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Should You Change Careers? And a Wedding Budget Blowout Drama · She's On The Money

• 0:00
  Speaker 1: My name's Sasha Bamblet. I'm a proud First Nations woman
• 0:03
  Speaker 1: and I'm here to acknowledge country t Glenn Young Ganya,
• 0:08
  Speaker 1: Niana Kaka yah y and beIN Ahaka Nian our gay
• 0:11
  Speaker 1: In Mbini yakarum Jar, Dominyamka Domaga Ithawaka, Waman damon Imlan
• 0:16
  Speaker 1: Bumba ban Gadabomba in and now in wakah ghan On
• 0:19
  Speaker 1: yak rum Jar water Nadaa. Hello, beautiful friends, we gather
• 0:24
  Speaker 1: on the lands of the Aboriginal people. We thank, acknowledge
• 0:27
  Speaker 1: and respect the Abiginal people's land that we're gathering on today.
• 0:30
  Speaker 1: Take pleasure in all the land and respect all that
• 0:33
  Speaker 1: you see. She's on the Money podcast acknowledges culture, country,
• 0:38
  Speaker 1: community and connections, bringing you the tools, knowledge and resources
• 0:43
  Speaker 1: for you to thrive.
• 0:45
  Speaker 2: She's on the Money. She's on the Money.
• 1:08
  Speaker 3: Hello and welcome to She's on the Money, the podcast
• 1:11
  Speaker 3: that makes personal finance fun, especially on Fridays. It's our
• 1:14
  Speaker 3: favorite day of the week because we get the team
• 1:16
  Speaker 3: together and celebrate you our incredible She's on the Money community,
• 1:20
  Speaker 3: Mister Gricci, She's here sharing our favorite money wins.
• 1:23
  Speaker 4: Miss beck Sayed is sharing her.
• 1:25
  Speaker 3: Broke tips and we're going to be helping to answer
• 1:27
  Speaker 3: money dilemma, which this week is all about what to
• 1:30
  Speaker 3: do when your current role isn't your dream gig and
• 1:33
  Speaker 3: something that you slid into our dms about this week
• 1:35
  Speaker 3: whether you should speak up about the debt a sibling
• 1:38
  Speaker 3: is going into.
• 1:40
  Speaker 4: For their wedding. Oh little bit juicy, guy, there's a
• 1:43
  Speaker 4: little bit juicy. How are your weeks before we get there?
• 1:47
  Speaker 5: Mine's been good, nothing exciting. Can't believe it's nearly August.
• 1:51
  Speaker 4: I want to talk about it.
• 1:52
  Speaker 3: Yeah, I did this last week and I said I
• 1:54
  Speaker 3: didn't want to talk about it last week.
• 1:55
  Speaker 4: I do so at least I'm consistent. Consistence.
• 1:58
  Speaker 5: Here's Keith absolutely, how you back anything fun?
• 2:02
  Speaker 4: It's been five days.
• 2:04
  Speaker 3: Whole day in June thirty and you're July thirty and
• 2:07
  Speaker 3: July thirty your July seven, nine and nine class.
• 2:12
  Speaker 5: I love the confidence.
• 2:13
  Speaker 3: I always remember Just's birthday because nine nine from Brooklyn ninety.
• 2:16
  Speaker 4: Nine, ninety nine. It was joke.
• 2:21
  Speaker 3: If you get any don't you really like it?
• 2:26
  Speaker 5: I don't.
• 2:27
  Speaker 4: I tried it. I didn't. I didn't. I'm shocked annoying
• 2:31
  Speaker 4: for the reason.
• 2:32
  Speaker 3: Are you sure you were watching the same Brooklyn nine nine,
• 2:34
  Speaker 3: because I just feel like you would be into Brooklyn
• 2:36
  Speaker 3: nine nine. I'm very disappointed in this news.
• 2:38
  Speaker 4: Is Terry Crews Cris.
• 2:40
  Speaker 5: I love Terry.
• 2:41
  Speaker 4: Yeah, I do like Joy Cruise.
• 2:44
  Speaker 1: I couldn't.
• 2:45
  Speaker 4: I couldn't go Bad Fields.
• 2:46
  Speaker 6: Sometimes I just get bad feels from shows Mash bad feels.
• 2:49
  Speaker 6: Malcolm in the Middle bad feels.
• 2:51
  Speaker 4: I don't like Malcolm in.
• 2:52
  Speaker 5: I loved Malcolm. I remember what's his name, Frankie Munit's
• 2:55
  Speaker 5: on I'm a celebrity. He was brilliant.
• 2:57
  Speaker 7: Oh was he on?
• 2:58
  Speaker 5: There? He was on Australian and I'm a celebrity.
• 2:59
  Speaker 4: It was so Australian. I'm a slippery even Australian get out.
• 3:03
  Speaker 5: I don't know why, but he was. He was really anyway,
• 3:07
  Speaker 5: Oh my god, I'm a track.
• 3:09
  Speaker 3: Sorry, So back one nine nine good? Apparently Malcolm in
• 3:12
  Speaker 3: the Middle bad. Would you guys like a five star review?
• 3:14
  Speaker 5: Yes?
• 3:15
  Speaker 4: Please?
• 3:15
  Speaker 3: I'm glad you asked, because I was going to give
• 3:17
  Speaker 3: it to you anyway, honestly. So this last week it
• 3:20
  Speaker 3: was from a girl called Jess. This week it is
• 3:22
  Speaker 3: also from a girl called Jess. Different Jess, I did
• 3:27
  Speaker 3: you wouldn't put it past you so five star.
• 3:30
  Speaker 4: Love you.
• 3:31
  Speaker 3: She's on the money, girlies. I love She's on the Money.
• 3:34
  Speaker 3: The podcast has changed my life for the better. When
• 3:36
  Speaker 3: I started listening at the very beginning of the show,
• 3:39
  Speaker 3: I was in twenty K of personal debt in my
• 3:41
  Speaker 3: early twenties. I got out of debt, got my finances
• 3:45
  Speaker 3: and insurances sorted, which is lucky because I got sick
• 3:47
  Speaker 3: and needed my income protection insurance. Now I'm well again,
• 3:50
  Speaker 3: I'm back at work. I have been investing for five
• 3:53
  Speaker 3: years and I just moved into my first home.
• 3:55
  Speaker 4: I bought all on my own.
• 3:57
  Speaker 3: I would not be here without everything I've learned from
• 3:59
  Speaker 3: VD and I love what Jess and Beck bring to
• 4:01
  Speaker 3: the show and the vibes all around. Keep doing your
• 4:04
  Speaker 3: amazing work. Are you joking?
• 4:06
  Speaker 4: You dead?
• 4:06
  Speaker 3: And then you've got personal insurance all sorted, no doubt
• 4:09
  Speaker 3: through Phil Thompson, and then you got to claim on it.
• 4:12
  Speaker 3: I mean, that's not good. But I'm glad you're well
• 4:14
  Speaker 3: again through that process and.
• 4:18
  Speaker 6: Well done, and thank you so much. It is such
• 4:20
  Speaker 6: a kind review. I mean, you guys are the best
• 4:22
  Speaker 6: part of the show.
• 4:24
  Speaker 4: Like I'm I'm not I'm not the personality higher that's true.
• 4:30
  Speaker 4: Who's the finance higher? That makes sense?
• 4:33
  Speaker 3: And you can't buy me because I started it.
• 4:37
  Speaker 4: I love it.
• 4:37
  Speaker 3: But one of my other favorite things about this show
• 4:40
  Speaker 3: is our community and Jess. Every single week you look
• 4:43
  Speaker 3: at our money, wins and confessions and then bring the
• 4:45
  Speaker 3: top I think five or six to the show.
• 4:47
  Speaker 4: What have you got? Alrighty?
• 4:49
  Speaker 5: Firstly this week from Kate, she said she had to
• 4:50
  Speaker 5: call a plumber for blocked drains.
• 4:53
  Speaker 4: But he's so adult ill, yeah, family of that stuff.
• 4:56
  Speaker 5: But the plumber asked her to show the magnet that
• 4:58
  Speaker 5: she saw his company, and I'm on, I'm missuming maybe
• 5:00
  Speaker 5: it was a letterbox drop and he gave her a
• 5:02
  Speaker 5: seventy nine dollars discount but apparently was available on that magnet.
• 5:06
  Speaker 4: Keep the magnets. I always throw those out me too.
• 5:08
  Speaker 5: Apparently it could work in your favor. And then he
• 5:11
  Speaker 5: said if she gave them a five so review, she'd
• 5:12
  Speaker 5: get twenty bucks cash back, which I think is iconic
• 5:15
  Speaker 5: from the plumber. I think that's very clever.
• 5:18
  Speaker 4: I don't give cash back for my reviews.
• 5:21
  Speaker 5: No, poor busals wrong. It feels like buying them. But
• 5:25
  Speaker 5: also I respect the hustle. It makes I've got money
• 5:27
  Speaker 5: in from Claudia, who said as an experiment, her and
• 5:30
  Speaker 5: her husband have been saving any cash that they get
• 5:32
  Speaker 5: from unexpected Avenue since the start of the year. Turns
• 5:35
  Speaker 5: out they've made four hundred dollars just from selling items
• 5:38
  Speaker 5: on marketplace trading in their bottles for loose change in
• 5:42
  Speaker 5: just six months. She said, Normally that cash would just
• 5:44
  Speaker 5: disappear and end up being split between us, but instead
• 5:47
  Speaker 5: we've decided to spend it on something fun while they're
• 5:49
  Speaker 5: on holiday. Is a little bits that up next, I've
• 5:52
  Speaker 5: got one from Giselle, who said she went into City
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  Speaker 5: Chic to buy some bathers and some shorts. Turns out
• 5:57
  Speaker 5: the entire store, every single item was thirty dollars each.
• 6:02
  Speaker 5: She doesn't matter how much it was marked at. Everything
• 6:04
  Speaker 5: was there.
• 6:04
  Speaker 4: The shutting down.
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  Speaker 5: I don't know.
• 6:06
  Speaker 4: Maybe is that how you pronounce it?
• 6:08
  Speaker 1: Yeah?
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  Speaker 5: Did she you thought it was chick? I'm pretty sure
• 6:12
  Speaker 5: it's cheap.
• 6:13
  Speaker 4: I think it's cheek. That's how I would say it.
• 6:15
  Speaker 4: Open to interpretation. I feel like chick has a K
• 6:17
  Speaker 4: on the end. Yes, I do feel that.
• 6:20
  Speaker 5: Chic is maybe like the vibe they're going for. Yeah, anyway,
• 6:23
  Speaker 5: Gazelle said she got a few additional items for less
• 6:26
  Speaker 5: than what she would have spent on just her bathiest door.
• 6:29
  Speaker 3: I hope you enjoy your holiday because I'm assuming if
• 6:31
  Speaker 3: you're buying bathes in July, goh, you're going somewhere better than.
• 6:35
  Speaker 5: For some Next, I've got one from Mikayla, who said
• 6:38
  Speaker 5: she finally deleted after pay after it had a group
• 6:42
  Speaker 5: on her and she also has purchased a new corwage
• 6:45
  Speaker 5: is halved her gas budget. Well done, machaye enjoy you're
• 6:48
  Speaker 5: so hard? Yeah, well done. And then last day, I've
• 6:52
  Speaker 5: got one from Kate who said, thanks to the pod,
• 6:54
  Speaker 5: she joined the Grilled Is it mad Monday? Whatever?
• 6:58
  Speaker 4: Yeah, that's all about it.
• 7:00
  Speaker 5: She said she signed up. She won this week and
• 7:02
  Speaker 5: she got herself a free burgers to the Burger and
• 7:05
  Speaker 5: got some onion rings too, so we both enjoyed a
• 7:07
  Speaker 5: much cheaper treat. The onion rings from Grilled. Have you
• 7:11
  Speaker 5: ever had them?
• 7:13
  Speaker 4: We need to go. They live rent free in my brain.
• 7:16
  Speaker 4: They live.
• 7:17
  Speaker 3: Honestly, they're almost up there with the cross section Caesar wrap.
• 7:21
  Speaker 4: They're so good.
• 7:22
  Speaker 5: God, oh my god. And then I know I said
• 7:25
  Speaker 5: that was the last one, but I did also just
• 7:27
  Speaker 5: want to shout out.
• 7:28
  Speaker 4: I've got more.
• 7:29
  Speaker 5: Pet tax photos this week, So I just wanted to
• 7:31
  Speaker 5: say shout out to Ebony, Jackie, Carla and CHARLINI everyone
• 7:36
  Speaker 5: should go look at the thread because may I just
• 7:38
  Speaker 5: share with you are still.
• 7:39
  Speaker 6: Tiny, baby adorable. Look at all these screen shirt Jess
• 7:43
  Speaker 6: has just screenshots of your.
• 7:45
  Speaker 5: Photos of people. Dug right now on my phone. Look
• 7:48
  Speaker 5: at this little cute. I don't even know what that is.
• 7:51
  Speaker 4: It's like a cool geek.
• 7:53
  Speaker 5: Cross staffy, sweet little kiddy loving the pet tax. Thank yous.
• 8:00
  Speaker 3: Okay, that's the best part of our community. Actually, I
• 8:03
  Speaker 3: take back everything I've ever said about money wins and confessions. No,
• 8:06
  Speaker 3: we just like you your pets back. What have you
• 8:10
  Speaker 3: got when it comes to broke tip? Okay, so I
• 8:12
  Speaker 3: do have my break texts.
• 8:12
  Speaker 6: I just really quickly want to add a money win.
• 8:15
  Speaker 6: I was working my friend's op shops still good recycled
• 8:17
  Speaker 6: in front three and so not so subtle.
• 8:21
  Speaker 4: What's it called? It can literally be the most shameless plug.
• 8:25
  Speaker 4: Thank you so much? So we do what do we want?
• 8:27
  Speaker 6: I did really quickly in case anyone want to find
• 8:28
  Speaker 6: me beforehand, but I was working there and then my
• 8:31
  Speaker 6: car I was on Sydney Road and my car got
• 8:33
  Speaker 6: towed and then but I went outside and I was like, oh,
• 8:36
  Speaker 6: through shame. And then I saw it up the road
• 8:38
  Speaker 6: and I was like the shop still open and I'm like, well,
• 8:41
  Speaker 6: I'm going to sprint. I'm going to sprint. And then
• 8:43
  Speaker 6: I sprinted to the guy and he was like, oh
• 8:46
  Speaker 6: you work. It still good and I was like yeah,
• 8:48
  Speaker 6: and he was like, okay, you can have it back,
• 8:50
  Speaker 6: but he did. I did have to pay three hundred
• 8:52
  Speaker 6: and sixty dollars, but it was cheaper than.
• 8:53
  Speaker 4: The empower it is. It was like four eighty or something,
• 8:56
  Speaker 4: and the dog would have cost me like twenty bucks.
• 8:58
  Speaker 3: When I was pregnant with Harvey, I did that and
• 9:00
  Speaker 3: got my car impounded one out of ten do not
• 9:03
  Speaker 3: park in a no standing zone. And I also feel
• 9:05
  Speaker 3: like I should have got some type of pregnancy tax
• 9:07
  Speaker 3: on that because I had baby brain exactly premise, so sorry.
• 9:10
  Speaker 3: I remember walking out and being like victorianout. I was
• 9:13
  Speaker 3: at the hairdressers. I think you guys heard about this
• 9:15
  Speaker 3: at the time. I was at the hairdressers and I
• 9:17
  Speaker 3: fully knew I've been going to VODA for years. Yeah,
• 9:20
  Speaker 3: I knew that it was a no standing zone outside
• 9:22
  Speaker 3: that still did it didn't matter? You know what, maybe
• 9:25
  Speaker 3: I deserved it in heind so you didn't deserve it though,
• 9:27
  Speaker 3: Oh thank you.
• 9:28
  Speaker 4: But it turns out if you tell people you work
• 9:30
  Speaker 4: at an opshop, they'll give you a car back. Yes, yes,
• 9:32
  Speaker 4: he was so sweet. And the guy told me I
• 9:35
  Speaker 4: definitely can't take it off the truck.
• 9:36
  Speaker 6: It's illegal, apparent No, okay, it's because me and this
• 9:41
  Speaker 6: other couple got our cars off and we had just
• 9:43
  Speaker 6: had to pay him on the spot and easy done.
• 9:45
  Speaker 4: So do you reckon he took the money himself? Do
• 9:47
  Speaker 4: you reckon? He's got a sneaky little page too. Well,
• 9:50
  Speaker 4: I don't even care.
• 9:51
  Speaker 5: I'm not asking questions. I'm not even do I.
• 9:53
  Speaker 4: Hey, no, his hustle.
• 9:54
  Speaker 3: I need to know his hustle because, like I just
• 9:56
  Speaker 3: am pervy when it comes to cash.
• 9:58
  Speaker 4: I hope he kept the money. He was so sweet.
• 10:00
  Speaker 4: He gave him my car back. That's so sweet. Okay, Okay,
• 10:02
  Speaker 4: he also took your car. Let's not. Yeah, it really
• 10:07
  Speaker 4: feels like one of those like it was so nice.
• 10:09
  Speaker 4: That feels like a trauma bond. Definitely Traumlondon.
• 10:13
  Speaker 6: Okay, So this first one comes from Reese, you send
• 10:16
  Speaker 6: me screenshot of an Uber eats tend or ding Dong dealing,
• 10:21
  Speaker 6: But I think it's like maybe it's like an early
• 10:23
  Speaker 6: in the evening thing that I have never ever seen.
• 10:24
  Speaker 4: Before, and I feel like a ding dong deal has
• 10:27
  Speaker 4: been made up. But that's.
• 10:30
  Speaker 3: Maybe they did, you know what sticky photoshop this. You'll
• 10:33
  Speaker 3: aren't going to forget that today. But you know, you
• 10:35
  Speaker 3: can get like.
• 10:36
  Speaker 6: You know, a four piece nigery nine dollars, which is
• 10:38
  Speaker 6: you know, kind of you know, normal, but then there
• 10:40
  Speaker 6: are things like burgers, huge normal sized burgers for ten dollars,
• 10:45
  Speaker 6: like and.
• 10:45
  Speaker 4: Cheaper as well, normal size. Jess jump on to an
• 10:49
  Speaker 4: end day.
• 10:50
  Speaker 6: I think it's like, I mean, my guess, I don't
• 10:52
  Speaker 6: have much information, but my guess is it's it's between
• 10:55
  Speaker 6: the five and six o'clock hour where it's like maybe
• 10:57
  Speaker 6: a little bit too early for dinner, but like close
• 10:59
  Speaker 6: enough to dener that you're probably gonna be on the app.
• 11:02
  Speaker 4: And then you can get yourself deal and there's so many.
• 11:04
  Speaker 6: So many different restaurants on there, so yeah, snag yourself
• 11:06
  Speaker 6: something that's great. And then the next one comes from Jade,
• 11:09
  Speaker 6: who says that coming to winter don't turn up the
• 11:11
  Speaker 6: heating and throw away that thin blanket. Please go grab
• 11:15
  Speaker 6: yourself a sleeping bag, preferably the ones that say minus
• 11:18
  Speaker 6: three degrees or something, and use that as your couch blanky.
• 11:22
  Speaker 6: So clever, genius, because you those things are really made
• 11:26
  Speaker 6: for the most dire, like out in the snow situation.
• 11:31
  Speaker 3: I think a lot of people are buying the kmarn't
• 11:33
  Speaker 3: heaters like the mini ones, and that you guys have
• 11:35
  Speaker 3: only just started realizing how much they cost to run. Yeah,
• 11:37
  Speaker 3: so like we're just going to have to turn to
• 11:39
  Speaker 3: blankets and wheat packs, I think, and.
• 11:41
  Speaker 5: Get a sleep Yeah. Yeah, that's actually a great idea.
• 11:43
  Speaker 4: Catch me looking like a worm on my couch, looking
• 11:47
  Speaker 4: like a worm. They used to have those owners, they
• 11:50
  Speaker 4: still have them. Go to sleep off your feet because
• 11:52
  Speaker 4: you're in a little package.
• 11:53
  Speaker 5: Yeah exactly, I'm a burrito.
• 11:55
  Speaker 4: That's so cute.
• 11:55
  Speaker 6: But those ones that have the like they're like a bodysuit,
• 11:59
  Speaker 6: you know, those sleep bags a suit.
• 12:02
  Speaker 4: They do the business. This this this used to be thin.
• 12:04
  Speaker 6: I don't know if it still is, but it's like
• 12:05
  Speaker 6: you you zip it up and you're in like a
• 12:07
  Speaker 6: big light legs and legs has arms.
• 12:09
  Speaker 4: It's a sleeping bag and like my dream.
• 12:11
  Speaker 3: I was putting my kid into his pajamas the other
• 12:14
  Speaker 3: day and he wears zip up onesies with the little
• 12:16
  Speaker 3: footsy things on it.
• 12:17
  Speaker 4: I'm thinking, this guy knows what's up?
• 12:19
  Speaker 5: Do we all recall this is such a fever dream.
• 12:22
  Speaker 5: When I was in high school, I would have been
• 12:24
  Speaker 5: year twelve when animal onesies there was just this.
• 12:28
  Speaker 4: You had a stitch one every Yeah.
• 12:29
  Speaker 5: Everyone had one of those, and it was like a
• 12:31
  Speaker 5: blanket material unicorn. Do you remember that.
• 12:35
  Speaker 4: I was trying to forget it.
• 12:36
  Speaker 5: Yeah.
• 12:36
  Speaker 4: It was like and everyone wore them everywhere. Everyone.
• 12:39
  Speaker 5: Yeah, you would wear them to the shops, to the Oh,
• 12:42
  Speaker 5: yes I do.
• 12:42
  Speaker 4: It was crazy, like I didn't wear them to the shops.
• 12:45
  Speaker 4: I just I don't think I did. I wore them
• 12:47
  Speaker 4: to sleepovers at friend's houses. Yes, I call them.
• 12:50
  Speaker 5: To mark up Day.
• 12:51
  Speaker 4: I'm pretty sure I dressed up a superwoman to muck
• 12:53
  Speaker 4: up Day. I went his honeybooberoy. I never want photos
• 12:58
  Speaker 4: of either of those surface. I'm going to do this
• 13:02
  Speaker 4: sleeping back. That's a great one, Thanks back. I love that.
• 13:04
  Speaker 5: I to go.
• 13:05
  Speaker 6: Okay, So my one for this week my best friend Live.
• 13:09
  Speaker 6: She is opening a quibar in Fitzroy North, which is
• 13:12
  Speaker 6: very exciting.
• 13:12
  Speaker 4: And it's going to be named after her.
• 13:13
  Speaker 1: Mum, Bernie.
• 13:14
  Speaker 4: Bernie is so cute.
• 13:15
  Speaker 5: That is a good name.
• 13:16
  Speaker 4: I mean, she's lots of weekends at Bernie's.
• 13:18
  Speaker 3: Guys, you're not going to believe he's actually Tomorrow, on
• 13:21
  Speaker 3: the twenty sixth of July, I'm going to gay line dancing.
• 13:24
  Speaker 3: I'm not gay, but like, I just feel like that's
• 13:26
  Speaker 3: going to be good. And my best friend is so
• 13:27
  Speaker 3: she's my ticket in gay line dancing. Tell me, tell
• 13:32
  Speaker 3: me that that doesn't sound like the best time.
• 13:34
  Speaker 4: Every it gets roy?
• 13:35
  Speaker 5: Is it run by two women like a couple? It
• 13:37
  Speaker 5: is so they ran one moondog at them. They are
• 13:45
  Speaker 5: such crazy.
• 13:46
  Speaker 4: He's literally flying over from Tazzy.
• 13:48
  Speaker 3: I'm picking her up after this episode and we are
• 13:50
  Speaker 3: going to the gay line dancing tomorrow.
• 13:52
  Speaker 5: That'sh my god, so so fun.
• 13:54
  Speaker 3: And we tried to Steve that he didn't need to come.
• 13:56
  Speaker 3: We're like, no, you don't need to come. It's fine.
• 13:57
  Speaker 3: You have to stay home and.
• 13:58
  Speaker 4: Look up for the baby. Obviously it's just us.
• 14:01
  Speaker 5: Well, they're line dancing.
• 14:02
  Speaker 4: It's a great time.
• 14:03
  Speaker 7: It was.
• 14:03
  Speaker 3: I just think it'd be really I still haven't worked
• 14:05
  Speaker 3: out what I'm gonna wear, but i'll call you after.
• 14:06
  Speaker 6: This feels like, I mean, that feels like that Kathin
• 14:09
  Speaker 6: Kim episode where cath thinks that Kim's Gertrude.
• 14:13
  Speaker 4: What's her Yeah? Yeah, yeah, throwing her handback in the river.
• 14:16
  Speaker 6: For anyone without context, just watch Kathin Kim also go
• 14:19
  Speaker 6: gay line dancing and go back.
• 14:22
  Speaker 4: You know how this goes. And then what did I say?
• 14:24
  Speaker 4: Oh yeah, my best friendly quibar in. I'm not trying
• 14:27
  Speaker 4: to go to her bar right now, No preeze that lives.
• 14:30
  Speaker 3: No for three minutes, open yet, but that's okayting for
• 14:33
  Speaker 3: three minutes.
• 14:34
  Speaker 6: But no, Please do go and support because I will
• 14:38
  Speaker 6: definitely be there. But yes, the process has been very exciting,
• 14:42
  Speaker 6: and she got a bunch of these sample tiles, as
• 14:45
  Speaker 6: you would if you're doing a splashback. Anyway, I'm a
• 14:48
  Speaker 6: big supporter of the square tile. I just I don't
• 14:51
  Speaker 6: like the brick one. I think it looks good in
• 14:53
  Speaker 6: some context. Anyway, that's really irrelevant. She got a bunch
• 14:55
  Speaker 6: of square tiles because I literally insisted, And so when
• 15:00
  Speaker 6: she was finished with them, she's like, oh yeah, I
• 15:02
  Speaker 6: like this color. What about here's all these sample tiles
• 15:04
  Speaker 6: that I'm not going to use anymore free or very cheap,
• 15:07
  Speaker 6: And I thought these are stunning coasters.
• 15:11
  Speaker 4: And I just think that is if you're.
• 15:14
  Speaker 6: Pretending that you're renovating, I know it's probably it's probably legal,
• 15:16
  Speaker 6: isn't it. If you go when you pretend you're renovating,
• 15:18
  Speaker 6: you get all these different sampled coasters. There's some stunning
• 15:21
  Speaker 6: ones like olive green, You've got your mate, like burnt orange.
• 15:25
  Speaker 4: Oh my god, there's just a beautiful coaster. So I
• 15:28
  Speaker 4: think if you and those those.
• 15:29
  Speaker 6: Things would be quite expensive in your Yeah, where do
• 15:33
  Speaker 6: they sell them?
• 15:34
  Speaker 4: A door? A tile place, bode Yeah, the tip place
• 15:38
  Speaker 4: it is.
• 15:39
  Speaker 5: Sorry, Yes, you have only found lots of people on
• 15:44
  Speaker 5: Facebook marketplace. They've gotten samples that they're just.
• 15:46
  Speaker 4: Give me totally.
• 15:47
  Speaker 6: Oh, we don't need this anymore. So sample tiles make
• 15:50
  Speaker 6: great coasters. Is my broke tinn kidtie?
• 15:52
  Speaker 4: Yeah, that's quite smart, quite smart. All right, let's go
• 15:54
  Speaker 4: to a really quick break. I'm gonna ask Jess what
• 15:56
  Speaker 4: I should wear to the gay line dancing.
• 15:58
  Speaker 3: And then after the break, week' to be talking about
• 16:01
  Speaker 3: what do you do when your current role isn't your
• 16:03
  Speaker 3: dream gig?
• 16:04
  Speaker 4: And then something?
• 16:05
  Speaker 3: Do you slid into our dms about this week, we're
• 16:07
  Speaker 3: asking whether you should speak.
• 16:08
  Speaker 4: Up about the debt a sibling is going to go
• 16:10
  Speaker 4: into for their wedding or not. Anyway, see you after
• 16:13
  Speaker 4: the break.
• 16:18
  Speaker 5: Welcome back, everybody. Let's take a listen to this week's
• 16:20
  Speaker 5: money dilemma.
• 16:23
  Speaker 4: Hi, there, have you.
• 16:24
  Speaker 8: Got a money dilemma you just can't solve? The She's
• 16:27
  Speaker 8: on the Money team is here to help.
• 16:29
  Speaker 3: Every week we tackle your dilemmas, both big and small,
• 16:32
  Speaker 3: to answer your most burning money.
• 16:34
  Speaker 4: Career and life questions.
• 16:35
  Speaker 8: To get involved, simply head to our website and leave
• 16:38
  Speaker 8: us a short voice recording and you might just find
• 16:40
  Speaker 8: yourself on the show. Now, let's take a listen to
• 16:43
  Speaker 8: this week's money dilemma.
• 16:47
  Speaker 7: Hey, she Use on the Money. My money slash career
• 16:50
  Speaker 7: dilemma is whether I should go back to UNI or
• 16:53
  Speaker 7: suck it up in a high paying, okay job. I'm
• 16:56
  Speaker 7: currently twenty seven, three years into working in corporate construction, which, honestly,
• 17:01
  Speaker 7: for a better way of putting it, I don't really
• 17:03
  Speaker 7: care about. I've thought about a career change to corporate marketing, etc.
• 17:07
  Speaker 7: I love fashion in the beauty field. But with hextet
• 17:11
  Speaker 7: already of fifty thousand K and the thought of adding
• 17:14
  Speaker 7: more to that, let alone putting all other dreams of
• 17:17
  Speaker 7: owning a home, getting married, all those things on hold,
• 17:20
  Speaker 7: is really scary. I'm not sure if I should stay
• 17:22
  Speaker 7: in this career with good pay, good growth and challenge,
• 17:27
  Speaker 7: or risk it all for a career that might not
• 17:29
  Speaker 7: work out or give me all the things that I
• 17:31
  Speaker 7: want in life. So please help.
• 17:34
  Speaker 3: I saw a quote the other day that said, if
• 17:36
  Speaker 3: you don't make a career change at thirty that you
• 17:39
  Speaker 3: really want to be, you're giving up the opportunity to
• 17:41
  Speaker 3: be a sixty year old with thirty years of experience.
• 17:44
  Speaker 3: And I think that that is really relevant, because, like, girl,
• 17:47
  Speaker 3: you're never too old, Like even if you're forty or
• 17:50
  Speaker 3: fifty or even sixty and you want to try something new, Like,
• 17:53
  Speaker 3: what's the worst that could happen?
• 17:54
  Speaker 4: Totally exactly. I don't know what are your thoughts, Jess.
• 17:58
  Speaker 5: I think that I totally get the heck step thing,
• 18:02
  Speaker 5: like that's something that would put me off as well.
• 18:04
  Speaker 5: I wonder if there's a way for you to either
• 18:07
  Speaker 5: find an opportunity to kind of I'm a big side
• 18:10
  Speaker 5: door person, Like, you don't have to go in the
• 18:11
  Speaker 5: front door, find a side door. Can you like maybe
• 18:14
  Speaker 5: move into a different department within the company you're currently with.
• 18:17
  Speaker 5: Can you express them hey, like, this is something i'd
• 18:19
  Speaker 5: really like to do. Is there a marketing team that
• 18:21
  Speaker 5: I could get some experience with in a junior role?
• 18:24
  Speaker 5: There are sometimes ways that you can learn on the
• 18:27
  Speaker 5: job without getting the degree, especially marketing. I know it's
• 18:31
  Speaker 5: I don't want to contradict myself because I know a
• 18:33
  Speaker 5: lot of marketing jobs do require a degree, but also
• 18:36
  Speaker 5: experience speaks volumes. So if there's a way for you
• 18:38
  Speaker 5: to kind of sidestep into a junior role, get some experience,
• 18:41
  Speaker 5: see if you like it as well. Because you're saying always.
• 18:43
  Speaker 4: Revert back to that career with that correct paying.
• 18:45
  Speaker 5: Exactly, especially if you're able to do it at the
• 18:48
  Speaker 5: same company or at a similar company. That kind of
• 18:50
  Speaker 5: feels like a nice middle ground to me. The other
• 18:53
  Speaker 5: thing I would say is there are lots of short
• 18:55
  Speaker 5: courses you could do. You could do TAFE like you
• 18:57
  Speaker 5: don't have to necessarily do or straight into a four
• 19:01
  Speaker 5: year full blown university degree, Like if you're just wanting
• 19:05
  Speaker 5: to test the field. See if you like it, see
• 19:07
  Speaker 5: if it is something that you would want to do
• 19:08
  Speaker 5: long term, maybe look at doing something like that instead,
• 19:11
  Speaker 5: so you're still educating your upskilling. The other thing I
• 19:14
  Speaker 5: would say is potentially if your company is happy for
• 19:17
  Speaker 5: you to move into that spot, they might even be
• 19:19
  Speaker 5: open to subsidizing it for you as a part of
• 19:21
  Speaker 5: your like.
• 19:22
  Speaker 3: PD, or they might be even interested in hiring you
• 19:25
  Speaker 3: just because you're enrolled in the course.
• 19:27
  Speaker 5: Correct. So I feel like there's a lot of things
• 19:30
  Speaker 5: that you can do to maybe dip a toe in
• 19:34
  Speaker 5: not have to take on the full weight of full
• 19:36
  Speaker 5: time study and obviously the costs that come with that.
• 19:39
  Speaker 5: But in terms of like should you make a career change,
• 19:42
  Speaker 5: I think your happiness is very important. Like another thirty
• 19:45
  Speaker 5: years is a long time to spend in a job
• 19:46
  Speaker 5: that you hate, you know.
• 19:48
  Speaker 3: See, I'm a bit of a sacrifice girly like and like,
• 19:51
  Speaker 3: don't do as I say, like as in, don't do
• 19:53
  Speaker 3: what I do, because like that could be seen as
• 19:56
  Speaker 3: being a little bit delusional.
• 19:58
  Speaker 4: But I did bother.
• 20:00
  Speaker 3: Like I was working in psychology and wanted to go
• 20:03
  Speaker 3: into finance, and I obviously needed a degree to do that.
• 20:07
  Speaker 3: So I did a full time master's degree at the
• 20:09
  Speaker 3: same time as working full time. And I'm not saying
• 20:11
  Speaker 3: that everybody has the privilege to do that, and it
• 20:14
  Speaker 3: is so exhausting, but like, what a privilege to be
• 20:17
  Speaker 3: exhausted by something that I chose to be challenged by. Yeah,
• 20:21
  Speaker 3: Like it's not as though I didn't choose that challenge.
• 20:25
  Speaker 4: And I'm like, oh my god, life sucks. I'm so
• 20:27
  Speaker 4: tired all the time.
• 20:27
  Speaker 3: Yeah, I was tired, but I was getting what I
• 20:29
  Speaker 3: wanted and I got a very good outcome out of that.
• 20:32
  Speaker 3: And I'm not saying that my true rejectory or my
• 20:34
  Speaker 3: career trajectory is the same as everybody else's, but like
• 20:37
  Speaker 3: sometimes you go, all right, well, if I zoom out,
• 20:40
  Speaker 3: maybe I could do UNI part time after work, And
• 20:43
  Speaker 3: like what I did was quote part time university during
• 20:46
  Speaker 3: the general terms and then over the Christmas New Year's
• 20:49
  Speaker 3: holiday they had like intensive units and I could do
• 20:52
  Speaker 3: two at a time through that period and basically turbocharged
• 20:56
  Speaker 3: my degree.
• 20:57
  Speaker 4: So I was doing it like part time full time.
• 21:00
  Speaker 3: Like part time workload is two units per semester and
• 21:03
  Speaker 3: full time is four, and I was doing I think three,
• 21:07
  Speaker 3: and then an additional one over the Christmas New Year's
• 21:10
  Speaker 3: holiday to make it up anyway, it doesn't matter how
• 21:12
  Speaker 3: I did it. But I just think that sometimes work
• 21:15
  Speaker 3: life balance, Like you're gonna have work, you're gonna have life,
• 21:18
  Speaker 3: and you're gonna have family, and sometimes things have to
• 21:23
  Speaker 3: pull back a little bit. I didn't have a social life.
• 21:25
  Speaker 3: Am I saying that that was the best thing ever?
• 21:27
  Speaker 3: Am I saying that's for you?
• 21:28
  Speaker 4: No?
• 21:28
  Speaker 3: But sometimes life has to be about compromise to get
• 21:31
  Speaker 3: where you want to go. Like, I don't know, I
• 21:33
  Speaker 3: feel like with things like this, you can't have your
• 21:35
  Speaker 3: cake and eat it too and go okay, cool.
• 21:37
  Speaker 4: I'll go into.
• 21:37
  Speaker 3: Perfectly full time study and go back on you know,
• 21:41
  Speaker 3: OZ study or sendling, can you know, glide through that
• 21:44
  Speaker 3: way and then work my way back up, Like maybe
• 21:46
  Speaker 3: you could do a part time course or maybe you
• 21:49
  Speaker 3: could go back to UNI and do it part time.
• 21:52
  Speaker 3: Yes it might take eight years instead of four, or
• 21:54
  Speaker 3: yes it might take six years instead of three, but
• 21:56
  Speaker 3: like that's six years if you working towards a goal,
• 22:01
  Speaker 3: and you'll work out pretty quickly if you like the
• 22:02
  Speaker 3: content or not. Yeah, definitely anyway, I'm just very much
• 22:07
  Speaker 3: if you really want something.
• 22:09
  Speaker 4: Just do it and work out it all out later.
• 22:11
  Speaker 5: Yeah, that's big, big energy.
• 22:13
  Speaker 2: Yes.
• 22:14
  Speaker 3: But also I kept my full time job and needed
• 22:18
  Speaker 3: my income and best just like yollo.
• 22:21
  Speaker 5: Yeah that's true, that's true.
• 22:23
  Speaker 4: Didn't need income. I just think keep stacks like income.
• 22:26
  Speaker 4: Nice concept. I forgot about that.
• 22:29
  Speaker 6: I don't know, because I'm sure you get to a
• 22:30
  Speaker 6: point in life. You don't have to get a point
• 22:33
  Speaker 6: to a point in life, but some people do get
• 22:34
  Speaker 6: to a point in their life where they can't not
• 22:38
  Speaker 6: be making a certain amount of money less than one percent.
• 22:41
  Speaker 3: And like what I'm talking about, guys, I was single,
• 22:44
  Speaker 3: I didn't have any dependence, I didn't have a mortgage.
• 22:46
  Speaker 4: I got into some debt during that time.
• 22:48
  Speaker 3: I'm not going to say that I like I could
• 22:50
  Speaker 3: not make that decision right now with my family.
• 22:52
  Speaker 4: Sorry, that's not an option totally.
• 22:54
  Speaker 6: So I think that if you don't have those like
• 22:58
  Speaker 6: monetary respect, onsibilities or commitments, keep starting over because like,
• 23:03
  Speaker 6: and I've said this for but like everything's kind of
• 23:05
  Speaker 6: like made up, so like if you don't have a
• 23:07
  Speaker 6: passion or if you don't know what, like we just
• 23:09
  Speaker 6: have to And also we spend so much time at
• 23:11
  Speaker 6: work it sucks, Like we just like see our we
• 23:14
  Speaker 6: probably we probably see our colleagues more than we see
• 23:16
  Speaker 6: our friends and family, and so like most of our
• 23:18
  Speaker 6: life unfortunately is at work.
• 23:21
  Speaker 4: Which is a crazy, crazy thought.
• 23:24
  Speaker 6: But just keep starting over until you're finally, like somewhat
• 23:28
  Speaker 6: happy because otherwise majority of your life, genuinely majority of
• 23:32
  Speaker 6: your life is miserable. Let's just not regret it, like,
• 23:36
  Speaker 6: try not to even though you have to work. Like
• 23:38
  Speaker 6: I'm girl, you literally eat.
• 23:39
  Speaker 3: Yeah, but like you don't regret the decisions you made,
• 23:42
  Speaker 3: you regret the things you didn't do.
• 23:44
  Speaker 5: So true, you can always go back. Like if you
• 23:46
  Speaker 5: start into marketing you decide you don't love it, the
• 23:48
  Speaker 5: job is still going to be there the industry.
• 23:49
  Speaker 3: You already have the experience. Yeah, so no, I agree.
• 23:53
  Speaker 3: All right you guys ready for a DM Yes please?
• 23:57
  Speaker 5: Ah?
• 23:57
  Speaker 1: All right?
• 23:58
  Speaker 4: This week's dan Hey on the money.
• 24:00
  Speaker 3: My brother is getting married, and honestly, my whole family
• 24:04
  Speaker 3: has lost the plot and it's like the value of
• 24:06
  Speaker 3: money doesn't even exist anymore. They don't earn a lot
• 24:09
  Speaker 3: of money, but my sister in law is acting like
• 24:10
  Speaker 3: there's a never ending pot of money. They can't afford
• 24:13
  Speaker 3: all the things she wants, and so they're just racking
• 24:15
  Speaker 3: up all this debt to quit make her stress go away.
• 24:19
  Speaker 3: She keeps saying, I'll just sell it after the wedding.
• 24:22
  Speaker 3: But it's stuff no one is going to want secondhand,
• 24:25
  Speaker 3: and definitely not for the prices she thinks she's gonna get.
• 24:28
  Speaker 3: It's delusional. I brought it up gently, of course, and
• 24:31
  Speaker 3: now our whole family thinks I'm the bad guy. Now
• 24:34
  Speaker 3: I am expected to just go along with everything and
• 24:37
  Speaker 3: celebrate and say how wonderful everything is. And it makes
• 24:40
  Speaker 3: me feel sick at the debt that they're going into.
• 24:42
  Speaker 4: Hmmm, how do we feel about this weddings? I don't understand,
• 24:47
  Speaker 4: but I get. I get, like you know, some people
• 24:49
  Speaker 4: want to big weddings. To speak.
• 24:51
  Speaker 3: I loved my wedding like you. I could have my
• 24:55
  Speaker 3: wedding again, I would. It makes me depressed sometimes thinking
• 24:58
  Speaker 3: that I'm never gonna have another Medican in my entire life.
• 25:00
  Speaker 4: I do avour in your Yeah, do avour in yours?
• 25:03
  Speaker 1: Fine?
• 25:03
  Speaker 3: Damn a big party, limb, yeah, but like it will
• 25:07
  Speaker 3: never be as big of a party as the party
• 25:09
  Speaker 3: that I got to have for my wedding. Saying that
• 25:10
  Speaker 3: I went into no debt for that and that's privileged.
• 25:12
  Speaker 3: But like, also this sounds very stressful.
• 25:15
  Speaker 6: Is it because of the amount of people or is it
• 25:17
  Speaker 6: because of the like decor, Like what get that is?
• 25:20
  Speaker 3: I think that they're like, at the end of the day,
• 25:22
  Speaker 3: the average wedding here in Australia costs more than fifty
• 25:25
  Speaker 3: thousand dollars, and that is a massive financial burden on
• 25:27
  Speaker 3: anybody totally. And I'm just saying, like an easily, Like
• 25:30
  Speaker 3: I'm not gonna lie easily you can spend more than
• 25:33
  Speaker 3: one hundred thousand dollars on a wedding. And I don't
• 25:35
  Speaker 3: mean that you're like, oh my god, it was so
• 25:37
  Speaker 3: easy because like I'm an expensive galie.
• 25:39
  Speaker 4: No.
• 25:39
  Speaker 3: No, Like, once you get your venue, once you get
• 25:42
  Speaker 3: your dress, once you get flowers, like it all honestly
• 25:44
  Speaker 3: adds up. Like these days, videographer easy ten grand, photographer
• 25:48
  Speaker 3: easy six to ten grand, Like those are reasonable prices.
• 25:52
  Speaker 3: Those are not things that you're like, oh that's an expense, No,
• 25:55
  Speaker 3: that's normal.
• 25:56
  Speaker 4: Yeah, I'm like, these things are to add up.
• 25:58
  Speaker 3: You want your husband in a suit, you want matching
• 26:00
  Speaker 3: suits for the groomsmen, bam, you want nice shoes, bam.
• 26:04
  Speaker 3: Like all those things just they add up. I get it,
• 26:07
  Speaker 3: I really do.
• 26:07
  Speaker 4: It's all arbitrary, I don't know. I guess it kind
• 26:09
  Speaker 4: of it's kind of annoying. I don't know why.
• 26:10
  Speaker 6: But I can really appreciate a really beautiful wedding, like
• 26:13
  Speaker 6: aesthetically or what, especially if you're ever and everything looks beautiful.
• 26:17
  Speaker 4: So I totally do get that.
• 26:18
  Speaker 6: But I guess the only thing I would suggest, And
• 26:22
  Speaker 6: some people aren't, like, you know, open to this conversation,
• 26:24
  Speaker 6: especially if it's like before the wedding and they're really
• 26:27
  Speaker 6: excited for it, and this this kind of conversation could
• 26:29
  Speaker 6: be really like a wet blanket, but kind of like
• 26:32
  Speaker 6: asking the why and then also kind of getting into
• 26:37
  Speaker 6: like what life looks like afterward, and what marriage looks
• 26:41
  Speaker 6: like afterwards and all this kind of stuff and just
• 26:43
  Speaker 6: kind of being like, this is because as there is
• 26:47
  Speaker 6: life after.
• 26:47
  Speaker 4: I get that.
• 26:48
  Speaker 6: Because when I'm having a birthday party, I'm having a
• 26:51
  Speaker 6: house party in a few days, and you guys are
• 26:53
  Speaker 6: obviously not, but I.
• 26:58
  Speaker 3: Yes, do you want to do something when be's having
• 27:00
  Speaker 3: a house party that we weren't invited to.
• 27:02
  Speaker 4: I'll just sit out the front window and watch. No worries,
• 27:05
  Speaker 4: but I didn't.
• 27:06
  Speaker 6: Nope, no, I didn inviute you on Facebook, but I
• 27:08
  Speaker 6: don't if anyone checks any Facebook, I don't check.
• 27:11
  Speaker 4: What That's so fair, but thank you for the invite,
• 27:13
  Speaker 4: of course.
• 27:14
  Speaker 6: But when I'm having a birthday party, I can't even
• 27:17
  Speaker 6: see life after it because I'm like so really excited
• 27:21
  Speaker 6: to it.
• 27:22
  Speaker 5: I don't even know what.
• 27:22
  Speaker 6: Life looks like when my birthday's over, you know. So
• 27:25
  Speaker 6: I can totally understand being like in that headspace and
• 27:27
  Speaker 6: be like, this day is everything to me, and I'm
• 27:30
  Speaker 6: going to make sure it looks so beautiful and so
• 27:32
  Speaker 6: big and so grand.
• 27:33
  Speaker 4: But then if someone said to me, hey, do you
• 27:35
  Speaker 4: know that.
• 27:35
  Speaker 6: Life will still go on afterwards hopefully, then I would
• 27:39
  Speaker 6: probably stop to think like, oh, yeah, I probably don't
• 27:41
  Speaker 6: need to buy twenty thousand fairy lights, you know, things
• 27:45
  Speaker 6: like that.
• 27:45
  Speaker 4: So just like a just gently nudging them to ask why.
• 27:48
  Speaker 7: They're doing what they're doing.
• 27:50
  Speaker 3: Clearly they have been nudging them, because the bride said, well,
• 27:53
  Speaker 3: with those twenty thousand fairy lights, I'm going to sell
• 27:54
  Speaker 3: them on Facebook marketplace obviously make my money back. Like
• 27:57
  Speaker 3: she's clearly thought about this, and it's the person who
• 28:01
  Speaker 3: wrote in said they're delusional.
• 28:03
  Speaker 4: What do you reckon, Jess?
• 28:04
  Speaker 5: I will say I do have a feeling that every
• 28:07
  Speaker 5: diib or i'd ever has said I'll buy it and
• 28:09
  Speaker 5: then sell it on Facebook Marketplace, just purely from my
• 28:12
  Speaker 5: own Facebook markplace talking. It seems like there is so
• 28:16
  Speaker 5: much wedding stuff out there, so firstly looks she should
• 28:18
  Speaker 5: be saying if she can't buy it secondhand or Facebook
• 28:20
  Speaker 5: market life, cool, But I also think that you're probably
• 28:22
  Speaker 5: not going to make a huge amount of money, just
• 28:25
  Speaker 5: based on again kind of what I've seen out there
• 28:27
  Speaker 5: in the world, depending on what it is. Obviously, I
• 28:30
  Speaker 5: would honestly kind of say, I think you've done your job,
• 28:33
  Speaker 5: like I think you've kind of tried to be the
• 28:34
  Speaker 5: voice of reason. You've said, hey, have we thought about this?
• 28:38
  Speaker 5: You know, you can make suggestions, maybe buy secondhand, maybe rent,
• 28:42
  Speaker 5: maybe whatever.
• 28:43
  Speaker 4: At the end of the day, it's not your.
• 28:44
  Speaker 5: Money, and it's I think, honestly not your place. Like
• 28:48
  Speaker 5: I understand and I agree that you know, is it
• 28:51
  Speaker 5: a choice that is the most fiscally responsible, perhaps not.
• 28:54
  Speaker 5: Is it a choice that I personally would make, perhaps not.
• 28:57
  Speaker 5: But it's not my money or your money or your
• 28:59
  Speaker 5: life and therefore really not.
• 29:02
  Speaker 3: They're an adult, they're making a decision correct, not your choice,
• 29:04
  Speaker 3: not your problem.
• 29:05
  Speaker 4: I think that circus not your monkeys.
• 29:07
  Speaker 5: Absolutely. I think like any good friend, good family member
• 29:11
  Speaker 5: will kind of flag issues. I think that is a
• 29:13
  Speaker 5: hard part of being a good friend is sometimes you
• 29:17
  Speaker 5: do have to say, hey, I get that you're excited,
• 29:20
  Speaker 5: I'm going to be the bad guy friend and you spoke.
• 29:22
  Speaker 4: About it because you care, not because you're trying to criticize.
• 29:24
  Speaker 5: Yeah, exactly right, And there's a way to do that,
• 29:26
  Speaker 5: and it sounds like our listener has really tried. Once
• 29:29
  Speaker 5: you've done that, I think your job is done truthfully,
• 29:32
  Speaker 5: and I think it's kind of like, okay, well, let
• 29:34
  Speaker 5: them make their choices their adults, and they can do
• 29:36
  Speaker 5: what they wan.
• 29:36
  Speaker 3: I agree, and I guess from my perspective, like I
• 29:39
  Speaker 3: resonate with that. I resonate with our listener questions so
• 29:43
  Speaker 3: much because I also get like relatively frustrated when I
• 29:46
  Speaker 3: see people making really irresponsible decisions. I'm like, you know,
• 29:50
  Speaker 3: I'm a finance girlie, and like, at the end of
• 29:52
  Speaker 3: the day, my entire career is crafted around the fact
• 29:55
  Speaker 3: that I help people make good money. Decisions, and I
• 29:58
  Speaker 3: just don't want you to make bad ones. But when
• 30:01
  Speaker 3: emotions come into it, especially when it's stuff like weddings,
• 30:04
  Speaker 3: like when emotions and money are involved, sometimes even your
• 30:09
  Speaker 3: gentle honesty can come across as criticism and it can
• 30:12
  Speaker 3: be taken the wrong way. And I think that Jess
• 30:15
  Speaker 3: is absolutely correct. You've done your job. I don't think
• 30:17
  Speaker 3: you're the bad guy here. You're the one wanting them
• 30:20
  Speaker 3: to think beyond their perfect day, and clearly they're not
• 30:23
  Speaker 3: going to. And maybe right now it's actually about you
• 30:26
  Speaker 3: protecting your own boundaries and going do you know what
• 30:29
  Speaker 3: I flagged it?
• 30:29
  Speaker 4: It wasn't taken.
• 30:30
  Speaker 3: Well, maybe you need to step back from the celebrations
• 30:33
  Speaker 3: so that you're not swept up in the quote delusion
• 30:37
  Speaker 3: of it all. Maybe we need to just step back
• 30:39
  Speaker 3: and be supportive, be supportive, be the person who's like.
• 30:42
  Speaker 4: Yep, anything you need, you let me know.
• 30:44
  Speaker 3: I'm going to be there with bells on it, and
• 30:45
  Speaker 3: I'm going to be the best sister in law ever.
• 30:47
  Speaker 4: You let me know what you need.
• 30:48
  Speaker 3: But sometimes the best thing that we can do is
• 30:50
  Speaker 3: actually quietly step back and let people.
• 30:51
  Speaker 4: Learn on their own.
• 30:52
  Speaker 3: Yeah, definitely, Sometimes it's actually not your job, like you've
• 30:56
  Speaker 3: flagged it. They've clearly taken to discriticism. They clearly think
• 30:59
  Speaker 3: that you're not doing the right thing. And sometimes letting
• 31:02
  Speaker 3: people learn as they grow is really important, even though
• 31:06
  Speaker 3: that is so hard to watch sometimes like it's not
• 31:10
  Speaker 3: life for death.
• 31:12
  Speaker 4: Yes, there's debt involved.
• 31:13
  Speaker 3: Sometimes they're going to have to learn the hard way,
• 31:15
  Speaker 3: and you know what, they might come out the other
• 31:17
  Speaker 3: side and be like, oh my god.
• 31:18
  Speaker 4: We're in so much debt, so worth it.
• 31:19
  Speaker 5: Well that's it, but we know and in line with
• 31:21
  Speaker 5: your values, maybe that's a choice that they made that
• 31:23
  Speaker 5: they said, yeah, we know we're going to take on
• 31:25
  Speaker 5: the debt. We're really happy with that.
• 31:26
  Speaker 3: Yeah. I find it so hard to watch those storys
• 31:28
  Speaker 3: so resonate. I really do get it. We asked our community, though, guys,
• 31:31
  Speaker 3: what do you think? We said, would you speak up
• 31:33
  Speaker 3: if you thought a sibling was making bad financial.
• 31:35
  Speaker 4: Choices for their wedding?
• 31:37
  Speaker 3: Forty five percent of you said, one hundred percent, they
• 31:39
  Speaker 3: need to hear it, thirty nine percent of you said
• 31:41
  Speaker 3: only if they asked. From my opinion, fourteen percent said no,
• 31:44
  Speaker 3: it's not my place, and two percent said I have.
• 31:46
  Speaker 3: And it didn't go well, the next question we asked,
• 31:50
  Speaker 3: is is it enabling if no one questions bad wedding spending.
• 31:54
  Speaker 3: Fifty one percent said definitely yes, Forty one percent said no,
• 31:58
  Speaker 3: it's no one else's business. Eight percent said being supportive
• 32:01
  Speaker 3: is the most important. I think I can be supportive.
• 32:06
  Speaker 3: I totally can be supportive. I'm always going to question you, like, Beck,
• 32:09
  Speaker 3: you quit your job recently and you've told us that,
• 32:12
  Speaker 3: and I've been like, look, totally supportive, love what you're doing.
• 32:15
  Speaker 3: Have you thought about ABC and D and you said yes,
• 32:17
  Speaker 3: And I've said great, worries your decision, But like I'm
• 32:19
  Speaker 3: always going to be that friend that questions you a
• 32:22
  Speaker 3: little bit because.
• 32:22
  Speaker 4: I'm like, oh, is this like the right decision.
• 32:25
  Speaker 3: Because like what if you got further down the line
• 32:27
  Speaker 3: and then you go, guys, no one said XYZ, or
• 32:31
  Speaker 3: no one questioned me, or no one said it was
• 32:32
  Speaker 3: a bad idea that or just you know, blindly support
• 32:35
  Speaker 3: me and that's.
• 32:36
  Speaker 4: Not what I don't know. I just sure should question it.
• 32:38
  Speaker 3: But like hopefully when I question you, you know it's coming
• 32:41
  Speaker 3: from a place of love and the fact that I
• 32:43
  Speaker 3: care about you, not because I'm like.
• 32:44
  Speaker 7: Yeah, you're an idiot.
• 32:45
  Speaker 4: Beck does that's not eat at all.
• 32:47
  Speaker 3: I'm literally like, okay, queen, love this for you, but
• 32:50
  Speaker 3: have we thought through the process. My type A personality
• 32:54
  Speaker 3: is coming out. We also asked the community guys, what's
• 32:57
  Speaker 3: your two cents? And did you have a two cents?
• 33:00
  Speaker 3: First person said, whoa, you guys are really spending big.
• 33:03
  Speaker 3: You must have saved for ages.
• 33:05
  Speaker 4: We know debts involved, though, we don't need to be
• 33:08
  Speaker 4: I don't know petty. We don't need to be petty.
• 33:10
  Speaker 4: Next person said the irony of spending more to keep
• 33:13
  Speaker 4: her stress away.
• 33:14
  Speaker 5: Girl.
• 33:16
  Speaker 3: Next person said, right now, watching my sister refiners her
• 33:19
  Speaker 3: mortgage for a fifty thousand dollar wedding is stressing me.
• 33:21
  Speaker 3: I'm actually very worried for her. Next person said, it's
• 33:25
  Speaker 3: not just the sibling money. Mine said, it's the bride
• 33:28
  Speaker 3: to be as well. You're actually already outnumbered.
• 33:31
  Speaker 4: It's true, right.
• 33:32
  Speaker 3: Next person said, you said your piece. Now you have
• 33:35
  Speaker 3: to accept their choice and move on.
• 33:36
  Speaker 5: Fair.
• 33:37
  Speaker 4: Another person said, if you're not paying, you don't have
• 33:39
  Speaker 4: an opinion.
• 33:40
  Speaker 5: I kind of agree with that on I agree.
• 33:43
  Speaker 4: That's like guest lists for weddings as well.
• 33:45
  Speaker 5: Oh hard agree on that.
• 33:46
  Speaker 4: I've got a lot of wedding conversation to have.
• 33:48
  Speaker 3: But if someone wants to invite people, pay to play
• 33:50
  Speaker 3: baby next person, Chupada said, if you feel you must
• 33:55
  Speaker 3: say something, choose your words and timing very carefully, because
• 33:59
  Speaker 3: unsolicited advice.
• 34:00
  Speaker 4: Feels awful to receive.
• 34:02
  Speaker 3: Someone else has clearly been listening to my podcast, and
• 34:05
  Speaker 3: this is the last one. She said, not my circus,
• 34:07
  Speaker 3: not my monkeys. I feel like I say that all
• 34:11
  Speaker 3: the time.
• 34:12
  Speaker 4: It's such a nice like it's like, oh, I can
• 34:14
  Speaker 4: let go of this.
• 34:15
  Speaker 3: Yeah, yeah, not my circus, not my monkeys. I also
• 34:17
  Speaker 3: like to say, pay peanuts, get monkeys.
• 34:19
  Speaker 4: I've never heard that one.
• 34:21
  Speaker 3: I wrote it in my first book, actually, and I
• 34:23
  Speaker 3: mildly regret it. You're aline in talking about superannuation, but
• 34:28
  Speaker 3: that's okay. Yeah, anyway, that's it from us, guys. We
• 34:32
  Speaker 3: hope you have a beautiful weekend and we'll see you
• 34:35
  Speaker 3: brighton early on Monday.
• 34:36
  Speaker 8: Are very good money diary, Bye guys bye. Did By
• 34:46
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• 34:49
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• 34:52
  Speaker 8: exists purely for educational purposes and should not be relied
• 34:56
  Speaker 8: upon to make an investment or financial decision. If you
• 34:59
  Speaker 8: do whose to buy a financial product, read the PDS
• 35:02
  Speaker 8: TMD and obtain appropriate financial.
• 35:04
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• 35:06
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• 35:17
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