer perspective, you may question why,
20:08
Speaker 3: And I do think exactly as you said, it's just
20:11
Speaker 3: on you as the candidate to kind of explain that,
20:13
Speaker 3: whether you say it was you're striving to find exactly
20:16
Speaker 3: the right environment, whether you say it was you know,
20:19
Speaker 3: temp roles, contract roles, that's up to you. But I
20:21
Speaker 3: do think it is very easy to explain those things away.
20:24
Speaker 3: I don't think nowadays the expectation is that you would
20:26
Speaker 3: sit in a role for years and years, because, as
20:28
Speaker 3: we've said many a time, people who change jobs or
20:31
Speaker 3: job hop are statistically likely to earn more, have better opportunities,
20:37
Speaker 3: all those sorts of things. So it is like, don't
20:38
Speaker 3: hate the player, I hate the game on some level. Yeah,
20:41
Speaker 3: it's almost like a pr moment, right, like it's on
20:44
Speaker 3: you to kind of spin that. And I think ultimately,
20:47
Speaker 3: if it was me and somebody asked me that question
20:49
Speaker 3: and said, you know, why are your tenures so sure,
20:51
Speaker 3: I would just say something on the lines of, you know,
20:53
Speaker 3: I've been seeking the right opportunity and flip it around
20:57
Speaker 3: and say, this is why I believe that this opportunity
20:59
Speaker 3: is that, you know, tell them why you think you
21:01
Speaker 3: are the good fit, tell them why you think that
21:03
Speaker 3: this is a place you see yourself being long term,
21:06
Speaker 3: and then if it doesn't end up working out that way,
21:09
Speaker 3: it is what it is, right totally. Yeah, I think
21:11
Speaker 3: that there's lots of things that you can do in
21:13
Speaker 3: that situation. But also it's not the worst thing in
21:17
Speaker 3: the world, Like there are many other red flags that
21:19
Speaker 3: I would consider to be significantly worse than short stints
21:23
Speaker 3: in different jobs, because it's all experience at the end
21:25
Speaker 3: of the day, right exactly, in six months is pretty long.
21:27
Speaker 3: It is a pretty decent amount of time, definitely, And
21:29
Speaker 3: what did everyone else say? All right, so we got
21:31
Speaker 3: lots of good responses. Firstly, somebody said, taking a risk
21:34
Speaker 3: is scary, but often lands you something you may not
21:36
Speaker 3: have found if you had stayed, which I think is
21:39
Speaker 3: very true. Somebody else said, I work in contracting, six
21:42
Speaker 3: month stints are totally normal at organizations. Call it a contract. Yes,
21:46
Speaker 3: very very good advice. Somebody else said, as a hr
21:50
Speaker 3: rep one occurrence looks like self correcting. Deliberate job hopping
21:54
Speaker 3: is what turns off employers, which is interesting to have
21:56
Speaker 3: that insight. Somebody else said, you have proven you can
21:59
Speaker 3: be oil with previous jobs. Don't suffer for a made
22:02
Speaker 3: up finish line, So true. I completely agree. This one's
22:06
Speaker 3: a two parter. They said, hiring manager here, regular pattern
22:10
Speaker 3: of zero to eighteen months in roles mean we won't interview,
22:13
Speaker 3: But if they address it in their cover letter as
22:15
Speaker 3: to why and it makes sense we will, okay, and
22:18
Speaker 3: this is what I think. I think it's only how
22:19
Speaker 3: you spin it.
22:20
Speaker 4: Yeah.
22:20
Speaker 3: And also if it's something that somebody's really questioning, I
22:22
Speaker 3: also wonder if that's is that the right workplace for you?
22:25
Speaker 3: If it is a huge read flag and it is
22:26
Speaker 3: a huge drama, is that a red flag in itself?
22:29
Speaker 2: Yeah?
22:29
Speaker 3: Got you just a couple more. Somebody said in some
22:32
Speaker 3: industries it's like playing chess and you need to get
22:34
Speaker 3: one position to get to where you want, which I
22:36
Speaker 3: also think is a great point. Sometimes it is about
22:38
Speaker 3: taking that lateral step to step up and up later on. Yep.
22:41
Speaker 3: We have another one that says, what's the point of
22:43
Speaker 3: having money and career growth if you are miserable? Yes, exactly.
22:47
Speaker 3: And the last one, which I think is the perfect
22:49
Speaker 3: pot to leave it is we all need to arrive
22:51
Speaker 3: in twenty twenty six and stop with the boomer advice.
22:55
Speaker 3: Great advice. I love that one. Yeah, So thank you
22:58
Speaker 3: for playing along. If you do you want to participate
23:00
Speaker 3: in our weekly money Dilemma, don't forget to follow us
23:02
Speaker 3: on Instagram. We post them there every week. If you
23:04
Speaker 3: haven't already, you can also join our Facebook group. That's
23:06
Speaker 3: where we get our money wins and brew tips. We'd
23:08
Speaker 3: love to see you guys there. But that's about all
23:11
Speaker 3: for today. Thank you guys for joining us, and Victoria
23:13
Speaker 3: will see you on Monday for Money Diary by.
23:15
Speaker 2: Guys by The advice shared on She's on the Money
23:23
Speaker 2: is general in nature and does not consider your individual circumstances.
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