Michael Boly: Increase Your Credit Score and Access Capital At 0% Interest

Grow My Accounting Practice | Tips for Accountants, Bookkeepers and Coaches to Grow Their Business · Apr 9, 2026 · 29m

In this episode of the Grow My Accounting Practice podcast, Mike and Ron sit down with Michael Boly to challenge a common misconception around credit: that a high credit score alone guarantees access to funding. Instead, Michael reveals that lenders are looking far deeper—at the structure, depth, and behavior within your credit profile, not just the number.

Michael breaks down how entrepreneurs can strategically optimize both personal and business credit to unlock better funding opportunities, higher limits, and more favorable terms. He explains how understanding what banks actually look…