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Pink Tax: The cost of being a woman · She's On The Money

• 0:00
  Speaker 1: She's on the Money.
• 0:02
  Speaker 2: She's on the Money.
• 0:12
  Speaker 1: Hello, and welcome to she is on the Money the
• 0:14
  Speaker 1: podcast The Millennials Who Want Financial Freedom. My name is
• 0:17
  Speaker 1: Georgia King. I'm a copywriter and journalism student and each
• 0:21
  Speaker 1: week I sit down to chat OATMELK had Money with
• 0:23
  Speaker 1: Melbourne based financial adviser Victoria Devine. Hello, Georgia King, now
• 0:27
  Speaker 1: speaking of Divines. On the day of recording, it is
• 0:31
  Speaker 1: Victoria's younger sister, Alex Devo, Divine's big birthday. We wanted
• 0:36
  Speaker 1: to send our well wishes to the big woman on
• 0:38
  Speaker 1: this very special day.
• 0:40
  Speaker 2: It is a very special day. She's getting a shout
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  Speaker 2: out instead of a birthday gift this year, so you're welcome.
• 0:45
  Speaker 2: It is a gift that will keep on giving.
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  Speaker 1: She's literally going to hate this anyway.
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  Speaker 2: Money weirdday.
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  Speaker 1: Today on the show, we're going to be delving into
• 0:54
  Speaker 1: an issue based by every Australian woman. That is the
• 0:58
  Speaker 1: very subtle, very sneaky pink tax. Now the pink tax,
• 1:01
  Speaker 1: of course, refers to the extra coin women are made
• 1:04
  Speaker 1: to pay for essential items like raisors, clothing, beauty products
• 1:07
  Speaker 1: and moa despite there being no actual difference beyond the
• 1:10
  Speaker 1: branding between these quote unquote male female products. Then later
• 1:14
  Speaker 1: on in the show, we'll be sitting down with doctor
• 1:16
  Speaker 1: Hannah from the brilliant sexual and Reproductive health podcast, You
• 1:19
  Speaker 1: to You, You to Me, You to Us, who will
• 1:21
  Speaker 1: be answering some of your questions on the price of
• 1:24
  Speaker 1: women's health. So it's quite a large show we have
• 1:27
  Speaker 1: coming up, guys, But before we do dive in Victoria,
• 1:30
  Speaker 1: let's talk money wins and confessions from the week that
• 1:32
  Speaker 1: was what have you got for me?
• 1:33
  Speaker 2: So it is very hard to scrape from the bottom
• 1:36
  Speaker 2: of the barrel to get a money win. But I
• 1:38
  Speaker 2: bring you my best money win this week, and that
• 1:41
  Speaker 2: is that, whilst it is Alex Devo Divine's birthday, it
• 1:44
  Speaker 2: is or has been this month, my partner's birthday as well,
• 1:48
  Speaker 2: and obviously by people gifts on their birthday, I was
• 1:51
  Speaker 2: kidding when I said Alex was only getting a shout out,
• 1:53
  Speaker 2: but maybe I was, who knows. But I needed to
• 1:56
  Speaker 2: purchase him a gift, and usually I would just head
• 1:58
  Speaker 2: to Chadston and purchase some stuff that I know that
• 1:59
  Speaker 2: he liked or was looking for, and not put too
• 2:02
  Speaker 2: much thought into it. But my money win is that
• 2:04
  Speaker 2: I haven't been able to go to the shops, so
• 2:06
  Speaker 2: I had to online shop. But by online shopping, I
• 2:09
  Speaker 2: managed to get the best deal. And I feel like
• 2:11
  Speaker 2: this birthday, I spent less but got him more and
• 2:14
  Speaker 2: I'm just really happy with that. So that is my
• 2:17
  Speaker 2: money win. And it's not that sexy. But turns out
• 2:20
  Speaker 2: if you put some thought into actually purchasing gifts, you
• 2:22
  Speaker 2: end up spending less. So probably not that revolutionary, but
• 2:26
  Speaker 2: turns out I needed to learn that. Georgia King, have
• 2:29
  Speaker 2: you got a money win or confession for us this week?
• 2:31
  Speaker 1: Yeah, look, I've got a bit of a double once again.
• 2:33
  Speaker 1: I've got the money win and I've got the money confession.
• 2:35
  Speaker 1: Money win is that my laptop is still working. You
• 2:38
  Speaker 1: guys might remember last week win a winner, I did
• 2:40
  Speaker 1: pour half of my coffee onto my keyboard. It was
• 2:43
  Speaker 1: an accident, of course, and these things do happen, but
• 2:46
  Speaker 1: it didn't work for the whole day, and then it
• 2:47
  Speaker 1: kicked on again at like five pm. So I'm not
• 2:49
  Speaker 1: going to look into that. I think it's fine. I
• 2:52
  Speaker 1: think it's a win.
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  Speaker 2: Okay, that's really nice for you, Georgia. I'm very happy.
• 2:56
  Speaker 1: The other part is a money confession, which is that
• 2:59
  Speaker 1: I just randomly bought these sandals yesterday. Don't even know
• 3:02
  Speaker 1: if I like them, but I was just really feeling
• 3:04
  Speaker 1: like the flatness, the fatigue of Melbourne's lockdown. My friends
• 3:08
  Speaker 1: in other states are just having the time of their lives,
• 3:10
  Speaker 1: and I was like, no, I'm gonna buy these full
• 3:11
  Speaker 1: price sandals, even though I constantly tell people not to
• 3:14
  Speaker 1: buy things full priced. But just couldn't help me.
• 3:16
  Speaker 2: You went ahead and just did that mean? Take me
• 3:18
  Speaker 2: really scraping the bottom of the barrel for our money
• 3:21
  Speaker 2: wins and confessions. But I'm here for it.
• 3:22
  Speaker 1: That's all right, We've still got good at the care Georgie.
• 3:24
  Speaker 2: I keep saying, everybody in other states having a really
• 3:27
  Speaker 2: fun time. I follow a fair few people who are
• 3:29
  Speaker 2: based in Sydney, and please stop posting how much fun
• 3:32
  Speaker 2: you're having a bond ee. I'm envious. But then further
• 3:35
  Speaker 2: to that, can you guys please stop asking how my
• 3:37
  Speaker 2: weekend was?
• 3:39
  Speaker 1: Like, stop feeling attack.
• 3:40
  Speaker 2: Oh it was great, I didn't leave my house again. Anyway,
• 3:44
  Speaker 2: Let's move on before I get really riled up. But
• 3:47
  Speaker 2: for everybody in every other state except for Victoria, stop
• 3:50
  Speaker 2: asking your Melbourne friends how their weekends were it's not except.
• 3:58
  Speaker 1: So yes, Facebook group time now before we talk through
• 4:01
  Speaker 1: our favorite posts as we always do. The community has
• 4:05
  Speaker 1: been going. I think it's safe to say bonkers over
• 4:07
  Speaker 1: the online course, Victoria. Can you talk us through what's
• 4:09
  Speaker 1: been doing on they have?
• 4:10
  Speaker 2: I didn't even know that the word bonkers were still
• 4:12
  Speaker 2: in use in twenty twenty, but here we are.
• 4:15
  Speaker 1: Does you rascaldar?
• 4:16
  Speaker 2: You guys, are you keating? Georgia King?
• 4:18
  Speaker 1: Bonkers?
• 4:19
  Speaker 3: Bonking?
• 4:21
  Speaker 2: I'm dad, We've lost it, Georgia King. You are absolutely correct.
• 4:25
  Speaker 2: I am feeling this week so grateful for all of
• 4:28
  Speaker 2: the love that we have been receiving on the online course.
• 4:30
  Speaker 2: Not only did you guys really embrace the fact that
• 4:33
  Speaker 2: I was releasing an online course, which I'm super super
• 4:36
  Speaker 2: excited about, but you also got on it early without
• 4:39
  Speaker 2: having seen the content, and you know, really believed in
• 4:41
  Speaker 2: me when we did the presale, which I was so
• 4:43
  Speaker 2: so excited to do. But now that the course is live,
• 4:47
  Speaker 2: I am being overwhelmed with these beautiful emails from people
• 4:50
  Speaker 2: just saying how much they're loving it, or asking questions
• 4:53
  Speaker 2: about the course or where they're up to, or about
• 4:55
  Speaker 2: their money values or money stories, and like I am
• 4:58
  Speaker 2: loving it. Georgia. We've all so got another private Facebook
• 5:02
  Speaker 2: group which you can only join if you are doing
• 5:04
  Speaker 2: the online course, and that has been going wild as well.
• 5:07
  Speaker 2: And I'm really really loving that there's the one thing
• 5:09
  Speaker 2: that's bringing us all together and we've all got questions
• 5:12
  Speaker 2: about it. Someone the other day was like, Oh, I'm
• 5:14
  Speaker 2: really struggling all my money values piece, like what other
• 5:17
  Speaker 2: values have people listed? And people are being so open
• 5:20
  Speaker 2: and so sharing. I'm just so grateful for this community.
• 5:23
  Speaker 2: Like I know that sounds really lame, but I love
• 5:25
  Speaker 2: you guys, and like I just think that we're all
• 5:28
  Speaker 2: friends and I love it. But can we move on
• 5:30
  Speaker 2: before I get all like sappy and a great tearing up. No,
• 5:33
  Speaker 2: I'm not actually tearing up, but like, I just feel
• 5:35
  Speaker 2: like I'm a sappy, sappy ward of sadness today.
• 5:38
  Speaker 1: That's all right, we need that at the moment. But
• 5:40
  Speaker 1: talk me through your favorite post from the week In
• 5:42
  Speaker 1: the main group.
• 5:43
  Speaker 2: This week, Mikayla posted money Win DIY highlights Feed my Boyfriend. Now.
• 5:49
  Speaker 2: She wasn't keen on spending big money at the hairdresser anymore,
• 5:52
  Speaker 2: so she went and bought herself some products from Price
• 5:54
  Speaker 2: Attack with their guidance. She spent about one hundred and
• 5:57
  Speaker 2: thirty dollars all up, including a good treatment to look
• 5:59
  Speaker 2: after her hair after she bleaches it. And guys, this
• 6:02
  Speaker 2: is wild. She actually bleached it. I have very dark hair,
• 6:06
  Speaker 2: so I feel like playing with dark hair is not
• 6:08
  Speaker 2: nearly as risky as playing with bleached hair. But she
• 6:11
  Speaker 2: gave it a crack anyway, and she looks stunning. She
• 6:14
  Speaker 2: uploaded a couple of selfies which I am so here for.
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  Speaker 2: But bonus, she's saving one hundred and forty dollars every
• 6:20
  Speaker 2: three months at the salon, and she got all the
• 6:23
  Speaker 2: products for one thirty. She doesn't have to pay anything else,
• 6:25
  Speaker 2: and she says it's going to last her a heap
• 6:27
  Speaker 2: of round. So I love that. MICHAELA good on you.
• 6:30
  Speaker 2: I'm not sure her game. I would be to bleach
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  Speaker 2: my own hair, but if it looks that good, maybe
• 6:34
  Speaker 2: I would better give it.
• 6:35
  Speaker 1: A whirl a day you. I love it the community,
• 6:38
  Speaker 1: do it for the gram love her curls there as well.
• 6:40
  Speaker 2: It honestly looked like a professional had done her hair.
• 6:43
  Speaker 2: Not only has she got it beautifully died, but she's
• 6:46
  Speaker 2: also like styled it. And I know those GHD curls
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  Speaker 2: are so hard to do. But have you got money?
• 6:51
  Speaker 2: We're not confessioned from the community this week to share.
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  Speaker 1: Mine's a win. As if I'm going to choose a confession,
• 6:57
  Speaker 1: I don't know.
• 6:57
  Speaker 2: Sometimes the confessions make it that's true, that really funny.
• 7:00
  Speaker 1: Yeah, yeah, yeah, Okay, Well this one is a win.
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  Speaker 1: It's from Laura, who has actually so she's moved into
• 7:06
  Speaker 1: a new place and she's been trying to find some art.
• 7:09
  Speaker 1: But we know art is expensive.
• 7:10
  Speaker 2: Art is so expensive.
• 7:11
  Speaker 1: Yeah, unless you're buying, like, you know, a picture of
• 7:13
  Speaker 1: a cactus from km art or something, it can set
• 7:16
  Speaker 1: you back a few hundred bucks. So v she's actually
• 7:18
  Speaker 1: framed tee towels, which I know probably sounds a little
• 7:22
  Speaker 1: bit putrid, but like.
• 7:24
  Speaker 2: I've seen this, it is absolutely well and truly not putrid.
• 7:27
  Speaker 2: But I can see how someone might think that, yeah,
• 7:29
  Speaker 2: because this is a podcast and you can't see how
• 7:31
  Speaker 2: cute they look exactly.
• 7:32
  Speaker 1: But they're not just your run of the mill tee towels.
• 7:34
  Speaker 1: They're like artistic teetots. So she's picked them up from
• 7:37
  Speaker 1: Third draw Down, which is a very trendy store. I
• 7:39
  Speaker 1: think it's in Brunswick, of.
• 7:40
  Speaker 2: Yeah, that's much too cool for me.
• 7:43
  Speaker 1: Yes. Also from the n GV, she's got some postcards
• 7:46
  Speaker 1: and stuff, so she slapped them in a frame and
• 7:48
  Speaker 1: she's written that she's honestly spent more on the two
• 7:50
  Speaker 1: dollars to twelve dollar frames in this picture than the
• 7:53
  Speaker 1: art that I love that, which is amazing because art
• 7:55
  Speaker 1: is so expensive and it looks great, it's creative cy
• 7:58
  Speaker 1: I love it. And that's why so many in my
• 8:00
  Speaker 1: home are bear because art is expensive precisely. So I'm
• 8:03
  Speaker 1: just going to keep on keeping on with my bare
• 8:05
  Speaker 1: walls because I also like creative ability. Moving on, moving
• 8:08
  Speaker 1: right along, So let's chat the main topic of today's show.
• 8:12
  Speaker 1: What is pink tax and why is it holding us back?
• 8:15
  Speaker 2: Now?
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  Speaker 1: As mentioned at the top of the show, the pink
• 8:17
  Speaker 1: tax is the phenomenon that basically sees the same or
• 8:20
  Speaker 1: similar products costing more when they're marketed towards women. Now,
• 8:23
  Speaker 1: the difference here is not astronomical. The price discrepancy can
• 8:27
  Speaker 1: be subtle, but over the course of a lifetime, and
• 8:30
  Speaker 1: when coupled with the fourteen percent gender pay gap that
• 8:32
  Speaker 1: still exists here in Australia, what a joke exactly? We
• 8:35
  Speaker 1: would probably all agree that this trend is grossly unfair. Now, Victoria,
• 8:39
  Speaker 1: to start off today's conversation, can you please briefly talk
• 8:42
  Speaker 1: me through why we are paying more for these products
• 8:45
  Speaker 1: at the same time as we're generally earning far less.
• 8:47
  Speaker 2: Yeah. Look, George, this is actually ridiculous, and I can't
• 8:51
  Speaker 2: quite believe that this is still a thing. I don't
• 8:53
  Speaker 2: know if anyone has reminded you, but it is twenty twenty.
• 8:56
  Speaker 2: But as you said, women are earning fourteen percent less
• 8:59
  Speaker 2: than men, and the discrepancy is actually widened further for
• 9:02
  Speaker 2: women of color and non binary people. And I just
• 9:05
  Speaker 2: think that it is insane that this is the type
• 9:07
  Speaker 2: of conversation we still need to be having this year.
• 9:09
  Speaker 2: Yet here we are, we are still paying more and
• 9:13
  Speaker 2: it makes little sense, but it is absolutely reflective of
• 9:16
  Speaker 2: the change that is still left to be done in
• 9:18
  Speaker 2: our society. Yes, we've come a long way in closing
• 9:21
  Speaker 2: the gap and giving it a go for women, but
• 9:23
  Speaker 2: there's still so much work to be done on establishing
• 9:26
  Speaker 2: equality across the board, and the pink tax or gender
• 9:29
  Speaker 2: pricing is very clearly an example of that. Now, can
• 9:32
  Speaker 2: we just be really clear upfront here that the pink
• 9:35
  Speaker 2: tax is not an actual tax, so let's just be
• 9:38
  Speaker 2: really straightforward on that. It's more of a nonsensical phenomenon
• 9:42
  Speaker 2: that most of us aren't even aware of, because it's
• 9:44
  Speaker 2: just the way things have always been. Examples of products
• 9:47
  Speaker 2: where the women's version is commonly marked up include raisers,
• 9:50
  Speaker 2: body wash, moisturizers, deodorant, skincare, kids, toys, clothing, and the
• 9:55
  Speaker 2: difference is often only a few cents to a couple
• 9:58
  Speaker 2: of dollars. But the stats that annually we as women
• 10:02
  Speaker 2: are paying thirteen hundred dollars more than men for these
• 10:05
  Speaker 2: identical products, and that is wild Georgia.
• 10:08
  Speaker 1: Well, that's it. And the whole reason it's called the
• 10:10
  Speaker 1: pink tax is because often the only difference in the
• 10:12
  Speaker 1: product is that the branding is pink or has a
• 10:15
  Speaker 1: little flour on it, like eating that's wor ridiculous exactly.
• 10:18
  Speaker 2: I'm sure it costs them so much more to buy
• 10:21
  Speaker 2: pink dye as it does blue. Like is that a thing?
• 10:24
  Speaker 1: It's just so stupid.
• 10:25
  Speaker 2: Can I also just butt in here with a little
• 10:27
  Speaker 2: bit of an investing fact because I love investing. I
• 10:31
  Speaker 2: don't know if you know this yet or not. If not,
• 10:33
  Speaker 2: maybe go back and listen to our investing episodes. But
• 10:36
  Speaker 2: thirteen hundred dollars. If I'm on my high horse, I
• 10:39
  Speaker 2: am probably or hoping, you know, to retire in thirty
• 10:42
  Speaker 2: or so years. Hypothetically, if I took my thirteen hundred
• 10:46
  Speaker 2: dollars each and every single year that I was paying
• 10:48
  Speaker 2: on pink products, I would actually have over the next
• 10:52
  Speaker 2: thirty years. Guess what two hundred and thirty six thousand
• 10:56
  Speaker 2: dollars invested had I taken thirteen hundred dollars a year
• 11:00
  Speaker 2: and invested that for the next you know, thirty years.
• 11:03
  Speaker 2: So if we want to talk about wild, look at
• 11:05
  Speaker 2: how much this is impacting us, and look at how
• 11:08
  Speaker 2: much we could be putting towards our futures, like oh wild.
• 11:12
  Speaker 2: But my next question here there is just why is
• 11:14
  Speaker 2: this a thing? I actually think it comes down to
• 11:16
  Speaker 2: a few reasons. George. Women are used to paying more
• 11:19
  Speaker 2: and placing a higher value on these items. I've had
• 11:21
  Speaker 2: a really good think about this, and we genuinely don't
• 11:23
  Speaker 2: see it, and we just kind of accept it. So
• 11:26
  Speaker 2: there's far less controversy about it than there should be.
• 11:28
  Speaker 2: And I think that we should just like all get
• 11:30
  Speaker 2: on our high horses again and start this controversy all
• 11:33
  Speaker 2: up again and start talking about it and calling it out.
• 11:35
  Speaker 2: But I can guarantee you most of our listeners right
• 11:38
  Speaker 2: now we'll have no idea that this is a thing,
• 11:41
  Speaker 2: because we've just grown up with it. We're just used
• 11:43
  Speaker 2: to it, and we are completely blind to it. In
• 11:44
  Speaker 2: a way. As I said before, thirteen hundred dollars annually
• 11:48
  Speaker 2: ends up being two hundred and thirty six thousand dollars
• 11:51
  Speaker 2: if you invested that annually, and these companies are making
• 11:54
  Speaker 2: millions of dollars off this tiny price difference, which is
• 11:57
  Speaker 2: just blatantly unfair. The second part of this is that
• 12:01
  Speaker 2: I think that there is also this perception from advertisers
• 12:03
  Speaker 2: that because women are more concerned about personal care and maintenance,
• 12:07
  Speaker 2: that they're willing to pay more and they should, which
• 12:09
  Speaker 2: is dumb. Like it is so dumb, and the fact
• 12:11
  Speaker 2: that people are commercializing that is insane to me. But
• 12:14
  Speaker 2: I was reading an article recently on Psychology today about this,
• 12:18
  Speaker 2: and they likened the pink tax attitude with the idea
• 12:21
  Speaker 2: out there that women are willing to work for a
• 12:23
  Speaker 2: Laura salery than men, so just pay them less. These
• 12:26
  Speaker 2: are lazy, damaging generalizations that degrade fifty percent of the population,
• 12:30
  Speaker 2: and I think in twenty twenty, there is just no
• 12:32
  Speaker 2: place for this kind of rhetoric.
• 12:33
  Speaker 1: On another thing I noticed fee when I was kind
• 12:37
  Speaker 1: of gathering research for today's show, and that I just
• 12:40
  Speaker 1: like had not been cognizant of before, was how much
• 12:43
  Speaker 1: money women are pouring into these additional expensive items and
• 12:48
  Speaker 1: rituals that men just don't have to so like makeup, tanning,
• 12:52
  Speaker 1: getting your head done, buying, you know, expensive dresses, our nails, our.
• 12:56
  Speaker 2: Pubes, yes, our pubes, and also my ridiculous skincare routine.
• 13:00
  Speaker 2: Now ISO and have decided to become even more obsessed
• 13:03
  Speaker 2: with skincare than I used to be.
• 13:05
  Speaker 1: I think that's very normal. But it's like we're told
• 13:08
  Speaker 1: by society that we have to spend so much on
• 13:11
  Speaker 1: just maintaining ourselves. And then by contrast, men can just
• 13:13
  Speaker 1: like slap on an unioned T shirt and people are like, wow,
• 13:17
  Speaker 1: you're stunning.
• 13:17
  Speaker 2: You know what I mean, it's just like, what a babe,
• 13:20
  Speaker 2: What a babe? The audacity in that is real. But
• 13:24
  Speaker 2: Georgia we do spend lots more on that stuff. So
• 13:26
  Speaker 2: Australian spend a massive twenty two billion dollars a year
• 13:30
  Speaker 2: on appearances, which includes personal grooming but does not include
• 13:34
  Speaker 2: cosmetic surgery or gyms. And of that twenty two billion.
• 13:38
  Speaker 2: Women account for fifteen billion dollars of that, and that's
• 13:42
  Speaker 2: largely because society tells women that they need to present
• 13:44
  Speaker 2: themselves in certain ways and maintain themselves, whereas men are
• 13:47
  Speaker 2: just not put under that same level of pressure. And
• 13:50
  Speaker 2: to me, that is insanity. The other thing g is
• 13:53
  Speaker 2: that we have to spend more money on tampons and
• 13:55
  Speaker 2: pads and sanitary products. People who bleed on average spend
• 13:59
  Speaker 2: about three thousand dollars over the lifetime on pads and tampons,
• 14:03
  Speaker 2: not to mention contraception, but we'll get to that later.
• 14:06
  Speaker 2: It often costs more to just not be a man,
• 14:09
  Speaker 2: and it's absolutely time that that changed. And I'm also
• 14:12
  Speaker 2: going to just point out here that I'm really grateful
• 14:14
  Speaker 2: that tampon tax has been lifted, as if that was
• 14:16
  Speaker 2: actually a thing previously. Anyway, I know, it's weird that
• 14:19
  Speaker 2: you use the word grateful. It's like it never should
• 14:21
  Speaker 2: have been there in the first place. It's ridiculous, no,
• 14:23
  Speaker 2: because do you know what, like just to get into this,
• 14:25
  Speaker 2: there used to be a tampon tax, and pad tax
• 14:27
  Speaker 2: and sanitary item tax, but there was no tax on condoms.
• 14:31
  Speaker 2: So that was telling me that they didn't think that
• 14:35
  Speaker 2: items that benefited a man were worth taxing. But obviously tampons,
• 14:39
  Speaker 2: that's a choice, right, Somehow a tampon is not necessary,
• 14:43
  Speaker 2: but a condom is like, don't get me wrong, we
• 14:46
  Speaker 2: all should be using those protect yourself, But don't tell
• 14:49
  Speaker 2: me that a tampon is not necessary and therefore should
• 14:52
  Speaker 2: be taxed. Getting the bill. Honestly, that's it.
• 14:54
  Speaker 1: You don't choose to bleed, but you do choose to stoop,
• 14:57
  Speaker 1: you know what I mean.
• 14:58
  Speaker 2: Yeah, look, let's move on your term, all.
• 15:01
  Speaker 1: Right, So to pivot quickly here to the pay gap fee,
• 15:05
  Speaker 1: Can you please talk through what the heck is gone
• 15:08
  Speaker 1: on there? Why is there still such a golf in
• 15:10
  Speaker 1: what women earn compared to men. It feels like we're
• 15:13
  Speaker 1: literally being set up to fail.
• 15:15
  Speaker 2: Ah. Yes, So the gender pay gap measures the difference
• 15:18
  Speaker 2: between the average earning of women and men in the workforce,
• 15:21
  Speaker 2: and I think it's really important to point out here
• 15:23
  Speaker 2: that it is not the difference between two people in
• 15:26
  Speaker 2: the same role being paid differently, which is worth pointing
• 15:29
  Speaker 2: out because that is illegal and against the law. Our
• 15:32
  Speaker 2: friends at the Gender Equality Agency and the Australian Bureau
• 15:36
  Speaker 2: of Statistics data both show a gender pay gap favoriteing
• 15:39
  Speaker 2: full time working men over full time working women in
• 15:43
  Speaker 2: every single industry and occupational care degree in Australia, which
• 15:46
  Speaker 2: is massive and it's really a signal of a larger
• 15:49
  Speaker 2: cultural problem within our workplaces. So just a few stats
• 15:54
  Speaker 2: for you, statscal I've pulled together these. As of May
• 15:58
  Speaker 2: this year, the average weekly or gnary full time earnings
• 16:01
  Speaker 2: across all industries and occupations for women was fifteen hundred
• 16:05
  Speaker 2: fifty eight dollars and forty cents compared to men's average
• 16:09
  Speaker 2: weekly ordinary full time earnings of eighteen hundred and twelve dollars,
• 16:12
  Speaker 2: which is huge. The full time total remuneration gender pay
• 16:16
  Speaker 2: gap is twenty point eight percent, meaning men working full
• 16:19
  Speaker 2: time earn nearly twenty five six hundred and seventy nine
• 16:22
  Speaker 2: dollars a year more than women who are working full time,
• 16:25
  Speaker 2: which is massive and stupidly unfair. It's also significantly worse
• 16:28
  Speaker 2: for women of color and non binary people, who we
• 16:31
  Speaker 2: all know are afforded less opportunity than white women and
• 16:34
  Speaker 2: face a whole suite of other issues, but at this stage,
• 16:37
  Speaker 2: the research on these minorities at this point in time
• 16:39
  Speaker 2: is pretty limited, and that is also really sad.
• 16:42
  Speaker 1: Why is this the case still victoria? Like, it seems
• 16:45
  Speaker 1: ridiculous that it's twenty twenty and there is still this
• 16:48
  Speaker 1: massive golf in what men and women are own.
• 16:50
  Speaker 2: Yeah, and I think that this is really important to
• 16:52
  Speaker 2: address as well. So back to our friends at the
• 16:54
  Speaker 2: Workplace Gender Equality Agency. The gender pay gap is influenced
• 16:58
  Speaker 2: by a number of factors. These includes discrimination and bias
• 17:01
  Speaker 2: in hiring and paying decisions, women and men working in
• 17:04
  Speaker 2: different industries and different jobs, with female dominated industries and
• 17:08
  Speaker 2: jobs just attracting lower wages, women's disproportionate share of unpaid
• 17:13
  Speaker 2: caring and domestic work, which is a massive one, a
• 17:16
  Speaker 2: lack of workplace for flexibility to accommodate caring for and responsibilities,
• 17:20
  Speaker 2: especially in more senior roles, and women's greater time out
• 17:24
  Speaker 2: of the workplace impacting career progression and their opportunities. So essentially,
• 17:28
  Speaker 2: women are less likely to be executives bringing in those
• 17:31
  Speaker 2: larger salaries. With the proportion of women in senior management
• 17:34
  Speaker 2: globally sitting at twenty nine percent, which Georgia is actually
• 17:37
  Speaker 2: the highest it's ever been in a history of history Georgia.
• 17:40
  Speaker 2: I think there's also this stupidly unfair perception that women
• 17:43
  Speaker 2: are just more dispensable and less reliable because of the
• 17:46
  Speaker 2: fact that they may have children one day, which is insane.
• 17:50
  Speaker 2: And another point is that the greater number of women
• 17:52
  Speaker 2: who are also drawn to those career roles are often
• 17:55
  Speaker 2: greatly underpaid, despite how integral they are to our society,
• 17:59
  Speaker 2: which I think this year has been highlighted more than
• 18:01
  Speaker 2: any other year. We are also generally less likely to
• 18:04
  Speaker 2: ask for a pay rise. And if this is you,
• 18:06
  Speaker 2: go back to our pay rise episode and listen to that.
• 18:09
  Speaker 2: And if you don't want to take notes from that,
• 18:11
  Speaker 2: listen to it again and go for those jobs that
• 18:13
  Speaker 2: we just don't feel as qualified for as so many
• 18:16
  Speaker 2: of us are riddled with impostera syndrome which we know
• 18:19
  Speaker 2: impacts far more women than it does men. So for
• 18:23
  Speaker 2: anyone who doesn't know, imposter syndrome is the feeling that
• 18:26
  Speaker 2: you're a fraud despite the fact that you are extremely
• 18:28
  Speaker 2: qualified and good at what you do. It's this seed
• 18:31
  Speaker 2: of doubt that tells you that you're not worthy and
• 18:33
  Speaker 2: anything good you've done is just because of luck, and
• 18:36
  Speaker 2: that sooner or later they in quotation marks will find
• 18:39
  Speaker 2: out that you're a fraud and it is bullshit, and
• 18:41
  Speaker 2: you are competent and you are capable, and you are
• 18:43
  Speaker 2: absolutely able to go for that job. And I just
• 18:45
  Speaker 2: think that imposter syndrome also in twenty twenty needs to
• 18:49
  Speaker 2: get in the bin, along with a number of other things.
• 18:51
  Speaker 2: So there's an amazing stat Georgia, which you've likely heard
• 18:54
  Speaker 2: before because we've put it on the podcast, But that's
• 18:57
  Speaker 2: that men apply for a job when they feel like
• 18:59
  Speaker 2: they meet sixty percent of the criteria of the qualifications,
• 19:03
  Speaker 2: but women apply only if they meet one hundred percent
• 19:05
  Speaker 2: of them. So we really need to start backing ourselves
• 19:08
  Speaker 2: more and put ourselves out there. We need to be
• 19:10
  Speaker 2: talking about this. It is honestly, I keep saying it's crazy,
• 19:14
  Speaker 2: but it is crazy because we are so capable and
• 19:17
  Speaker 2: so competent and we just need to see more women
• 19:20
  Speaker 2: doing more cool stuff.
• 19:21
  Speaker 1: Well, that's exactly right in terms of more solutions than
• 19:24
  Speaker 1: be when it comes to the gender pay gap and
• 19:26
  Speaker 1: when it comes to the pink tas, what actions can
• 19:28
  Speaker 1: we be taking in our own lives to kind of
• 19:30
  Speaker 1: put an end to it.
• 19:31
  Speaker 2: Well for the gender pay gap. According to the Young
• 19:33
  Speaker 2: Workers Center, pay gap secrecy and a lack of transparency
• 19:37
  Speaker 2: is one of the reasons we do have a gap.
• 19:39
  Speaker 2: So I think that if we start talking about our
• 19:41
  Speaker 2: wages more openly and gaining clarity over what our peers
• 19:44
  Speaker 2: are earning, and we're appropriate demanding what we're worth, I
• 19:47
  Speaker 2: think it could be really useful. Let's talk about it
• 19:50
  Speaker 2: more like, let's just make it really normal to understand
• 19:53
  Speaker 2: what our friends are earning and what you're earning. There
• 19:55
  Speaker 2: is absolutely no shame in a salary, whether you earn
• 19:58
  Speaker 2: half as much as your friend or double what your
• 20:00
  Speaker 2: friend earns, like, it does not matter what you earn,
• 20:03
  Speaker 2: it's what you do with it. It's actually illegal, by
• 20:06
  Speaker 2: the way, to pay women less for the same role
• 20:08
  Speaker 2: as a man. So if you think for your company
• 20:10
  Speaker 2: is doing the wrong thing, then I definitely suggest you
• 20:12
  Speaker 2: go to HR and if they're not helpful, then go
• 20:15
  Speaker 2: to the Fair Work Ombardsman hard word for me to
• 20:18
  Speaker 2: get out. For some reason today, this exists to help employees,
• 20:21
  Speaker 2: so alternatively you could go down that line. I also
• 20:24
  Speaker 2: really like their website, so Fairwork dot gov, dot AU
• 20:27
  Speaker 2: not to just report people, but to just educate yourself,
• 20:30
  Speaker 2: like read through things, understand how you can help yourself,
• 20:33
  Speaker 2: understand the expectations so that you know when you are
• 20:37
  Speaker 2: going to HR that you've got a really solid case.
• 20:39
  Speaker 2: And I always recommend that, like make sure that you
• 20:42
  Speaker 2: go into a meeting really prepared for the conversation you
• 20:45
  Speaker 2: want to have instead of oh, I think I'm being
• 20:47
  Speaker 2: paid less, Like go in and be like, hey, here's
• 20:49
  Speaker 2: the award rate that I should be paid. And I
• 20:51
  Speaker 2: know I'm being paid less because the award's twenty seven
• 20:54
  Speaker 2: dollars an hour and you're currently paying me twenty three
• 20:56
  Speaker 2: dollars an hour. Like have those conversations from an educated place.
• 21:00
  Speaker 2: There are so many great resources out there that can help.
• 21:03
  Speaker 2: And if you're stumped, post in our Facebook group. There
• 21:06
  Speaker 2: are a number of wizards in our community that'll be like, hey, girl,
• 21:09
  Speaker 2: get you back, here's the resource. Like they're incredible. Use
• 21:12
  Speaker 2: our community for what they are good at, and that
• 21:14
  Speaker 2: is researching and stalking people online. So when it comes
• 21:18
  Speaker 2: to pink tax, there are also a few things that
• 21:20
  Speaker 2: we can do moving away from the gender pay gap.
• 21:23
  Speaker 2: We can buy men's products instead of women's I've been
• 21:25
  Speaker 2: doing this for years. Very sexy. I know. I don't
• 21:28
  Speaker 2: think I've owned a pink razer. All my raises are
• 21:30
  Speaker 2: the blue. But if you're buying a basic white T shirt,
• 21:32
  Speaker 2: then why not just go and buy men's one in
• 21:34
  Speaker 2: your size? Like it's cheaper. I promise do you buy
• 21:38
  Speaker 2: raisors like I do in Woolies. At the time of
• 21:40
  Speaker 2: recording this, the price for a women's Gillette Venus disposable
• 21:44
  Speaker 2: razor is four dollars fifty, whereas the male equivalent, So
• 21:47
  Speaker 2: like not even just like, oh I looked at Gellette once,
• 21:49
  Speaker 2: same number of blades, same shape, same size is three
• 21:52
  Speaker 2: dollars forty, and the men's raisers have ten in it,
• 21:56
  Speaker 2: while the women's rass have five. Ludacris, like you are
• 21:59
  Speaker 2: literally paying more for less. I hate that anyway. Also
• 22:03
  Speaker 2: good idea to look at unit pricing before buying, and
• 22:05
  Speaker 2: that is usually on the tags at the front. So
• 22:08
  Speaker 2: when you're buying food products, it's usually like, oh, this
• 22:11
  Speaker 2: many cents per hundred grams or clees or kilogram, so
• 22:14
  Speaker 2: have a look at that. We know sometimes items may
• 22:17
  Speaker 2: look like they're the same price, but in reality, the
• 22:19
  Speaker 2: men's version will often have more of said product, So
• 22:22
  Speaker 2: back to the raisers, you get literally double the amount
• 22:25
  Speaker 2: of raisers for less money. So looking at unit pricing
• 22:28
  Speaker 2: can help clarify exactly what your dollar is getting you.
• 22:31
  Speaker 2: And also my favorite, call it out. We know the
• 22:35
  Speaker 2: only way for change to happen is where companies are
• 22:37
  Speaker 2: challenged on the decisions that they're making. So if you
• 22:39
  Speaker 2: are seeing this happen, have a chat to the retailer
• 22:42
  Speaker 2: about why and bring it to their attention. You can
• 22:45
  Speaker 2: write letters of complaints, you can email. It can all
• 22:47
  Speaker 2: be surprisingly helpful when actioning change. So that is my
• 22:51
  Speaker 2: wrap of things that we can do.
• 22:53
  Speaker 1: Georgie Kit loved it. I just wanted to add kind
• 22:55
  Speaker 1: of one last thing there, v, which just goes back
• 22:57
  Speaker 1: to kind of the first solution that you set up
• 23:00
  Speaker 1: the top, which was just to start having these conversations.
• 23:03
  Speaker 1: And I just wanted to kind of point out that
• 23:06
  Speaker 1: I think the reason that She's on the Money has
• 23:07
  Speaker 1: been so successful is that you've created this big community
• 23:11
  Speaker 1: of women who are just ready to start talking about money.
• 23:13
  Speaker 1: It's like we've not really had that opportunity afforded to
• 23:16
  Speaker 1: us before, and I think that that really speaks to
• 23:18
  Speaker 1: women just being fed up of not being included in
• 23:21
  Speaker 1: the conversation and you know, wanting to just learn more
• 23:24
  Speaker 1: and educate themselves, and you know you want to talk
• 23:27
  Speaker 1: about that a little bit.
• 23:28
  Speaker 2: But that's one hundred percent it right, Like we aren't dumb.
• 23:31
  Speaker 2: We don't need this information dumbed down because we're not dumb.
• 23:34
  Speaker 2: We are smart people doing cool things. It's just that
• 23:37
  Speaker 2: we've never had this conversation before. And how do you
• 23:39
  Speaker 2: know how to have a conversation you've never had before?
• 23:42
  Speaker 2: Like how do we talk about compound interest if no
• 23:44
  Speaker 2: one's even told you what it is. It's not that
• 23:46
  Speaker 2: you don't get it, friends, it is that we just
• 23:48
  Speaker 2: haven't had this discussion. Like it's not the stuff you
• 23:50
  Speaker 2: learn in school. It is the stuff that is so
• 23:53
  Speaker 2: important for us to understand though. And I guess that's
• 23:55
  Speaker 2: why we exist. And I think it's the space I
• 23:58
  Speaker 2: love and the reason I created it is big because
• 24:00
  Speaker 2: I wanted to be a part of one of those communities.
• 24:02
  Speaker 2: Yeah didn't exist, so cool, gking, I'm here for creating it.
• 24:07
  Speaker 2: But yes, I think that that is why we exist.
• 24:09
  Speaker 2: And I think that together we can have an impact.
• 24:11
  Speaker 2: And you see the impact of us changing people's money
• 24:15
  Speaker 2: stories for the better, and I'm honestly so blown away
• 24:18
  Speaker 2: that that's still a thing. But I also think that
• 24:21
  Speaker 2: we have the ability as a community to have a
• 24:23
  Speaker 2: larger impact on things that impact us and that are
• 24:25
  Speaker 2: important to us, and we need to start talking about that. Like,
• 24:28
  Speaker 2: we don't need to be abusive, we don't need to
• 24:30
  Speaker 2: be anything other than educated, but just calling it out
• 24:32
  Speaker 2: where we see it. We don't need to be aggressive online.
• 24:35
  Speaker 2: But what we do need to do is go, hey,
• 24:36
  Speaker 2: did you know this is a thing? Like this is
• 24:38
  Speaker 2: wildly unfair? Like Gillette, why are you guys charging more
• 24:41
  Speaker 2: for rass? Does it genuinely cost you more to produce
• 24:44
  Speaker 2: a pink raser? If so, could you explain to us
• 24:46
  Speaker 2: why it costs more? Like I would love to know
• 24:49
  Speaker 2: because I want to be educated in these things. And
• 24:52
  Speaker 2: then if I then still choose to purchase a pink raser,
• 24:55
  Speaker 2: it would be a choice that I'm making because I
• 24:57
  Speaker 2: want a particular product above and beyond knowing that you
• 25:00
  Speaker 2: guys are you know, profiting off the fact that I'm
• 25:02
  Speaker 2: female and didn't go and look in the male section
• 25:05
  Speaker 2: before purchasing this item. So I just feel like I
• 25:09
  Speaker 2: want to be educated. I want to understand these things,
• 25:11
  Speaker 2: but there's a lack of clarity around them and that
• 25:13
  Speaker 2: just seems wildly unfair.
• 25:18
  Speaker 1: This week, instead of doing our usual shees on the
• 25:20
  Speaker 1: money mail box and hearing from a money diarist, Wove
• 25:23
  Speaker 1: instead invited doctor Hannah from the fabulous You to You
• 25:26
  Speaker 1: to Me You Torass podcast to chat through some of
• 25:29
  Speaker 1: the female reproductive health questions we know you've been dying.
• 25:32
  Speaker 2: To have answered.
• 25:34
  Speaker 1: Now, the questions do all come from our community, and
• 25:37
  Speaker 1: we know you guys are going to get so much
• 25:39
  Speaker 1: out of this little chat. Here's Hannah.
• 25:41
  Speaker 2: Hannah. First things first, can you introduce yourself and tell
• 25:45
  Speaker 2: us a little bit about you?
• 25:47
  Speaker 3: Absolutely so. I'm a doctor. I work specifically in sexual health.
• 25:51
  Speaker 3: So lots of people haven't actually heard of that specialty
• 25:54
  Speaker 3: and get a bit confused when I say that. So
• 25:56
  Speaker 3: to give you a bit of an idea about what
• 25:58
  Speaker 3: we actually do. We obviously manage lots of STIs. We
• 26:01
  Speaker 3: help people with contraception choices. We see lots of people
• 26:05
  Speaker 3: with early pregnancy deciding what their plan is for that pregnancy.
• 26:08
  Speaker 3: We manage lots of people living with HIV. There's a
• 26:11
  Speaker 3: really broad range of stuff that we do, lots of
• 26:14
  Speaker 3: sexual dysfunction, common guiyany issues. It's a really broad and
• 26:17
  Speaker 3: fun and interesting area of medicine to work in. So yeah,
• 26:21
  Speaker 3: I do that for my day job. And I also
• 26:23
  Speaker 3: work in the Sexual Assault Service after hours, so helping
• 26:26
  Speaker 3: clients who are victims of sexual violence in terms of
• 26:29
  Speaker 3: doing forensic examinations and stuff like that. And the other
• 26:32
  Speaker 3: thing I do is, as you mentioned, my podcast, which
• 26:35
  Speaker 3: is we've just finished season one and that was a
• 26:37
  Speaker 3: bit of a learning experiment for me. But yeah, so
• 26:40
  Speaker 3: that's a bit about me, and yeah, I'm really excited to.
• 26:43
  Speaker 2: Be well, thank you so much for joining us. That
• 26:46
  Speaker 2: actually sounds awesome. I didn't realize you did so much.
• 26:48
  Speaker 2: I knew about your primary job and your podcast, but
• 26:52
  Speaker 2: not much else, So thank you so much for sharing that.
• 26:55
  Speaker 2: Georgia and I have gone through the list of questions
• 26:58
  Speaker 2: that our Facebook community have left for you to help
• 27:01
  Speaker 2: us answer, and I think we might just dive straight
• 27:04
  Speaker 2: in and Georgia and I can ask you a few
• 27:06
  Speaker 2: questions and maybe just have a general chat about each
• 27:09
  Speaker 2: of them and what page we're on. What do you reckon?
• 27:11
  Speaker 2: Sounds good to me, all right, Georgia do you want
• 27:14
  Speaker 2: to hit her up with the first one?
• 27:15
  Speaker 1: Absolutely, I'll kick us up. So I hope this isn't
• 27:18
  Speaker 1: too weird. But my friend swears by the Diva Cup
• 27:21
  Speaker 1: and keeps telling me I need to get one. She
• 27:23
  Speaker 1: says it's great for the environment and is a cheaper
• 27:25
  Speaker 1: option in the long term, but is it a safe
• 27:27
  Speaker 1: option compared to pads and tampons?
• 27:29
  Speaker 3: So, yeah, I love this question. I think it's really topical. Actually,
• 27:33
  Speaker 3: I think lots of women and gender diverse people that
• 27:36
  Speaker 3: bleed are increasingly looking for more safe, effective, and I
• 27:41
  Speaker 3: guess environmentally friendly ways to manage their period. And I guess,
• 27:45
  Speaker 3: given this is a money podcast, it's also interesting to
• 27:48
  Speaker 3: look at it from like an economic point of view.
• 27:50
  Speaker 3: And in the world, they kind of estimate that there's
• 27:52
  Speaker 3: about two billion menstruators and all those about one point
• 27:55
  Speaker 3: seven billion live in low and middle income country, So
• 27:59
  Speaker 3: looking at things like the Diva Cup, which is one
• 28:01
  Speaker 3: brand of menstrual cup, is a really worthwhile thing to
• 28:04
  Speaker 3: consider in terms, I guess specifically of the safety of
• 28:07
  Speaker 3: menstrual cups. Absolutely, they're a safe option to consider as
• 28:11
  Speaker 3: long as you're using them correctly. So there's a few
• 28:14
  Speaker 3: I guess basic principles when it comes to using menstrual cups.
• 28:18
  Speaker 3: And the first and I guess most important thing is
• 28:21
  Speaker 3: cleaning it adequately. So you need to make sure that
• 28:24
  Speaker 3: you're rinsing it out at least once a day, ideally
• 28:26
  Speaker 3: two or three times. And also it's important to sterilize
• 28:30
  Speaker 3: the cup at the end of each period, so once
• 28:33
  Speaker 3: a month, give it a good clean in boiling water.
• 28:36
  Speaker 2: So when you say sorry to butt in there, when
• 28:38
  Speaker 2: you say bring it out, do I have to do
• 28:40
  Speaker 2: that with boiling water or can I just run it
• 28:42
  Speaker 2: under the tap and go about my day like or
• 28:44
  Speaker 2: is that actually going to have to be in boiling
• 28:46
  Speaker 2: water again?
• 28:47
  Speaker 3: So you only need to do the sterilizing with boiling
• 28:49
  Speaker 3: water like once a month. So if you say you
• 28:52
  Speaker 3: use your menstrual cup for the whole five or six
• 28:54
  Speaker 3: days that you bleed, obviously you're going to need to
• 28:57
  Speaker 3: empty it because it's collecting blood. And when you just
• 28:59
  Speaker 3: empty it, you know, halfway through the day or when
• 29:01
  Speaker 3: you're in the shower, whatever, you can just rinse it
• 29:03
  Speaker 3: with the shower water or the tap water or whatever.
• 29:06
  Speaker 3: Though you don't need to boil it every single time. Yeah,
• 29:08
  Speaker 3: and some people too, feel like in public toilets or
• 29:10
  Speaker 3: whatever and you can't access you know how the sinks
• 29:12
  Speaker 3: are always not in the cubicle.
• 29:14
  Speaker 2: Oh how annoying. I didn't that. And what would a
• 29:17
  Speaker 2: diva cup or a menstrual cup actually set us back?
• 29:21
  Speaker 3: Pretty cheap, Like I personally use a menstrual cup and
• 29:24
  Speaker 3: mine only cost twenty dollars and.
• 29:25
  Speaker 2: It will last me years amazing.
• 29:27
  Speaker 3: Yeah, it's a really a really cheap option.
• 29:31
  Speaker 1: So the next question is why aren't feminine hygiene products free?
• 29:35
  Speaker 1: What would need to happen to make them free? And
• 29:37
  Speaker 1: what costs from the government would disinvolve?
• 29:39
  Speaker 3: Yeah, I love this question, and I think I hate
• 29:42
  Speaker 3: to get political, but I feel like it's because we
• 29:44
  Speaker 3: live in an inherently patriarchal society where periods are viewed
• 29:48
  Speaker 3: as this weird kind of gruesome luxury, like almost like
• 29:52
  Speaker 3: we're not going to talk about it, we're not going
• 29:54
  Speaker 3: to acknowledge it. If women talk about it in the workplace,
• 29:56
  Speaker 3: it's inappropriate. But at the same time, like it's a luxury,
• 29:59
  Speaker 3: so we're going to charge your GST. Like not that
• 30:02
  Speaker 3: that's the case anymore, but you know.
• 30:04
  Speaker 2: Hannah, I would like to change our theme of our
• 30:07
  Speaker 2: questions for you and start talking about contraception. We have
• 30:11
  Speaker 2: had a question come in that said, Hi, guys, I
• 30:14
  Speaker 2: find that contraception is really expensive. What is the cheapest
• 30:17
  Speaker 2: option for me? And is this something I should be
• 30:20
  Speaker 2: looking at the cheapest option for so I guess I would.
• 30:23
  Speaker 3: Say in a perfect world, cost shouldn't be a consideration
• 30:27
  Speaker 3: when it comes to contraception. Ideally, in my perfect world,
• 30:30
  Speaker 3: women should be able to access any contraceptive they like
• 30:33
  Speaker 3: that is safe and effective and reliable, regardless of the
• 30:36
  Speaker 3: cost and regardless of your income bracket. The sad reality
• 30:40
  Speaker 3: is that cost does come into it for a lot
• 30:42
  Speaker 3: of people. And there's some general principles, I guess because
• 30:44
  Speaker 3: we're based in Australia, there's a few things that kind
• 30:47
  Speaker 3: of guide how much contraception can be for you. And
• 30:51
  Speaker 3: first of all, you know, if you hold a Medicare card,
• 30:54
  Speaker 3: that's a great benefit because you'll automatically be eligible for
• 30:58
  Speaker 3: subsidies if anything's listed on the PECES. In addition, if
• 31:01
  Speaker 3: you have a healthcare card, so if you're a full
• 31:03
  Speaker 3: time student or other things like that, you can get
• 31:06
  Speaker 3: an even more reduced cost of PBS listed medications. And
• 31:11
  Speaker 3: then I guess it depends to where you access it.
• 31:14
  Speaker 3: So again, I work in a publicly funded clinic, so
• 31:17
  Speaker 3: we do lots of at least free insertions of contraception
• 31:20
  Speaker 3: and things like that, but not everyone can access our service,
• 31:23
  Speaker 3: So there's lots of different things that impact on the
• 31:25
  Speaker 3: cost of different contraceptives. I would say, ideally, if you
• 31:29
  Speaker 3: are privileged enough for cost not to be the biggest consideration,
• 31:32
  Speaker 3: the first thing you should be considering is it safe
• 31:34
  Speaker 3: for you? And then second to that is it reliable
• 31:37
  Speaker 3: for you? So I'm sorry that this person that's asked
• 31:41
  Speaker 3: this question is finding contraception really expensive. I think there's
• 31:45
  Speaker 3: a few really cheap options that people shout or could
• 31:49
  Speaker 3: be aware of. Some of the pills that have been
• 31:51
  Speaker 3: around for a really long time can be as cheap
• 31:54
  Speaker 3: as like fourteen dollars for four months supply, so that's
• 31:58
  Speaker 3: pretty cheap for affordable for most people. The implan on
• 32:02
  Speaker 3: which is the rod in the arm, it cost forty
• 32:04
  Speaker 3: dollars if you have a Medicare card, or only six
• 32:06
  Speaker 3: dollars if you have a healthcare card, and it lasts
• 32:08
  Speaker 3: three years, so that works out as like two bucks
• 32:11
  Speaker 3: a year.
• 32:12
  Speaker 2: How good is that?
• 32:13
  Speaker 3: Pretty good. Yeah, and then the Marina, which is the
• 32:16
  Speaker 3: hormonal aud Similarly, it's about forty dollars for Medicare card
• 32:19
  Speaker 3: holders in that last five years. So yeah, there's certainly
• 32:22
  Speaker 3: lots of options out there, and you know, a lot
• 32:25
  Speaker 3: of them for kind of the price of a coffee
• 32:27
  Speaker 3: a week or something like that. So it's really worthwhile
• 32:31
  Speaker 3: if you feel like you can't afford the contraceptive you're
• 32:33
  Speaker 3: currently on, discuss other options with your doctor, because there's
• 32:36
  Speaker 3: certainly more out there.
• 32:37
  Speaker 2: The next question says, can we talk about sharing the
• 32:40
  Speaker 2: cost of contraception with your partner? How do you feel
• 32:43
  Speaker 2: about that? How do we approach that conversation? I feel
• 32:46
  Speaker 2: like I'll put my finance hat on and say, if
• 32:48
  Speaker 2: it's a shared cost, which it is, let's talk about it,
• 32:51
  Speaker 2: put it in the budget. But how do you approach
• 32:53
  Speaker 2: that from your point of view?
• 32:55
  Speaker 3: I don't actually come across this very much, but I
• 32:58
  Speaker 3: really love that this person asks this. I think it's
• 33:00
  Speaker 3: good obviously for people in relationships, because not only does
• 33:04
  Speaker 3: it kind of share the responsibility of contraception, but also
• 33:07
  Speaker 3: opens the conversation a bit about what your plans are
• 33:10
  Speaker 3: for pregnancy future later on, and you know how long
• 33:13
  Speaker 3: we are going to be preventing pregnancy for all that
• 33:15
  Speaker 3: type of thing. So I think it's a really healthy
• 33:17
  Speaker 3: discussion to have, and certainly I feel that contraception does
• 33:20
  Speaker 3: not just become the responsibility of the person with a uterus,
• 33:23
  Speaker 3: like we all need to play our part and be
• 33:26
  Speaker 3: interested and as this financially, I guess the flip side
• 33:29
  Speaker 3: of that is that not everyone having sex with a
• 33:33
  Speaker 3: risk of, you know, getting pregnant, is in a relationship,
• 33:35
  Speaker 3: So it's not going to be an option for everyone.
• 33:37
  Speaker 3: But certainly, if you're in a relationship and that's something
• 33:40
  Speaker 3: you feel comfortable doing, by all means, I would advocate
• 33:43
  Speaker 3: for that.
• 33:43
  Speaker 2: All right, Hannah, we have a question about abortion. They say,
• 33:47
  Speaker 2: let's break the stigma around abortion. So what are the
• 33:49
  Speaker 2: first steps to take if someone needs one? Where can
• 33:52
  Speaker 2: they find support and resources if going through one? And
• 33:55
  Speaker 2: how much do they cost?
• 33:56
  Speaker 3: Yeah, so this is topical and in New South Wales
• 34:00
  Speaker 3: where I work, the law has just changed around abortion,
• 34:03
  Speaker 3: which is really exciting. Up until October last year it
• 34:06
  Speaker 3: was still a criminal offense. So serious, I am absolutely serious.
• 34:11
  Speaker 3: You are a bit more progressive in Victoria and it's
• 34:14
  Speaker 3: been more readily accessible for people down there. But yeah,
• 34:19
  Speaker 3: it was literally in October last year they finally changed
• 34:22
  Speaker 3: the I think it's the nineteen hundreds Crime Act or
• 34:25
  Speaker 3: something crazy. So now in New South Wales you can
• 34:28
  Speaker 3: access abortion upon request up to twenty two weeks, So
• 34:32
  Speaker 3: you no longer have to say, you know, I have
• 34:35
  Speaker 3: this medical reason why or my mental health is going
• 34:38
  Speaker 3: to deteriorate. You can just say I'm not I would
• 34:40
  Speaker 3: like an A eighty I would like an abortion. Yeah,
• 34:43
  Speaker 3: and that's true up to twent two weeks in Victoria
• 34:45
  Speaker 3: up to twenty four weeks. Because the law is state based,
• 34:47
  Speaker 3: it's a bit different obviously in each state in terms
• 34:50
  Speaker 3: of where to go. So it depends a little bit
• 34:54
  Speaker 3: on what type of abortion or termination that you are
• 34:58
  Speaker 3: interested in. Having a little bit about that. There's two types.
• 35:02
  Speaker 3: There's a medical abortion or a surgical abortion.
• 35:05
  Speaker 2: What is is this a silly question? What's the difference
• 35:08
  Speaker 2: between a medical and a surgical abortion?
• 35:10
  Speaker 3: Yeah? So medical. It's also referred to as MS two step.
• 35:14
  Speaker 3: You might have heard of r U four eight six,
• 35:16
  Speaker 3: that very controversial at the time tablet that came on
• 35:18
  Speaker 3: the market, But basically you take two tablets about twenty
• 35:21
  Speaker 3: four to forty eight hours apart. The first tablet ends
• 35:24
  Speaker 3: the pregnancy and the second tablet induces uterine contractions so
• 35:28
  Speaker 3: that the pregnancy is expelled. So most people would have
• 35:32
  Speaker 3: a medical termination at home with a partner or family
• 35:36
  Speaker 3: member there with them, just to make sure that they're
• 35:38
  Speaker 3: okay through that process. The surgical termination sounds scary because surgery,
• 35:44
  Speaker 3: but it's not actually any big decisions in your body
• 35:46
  Speaker 3: or anything like that. It's basically you have light sedation.
• 35:50
  Speaker 3: It's just a day procedure and they basically just evacuate
• 35:53
  Speaker 3: the contents of the uterus so the products of conception.
• 35:56
  Speaker 3: You can have a surgical abortion after six weeks and
• 36:00
  Speaker 3: up to kind of whatever timeframe in your state is
• 36:03
  Speaker 3: that allows abortion. Past the twenty two to twenty four
• 36:07
  Speaker 3: week market gets a little bit more complicated in terms
• 36:09
  Speaker 3: of what type of abortion you can get, and some
• 36:11
  Speaker 3: very late pregnancies if there's fetal abnormalities or things like that,
• 36:15
  Speaker 3: actually require induction of labor and almost laboring like you
• 36:18
  Speaker 3: were having an actual baby. So there's lots of nuances
• 36:21
  Speaker 3: to this discussion. But in Australia, about ninety four percent
• 36:24
  Speaker 3: of abortions do happen in the first fourteen weeks, So
• 36:27
  Speaker 3: the general medical or surg call are the two main
• 36:30
  Speaker 3: options in terms of I guess how much these cost.
• 36:35
  Speaker 3: The medical abortion Again, if you have a Medicare card,
• 36:38
  Speaker 3: that's a great thing because it'll be about one hundred
• 36:41
  Speaker 3: and fifty dollars. Again, because these are usually all private
• 36:44
  Speaker 3: clinics that are offering this service, there can be differences.
• 36:47
  Speaker 3: So that's just a general guide, and it can be
• 36:50
  Speaker 3: up to about three hundred dollars to four hundred dollars
• 36:52
  Speaker 3: I think if you don't hold a Medicare card, because
• 36:54
  Speaker 3: the medications won't be subsidized. The surgical side of things again,
• 37:00
  Speaker 3: if you have Medicare, can be about four hundred dollars
• 37:02
  Speaker 3: and if you don't, about eight hundred dollars. Again, differences
• 37:06
  Speaker 3: depending on where you access it. The other thing to
• 37:08
  Speaker 3: consider is that these costs don't necessarily particularly if you
• 37:11
  Speaker 3: don't hold Medicare card, don't include things like the cost
• 37:14
  Speaker 3: of an ultrasound, because, for example, if you're going to
• 37:17
  Speaker 3: have a medical termination, you need to make sure that
• 37:19
  Speaker 3: the pregnancy is actually in the uterus, not in the
• 37:21
  Speaker 3: flopin tubes like not an ectopic pregnancy or something like that,
• 37:24
  Speaker 3: so you do need some tests and things working yourself
• 37:28
  Speaker 3: up to I guess have a termination in terms of
• 37:30
  Speaker 3: where you can access it most cheap. I mean, any
• 37:33
  Speaker 3: doctor in Australia can do an online course to become
• 37:35
  Speaker 3: an accredited prescriber of medical abortion, but that's aid in
• 37:39
  Speaker 3: some facilities they won't offer it. So for example, in
• 37:44
  Speaker 3: I work in a publicly funded clinic, and it's not
• 37:46
  Speaker 3: a question of conscientious objection. Like all the doctors, they
• 37:49
  Speaker 3: would be happy to do it, but it's just one
• 37:50
  Speaker 3: of the limitations of our funding. It's not a service
• 37:52
  Speaker 3: we currently provide, so not every doctor you see will
• 37:56
  Speaker 3: be able to provide you with that. But certainly the
• 37:58
  Speaker 3: law in New South Wales stipul that if you ask
• 38:01
  Speaker 3: a doctor for an abortion and they can't provide you
• 38:03
  Speaker 3: with that care, they have to give you a really
• 38:05
  Speaker 3: prompt referral to someone who can. So it's helpful to
• 38:09
  Speaker 3: know your rights. I guess around that too.
• 38:11
  Speaker 2: So if we find ourselves in a situation where we
• 38:13
  Speaker 2: go to a doctor and they say sorry, I can't
• 38:15
  Speaker 2: do this, it's not going to be an issue because
• 38:17
  Speaker 2: they will help us find someone who will exactly.
• 38:20
  Speaker 3: Yeah, and that again I think that was that only
• 38:23
  Speaker 3: changed last year too in New South Wales. Prior to
• 38:25
  Speaker 3: that they could just say no, I don't do abortions, goodbye.
• 38:30
  Speaker 3: But now they have to actually, you know, help you
• 38:32
  Speaker 3: access it, which is a really good change.
• 38:34
  Speaker 2: Yeah, that's an awesome change because I feel like for
• 38:36
  Speaker 2: a lot of people that would be a really hard
• 38:38
  Speaker 2: step to make, and then to have someone say no, sorry,
• 38:41
  Speaker 2: I'm not doing that and then provide absolutely no support
• 38:44
  Speaker 2: like that would be a really sticky situation to be
• 38:47
  Speaker 2: and so I'm glad that it's now mandated they have
• 38:49
  Speaker 2: to help you out.
• 38:50
  Speaker 3: Yeah, exactly. And you know, people access abortion for all
• 38:53
  Speaker 3: sorts of different reasons, none of which are the healthcare
• 38:56
  Speaker 3: providers prerogative to know. Like that, it's a really persolute
• 39:00
  Speaker 3: and we just need to respect that people they need
• 39:03
  Speaker 3: it and they're requesting it, and people need all different
• 39:05
  Speaker 3: levels of support, So some people will come in, you know,
• 39:09
  Speaker 3: nurses get abortions, doctors get abortions, People with all sorts
• 39:12
  Speaker 3: of different levels of health literacy get abortions. It's not
• 39:14
  Speaker 3: just something that young people get or poor people get
• 39:17
  Speaker 3: or whatever. It's something that affects everyone, and they actually
• 39:21
  Speaker 3: do this survey in Australia where they showed about one
• 39:24
  Speaker 3: in four respondents had had an unintended pregnancy in the
• 39:27
  Speaker 3: last ten years, and fifty percent of them were using contraception.
• 39:30
  Speaker 3: So it's not even about oh, you're a baud it
• 39:33
  Speaker 3: using contraception or you forgot to use a k like,
• 39:35
  Speaker 3: lots of people are actually feeling like, Yeah, I.
• 39:38
  Speaker 2: Feel like there's this stigma around abortion that if you
• 39:41
  Speaker 2: need one, you must have been irresponsible, whereas that's not
• 39:44
  Speaker 2: the case at all. It's I needed one for my
• 39:47
  Speaker 2: own personal reasons. And how lucky are we to live
• 39:49
  Speaker 2: in a country where we can access healthcare like that?
• 39:52
  Speaker 3: Absolutely? Yeah, and despite the progress that we've made, there
• 39:55
  Speaker 3: still is a lot of stigma with abortion. And yeah,
• 39:58
  Speaker 3: that's why I love this question. I think it's really
• 40:00
  Speaker 3: good thing to talk about. And if you're not getting
• 40:02
  Speaker 3: the help that you need from the doctor you've seen,
• 40:04
  Speaker 3: please reach out ask on my Instagram page or even
• 40:08
  Speaker 3: just like your GP whatever. There are people out there
• 40:10
  Speaker 3: that can help.
• 40:11
  Speaker 2: So from contraception to conception, what is the best time
• 40:15
  Speaker 2: to start preparing to fall pregnant? Is it twelve months?
• 40:18
  Speaker 2: Is eighteen months? Should I be doing tests? Does my
• 40:21
  Speaker 2: partner need to do tests, like what does that look like.
• 40:24
  Speaker 3: The best thing that anyone can do if they're thinking
• 40:27
  Speaker 3: they want to get pregnant is just to be the
• 40:29
  Speaker 3: healthiest version of yourself, because that's going to first and
• 40:32
  Speaker 3: foremost make conception more likely and more easy. But also
• 40:37
  Speaker 3: if you're healthy and well, your pregnancy will be easier
• 40:40
  Speaker 3: and you'll have a healthy pregnancy. That's said, there's lots
• 40:42
  Speaker 3: of things that are outside of what we can control,
• 40:45
  Speaker 3: and some people you know, have chronic health conditions that
• 40:48
  Speaker 3: will make their chances of falling pregnant lower or more difficult.
• 40:52
  Speaker 3: And I guess I acknowledge that not everyone can just
• 40:54
  Speaker 3: be like, Okay, well from now on, I'm going to
• 40:56
  Speaker 3: be healthy, and that will mean I get pregnant as
• 40:57
  Speaker 3: soon as I want to. It's more just about optimizing
• 41:00
  Speaker 3: your health to give yourself the best chance of falling
• 41:03
  Speaker 3: pregnant when you decide to. So some really simple things
• 41:06
  Speaker 3: I guess are just healthy diet, regular exercise, stop smoking
• 41:10
  Speaker 3: if you smoke. All that type of stuff is really
• 41:12
  Speaker 3: helpful in terms of testing. For the average person who
• 41:17
  Speaker 3: has just decided now I'm ready to start a family,
• 41:19
  Speaker 3: there's not really any testing that you need to do
• 41:23
  Speaker 3: really far in advance. But I would say it's really
• 41:26
  Speaker 3: a good idea to see your GP before you're actually pregnant,
• 41:29
  Speaker 3: So a few months before is a good idea, maybe
• 41:32
  Speaker 3: three to six months before you actually start trying. And
• 41:35
  Speaker 3: the reason for that is they can check that all
• 41:37
  Speaker 3: your vaccinations are up to date, so there's some that
• 41:39
  Speaker 3: are contraindicated in pregnancy but can protect the fetus, like
• 41:43
  Speaker 3: rubella for example, And they can also do screening for
• 41:46
  Speaker 3: like bloodborne viruses like HIV and things like that, just
• 41:49
  Speaker 3: to make sure that we're optimizing any underlying health conditions
• 41:52
  Speaker 3: before you get pregnant. And it's also a really good
• 41:55
  Speaker 3: idea to talk to your GP about supplements, pregnancy vitamins,
• 41:58
  Speaker 3: that type of thing, because a lot of people don't know,
• 42:00
  Speaker 3: but fold eate, for example, folic acid, it's a really
• 42:03
  Speaker 3: good idea to take that for three months before you
• 42:05
  Speaker 3: actually get pregnant. So yeah, I would say general stuff
• 42:09
  Speaker 3: you can be doing now, even if you don't want
• 42:11
  Speaker 3: to have kids for ten years, but that specific stuff
• 42:14
  Speaker 3: probably maybe three months before you start trying, check in
• 42:17
  Speaker 3: with your GP.
• 42:18
  Speaker 2: Awesome, thank you, And if we are going to have kids,
• 42:22
  Speaker 2: This is another good question. I think, do we really
• 42:25
  Speaker 2: need to do it before thirty five? Can we reduce
• 42:27
  Speaker 2: the chances of negative effects while we are still getting older, so.
• 42:31
  Speaker 3: You don't have to fall pregnant before thirty five? That
• 42:33
  Speaker 3: is Yeah, that's just not true. I guess the chance
• 42:38
  Speaker 3: of you falling pregnant does naturally decline with age. So,
• 42:42
  Speaker 3: as a lot of people might know, you have all
• 42:45
  Speaker 3: the eggs that you can ever potentially ovulate at birth,
• 42:49
  Speaker 3: so you don't actually grow any new eggs. So that's
• 42:52
  Speaker 3: why over time, as you ovulate and as eggs die off,
• 42:56
  Speaker 3: you slowly do lose your reproductive capacity. And egg quality
• 43:00
  Speaker 3: also declines with time too, so perhaps the ease of
• 43:04
  Speaker 3: falling pregnant is more difficult after age thirty five. But again,
• 43:08
  Speaker 3: I would just like a disclaim here. I'm not a
• 43:10
  Speaker 3: fertility specialist, and I'm actually interviewing two fertility specialists really
• 43:14
  Speaker 3: soon about all these questions because I want, I guess
• 43:16
  Speaker 3: people to get really good, reliable information.
• 43:18
  Speaker 2: So watch this space, brilliant or Sam. I think Georgia
• 43:23
  Speaker 2: has a few more questions for you if you can
• 43:26
  Speaker 2: handle them.
• 43:27
  Speaker 1: Yeah, so these are a little bit more random, So
• 43:30
  Speaker 1: a question for both of you. If we could invest
• 43:33
  Speaker 1: as much time and or money into our health as possible,
• 43:36
  Speaker 1: what would be the one thing you would choose to
• 43:38
  Speaker 1: invest in if you could only pick one. So this
• 43:40
  Speaker 1: could be anything from skincare to working out, to insurance,
• 43:43
  Speaker 1: to relationships, to therapy to just about anything.
• 43:46
  Speaker 3: I don't know.
• 43:46
  Speaker 1: Should we start start with Hannah and then we can
• 43:48
  Speaker 1: move across to Victoria.
• 43:49
  Speaker 3: I'm excited to hear Victoria's answer to this.
• 43:52
  Speaker 2: Well, I'm going to copy it about it?
• 43:56
  Speaker 3: Okay, So my answer to this is probably a bit
• 43:57
  Speaker 3: of a cop out, but I would say any preventive
• 44:00
  Speaker 3: health stuff is really worth all your money. Not all
• 44:05
  Speaker 3: your money. That's not financial advice.
• 44:07
  Speaker 2: Good financial advice, all your money.
• 44:12
  Speaker 3: No, I guess I just think like, while you're young
• 44:15
  Speaker 3: and healthy, the more stuff you can do to prevent
• 44:18
  Speaker 3: disease later in life is really worthwhile. And so for
• 44:21
  Speaker 3: some people, you know, maybe you're somebody that loves exercising outdoors,
• 44:26
  Speaker 3: but you've maybe had a few mental health issues over
• 44:29
  Speaker 3: your time, So maybe for you, instead of paying for
• 44:32
  Speaker 3: a gym membership, it might be more worthwhile checking with
• 44:34
  Speaker 3: the psychologist once every six months. Whereas you know, if
• 44:37
  Speaker 3: you're somebody that will only exercise if there's like a
• 44:40
  Speaker 3: fitness instructor yelling at you what to do, but you've
• 44:43
  Speaker 3: not really had any mental health concerns, Maybe you can
• 44:45
  Speaker 3: invest your money in the gym side of stuff, whereas
• 44:48
  Speaker 3: you can manage mental health stuff in I guess cheaper
• 44:51
  Speaker 3: or free ways just managing stress or online mood gyms,
• 44:54
  Speaker 3: that kind of stuff. So that's a really broad answer,
• 44:57
  Speaker 3: and I feel like I'm cheating a little bit by
• 44:58
  Speaker 3: saying but.
• 45:00
  Speaker 2: No, my response is absolutely a cop out as well, Hannah.
• 45:03
  Speaker 2: For me, it's actually go figure financial health and mental
• 45:08
  Speaker 2: health kind of combined. I feel like we don't talk
• 45:11
  Speaker 2: about the stress money puts on you nearly enough, and
• 45:14
  Speaker 2: we don't talk about how much that actually impacts our
• 45:17
  Speaker 2: mental health. And by putting our finances first, I feel
• 45:20
  Speaker 2: like we are able to put ourselves first in a way.
• 45:24
  Speaker 2: Like I've said it before on our podcast that I
• 45:26
  Speaker 2: genuinely believe that keeping a budget and having a good
• 45:29
  Speaker 2: cash flow plan is one of the best acts of
• 45:31
  Speaker 2: self care that you can actually have for yourself. So
• 45:35
  Speaker 2: for me, it would be about just understanding what that
• 45:37
  Speaker 2: is and actually caring about your money because that's going
• 45:40
  Speaker 2: to be able to fund things like skin care and
• 45:42
  Speaker 2: out of pockets and being able to go to a
• 45:44
  Speaker 2: GP and putting it in the budget. So if you
• 45:47
  Speaker 2: need contraception, you know you can afford it, and if
• 45:50
  Speaker 2: you need to go see a gynecologist, you're not stressed
• 45:54
  Speaker 2: about that as an option. I also feel like mental
• 45:57
  Speaker 2: health is something that I put a lot of priority
• 45:59
  Speaker 2: on for my self because I know that that dictates
• 46:03
  Speaker 2: how healthy I am as a whole. Like I know,
• 46:05
  Speaker 2: if I'm not mentally well, I'm not exercising, I'm not
• 46:08
  Speaker 2: eating well, I'm not putting myself first. So for me personally,
• 46:11
  Speaker 2: i'd be investing in my financial health, not literally investing,
• 46:16
  Speaker 2: obviously I love that too, but I would be making
• 46:18
  Speaker 2: sure that I just understand my budget, feel comfortable talking
• 46:21
  Speaker 2: about money, and then furthering that just making sure that
• 46:24
  Speaker 2: my mental health is okay. I'm going to rope you
• 46:26
  Speaker 2: into this though, Georgiah, God, God, what is what is
• 46:29
  Speaker 2: your priority?
• 46:32
  Speaker 1: I mean, I guess I'd probably go with the kind
• 46:36
  Speaker 1: of broad, overarching answer that Han provided in all of.
• 46:40
  Speaker 2: The preventative measures.
• 46:41
  Speaker 1: So I love to get out for a run. I
• 46:43
  Speaker 1: find that that's really good for my mental health, And yeah,
• 46:46
  Speaker 1: I think that is probably my take, but I'm certainly
• 46:49
  Speaker 1: no expert on anything. I don't think you have to
• 46:51
  Speaker 1: be an expert to be able to put yourself first.
• 46:53
  Speaker 1: And I think that we should all be putting ourselves
• 46:55
  Speaker 1: first a bit more often than we actually do, to
• 46:58
  Speaker 1: be a little bit quote centric, like you can't pour
• 47:00
  Speaker 1: from an empty cup. And I think the healthier you are,
• 47:02
  Speaker 1: the healthier everybody around you. Is so brilliant that makes sense.
• 47:06
  Speaker 1: I'll ask the next one back to Vagina's Hannah, do
• 47:09
  Speaker 1: we really need to be spending money on those special
• 47:12
  Speaker 1: expensive cleaners for our intimate areas? Are they are wasted
• 47:16
  Speaker 1: out cash?
• 47:16
  Speaker 3: I cannot tell you how much of my Monday to
• 47:19
  Speaker 3: Friday what time is spent talking about this topic. It's
• 47:22
  Speaker 3: like so common and I feel like this is what
• 47:26
  Speaker 3: I mean.
• 47:26
  Speaker 2: The marketing on them is beautiful.
• 47:28
  Speaker 3: I know, and you know some of them are like
• 47:31
  Speaker 3: marketed as doctors and some are like, I don't know,
• 47:34
  Speaker 3: there's so much misinformation out there. I'm sorry to keep
• 47:38
  Speaker 3: spooking my episodes, but I interviewed a dermatologist about this
• 47:41
  Speaker 3: because you know, it's a really common cause of genital
• 47:44
  Speaker 3: skin problems using all these like feminine hygiene products that
• 47:48
  Speaker 3: actually just create more problems than they solve. At the
• 47:51
  Speaker 3: end of the day, you shouldn't dooche, so you shouldn't
• 47:54
  Speaker 3: clean inside the vagina. It will sort itself out. And
• 47:58
  Speaker 3: in terms of like the volver or the external genital area,
• 48:01
  Speaker 3: generally water is enough. If you must use something, it's
• 48:04
  Speaker 3: best to use fragrance free, dermatological approved washes. So save
• 48:10
  Speaker 3: your pennies, guys.
• 48:11
  Speaker 2: So they're fancy ones aren't worth our.
• 48:13
  Speaker 3: Time, They are not worth your time.
• 48:15
  Speaker 2: No, that could be a money win for some of
• 48:17
  Speaker 2: our listeners to stop purchasing feminine hygiene washes.
• 48:21
  Speaker 1: Well, I feel like it also is kind of anti feminist.
• 48:24
  Speaker 1: It's like your vagina's dirty, clean it, you know what
• 48:27
  Speaker 1: I mean. Like that's another thing that said to us
• 48:29
  Speaker 1: to make us feel horrible.
• 48:30
  Speaker 2: And if you genuinely think it is not okay, Like
• 48:33
  Speaker 2: I feel like you shouldn't be using a wash, you
• 48:35
  Speaker 2: should actually be going and talking to your doctor, right, Yeah, And.
• 48:38
  Speaker 3: That's something I say commonly. Actually, people who do get
• 48:41
  Speaker 3: a genital skin problem or a weird discharge, they start
• 48:43
  Speaker 3: cleaning more because they're like, oh, something unclean or have
• 48:46
  Speaker 3: done something wrong and so they clean more often, and
• 48:48
  Speaker 3: again that tends to make things worse rather than better.
• 48:51
  Speaker 3: So even if you're only cleaning with water, it's also
• 48:54
  Speaker 3: important not to overclean, so like once twice a day max.
• 48:58
  Speaker 3: You don't need to be cleaning of every fifteen minutes
• 49:01
  Speaker 3: or whatever.
• 49:01
  Speaker 1: So, Hannah, how do we deal with doctors who don't
• 49:04
  Speaker 1: believe in endometriosis or brush off pain and symptoms.
• 49:08
  Speaker 3: This is a heartbreaking question, and I'm sorry to the
• 49:11
  Speaker 3: hundreds of women out there who have gone through this.
• 49:14
  Speaker 3: I think historically there has been a real misunderstanding of
• 49:19
  Speaker 3: the difference between normal cyclical pelvic pain and you know,
• 49:23
  Speaker 3: actual chronic medical conditions like edmetriosis. So sorry on behalf
• 49:28
  Speaker 3: of my community of fellow doctors. I think again, one
• 49:33
  Speaker 3: of the really good things that you can do if
• 49:36
  Speaker 3: you have a specific concern, like if you think you
• 49:39
  Speaker 3: possibly have endmetriosis and you feel like every time you
• 49:41
  Speaker 3: go in and say, my period pain means that I
• 49:44
  Speaker 3: can't go to school, my period pain is stopping me
• 49:46
  Speaker 3: from playing sport, and they're just not getting like it's
• 49:50
  Speaker 3: just not getting through to your doctor. Like, firstly, sorry
• 49:52
  Speaker 3: about that. That's not good enough, but also maybe flag
• 49:55
  Speaker 3: with them what your specific concern is, because I think
• 49:59
  Speaker 3: at the end of the day, you might been living
• 50:00
  Speaker 3: with this symptom for like four years, ten years, like
• 50:03
  Speaker 3: a really long time, whatever it is, and you've been
• 50:05
  Speaker 3: mulling it over and thinking about it. When you go
• 50:07
  Speaker 3: to the doctor and have a fifteen minute appointment and
• 50:09
  Speaker 3: you say I have painful periods, it's maybe not connecting
• 50:13
  Speaker 3: with them just how much an impact it's had on
• 50:15
  Speaker 3: your life and what it means for you, and that
• 50:17
  Speaker 3: you're specifically concerned you have ENDO. So I think it's
• 50:21
  Speaker 3: always a bit of a power imbalance seeing a doctor
• 50:24
  Speaker 3: because you know, you always feel a bit like flustered
• 50:26
  Speaker 3: and like am I asking stupid questions and all of that,
• 50:29
  Speaker 3: write them down, tell them what you're specifically worried about,
• 50:31
  Speaker 3: and at the end of the day, if they're not
• 50:33
  Speaker 3: answering your questions adequately enough or you don't feel like
• 50:35
  Speaker 3: you're getting the answers you need, see a different doctor.
• 50:38
  Speaker 2: And I think that's really relevant as well, because I've
• 50:41
  Speaker 2: been to the doctor before and felt like I've had
• 50:43
  Speaker 2: silly questions or that, you know, I didn't want to
• 50:46
  Speaker 2: seem dumb but in the same way that I talk
• 50:48
  Speaker 2: about finance. I can't be expected to be a medical expert.
• 50:52
  Speaker 2: Like you guys have studied for years and years and
• 50:54
  Speaker 2: years to know what you know, and I haven't done that.
• 50:58
  Speaker 2: And I feel like so many people come into my
• 50:59
  Speaker 2: life and they're like, Oh, I feel like this is
• 51:01
  Speaker 2: such a dumb question. It's like, but why would you
• 51:03
  Speaker 2: know the answer to that. You're not a financial advisor,
• 51:06
  Speaker 2: You've never studied this. So I think it's really important
• 51:09
  Speaker 2: to also point out, like you're going to a doctor
• 51:11
  Speaker 2: because they're a specialist and you are not, and that
• 51:13
  Speaker 2: is that is the beauty of it, right, Like you
• 51:15
  Speaker 2: can ask your question. There's no such thing as a
• 51:17
  Speaker 2: silly question, especially when you go into a doctor's office,
• 51:20
  Speaker 2: Like tell them what's going on, tell them how it's
• 51:23
  Speaker 2: impacting you. And if you don't feel like you're getting
• 51:25
  Speaker 2: the response that you need, either let them know like, hey,
• 51:28
  Speaker 2: it's actually more significant than this, or you're right, Hannah,
• 51:31
  Speaker 2: go and see someone who is going to listen to you.
• 51:33
  Speaker 2: You deserve that level of.
• 51:35
  Speaker 3: Respect, absolutely, And I think we're all the same. Like
• 51:38
  Speaker 3: I went to see a lawyer recently and I felt
• 51:40
  Speaker 3: so stupid asking questions that I'm like, is this just
• 51:43
  Speaker 3: common knowledge and I'm an idiot? But no, you're like, oh,
• 51:46
  Speaker 3: not the area that I have studied for six years
• 51:48
  Speaker 3: or whatever, Like exactly, this is why we see exactly exerts. Yeah,
• 51:53
  Speaker 3: like we are smart people.
• 51:54
  Speaker 2: We are all smart people. It just doesn't mean we've
• 51:56
  Speaker 2: studied absolutely everything.
• 51:58
  Speaker 3: Yeah, exactly.
• 52:00
  Speaker 2: All right, Hatta, that is about all we have time
• 52:02
  Speaker 2: for today. I know that we have spent a fair
• 52:05
  Speaker 2: bit of your time and we are very very grateful
• 52:07
  Speaker 2: for you joining us today. So thank you so so much.
• 52:11
  Speaker 2: I think that this is really valuable content that our
• 52:14
  Speaker 2: community will love amazing.
• 52:16
  Speaker 3: Thanks guys so much for having me. It's been fun.
• 52:21
  Speaker 1: We hope you guys enjoyed that chat with doctor Hannah.
• 52:24
  Speaker 1: But unfortunately it is now time to wrap the show.
• 52:26
  Speaker 2: But just before we head off, we'd really like to
• 52:28
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• 52:31
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• 52:35
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• 52:38
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• 52:40
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• 52:42
  Speaker 2: we share our friendship and kindness.
• 52:45
  Speaker 1: Now for the boring but important stuff. The advice shared
• 52:48
  Speaker 1: on she Is on the Money is general in nature
• 52:50
  Speaker 1: and does not consider your individual circumstances. She's on the
• 52:53
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• 52:56
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• 53:10
  Speaker 2: One five one. I sound on the rack so good.
• 53:12
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• 53:15
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• 53:18
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• 53:20
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• 53:36
  Speaker 2: US and Georgia King. One last thing before we go.
• 53:39
  Speaker 2: A few people over the weekend messaged me on Instagram
• 53:42
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• 53:45
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• 53:56
  Speaker 1: Did you read this week's Did you see the Michael Bouble?
• 53:58
  Speaker 2: Georgia King shouted out to our very good friend Michael Boobley,
• 54:02
  Speaker 2: and I just I don't understand where your creative ability
• 54:06
  Speaker 2: comes from. I'm honestly envious of it. But Georgia King
• 54:10
  Speaker 2: also did a really terrible job of photoshopping herself looking
• 54:14
  Speaker 2: longingly at Michael Boobley. And it was actually borderline cream.
• 54:19
  Speaker 1: So I accidentally cut off my haird so like did
• 54:22
  Speaker 1: draw a little hat? Yeah, it was I think it
• 54:24
  Speaker 1: was the highlight.
• 54:25
  Speaker 2: It was the highlight. It was like Georgia King in
• 54:27
  Speaker 2: a really dodgy Microsoft but hearty hat.
• 54:29
  Speaker 1: Hey, it was photoshoped.
• 54:31
  Speaker 2: Okay, I'm gonna wrap this episode. This is a bit, guys,
• 54:36
  Speaker 2: tays