How Inflation Is Quietly Eating Your Life Insurance Premium

Inflation and Your Money with Fexingo: Protecting Purchasing Power and Beating Inflation · Jul 8, 2026 · 6m · transcript

Lucas and Luna look at how inflation is driving up life insurance premiums in 2026. With the Fed holding rates steady at 3.63% and the PCE index still creeping up, insurers are raising term and whole life rates by double-digit percentages. The hosts break down why inflation hits life insurance differently than car or home insurance — it's all about the bond yields insurers earn on their reserves. Lucas walks through a real example: a 40-year-old nonsmoker who saw a 12 percent increase on a 20-year term policy renewal. They also share tips on locking in rates while you're healthy and…