Oil Near $97, Mortgage Rates Jump & Are Americans Ready for Retirement?

The Financial Exchange Show · Mar 12, 2026 · 38m · transcript

Markets remain under pressure as oil pushes toward $97 per barrel, Treasury yields climb, and mortgage rates move back above 6.25%.

Chuck Zodda and Mike Armstrong cover:

• Day 13 of the Middle East conflict and continued disruption in the Strait of Hormuz

• Why Asian economies are feeling the strain first

• What rising oil means for gas prices and inflation

• How a higher CPI could impact Social Security COLA in 2027

Plus: Are Americans actually saving enough for retirement? A look at new data — and why the headline may be more optimistic than reality.

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