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Transcript

Holiday Hustles · She's On The Money

• 0:00
  Speaker 1: Hello.
• 0:01
  Speaker 2: My name is Satasha Nabananga Bamblet. I'm a proud yor
• 0:04
  Speaker 2: the Order Kerni Wholbury and a waddery woman. And before
• 0:08
  Speaker 2: we get started on She's on the Money podcast, I
• 0:11
  Speaker 2: would like to acknowledge the traditional custodians of the land
• 0:14
  Speaker 2: of which this podcast is recorded on a wondery country,
• 0:18
  Speaker 2: acknowledging the elders, the ancestors and the next generation coming
• 0:22
  Speaker 2: through as this podcast is about connecting, empowering, knowledge sharing
• 0:27
  Speaker 2: and the storytelling of you to make a difference for
• 0:30
  Speaker 2: today and lasting impact for tomorrow.
• 0:33
  Speaker 1: Let's get into it. She's on the Money. She's on
• 0:36
  Speaker 1: the Money.
• 0:52
  Speaker 3: Hello, Ho ho ho. I'm sorry, v I just want
• 0:58
  Speaker 3: to take us off.
• 1:00
  Speaker 1: To changing a little bit.
• 1:05
  Speaker 3: Maybe that's too far, and I'm sorry you're trying to
• 1:08
  Speaker 3: be festive for offensive a little bit of both. How
• 1:11
  Speaker 3: do you feel that's a good start? Welcome, She's on
• 1:15
  Speaker 3: the Money, the podcast that can help you slay your
• 1:17
  Speaker 3: holiday goals without dashing through too much cash.
• 1:21
  Speaker 1: How long did that take you?
• 1:23
  Speaker 3: Maybe like three and a half minutes.
• 1:24
  Speaker 1: Okay.
• 1:25
  Speaker 3: The holiday season is now in full swing and today
• 1:28
  Speaker 3: we're stuffing at your stockings with our top ideas to
• 1:31
  Speaker 3: help you add a little extra jingle to your wallet
• 1:34
  Speaker 3: this Christmas.
• 1:34
  Speaker 1: I do love a jingly wallet. That means we have
• 1:37
  Speaker 1: two coins in there that we're off for a good stack.
• 1:39
  Speaker 3: Some coins in there. I'm excited with me as Victoria
• 1:42
  Speaker 3: Divine stand a little finance helper, I think you are Santa.
• 1:45
  Speaker 3: I feel like I'm the finance.
• 1:46
  Speaker 1: I feel like.
• 1:47
  Speaker 4: I identify differently, but whatever, that's okay. I just don't
• 1:50
  Speaker 4: have the bed for it.
• 1:51
  Speaker 3: Well Sands, a little finance helper is here to make
• 1:54
  Speaker 3: sure your wallet stays merry and bright this Christmas.
• 1:56
  Speaker 1: I love that. I can imagine.
• 2:00
  Speaker 4: Yeah, but we always talk about Christmas budgeting in I
• 2:03
  Speaker 4: guess terms of cutting costs and finding some deals and
• 2:06
  Speaker 4: setting spending limits and trimming down the wish list to
• 2:09
  Speaker 4: make this season a little bit more affordable. But one
• 2:12
  Speaker 4: thing that I think often gets overlooked is that this
• 2:16
  Speaker 4: season is actually a golden opportunity to make some extra cash.
• 2:20
  Speaker 1: Bick, we can make money.
• 2:22
  Speaker 4: As the festive season ramps up, demands of all kinds
• 2:26
  Speaker 4: increase in every area. I mean, everybody has a long
• 2:29
  Speaker 4: list of to do things and no time to get
• 2:32
  Speaker 4: it done, and this time of year, there are a
• 2:34
  Speaker 4: lot of people that are happy to spend.
• 2:36
  Speaker 1: On the task of outsourcing.
• 2:38
  Speaker 3: Oh my god, I totally get it.
• 2:40
  Speaker 4: So with a little bit of creativity, Beck, you could
• 2:42
  Speaker 4: end up covering your chrissy expenses or even give yourself
• 2:45
  Speaker 4: a little bit of a financial cushion to start the
• 2:48
  Speaker 4: new year. So that's what today's episode is going to
• 2:51
  Speaker 4: be all about. We're talking about holiday hustles.
• 2:54
  Speaker 3: I love this idea because I feel like a lot
• 2:56
  Speaker 3: of people spend, spend, spend, they're usually in the negati
• 3:00
  Speaker 3: is by the time.
• 3:00
  Speaker 1: We all are.
• 3:01
  Speaker 4: It is so crazy. But also, I mean side note,
• 3:04
  Speaker 4: if you are feeling the festive pressure right now, what
• 3:07
  Speaker 4: you're going to do and beyond listening to this episode
• 3:10
  Speaker 4: about holiday hustles, where you're actually able to, I guess,
• 3:13
  Speaker 4: increase how much money you're saving and earning of this period.
• 3:16
  Speaker 4: You're going to go and create a bank account today
• 3:20
  Speaker 4: and you're going to call it Christmas. And after Christmas,
• 3:23
  Speaker 4: you're going to start contributing an amount of money that
• 3:26
  Speaker 4: feels comfortable to you every single week or month to
• 3:29
  Speaker 4: that so that you don't have to feel like this
• 3:31
  Speaker 4: next year, so that you have Christmas sorted because how
• 3:34
  Speaker 4: many times does Christmas roll around back and you're like again, as.
• 3:38
  Speaker 1: Though we didn't know what was coming. I know, like
• 3:40
  Speaker 1: we knew it was coming. We did Christmas Day.
• 3:43
  Speaker 4: You've got three hundred and sixty five days now to
• 3:45
  Speaker 4: plan for the next Christmas. And it doesn't have to
• 3:47
  Speaker 4: be stressful.
• 3:48
  Speaker 3: No, And even if you have one dollar a day
• 3:50
  Speaker 3: to put away, that's more than you would have had.
• 3:52
  Speaker 4: If you're gonna have three hundred and sixty five dollars
• 3:54
  Speaker 4: this time next year, that I can almost promise you
• 3:57
  Speaker 4: future you is going to be like, thank God, beg
• 3:59
  Speaker 4: you bank me so much. But also if you want
• 4:02
  Speaker 4: to make some extra cash, that's what we're going to
• 4:04
  Speaker 4: talk about today, all right, So what's the first tip
• 4:07
  Speaker 4: and our holiday hustle stocking?
• 4:08
  Speaker 3: All right?
• 4:09
  Speaker 4: Are you ready for one that you probably already saw coming.
• 4:12
  Speaker 4: I am to start off very strong, but also very predictably.
• 4:16
  Speaker 4: I think a lot of us overlook how much cash
• 4:18
  Speaker 4: we're actually sitting.
• 4:19
  Speaker 1: On in our own homes.
• 4:20
  Speaker 4: The first place I would start is just by looking
• 4:23
  Speaker 4: around your house and having a look for anything that
• 4:25
  Speaker 4: you can chuck on Facebook, Marketplace. It's a fantastic way
• 4:28
  Speaker 4: of freeing up some space and making some extra cash
• 4:31
  Speaker 4: at the same time. And from my perspective, it's a
• 4:34
  Speaker 4: great way to declutter and make room for the new
• 4:36
  Speaker 4: presence that you might be receiving.
• 4:38
  Speaker 1: There such great idea.
• 4:39
  Speaker 4: What I would do and what we're looking for selling though,
• 4:42
  Speaker 4: is like, maybe have a think about what do people
• 4:46
  Speaker 4: need during this holiday season. So I posted something on
• 4:49
  Speaker 4: Instagram the other day. If you are currently thinking about
• 4:53
  Speaker 4: decluttering for your kids, please do because items that your
• 4:58
  Speaker 4: kids are outgrown, like maybe toy or bikes or even
• 5:01
  Speaker 4: cubby houses, can be a massive hit for someone who's
• 5:04
  Speaker 4: looking for a save at Christmas time and being like
• 5:07
  Speaker 4: I really want to get my kid to bike. Yes,
• 5:09
  Speaker 4: don't wait till after Christmas to get rid of your
• 5:11
  Speaker 4: kids items, which I think lots of us are like, oh,
• 5:13
  Speaker 4: I'll see what they get for Christmas and then declutter
• 5:16
  Speaker 4: like it kind of makes sense, but do it before
• 5:18
  Speaker 4: Christmas so that another family can benefit from it. Yes, Like, also,
• 5:23
  Speaker 4: I mean, this is not going to make you any money,
• 5:25
  Speaker 4: but if there are things that you're like, I don't know,
• 5:27
  Speaker 4: like I can afford to give this.
• 5:29
  Speaker 1: Up, try and gift it away.
• 5:32
  Speaker 4: So like give it up for free on Facebook marketplace,
• 5:35
  Speaker 4: like I can almost guarantee it will go to a
• 5:37
  Speaker 4: kid who was not going to get something otherwise.
• 5:40
  Speaker 3: Yeah, that's so true. I actually spent two hours driving
• 5:42
  Speaker 3: someone's house just to buy a one dollar Sanda hat.
• 5:44
  Speaker 3: You know those fluffy ones. You can't get me two hours?
• 5:47
  Speaker 3: This was last year.
• 5:48
  Speaker 1: I'm just gonna say back, I have so many fluffy
• 5:51
  Speaker 1: Santa hats.
• 5:52
  Speaker 3: You actually can have one. Yeah, I'll bring you because
• 5:54
  Speaker 3: I lost it already.
• 5:55
  Speaker 1: I don't know wear of course you did. What don't
• 5:56
  Speaker 1: you lose?
• 5:57
  Speaker 3: But you know that person has an extra dollar. She
• 5:58
  Speaker 3: was like, no one's gonna buy the Santa hat.
• 6:00
  Speaker 1: You want fluffy Santa hat?
• 6:01
  Speaker 3: I really like on it? That first tip.
• 6:03
  Speaker 4: Okay, so decluttering making cash if we're going to be decluttering,
• 6:08
  Speaker 4: like what about your wardrobe? Are there any like outfits
• 6:11
  Speaker 4: that you've worn once or twice that could be a
• 6:12
  Speaker 4: perfect Christmas dress for someone else?
• 6:14
  Speaker 1: Like, pop that up.
• 6:16
  Speaker 4: You're probably never going to wear it again. Another thing
• 6:18
  Speaker 4: I want you to do is back, what do you
• 6:20
  Speaker 4: get for Christmas?
• 6:21
  Speaker 1: Last year? Exactly?
• 6:24
  Speaker 4: So we're going to put things on Facebook marketplace if
• 6:26
  Speaker 4: we don't need them, and turn them into some extra
• 6:28
  Speaker 4: cash because I can almost guarantee if you haven't worn
• 6:30
  Speaker 4: it in a year, if you haven't used it any gear,
• 6:32
  Speaker 4: you're probably not going to use it for another year.
• 6:34
  Speaker 3: Absolutely right, Yeah, yeah, get rid of it. Don't worry
• 6:37
  Speaker 3: about b bit savage this year. I actually thought you
• 6:40
  Speaker 3: were talking about how there's always coins under the couch
• 6:42
  Speaker 3: cushions for some reason.
• 6:43
  Speaker 1: Also check your couch couch cushions.
• 6:45
  Speaker 4: And the bottom of the washing machine, you know, the
• 6:47
  Speaker 4: little steel around the edge. There's always two bucks in there.
• 6:50
  Speaker 4: Don't know where it comes from because my household.
• 6:51
  Speaker 1: We don't use cash. No one uses cash. There's always
• 6:54
  Speaker 1: cash in the washing machine.
• 6:55
  Speaker 3: Where's it come from? Okay?
• 6:56
  Speaker 1: No?
• 6:57
  Speaker 3: I do like that first tip a lot, decluttering making
• 6:59
  Speaker 3: extra hash at the same time. So simple but so effective.
• 7:02
  Speaker 3: Now once we've done this, what's next?
• 7:04
  Speaker 1: Okay?
• 7:05
  Speaker 4: So I feel like everyone was able to predict the
• 7:08
  Speaker 4: Facebook Marketplace one because like the first thing I do
• 7:10
  Speaker 4: when I wake up in the morning, back I roll over,
• 7:12
  Speaker 4: I pick up my phone because it's probably an alarm
• 7:14
  Speaker 4: going off that I need to stop, and then I
• 7:17
  Speaker 4: check Facebook Marketplace so I don't have to see what's
• 7:19
  Speaker 4: going on. I just need to see what people are listing.
• 7:22
  Speaker 4: So you saw that coming, but what you didn't see
• 7:23
  Speaker 4: coming huh yardwork?
• 7:25
  Speaker 1: Okay, yeah, okay.
• 7:27
  Speaker 4: So Christmas time is a time of year when basically
• 7:30
  Speaker 4: everybody wants their garden looking amazing. Like you're having friends
• 7:34
  Speaker 4: and family over, They're going to go through the front yard.
• 7:36
  Speaker 4: You haven't weeded it for a really long time. But
• 7:39
  Speaker 4: with how much is going on, most people don't have
• 7:42
  Speaker 4: time to do it themselves. And here in Australia, where
• 7:45
  Speaker 4: Christmas means warm weather and outdoor celebrations, having a tidy
• 7:49
  Speaker 4: garden and a festive.
• 7:50
  Speaker 1: Yard, I would say is a must.
• 7:52
  Speaker 3: So you could put yourself out there.
• 7:54
  Speaker 4: You can put yourself out there. So one of my
• 7:56
  Speaker 4: favorite platforms is they a taskard. But you could start
• 7:59
  Speaker 4: by letting your family and friends know that you're offering
• 8:01
  Speaker 4: yard work services. So chuck it up on Instagram or
• 8:04
  Speaker 4: you could check it up on Facebook. Posting on social
• 8:06
  Speaker 4: media is going to get you out there. And I
• 8:08
  Speaker 4: mean if you said, hey, for a hundred bucks, I'll
• 8:10
  Speaker 4: come and clean up your yard and like mow the
• 8:13
  Speaker 4: lawn far out, come on over today, Beck, because it
• 8:15
  Speaker 4: hasn't been done in ages for added security and visibility.
• 8:19
  Speaker 4: My favorite platform air tasker where you can I guess,
• 8:22
  Speaker 4: be covered by their insurance and also connect with clients.
• 8:26
  Speaker 4: At this time of year, everyone's booked up, So why
• 8:28
  Speaker 4: not join and cash in on the fact that, you know,
• 8:31
  Speaker 4: I actually need someone who's available tomorrow because I forgot
• 8:34
  Speaker 4: beck that I wanted my garden done by the way Ken. Yeah. Yeah, yeah,
• 8:39
  Speaker 4: that's a great idea exactly. And you could earn like
• 8:41
  Speaker 4: forty or fifty bucks an hour, depending on your location
• 8:44
  Speaker 4: and the job details.
• 8:45
  Speaker 3: Okay, do you have to.
• 8:46
  Speaker 1: Be a landscaper? No?
• 8:47
  Speaker 4: No, you can pop it up and at the end
• 8:49
  Speaker 4: of the day you can pop in your ad. I'm just,
• 8:51
  Speaker 4: you know, an average goal looking to do some yard work.
• 8:55
  Speaker 4: I'm pretty good at it.
• 8:56
  Speaker 1: Yeah, why not?
• 8:57
  Speaker 3: It's actually a really good idea. I'm genuinely, genuinely thinking
• 9:00
  Speaker 3: about doing that.
• 9:01
  Speaker 1: See I think that's a good one. Okay.
• 9:03
  Speaker 3: So after tiding up the yard and making it sparkle
• 9:05
  Speaker 3: for all those outdoor gatherings, what's next in the holiday hustle? Shocking?
• 9:09
  Speaker 4: So outside it's looking fresh, it's looking sleek. You go
• 9:12
  Speaker 4: in your house, it's a bombsite, of of course, or
• 9:15
  Speaker 4: maybe I'm just talking about my house because right now
• 9:17
  Speaker 4: my house is a bombsite. I have a baby, and
• 9:19
  Speaker 4: not much else gets done if I'm being honest. But
• 9:23
  Speaker 4: now the outside's looking great, I think it's time to
• 9:25
  Speaker 4: bring that energy inside. Same as yardwork. Everybody is looking
• 9:30
  Speaker 4: for someone to help with Christmas cleaning or decluttering, and
• 9:33
  Speaker 4: it's in massive demand at this time of year. I'm
• 9:36
  Speaker 4: seeing all these decluttering instagrams pop off because that's the
• 9:39
  Speaker 4: type of content I like to consume. Of course, I
• 9:41
  Speaker 4: love watching people organize pantries, good back, but all of
• 9:47
  Speaker 4: these people are like, hey, get in before the end
• 9:49
  Speaker 4: of December. I only have one or two spots left.
• 9:51
  Speaker 1: Yeah, okay.
• 9:53
  Speaker 4: I'm not saying that you need to be a professional
• 9:55
  Speaker 4: at these things, and we're not putting ourselves out there
• 9:57
  Speaker 4: as professionals, but there would be somebody who's going to go,
• 10:00
  Speaker 4: oh my gosh, I would love just an extra set
• 10:02
  Speaker 4: of hands that could come over help me tidy the house,
• 10:05
  Speaker 4: come over, help me deg clutter. Like you know when
• 10:08
  Speaker 4: you go into someone's house and they say, oh, that
• 10:10
  Speaker 4: cupboard all way too overwhelming, But you're like, what's the
• 10:13
  Speaker 4: big deal Because you don't have the emotional attachment.
• 10:15
  Speaker 1: Exactly, I can clean up your linen cupboard. Yes, I
• 10:19
  Speaker 1: could organize all your sheets and towels.
• 10:21
  Speaker 3: I feel like when we're cleaning our own houses we
• 10:22
  Speaker 3: get stuck on like little miscellaneous in its as that
• 10:24
  Speaker 3: we one hundred percent there for an hour.
• 10:27
  Speaker 4: I can go through your pantry and look at all
• 10:29
  Speaker 4: the expiry dates on things and make sure that your
• 10:31
  Speaker 4: pantry is being cleared out. I can put it all
• 10:33
  Speaker 4: in a pile and be like, Beck, this is all
• 10:35
  Speaker 4: the stuff I think you should get rid of, and
• 10:37
  Speaker 4: you go, yeah, okay, no worries.
• 10:38
  Speaker 3: Yep, don't think about it, just just get rid of it.
• 10:41
  Speaker 4: But between everything everybody's doing over this period, who even
• 10:45
  Speaker 4: has time to deep clean their house? And Beck, that
• 10:48
  Speaker 4: is where you and I come. Yes, exactly, it's the
• 10:51
  Speaker 4: same as yard work. You could like tap into your
• 10:53
  Speaker 4: social networks or sign up to air tasker, especially if
• 10:55
  Speaker 4: you're that friend that's kind of known as being a
• 10:58
  Speaker 4: little bit of a neat freak.
• 11:00
  Speaker 1: But all lies on that.
• 11:01
  Speaker 4: Yeah, we are commercializing ourselves at this time of year. Beck, great,
• 11:05
  Speaker 4: you guys know I'm a neat freak. I'd love to
• 11:07
  Speaker 4: be a neat freak in your house. Come on over,
• 11:10
  Speaker 4: I love this, you can expect to earn between thirty
• 11:12
  Speaker 4: and sixty bucks an hour, depending on the depth of
• 11:15
  Speaker 4: cleaning required.
• 11:16
  Speaker 1: Like also not that hard to pick up a few
• 11:19
  Speaker 1: you know, cleaning items.
• 11:20
  Speaker 4: Or you can say I can do this for you, Beck,
• 11:22
  Speaker 4: I'll come over, but you need to supply all the
• 11:25
  Speaker 4: cleaning products in the vacuum.
• 11:26
  Speaker 1: Then you don't even have to turn up with anything.
• 11:28
  Speaker 4: You could just jump on the tram, go to their house,
• 11:30
  Speaker 4: do some cleaning, get some money, make bank, go.
• 11:33
  Speaker 3: Home, oh man, and you also get to spend time
• 11:36
  Speaker 3: with the friend you might not have been able to
• 11:37
  Speaker 3: do exactly season.
• 11:39
  Speaker 4: Or you could put it up on air Tasker and
• 11:41
  Speaker 4: get a few reviews going, so that throughout the next
• 11:44
  Speaker 4: year when cash is a little bit tight, you can
• 11:46
  Speaker 4: be like, I'll just put another add up or I'll
• 11:47
  Speaker 4: reply to a few air Tasker things.
• 11:50
  Speaker 3: That's so good.
• 11:51
  Speaker 4: You can make literally a couple of one hundred bucks
• 11:53
  Speaker 4: in a day by doing that.
• 11:54
  Speaker 3: And so, okay, we've gone inside, we've done outside. Everything's
• 11:57
  Speaker 3: sparkle and clean and ready.
• 11:59
  Speaker 1: What's okay?
• 12:01
  Speaker 4: So this one it's not for everyone, but I've put
• 12:03
  Speaker 4: it down anyway, if you're going away for the holidays,
• 12:06
  Speaker 4: or you have a spare bedroom, beg rent out your space.
• 12:09
  Speaker 4: It can be a really good way of bringing in
• 12:11
  Speaker 4: a little bit of extra cash during this festive season.
• 12:14
  Speaker 4: I think you might be thinking, Oh, no, one's gonna
• 12:16
  Speaker 4: want my room, Like, what are you talking about me? Like,
• 12:19
  Speaker 4: it's not a holiday house. But with so many people
• 12:23
  Speaker 4: traveling to visit family, there is so much demand for
• 12:26
  Speaker 4: rentals that are going to allow guests to stay close
• 12:30
  Speaker 4: to their family without having to book hotel.
• 12:32
  Speaker 2: Yeah.
• 12:32
  Speaker 4: Yeah, Like I don't mean to be rude. If you're
• 12:33
  Speaker 4: my family, please stop listing right here. I'll give you
• 12:37
  Speaker 4: three two one, all right. So sometimes you just don't
• 12:39
  Speaker 4: want to stay family about the house.
• 12:40
  Speaker 3: Sometimes you just.
• 12:41
  Speaker 4: Don't like you're happy to go over for dinner, you're
• 12:43
  Speaker 4: happy to travel, but you want to go back to
• 12:45
  Speaker 4: your own place.
• 12:46
  Speaker 3: Oh man, that would be sweet. That's so curious.
• 12:48
  Speaker 1: I would love Beck's bedroom.
• 12:50
  Speaker 4: Yeah, like the idea that I could escape that situation,
• 12:53
  Speaker 4: go to quote my own room, and then I'll see
• 12:56
  Speaker 4: you tomorrow for breakfast.
• 12:57
  Speaker 3: True.
• 12:58
  Speaker 4: So we're not talking like fancy usually holiday houses. We're
• 13:01
  Speaker 4: talking like if you have a bedroom that you could
• 13:04
  Speaker 4: lease out this holiday season, because maybe you're going to
• 13:06
  Speaker 4: your family's place where you don't get to rent somebody's room,
• 13:11
  Speaker 4: right you could rent it out, which I think it
• 13:13
  Speaker 4: makes your homework for you, but also generate some cash
• 13:17
  Speaker 4: for you in the short term.
• 13:18
  Speaker 3: I guess I'm assuming that you maybe need to own
• 13:20
  Speaker 3: or doesn't. I guess you can have.
• 13:21
  Speaker 4: You can chat with your landlord and work out what's
• 13:24
  Speaker 4: fair and what's reasonable. You don't necessarily need to own it,
• 13:27
  Speaker 4: so I would check your lease agreements, but you could
• 13:29
  Speaker 4: post on social media and like sublet to a friend
• 13:31
  Speaker 4: for a period of time, or if you do own,
• 13:34
  Speaker 4: you could list your place on Airbnb and stays, which honestly,
• 13:37
  Speaker 4: it provides coverage so like insurance and stuff, and connects
• 13:41
  Speaker 4: you with people who are looking for short term rentals.
• 13:43
  Speaker 4: And I mean everybody who has a mortgage right now
• 13:46
  Speaker 4: is probably thinking that their mortgage is feeling a little
• 13:49
  Speaker 4: bit tight around their necks, so this could take some
• 13:51
  Speaker 4: pressure off. Yeah, great call exactly. The idea of printing
• 13:54
  Speaker 4: out like a room or your house. It's such a
• 13:56
  Speaker 4: clever way to make use of your space exactly. And
• 13:58
  Speaker 4: I mean it's going to vary, like if you so
• 14:00
  Speaker 4: stupidly regional and it's just a sharehouse and all of that,
• 14:04
  Speaker 4: you're probably not making as much, but from my research,
• 14:07
  Speaker 4: it could typically earn anywhere from like one hundred bucks
• 14:09
  Speaker 4: to like four hundred dollars a night, especially during peak time.
• 14:13
  Speaker 3: Yeah, that's a great idea.
• 14:15
  Speaker 4: Especially imagine if you have like a really good rental
• 14:18
  Speaker 4: but like in a really great location, so you're like
• 14:21
  Speaker 4: Christmas time come at me. I have a friend who
• 14:23
  Speaker 4: actually rents her house out, so she lives down where
• 14:27
  Speaker 4: we go on holidays bees and she goes and stays
• 14:29
  Speaker 4: with her parents and rents her whole house out for
• 14:31
  Speaker 4: the Christmas New Years period.
• 14:32
  Speaker 3: That's so clever.
• 14:33
  Speaker 4: Because she leases it for like two grand a week.
• 14:37
  Speaker 4: This is not a house with a pool, It is
• 14:38
  Speaker 4: not anything fancy. It's just in this holiday location that
• 14:43
  Speaker 4: someone usually last minute books because they're like, oh my gosh,
• 14:47
  Speaker 4: I don't have any other option.
• 14:48
  Speaker 1: That sounds really bad.
• 14:49
  Speaker 4: But also she puts that towards a mortgage, and you
• 14:52
  Speaker 4: know what, we're all just doing the best that we
• 14:54
  Speaker 4: can beg We're all just out here trying to live exactly.
• 14:57
  Speaker 3: Five okay, with everyone heading out of town. That's a
• 15:00
  Speaker 3: really really good idea, but there's another huge holiday hustle
• 15:03
  Speaker 3: to take advantage.
• 15:04
  Speaker 4: Of there is, So without further ado, we're gonna take
• 15:08
  Speaker 4: a very quick break, okay, and when we come back,
• 15:10
  Speaker 4: we're going to dive into another holiday hustle that lets
• 15:13
  Speaker 4: you cash in on the holiday travel season without even
• 15:16
  Speaker 4: leaving your own neighborhood.
• 15:17
  Speaker 3: Okay, welcome back everyone. Before the break, we were talking
• 15:29
  Speaker 3: about renting out a room or your whole place for
• 15:31
  Speaker 3: some extra holiday cash. But if you'd rather stay local
• 15:34
  Speaker 3: while still making money off the holiday travel rush, We've
• 15:37
  Speaker 3: got just the thing.
• 15:38
  Speaker 1: All right, are you ready?
• 15:39
  Speaker 3: I'm ready?
• 15:40
  Speaker 1: Oh this is my favorite one. Pet sitting and house sitting.
• 15:44
  Speaker 3: Yes.
• 15:45
  Speaker 1: Do you know who goes away during Christmas periods?
• 15:47
  Speaker 3: Everyone in the rich people? Oh?
• 15:48
  Speaker 1: Rich people. Yeah, but like do you know whose house
• 15:51
  Speaker 1: they want to houseit over?
• 15:53
  Speaker 3: Or rich people? Yeah?
• 15:54
  Speaker 1: Because do you know what they leave their Netflix logged in? Yeah? Yeah,
• 15:58
  Speaker 1: they usually have foxtail.
• 16:00
  Speaker 3: Yes, they might have a pool.
• 16:04
  Speaker 4: I'm not going to take advantage of that, but I
• 16:06
  Speaker 4: want to do my cross ditch beside your pool.
• 16:08
  Speaker 3: I wouldn't hate it.
• 16:09
  Speaker 4: And I can't take advantage of this because I am
• 16:12
  Speaker 4: the person with the pets, so I can't go house
• 16:14
  Speaker 4: sit for somebody else, which is very disappointing because I
• 16:17
  Speaker 4: think this is a really good side hustle. But there
• 16:19
  Speaker 4: are so many people right now who are planning to
• 16:22
  Speaker 4: travel over the holidays, and because of that, pet and
• 16:25
  Speaker 4: house sitting are both in high demand. People want to
• 16:27
  Speaker 4: make sure that their homes and their furry family members
• 16:30
  Speaker 4: are looked after. But with some of the hustle and
• 16:32
  Speaker 4: bustle beck, it's actually relatively hard to find somebody who's reliable.
• 16:37
  Speaker 4: And that's where you get to come in. So how
• 16:40
  Speaker 4: do you even get started? First thing I do is
• 16:42
  Speaker 4: again social media, if you have it. We're not talking
• 16:46
  Speaker 4: like you need thousands of followers for this, right because
• 16:49
  Speaker 4: like you just need one person. And do you know
• 16:51
  Speaker 4: who I would trust with my pets before going online?
• 16:54
  Speaker 4: A friend or a family member or somebody in my
• 16:56
  Speaker 4: inner circle. In fact, I know this sounds a late
• 17:00
  Speaker 4: and maybe this is just me being really dangerous, but
• 17:02
  Speaker 4: like I've seen a girl Amy. I just follow her
• 17:05
  Speaker 4: because her content was cool. I knew she lived in Melbourne,
• 17:08
  Speaker 4: like she was a She's on the money follower. Anyway,
• 17:10
  Speaker 4: she followed me. I followed her and she posted on
• 17:13
  Speaker 4: her Instagram stories one day that she does pet sitting
• 17:16
  Speaker 4: and I screenshot it. And then when I went away
• 17:18
  Speaker 4: earlier this year back, I literally messaged her on Instagram
• 17:21
  Speaker 4: and I was like, I know this is a bit
• 17:23
  Speaker 4: weird and I've never met you before, but I like
• 17:25
  Speaker 4: you vibe.
• 17:25
  Speaker 1: I like what you're up to. I saw that you
• 17:27
  Speaker 1: posted that you did pet sitting. Would you do it again?
• 17:31
  Speaker 4: And so Henry and Bailey and Lucy had Amy for
• 17:34
  Speaker 4: that period and they loved her. That's really but like,
• 17:36
  Speaker 4: that's who I felt really comfortable with because sure she
• 17:39
  Speaker 4: always posts pictures of people's cats, and I'm like, you're
• 17:42
  Speaker 4: my people, you know. But if you don't have somebody
• 17:45
  Speaker 4: that you know that you could house sit for, you
• 17:47
  Speaker 4: could post in local Facebook groups. So like, if your
• 17:50
  Speaker 4: suburb has a Facebook group, join it and post and say, hey, guys,
• 17:54
  Speaker 4: I'm looking to house sit or pet sit over that
• 17:56
  Speaker 4: period of time really helps. If you post pictures of yourself,
• 18:00
  Speaker 4: really helps, if you post pictures of pets that you've
• 18:02
  Speaker 4: looked after, and like even just being like, hey, I
• 18:05
  Speaker 4: could provide a review from my mate beck who I've
• 18:07
  Speaker 4: pets it for before, and that makes me feel a
• 18:10
  Speaker 4: little bit more secure or you could join a trusted platform.
• 18:13
  Speaker 4: So I have also used a platform called mad Pause before. Yes,
• 18:17
  Speaker 4: so when I was really hamstrung and I couldn't find
• 18:19
  Speaker 4: someone because like, to me, I'm crazy, I'm a crazy
• 18:23
  Speaker 4: pet mum. Like, don't get me wrong, I would not
• 18:27
  Speaker 4: go on a holiday before putting my pets into like
• 18:30
  Speaker 4: a cattery or something like that. It's just not happening.
• 18:33
  Speaker 4: So I went on Mad Pause and I was matched
• 18:35
  Speaker 4: with a house sitter that had really good reviews. Or
• 18:38
  Speaker 4: there's another website. I haven't used it, but I've heard
• 18:41
  Speaker 4: it's really good called Trusted house Sitters for house sitting,
• 18:44
  Speaker 4: and it helps you connect with clients who might be
• 18:47
  Speaker 4: outside your immediate network, which is kind of cool. And
• 18:50
  Speaker 4: on those platforms like Mad Pause and Trusted house Sitters,
• 18:54
  Speaker 4: they usually require a police check and references. Okay, so
• 18:57
  Speaker 4: that's really cool. But if you're just doing it, you
• 19:00
  Speaker 4: can just apply. I think it's like forty seven dollars
• 19:03
  Speaker 4: to do a police check, but I would do that
• 19:05
  Speaker 4: as well. Like can imagine if some rando online was like, oh,
• 19:08
  Speaker 4: I can you know pet sit for you? And I
• 19:10
  Speaker 4: have a police check, I feel a lot safer and
• 19:13
  Speaker 4: bonus if you're a house sitting for somebody. You could
• 19:16
  Speaker 4: hack it, you could rent out your bedroom.
• 19:19
  Speaker 3: I was gonna say, yeah, if it's in the same
• 19:21
  Speaker 3: area exactly, really changing that much. I'm not traveling anywhere.
• 19:25
  Speaker 3: I just get money. Oh my god, it's a great idea.
• 19:28
  Speaker 4: And do you know what, Yeah, I think that pet
• 19:31
  Speaker 4: sitting like I would probably do it for free, but
• 19:34
  Speaker 4: rates typically range anywhere from like thirty to seventy dollars
• 19:38
  Speaker 4: a day, depending on the level of care and location.
• 19:40
  Speaker 4: So like, if you offer your pet sitting services, it
• 19:44
  Speaker 4: might be seventy dollars a day because you need to
• 19:46
  Speaker 4: sleep over it at the house to look after these pets.
• 19:49
  Speaker 1: Or you could also upsell.
• 19:51
  Speaker 4: Them and be like I could take your dog on
• 19:53
  Speaker 4: an hour walk a day for an extra.
• 19:55
  Speaker 1: Fifteen to thirty dollars. Huh, there you go, exactly.
• 20:00
  Speaker 3: Getting paid for You're getting one hundred bucks a day, exactly.
• 20:03
  Speaker 4: We are rolling in it, and most people go away
• 20:06
  Speaker 4: for at least a week, So that's seven hundred bucks
• 20:08
  Speaker 4: you didn't have before. And then how sitting you could
• 20:11
  Speaker 4: expect about the same between thirty to seventy dollars a
• 20:14
  Speaker 4: night with higher rates if there are heaps of different responsibilities.
• 20:18
  Speaker 3: Sure, okay, pet and houseitting are great for holiday travelers,
• 20:21
  Speaker 3: but that's not the only way to help busy people
• 20:23
  Speaker 3: this holiday season. What else can we jump onto.
• 20:25
  Speaker 4: You could run people's errands so like so many people
• 20:29
  Speaker 4: have to do lists that are super long, lots of
• 20:32
  Speaker 4: people just don't have the time to handle it all.
• 20:34
  Speaker 4: And that, my friend, is where you come in. I'm
• 20:36
  Speaker 4: assuming again, if somebody put their hand up and said, oh,
• 20:39
  Speaker 4: I can do that for you, you be like, oh my gosh,
• 20:41
  Speaker 4: a weight off my shoulders. Someone's willing to pay for
• 20:43
  Speaker 4: it in that okase. So becoming an error runner could
• 20:46
  Speaker 4: be a fantastic way to earn some extra holiday cash,
• 20:49
  Speaker 4: which can help people tick off their holiday checklist. You're
• 20:51
  Speaker 4: helping them be less stressed, but then also you're making
• 20:54
  Speaker 4: some extra cash. So again, you could do social media,
• 20:57
  Speaker 4: but air task I Reckon is a good one for this,
• 21:00
  Speaker 4: so you can connect with people who need errands done
• 21:03
  Speaker 4: really quickly. There's also a platform called zoom to You.
• 21:06
  Speaker 4: So ZM the number two and then the letter you.
• 21:11
  Speaker 1: They're really good, so zoom to you.
• 21:12
  Speaker 4: Sherpa is another one. Go People are delivery service platforms
• 21:17
  Speaker 4: that connect independent couriers, so anyone who's like, I've got
• 21:20
  Speaker 4: a car or I can do this with customers who
• 21:23
  Speaker 4: need same day or on demand deliveries. So oh my gosh,
• 21:27
  Speaker 4: I don't earn a car, I need to get the
• 21:28
  Speaker 4: bike from Target to my house.
• 21:30
  Speaker 1: They pop the job up there.
• 21:32
  Speaker 3: You could do it, easy done.
• 21:34
  Speaker 4: Easy done right. Some of these allow you to earn
• 21:37
  Speaker 4: extra money for the last minute deliveries, and even like
• 21:40
  Speaker 4: Uber allows you to select just delivery services only these days,
• 21:44
  Speaker 4: so like, you don't have to sign up to Uber
• 21:47
  Speaker 4: and have people in your car. You can sign up
• 21:49
  Speaker 4: to Uber, which also, by the way, drops the car
• 21:53
  Speaker 4: that you need. So like, if you have thought about
• 21:55
  Speaker 4: doing Uber and you're like, oh, I checked the requirements
• 21:57
  Speaker 4: and my car's not new enough, Yeah, you could be
• 22:00
  Speaker 4: delivery driver.
• 22:00
  Speaker 3: Cool.
• 22:01
  Speaker 1: Yeah, because you're not having people in your car.
• 22:02
  Speaker 4: But if you're going to sign up as like an
• 22:04
  Speaker 4: independent contractor on delivery platforms, I need you to make
• 22:07
  Speaker 4: sure that you actually read the terms and conditions carefully
• 22:10
  Speaker 4: because each platform might have like different requirements. So for example,
• 22:14
  Speaker 4: if you sign up to Uber, they aren't just going
• 22:17
  Speaker 4: to pay into your account and wham bam, you don't
• 22:19
  Speaker 4: think about it again. You're going to need to have
• 22:21
  Speaker 4: an ABN. So you need to set up an ABN
• 22:24
  Speaker 4: because in order for you to operate legally, they need
• 22:27
  Speaker 4: you to process your own tax and super and whatnot.
• 22:30
  Speaker 1: And you also need.
• 22:31
  Speaker 4: To understand your I guess responsibilities when it comes to
• 22:34
  Speaker 4: like insurance and liability and tax obligations and all of
• 22:37
  Speaker 4: these are going to be your responsibility as an independent
• 22:40
  Speaker 4: contractor if that makes sense.
• 22:42
  Speaker 3: Yeah, definitely.
• 22:42
  Speaker 4: Yeah, So just thinking about it, because I've written this
• 22:45
  Speaker 4: long list of like what you could do. You could
• 22:47
  Speaker 4: offer like grocery shopping. I know that grocery shopping is
• 22:50
  Speaker 4: something that you could be like, but I could get
• 22:52
  Speaker 4: calls online or whatever you could. But are they going
• 22:54
  Speaker 4: to pick the right bananas exactly? Are they going to
• 22:57
  Speaker 4: go and go to like your list of different like places,
• 23:01
  Speaker 4: so like for me my Christmas grocery shopping, I go
• 23:05
  Speaker 4: to calls, I go to audi and have different things.
• 23:07
  Speaker 1: Imagine if you wrote a list and then someone else
• 23:08
  Speaker 1: went and did.
• 23:09
  Speaker 3: It totally, and you know when they replace the item
• 23:11
  Speaker 3: because it's out of stuff?
• 23:12
  Speaker 1: What is that about?
• 23:13
  Speaker 3: And sometimes you get the most rogue thing ever.
• 23:17
  Speaker 1: You actually do. And I mean the other day get this.
• 23:20
  Speaker 4: So I was really lazy the other day Steve was
• 23:23
  Speaker 4: away and I was at home on my own, and
• 23:26
  Speaker 4: I realized I was almost out of baby formula. I
• 23:28
  Speaker 4: was like, fantastic, I'm going to order it on uberots.
• 23:31
  Speaker 4: Turned out it was much more expensive, but I was like, Okay,
• 23:34
  Speaker 4: that's the price I'm paying to leave my baby napping
• 23:38
  Speaker 4: because it took six years to get him to no course,
• 23:40
  Speaker 4: and I was like, and I'm not going out, like
• 23:42
  Speaker 4: I just can't mentally do it orter a formula on
• 23:45
  Speaker 4: uberots and so Harvey is eight months old, so I
• 23:48
  Speaker 4: ordered the like six to twelve month old formula. Turns
• 23:51
  Speaker 4: out they didn't have it, so instead of replacing it
• 23:55
  Speaker 4: or calling me or doing anything, they just like swapped it.
• 23:58
  Speaker 1: For the three year old for me.
• 24:01
  Speaker 4: So I paid forty seven dollars to have a tin
• 24:05
  Speaker 4: of formula that I cannot use for my child delivered
• 24:09
  Speaker 4: to my door.
• 24:09
  Speaker 1: No. Well, I looked at it. I looked at it.
• 24:12
  Speaker 4: Yeah, and I was like, what do I do with
• 24:14
  Speaker 4: this because I can't use it. Also, I didn't even
• 24:17
  Speaker 4: know that three year olds still used formula, so I
• 24:19
  Speaker 4: checked the expiry date.
• 24:21
  Speaker 1: It would expire before my son is three. No, I
• 24:23
  Speaker 1: don't even use it ever.
• 24:25
  Speaker 3: That sucks.
• 24:27
  Speaker 4: Don't worry. I did take it back to Cohle's and
• 24:29
  Speaker 4: told them what had happened, and turns out their product
• 24:32
  Speaker 4: was actually in stock and they just let me swap it,
• 24:34
  Speaker 4: which was very kind. So I fixed it.
• 24:37
  Speaker 3: But also, ah, did you get delivery feedback or anything?
• 24:40
  Speaker 1: I gave them five stars.
• 24:42
  Speaker 4: They did the best they could, I suppose, So beck
• 24:44
  Speaker 4: that's my side story about uber eats and how that
• 24:47
  Speaker 4: didn't work out for me, And if I had hired
• 24:50
  Speaker 4: someone independently that would have worked out, I think. But
• 24:53
  Speaker 4: also gift pickups, gift delivery service, like postal service now
• 25:00
  Speaker 4: isn't reliable. Maybe you need to get something across the city,
• 25:03
  Speaker 4: returns and exchanges. No one wants to do that themselves,
• 25:06
  Speaker 4: so you can put it online and say that you're
• 25:08
  Speaker 4: happy to do that and picking up. Event supplies are
• 25:11
  Speaker 4: always in high demand. Do you know how many Christmas
• 25:13
  Speaker 4: parties are happening right now for companies who are like,
• 25:16
  Speaker 4: oh my gosh, how do we get all these candles
• 25:18
  Speaker 4: to the venue?
• 25:19
  Speaker 1: So true, you can do it.
• 25:21
  Speaker 4: You can do it.
• 25:21
  Speaker 1: You could be a woman with a van check.
• 25:23
  Speaker 3: A podcast done, go for the drive.
• 25:25
  Speaker 4: No one you could listen to, but typically beg. You
• 25:28
  Speaker 4: could earn between twenty and fifty.
• 25:29
  Speaker 1: Bucks per delivery.
• 25:31
  Speaker 3: That's great.
• 25:32
  Speaker 4: That's a good deal, depending on obviously travel time and
• 25:34
  Speaker 4: complexity and what do you want to charge for your time.
• 25:36
  Speaker 4: Let's be honest. I reckon offering an errand service during
• 25:40
  Speaker 4: the holidays. It lets you help others make the season
• 25:43
  Speaker 4: a little less stressful while you're earning.
• 25:45
  Speaker 1: Some extra cash.
• 25:46
  Speaker 4: I think it's a good deal. Plus, with the right approach,
• 25:48
  Speaker 4: you could turn these short term gigs into some repeat
• 25:51
  Speaker 4: clients year round.
• 25:52
  Speaker 3: Yeah, that's so.
• 25:53
  Speaker 1: Like, once they've got your number, you can be like, oh,
• 25:55
  Speaker 1: if there's anything that pops up during the year, you
• 25:57
  Speaker 1: let me know.
• 25:57
  Speaker 3: Little burths of cash every now and then, couldn't her sligh?
• 26:00
  Speaker 3: Yeah great idea, Thank you, you're so welcome.
• 26:04
  Speaker 1: I have one more for you.
• 26:05
  Speaker 3: Yeah, yes, I was going to say, is there one tiny,
• 26:07
  Speaker 3: little one more?
• 26:08
  Speaker 1: Do you know what I hate? Flat packs?
• 26:11
  Speaker 3: Oh?
• 26:12
  Speaker 1: Yeah, yeah, yeah, I hate.
• 26:13
  Speaker 3: I see where you're going.
• 26:15
  Speaker 4: We know that the holiday season is hectic and parents
• 26:18
  Speaker 4: are often doing their own groceries because they didn't know
• 26:20
  Speaker 4: you offer a delivery service, and they're doing their own
• 26:23
  Speaker 4: errands because they didn't know that you could do it
• 26:25
  Speaker 4: for them. And they are shopping and they are cooking,
• 26:27
  Speaker 4: and they are planning family events. They didn't put the
• 26:30
  Speaker 4: bike together, No for little Johnny.
• 26:33
  Speaker 3: Flat pack galore this time.
• 26:35
  Speaker 1: Yeah, so many.
• 26:36
  Speaker 4: But you know what, that's where you're going to step
• 26:38
  Speaker 4: into your job as gift assembler. Oh my god, that's
• 26:41
  Speaker 4: and you're going to take a huge task off their
• 26:43
  Speaker 4: hand and they're going.
• 26:43
  Speaker 1: To pay you to do it.
• 26:44
  Speaker 3: Great.
• 26:45
  Speaker 4: Also, there are some people in this world who were
• 26:47
  Speaker 4: really good at flat pack. My best friend Harriet flat
• 26:50
  Speaker 4: pack queen. Oh I bet I'm going to do it.
• 26:53
  Speaker 4: I'll end up divorced.
• 26:54
  Speaker 3: I shouldn't say's because I'm probably going to try and
• 26:56
  Speaker 3: get into this. But I'm really bad at it, but
• 26:59
  Speaker 3: I love it. It's so satisfying.
• 27:00
  Speaker 1: Also, like, can't be that hard. Men do it all
• 27:03
  Speaker 1: the time.
• 27:03
  Speaker 3: It can't be that hard hard exactly.
• 27:06
  Speaker 4: So you could spread the word on social media, letting
• 27:09
  Speaker 4: parents or people in your I guess network know that
• 27:11
  Speaker 4: you're able to handle those tricky or time consuming gift assemblies.
• 27:16
  Speaker 4: How many of us are like, oh my gosh, scrambling
• 27:19
  Speaker 4: at the last minute, being like I'm hosting Christmas and
• 27:21
  Speaker 4: I don't have enough chess.
• 27:23
  Speaker 1: Do you know what, not only will I pick them
• 27:25
  Speaker 1: up for you, I'll assemble them. Absolutely, I got you.
• 27:28
  Speaker 4: So you could join platforms like air Taska again to
• 27:32
  Speaker 4: help connect you with busy families. You could put an
• 27:34
  Speaker 4: ad on Facebook marketplace like. There are lots of places
• 27:37
  Speaker 4: that you could do this because I can almost guarantee
• 27:40
  Speaker 4: that there are a lot of people who need a
• 27:42
  Speaker 4: lot of things assembled before Christmas Day. Yeah, yeah, yeah, exactly.
• 27:45
  Speaker 4: And I looked at air Taska, Beck, do you know
• 27:48
  Speaker 4: you could earn between eighty five to one hundred and
• 27:50
  Speaker 4: eighty bucks per assembly job?
• 27:52
  Speaker 3: Really?
• 27:52
  Speaker 1: Yeah, beef, real people are paying this, Oh my god.
• 27:56
  Speaker 4: And these are all jobs that you could do that
• 28:00
  Speaker 4: literally require I will say, like skill, yes, like you
• 28:03
  Speaker 4: don't need a degree, Like you could just put your
• 28:04
  Speaker 4: hand up and be like, I'm a pretty handy person.
• 28:06
  Speaker 3: Yeah, I'll do that.
• 28:07
  Speaker 1: I'll do that. That's absolutely fine.
• 28:09
  Speaker 3: Oh my god, that is so great. I did not
• 28:11
  Speaker 3: realize that was a thing.
• 28:12
  Speaker 1: Anyway.
• 28:12
  Speaker 4: That is a lot of money that you could be
• 28:14
  Speaker 4: making that otherwise somebody else is going to make Yeah.
• 28:17
  Speaker 3: There actually are a few of these that I'm going
• 28:19
  Speaker 3: to start doing.
• 28:19
  Speaker 1: I feel like all of them.
• 28:21
  Speaker 4: I feel like you probably expected me to be like
• 28:23
  Speaker 4: passive income or get a Christmas casual job, but that's
• 28:26
  Speaker 4: not I feel like sometimes to make some money you
• 28:29
  Speaker 4: actually have to move your butt. You actually have to
• 28:31
  Speaker 4: put your hands in there and get them a little
• 28:33
  Speaker 4: bit dirty and do some work.
• 28:34
  Speaker 1: But like it pays off literally totally.
• 28:37
  Speaker 3: I mean, if you're able to exactly, yeah, I'm going
• 28:39
  Speaker 3: to give that a go. I feel like that's a
• 28:41
  Speaker 3: wrap on our holiday hustle ideas, which is great. I
• 28:44
  Speaker 3: feel honestly we did a good job. That was fantastic.
• 28:47
  Speaker 3: There's so many good tips.
• 28:48
  Speaker 4: You could tidy someone's garden, you could put their presleaves together,
• 28:51
  Speaker 4: you could turn your spare room into someone's holiday getaway. Honestly,
• 28:55
  Speaker 4: there's a way for everyone to cash in on the
• 28:57
  Speaker 4: holiday spirit.
• 28:58
  Speaker 3: Absolutely and maybe even fund a little festive fun for yourself.
• 29:02
  Speaker 1: Exactly.
• 29:03
  Speaker 3: It's great, Okay, And if you want to maybe give
• 29:05
  Speaker 3: she's in the money a little gift this Christmas.
• 29:08
  Speaker 4: Which you do, it's very easy. It is also free
• 29:10
  Speaker 4: for you. What are they going to do?
• 29:12
  Speaker 3: They're just going to hit that subscribe button.
• 29:14
  Speaker 4: Yes, I love that it's not hard, and subscribing actually
• 29:17
  Speaker 4: helps us bring you the content that you love, and
• 29:20
  Speaker 4: it helps us reach more listeners who could use a
• 29:22
  Speaker 4: little bit of I don't know money magic this season
• 29:25
  Speaker 4: so true.
• 29:25
  Speaker 3: Thank you guys so much for tuning in, and may
• 29:27
  Speaker 3: your holiday season be mary bright and just a little
• 29:30
  Speaker 3: bit more profitable.
• 29:31
  Speaker 4: Yeah, that's the only wish I've got for you this season.
• 29:34
  Speaker 4: Make money, get Christmas.
• 29:38
  Speaker 1: Gray.
• 29:39
  Speaker 4: See you later, guys, Bye guys. The advice shared on
• 29:47
  Speaker 4: She's on the Money is general in nature and does
• 29:50
  Speaker 4: not consider your individual circumstances. She's on the Money exists
• 29:54
  Speaker 4: purely for educational purposes and should not be relied upon
• 29:57
  Speaker 4: to make an investment or financial decision.
• 30:00
  Speaker 1: If you do choose to buy a financial.
• 30:01
  Speaker 4: Product, read the PDS TMD and obtain appropriate financial.
• 30:05
  Speaker 1: Advice tailored towards your needs.
• 30:07
  Speaker 4: Victoria Divine and Sheese on the Money are authorized representatives
• 30:11
  Speaker 4: of Money. Sheper p t y lt D A b
• 30:14
  Speaker 4: N three two one six four nine two seven seven
• 30:17
  Speaker 4: zero eight AFS L four five one two eight nine